Yeah, we refinanced in spring 2020 when it bottomed out. I don’t remember the exact number, just the closing person telling us our rate was the lowest she’d ever seen. I looked at slot of houses the past year. I don’t see how I could pull the trigger on moving for a long, long time. Our house value is double what we owe, but it would take another $100k-$200k on top for a house that’s bigger/better enough to go through the hassle of moving. It would be nice to have a spare bedroom, but not $500-$750/month more nice.