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General Discussion => Essentially Flyertalk => Topic started by: Kat Kid on December 12, 2011, 02:16:40 PM

Title: House buying/owning advice
Post by: Kat Kid on December 12, 2011, 02:16:40 PM
I am currently looking to buy a home.

This board has a wonderful collection of home owners and I know you love helping people.  Home owners in general seem to love dispensing advice, so I'm guessing this will be a super long thread.

Very excited to hear what I should be doing!
Title: Re: House buying/owning advice
Post by: Saulbadguy on December 12, 2011, 02:21:16 PM
pay cash!!!!111
Title: Re: House buying/owning advice
Post by: bakerman on December 12, 2011, 02:23:37 PM
When you are looking at houses, don't be fixated on what's there right now. A lot of people shut down houses because they can't see the potential of what adding some of your personal touches can do to it.

Also, check into the USDA rural loan. Certain areas can give you a really good deal, but you have to be inside their specified zone. I got my house for no (required) money down and 4% interest thanks to this. I don't know Manhattan's zones for it though.

don't forget to add in taxes and insurance to your monthly mortgage payment when deciding how much you can afford.
Title: Re: House buying/owning advice
Post by: yoga-like_abana on December 12, 2011, 02:25:35 PM
the mls site is so much fun to look at if you ever get the change to get on it  :excited:
Title: Re: House buying/owning advice
Post by: pissclams on December 12, 2011, 02:27:47 PM
always spend at least as much as the lender approves you for.
Title: Re: House buying/owning advice
Post by: Stevesie60 on December 12, 2011, 02:28:06 PM
Get a 15 year mortgage instead of a 30 year mortgage.

http://www.bankrate.com/calculators/mortgages/15-year-30-year-mortgage-calculator.aspx (http://www.bankrate.com/calculators/mortgages/15-year-30-year-mortgage-calculator.aspx)
Title: Re: House buying/owning advice
Post by: ew2x4 on December 12, 2011, 02:29:14 PM
I've owned my house for a better part of 2 years now. Some things I wish I had- 2 car garage. Full master bath.

A full master bath cannot be understated. A 2 car garage isn't awful, but it kinda sucks. Our house is a fixer upper, but know what you're capable of having done. If you're only wanting to paint and get new carpet, make sure you're looking beyond that. Many people just aren't able to look past colors and light fixtures.

And this should go without saying, but don't over spend for the neighborhood. Keep in mind you're most likely going to be selling this house one day.
Title: Re: House buying/owning advice
Post by: felix rex on December 12, 2011, 02:33:47 PM
Yeah. Pay cash. Prioritize area over house (i.e. make sure there's a BWW nearby). Also, if you're not good at/don't enjoy home repairs and do-it-yourself kind of stuff, don't trick yourself into believing you will once you buy a house with "good bones."
Title: Re: House buying/owning advice
Post by: pissclams on December 12, 2011, 02:34:04 PM
if your lender says, tortuga, we're going to approve you for a $600,000 home.   here's what you do, you spend $600,001.  always spend more.  it shows them that you're the boss and ensures that in future lending negotiations your voice will be heard at the table.  everyone wants their voices to be heard.  so you sing.  sing to the lenders and you sing a loud and beautiful song of money.  when the lender responds in the appropriate manner, you will know that they heard you.
Title: Re: House buying/owning advice
Post by: jtksu on December 12, 2011, 02:37:42 PM
The Tulia app is pretty cool.  If you haven't already, you should check it out.
Title: Re: House buying/owning advice
Post by: Skipper44 on December 12, 2011, 03:19:07 PM
If you buy house with a outdated kitchen or bath, go ahead and renovate it sooner than later so you can enjoy it.    If the market is good, you will get most of the money back; if the market is bad you will have to have everything right to sell it.  This was my biggest regret on my first house.

Also, do the big projects before you start having kids.  Even if you are using contractors for everything it is a much bigger pain in the ass to be without a kitchen or bath once you have kids around.

As a  :kstategrad: focus more on what you can't change (location, lot size, etc) and less on what you can
Title: Re: House buying/owning advice
Post by: puniraptor on December 12, 2011, 03:26:20 PM
Make sure it works with your couch and TV
Title: Re: House buying/owning advice
Post by: steve dave on December 12, 2011, 03:35:28 PM
get a really nice house.  you will be glad you did. 
Title: Re: House buying/owning advice
Post by: DQ12 on December 12, 2011, 03:38:28 PM
If this devolves into another HOA thread...I swear...
Title: Re: House buying/owning advice
Post by: steve dave on December 12, 2011, 03:40:44 PM
You will want a strong HOA to protect your property value and keep your neighbors from completely filling their yards with christmas inflatable decoration things
Title: Re: House buying/owning advice
Post by: EllToPay on December 12, 2011, 03:50:30 PM
go with your 'gut' feeling. if it's the first house you walk into, so be it.
Title: Re: House buying/owning advice
Post by: chum1 on December 12, 2011, 03:52:44 PM
property virgins >>>>>>> house hunters
Title: Re: House buying/owning advice
Post by: Rage Against the McKee on December 12, 2011, 03:56:58 PM
When you are looking at houses, don't be fixated on what's there right now. A lot of people shut down houses because they can't see the potential of what adding some of your personal touches can do to it.

Also, check into the USDA rural loan. Certain areas can give you a really good deal, but you have to be inside their specified zone. I got my house for no (required) money down and 4% interest thanks to this. I don't know Manhattan's zones for it though.

don't forget to add in taxes and insurance to your monthly mortgage payment when deciding how much you can afford.

Also, make a mental note of what changes you want to make before you buy the house. Figure out how much those changes will cost you, and deduct that cost from your initial offer. After all, you are about to get rid of whatever is there that you are about to change. . . why should you have to pay for that crap, too?
Title: Re: House buying/owning advice
Post by: Dugout DickStone on December 12, 2011, 03:58:49 PM
You will want a strong HOA to protect your property value and keep your neighbors from completely filling their yards with christmas inflatable decoration things

Also, they will enforce rules against crappy fences and roofing materials.
Title: Re: House buying/owning advice
Post by: Dr Rick Daris on December 12, 2011, 03:59:49 PM
my advice would be to ask all of your friends if any of them currently own a rental house in manhattan that they would like to get rid of. my guess is that they would sell it to you for like super cheap and you could live in it for a few years and do simple things like plant grass and paint it and then sell it for a profit.
Title: Re: House buying/owning advice
Post by: pissclams on December 12, 2011, 04:01:57 PM
property virgins >>>>>>> house hunters

i disagree.  there's only so much rinomato i can handle.  now, has house hunters changed for the worse since suzanne whang left?  some may argue that yes, it has. i'm not so sure i agree and actually feel it's better than ever.  if given the opportunity, rinomato will drag you through every square inch of toronto while the post-whang house hunters spends more time in the united states.    who knows, tough call.
Title: Re: House buying/owning advice
Post by: Dugout DickStone on December 12, 2011, 04:12:53 PM
property virgins >>>>>>> house hunters

i disagree.  there's only so much rinomato i can handle.  now, has house hunters changed for the worse since suzanne whang left?  some may argue that yes, it has. i'm not so sure i agree and actually feel it's better than ever.  if given the opportunity, rinomato will drag you through every square inch of toronto while the post-whang house hunters spends more time in the united states.    who knows, tough call.

But either version is better than property virgins.  I mean, "Jeff looks for his first slab home in Louisville, KY with his pleutonic lady friend" vs. "some navy dude and his babe hit Ecudoar to find a beachfront chill pad".  JFC
Title: Re: House buying/owning advice
Post by: puniraptor on December 12, 2011, 04:15:05 PM
Whang was just wasted air time. That show in no way needs an on camera host.
Title: Re: House buying/owning advice
Post by: pissclams on December 12, 2011, 04:16:02 PM
property virgins >>>>>>> house hunters

i disagree.  there's only so much rinomato i can handle.  now, has house hunters changed for the worse since suzanne whang left?  some may argue that yes, it has. i'm not so sure i agree and actually feel it's better than ever.  if given the opportunity, rinomato will drag you through every square inch of toronto while the post-whang house hunters spends more time in the united states.    who knows, tough call.

But either version is better than property virgins.  I mean, "Jeff looks for his first slab home in Louisville, KY with his pleutonic lady friend" vs. "some navy dude and his babe hit Ecudoar to find a beachfront chill pad".  JFC

agreed 100%.  well stated.  thank you for taking out the trash (rinomato) with the quick yet lethal stroke of your plume.
Title: Re: House buying/owning advice
Post by: TheHamburglar on December 12, 2011, 04:20:24 PM
Are you a card-carrying Native American.  If you are, get a HUD backed loan, put down 2.25% and have no PMI.
Title: Re: House buying/owning advice
Post by: EuroCat on December 12, 2011, 04:26:14 PM
Get a 15 year mortgage instead of a 30 year mortgage.

http://www.bankrate.com/calculators/mortgages/15-year-30-year-mortgage-calculator.aspx (http://www.bankrate.com/calculators/mortgages/15-year-30-year-mortgage-calculator.aspx)
Why not just get a 30y and put extra cash towards the principle each month?
Title: Re: House buying/owning advice
Post by: wabash909 on December 12, 2011, 04:30:55 PM
A few words of sage advice:  

Be realistic about the fixer upper.  If you're not a fixer upper kind of guy, don't think you're magically going to turn into one because you're getting a great deal.  Home improvements generally cost twice the amount you originally budgeted and take four times the length of time you have allotted.

It's important to keep this mind when embarking on that bathroom or kitchen renovation or any other major improvement that you're all psyched up about and then have a kid and never finish it.  You want to live in your house, not have it be a construction zone for the rest of your life.

I would also suggest you do as much as you can before moving into the property, especially things like refinishing hardwood floors.  You will never do it once you move into the house and get settled.

Congrats on home ownership.   :cheers:

Title: Re: House buying/owning advice
Post by: CNS on December 12, 2011, 04:32:14 PM
Storage, bro.  Look for adequate storage.  Lots of/most new homes have crap for storage.    Look for good closets and lots of them(hall, bath, and bed).

Also, watch out for mold.  Most dumbass builders don't protect the home from mold property by putting the vapor barrier(plastic sheeting) on the correct side of the insulation.  Go into the basement and see if you can find unfinished areas with insulation showing.  If the plastic is on the inside, you may eventually have mold issues.  This is going to be a huge epidemic in our generation.  Too many shitty houses built in the '90's and 2000's w/ bad code enforcement.  If you ask your realtor about this, they will tell you that there are two schools of thought on this.  Don't listen to that crap.  Either it's right or its wrong, and if wrong, they don't prevent anything...they actually increase the ability for mold to grow.

Also, look for adequate drainage. Sounds Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!), but make sure that the ground slopes away from the home so that water doesn't run to the house.  




Title: Re: House buying/owning advice
Post by: Skipper44 on December 12, 2011, 04:32:48 PM
property virgins >>>>>>> house hunters

i disagree.  there's only so much rinomato i can handle.  now, has house hunters changed for the worse since suzanne whang left?  some may argue that yes, it has. i'm not so sure i agree and actually feel it's better than ever.  if given the opportunity, rinomato will drag you through every square inch of toronto while the post-whang house hunters spends more time in the united states.    who knows, tough call.

But either version is better than property virgins.  I mean, "Jeff looks for his first slab home in Louisville, KY with his pleutonic lady friend" vs. "some navy dude and his babe hit Ecudoar to find a beachfront chill pad".  JFC

agreed 100%.  well stated.  thank you for taking out the trash (rinomato) with the quick yet lethal stroke of your plume.
Renovation Realities owns all, can't beat the in over his head husband hurling insults at his crying wife  :lol:
Title: Re: House buying/owning advice
Post by: Stevesie60 on December 12, 2011, 04:54:14 PM
Get a 15 year mortgage instead of a 30 year mortgage.

http://www.bankrate.com/calculators/mortgages/15-year-30-year-mortgage-calculator.aspx (http://www.bankrate.com/calculators/mortgages/15-year-30-year-mortgage-calculator.aspx)
Why not just get a 30y and put extra cash towards the principle each month?

Nobody ever follows through in doing that.
Title: Re: House buying/owning advice
Post by: michigancat on December 12, 2011, 04:56:43 PM
rent
Title: Re: House buying/owning advice
Post by: sys on December 12, 2011, 04:58:52 PM
living out in the middle of nowhere vs in town (not like a city area with lots of stuff to do/walk to, just lots of houses around and easy driving to stores vs 30 minutes to town)?

older house (20s-50s) vs 90s-00s version?


are there a lot of regional differences in construction standards/modes?  i looked at a couple of house here and they appeared to have been built by retards.
Title: Re: House buying/owning advice
Post by: chum1 on December 12, 2011, 05:00:32 PM
property virgins >>>>>>> house hunters

i disagree.  there's only so much rinomato i can handle.  now, has house hunters changed for the worse since suzanne whang left?  some may argue that yes, it has. i'm not so sure i agree and actually feel it's better than ever.  if given the opportunity, rinomato will drag you through every square inch of toronto while the post-whang house hunters spends more time in the united states.    who knows, tough call.

without rinomoto's financial guidance, what brand of lube do you recommend for tortuga's bad person?  maybe house hunters should produce their very own house hunters brand lube for assholes.  maybe sandra rimomoto can be the spokeswoman.  whang can't do it because she became too chicken crap to show her face on camera once rinomoto came on the scene.
Title: Re: House buying/owning advice
Post by: cracka on December 12, 2011, 05:02:51 PM
living out in the middle of nowhere vs in town (not like a city area with lots of stuff to do/walk to, just lots of houses around and easy driving to stores vs 30 minutes to town)?

older house (20s-50s) vs 90s-00s version?


are there a lot of regional differences in construction standards/modes?  i looked at a couple of house here and they appeared to have been built by retards.


[size=18t]Windows, Windows, Windows.
Title: Re: House buying/owning advice
Post by: EuroCat on December 12, 2011, 05:12:41 PM
Get a 15 year mortgage instead of a 30 year mortgage.

http://www.bankrate.com/calculators/mortgages/15-year-30-year-mortgage-calculator.aspx (http://www.bankrate.com/calculators/mortgages/15-year-30-year-mortgage-calculator.aspx)
Why not just get a 30y and put extra cash towards the principle each month?

Nobody ever follows through in doing that.
Seems like a lot of risk to take on just because you have no self control. :ohno:

Then again, i'm not a homeowner. All of my money is spent on elite apparel at Joseph A Bank.
Title: Re: House buying/owning advice
Post by: wetwillie on December 12, 2011, 05:21:07 PM
How come no one asked him why he wants to buy a house? Tortuga why do you want to buy a house? Your answer will help guide our advice.
Title: Re: House buying/owning advice
Post by: CNS on December 12, 2011, 05:23:56 PM
people buy houses because they can and because any time you can remove authority from above yourself, you should.
Title: Re: House buying/owning advice
Post by: hemmy on December 12, 2011, 05:29:21 PM
Buy a tax repo, you can find them for super cheap.
Title: Re: House buying/owning advice
Post by: michigancat on December 12, 2011, 05:31:51 PM
people buy houses because they can and because any time you can remove authority from above yourself, you should.

instead of a small time landlord the authority is a bank when you buy. (unless you buy w/ cash, which tortuga won't.)
Title: Re: House buying/owning advice
Post by: sys on December 12, 2011, 05:36:42 PM
any time you can remove authority from above yourself, you should.

wake up to your police state, america.
Title: Re: House buying/owning advice
Post by: pissclams on December 12, 2011, 05:41:33 PM
property virgins >>>>>>> house hunters

i disagree.  there's only so much rinomato i can handle.  now, has house hunters changed for the worse since suzanne whang left?  some may argue that yes, it has. i'm not so sure i agree and actually feel it's better than ever.  if given the opportunity, rinomato will drag you through every square inch of toronto while the post-whang house hunters spends more time in the united states.    who knows, tough call.

without rinomoto's financial guidance, what brand of lube do you recommend for tortuga's bad person?  maybe house hunters should produce their very own house hunters brand lube for assholes.  maybe sandra rimomoto can be the spokeswoman.  whang can't do it because she became too chicken crap to show her face on camera once rinomoto came on the scene.

rinomato doesn't give two shits about tortuga and will do everything she can to screw him in the deal. anyone that trusts that canadian with money deserves the crap they find themselves in.    no one even gives two shits about rinomato in toronto.  i've talked to a ton of people who think she's crap and she screwed her own people by stealing money from them when she was coming up.  not a big shocker there, the lady is a steaming pile of crap.   why would you send someone into a house without touring the piece of crap with them?  is this how brokers do  crap in the new real estate market?  hey here's a house go look at it and when you're done come find me and we'll talk about the crap and then put in a bid on the home.  ya right, great customer service sandy, great crap job.  tortuga could bust out his home search in probably 6 episodes of hunters as opposed to 18 episodes of virgins.
Title: Re: House buying/owning advice
Post by: gokatgo on December 12, 2011, 05:42:47 PM
Don't look at houses you can't afford....it makes houses you can afford seem shitty
Title: Re: House buying/owning advice
Post by: michigancat on December 12, 2011, 05:47:01 PM
Also tortuga, realtors are the absolute worst.

Also factor in paying for random repairs the old landlord used to take care of. things like heaters and dishwashers and hot water heaters and crap.
Title: Re: House buying/owning advice
Post by: steve dave on December 12, 2011, 05:56:34 PM
pro-tip > build
Title: Re: House buying/owning advice
Post by: chum1 on December 12, 2011, 06:08:41 PM
property virgins >>>>>>> house hunters

i disagree.  there's only so much rinomato i can handle.  now, has house hunters changed for the worse since suzanne whang left?  some may argue that yes, it has. i'm not so sure i agree and actually feel it's better than ever.  if given the opportunity, rinomato will drag you through every square inch of toronto while the post-whang house hunters spends more time in the united states.    who knows, tough call.

without rinomoto's financial guidance, what brand of lube do you recommend for tortuga's bad person?  maybe house hunters should produce their very own house hunters brand lube for assholes.  maybe sandra rimomoto can be the spokeswoman.  whang can't do it because she became too chicken crap to show her face on camera once rinomoto came on the scene.

rinomato doesn't give two shits about tortuga and will do everything she can to screw him in the deal. anyone that trusts that canadian with money deserves the crap they find themselves in.    no one even gives two shits about rinomato in toronto.  i've talked to a ton of people who think she's crap and she screwed her own people by stealing money from them when she was coming up.  not a big shocker there, the lady is a steaming pile of crap.   why would you send someone into a house without touring the piece of crap with them?  is this how brokers do  crap in the new real estate market?  hey here's a house go look at it and when you're done come find me and we'll talk about the crap and then put in a bid on the home.  ya right, great customer service sandy, great crap job.  tortuga could bust out his home search in probably 6 episodes of hunters as opposed to 18 episodes of virgins.

well, well, well.  looks like hh might just not be the innocent little show that they want you to think it is.  just what the hell is going on over at house hunters?

Quote
.“They have apparently hired someone to do the voiceovers— who fans of mine are claiming is some woman who is trying to sound like me“

http://blog.blogtalkradio.com/celebrities/house-hunters-host-suzanne-whang-hgtv-fans-beg-differ-dispensable/
Title: Re: House buying/owning advice
Post by: The Whale on December 12, 2011, 06:36:56 PM
Print out a copy of this thread and keep a copy with you when house hunting
Title: Re: House buying/owning advice
Post by: ew2x4 on December 12, 2011, 06:40:30 PM
pro-tip > build

Amish?
Title: Re: Re: House buying/owning advice
Post by: Kat Kid on December 12, 2011, 06:45:59 PM
So far great advice from everyone.  At the bank I took clams advice, but was subtle.  Also, is a 3.85 interest rate good or am I going to get clowned on here?
Title: Re: Re: House buying/owning advice
Post by: yoga-like_abana on December 12, 2011, 06:47:30 PM
So far great advice from everyone.  At the bank I took clams advice, but was subtle.  Also, is a 3.85 interest rate good or am I going to get clowned on here?
Thats not terrible but you might be able to do better.
Title: Re: House buying/owning advice
Post by: Cire on December 12, 2011, 06:52:20 PM
what someone else said about fixer uppers, I bought one and I hate doing all that crap and have ended up paying people to do most of it.
Title: Re: House buying/owning advice
Post by: wes mantooth on December 12, 2011, 07:16:00 PM
pro-tip > build

this
Title: Re: House buying/owning advice
Post by: felix rex on December 12, 2011, 07:28:55 PM
rent

I have move 100% into this camp recently. Stay mobile.
Title: Re: House buying/owning advice
Post by: felix rex on December 12, 2011, 07:30:45 PM
Don't look at houses you can't afford....it makes houses you can afford seem shitty

Yeah. This is probably not true for you, but will definitely be true for your wife. Really, you want to exclude her from this process as much as possible.
Title: Re: House buying/owning advice
Post by: sys on December 12, 2011, 07:32:14 PM
what someone else said about fixer uppers, I bought one and I hate doing all that crap and have ended up paying people to do most of it.

ok, but going in assuming you will pay people, do you generally come out ahead w. the fixer upper, building from nothing or buying a house in good condition that is halfway in the realm of what you like in terms of finish materials/layout?
Title: Re: House buying/owning advice
Post by: chum1 on December 12, 2011, 07:43:00 PM
what someone else said about fixer uppers, I bought one and I hate doing all that crap and have ended up paying people to do most of it.

ok, but going in assuming you will pay people, do you generally come out ahead w. the fixer upper, building from nothing or buying a house in good condition that is halfway in the realm of what you like in terms of finish materials/layout?

