How Many Credit Cards Do You Have?

[michigancat]

postgradproblems.com/this-man-is-dominating-the-travel-game-so-hard/

luked? i know this guy has been mentioned but hadn't seen this video.

yeah, I followed him on twitter and facebook for a long time but grew kind of board of him so quit. has a pocket square company. pretty lol. Lucky wrote about him a couple times and now they're kinda buds.

http://onemileatatime.boardingarea.com/2013/02/26/i-ran-into-justin-ross-lee-at-jfk-its-time-to-see-him-in-action/

I'm kinda curious how he pays for all his trips. It's pretty fascinating.

[Scary Smart]

Probably missed this somewhere along the way, but how in the world are you able to rack up 300k UR points a year, SD?


Sent from my iPhone using Tapatalk

[steve dave]

Probably missed this somewhere along the way, but how in the world are you able to rack up 300k UR points a year, SD?


Sent from my iPhone using Tapatalk

In the last 2 or 3 years I've gotten 2 Sapphire cards (first one actually got 100k, second only 50k), an Ink Bold and two Inks, and a Freedom. I max out all the quarterly Freedom categories. I use almost exclusively the UR portal for non-amazon online shopping. Sapphire is my primary spend card for spend that isn't bonus'ed anywhere else. Ink for gas. I get some referral points from you studs. I don't know, they just come to me faster than I can spend them.

[steve dave]

postgradproblems.com/this-man-is-dominating-the-travel-game-so-hard/

luked? i know this guy has been mentioned but hadn't seen this video.

yeah, I followed him on twitter and facebook for a long time but grew kind of board of him so quit. has a pocket square company. pretty lol. Lucky wrote about him a couple times and now they're kinda buds.

http://onemileatatime.boardingarea.com/2013/02/26/i-ran-into-justin-ross-lee-at-jfk-its-time-to-see-him-in-action/

I'm kinda curious how he pays for all his trips. It's pretty fascinating.

ha, Lucky just commented on it

http://onemileatatime.boardingarea.com/2015/03/17/this-is-why-people-hate-travel-hackers/

[michigancat]

Yeah, I don't think he's hacking all that much. You can't use credit card miles to fly on a private jet or spend a month in Thailand.

Going to the arrivals when you're actually departing is a pretty good tip, though.

[meow meow]

if I'm thinking about going to London/Germany this summer, is there a card I could get now that I could get rewards to get there in time?

[WonderMeal]

you better hurry and apply for a couple USAir cards because it's going away pretty soon. everyone who has it will be rolled into an AA card that you can't sign up for.

How are you able to continue to get the bonus? I've applied twice and been denied (not really, I just withdrew my application after talking to reconsideration line) because I opened or closed an account with them in the past year. I even tried the "Yeah, that's my personal, this one is for my business" excuse and it didn't work.

I've been able to open two in the past year, same for Mrs. WonderMeal. But even though one or both of ours have been canceled, they still won't give us the bonus again.

[sys]

if I'm thinking about going to London/Germany this summer, is there a card I could get now that I could get rewards to get there in time?

get a united and a csp.

[steve dave]

you better hurry and apply for a couple USAir cards because it's going away pretty soon. everyone who has it will be rolled into an AA card that you can't sign up for.

How are you able to continue to get the bonus? I've applied twice and been denied (not really, I just withdrew my application after talking to reconsideration line) because I opened or closed an account with them in the past year. I even tried the "Yeah, that's my personal, this one is for my business" excuse and it didn't work.

I've been able to open two in the past year, same for Mrs. WonderMeal. But even though one or both of ours have been canceled, they still won't give us the bonus again.

yes, they've never denied me. I get a new one every 3 or 4 months. I cancel the one I have after a few months and about a week later get another one. mrs. dave does the same.

[steve dave]

if I'm thinking about going to London/Germany this summer, is there a card I could get now that I could get rewards to get there in time?

get a united and a csp.

this would be good. I would make some phantom bookings to see what availability looks like from where you are flying from now to see if United could get you there now and just pray availability will hold out until you have the points. If not try AA and you could get the citi AA/US cards.

