Everyone's situation is different, but I'm completely against maxing out tax advantaged options. The amount I save for retirement is determined solely by maintaining standard of living. I will have more fun with extra money now than when I am retired. I have no doubt about that.
Also I doubt I will live long past retirement, or at least I hope I won't.
It's a fair mindset to have, but also a good reason to at least hit your yearly max on retirement accounts when you're younger. The money will grow exponentially, and you'll have a better shot at retiring at 59.5, which is probably quite a bit better than 65 or whatever if you want to enjoy yourself with some healthy years left.
Nuclear war and mass plague aside, with advancements in AI and machine learning, I suspect many people will live to be over 100. That's a LONG time to go without income.
That only sounds appealing to me if I am still mobile and healthy. Living 20 or more years in some sort of assisted living situation would be a hard nope.
Agreed, but most humans choose life when actually posed with the question. I guess if you're capable of suicide than you'll have options.
However, medicine will improve exponentially under AI. It already has in the computer age. AI can examine data to spot trends, improve research, speed diagnosis, remap dna, design new drugs, grow healthy tissue, grow cartilage, etc. The possibilities are hard to fathom.
Ive also read some believe that AI will supplement a work week. Meaning humans wont need to work 40-60 hrs per week. Some speculate govt policy would subsidize humans to offset profit increase of business. Ie you'd still make same salary but only work 15-20 hours a week.