It's more expensive to buy something that's already had work done, but with good reason.  Most people are willing to pay more because they know that having the work done yourself is a major pain in the ass.  And it's not simply a case of people being stupid or lazy.  It truly is a big headache.  Plus, if you have the work done yourself and don't know what you're doing, you very well might end up spending close to what it would cost if you'd bought something that had already had the work done.
Title: Re: House buying/owning advice
Post by: chum1 on December 12, 2011, 07:50:13 PM
Oh, and my only advice about mortgages is to pay extra toward the principal every month.  $25/month can take five years off a loan.  That's awesome in itself, but it also negates concerns about getting the best possible interest rate because you won't end up paying all of the interest anyway.
Title: Re: House buying/owning advice
Post by: pissclams on December 12, 2011, 08:04:34 PM
property virgins >>>>>>> house hunters

i disagree.  there's only so much rinomato i can handle.  now, has house hunters changed for the worse since suzanne whang left?  some may argue that yes, it has. i'm not so sure i agree and actually feel it's better than ever.  if given the opportunity, rinomato will drag you through every square inch of toronto while the post-whang house hunters spends more time in the united states.    who knows, tough call.

without rinomoto's financial guidance, what brand of lube do you recommend for tortuga's bad person?  maybe house hunters should produce their very own house hunters brand lube for assholes.  maybe sandra rimomoto can be the spokeswoman.  whang can't do it because she became too chicken crap to show her face on camera once rinomoto came on the scene.

rinomato doesn't give two shits about tortuga and will do everything she can to screw him in the deal. anyone that trusts that canadian with money deserves the crap they find themselves in.    no one even gives two shits about rinomato in toronto.  i've talked to a ton of people who think she's crap and she screwed her own people by stealing money from them when she was coming up.  not a big shocker there, the lady is a steaming pile of crap.   why would you send someone into a house without touring the piece of crap with them?  is this how brokers do  crap in the new real estate market?  hey here's a house go look at it and when you're done come find me and we'll talk about the crap and then put in a bid on the home.  ya right, great customer service sandy, great crap job.  tortuga could bust out his home search in probably 6 episodes of hunters as opposed to 18 episodes of virgins.

well, well, well.  looks like hh might just not be the innocent little show that they want you to think it is.  just what the hell is going on over at house hunters?

Quote
.“They have apparently hired someone to do the voiceovers— who fans of mine are claiming is some woman who is trying to sound like me“

http://blog.blogtalkradio.com/celebrities/house-hunters-host-suzanne-whang-hgtv-fans-beg-differ-dispensable/

no crap whangs off house hunters, what is this, HGTV amateur hour? 2007 called, it wants its factoid back. and if you're wanting to know whats going on at house hunters, let me tell you then.  season 14, episode 332, that's what's up. virgins is hanging on at only 6 seasons.  that's pud.

rinomato just loves making the guests feel like crap at the beginning of virgins when she asks them how much they're going to spend, and then asks them how much the houses cost in the neighborhood they're walking in and the houses are always way out of the people's price range and she tells them to adjust their expectations.  and then calls them virgins.   good luck with season 7.  not.
Title: Re: House buying/owning advice
Post by: hemmy on December 12, 2011, 08:32:37 PM
My dad has bought about 75 fixer uppers, and used to always make me help before I moved out.
Title: Re: House buying/owning advice
Post by: Skipper44 on December 12, 2011, 08:34:58 PM
what someone else said about fixer uppers, I bought one and I hate doing all that crap and have ended up paying people to do most of it.

ok, but going in assuming you will pay people, do you generally come out ahead w. the fixer upper, building from nothing or buying a house in good condition that is halfway in the realm of what you like in terms of finish materials/layout?
location has a lot to do with it, there will be a ceiling on what any house is worth if it is not in a very desirable neighborhood
Title: Re: House buying/owning advice
Post by: kim carnes on December 12, 2011, 08:38:50 PM
Special thanks to clams and chum for making this thread enjoyable.
Title: Re: House buying/owning advice
Post by: sys on December 12, 2011, 08:40:45 PM
what someone else said about fixer uppers, I bought one and I hate doing all that crap and have ended up paying people to do most of it.

ok, but going in assuming you will pay people, do you generally come out ahead w. the fixer upper, building from nothing or buying a house in good condition that is halfway in the realm of what you like in terms of finish materials/layout?
location has a lot to do with it, there will be a ceiling on what any house is worth if it is not in a very desirable neighborhood

is there a rule of thumb on what the lot has to be worth to make building or upgrading cost effective?  assuming the cost of materials and labor is relatively constant across locations.
Title: Re: House buying/owning advice
Post by: yoga-like_abana on December 12, 2011, 08:52:07 PM
pro-tip > build

this
yeah tortuga build in downtown mhk. lmao great advice as usual steve dave
Title: Re: House buying/owning advice
Post by: chum1 on December 12, 2011, 08:53:04 PM
property virgins >>>>>>> house hunters

i disagree.  there's only so much rinomato i can handle.  now, has house hunters changed for the worse since suzanne whang left?  some may argue that yes, it has. i'm not so sure i agree and actually feel it's better than ever.  if given the opportunity, rinomato will drag you through every square inch of toronto while the post-whang house hunters spends more time in the united states.    who knows, tough call.

without rinomoto's financial guidance, what brand of lube do you recommend for tortuga's bad person?  maybe house hunters should produce their very own house hunters brand lube for assholes.  maybe sandra rimomoto can be the spokeswoman.  whang can't do it because she became too chicken crap to show her face on camera once rinomoto came on the scene.

rinomato doesn't give two shits about tortuga and will do everything she can to screw him in the deal. anyone that trusts that canadian with money deserves the crap they find themselves in.    no one even gives two shits about rinomato in toronto.  i've talked to a ton of people who think she's crap and she screwed her own people by stealing money from them when she was coming up.  not a big shocker there, the lady is a steaming pile of crap.   why would you send someone into a house without touring the piece of crap with them?  is this how brokers do  crap in the new real estate market?  hey here's a house go look at it and when you're done come find me and we'll talk about the crap and then put in a bid on the home.  ya right, great customer service sandy, great crap job.  tortuga could bust out his home search in probably 6 episodes of hunters as opposed to 18 episodes of virgins.

well, well, well.  looks like hh might just not be the innocent little show that they want you to think it is.  just what the hell is going on over at house hunters?

Quote
.“They have apparently hired someone to do the voiceovers— who fans of mine are claiming is some woman who is trying to sound like me“

http://blog.blogtalkradio.com/celebrities/house-hunters-host-suzanne-whang-hgtv-fans-beg-differ-dispensable/

no crap whangs off house hunters, what is this, HGTV amateur hour? 2007 called, it wants its factoid back. and if you're wanting to know whats going on at house hunters, let me tell you then.  season 14, episode 332, that's what's up. virgins is hanging on at only 6 seasons.  that's pud.

rinomato just loves making the guests feel like crap at the beginning of virgins when she asks them how much they're going to spend, and then asks them how much the houses cost in the neighborhood they're walking in and the houses are always way out of the people's price range and she tells them to adjust their expectations.  and then calls them virgins.   good luck with season 7.  not.

Would you like to hear our special for today?  Because here it is.  You endorsed Suzanne Whang.  Suzanne Whang endorses that House Hunters is rough ridin' crap awful.  So, which is it?  Is House Hunters crap rough ridin' awful or is Suzanne Whang crap rough ridin' awful.  Because if Suzanne Whang is rough ridin' crap awful, then House Hunters is crap rough ridin' awful because she's the crap rough ridin' host.  So, is House Hunters crap rough ridin' awful or rough ridin' crap awful?  You tell me.
Title: Re: House buying/owning advice
Post by: CNS on December 12, 2011, 08:56:18 PM
any time you can remove authority from above yourself, you should.

wake up to your police state, america.

Virginia Tech says "You're welcome"
Title: Re: House buying/owning advice
Post by: chum1 on December 12, 2011, 09:08:23 PM
http://rinomato.com/prop_virgin.html
Title: Re: House buying/owning advice
Post by: AppleJack on December 12, 2011, 09:26:37 PM
Do not go with the inspection company your realtor suggests.
Title: Re: House buying/owning advice
Post by: pissclams on December 12, 2011, 09:49:16 PM
property virgins >>>>>>> house hunters

i disagree.  there's only so much rinomato i can handle.  now, has house hunters changed for the worse since suzanne whang left?  some may argue that yes, it has. i'm not so sure i agree and actually feel it's better than ever.  if given the opportunity, rinomato will drag you through every square inch of toronto while the post-whang house hunters spends more time in the united states.    who knows, tough call.

without rinomoto's financial guidance, what brand of lube do you recommend for tortuga's bad person?  maybe house hunters should produce their very own house hunters brand lube for assholes.  maybe sandra rimomoto can be the spokeswoman.  whang can't do it because she became too chicken crap to show her face on camera once rinomoto came on the scene.

rinomato doesn't give two shits about tortuga and will do everything she can to screw him in the deal. anyone that trusts that canadian with money deserves the crap they find themselves in.    no one even gives two shits about rinomato in toronto.  i've talked to a ton of people who think she's crap and she screwed her own people by stealing money from them when she was coming up.  not a big shocker there, the lady is a steaming pile of crap.   why would you send someone into a house without touring the piece of crap with them?  is this how brokers do  crap in the new real estate market?  hey here's a house go look at it and when you're done come find me and we'll talk about the crap and then put in a bid on the home.  ya right, great customer service sandy, great crap job.  tortuga could bust out his home search in probably 6 episodes of hunters as opposed to 18 episodes of virgins.

well, well, well.  looks like hh might just not be the innocent little show that they want you to think it is.  just what the hell is going on over at house hunters?

Quote
.“They have apparently hired someone to do the voiceovers— who fans of mine are claiming is some woman who is trying to sound like me“

http://blog.blogtalkradio.com/celebrities/house-hunters-host-suzanne-whang-hgtv-fans-beg-differ-dispensable/

no crap whangs off house hunters, what is this, HGTV amateur hour? 2007 called, it wants its factoid back. and if you're wanting to know whats going on at house hunters, let me tell you then.  season 14, episode 332, that's what's up. virgins is hanging on at only 6 seasons.  that's pud.

rinomato just loves making the guests feel like crap at the beginning of virgins when she asks them how much they're going to spend, and then asks them how much the houses cost in the neighborhood they're walking in and the houses are always way out of the people's price range and she tells them to adjust their expectations.  and then calls them virgins.   good luck with season 7.  not.

Would you like to hear our special for today?  Because here it is.  You endorsed Suzanne Whang.  Suzanne Whang endorses that House Hunters is rough ridin' crap awful.  So, which is it?  Is House Hunters crap rough ridin' awful or is Suzanne Whang crap rough ridin' awful.  Because if Suzanne Whang is rough ridin' crap awful, then House Hunters is crap rough ridin' awful because she's the crap rough ridin' host.  So, is House Hunters crap rough ridin' awful or rough ridin' crap awful?  You tell me.

whang doesn't really think that hunters is crap.  hunters made whang's career, do you really think she's going to talk smack on hunters when virgins is over there sucking off of hunter's teet?  no.  she's going to throw the smack at virgins, just like everyone else does.  whang will be back on top soon enough and when she is i promise you this that she's going to rain holy hell down on sandra rinomato's parade of clowns.  believe me when i say that when whang is done ravaging toronto's soul, there won't be a single reminder that rinomato once ran its streets.  then, maybe after a few years of sandy rinomato living in crap assed isolation, maybe whang lets the Rhino show her crap face in public again.  but that's entirely up to whang and how she wants to handle things with rinomato's crap crew.  i really pity anyone who watches virgins and puts their trust in rinomato.
Title: Re: House buying/owning advice
Post by: WildcatNkilt on December 12, 2011, 10:39:50 PM
Just bought 2 months ago myself.   Mrs. WildcatNkilt and I are going to make it a DIY project.  Just refinished the basement and one of the bedrooms.  Have 2-1/2 bathrooms to remodel, new flooring, and kitchen in our plans for the next year.  

Also lots of kids in the neighborhood.  The other night a few kids came by asking if they could walk our dogs for money.  I told them no cause my big dog would eat them but I'm proud of their work ethic.  Neighbors next door and across the street are Cat fans.    :emawkid:

Good luck with the house hunting.  Can be fun and stressful all at the same time.   :thumbs:

Oh, and my advice is to do inspections the old fashioned way.  (Plumber, Electrician, etc).  That way if something is wrong they can give you a quote at the same time for what it would cost, and you can submit the quotes with the list of things you want fixed before going to closing.  Saves money in the long run, and usually more efficient than an inspection person who checks it all.
Title: Re: House buying/owning advice
Post by: ew2x4 on December 12, 2011, 10:49:47 PM
Just bought 2 months ago myself.   Mrs. WildcatNkilt and I are going to make it a DIY project.  Just refinished the basement and one of the bedrooms.  Have 2-1/2 bathrooms to remodel, new flooring, and kitchen in our plans for the next year. 

Also lots of kids in the neighborhood.  The other night a few kids came by asking if they could walk our dogs for money.  I told them no cause my big dog would eat them but I'm proud of their work ethic.  Neighbors next door and across the street are Cat fans.    :emawkid:

Good luck with the house hunting.  Can be fun and stressful all at the same time.   :thumbs:

Oh, and my advice is to do inspections the old fashioned way.  (Plumber, Electrician, etc).  That way if something is wrong they can give you a quote at the same time for what it would cost, and you can submit the quotes with the list of things you want fixed before going to closing.  Saves money in the long run, and usually more efficient than an inspection person who checks it all.

I've finished 2 bathrooms and half of a basement. Kitchen and the rest of the basement is up next. Fun times.
Title: Re: Re: House buying/owning advice
Post by: steve dave on December 13, 2011, 06:17:08 AM
I had a house built. Nothing needs fixed. Nothing needs maintained because its all efficient new stuff.
Title: Re: House buying/owning advice
Post by: The Whale on December 13, 2011, 09:21:08 AM
Go shopping for a home like the people on HGTV.

"Hey honey, we're about to make one of the biggest purchases of our lives, should we get online and see what houses are available in our price range?"

"Nah, I'm sure the complete stranger of a realtor will be able to find us the perfect house out of her listings based on a 10-minute conversation beforehand"
Title: Re: House buying/owning advice
Post by: pissclams on December 13, 2011, 09:36:10 AM
Go shopping for a home like the people on HGTV.

"Hey honey, we're about to make one of the biggest purchases of our lives, should we get online and see what houses are available in our price range?"

"Nah, I'm sure the complete stranger of a realtor will be able to find us the perfect house out of her listings based on a 10-minute conversation beforehand"

h.
g.
t.
v.

n
o
o
b
Title: Re: House buying/owning advice
Post by: chum1 on December 13, 2011, 11:16:02 AM
OMG LMAO

Quote
They've already bought the house (at least on House Hunters).  The show is filmed when they are in escrow, they've already bought one of the three houses and just see two others for purposes of the show.  That's why they usually "pick" the house that is empty

http://community.thenest.com/cs/ks/forums/thread/14001023.aspx
Title: Re: House buying/owning advice
Post by: Saulbadguy on December 13, 2011, 11:18:42 AM
OMG LMAO

Quote
They've already bought the house (at least on House Hunters).  The show is filmed when they are in escrow, they've already bought one of the three houses and just see two others for purposes of the show.  That's why they usually "pick" the house that is empty

http://community.thenest.com/cs/ks/forums/thread/14001023.aspx
Man, I despise that show. Hopefully this little nugget will sour my wifes opinion of the show as well.
Title: Re: House buying/owning advice
Post by: steve dave on December 13, 2011, 11:21:57 AM
on Extreme Makeover Home Edition the people from the show aren't even at the location and have nothing to do with the design or actually building it.  They show up at the beginning and the last day to film some crap.  Local contractors just plow through the remodel and get no camera time.
Title: Re: House buying/owning advice
Post by: Saulbadguy on December 13, 2011, 11:22:19 AM
crap is starting to break in my house after 5 years of living there, kind of irritates me but not enough to pay someone to get it fixed, or attempt to do it myself. I'll probably wait until the problem gets worst and then pay out the ass to fix it.
Title: Re: House buying/owning advice
Post by: michigancat on December 13, 2011, 11:25:04 AM
on Extreme Makeover Home Edition the people from the show aren't even at the location and have nothing to do with the design or actually building it.  They show up at the beginning and the last day to film some crap.  Local contractors just plow through the remodel and get no camera time.

what a terrible show.
Title: Re: House buying/owning advice
Post by: CNS on December 13, 2011, 11:38:49 AM
on Extreme Makeover Home Edition the people from the show aren't even at the location and have nothing to do with the design or actually building it.  They show up at the beginning and the last day to film some crap.  Local contractors just plow through the remodel and get no camera time.

what a terrible show.

Also, bad things happen when you do certain things that fast.  those houses have to look like crap very soon after.
Title: Re: House buying/owning advice
Post by: O-town Kat on December 13, 2011, 11:49:29 AM
Built over 2 years ago. Have only had to change a couple of light bulbs.
Title: Re: House buying/owning advice
Post by: pissclams on December 13, 2011, 12:01:08 PM
that story about house hunters is pure fiction.  they have NOT already purchased a home.

Quote
As for "Property Virgins", they probably freak over $2K because the pushy-ass host has already pressured them to buy at the very top of their budget. 

Quote
LMAO...that host is one of the most irritating hosts on TV. For whatever reason, she makes me really uncomfortable watching her. She bugs!

Quote
Agreed!  She's absolutely horrible.  I stopped watching the show because she was so annoying!

Quote
I can't stand the host of "Property Virgins." When she asks her clients how much they've been approved for, they'll say something like "The bank approved us for $300K, but we only feel comfortable spending $200K." Perfectly reasonable, right? Every MM lady knows that you can't rely on the bank to tell you what you can afford.

But the host's response is always a smug "I see. So you're not willing to make any financial sacrifices to own the home of your dreams." What, like eating ramen for 30 years to live in a $300K home?


basically blaming the financial meltdown on rinomato in this post-

Quote
I hate that, too!  She acts as though it's ABSURD that people wouldn't want to go completely out of their financial comfort zone. 

And people wonder why so many people got so overextended on their mortgages.  Granted, it's a show - but I know she's not the only real estate agent to have that attitude.
Title: Re: House buying/owning advice
Post by: pissclams on December 13, 2011, 12:01:29 PM
gj rinomato, huge fanbase you have out there.  :lol:
Title: Re: House buying/owning advice
Post by: chum1 on December 13, 2011, 12:05:24 PM
more advice:  1. don't bother taking mrs. tortuga anywhere that doesn't have granite kitchen countertops.  2. look for good bones.  3. when they show you the master bedroom closet, jokingly ask where you can store your clothes now that you've seen where mrs. tortuga's clothes will go.
Title: Re: House buying/owning advice
Post by: wes mantooth on December 13, 2011, 12:11:00 PM
more advice:  1. don't bother taking mrs. tortuga anywhere that doesn't have granite kitchen countertops.  2. look for good bones.  3. when they show you the master bedroom closet, jokingly ask where you can store your clothes now that you've seen where mrs. tortuga's clothes will go.

 :lol:

Things white, midwestern folk say thread
Title: Re: House buying/owning advice
Post by: wetwillie on December 13, 2011, 12:14:37 PM
Renters rejoice!


what happened to this dude from Saul's roof problems thread?
Title: Re: House buying/owning advice
Post by: chum1 on December 13, 2011, 12:15:06 PM
gj rinomato, huge fanbase you have out there.  :lol:

that's what happens when you're not a LIAR and a FRAUD like HOUSE HUNTERS.  home buying is not pretty and certainly not for the weak.  some people just can't handle realty reality.  i hope tortuga isn't one because house hunters will make him hate his life if they can.
Title: Re: House buying/owning advice
Post by: _33 on December 13, 2011, 12:48:24 PM
I love on House Hunters after the people tell the realtor  exactly what they are looking for and how much they can spend they always show the realtor on camera alone saying that they hope the couple can compromise because there is no way they are going to get everything they want for that price.
Title: Re: House buying/owning advice
Post by: 06wildcat on December 13, 2011, 12:57:59 PM
If you buy an older home and the seller offers any type of allowance, just take that right off the asking price. Nothing like paying off $1,500 for new carpet over 15 or 30 years.

Low ball the crap out of your first offer. The sellers will usually respond right away with a counter offer, wait a day or two and go $2,000 higher than your first offer. It helps to look up what the property was last listed/sold for when doing this as well. Also Google the owners and see if you can find out why they're selling. Anything being sold as part of an estate is ripe for getting below market value.
Title: Re: House buying/owning advice
Post by: Kat Kid on December 13, 2011, 01:00:24 PM
Renters rejoice!


what happened to this dude from Saul's roof problems thread?

You do the math.
Title: Re: Re: House buying/owning advice
Post by: sys on December 13, 2011, 01:11:16 PM
I had a house built. Nothing needs fixed. Nothing needs maintained because its all efficient new stuff.

what was your cost vs buying an existing house in the same area?
Title: Re: House buying/owning advice
Post by: michigancat on December 13, 2011, 01:55:54 PM
I love on House Hunters after the people tell the realtor  exactly what they are looking for and how much they can spend they always show the realtor on camera alone saying that they hope the couple can compromise because there is no way they are going to get everything they want for that price.

Also, this is more of a property virgins thing, but when there is a place with ugly ass wallpaper or something, they say, "First time owners can't see past things like this. And they're easy to fix! Stupid property virigins!"