[steve dave]

Probably missed this somewhere along the way, but how in the world are you able to rack up 300k UR points a year, SD?


Sent from my iPhone using Tapatalk

In the last 2 or 3 years I've gotten 2 Sapphire cards (first one actually got 100k, second only 50k), an Ink Bold and two Inks, and a Freedom. I max out all the quarterly Freedom categories. I use almost exclusively the UR portal for non-amazon online shopping. Sapphire is my primary spend card for spend that isn't bonus'ed anywhere else. Ink for gas. I get some referral points from you studs. I don't know, they just come to me faster than I can spend them.

another thing I do is buy starbucks gift cards from staples (online because I'm not wasting my time going to the store) and load them to my starbucks account. A $200 starbucks gift card is 1k UR points with the 5x Ink bonus and, unfortunately, mrs. dave and I burn through that really fast so we probably get about 10k UR points from just starbucks every year.

[TownieCat]

you better hurry and apply for a couple USAir cards because it's going away pretty soon. everyone who has it will be rolled into an AA card that you can't sign up for.

How are you able to continue to get the bonus? I've applied twice and been denied (not really, I just withdrew my application after talking to reconsideration line) because I opened or closed an account with them in the past year. I even tried the "Yeah, that's my personal, this one is for my business" excuse and it didn't work.

I've been able to open two in the past year, same for Mrs. WonderMeal. But even though one or both of ours have been canceled, they still won't give us the bonus again.

yes, they've never denied me. I get a new one every 3 or 4 months. I cancel the one I have after a few months and about a week later get another one. mrs. dave does the same.

I'm new to the CC hustle game so forgive the LCCIQ here. Just so I have this correct... you get a card that offers bonus miles, accrue those bonuses by meeting a spending requirement (ex. $3,000 in 3 months), cancel that card, and then apply for the same card to get the bonus again?

[steve dave]

you better hurry and apply for a couple USAir cards because it's going away pretty soon. everyone who has it will be rolled into an AA card that you can't sign up for.

How are you able to continue to get the bonus? I've applied twice and been denied (not really, I just withdrew my application after talking to reconsideration line) because I opened or closed an account with them in the past year. I even tried the "Yeah, that's my personal, this one is for my business" excuse and it didn't work.

I've been able to open two in the past year, same for Mrs. WonderMeal. But even though one or both of ours have been canceled, they still won't give us the bonus again.

yes, they've never denied me. I get a new one every 3 or 4 months. I cancel the one I have after a few months and about a week later get another one. mrs. dave does the same.

I'm new to the CC hustle game so forgive the LCCIQ here. Just so I have this correct... you get a card that offers bonus miles, accrue those bonuses by meeting a spending requirement (ex. $3,000 in 3 months), cancel that card, and then apply for the same card to get the bonus again?

yes, but the opportunities to do so are dwindling. I have had ~10 Citi AA cards in my life. You used to be able to get an AA card every 3 months or so. And at one time that came with 100k AA miles. which dropped to 75k. which has now dropped to 50k. and now it's not nearly as churnable as it used to be. The real churnable cards now are the US card which is going away in like a month and the Alaska Air card. Maybe the Frontier or some other weird ones but I'm not sure. People made literally millions of miles and got lifetime AA Executive Platinum status with AA by churning the AA cards. I would have lifetime executive plat status if I had started a year or so earlier. Now most Chase cards restrict you to one new bonus every two years. Citi is kind of a mystery but have clamped down recently. Amex new rules say one bonus per card type in a lifetime. Barclay is still churnable if they approve you. BoA is churnable but only have Alaska and maybe some dumb proprietary card.

[steve dave]

But, even just doing Chase cards should keep you going. Assume you have a spouse who participates you can be meeting min. spend on the Sapphire, SW (two versions), Freedom, United, Marriott, British Air, Ritz Carlton, Hyatt, IHG cards (All x 2 with the spouse) and just repeat that every two years. Alternate applications between you and the spouse. This isn't even including the Ink biz card. It's something that everyone who can handle their money without playing mind games with themselves should be doing.

