Probably missed this somewhere along the way, but how in the world are you able to rack up 300k UR points a year, SD?
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In the last 2 or 3 years I've gotten 2 Sapphire cards (first one actually got 100k, second only 50k), an Ink Bold and two Inks, and a Freedom. I max out all the quarterly Freedom categories. I use almost exclusively the UR portal for non-amazon online shopping. Sapphire is my primary spend card for spend that isn't bonus'ed anywhere else. Ink for gas. I get some referral points from you studs. I don't know, they just come to me faster than I can spend them.
another thing I do is buy starbucks gift cards from staples (online because I'm not wasting my time going to the store) and load them to my starbucks account. A $200 starbucks gift card is 1k UR points with the 5x Ink bonus and, unfortunately, mrs. dave and I burn through that really fast so we probably get about 10k UR points from just starbucks every year.
Nice. I've accumulated a decent amount of points just by using my CSP the last couple years, but I'd like to add to that with some other Chase cards. From the research that I've done it looks like there are only referral bonuses for Chase Freedom every once in a while. If someone gives me a referral link for Freedom, I'll try and use it.
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