LMAO, realtor lady, it's real easy/cheap for YOU when you collect your fee and don't have to pay to tile a bathroom.
Title: Re: House buying/owning advice
Post by: ew2x4 on December 13, 2011, 02:03:58 PM
Anyone else tired of HGTV shows being based in Canada? Sick of their accents.
Title: Re: House buying/owning advice
Post by: Saulbadguy on December 13, 2011, 02:53:54 PM
Anyone else tired of HGTV shows being based in Canada? Sick of their accents.

I'm sick of the word "joist"
Title: Re: Re: House buying/owning advice
Post by: steve dave on December 13, 2011, 02:54:30 PM
I had a house built. Nothing needs fixed. Nothing needs maintained because its all efficient new stuff.

what was your cost vs buying an existing house in the same area?

pretty much the same
Title: Re: House buying/owning advice
Post by: pissclams on December 13, 2011, 03:04:56 PM
Anyone else tired of HGTV shows being based in Canada? Sick of their accents.


one of my biggest complaints about rinomato.  of course, guys like chum1 just eat her toronto crap right up.  not me pal, these colors don't run.
also, read the rough ridin' thread next time before posting in it.  JFC.


I love on House Hunters after the people tell the realtor  exactly what they are looking for and how much they can spend they always show the realtor on camera alone saying that they hope the couple can compromise because there is no way they are going to get everything they want for that price.

Also, this is more of a property virgins thing, but when there is a place with ugly ass wallpaper or something, they say, "First time owners can't see past things like this. And they're easy to fix! Stupid property virigins!"

LMAO, realtor lady, it's real easy/cheap for YOU when you collect your fee and don't have to pay to tile a bathroom.
this actually just happened last night on hunters, of course, they were house shopping in Connecticut.
Title: Re: House buying/owning advice
Post by: chum1 on December 13, 2011, 03:07:24 PM
you know how there's an extra charge for floor mats when you buy a new car?  same goes for new houses.  you want a driveway?  that's extra.  deck in the back so that your back door doesn't have a three foot drop into your yard?  extra.  other than stuff like that, though, prices can be comparable.
Title: Re: House buying/owning advice
Post by: steve dave on December 13, 2011, 03:15:15 PM
you know how there's an extra charge for floor mats when you buy a new car?  same goes for new houses.  you want a driveway?  that's extra.  deck in the back so that your back door doesn't have a three foot drop into your yard?  extra.  other than stuff like that, though, prices can be comparable.

Every builder has different allowances for you to spend on various parts of the house (flooring, appliances, fistures, etc.) that is built into the price.  When you go over the allowance figure you are OOP.
Title: Re: House buying/owning advice
Post by: chum1 on December 13, 2011, 03:26:05 PM
pvs on right now.  still no canadian accent for rinomato.
Title: Re: House buying/owning advice
Post by: ew2x4 on December 13, 2011, 03:28:54 PM
pvs on right now.  still no canadian accent for rinomato.

She's as Canadian as they come. Sheep in wolf's clothing. What my pappy always says.
Title: Re: House buying/owning advice
Post by: pissclams on December 13, 2011, 03:31:49 PM
pvs on right now.  still no canadian accent for rinomato.

She's as Canadian as they come. Sheep in wolf's clothing. What my pappy always says.

not sure about that.  i've never heard or noticed any canada accent with rinomato.
Title: Re: House buying/owning advice
Post by: sys on December 13, 2011, 04:00:06 PM
you know how there's an extra charge for floor mats when you buy a new car?  same goes for new houses.  you want a driveway?  that's extra.  deck in the back so that your back door doesn't have a three foot drop into your yard?  extra.  other than stuff like that, though, prices can be comparable.

Every builder has different allowances for you to spend on various parts of the house (flooring, appliances, fistures, etc.) that is built into the price.  When you go over the allowance figure you are OOP.

wait, so this isn't like you decide what you want your house to look like and then they build it on the land you already own?  this is like they're building 200 houses and they'll sell you one on a lot they own and you tell them what kind of tile to put in when they do it?
Title: Re: House buying/owning advice
Post by: Dugout DickStone on December 13, 2011, 04:19:55 PM
You need to crap in every stool in the residence before signing an offer sheet.
Title: Re: House buying/owning advice
Post by: WildcatNkilt on December 13, 2011, 04:20:17 PM
you know how there's an extra charge for floor mats when you buy a new car?  same goes for new houses.  you want a driveway?  that's extra.  deck in the back so that your back door doesn't have a three foot drop into your yard?  extra.  other than stuff like that, though, prices can be comparable.

Every builder has different allowances for you to spend on various parts of the house (flooring, appliances, fistures, etc.) that is built into the price.  When you go over the allowance figure you are OOP.

I had a buddy who had to pay extra for vinyl flooring in the bathrooms, otherwise it would have been carpet.  Can't imagine how much extra he would have had to play to have the contractor put in tile.
Title: Re: House buying/owning advice
Post by: chum1 on December 13, 2011, 04:30:14 PM
House Hunters International:

English country fixer:  These stone walls are fantastic, and it would be very easy to build a roof on top of them.

French country fixer:  And if you were wondering, the pile of bricks in the middle of the living room does come with the house.

Australia:  One of the highlights of this house is all of the flat surfaces to stack your empties.  Plus, you can jump into the pool from the roof. 

Belgium:  The living room has these round windows that are weird as crap, so that's a plus.

Turkey:  There's a crazy guy who lives in this shack right outside the bedroom window, but you'll never even notice that he's there.

Malaysia:  Yes, it is very common here for hissing cockroaches to nest in mattresses.
Title: Re: House buying/owning advice
Post by: steve dave on December 13, 2011, 05:18:20 PM
you know how there's an extra charge for floor mats when you buy a new car?  same goes for new houses.  you want a driveway?  that's extra.  deck in the back so that your back door doesn't have a three foot drop into your yard?  extra.  other than stuff like that, though, prices can be comparable.

Every builder has different allowances for you to spend on various parts of the house (flooring, appliances, fistures, etc.) that is built into the price.  When you go over the allowance figure you are OOP.

wait, so this isn't like you decide what you want your house to look like and then they build it on the land you already own?  this is like they're building 200 houses and they'll sell you one on a lot they own and you tell them what kind of tile to put in when they do it?

no, you buy a lot you want a house on.  you hire a builder to build the house there.  you choose a house model that you want them to build.  most of them will have a list of house kinds that they specialize in or whatever but you can pick out whatever kind of house you want.  they quote you the price which will include the figures for the allowances on the crap inside, roof, brick, flooring, etc.  you can then go pick out the specifics on that stuff and if you pick out better stuff than they quoted you pay the difference.  
Title: Re: House buying/owning advice
Post by: sys on December 13, 2011, 05:24:48 PM
no, you buy a lot you want a house on.  you hire a builder to build the house there.  you choose a house model that you want them to build.  most of them will have a list house blueprints of house kinds that they specialize in or whatever but you can pick out whatever kind of house you want.  they quote you the price which will include the figures for the allowances on the crap inside, roof, brick, flooring, etc.  you can then go pick out the specifics on that stuff and if you pick out better stuff than they quoted you pay the difference. 

that sounds like a good deal.
Title: Re: House buying/owning advice
Post by: felix rex on December 13, 2011, 06:06:01 PM
If you're Interested in moving to dc, let me know. Daris can vouch for the place. Great bones.
Title: Re: House buying/owning advice
Post by: AST on December 13, 2011, 06:46:23 PM
Do not get a house with a pool, unless you're a swimmer. 
Title: Re: House buying/owning advice
Post by: schreds21 on December 13, 2011, 06:54:47 PM
Don't look at houses you can't afford....it makes houses you can afford seem shitty
Yeah. This is probably not true for you, but will definitely be true for your wife. Really, you want to exclude her from this process as much as possible.
This x eleventy billion.  My girlfriend, who lives with me, was "helping" me when I was looking for a house.  I knew my price range and told her so of course, every house she found and suggested was at the upper limit of my range.  Either that, or it was a shittty fixer upper project.  Now, I definitely have the skills to do my own work.  Unfortunately, my job schedule does not allow me the time to do my own projects so I wanted a house that was move in ready.  It took me a year and half but I finally found exactly what I was looking for and I got a great deal on it as well.  
Title: Re: House buying/owning advice
Post by: schreds21 on December 13, 2011, 07:01:19 PM
Get a 15 year mortgage instead of a 30 year mortgage. http://www.bankrate.com/calculators/mortgages/15-year-30-year-mortgage-calculator.aspx (http://www.bankrate.com/calculators/mortgages/15-year-30-year-mortgage-calculator.aspx)
Why not just get a 30y and put extra cash towards the principle each month?
Nobody ever follows through in doing that.

That is exactly what I'm doing.  I put enough extra towards the principle each month that I end up making an extra payment and a half per year.  The trick is to do an auto pay with instructions that the extra dollars go towards principle, not your escrow account..  If you're writing a check every month, you may be tempted to only make the required payment thinking you will catch up later.  It will never happen.  You also don't ever have to worry about being late.
Title: Re: House buying/owning advice
Post by: Stevesie60 on December 13, 2011, 07:04:45 PM
Get a 15 year mortgage instead of a 30 year mortgage. http://www.bankrate.com/calculators/mortgages/15-year-30-year-mortgage-calculator.aspx (http://www.bankrate.com/calculators/mortgages/15-year-30-year-mortgage-calculator.aspx)
Why not just get a 30y and put extra cash towards the principle each month?
Nobody ever follows through in doing that.

That is exactly what I'm doing.  I put enough extra towards the principle each month that I end up making an extra payment and a half per year.  The trick is to do an auto pay with instructions that the extra dollars go towards principle, not your escrow account..  If you're writing a check every month, you may be tempted to only make the required payment thinking you will catch up later.  It will never happen.  You also don't ever have to worry about being late.
Title: Re: House buying/owning advice
Post by: sys on December 13, 2011, 07:17:22 PM
sounds like you've got the world by it's tail there, schreds.  good luck to you and your little filly.
Title: Re: House buying/owning advice
Post by: chum1 on December 14, 2011, 08:00:16 AM
southern spain:  i just turned 45, so i am retiring from my job as a street artist in glasgow and am looking for a nice vacation home with an ocean view.  my budget is $500,000.
Title: Re: House buying/owning advice
Post by: pissclams on December 14, 2011, 08:34:33 AM
southern spain:  i just turned 45, so i am retiring from my job as a street artist in glasgow and am looking for a nice vacation home with an ocean view.  my budget is $500,000.

sounds like property brothers is more your speed.  :lol:
Title: Re: House buying/owning advice
Post by: K-S-U-Wildcats! on December 14, 2011, 02:37:09 PM
Building is great, but existing homes are a much better value. especially if you buy a fixer-upper or foreclosure. Home improvement is CHEAP right now in this shitty economy.

Don't ever get suckered into a "bidding war." Most of these are bullshit concocted by the seller's agent.

Realtors are basically the scum of the earth, but it's pretty hard to avoid dealing with them.

When it comes to financing:
-  Put 20% down, or get there fast. If you can't get to 20% within a year, you shouldn't be buying.
-  Strongly consider a 15-year fixed. It may add a couple hundred to your monthly payment, but it will double the amount of each payment that goes to principal.
-  If you can't afford a 15-year, consider a 7-year ARM. It is extremely unlikely you'll live in your first home for more than 5 years.
Do not buy points.
Do consider paying a slightly higher APR in exchange for a "lender credit." Estimate the number of years you'll probably live there and do the math.
Title: Re: House buying/owning advice
Post by: O-town Kat on December 14, 2011, 02:41:41 PM
no, you buy a lot you want a house on.  you hire a builder to build the house there.  you choose a house model that you want them to build.  most of them will have a list house blueprints of house kinds that they specialize in or whatever but you can pick out whatever kind of house you want.  they quote you the price which will include the figures for the allowances on the crap inside, roof, brick, flooring, etc.  you can then go pick out the specifics on that stuff and if you pick out better stuff than they quoted you pay the difference. 

that sounds like a good deal.

Ha ha yeah lots of  :runaway: :runaway: :runaway: when they send you to the light store, furnishing store etc.  had not put much thought into what color of grout to put in between the tiles in the bathroom.  Beats being completely unhappy with the previous owners crappy taste though.
Title: Re: House buying/owning advice
Post by: pissclams on December 14, 2011, 03:47:03 PM
i would never live in a home that someone else already lived in.  disgusting.  imagine all of their skin flakes and scabs, etc, that are ground into the carpet and crap.  gross. 
Title: Re: House buying/owning advice
Post by: Rage Against the McKee on December 14, 2011, 03:48:26 PM
i would never live in a home that someone else already lived in.  disgusting.  imagine all of their skin flakes and scabs, etc, that are ground into the carpet and crap.  gross. 

No kidding. I guess I could just replace all the carpets, floors, and cabinets, but that sounds like a real pain in the ass.
Title: Re: House buying/owning advice
Post by: pissclams on December 14, 2011, 03:50:00 PM
i would never live in a home that someone else already lived in.  disgusting.  imagine all of their skin flakes and scabs, etc, that are ground into the carpet and crap.  gross. 

No kidding. I guess I could just replace all the carpets, floors, and cabinets, but that sounds like a real pain in the ass.

thing is, their scummyness prob worked its way into the foundation, etc
Title: Re: House buying/owning advice
Post by: Dugout DickStone on December 14, 2011, 03:52:05 PM
southern spain:  i just turned 45, so i am retiring from my job as a street artist in glasgow and am looking for a nice vacation home with an ocean view.  my budget is $500,000.

sounds like property brothers is more your speed.  :lol:

Oh man, clams just rejected your first offer without countering!
Title: Re: House buying/owning advice
Post by: pissclams on December 14, 2011, 04:13:24 PM
ya sure did, also, $500k in Southern Spain???  hmm, might have to readjust your expectations :lol: 

wtf?
Title: Re: House buying/owning advice
Post by: sys on December 14, 2011, 11:02:13 PM
if you can borrow at 4% it would seem like you'd want to take as long as possible to pay that off.
Title: Re: House buying/owning advice
Post by: jtksu on December 14, 2011, 11:45:54 PM
One would think.  One of the emawccountants could probably explain why that's not the case.
Title: Re: House buying/owning advice
Post by: chum1 on December 15, 2011, 06:50:47 AM
if you're comparing interest rates between all of your loans, then you might not want to pay anything off early because you'd prefer to use that extra cash for paying interest on your next loan.
Title: Re: House buying/owning advice
Post by: wabash909 on December 15, 2011, 07:39:50 AM
ya sure did, also, $500k in Southern Spain???  hmm, might have to readjust your expectations :lol: 

wtf?

Exactly.  500K in Southern Spain right now?  Hahaha, good luck with that!



Title: Re: House buying/owning advice
Post by: chum1 on December 15, 2011, 08:16:17 AM
looks like i know more about hhi than its strongest proponents.  could this place be any more like the phog?  sheesh.
Title: Re: House buying/owning advice
Post by: Rage Against the McKee on December 15, 2011, 08:32:52 AM
if you're comparing interest rates between all of your loans, then you might not want to pay anything off early because you'd prefer to use that extra cash for paying interest on your next loan.

It's really about comparing interest rates to inflation. If I can get a loan at 3%, that is probably well below the inflation rate over the period of the loan, so I would come out ahead paying the minimum and investing whatever I would have applied to the loan to pay it off early. This plan does not really work if you just pay the minimum and use the extra money to buy things like tv's, furniture, etc.
Title: Re: House buying/owning advice
Post by: Dugout DickStone on December 15, 2011, 10:22:59 AM
if you're comparing interest rates between all of your loans, then you might not want to pay anything off early because you'd prefer to use that extra cash for paying interest on your next loan.

It's really about comparing interest rates to inflation. If I can get a loan at 3%, that is probably well below the inflation rate over the period of the loan, so I would come out ahead paying the minimum and investing whatever I would have applied to the loan to pay it off early. This plan does not really work if you just pay the minimum and use the extra money to buy things like tv's, furniture, etc.

What about fancy suits and elite cologne?
Title: Re: House buying/owning advice
Post by: Rage Against the McKee on December 15, 2011, 10:32:43 AM
if you're comparing interest rates between all of your loans, then you might not want to pay anything off early because you'd prefer to use that extra cash for paying interest on your next loan.

It's really about comparing interest rates to inflation. If I can get a loan at 3%, that is probably well below the inflation rate over the period of the loan, so I would come out ahead paying the minimum and investing whatever I would have applied to the loan to pay it off early. This plan does not really work if you just pay the minimum and use the extra money to buy things like tv's, furniture, etc.

What about fancy suits and elite cologne?

Those don't work, either. Items that actually appreciate in value, like some jewelry and interestingly enough, Rolexes, do apply.
Title: Re: House buying/owning advice
Post by: Dugout DickStone on December 15, 2011, 10:59:14 AM
if you're comparing interest rates between all of your loans, then you might not want to pay anything off early because you'd prefer to use that extra cash for paying interest on your next loan.

It's really about comparing interest rates to inflation. If I can get a loan at 3%, that is probably well below the inflation rate over the period of the loan, so I would come out ahead paying the minimum and investing whatever I would have applied to the loan to pay it off early. This plan does not really work if you just pay the minimum and use the extra money to buy things like tv's, furniture, etc.

What about fancy suits and elite cologne?

Those don't work, either. Items that actually appreciate in value, like some jewelry and interestingly enough, Rolexes, do apply.

Good!   :kstategrad:
Title: Re: House buying/owning advice
Post by: ew2x4 on December 15, 2011, 12:14:00 PM
I recently refinanced my home at 3.875%. Cut $200 off my payment a month.
Title: Re: House buying/owning advice
Post by: yoga-like_abana on December 16, 2011, 03:45:02 PM
torts did u get my pm
Title: Re: House buying/owning advice
Post by: chum1 on January 21, 2012, 06:13:12 PM
will the new host of prop virgins keep them in first place over house hunters?
Title: Re: House buying/owning advice
Post by: hemmy on January 21, 2012, 09:11:00 PM
looking to buy a house this year as well, but I am really lazy and have no motivation to look.
Title: Re: House buying/owning advice
Post by: wes mantooth on January 21, 2012, 09:43:05 PM
looking to buy a house this year as well, but I am really lazy and have no motivation to look.

looking for a house can be fun  :D
Title: Re: House buying/owning advice
Post by: sys on January 21, 2012, 10:07:46 PM
looking to buy a house this year as well, but I am really lazy and have no motivation to look.

yeah, it's really hard.
Title: Re: House buying/owning advice
Post by: Cire on January 21, 2012, 10:16:20 PM
I think I looked at 50 houses before buying.  It SUCKS.
Title: Re: House buying/owning advice
Post by: Pete on January 21, 2012, 10:26:37 PM
Seriously considering my next home to be a duplex where I own both sides and try to rent to people not like Mr. Mom in Pacific Heights.
Title: Re: House buying/owning advice
Post by: Dr Rick Daris on January 21, 2012, 10:29:24 PM
i've owned three houses in my life. two of them i still own/pay mortgage payments on. i've walked into a total of four houses with the thoughts of buying them. just not that hard folks.
Title: Re: House buying/owning advice
Post by: Pete on January 21, 2012, 10:30:33 PM
i've owned three houses in my life. two of them i still own/pay mortgage payments on. i've walked into a total of four houses with the thoughts of buying them. just not that hard folks.

Agreed.  I can look on a website, check out the photos, do the "street view" thingy, and pretty much know whether it's a "go" or not.
Title: Re: House buying/owning advice
Post by: hemmy on January 21, 2012, 10:44:10 PM
i've owned three houses in my life. two of them i still own/pay mortgage payments on. i've walked into a total of four houses with the thoughts of buying them. just not that hard folks.

Can you do some online research for me and point me to the good buys in Johnson county? Thanks.
Title: Re: House buying/owning advice
Post by: Pete on January 21, 2012, 10:45:12 PM
i've owned three houses in my life. two of them i still own/pay mortgage payments on. i've walked into a total of four houses with the thoughts of buying them. just not that hard folks.

Can you do some online research for me and point me to the good buys in Johnson county? Thanks.

Yes.  What's your budget?
Title: Re: House buying/owning advice
Post by: sys on January 21, 2012, 10:45:22 PM
i've owned three houses in my life. two of them i still own/pay mortgage payments on. i've walked into a total of four houses with the thoughts of buying them. just not that hard folks.

it is hard, you don't know.
Title: Re: House buying/owning advice
Post by: pissclams on January 22, 2012, 10:05:09 AM
will the new host of prop virgins keep them in first place over house hunters?

I don't think I will like this new host. She doesn't seem to have Sandra's charm and personality judging from the previews.

Not digging the new host at all. Sandra was very professional and educated about real estate. The new host slurs through words and phrases quickly (as if she's eating them,) had a dress on that was too short and tight for the task at hand - selling real estate (she was dressed more for Hollywood than for selling real estate) and was bland. Can't hold a candle to Sandra; she very obviously has no real estate savvy and it shows. I really miss Sandra and hope that HGTV picks up her new show because I'm done with Property Virgins. It's like a boring rehash of House Hunters (another show that HGTV ruined by removing the one-time host, Suzanne Wong.) HGTV has a great track record of destroying wonderful shows (Designed to Sell) by dumping fantastic hosts (Lisa and Clive) and replacing them with low-quality knockoffs (Tanya Nayak, Monica Pederson) who must cost a lot less because they sure give a lot less to the audience.
Title: Re: House buying/owning advice
Post by: ChiComCat on January 22, 2012, 12:57:54 PM
I am probably buying a house this year too, pretty excited, not too worried
Title: Re: House buying/owning advice
Post by: Pendergast on January 22, 2012, 09:14:49 PM

When it comes to financing:
-  Put 20% down, or get there fast. If you can't get to 20% within a year, you shouldn't be buying.