[steve dave]

And don't wait until you have a trip planned to start. A lot of people do that. It kind of aggravates me when someone I know IRL says they have a trip in two months and want it all free because they know I travel free all the time. I understand it, but it gets frustrating explaining it to them. Then they think it's not all it's cracked up to be when I explain they are probably not going to be able to benefit from it on their upcoming trip. but, some people have an aversion to credit cards so even getting one let alone twenty is a huge step for them.

[TownieCat]

Damn. It sounds like I've left a lot of points on the table the past few years by sticking to only one card.  I will definitely be frequenting this thread more often!

I'm looking at a vacation in August. Hoping that is enough lead time 

[Trim]

another thing I do is buy starbucks gift cards from staples (online because I'm not wasting my time going to the store) and load them to my starbucks account. A $200 starbucks gift card is 1k UR points with the 5x Ink bonus and, unfortunately, mrs. dave and I burn through that really fast so we probably get about 10k UR points from just starbucks every year.

[Scary Smart]

Probably missed this somewhere along the way, but how in the world are you able to rack up 300k UR points a year, SD?


Sent from my iPhone using Tapatalk

In the last 2 or 3 years I've gotten 2 Sapphire cards (first one actually got 100k, second only 50k), an Ink Bold and two Inks, and a Freedom. I max out all the quarterly Freedom categories. I use almost exclusively the UR portal for non-amazon online shopping. Sapphire is my primary spend card for spend that isn't bonus'ed anywhere else. Ink for gas. I get some referral points from you studs. I don't know, they just come to me faster than I can spend them.

another thing I do is buy starbucks gift cards from staples (online because I'm not wasting my time going to the store) and load them to my starbucks account. A $200 starbucks gift card is 1k UR points with the 5x Ink bonus and, unfortunately, mrs. dave and I burn through that really fast so we probably get about 10k UR points from just starbucks every year.

Nice. I've accumulated a decent amount of points just by using my CSP the last couple years, but I'd like to add to that with some other Chase cards. From the research that I've done it looks like there are only referral bonuses for Chase Freedom every once in a while. If someone gives me a referral link for Freedom, I'll try and use it.


Sent from my iPhone using Tapatalk

[michigancat]

My wife and I have probably accumulated 300k over the last year. Currently have 230k but I'm heading toward that companion pass.

[michigancat]

Probably missed this somewhere along the way, but how in the world are you able to rack up 300k UR points a year, SD?


Sent from my iPhone using Tapatalk

In the last 2 or 3 years I've gotten 2 Sapphire cards (first one actually got 100k, second only 50k), an Ink Bold and two Inks, and a Freedom. I max out all the quarterly Freedom categories. I use almost exclusively the UR portal for non-amazon online shopping. Sapphire is my primary spend card for spend that isn't bonus'ed anywhere else. Ink for gas. I get some referral points from you studs. I don't know, they just come to me faster than I can spend them.

another thing I do is buy starbucks gift cards from staples (online because I'm not wasting my time going to the store) and load them to my starbucks account. A $200 starbucks gift card is 1k UR points with the 5x Ink bonus and, unfortunately, mrs. dave and I burn through that really fast so we probably get about 10k UR points from just starbucks every year.

Nice. I've accumulated a decent amount of points just by using my CSP the last couple years, but I'd like to add to that with some other Chase cards. From the research that I've done it looks like there are only referral bonuses for Chase Freedom every once in a while. If someone gives me a referral link for Freedom, I'll try and use it.


Sent from my iPhone using Tapatalk

Here you go...

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FCNF&CELL=6RLJ&MSC=1444196666

[steve dave]

protip, from now on ask for steve dave's specific referral link so sd gets more points and rusty gets fewer

[sys]

wait until the bonus pops to 20k before getting the freedom.


michigancat, that wasn't very ethical of you not to inform scary that the bonus goes up to 20k at regular intervals.

[michigancat]

I just went to the refer a friend site and didn't see what the bonus was. Feel free to you sys's referral link when it gets to 20k

[michigancat]

Or use steve dave's if you don't want to see him act like a child. Your choice.

[Scary Smart]

lol, thanks bros. I'll keep an eye on it and apply when the bonus goes up to 20k.


Sent from my iPhone using Tapatalk