What the eff?  Or you could live somewhere besides the midwest.
Title: Re: House buying/owning advice
Post by: ew2x4 on January 22, 2012, 09:29:36 PM

When it comes to financing:
-  Put 20% down, or get there fast. If you can't get to 20% within a year, you shouldn't be buying.

What the eff?  Or you could live somewhere besides the midwest.

Yes, this is absolutely horrible advice. Especially if you dont plan on living there forever.
Title: Re: House buying/owning advice
Post by: K-S-U-Wildcats! on January 23, 2012, 10:12:16 AM

When it comes to financing:
-  Put 20% down, or get there fast. If you can't get to 20% within a year, you shouldn't be buying.

What the eff?  Or you could live somewhere besides the midwest.

Yes, this is absolutely horrible advice. Especially if you dont plan on living there forever.

PMI is a waste of money. Might as well flush hundred down the toilet every month instead. And if you don't plan to live in the house for at least 4 years, you typically shouldn't buy because of the costs of buying and selling a home. In addition to closing costs at purchase, you're going to have weaselly agents 3 to 6% when you sell.

Also, the idea that you can earn a better return by investing what you would otherwise spend on a higher mortgage payment sounds great in theory, except that most people don't invest that money. In addition, a 15 year mortgage is about .75% lower interest than a 30 year.
Title: Re: House buying/owning advice
Post by: Kat Kid on January 23, 2012, 10:19:04 AM

When it comes to financing:
-  Put 20% down, or get there fast. If you can't get to 20% within a year, you shouldn't be buying.

What the eff?  Or you could live somewhere besides the midwest.

Yes, this is absolutely horrible advice. Especially if you dont plan on living there forever.

PMI is a waste of money. Might as well flush hundred down the toilet every month instead. And if you don't plan to live in the house for at least 4 years, you typically shouldn't buy because of the costs of buying and selling a home. In addition to closing costs at purchase, you're going to have weaselly agents 3 to 6% when you sell.

Also, the idea that you can earn a better return by investing what you would otherwise spend on a higher mortgage payment sounds great in theory, except that most people don't invest that money. In addition, a 15 year mortgage is about .75% lower interest than a 30 year.

Wait.  So you're telling me things are easier if you have a bunch of liquid assets ready to buy stuff without financing?
Title: Re: House buying/owning advice
Post by: Dr Rick Daris on January 23, 2012, 10:24:36 AM
anybody who spends anything on a place to live is just wasting their money. screw that idiot and his stupid "you have to have 20% down" comment. instead, why not just take that 20% and invest it and then go live under a bridge somewhere. my god what is society coming to in this country.  :facepalm:
Title: Re: House buying/owning advice
Post by: Rams on January 23, 2012, 10:27:28 AM

When it comes to financing:
-  Put 20% down, or get there fast. If you can't get to 20% within a year, you shouldn't be buying.

What the eff?  Or you could live somewhere besides the midwest.

Yes, this is absolutely horrible advice. Especially if you dont plan on living there forever.

PMI is a waste of money. Might as well flush hundred down the toilet every month instead. And if you don't plan to live in the house for at least 4 years, you typically shouldn't buy because of the costs of buying and selling a home. In addition to closing costs at purchase, you're going to have weaselly agents 3 to 6% when you sell.

Also, the idea that you can earn a better return by investing what you would otherwise spend on a higher mortgage payment sounds great in theory, except that most people don't invest that money. In addition, a 15 year mortgage is about .75% lower interest than a 30 year.

 :jerk:  Put 10% down on the primary and get a concurrent piggyback HELOC for the other 10%.  No PMI and you don't have to tie up a bunch of money in an illiquid asset.  With rates what they are right now, borrow as much money as you can for as long as you can.  Then just don't be a total rough ridin' moron with your money.  If you have to give more money to the bank so you don't blow it on lottery tickets and bobblehead dolls, you don't have the self-restraint necessary to be a homeowner anyway.
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on January 23, 2012, 10:28:44 AM
I think i'm moving downtown (City Market/lofts) after my Masters is done in September. I'm told i'm a Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!) if I rent. I just don't know if buying a condo is a good idea. I kind of want to rent the first 6 months. I can't remember who said they had a condo downtown at MOAP 2.0. Thoughts?
Title: Re: House buying/owning advice
Post by: _33 on January 23, 2012, 10:31:52 AM
Just do whatever you want to do. It's your money. Don't let money snobs tell you what to do. There is more than one way to do something.
Title: Re: House buying/owning advice
Post by: WildcatNkilt on January 23, 2012, 10:34:36 AM
I think i'm moving downtown (City Market/lofts) after my Masters is done in September. I'm told i'm a respect if I rent. I just don't know if buying a condo is a good idea. I kind of want to rent the first 6 months. I can't remember who said they had a condo downtown at MOAP 2.0. Thoughts?

Condos can be a tough sell.  I have a friend who has a downtown Condo she had to rent out because it wouldn't sell.  

I've been told to never buy a Condo if it's not downtown.  Plenty of vacant Condos around the burbs that are brand new and are having a tough time being sold.  
Title: Re: House buying/owning advice
Post by: Dr Rick Daris on January 23, 2012, 10:37:19 AM
i stopped eating food entirely six months ago and now just invest all of the money that i was spending on food into a roth ira. i've done the math and should be able to retire a full year earlier. food is for dummies but still you have americans just shoving their fat faces with it every single day. good god what a world.
Title: Re: House buying/owning advice
Post by: steve dave on January 23, 2012, 10:38:01 AM
I think i'm moving downtown (City Market/lofts) after my Masters is done in September. I'm told i'm a Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!) if I rent. I just don't know if buying a condo is a good idea. I kind of want to rent the first 6 months. I can't remember who said they had a condo downtown at MOAP 2.0. Thoughts?

rent
Title: Re: House buying/owning advice
Post by: Rage Against the McKee on January 23, 2012, 10:42:06 AM
I think i'm moving downtown (City Market/lofts) after my Masters is done in September. I'm told i'm a Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!) if I rent. I just don't know if buying a condo is a good idea. I kind of want to rent the first 6 months. I can't remember who said they had a condo downtown at MOAP 2.0. Thoughts?

You should only buy if you know you are going to be someplace for 5 years or so. Otherwise, renting saves you money, reduces your responsibility, and makes it much easier to move.
Title: Re: House buying/owning advice
Post by: pissclams on January 23, 2012, 10:42:29 AM
I think i'm moving downtown (City Market/lofts) after my Masters is done in September. I'm told i'm a respect if I rent. I just don't know if buying a condo is a good idea. I kind of want to rent the first 6 months. I can't remember who said they had a condo downtown at MOAP 2.0. Thoughts?

Condos can be a tough sell.  I have a friend who has a downtown Condo she had to rent out because it wouldn't sell.  

I've been told to never buy a Condo if it's not downtown.  Plenty of vacant Condos around the burbs that are brand new and are having a tough time being sold.  

the downtown kc condo market is incredibly over saturated.  you'd have to be a fool to purchase down there anytime in the next 5 -10 years.
Title: Re: House buying/owning advice
Post by: Dugout DickStone on January 23, 2012, 10:44:29 AM
I think i'm moving downtown (City Market/lofts) after my Masters is done in September. I'm told i'm a respect if I rent. I just don't know if buying a condo is a good idea. I kind of want to rent the first 6 months. I can't remember who said they had a condo downtown at MOAP 2.0. Thoughts?

I've got some property down there Fanning.  I would consider renting you one, or you could buy one.  I don't pay taxes on it so I'm very meh on whichever.
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on January 23, 2012, 10:57:23 AM
I think i'm moving downtown (City Market/lofts) after my Masters is done in September. I'm told i'm a respect if I rent. I just don't know if buying a condo is a good idea. I kind of want to rent the first 6 months. I can't remember who said they had a condo downtown at MOAP 2.0. Thoughts?

I've got some property down there Fanning.  I would consider renting you one, or you could buy one.  I don't pay taxes on it so I'm very meh on whichever.
Sweet. Sounds like i'll be renting. We'll be in touch soon. TIA  :thumbs:
Title: Re: House buying/owning advice
Post by: Dugout DickStone on January 23, 2012, 11:33:04 AM
I think i'm moving downtown (City Market/lofts) after my Masters is done in September. I'm told i'm a respect if I rent. I just don't know if buying a condo is a good idea. I kind of want to rent the first 6 months. I can't remember who said they had a condo downtown at MOAP 2.0. Thoughts?

I've got some property down there Fanning.  I would consider renting you one, or you could buy one.  I don't pay taxes on it so I'm very meh on whichever.
Sweet. Sounds like i'll be renting. We'll be in touch soon. TIA  :thumbs:

You know where to find me.  I will need to maintain some type of control of at least one of the bedrooms for occasional too pak'd to drive evenings.
Title: Re: House buying/owning advice
Post by: AbeFroman on January 23, 2012, 11:34:03 AM
City Market seems overpriced to me. I know we're all  :kstategrad: but that doesn't mean we should have to pay over market value for crap.
Title: Re: House buying/owning advice
Post by: michigancat on January 23, 2012, 11:41:30 AM
Renting makes wandering easier.
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on January 23, 2012, 11:43:36 AM
I think i'm moving downtown (City Market/lofts) after my Masters is done in September. I'm told i'm a respect if I rent. I just don't know if buying a condo is a good idea. I kind of want to rent the first 6 months. I can't remember who said they had a condo downtown at MOAP 2.0. Thoughts?

I've got some property down there Fanning.  I would consider renting you one, or you could buy one.  I don't pay taxes on it so I'm very meh on whichever.
Sweet. Sounds like i'll be renting. We'll be in touch soon. TIA  :thumbs:

You know where to find me.  I will need to maintain some type of control of at least one of the bedrooms for occasional too pak'd to drive evenings.
Well ya. It might be the smush room or if I get a good deal, you can just take my room on those nights.
Title: Re: House buying/owning advice
Post by: sys on January 23, 2012, 11:52:19 AM
renting sucks.  you don't need anyone else trying to tell you what animals to keep and where to keep them.
Title: Re: House buying/owning advice
Post by: michigancat on January 23, 2012, 11:53:45 AM
renting sucks.  i don't need anyone else trying to tell me what animals to keep and where to keep them.

LOL
Title: Re: House buying/owning advice
Post by: Dr Rick Daris on January 23, 2012, 11:54:31 AM
i just thought of a great reality show. sys lives with the michigancats.  :love:
Title: Re: House buying/owning advice
Post by: Skipper44 on January 23, 2012, 12:16:34 PM
i just thought of a great reality show. sys lives with the michigancats.  :love:
Uncle Sys would be the next Cosmo Kramer
Title: Re: House buying/owning advice
Post by: sys on January 23, 2012, 01:18:41 PM
i just thought of a great reality show. sys lives with the michigancats.  :love:

when my tiger gets out and eats several michigancat kids, that'll be my favorite episode.
Title: Re: House buying/owning advice
Post by: steve dave on January 23, 2012, 02:20:49 PM
i just thought of a great reality show. sys lives with the michigancats.  :love:

when my tiger gets out and eats several michigancat kids, that'll be my favorite episode.

 :lol:
Title: Re: House buying/owning advice
Post by: kim carnes on January 23, 2012, 07:10:06 PM
I think i'm moving downtown (City Market/lofts) after my Masters is done in September. I'm told i'm a respect if I rent. I just don't know if buying a condo is a good idea. I kind of want to rent the first 6 months. I can't remember who said they had a condo downtown at MOAP 2.0. Thoughts?

you're a Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!) if you buy
Title: Re: House buying/owning advice
Post by: Tobias on April 15, 2012, 11:51:14 PM
went to five open houses today and am kinda over the whole process.  daris, check PM and please pick one
Title: Re: House buying/owning advice
Post by: Stevesie60 on April 16, 2012, 12:01:35 AM
Where you buying a house, Tobias?
Title: Re: House buying/owning advice
Post by: Tobias on April 16, 2012, 12:06:58 AM
Where you buying a house, Tobias?

salina, though if i search again and it sucks as much as today (seems likely) i may just consider moving to a diff state.  any recommendations?  i'm open for suggestions.
Title: Re: House buying/owning advice
Post by: Stevesie60 on April 16, 2012, 12:13:03 AM
Where you buying a house, Tobias?

salina, though if i search again and it sucks as much as today (seems likely) i may just consider moving to a diff state.  any recommendations?  i'm open for suggestions.

I highly suggest Manhattan. Great place with good-looking, great smelling people.
Title: Re: Re: House buying/owning advice
Post by: michigancat on April 16, 2012, 12:37:21 AM
Where you buying a house, Tobias?

salina, though if i search again and it sucks as much as today (seems likely) i may just consider moving to a diff state.  any recommendations?  i'm open for suggestions.

What do you like to do?
Title: Re: Re: House buying/owning advice
Post by: Tobias on April 16, 2012, 12:58:32 AM
What do you like to do?

go to concerts/sporting events, eat/drink, play fifa offline, read books, etc.  basically white midwesterners thread, except i dgaf about hunting/fishing.  do you know of the perfect place for my needs?
Title: Re: House buying/owning advice
Post by: Tobias on April 16, 2012, 01:00:35 AM
I highly suggest Manhattan. Great place with good-looking, great smelling people.

this seems like a pretty good idea, actually.  i would be much closer to a legit & non-losery ksu campus
Title: Re: Re: Re: House buying/owning advice
Post by: michigancat on April 16, 2012, 07:44:49 AM
What do you like to do?

go to concerts/sporting events, eat/drink, play fifa offline, read books, etc.  basically white midwesterners thread, except i dgaf about hunting/fishing.  do you know of the perfect place for my needs?

Any major city in the US should be fine. Do you plan on working in a particular industry for a while? Maybe find a city with a high concentration of your industry's job. Set up a national indeed.com search and you can get a good feel for where those cities are.
Title: Re: House buying/owning advice
Post by: WillieWatanabe on April 16, 2012, 08:17:49 AM
Where you buying a house, Tobias?

salina, though if i search again and it sucks as much as today (seems likely) i may just consider moving to a diff state.  any recommendations?  i'm open for suggestions.

I highly suggest Manhattan. Great place with good-looking, great smelling people.
Title: Re: House buying/owning advice
Post by: steve dave on April 16, 2012, 08:27:06 AM
Omaha, not just saying that because I live here.  Other than most of you guys not living here and having to drive 3 hours to watch the ksu cats it's pretty much perfect. 
Title: Re: House buying/owning advice
Post by: wetwillie on April 16, 2012, 08:39:00 AM
I can't think of anything better than living on the border of nebraska and iowa.
Title: Re: House buying/owning advice
Post by: Trim on April 16, 2012, 08:56:56 AM
What do you like to do?

go to concerts/sporting events, eat/drink, play fifa offline, read books, etc.  basically white midwesterners thread, except i dgaf about hunting/fishing.  do you know of the perfect place for my needs?

LOL, you're not leaving the scheme.
Title: Re: House buying/owning advice
Post by: hemmy on April 16, 2012, 08:58:48 AM
You can get a 3 bedroom house in Salina for like $20.
Title: Re: House buying/owning advice
Post by: michigancat on April 16, 2012, 10:39:42 AM
Omaha, not just saying that because I live here.  Other than most of you guys not living here and having to drive 3 hours to watch the ksu cats it's pretty much perfect. 

no pro sports, and not a lot of concert options (although it is at least as good as KC w/ concerts).
Title: Re: House buying/owning advice
Post by: Rams on April 16, 2012, 01:51:28 PM
Lawrence.  an hour from manhattan. 30 minutes from kc. great music scene.

Walking around in your K-State gear after a big football win is so  :lynchmob:.  The entire town is all  :dubious: :shakesfist: :facepalm:. and I'm all  :lol: :emawkid: :gocho:
Title: Re: House buying/owning advice
Post by: pissclams on April 16, 2012, 01:58:29 PM
Omaha, not just saying that because I live here.  Other than most of you guys not living here and having to drive 3 hours to watch the ksu cats it's pretty much perfect. 

no pro sports, and not a lot of concert options (although it is at least as good as KC w/ concerts).

what?  you're stupid.
Title: Re: House buying/owning advice
Post by: Dugout DickStone on April 16, 2012, 03:59:50 PM
Omaha, not just saying that because I live here.  Other than most of you guys not living here and having to drive 3 hours to watch the ksu cats it's pretty much perfect. 

no pro sports, and not a lot of concert options (although it is at least as good as KC w/ concerts).

what?  you're stupid.

He doesn't know what he is talking about.
Title: Re: House buying/owning advice
Post by: Dr Rick Daris on April 16, 2012, 04:01:26 PM
Omaha, not just saying that because I live here.  Other than most of you guys not living here and having to drive 3 hours to watch the ksu cats it's pretty much perfect. 

no pro sports, and not a lot of concert options (although it is at least as good as KC w/ concerts).

what?  you're stupid.

He doesn't know what he is talking about.

yeah. i mean, hootie would never go to omaha. good grief get over yourself kc.
Title: Re: House buying/owning advice
Post by: Tobias on April 16, 2012, 05:48:56 PM
Lawrence.  an hour from manhattan. 30 minutes from kc. great music scene.

Walking around in your K-State gear after a big football win is so  :lynchmob:.  The entire town is all  :dubious: :shakesfist: :facepalm:. and I'm all  :lol: :emawkid: :gocho:

the problem is that i'm trying to buy a home, not become homeless though.  other than that, the location seems okay
Title: Re: Re: Re: House buying/owning advice
Post by: Tobias on April 16, 2012, 05:52:26 PM
What do you like to do?

go to concerts/sporting events, eat/drink, play fifa offline, read books, etc.  basically white midwesterners thread, except i dgaf about hunting/fishing.  do you know of the perfect place for my needs?

Any major city in the US should be fine. Do you plan on working in a particular industry for a while? Maybe find a city with a high concentration of your industry's job. Set up a national indeed.com search and you can get a good feel for where those cities are.

yeah, i write software and plan on staying in the industry for a while.  i am considering writing some software that picks a new home for me, and will probably incorporate your suggestions
Title: Re: House buying/owning advice
Post by: michigancat on April 16, 2012, 06:35:23 PM
What do you like to do?

go to concerts/sporting events, eat/drink, play fifa offline, read books, etc.  basically white midwesterners thread, except i dgaf about hunting/fishing.  do you know of the perfect place for my needs?

Any major city in the US should be fine. Do you plan on working in a particular industry for a while? Maybe find a city with a high concentration of your industry's job. Set up a national indeed.com search and you can get a good feel for where those cities are.

yeah, i write software and plan on staying in the industry for a while.  i am considering writing some software that picks a new home for me, and will probably incorporate your suggestions

move to san francisco asap
Title: Re: House buying/owning advice
Post by: Tobias on April 21, 2012, 02:18:31 AM
welp, got bored and put an offer in tonight

peggy pos: 1.5 miles closer to the ksu wildcats
nancy negs: 0.5 miles further away from the scheme

i appreciate all input and will probably bump this thread in six months when i decide to look again after getting bored the first time around :thumbs:
Title: Re: House buying/owning advice
Post by: felix rex on April 21, 2012, 02:37:18 AM
You should have bought my place in DC. There's a ton of defense contracts for software developers. Also, I should have mentioned that.
Title: Re: House buying/owning advice
Post by: Trim on April 21, 2012, 03:08:08 AM
peggy pos: 1.5 miles closer to the ksu wildcats
nancy negs: 0.5 miles further away from the scheme

Sounds perfect for postgame schemepaks.
Title: Re: House buying/owning advice
Post by: Kat Kid on April 22, 2012, 08:28:44 AM
peggy pos: 1.5 miles closer to the ksu wildcats
nancy negs: 0.5 miles further away from the scheme

Sounds perfect for postgame schemepaks.

Have them call ahead with a carry out order and show up at tobias' house.  What is he going to do?  Turn down scheme pizza already at his door?
Title: Re: Re: House buying/owning advice
Post by: michigancat on April 22, 2012, 10:25:52 AM
welp, got bored and put an offer in tonight

peggy pos: 1.5 miles closer to the ksu wildcats
nancy negs: 0.5 miles further away from the scheme

i appreciate all input and will probably bump this thread in six months when i decide to look again after getting bored the first time around :thumbs:

Sounds like you're combating boredom with a double shot of boredom.
Title: Re: House buying/owning advice
Post by: hemmy on April 22, 2012, 10:30:19 AM
http://maps.google.com/maps?oe=utf-8&rls=org.mozilla:en-US:official&client=firefox-a&q=red+fox+lane+salina,+ks&um=1&ie=UTF-8&hq=&hnear=0x87bcc66b609f27d5:0x8fca66edcbaf44f9,Red+Fox+Ln,+Salina,+KS+67401&gl=us&ei=2yOUT8-oIcb66QG78ZDCBA&sa=X&oi=geocode_result&ct=image&resnum=1&ved=0CCIQ8gEwAA

They have really nice houses here
Title: Re: House buying/owning advice
Post by: GoodForAnother on April 22, 2012, 11:45:09 AM
Renting blows. I have to do it right now just to stay flexible but once I'm settled I'm going to buy in like 10 seconds.  Thin walls, can't have a dog, throwing away money, etc.
Title: Re: House buying/owning advice
Post by: Dr Rick Daris on April 22, 2012, 12:03:24 PM
Renting blows. I have to do it right now just to stay flexible but once I'm settled I'm going to buy in like 10 seconds.  Thin walls, can't have a dog, throwing away money, etc.

you're not throwing away money because like you said, it keeps you flexible. also just rent a place w/ thicker walls that allows you to have dogs. doesn't seem that hard.
Title: Re: House buying/owning advice
Post by: p1k3 on April 22, 2012, 12:08:31 PM
any elite land owners on goEMAW?
Title: Re: House buying/owning advice
Post by: michigancat on April 22, 2012, 12:19:45 PM
Renting blows. I have to do it right now just to stay flexible but once I'm settled I'm going to buy in like 10 seconds.  Thin walls, can't have a dog, throwing away money, etc.

Having a dog is throwing money away.
Title: Re: House buying/owning advice
Post by: GoodForAnother on April 22, 2012, 12:34:03 PM
Renting blows. I have to do it right now just to stay flexible but once I'm settled I'm going to buy in like 10 seconds.  Thin walls, can't have a dog, throwing away money, etc.

you're not throwing away money because like you said, it keeps you flexible. also just rent a place w/ thicker walls that allows you to have dogs. doesn't seem that hard.

I dunno man, I just like to complain.  After I buy a place I'll just bitch about mowing the lawn.
Title: Re: House buying/owning advice
Post by: wetwillie on April 22, 2012, 12:40:52 PM
Pro Tip: a good real estate agent is worth every penny. Its like basketball coaches, cal is going to get full asking price and no concessions and oscar is going to get you a lowball offer with you paying all the closing.
Title: Re: House buying/owning advice
Post by: sys on April 22, 2012, 12:49:00 PM
Having a dog is throwing money away.

says the man with 11 children.   :lol:
Title: Re: House buying/owning advice
Post by: GoodForAnother on April 22, 2012, 01:09:55 PM
Renting blows. I have to do it right now just to stay flexible but once I'm settled I'm going to buy in like 10 seconds.  Thin walls, can't have a dog, throwing away money, etc.

Having a dog is throwing money away.

Not if I get a champion show dog that wins all sorts of trophies and cash prizes.
Title: Re: House buying/owning advice
Post by: ChiComCat on April 22, 2012, 01:11:13 PM
Renting blows. I have to do it right now just to stay flexible but once I'm settled I'm going to buy in like 10 seconds.  Thin walls, can't have a dog, throwing away money, etc.

Having a dog is throwing money away.

Not if I get a champion show dog that wins all sorts of trophies and cash prizes.

I still doubt a lot of those dogs break even
Title: Re: House buying/owning advice
Post by: 06wildcat on April 22, 2012, 03:00:20 PM
Pro Tip: a good real estate agent is worth every penny. Its like basketball coaches, cal is going to get full asking price and no concessions and oscar is going to get you a lowball offer with you paying all the closing.


Not a protip, it's a tard tip. If the place you own isn't a complete shithole, you don't need an agent to sell it. Pocket the commission and don't worry about what games buyers like to play to feel like they got a "deal".
Title: Re: House buying/owning advice
Post by: Rage Against the McKee on April 22, 2012, 05:12:33 PM
Pro Tip: a good real estate agent is worth every penny. Its like basketball coaches, cal is going to get full asking price and no concessions and oscar is going to get you a lowball offer with you paying all the closing.


Not a protip, it's a tard tip. If the place you own isn't a complete shithole, you don't need an agent to sell it. Pocket the commission and don't worry about what games buyers like to play to feel like they got a "deal".

It seems to me that the property would sell a whole lot faster when homebuyers who go to an agent to find homes and look on websites to see pictures of homes they want to look at actually get to see your house.
Title: Re: House buying/owning advice
Post by: wetwillie on April 22, 2012, 06:04:31 PM
Yep, just stick a sign in the yard, pocket the 6 percent :lol:
Title: Re: House buying/owning advice
Post by: 06wildcat on April 22, 2012, 09:11:57 PM
Pro Tip: a good real estate agent is worth every penny. Its like basketball coaches, cal is going to get full asking price and no concessions and oscar is going to get you a lowball offer with you paying all the closing.


Not a protip, it's a tard tip. If the place you own isn't a complete shithole, you don't need an agent to sell it. Pocket the commission and don't worry about what games buyers like to play to feel like they got a "deal".

It seems to me that the property would sell a whole lot faster when homebuyers who go to an agent to find homes and look on websites to see pictures of homes they want to look at actually get to see your house.

Yes, if you're too stupid to figure out how to post pictures to the internet, go with an agent.
Title: Re: House buying/owning advice
Post by: Tobias on April 23, 2012, 12:12:30 AM
peggy pos: 1.5 miles closer to the ksu wildcats
nancy negs: 0.5 miles further away from the scheme

Sounds perfect for postgame schemepaks.

Have them call ahead with a carry out order and show up at tobias' house.  What is he going to do?  Turn down scheme pizza already at his door?

if you knock on my door wielding scheme pizza, beer, or any number of other consumables then you're in.   :party:

i am now under contract  :ohno:
Title: Re: House buying/owning advice
Post by: Bloodfart on April 24, 2012, 09:16:01 PM
http://realestate.yahoo.com/promo/ex-nazi-watchtower-becomes-luxury-home.html

 :opcat:
Title: Re: House buying/owning advice
Post by: pissclams on May 01, 2012, 08:57:14 AM
will the new host of prop virgins keep them in first place over house hunters?

now that we've had a few months of egypt sherrod commanding the deck of the USS Property Virgin, it's obvious she's in way over her head and isn't even half of the host that rinomato was.  that's a pretty glaring condemnation considering that rinomato was only half the host that fake susan whang continues to be.

susan whang > fake susan whang > rinomato > "egypt" sherrod


i almost want to call bob tuschman/susie fogelson and ask them to go next door and help their HGTV friends out.  oh well.  sad really :lol:


hey "egypt", maybe it's time to go back to the middle east and host pyramid virgins! :lol: 

if this franchise has any interest in being on the air in 6 months, they need to pay rinomato whatever she wants and get her back in front of some virgins and inking contracts.  period.
Title: Re: House buying/owning advice
Post by: chum1 on May 01, 2012, 09:12:46 AM
i caught an episode of interior therapy the other day.  puke.  absolute puke.  i'm not watching that show ever again.  you know what drives me rough ridin' crazy about it, though?  IT'S ALL BECAUSE OF THAT rough ridin' eff GAGE. HE'S LIKE, "I DON'T WANT THOSE CAMERAS AROUND, JEFF. YOU SHOULD DO A SHOW LIKE CLEAN HOUSE."  eff.  THAT.  eff YOU GAGE.  eff YOUR rough ridin' FACE.
Title: Re: House buying/owning advice
Post by: pissclams on May 01, 2012, 09:36:14 AM
i've only watched 2 episodes of interior therapy.

10 minutes after watching the second episode, i looked over at my friend and stuck my finger in my mouth in a gagging motion and said "never again". 

message to gage:  go back to nebraska you loser.

http://www.youtube.com/watch?v=90jxZZd9WMU



Title: Re: House buying/owning advice
Post by: sys on June 17, 2012, 06:11:18 PM
apparently, i've agreed to purchase one of these.  hope it ends well.
Title: House buying/owning advice
Post by: steve dave on June 17, 2012, 06:12:39 PM
sys, in Cali?
Title: Re: House buying/owning advice
Post by: sys on June 17, 2012, 06:19:11 PM
sys, in Cali?

stfu, nazi.
Title: Re: House buying/owning advice
Post by: hemmy on June 17, 2012, 06:44:02 PM
sys, in Cali?

stfu, nazi.

Have you watched Holmes Inspection, or Holmes on Homes? It never ends well.
Title: Re: House buying/owning advice
Post by: michigancat on June 17, 2012, 07:05:24 PM
apparently, i've agreed to purchase one of these.  hope it ends well.

you'll be cranking out babies in no time. :driving:
Title: Re: House buying/owning advice
Post by: Trim on June 17, 2012, 07:07:41 PM
apparently, i've agreed to purchase one of these.  hope it ends well.

you'll be cranking out babies in no time. :driving:

:sdeek:
Title: Re: House buying/owning advice
Post by: Kat Kid on June 17, 2012, 07:43:04 PM
apparently, i've agreed to purchase one of these.  hope it ends well.

you'll be cranking out babies in no time. :driving:

 :emawkid:
Title: Re: House buying/owning advice
Post by: sys on June 17, 2012, 08:19:12 PM
you'll be cranking out babies in no time. :driving:

i interpreted buying a house as a direct attack on you as well.
Title: Re: House buying/owning advice
Post by: kim carnes on June 17, 2012, 08:31:25 PM
sys, in Cali?

stfu, nazi.

Have you watched Holmes Inspection, or Holmes on Homes? It never ends well.

knob and tube wiring, asbestos etc
Title: Re: House buying/owning advice
Post by: CNS on June 17, 2012, 09:51:49 PM
sys, in Cali?

stfu, nazi.

Have you watched Holmes Inspection, or Holmes on Homes? It never ends well.

knob and tube wiring, asbestos etc

Canada
Title: Re: House buying/owning advice
Post by: chum1 on February 21, 2013, 05:03:26 PM
Love It or List It is my new jam.
Title: House buying/owning advice
Post by: steve dave on February 21, 2013, 05:17:24 PM
Love It or List It is my new jam.

Link?
Title: Re: House buying/owning advice
Post by: michigancat on February 21, 2013, 05:21:17 PM
friends/neighbors just put their house on the market. 2br 1.5 bath for $650k. I think I'll stick to renting for a while, thanks.

The house was actually on HGTV's Curb Appeal, which is nice for them.
Title: House buying/owning advice
Post by: steve dave on February 21, 2013, 05:46:45 PM
Just added a bedroom, bathroom and about 1,200 sq. ft to Casa Del La El Dave
Title: House buying/owning advice
Post by: steve dave on February 21, 2013, 05:47:04 PM
Not me personally, some guys I hired
Title: Re: Re: House buying/owning advice
Post by: ben ji on February 21, 2013, 05:54:19 PM
Just added a bedroom, bathroom and about 1,200 sq. ft to Casa Del La El Dave

Did u add that just to house pregnant sorority Sisters?

Sent from my Galaxy Nexus using Tapatalk 2

Title: House buying/owning advice
Post by: steve dave on February 21, 2013, 05:56:48 PM
Basically, but the snow day has probably preserved its virginity!
Title: Re: House buying/owning advice
Post by: chum1 on February 21, 2013, 08:46:21 PM
Love It or List It is my new jam.

Link?

http://www.youtube.com/watch?v=bnYUgTejtuM
Title: Re: House buying/owning advice
Post by: Dugout DickStone on February 21, 2013, 09:32:36 PM
Just added a bedroom, bathroom and about 1,200 sq. ft to Casa Del La El Dave

Can't count basement bedrooms and baths.  Unless pure walkout
Title: Re: House buying/owning advice
Post by: K-S-U-Wildcats! on February 22, 2013, 09:46:21 AM
Pro Tip: a good real estate agent is worth every penny. Its like basketball coaches, cal is going to get full asking price and no concessions and oscar is going to get you a lowball offer with you paying all the closing.


Not a protip, it's a tard tip. If the place you own isn't a complete shithole, you don't need an agent to sell it. Pocket the commission and don't worry about what games buyers like to play to feel like they got a "deal".

This rarely works unless you are in an area with extremely high demand. There are brokers who will put you on the MLS for a few hundred bucks, but buyers' agents are still gonna want at least 2%. If they can't get that, they will steer their clients away from your property. It's a rigged game. So again, unless your home is in an area with crazy high demand (I sold my first home FSBO for more than asking because I had a nice place right next to campus), you'd better just suck it up and be prepared to fork over 5-6% to lazy agents.
Title: House buying/owning advice
Post by: steve dave on February 22, 2013, 09:57:09 AM
Just added a bedroom, bathroom and about 1,200 sq. ft to Casa Del La El Dave

Can't count basement bedrooms and baths.  Unless pure walkout

Yeah, I'm not some poor who had holes dug for windows
Title: Re: House buying/owning advice
Post by: Bloodfart on February 22, 2013, 10:38:03 AM
Just added a bedroom, bathroom and about 1,200 sq. ft to Casa Del La El Dave

Can't count basement bedrooms and baths.  Unless pure walkout

Yeah, I'm not some poor who had holes dug for windows

Wheelchair accessible?
Title: Re: House buying/owning advice
Post by: steve dave on February 22, 2013, 10:48:02 AM
Just added a bedroom, bathroom and about 1,200 sq. ft to Casa Del La El Dave

Can't count basement bedrooms and baths.  Unless pure walkout

Yeah, I'm not some poor who had holes dug for windows

Wheelchair accessible?

no hand rails
Title: Re: House buying/owning advice
Post by: Panjandrum on April 15, 2014, 11:12:32 AM
The housing market is absolutely nuts right now.  I sold my house in less than four days.  But I'm having a really hard time finding a place in Overland Park.  Nothing is staying on the market for long.

If you were thinking about selling, now is the time.
Title: Re: House buying/owning advice
Post by: Cire on April 15, 2014, 11:54:45 AM
mine was on the market less than a week. 
Title: Re: House buying/owning advice
Post by: steve dave on April 15, 2014, 12:05:40 PM
you guys should have listed them for more.
Title: Re: House buying/owning advice
Post by: Panjandrum on April 15, 2014, 12:13:34 PM
you guys should have listed them for more.

Eh, it was a tough call.  A house with our floor plan and comparable features (some better, some worse) in our neighborhood sold a few weeks earlier for the same price.  They were on the market for a lot longer.

I thought the same thing, but at the time, I felt like we were priced right and the comparable home solidified my opinion.

We just had that one buyer like it, I guess.
Title: Re: House buying/owning advice
Post by: pissclams on April 15, 2014, 12:32:09 PM
you guys should have listed them for more.

Eh, it was a tough call.  A house with our floor plan and comparable features (some better, some worse) in our neighborhood sold a few weeks earlier for the same price.  They were on the market for a lot longer.

I thought the same thing, but at the time, I felt like we were priced right and the comparable home solidified my opinion.

We just had that one buyer like it, I guess.

you did the right thing, you have to go with the comps.  steve dave is full of crap and probably never watches a)house hunters, b) property virgins, and c) million dollar listing LA or NY

you price that thing too high and it's gonna cost ya, b-i-g t-i-m-e

instead, you got fmv and can move onto your next new and luxurious home
Title: Re: House buying/owning advice
Post by: Cire on April 15, 2014, 12:42:40 PM
you guys should have listed them for more.

Feedback from several walkthroughs was too high.
Title: Re: House buying/owning advice
Post by: Cire on April 15, 2014, 12:44:37 PM
we listed in the 2nd week of march and had a contract by April 1st.

we did a bunch of work ahead of time/had moved out Re: moving thread from this winter.

Inspects were spot on and FHA was a cinch. 

The fridge was the only thing that was a negotiating point really.
Title: Re: House buying/owning advice
Post by: steve dave on April 15, 2014, 12:47:30 PM
we contracted ours about a month ago as well. got a cash offer and part of the negotiation was that we got to close when our new house is done at the end of May. inspections all cleared. felt good not to have to keep it showing ready 24/7 anymore and not to have to move twice.
Title: Re: House buying/owning advice
Post by: Cire on April 15, 2014, 12:49:02 PM
we contracted ours about a month ago as well. got a cash offer and part of the negotiation was that we got to close when our new house is done at the end of May. inspections all cleared. felt good not to have to keep it showing ready 24/7 anymore and not to have to move twice.

that's good, I'm glad we were able to move out prior because they wanted to close in 30 days and that was a must.  we just have to pick up the lawnmower etc.

Title: Re: House buying/owning advice
Post by: Panjandrum on April 15, 2014, 12:53:26 PM
we contracted ours about a month ago as well. got a cash offer and part of the negotiation was that we got to close when our new house is done at the end of May. inspections all cleared. felt good not to have to keep it showing ready 24/7 anymore and not to have to move twice.

We listed our house last Thursday, got a cash offer on Friday sight/unseen.  Countered on Friday night, approved on Sunday.

We showed the house one time while we were in the middle of negotiation with the first buyer, but that was just to try and get a backup as necessary.

My realtor said it was the most bizarre thing he's seen in 16 years.  He's never seen anyone offer 98% of list, cash, no showing, the day after listing.  Certain parts of the contract were actually dated the day we listed, so they had started drawing it up on one day and finished the next.

Granted, we staged the crap out of the house and hired a pro photographer to do the pictures. 

We have our inspection Thursday.   :ohno:
Title: Re: House buying/owning advice
Post by: michigancat on April 15, 2014, 12:57:45 PM
everyone I know buying a house out here is borrowing money for a down payment from friends family, or getting cash from family or inheritence, or bought a house 10 years ago or something like that. They're scared it's going to be too high and they'll miss out. A life at Apartment Depot for me.
Title: Re: House buying/owning advice
Post by: raquetcat on April 15, 2014, 01:47:25 PM
Walking around my neighborhood there have been 5-10 houses for sale the past month, I think almost all of them have sold, and that's IN TOPEKA!
Title: Re: House buying/owning advice
Post by: raquetcat on April 15, 2014, 01:49:13 PM
Is inventory still that low from everyone not building after the housing bubble burst? Or is it just the annual spring/summer rush?
Title: Re: House buying/owning advice
Post by: Cire on April 15, 2014, 03:00:29 PM
I think people are starting to buy again now the dust has settled and prices are stable.  Low inventory though from what i've heard.

Realtor said that the starter homes and family homes are going very fast.  from 130-230k range in joco.
Title: Re: House buying/owning advice
Post by: pissclams on April 15, 2014, 06:33:21 PM
banks/investors are buying homes which is decreasing inventory
Title: Re: House buying/owning advice
Post by: The Tonya Harding of Twitter Users Creep on April 15, 2014, 07:01:33 PM
TTHOTUC mom sold her house in get this... 6 hours. for like 10% more than she bought it for in 2006. she looked a lot like this:

(https://goemaw.com/forum/proxy.php?request=http%3A%2F%2Fstream1.gifsoup.com%2Fview%2F193880%2Ffresh-prince-o.gif&hash=57c420234c24566ba0160f3cb66b773fa2460ebf)
Title: Re: House buying/owning advice
Post by: Mikeyis4dcats on April 15, 2014, 07:02:05 PM
Walking around my neighborhood there have been 5-10 houses for sale the past month, I think almost all of them have sold, and that's IN TOPEKA!

yeah, Sherwood homes are moving quick lately.
Title: Re: House buying/owning advice
Post by: kim carnes on April 15, 2014, 07:55:08 PM
i recently sold my place (by owner) for 1k less than listing (they pay closing costs) in less than 24 hours to the first people who looked at it.  so yeah, the market is pretty ridiculous right now.  and i was still able to break even despite buying the house less than a year ago which is pretty amazing.
Title: Re: House buying/owning advice
Post by: pissclams on April 15, 2014, 08:14:12 PM
you guys are sharing some really wild house selling stories in this thread.  and while i don't have any uber wild stories like you guys, i'm just going to put on my seatbelt and sit back with this thread on cruise control because i'm sure there's even more wild crap coming.

/execute www.mind blowing FSBO stories.edu
Title: Re: House buying/owning advice
Post by: Cire on April 15, 2014, 08:18:41 PM
i recently sold my place (by owner) for 1k less than listing (they pay closing costs) in less than 24 hours to the first people who looked at it.  so yeah, the market is pretty ridiculous right now.  and i was still able to break even despite buying the house less than a year ago which is pretty amazing.

you got absolutely ass raped.
Title: Re: House buying/owning advice
Post by: The Big Train on April 15, 2014, 08:19:15 PM
i recently sold my place (by owner) for 1k less than listing (they pay closing costs) in less than 24 hours to the first people who looked at it.  so yeah, the market is pretty ridiculous right now.  and i was still able to break even despite buying the house less than a year ago which is pretty amazing.

Thanks for sharing
Title: Re: House buying/owning advice
Post by: kim carnes on April 15, 2014, 08:20:21 PM
 :cool:
Title: Re: House buying/owning advice
Post by: _33 on April 15, 2014, 08:23:04 PM
I sold my house in 1 second.
Title: Re: House buying/owning advice
Post by: kim carnes on April 15, 2014, 08:24:07 PM
i should be a realtor.  i mean 24 hours, WOW that is really impressive.
Title: Re: House buying/owning advice
Post by: The Big Train on April 15, 2014, 08:27:51 PM
i should be a realtor.  i mean 24 hours, WOW that is really impressive.

$10k houses always sell quick
Title: Re: House buying/owning advice
Post by: kim carnes on April 15, 2014, 08:29:47 PM
when you want your home sold fast, call kim carnes realty
Title: Re: House buying/owning advice
Post by: kim carnes on April 15, 2014, 08:34:58 PM
kim carnes realty, we'll sell your home fast, guaranteed
Title: Re: House buying/owning advice
Post by: kim carnes on April 15, 2014, 08:39:41 PM
moving somewhere?  call kim carnes realty, we'll sell your home faster than the other guys
Title: Re: House buying/owning advice
Post by: puniraptor on April 15, 2014, 09:12:57 PM
Just closed today on a house (home!?) :surprised:
Title: Re: House buying/owning advice
Post by: kim carnes on April 15, 2014, 09:27:58 PM
Just closed today on a house (home!?) :surprised:

when its time to sell, you know who to call
Title: Re: House buying/owning advice
Post by: chum1 on April 15, 2014, 10:29:28 PM
I'm thinking about buying a place like the one below and spending the next 5-10 (or let's be more realistic) 10-15 years fixing it up while the area is overtaken by new developments/gentrified.  There are currently small condos two blocks away going for up to $300,000.  What do you guys think of this plan?

http://sibcycline.com/Listing/CIN/1395079
Title: Re: House buying/owning advice
Post by: Panjandrum on April 15, 2014, 10:39:27 PM
banks/investors are buying homes which is decreasing inventory

Oddly enough, some investors in London bought my home.  Their local agent said they've bought about ten before mine.

I honestly don't care who bought it.  We got aggressive on list price and they're paying cash.

When my realtor called, he had no idea what to say other than, "Uh, so these guys have a couple million in the bank, and they gave us a cash offer sight unseen.  I've spent all afternoon seeing if it's legit, but it is, and it's almost too good to be true."

On the flip side, trying to buy right now is a bitch.
Title: Re: House buying/owning advice
Post by: Stevesie60 on April 16, 2014, 02:04:30 AM
Closing on our first home this summer thanks to Trim and his great attorney skills, which I can only assume he learned from BSAC.
Title: Re: House buying/owning advice
Post by: kim carnes on April 16, 2014, 07:12:36 PM
why pay george medina 6% to sell your house in 2 weeks when I'll do it for the same price and sell it in half the time.  kim carnes realty.
Title: Re: House buying/owning advice
Post by: kim carnes on April 16, 2014, 07:23:00 PM
garage too damn small?  kitchen too damn old?  wife and kids yacking your damn ear off while you're trying to watch the damn game b/c you don't have a damn man cave? call kim carnes realty, we'll get you fixed up fast.
Title: Re: House buying/owning advice
Post by: Stevesie60 on April 17, 2014, 06:28:16 PM
"Your credit rates are.........better than mine" - loan officer to me today

But on that note, how do you tell the loan officer than you had been working with that you found someone who has better rates? I feel pretty bad about it, I've been working with him for about a month.
Title: Re: House buying/owning advice
Post by: steve dave on April 17, 2014, 06:32:10 PM
"Your credit rates are.........better than mine" - loan officer to me today

But on that note, how do you tell the loan officer than you had been working with that you found someone who has better rates? I feel pretty bad about it, I've been working with him for about a month.

you just tell him. it's a business.
Title: Re: House buying/owning advice
Post by: Stevesie60 on April 17, 2014, 06:33:13 PM
"Your credit rates are.........better than mine" - loan officer to me today

But on that note, how do you tell the loan officer than you had been working with that you found someone who has better rates? I feel pretty bad about it, I've been working with him for about a month.

you just tell him. it's a business.

Will an e-mail suffice? Phone call? Do I need to stop by?

Do I owe him any money for the time he's already spent with me?
Title: Re: House buying/owning advice
Post by: Tobias on April 17, 2014, 06:33:33 PM
i'm not sure of a circumstance where i'd fork over extra thousands upon thousands to a stranger just out of a feeling of guilt
Title: Re: House buying/owning advice
Post by: steve dave on April 17, 2014, 06:35:59 PM
"Your credit rates are.........better than mine" - loan officer to me today

But on that note, how do you tell the loan officer than you had been working with that you found someone who has better rates? I feel pretty bad about it, I've been working with him for about a month.

you just tell him. it's a business.

Will an e-mail suffice? Phone call? Do I need to stop by?

Do I owe him any money for the time he's already spent with me?

whatever you are comfortable with on the first part.

not unless you've started the formal process and started doing appraisals and stuff. and, if you have, you have signed a lot of papers. he shouldn't charge you for the credit check (though they usually do when you close)
Title: Re: House buying/owning advice
Post by: Tobias on April 17, 2014, 06:40:34 PM
i was lucky enough to have the best rate from the one person i actually knew, so i didn't feel weird or anything when i didn't go through with anything from the others
Title: Re: House buying/owning advice
Post by: wetwillie on April 17, 2014, 06:44:12 PM
Ask him why his money is more expensive than the other guy.  Let him struggle to answer it and then let him know you will be going in a different direction.
Title: Re: House buying/owning advice
Post by: steve dave on April 17, 2014, 07:01:00 PM
Ask him why his money is more expensive than the other guy.  Let him struggle to answer it and then let him know you will be going in a different direction.

he's not talking to the person that sets the rates shithead
Title: Re: House buying/owning advice
Post by: IPA4Me on April 17, 2014, 07:03:33 PM
Ask him why his money is more expensive than the other guy.  Let him struggle to answer it and then let him know you will be going in a different direction.

he's not talking to the person that sets the rates shithead
Maybe the loan officer will encourage a better rate. It happens.
Title: Re: House buying/owning advice
Post by: pissclams on April 17, 2014, 07:05:47 PM
Ask him why his money is more expensive than the other guy.  Let him struggle to answer it and then let him know you will be going in a different direction.

hey you shithead, what's wrong with you?  you think he's talking about the person who sets the rates?  good grief you shithead.  mr.shithead over here, wetwillie, reporting for duty.  zut alors!
Title: Re: House buying/owning advice
Post by: GoodForAnother on April 17, 2014, 07:06:17 PM
so probably going to like, do this before too long?  guess I need to find a guy right?  yeah, better find a guy.
Title: Re: House buying/owning advice
Post by: Tobias on April 17, 2014, 07:08:00 PM
yeah, you'll need a guy (or gal!)
Title: Re: House buying/owning advice
Post by: steve dave on April 17, 2014, 07:08:56 PM
so probably going to like, do this before too long?  guess I need to find a guy right?  yeah, better find a guy.

gE can be your guy. as long as you only listen to good posters. you will be set.
Title: Re: House buying/owning advice
Post by: chum1 on April 17, 2014, 07:09:32 PM
Ask him why his money is more expensive than the other guy.  Let him struggle to answer it and then let him know you will be going in a different direction.

Please consider the possibility that he does not actually set the rates, friend.
Title: Re: House buying/owning advice
Post by: Tobias on April 17, 2014, 07:10:35 PM
pm UTPhil2006
Title: Re: House buying/owning advice
Post by: steve dave on April 17, 2014, 07:11:11 PM
Ask him why his money is more expensive than the other guy.  Let him struggle to answer it and then let him know you will be going in a different direction.

Please consider the possibility that he does not actually set the rates, friend.

call him a shithead chum
Title: Re: House buying/owning advice
Post by: GoodForAnother on April 17, 2014, 07:15:57 PM
so probably going to like, do this before too long?  guess I need to find a guy right?  yeah, better find a guy.

gE can be your guy. as long as you only listen to good posters. you will be set.

k well my lady has taken a job in fabulous grapevine, texas, so we are looking to buy in the hot hot hot market of the dfw mid cities your thoughts
Title: Re: House buying/owning advice
Post by: steve dave on April 17, 2014, 07:19:38 PM
so probably going to like, do this before too long?  guess I need to find a guy right?  yeah, better find a guy.

gE can be your guy. as long as you only listen to good posters. you will be set.

k well my lady has taken a job in fabulous grapevine, texas, so we are looking to buy in the hot hot hot market of the dfw mid cities your thoughts

eff, I'm out.
Title: Re: House buying/owning advice
Post by: Tobias on April 17, 2014, 07:20:18 PM
jfc I told you to pm UTPhil2006 already, what more do you want?
Title: Re: House buying/owning advice
Post by: GoodForAnother on April 17, 2014, 07:22:42 PM
who is UTPhil2006
Title: Re: House buying/owning advice
Post by: Tobias on April 17, 2014, 07:32:08 PM
who is UTPhil2006

everyone on shaggy goes to him and i don't know of any gE TX rate setting bros here
Title: Re: House buying/owning advice
Post by: GoodForAnother on April 17, 2014, 07:39:12 PM
who is UTPhil2006

everyone on shaggy goes to him and i don't know of any gE TX rate setting bros here

ty
Title: Re: House buying/owning advice
Post by: wetwillie on April 17, 2014, 07:40:27 PM
Well that was just mean SD.  GFA have you looked into coppell?
Title: Re: House buying/owning advice
Post by: GoodForAnother on April 17, 2014, 07:53:31 PM
Well that was just mean SD.  GFA have you looked into coppell?

not really.  I've been several times for work and it seems nice.  I like grapevine itself quite a bit, and hurst/euless/bedford area which is where my fiancee is from and where her parents live, so she likes that.  I don't really have a commute for work because I'm virtual and am based from wherever I live, so I don't really care where personally.
Title: Re: House buying/owning advice
Post by: DQ12 on April 17, 2014, 09:39:24 PM
I'm taking real estate transactions right now, so I can answer any and every one of your questions!  Just start asking because i'm the expert!
Title: Re: House buying/owning advice
Post by: sys on April 17, 2014, 10:09:16 PM
i'm not sure of a circumstance where i'd fork over extra thousands upon thousands to a stranger just out of a feeling of guilt

tipping?
Title: Re: House buying/owning advice
Post by: Stevesie60 on April 18, 2014, 03:14:29 AM
so probably going to like, do this before too long?  guess I need to find a guy right?  yeah, better find a guy.

gE can be your guy. as long as you only listen to good posters. you will be set.

k well my lady has taken a job in fabulous grapevine, texas, so we are looking to buy in the hot hot hot market of the dfw mid cities your thoughts

PM me if it's closer to the FW area. I'll get you in contact with someone.
Title: Re: House buying/owning advice
Post by: BIG APPLE CAT on April 18, 2014, 08:30:06 AM
"Your credit rates are.........better than mine" - loan officer to me today

But on that note, how do you tell the loan officer than you had been working with that you found someone who has better rates? I feel pretty bad about it, I've been working with him for about a month.

you just tell him. it's a business.

Will an e-mail suffice? Phone call? Do I need to stop by?

Do I owe him any money for the time he's already spent with me?

How soon are you wanting to close?  If you're wanting to close within 30 days of the sale then I'd ask them both point blank if they will guarantee everything will be ready to go on your target closing day.  I'm pretty sure part of the job description for loan officers is "agree to a closing date.  Assure buyer everything is in order.  Give exactly zero effs, get around to it whenever you feel like it."
Title: Re: House buying/owning advice
Post by: Dugout DickStone on April 18, 2014, 08:34:39 AM
"Your credit rates are.........better than mine" - loan officer to me today

But on that note, how do you tell the loan officer than you had been working with that you found someone who has better rates? I feel pretty bad about it, I've been working with him for about a month.

What a crazy savvy move by that dude.  I wonder how many times a day he says that?  If it's less than a dozen he is doing it wrong.
Title: Re: House buying/owning advice
Post by: Dr Rick Daris on April 18, 2014, 08:38:15 AM
Well that was just mean SD.  GFA have you looked into coppell?

not really.  I've been several times for work and it seems nice.  I like grapevine itself quite a bit, and hurst/euless/bedford area which is where my fiancee is from and where her parents live, so she likes that.  I don't really have a commute for work because I'm virtual and am based from wherever I live, so I don't really care where personally.

you don't care where you are going to live for the next several years? good christ.  :flush:
Title: Re: House buying/owning advice
Post by: Institutional Control on April 18, 2014, 08:44:17 AM
Well that was just mean SD.  GFA have you looked into coppell?

not really.  I've been several times for work and it seems nice.  I like grapevine itself quite a bit, and hurst/euless/bedford area which is where my fiancee is from and where her parents live, so she likes that.  I don't really have a commute for work because I'm virtual and am based from wherever I live, so I don't really care where personally.

No way I would ever move back to the mid-cities. Flower Mound or Coppell would be excellent places to live and a not a bad commute for Mrs GFA.
Title: Re: House buying/owning advice
Post by: Stevesie60 on April 18, 2014, 04:55:53 PM
"Your credit rates are.........better than mine" - loan officer to me today

But on that note, how do you tell the loan officer than you had been working with that you found someone who has better rates? I feel pretty bad about it, I've been working with him for about a month.

What a crazy savvy move by that dude.  I wonder how many times a day he says that?  If it's less than a dozen he is doing it wrong.

You obviously don't know how good Mrs. Stevesie and I's credit scores are. Sure, he may say it to a ton of people, but this is probably the only time he's meant it.
Title: Re: House buying/owning advice
Post by: GoodForAnother on April 18, 2014, 07:49:01 PM
Well that was just mean SD.  GFA have you looked into coppell?

not really.  I've been several times for work and it seems nice.  I like grapevine itself quite a bit, and hurst/euless/bedford area which is where my fiancee is from and where her parents live, so she likes that.  I don't really have a commute for work because I'm virtual and am based from wherever I live, so I don't really care where personally.

you don't care where you are going to live for the next several years? good christ.  :flush:

I mean I know the area of the city I like, all those little cities are right next to each other and pretty much the same.  I don't care about exact location because with my job I don't commute.  dick.
Title: Re: House buying/owning advice
Post by: Tobias on April 22, 2014, 12:18:04 AM
Just closed today on a house (home!?) :surprised:

pics of your garden plz :impatient:
Title: Re: House buying/owning advice
Post by: bones129 on April 22, 2014, 12:19:44 AM
Congrats!  :billdance:
Title: Re: House buying/owning advice
Post by: Mrs. Gooch on April 22, 2014, 08:38:51 AM
"Your credit rates are.........better than mine" - loan officer to me today

But on that note, how do you tell the loan officer than you had been working with that you found someone who has better rates? I feel pretty bad about it, I've been working with him for about a month.

After he said that you should have said "Well this other place has better rates than you too, so I'll be going over there."
Title: Re: House buying/owning advice
Post by: Panjandrum on April 22, 2014, 09:13:38 AM
Put an offer in on a house today.  Very  :ohno:, but really  :crossfingers: at the same time.

We want it pretty bad.
Title: Re: House buying/owning advice
Post by: Dr Rick Daris on April 22, 2014, 09:24:08 AM
Put an offer in on a house today.  Very  :ohno:, but really  :crossfingers: at the same time.

We want it pretty bad.

i hope you guys get it. good luck.
Title: Re: House buying/owning advice
Post by: Cire on April 22, 2014, 09:24:49 AM
signing closing papers today
Title: Re: House buying/owning advice
Post by: Panjandrum on April 22, 2014, 11:24:56 AM
Put an offer in on a house today.  Very  :ohno:, but really  :crossfingers: at the same time.

We want it pretty bad.

i hope you guys get it. good luck.

He countered back with what we expected/hoped.  Realtor thinks we've got a deal.   :pray:
Title: Re: House buying/owning advice
Post by: Emo EMAW on April 22, 2014, 11:31:57 AM
Put an offer in on a house today.  Very  :ohno:, but really  :crossfingers: at the same time.

We want it pretty bad.

i hope you guys get it. good luck.

He countered back with what we expected/hoped.  Realtor thinks we've got a deal.   :pray:

You can always make a little back on the inspection.  :Woot:
Title: Re: House buying/owning advice
Post by: Stevesie60 on April 22, 2014, 02:57:14 PM
Put an offer in on a house today.  Very  :ohno:, but really  :crossfingers: at the same time.

We want it pretty bad.

i hope you guys get it. good luck.

He countered back with what we expected/hoped.  Realtor thinks we've got a deal.   :pray:

You can always make a little back on the inspection.  :Woot:

Oh yeah, how does this work? Are the current owners expected to pay for everything or can you negotiate it any way that you want?
Title: Re: House buying/owning advice
Post by: Tobias on April 22, 2014, 03:03:20 PM
you can negotiate it to a certain point, although if you nickel and dime a bunch of stupid little crap the owner can just go "nah, i'm good".  at that point as the buyer you've already paid for an inspection, earnest money and other crap like that so you're less likely to walk away unless major issues come up
Title: Re: House buying/owning advice
Post by: Stevesie60 on April 22, 2014, 03:05:46 PM
So I shouldn't feel like I got gypped if I pay for two of the issues and the buyer pays for two, and we end up paying about the same?
Title: Re: House buying/owning advice
Post by: Emo EMAW on April 22, 2014, 03:06:59 PM
Put an offer in on a house today.  Very  :ohno:, but really  :crossfingers: at the same time.

We want it pretty bad.

i hope you guys get it. good luck.

He countered back with what we expected/hoped.  Realtor thinks we've got a deal.   :pray:

You can always make a little back on the inspection.  :Woot:

Oh yeah, how does this work? Are the current owners expected to pay for everything or can you negotiate it any way that you want?

The way I look at it is the opening negotiation is just getting to a price, a temporary agreement, to get it off the market temporarily.  As a buyer I like to think of that price as the price I'm paying for a perfect, move-in ready home.  They must negotiate in good faith, which means they shouldn't be hearing other offers, albeit I'm sure that happens.  Depending on how the contract is written you could have 30-60 days to inspect, negotiate, and close.  When you inspect and find stuff, you negotiate for either work to be done by competent contractors or ask for a discount off the price.  Worst case scenario is they say no to everything and you can still buy it at the previously agreed price. 
Title: Re: House buying/owning advice
Post by: Emo EMAW on April 22, 2014, 03:09:02 PM
So I shouldn't feel like I got gypped if I pay for two of the issues and the buyer pays for two, and we end up paying about the same?

The last home I bought there were a dozen or more little issues, stuff I could fix no problem.  I was happy with the price so I just asked him to fix a couple things and called it good.  He voluntarily fixed some of the other issues, too, out of pride I think. 

FYI, you get the earnest money back if a contract isn't executed. 
Title: Re: House buying/owning advice
Post by: ChiComCat on April 22, 2014, 03:09:22 PM
Put an offer in on a house today.  Very  :ohno:, but really  :crossfingers: at the same time.

We want it pretty bad.

i hope you guys get it. good luck.

He countered back with what we expected/hoped.  Realtor thinks we've got a deal.   :pray:

You can always make a little back on the inspection.  :Woot:

Oh yeah, how does this work? Are the current owners expected to pay for everything or can you negotiate it any way that you want?

I would just keep it honest with everything the inspector says and estimated costs.  If there is a big expense, like a new roof or something, I would consider getting a roofer's estimate on that cost.  My expectation is that they will fix or pay to fix anything major.  Minor wear and tear stuff ($100 or so) I would probably just take care of.
Title: Re: House buying/owning advice
Post by: Dr Rick Daris on April 22, 2014, 03:10:31 PM
So I shouldn't feel like I got gypped if I pay for two of the issues and the buyer pays for two, and we end up paying about the same?

hey stevesie-

did you guys buy a house or something? exciting if so. where at?
Title: Re: House buying/owning advice
Post by: Stevesie60 on April 22, 2014, 03:14:02 PM
So I shouldn't feel like I got gypped if I pay for two of the issues and the buyer pays for two, and we end up paying about the same?

hey stevesie-

did you guys buy a house or something? exciting if so. where at?

In the process. Closing date is in August since it's being rented out now and we're currently renting. It's a couple blocks down from the Northview pool. So guess who will be going down a bunch of bad ass slides all day every summer day for the foreseeable future? That's right, Stevesie60.
Title: Re: House buying/owning advice
Post by: CNS on April 22, 2014, 03:18:23 PM
Put an offer in on a house today.  Very  :ohno:, but really  :crossfingers: at the same time.

We want it pretty bad.

i hope you guys get it. good luck.

He countered back with what we expected/hoped.  Realtor thinks we've got a deal.   :pray:

You can always make a little back on the inspection.  :Woot:

Oh yeah, how does this work? Are the current owners expected to pay for everything or can you negotiate it any way that you want?

The way I look at it is the opening negotiation is just getting to a price, a temporary agreement, to get it off the market temporarily.  As a buyer I like to think of that price as the price I'm paying for a perfect, move-in ready home.  They must negotiate in good faith, which means they shouldn't be hearing other offers, albeit I'm sure that happens.  Depending on how the contract is written you could have 30-60 days to inspect, negotiate, and close.  When you inspect and find stuff, you negotiate for either work to be done by competent contractors or ask for a discount off the price.  Worst case scenario is they say no to everything and you can still buy it at the previously agreed price.

Should be noted that any negotiation on the inspection items that effects cost is legally a counter offer and could provide the other party a window to kill the sale without repercussion.  At least that is what our realtor told us last time around.  It isn't a big deal unless you are getting a huge deal and get the feeling the the seller has wised up.

In my experience, my realtor consulted me to take care of the stuff that was reasonable on my dime since we got so close to full asking price. 

Everyone's sitch is diff though.  Just get as much of a read on the sitch before you throw out outlandish demands.
Title: Re: House buying/owning advice
Post by: Emo EMAW on April 22, 2014, 03:20:11 PM
Put an offer in on a house today.  Very  :ohno:, but really  :crossfingers: at the same time.

We want it pretty bad.

i hope you guys get it. good luck.

He countered back with what we expected/hoped.  Realtor thinks we've got a deal.   :pray:

You can always make a little back on the inspection.  :Woot:

Oh yeah, how does this work? Are the current owners expected to pay for everything or can you negotiate it any way that you want?

The way I look at it is the opening negotiation is just getting to a price, a temporary agreement, to get it off the market temporarily.  As a buyer I like to think of that price as the price I'm paying for a perfect, move-in ready home.  They must negotiate in good faith, which means they shouldn't be hearing other offers, albeit I'm sure that happens.  Depending on how the contract is written you could have 30-60 days to inspect, negotiate, and close.  When you inspect and find stuff, you negotiate for either work to be done by competent contractors or ask for a discount off the price.  Worst case scenario is they say no to everything and you can still buy it at the previously agreed price.

Should be noted that any negotiation on the inspection items that effects cost is legally a counter offer and could provide the other party a window to kill the sale without repercussion.  At least that is what our realtor told us last time around.  It isn't a big deal unless you are getting a huge deal and get the feeling the the seller has wised up.

In my experience, my realtor consulted me to take care of the stuff that was reasonable on my dime since we got so close to full asking price. 

Everyone's sitch is diff though.  Just get as much of a read on the sitch before you throw out outlandish demands.

Probably in the terms of the contract, right?  The contract allows for renegotiation, and like I said you can always take the house as-is for the price/terms previously agreed upon.  Asking them to fix something or for a discount doesn't invalidate the contract.
Title: Re: House buying/owning advice
Post by: Tobias on April 22, 2014, 03:20:41 PM
just don't be a piece of crap and go into the inspection knowing you're about to try to nickel and dime the hell out of the seller.  no house is perfect.  on the flip side, i'd be a little cautious if we're talking issues major enough that you won't move in until they're resolved
Title: Re: House buying/owning advice
Post by: CNS on April 22, 2014, 03:26:28 PM
Emo,  :dunno:.  It's been almost two yrs since I went through it last, but I believe I remember that any suggested change in price is a counter offer.  Pretty sure that is why there is a period of time a buyer can back out without repercussion after the inspection because if cost issues are found, it is the seller effectively changing the value of the contract. 

Prob would be a good time for a realtor or lawyer to step in, but I am pretty sure this is how I remember it.
Title: Re: House buying/owning advice
Post by: kim carnes on April 22, 2014, 11:09:32 PM
In this market, if u try and nickel and dime the seller they're probably going to tell you to go eff off somewhere.  But what do I know, I'm just kim carnes.
Title: Re: House buying/owning advice
Post by: puniraptor on April 22, 2014, 11:18:57 PM
Just closed today on a house (home!?) :surprised:

pics of your garden plz :impatient:

Going mother rough ridin' Bob Vila on that bitch before we have to move in. Garden will have to wait a couple weeks.

There is a big mint patch on the side of the house though.
Title: Re: House buying/owning advice
Post by: Cire on April 23, 2014, 06:51:59 AM
They should pay for anything that could be a safety issue.  Electric etc.
Title: Re: House buying/owning advice
Post by: kansas_troll_patrol on April 23, 2014, 10:24:08 AM


So I shouldn't feel like I got gypped if I pay for two of the issues and the buyer pays for two, and we end up paying about the same?

hey stevesie-

did you guys buy a house or something? exciting if so. where at?

In the process. Closing date is in August since it's being rented out now and we're currently renting. It's a couple blocks down from the Northview pool. So guess who will be going down a bunch of bad ass slides all day every summer day for the foreseeable future? That's right, Stevesie60.


I just purchased a house in the one of the Dix additions.  I don't move in until mid July though.  Looks like we'll be pretty close.  Are you impacted by the new flood maps in Manhattan?  We were lucky and found a home that is not.
Title: Re: House buying/owning advice
Post by: TheCatFanSpeaks on April 23, 2014, 10:37:43 AM
Put an offer in on a house today.  Very  :ohno:, but really  :crossfingers: at the same time.

We want it pretty bad.

i hope you guys get it. good luck.

He countered back with what we expected/hoped.  Realtor thinks we've got a deal.   :pray:

Good luck!  And welcome neighbor.
Title: Re: House buying/owning advice
Post by: Panjandrum on April 23, 2014, 10:39:31 AM
Put an offer in on a house today.  Very  :ohno:, but really  :crossfingers: at the same time.

We want it pretty bad.

i hope you guys get it. good luck.

He countered back with what we expected/hoped.  Realtor thinks we've got a deal.   :pray:

Good luck!  And welcome neighbor.

We signed all of our paperwork last night; we're under contract.

Now to find an inspector and get that going...
Title: Re: House buying/owning advice
Post by: TheCatFanSpeaks on April 23, 2014, 10:40:40 AM
 :cheers:
Title: Re: House buying/owning advice
Post by: Dr Rick Daris on April 23, 2014, 10:46:35 AM
So I shouldn't feel like I got gypped if I pay for two of the issues and the buyer pays for two, and we end up paying about the same?

hey stevesie-

did you guys buy a house or something? exciting if so. where at?

In the process. Closing date is in August since it's being rented out now and we're currently renting. It's a couple blocks down from the Northview pool. So guess who will be going down a bunch of bad ass slides all day every summer day for the foreseeable future? That's right, Stevesie60.

that's great news. can't wait to drop off my kids at your house with their swimsuits in the afternoon and then come back to pick them up in time for dinner.  :thumbs:
Title: Re: House buying/owning advice
Post by: pissclams on April 23, 2014, 01:30:23 PM
Put an offer in on a house today.  Very  :ohno:, but really  :crossfingers: at the same time.

We want it pretty bad.

i hope you guys get it. good luck.

He countered back with what we expected/hoped.  Realtor thinks we've got a deal.   :pray:

Good luck!  And welcome neighbor.

We signed all of our paperwork last night; we're under contract.

Now to find an inspector and get that going...

get a good inspector some of them suck at their jobs and you have to deal with the problems that they miss. 
Title: Re: House buying/owning advice
Post by: Panjandrum on April 23, 2014, 01:36:22 PM
Put an offer in on a house today.  Very  :ohno:, but really  :crossfingers: at the same time.

We want it pretty bad.

i hope you guys get it. good luck.

He countered back with what we expected/hoped.  Realtor thinks we've got a deal.   :pray:

Good luck!  And welcome neighbor.

We signed all of our paperwork last night; we're under contract.

Now to find an inspector and get that going...

get a good inspector some of them suck at their jobs and you have to deal with the problems that they miss.

I'm gonna use the guy I had last time.  I was able to find that old contact info.  He was really good.
Title: Re: House buying/owning advice
Post by: pissclams on April 23, 2014, 01:39:44 PM
you have amazing organizational skills. 

kudos to those and to you for having them
Title: Re: House buying/owning advice
Post by: Dugout DickStone on April 23, 2014, 01:41:08 PM
So I shouldn't feel like I got gypped if I pay for two of the issues and the buyer pays for two, and we end up paying about the same?

hey stevesie-

did you guys buy a house or something? exciting if so. where at?

In the process. Closing date is in August since it's being rented out now and we're currently renting. It's a couple blocks down from the Northview pool. So guess who will be going down a bunch of bad ass slides all day every summer day for the foreseeable future? That's right, Stevesie60.

that's great news. can't wait to drop off my kids at your house with their swimsuits in the afternoon and then come back to pick them up in time for dinner.  :thumbs:

VISTA!?   :excited:
Title: Re: House buying/owning advice
Post by: Panjandrum on April 26, 2014, 12:38:50 AM
you have amazing organizational skills. 

kudos to those and to you for having them

The irony is that I have all of our documentation together for the underwriters, but our 2012 tax return is sitting in a plastic tub, in a storage unit, about 35 miles from my house.

 :facepalm:
Title: Re: House buying/owning advice
Post by: chum1 on May 09, 2014, 08:18:40 PM
I'm thinking about buying a place like the one below and spending the next 5-10 (or let's be more realistic) 10-15 years fixing it up while the area is overtaken by new developments/gentrified.  There are currently small condos two blocks away going for up to $300,000.  What do you guys think of this plan?

http://sibcycline.com/Listing/CIN/1395079

http://www.cincinnati.com/story/money/2014/05/06/north-liberty-development/8791783/

The thing is, if I do this, I won't be able to kick myself down the road for not doing it when I had the chance.

BTW, the responses I got in this thread were identical to the one I got from my wife when I mentioned the idea to her.  (Nothing.  Not even an acknowledgment that I'd said something!)
Title: Re: House buying/owning advice
Post by: steve dave on May 09, 2014, 08:26:34 PM
sometimes you've chum1'd so hard nobody takes you seriously. but, I think it's a great idea and you should absolutely do it. little risk (other than the loss of your time and efforts) and good upside. even if it craps out wgaf.
Title: Re: House buying/owning advice
Post by: chum1 on May 09, 2014, 08:59:26 PM
Thanks.  I should probably do a little more serious analysis thinking of it in terms of an investement.  That was definitely the gist.  I also thought it could be a nice hangout in a cool area.  Or even an empty nesting option.

I don't expect that anyone here would necessarily have anything to say, but I thought it was pretty funny how my wife pretended that it never happened.
Title: Re: House buying/owning advice
Post by: kim carnes on May 09, 2014, 09:01:55 PM
U live in the rust belt right?   Then that is an absolutely awful idea.
Title: Re: House buying/owning advice
Post by: chum1 on May 09, 2014, 09:14:59 PM
U live in the rust belt right?   Then that is an absolutely awful idea.

Five to ten years ago, you could have gotten a comparable rust belt special just a few blocks south, renovated it, and now be listing it for over $500,000. Would that have been a bad idea, too?
Title: Re: House buying/owning advice
Post by: kim carnes on May 09, 2014, 09:16:45 PM
U live in the rust belt right?   Then that is an absolutely awful idea.

Five to ten years ago, you could have gotten a comparable rust belt special just a few blocks south, renovated it, and now be listing it for over $500,000. Would that have been a bad idea, too?

Yes?
Title: Re: House buying/owning advice
Post by: IPA4Me on May 10, 2014, 04:51:30 PM
I'm thinking about buying a place like the one below and spending the next 5-10 (or let's be more realistic) 10-15 years fixing it up while the area is overtaken by new developments/gentrified.  There are currently small condos two blocks away going for up to $300,000.  What do you guys think of this plan?

http://sibcycline.com/Listing/CIN/1395079 (http://sibcycline.com/Listing/CIN/1395079)

http://www.cincinnati.com/story/money/2014/05/06/north-liberty-development/8791783/ (http://www.cincinnati.com/story/money/2014/05/06/north-liberty-development/8791783/)

The thing is, if I do this, I won't be able to kick myself down the road for not doing it when I had the chance.

BTW, the responses I got in this thread were identical to the one I got from my wife when I mentioned the idea to her.  (Nothing.  Not even an acknowledgment that I'd said something!)
If you have money on the sideline, then it would probably work for you. You're not likely to find an investment that triples your money in ten years. I wouldn't gamble with a mortgage.
Title: Re: House buying/owning advice
Post by: pissclams on May 10, 2014, 06:22:20 PM
I'm thinking about buying a place like the one below and spending the next 5-10 (or let's be more realistic) 10-15 years fixing it up while the area is overtaken by new developments/gentrified.  There are currently small condos two blocks away going for up to $300,000.  What do you guys think of this plan?

http://sibcycline.com/Listing/CIN/1395079

http://www.cincinnati.com/story/money/2014/05/06/north-liberty-development/8791783/

The thing is, if I do this, I won't be able to kick myself down the road for not doing it when I had the chance.

BTW, the responses I got in this thread were identical to the one I got from my wife when I mentioned the idea to her.  (Nothing.  Not even an acknowledgment that I'd said something!)
you should buy a piece of crap '67 mustang that doesn't run and park it in the rehab house driveway.  and never work on it either
Title: Re: House buying/owning advice
Post by: chum1 on May 10, 2014, 07:15:15 PM
I don't know very much about cars, though.
Title: Re: House buying/owning advice
Post by: sys on May 10, 2014, 08:25:03 PM
you should do it, chum1.
Title: Re: House buying/owning advice
Post by: HerrSonntag on May 11, 2014, 12:07:54 AM
Put an offer in on a house today.  Very  :ohno:, but really  :crossfingers: at the same time.

We want it pretty bad.

i hope you guys get it. good luck.

He countered back with what we expected/hoped.  Realtor thinks we've got a deal.   :pray:

Good luck!  And welcome neighbor.

We signed all of our paperwork last night; we're under contract.

Now to find an inspector and get that going...

get a good inspector some of them suck at their jobs and you have to deal with the problems that they miss.

I'm gonna use the guy I had last time.  I was able to find that old contact info.  He was really good.
My cousin bought a place to fix up and rent out to people... had the inspector in there and told him some of the remodeling plans he wanted to do, including taking out a wall.  Inspector gave him the all clear/go ahead.  Buys the place, wall comes down, roof tilts 5 degrees  :Yuck:   Told me he's currently trying to get the inspector to cover some of the repairs, i wished him luck in that venture.
Title: Re: House buying/owning advice
Post by: CNS on May 11, 2014, 12:07:18 PM
Yeah, that's not gonna happen.  Fine print on inspection contracts usually limits their liability to the cost of their inspection.

Title: Re: House buying/owning advice
Post by: Panjandrum on May 17, 2014, 03:36:50 PM
I got really excited today when we went into our new house (move in in two weeks) and I saw about five EMAW plates or swag in a two block radius.

I mean, guys, living up here in Missouri, you don't see that stuff.  It made me really happy.
Title: Re: House buying/owning advice
Post by: CNS on May 17, 2014, 04:28:43 PM
Similar experience in my recent move.   Is pretty great.
Title: Re: House buying/owning advice
Post by: SkinnyBenny on June 08, 2014, 10:21:36 PM
sb checking in :surprised:
Title: Re: House buying/owning advice
Post by: _33 on June 08, 2014, 10:23:43 PM
I got really excited today when we went into our new house (move in in two weeks) and I saw about five EMAW plates or swag in a two block radius.

I mean, guys, living up here in Missouri, you don't see that stuff.  It made me really happy.

Couldn't have EMAW plates in missouri cause front and back. But I guess maybe those ones that go around the outside.  Sorry I called you a liar.
Title: Re: House buying/owning advice
Post by: SkinnyBenny on June 08, 2014, 10:38:07 PM
_33 you are a treasure
Title: Re: House buying/owning advice
Post by: GoodForAnother on June 08, 2014, 10:47:44 PM
got a realtor and doing pre approval junk
Title: Re: House buying/owning advice
Post by: SkinnyBenny on June 09, 2014, 12:07:49 PM
Doing the same today, mocat. Wanna go halfsies on something? Be roomies?


Oh also, here's a question for all stud homeowners on this board. I know some realtors resist putting stuff on Zillow for whatever annoying dumb reason. This mls.com thing. Is it ONLY for realtors, or can I sign up for it too? Heard someone mention it. Anyone know the sign-up fees if I am able?
Title: Re: House buying/owning advice
Post by: KSUblumpkin on June 09, 2014, 12:20:38 PM
I am closing on a house this Friday.  I had the home built and it was a freaking nightmare.  The end product will be pretty freaking awesome, but the hassles getting there have been one big ball of stress.  Anyone have any horror stories?  My closing already got delayed a week because of a sod shortage.  I was supposed to be moved in last Friday, but that fell through.
Title: Re: House buying/owning advice
Post by: steve dave on June 09, 2014, 12:30:05 PM
I am closing on a house this Friday.  I had the home built and it was a freaking nightmare.  The end product will be pretty freaking awesome, but the hassles getting there have been one big ball of stress.  Anyone have any horror stories?  My closing already got delayed a week because of a sod shortage.  I was supposed to be moved in last Friday, but that fell through.

we moved in last week and still don't have sod because it's been raining a lot. our build went very smooth but a guy I am working with is having a pretty terrible time of it. he went with a bigger name builder (building 30'ish houses at any one time) and they don't seem to have time to deal with their questions and they framed up some stuff wrong and they are charging them for their own mistakes and stuff like that. seems pretty awful. our builder was building a couple other houses while they were doing ours and met me at the house about every day during the last month or so of the build and called me multiple times a day to confirm exactly what we wanted and stuff like that. it was a lot of dealing with them and going out there and stuff but I enjoyed doing it so it wasn't really work for me. would usually drive out there over lunch and chat them up for a bit. really enjoyed working with them.
Title: Re: House buying/owning advice
Post by: CrushNasty on June 09, 2014, 12:40:44 PM
Signed on a townhouse last July while they were doing the framing/roofing; was supposed to be finished at the end of August/early Sept.  Moved in Feb of this year... 5-6 months late.

Builder was doing 6 units at a time.   Some weeks it didn't look like a single thing got done.  Ran into all kinds of problems with the underground utilities.  The city of Dallas was backed up/v.busy, wait times for permits were long, etc etc.  Doubt they made much money on the deal.   They're doing 6 more next door now (same exact plans), so it's nice to have them around to stop in and fix the crap they rushed or got wrong on our units.

It was nice to get to pick all the counters, paint, tile, cabinets, mirrors, lights, fans, etc... but also a lot of work on the side just to make up my mind.  Didn't have a Miss, Mrs., or S/O at the time to help w/ much, but in the end it was whether I liked it or not.

Finally getting stuff hung on the walls like I'd like.  Really enjoy collecting rent checks from my bros living in the other 2 bedrooms  :kstategrad:

That 5-6 month wait though, was a nightmare.  Wanted to gouge my eyes out every time a family member, co-worker, friend asked me what was taking so long, etc.
Title: Re: House buying/owning advice
Post by: star seed 7 on June 09, 2014, 01:28:22 PM
Sb, I dunno how other cities are, but when I bought in Topeka, it only cost money to list on a mls site, but was very easily searchable for buyers
Title: Re: House buying/owning advice
Post by: CNS on June 09, 2014, 01:29:44 PM
I am closing on a house this Friday.  I had the home built and it was a freaking nightmare.  The end product will be pretty freaking awesome, but the hassles getting there have been one big ball of stress.  Anyone have any horror stories?  My closing already got delayed a week because of a sod shortage.  I was supposed to be moved in last Friday, but that fell through.

we moved in last week and still don't have sod because it's been raining a lot. our build went very smooth but a guy I am working with is having a pretty terrible time of it. he went with a bigger name builder (building 30'ish houses at any one time) and they don't seem to have time to deal with their questions and they framed up some stuff wrong and they are charging them for their own mistakes and stuff like that. seems pretty awful. our builder was building a couple other houses while they were doing ours and met me at the house about every day during the last month or so of the build and called me multiple times a day to confirm exactly what we wanted and stuff like that. it was a lot of dealing with them and going out there and stuff but I enjoyed doing it so it wasn't really work for me. would usually drive out there over lunch and chat them up for a bit. really enjoyed working with them.

You need to hook that guy up on Angie's list or something.  Most builders are not that good with the customers. 

Title: Re: House buying/owning advice
Post by: Tobias on June 09, 2014, 01:32:35 PM
i bought like the third house i looked at, seemed pretty pud.  i sleep and pak there and post to gE and stuff
Title: Re: House buying/owning advice
Post by: steve dave on June 09, 2014, 01:33:14 PM
i bought like the third house i looked at, seemed pretty pud.  i sleep and pak there and post to gE and stuff

nice find tobias!
Title: Re: House buying/owning advice
Post by: Tobias on June 09, 2014, 01:33:44 PM
i bought like the third house i looked at, seemed pretty pud.  i sleep and pak there and post to gE and stuff

nice find tobias!

it had everything i was looking for! :love:
Title: Re: House buying/owning advice
Post by: Dugout DickStone on June 09, 2014, 01:50:52 PM
I am closing on a house this Friday.  I had the home built and it was a freaking nightmare.  The end product will be pretty freaking awesome, but the hassles getting there have been one big ball of stress.  Anyone have any horror stories?  My closing already got delayed a week because of a sod shortage.  I was supposed to be moved in last Friday, but that fell through.

we moved in last week and still don't have sod because it's been raining a lot. our build went very smooth but a guy I am working with is having a pretty terrible time of it. he went with a bigger name builder (building 30'ish houses at any one time) and they don't seem to have time to deal with their questions and they framed up some stuff wrong and they are charging them for their own mistakes and stuff like that. seems pretty awful. our builder was building a couple other houses while they were doing ours and met me at the house about every day during the last month or so of the build and called me multiple times a day to confirm exactly what we wanted and stuff like that. it was a lot of dealing with them and going out there and stuff but I enjoyed doing it so it wasn't really work for me. would usually drive out there over lunch and chat them up for a bit. really enjoyed working with them.

as soon as you left, they pee'd in your basement
Title: Re: House buying/owning advice
Post by: SkinnyBenny on June 14, 2014, 01:27:39 PM
Sb, I dunno how other cities are, but when I bought in Topeka, it only cost money to list on a mls site, but was very easily searchable for buyers


T-y seven. I can't figure out the website. :confused:
Title: Re: House buying/owning advice
Post by: star seed 7 on June 14, 2014, 03:51:08 PM
http://www.gulfsouthrealestate.interealty.com/Index.asp

Try that (sorry if it sucks, just a quick search on my phone)
Title: Re: House buying/owning advice
Post by: Dr Rick Daris on June 14, 2014, 04:22:33 PM
i bought like the third house i looked at, seemed pretty pud.  i sleep and pak there and post to gE and stuff

i bought the only house i looked at in mhk.  :cheers:
Title: Re: House buying/owning advice
Post by: SkinnyBenny on June 14, 2014, 10:07:52 PM
Mrs. SB and I are going to look at our first house 2maro. Plz help me add a few 'minor detail' things that I should be on the lookout for that I might not think about their first time through the house. Wrote a few things down and asked a few other people and so far my list of things to look for that you might not think of the first time through looks like this:




--storage space like Steve Dave's mudroom lockers

--how many outlets are there in the house? This is important in the digital age. We moved into this place but had no idea how few electrical outlets there were, which has turned out to be a nuisance. A workable nuisance, but still a pain.

--Water heater age (gonna cost a G to get a noob put in)

--roof age (8-10 k to replace)

--HVAC age (gonna cost you 6-8 large to replace)

--termite inspection info (a GD nightmare if you get them shits)

--Wood rot: Avoid that crap like the goddamn plague.  Adam Carolla says wood rot is the house equivilant to cancer.  Once it starts it spreads and will destroy your home.
Title: Re: House buying/owning advice
Post by: slobber on June 15, 2014, 06:26:40 AM
Most of those things I have never considered the first time I looked at a house, unless it was obviously falling apart. Those are just leverage in negotiations.
I look for things like:
Which way does the backyard face?
What is the flow of the house?
How big is the garage?
Steep driveway?
Kitchen size?


Basically, things that you will have to live with in the house. Storage applies, and maybe the outlets one does as well. The rest can all be fixed and are negotiation pieces if you want to buy the house.


Gonna win 'em all!
Title: Re: House buying/owning advice
Post by: SkinnyBenny on June 15, 2014, 07:06:54 AM
Good stuff from dobber over here. More? :thumbs:

Gonna win 'em all!
Title: Re: House buying/owning advice
Post by: Cartierfor3 on June 15, 2014, 09:37:08 PM
SB don't forget to make sure the house is the color you want. I mean, who wants to live in a red house?
Title: Re: House buying/owning advice
Post by: sys on June 15, 2014, 09:41:14 PM
see how much/how fast it heats up on a summer day without the ac.  shade and sun outside for places to sit and grow plants.
Title: House buying/owning advice
Post by: Kat Kid on June 15, 2014, 10:53:18 PM
My HVAC is leaking badly.  Was serviced like leas than a month ago so I will at least get someone to come look at it.  Hopefully this is a caulking or screw something tighter type problem. 

On a related note: how much do new HVAC units run?  My house is 3 BR no basement.  Not a ton of feet square is what I'm saying here.
Title: Re: House buying/owning advice
Post by: slobber on June 16, 2014, 04:02:08 AM
I think we spent $4k when we replaced ours. Get two opinions. Make them explain your options. Act like you fully understand what the are saying as you follow along. Then google everything they said to insure they weren't making up words.


Gonna win 'em all!
Title: Re: House buying/owning advice
Post by: IPA4Me on June 16, 2014, 06:44:50 AM
I think we spent $4k when we replaced ours. Get two opinions. Make them explain your options. Act like you fully understand what the are saying as you follow along. Then google everything they said to insure they weren't making up words.


Gonna win 'em all!
$4K for a complete system? Damn. That's cheap.
Title: Re: House buying/owning advice
Post by: pissclams on June 16, 2014, 07:48:30 AM
$4k?  they run between $7k-$10k
Title: Re: House buying/owning advice
Post by: Dugout DickStone on June 16, 2014, 07:59:09 AM
KK lives in Manhattan, the epicenter of affordable living you guys.
Title: Re: House buying/owning advice
Post by: Emo EMAW on June 16, 2014, 08:29:10 AM
My HVAC is leaking badly.  Was serviced like leas than a month ago so I will at least get someone to come look at it.  Hopefully this is a caulking or screw something tighter type problem. 

On a related note: how much do new HVAC units run?  My house is 3 BR no basement.  Not a ton of feet square is what I'm saying here.

Leaking refrigerant? 
Title: Re: House buying/owning advice
Post by: steve dave on June 16, 2014, 08:44:12 AM
kk, no way you can get into this rental property game. you'd need to take on a home maintenance whiz like myself to make it work and you just couldn't afford me.
Title: Re: House buying/owning advice
Post by: Dugout DickStone on June 16, 2014, 08:48:25 AM
KK, please do not allow dangerous air conditioning chemicals to leak into any of your neighbor's homes.
Title: Re: House buying/owning advice
Post by: Panjandrum on June 16, 2014, 09:23:46 AM
I think we spent $4k when we replaced ours. Get two opinions. Make them explain your options. Act like you fully understand what the are saying as you follow along. Then google everything they said to insure they weren't making up words.


Gonna win 'em all!
$4K for a complete system? Damn. That's cheap.

It depends.  Do you have a separate AC unit and furnace, or is it all one unit with a heat pump?

In my last house, it was all one electric unit, and it was going to cost about $6k to replace it for a 2.5 ton unit. 

If you get a pretty nice AC unit (no furnace), that's Energy Star 3.0 and runs at 90% AFUE, then yes, it's going to cost you an arm and a leg (but probably save you in the long run on energy bills).  I'd imagine 3-4k based on estimates I've seen.

I'm budgeting about $4k for when I need to replace my furnace, which is apparently 20 years old and will probably bleed my savings account this winter.
Title: Re: House buying/owning advice
Post by: slobber on June 16, 2014, 10:50:08 AM
Guys, did you not see where I said to google to make certain that no words were being made up? I did that, and all of the words were real words and it cost us about $4,000 to replace our outdoor unit and I think something on the inside as well. This was about 8 years ago and in COMO (which may have something to do with the price).
Title: Re: House buying/owning advice
Post by: Cartierfor3 on June 16, 2014, 11:16:30 AM
You can do the complete HVAC for 4k if you know what you're doing.
Title: Re: House buying/owning advice
Post by: IPA4Me on June 16, 2014, 11:41:14 AM
You can do the complete HVAC for 4k if you know what you're doing.
Sure can if you have about $2K in tools. Something tells most on this board don't.
Title: Re: House buying/owning advice
Post by: Mikeyis4dcats on June 16, 2014, 12:11:40 PM
You can do the complete HVAC for 4k if you know what you're doing.
Sure can if you have about $2K in tools. Something tells most on this board don't.

I have $2k in tools.   Just not THOSE tools.   :cry:
Title: Re: House buying/owning advice
Post by: slobber on June 16, 2014, 03:05:22 PM

You can do the complete HVAC for 4k if you know what you're doing.
C43, thanks man. I'd like to think I know what I'm doing. Obviously a bunch of idiots don't even use google to confirm real words and stuff.


Gonna win 'em all!
Title: Re: House buying/owning advice
Post by: SkinnyBenny on June 16, 2014, 03:49:00 PM
Mrs. Benny and I just had our first meeting with our realtor. Was enlightening.  :billdance: :weirdrobert:

Flood insurance costs, tho.  :sdeek:
Title: Re: House buying/owning advice
Post by: CNS on June 16, 2014, 03:50:08 PM
SB, house stilts!
Title: Re: House buying/owning advice
Post by: SkinnyBenny on June 16, 2014, 04:18:56 PM
SB, house stilts!


Definitely helps in some areas, doesn't matter in other areas. The flood zones here as they apply to insurance rates aren't always what you might expect. It's a weird place to live. But yeah, it definitely hurts SB's heart to know that as long as long as I live here, I'll never have a kewl Cat Cave basement with a potential walkout like SD. :frown:
Title: Re: House buying/owning advice
Post by: Tobias on June 16, 2014, 04:20:47 PM
you can always have one more like Dugout DickStone tho
Title: Re: House buying/owning advice
Post by: SkinnyBenny on June 16, 2014, 04:27:18 PM
does he have a walkout attic or something? :dunno:
Title: Re: House buying/owning advice
Post by: IPA4Me on June 16, 2014, 06:23:37 PM
Guys, did you not see where I said to google to make certain that no words were being made up? I did that, and all of the words were real words and it cost us about $4,000 to replace our outdoor unit and I think something on the inside as well. This was about 8 years ago and in COMO (which may have something to do with the price).
$4K for outdoor unit and indoor coil makes sense. I thought you were implying furnace too.
Title: Re: House buying/owning advice
Post by: Kat Kid on June 16, 2014, 06:26:38 PM
AC is OK!
Title: Re: House buying/owning advice
Post by: K-S-U-Wildcats! on June 16, 2014, 06:49:44 PM
I just bought two complete furnace/ac systems, a 4 ton and a 2.5 ton, plus humidifier and install, for $7,400. Just the 2.5 would have run me $3500. Only 13 seer but at those prices, I would never pay off the premium for higher efficiency.

Without a furnace, you can probably shave off $1k.
Title: Re: House buying/owning advice
Post by: Boom Roasted on June 17, 2014, 08:36:53 AM
My furnace only about 6 months ago was 3500
Title: Re: House buying/owning advice
Post by: SkinnyBenny on June 17, 2014, 08:47:49 AM
oh yeah well my furnace was twenty bucks. what now, you smarty-pants turkeys?
Title: Re: House buying/owning advice
Post by: puniraptor on June 17, 2014, 08:48:40 AM
advice:  If you think you are going to do a bunch of work on stuff, you won't after you get your couch and TV deployed.
Title: Re: House buying/owning advice
Post by: Tobias on June 17, 2014, 08:56:50 AM
advice:  If you think you are going to do a bunch of work on stuff, you won't after you get your couch and TV deployed.

i've lived in my house for a few years now and still haven't gotten around to hanging artwork :lol:
Title: Re: House buying/owning advice
Post by: NDSU Lollypopkid on June 17, 2014, 11:23:32 AM
We started painting last summer and still need to do 3 bedrooms and 2 bathrooms

Sent from my SCH-I605 using Tapatalk

Title: Re: House buying/owning advice
Post by: KSUblumpkin on June 17, 2014, 04:49:04 PM
Finally closing this Friday at 9am.  I have spent the better part of each one of my nights watering new sod on a 15,000 square foot lot.  It absolutely sucks.
Title: Re: House buying/owning advice
Post by: Dugout DickStone on June 17, 2014, 05:55:51 PM
Finally closing this Friday at 9am.  I have spent the better part of each one of my nights watering new sod on a 15,000 square foot lot.  It absolutely sucks.

how long does it take you to turn on the sprinkler system?
Title: Re: House buying/owning advice
Post by: SkinnyBenny on June 17, 2014, 06:03:28 PM
Finally closing this Friday at 9am.  I have spent the better part of each one of my nights watering new sod on a 15,000 square foot lot.  It absolutely sucks.

Dr. Blumpkin are you a blumpkin doctor in New Orleans? Because you must be a gabillionaire.


Don't ever move here, you'll prolly never have a dece. yard. :frown:
Title: Re: House buying/owning advice
Post by: GoodForAnother on June 17, 2014, 11:33:31 PM
SB, house stilts!


Definitely helps in some areas, doesn't matter in other areas. The flood zones here as they apply to insurance rates aren't always what you might expect. It's a weird place to live. But yeah, it definitely hurts SB's heart to know that as long as long as I live here, I'll never have a kewl Cat Cave basement with a potential walkout like SD. :frown:

knowing I can't get a basement is very, very tough.  :frown:
Title: Re: House buying/owning advice
Post by: steve dave on June 18, 2014, 07:15:56 AM
Finally closing this Friday at 9am.  I have spent the better part of each one of my nights watering new sod on a 15,000 square foot lot.  It absolutely sucks.

mine is an enormous swampy junge. It's 95 and windy today so I didn't think it was a good idea to shut down the sprinklers for 24-48 hours to let it dry enough to mow for the first time.  :ohno:
Title: Re: House buying/owning advice
Post by: Panjandrum on June 18, 2014, 06:56:58 PM
So, it turns out that one of the bedrooms in our new home (which is 27 years old) is not connected to the HVAC system.  There's a vent there, duct work in the walls, but they never bothered to connect it to the main line.

So, they're going to find a way to rig it through my attic to save money and not rip my walls apart, but somehow that was not addressed in nearly 30 years.

Mind boggling.
Title: Re: House buying/owning advice
Post by: Dugout DickStone on June 18, 2014, 07:05:53 PM
So, it turns out that one of the bedrooms in our new home (which is 27 years old) is not connected to the HVAC system.  There's a vent there, duct work in the walls, but they never bothered to connect it to the main line.

So, they're going to find a way to rig it through my attic to save money and not rip my walls apart, but somehow that was not addressed in nearly 30 years.

Mind boggling.

Is/was your inspector a giant dumbfvck?
Title: Re: House buying/owning advice
Post by: slobber on June 18, 2014, 07:51:33 PM

So, it turns out that one of the bedrooms in our new home (which is 27 years old) is not connected to the HVAC system.  There's a vent there, duct work in the walls, but they never bothered to connect it to the main line.

So, they're going to find a way to rig it through my attic to save money and not rip my walls apart, but somehow that was not addressed in nearly 30 years.

Mind boggling.

Is/was your inspector a giant dumbfvck?
yes to this. I don't care what the contract you signed with that inspector. You should get a full refund. "Reasonable and acceptable something something. " lawyers, help me out here.


Gonna win 'em all!
Title: Re: House buying/owning advice
Post by: wetwillie on June 18, 2014, 07:52:51 PM
That's unforgivable.  Also pretty sketchy of the seller not to disclose that. 
Title: Re: House buying/owning advice
Post by: CNS on June 18, 2014, 08:07:25 PM
I had a reputable guy tell me that ks has a law that would allow you to collect damages from the builder in sitches where the work was never built to code.
Title: Re: House buying/owning advice
Post by: Mikeyis4dcats on June 19, 2014, 12:39:32 PM
I had a reputable guy tell me that ks has a law that would allow you to collect damages from the builder in sitches where the work was never built to code.

this is correct, and not just in Kansas.   BUT you are limited to a statute of limitations as to when a resonable person might have discovered the problem, and likely just the original occupant.
Title: Re: House buying/owning advice
Post by: slobber on June 19, 2014, 01:36:18 PM
Your inspector is not off the hook. If you haven't notified him or your attorney, then I don't know what you have been doing for the past 24 hours, but it had better have been PRETTY DAMNED IMPORTANT!


Gonna win 'em all!
Title: Re: House buying/owning advice
Post by: SkinnyBenny on June 19, 2014, 02:02:21 PM
Just met with our banker and we have been pre-approved to buy a house up to eleventy trillion.
:kstategrad:
Title: Re: House buying/owning advice
Post by: CNS on June 19, 2014, 02:23:16 PM
Also, check code requirements in your municipality regarding air supply/return.  I would assume that to represent and sell something as having x  many bedrooms, that all bedrooms would need to have supply and return air.  Since yours doesn't, assuming the above, the owner you bought from may be liable for misrepresented the house and could be liable for the costs to meet air requirements.
Title: Re: House buying/owning advice
Post by: CNS on June 19, 2014, 02:24:09 PM
Just met with our banker and we have been pre-approved to buy a house up to eleventy trillion.
:kstategrad:

Garden District!   Buy mannings neighbors house!
Title: Re: House buying/owning advice
Post by: KSUblumpkin on June 19, 2014, 03:10:31 PM
Finally closing this Friday at 9am.  I have spent the better part of each one of my nights watering new sod on a 15,000 square foot lot.  It absolutely sucks.

how long does it take you to turn on the sprinkler system?

Wishing I would have upgraded to a sprinkler system instead of the "classic" watering approach I took.  The lawn looks fricking awesome now. 
Title: Re: House buying/owning advice
Post by: KSUblumpkin on June 19, 2014, 03:12:33 PM
Finally closing this Friday at 9am.  I have spent the better part of each one of my nights watering new sod on a 15,000 square foot lot.  It absolutely sucks.

mine is an enormous swampy junge. It's 95 and windy today so I didn't think it was a good idea to shut down the sprinklers for 24-48 hours to let it dry enough to mow for the first time.  :ohno:

I hear you SD.  I am drying mine out now after two weeks of solid watering.  I will water it lightly the next week and mow after the end of the third week.  I am debating waiting till the one month mark, but I have no clue what I am doing so it will probably be after the three week mark.
Title: Re: House buying/owning advice
Post by: KSUblumpkin on June 19, 2014, 03:14:29 PM
Just met with our banker and we have been pre-approved to buy a house up to eleventy trillion.
:kstategrad:

Baller!
Title: Re: House buying/owning advice
Post by: pissclams on June 19, 2014, 03:20:30 PM
Just met with our banker and we have been pre-approved to buy a house up to eleventy trillion.
:kstategrad:

take the money but don't buy a house.  move into the rent controlled apartments near fanman in the river market and invest the living crap out of the rest.
Title: Re: House buying/owning advice
Post by: SkinnyBenny on June 19, 2014, 03:42:02 PM

Just met with our banker and we have been pre-approved to buy a house up to eleventy trillion.
:kstategrad:

Garden District!   Buy mannings neighbors house!

CNS do you live in NOLA? Can we 'pak? :excited:
Title: Re: House buying/owning advice
Post by: CNS on June 19, 2014, 04:13:37 PM

Just met with our banker and we have been pre-approved to buy a house up to eleventy trillion.
:kstategrad:

Garden District!   Buy mannings neighbors house!

CNS do you live in NOLA? Can we 'pak? :excited:

I wish, SB.  Kinda, anyway.






Kinda w re to living there,  paking would be great.
Title: Re: House buying/owning advice
Post by: KSUblumpkin on June 19, 2014, 04:36:59 PM
Finally closing this Friday at 9am.  I have spent the better part of each one of my nights watering new sod on a 15,000 square foot lot.  It absolutely sucks.

Dr. Blumpkin are you a blumpkin doctor in New Orleans? Because you must be a gabillionaire.


Don't ever move here, you'll prolly never have a dece. yard. :frown:

I wish.  I am stuck in Ames freaking Iowa.  I am now the proud owner of 15,000 square foot yard in the land of floods and mold.  Iowa State fans are the absolute worst.  I am the only KSU fan in the neighborhood. 
Title: Re: House buying/owning advice
Post by: Panjandrum on June 19, 2014, 04:37:05 PM
Your inspector is not off the hook. If you haven't notified him or your attorney, then I don't know what you have been doing for the past 24 hours, but it had better have been PRETTY DAMNED IMPORTANT!


Gonna win 'em all!

It's all behind the walls, though.  I'm not sure if there's much I can do in that regard.

Of course, I have no idea what I'm doing here.
Title: Re: House buying/owning advice
Post by: SkinnyBenny on June 19, 2014, 04:49:19 PM
Finally closing this Friday at 9am.  I have spent the better part of each one of my nights watering new sod on a 15,000 square foot lot.  It absolutely sucks.

Dr. Blumpkin are you a blumpkin doctor in New Orleans? Because you must be a gabillionaire.


Don't ever move here, you'll prolly never have a dece. yard. :frown:

I wish.  I am stuck in Ames freaking Iowa.  I am now the proud owner of 15,000 square foot yard in the land of floods and mold.  Iowa State fans are the absolute worst.  I am the only KSU fan in the neighborhood.


I bet real estate in Ames is super cheap and as a doctor of blumpkin medicine you probably have a goddamn mansion and I bet you could have a pretty great gE pak there come early September, friend.
Title: Re: House buying/owning advice
Post by: slobber on June 19, 2014, 05:29:47 PM

Your inspector is not off the hook. If you haven't notified him or your attorney, then I don't know what you have been doing for the past 24 hours, but it had better have been PRETTY DAMNED IMPORTANT!


Gonna win 'em all!

It's all behind the walls, though.  I'm not sure if there's much I can do in that regard.

Of course, I have no idea what I'm doing here.
you can get your money back. I have lol'ed every time the inspector turns on the furnace and walks around the house and puts his hand in front of each vent. Well, I will no longer lol when the inspector does that.
I am not gEing, you should get a 100% refund in the least. What is the estimate to correct the problem?


Gonna win 'em all!
Title: Re: House buying/owning advice
Post by: Panjandrum on June 20, 2014, 12:44:04 AM

Your inspector is not off the hook. If you haven't notified him or your attorney, then I don't know what you have been doing for the past 24 hours, but it had better have been PRETTY DAMNED IMPORTANT!


Gonna win 'em all!

It's all behind the walls, though.  I'm not sure if there's much I can do in that regard.

Of course, I have no idea what I'm doing here.
you can get your money back. I have lol'ed every time the inspector turns on the furnace and walks around the house and puts his hand in front of each vent. Well, I will no longer lol when the inspector does that.
I am not gEing, you should get a 100% refund in the least. What is the estimate to correct the problem?


Gonna win 'em all!

Re-read the inspection.  It was too cold to test the AC that day, so they didn't.  Hence why nothing was found.
Title: Re: House buying/owning advice
Post by: slobber on June 20, 2014, 01:19:31 AM
How is the house heated?


Gonna win 'em all!
Title: Re: House buying/owning advice
Post by: IPA4Me on June 20, 2014, 05:05:35 AM
They should have turned fan to ON to verify airflow to all rooms.

I recommend a separate hvac inspection when buying a home or an inspector that brings an HVAC contractor. My company partnered with HomeTeam inspectors.
Title: Re: House buying/owning advice
Post by: Boom Roasted on June 20, 2014, 06:38:22 AM

Finally closing this Friday at 9am.  I have spent the better part of each one of my nights watering new sod on a 15,000 square foot lot.  It absolutely sucks.

Dr. Blumpkin are you a blumpkin doctor in New Orleans? Because you must be a gabillionaire.


Don't ever move here, you'll prolly never have a dece. yard. :frown:

I wish.  I am stuck in Ames freaking Iowa.  I am now the proud owner of 15,000 square foot yard in the land of floods and mold.  Iowa State fans are the absolute worst.  I am the only KSU fan in the neighborhood.
Camp out on that yard if it's not flooded for the KSU Cats game in Ames?
Title: Re: House buying/owning advice
Post by: Panjandrum on June 20, 2014, 09:06:21 AM
They should have turned fan to ON to verify airflow to all rooms.

I recommend a separate hvac inspection when buying a home or an inspector that brings an HVAC contractor. My company partnered with HomeTeam inspectors.

Let this be a lesson to all of you would-be homeowners.  Sage advice right here.
Title: Re: House buying/owning advice
Post by: Emo EMAW on June 20, 2014, 09:22:09 AM
Our inspection was on a hot August day last year.  Dude even turned on the heat to verify it worked, let it run like 15 minutes.  Homeowner was pissed. 
Title: Re: House buying/owning advice
Post by: Panjandrum on June 20, 2014, 10:08:21 AM
Our inspection was on a hot August day last year.  Dude even turned on the heat to verify it worked, let it run like 15 minutes.  Homeowner was pissed.

My guys were totally anal about the roof and mold.  Roof turned out okay, but they found mold in the basement that was resolved.

They fished out a ton of plumbing and leaking issues that we ultimately got resolved (along with the mold).  The only thing they didn't do was the HVAC, and in their defense, how many homes actually have something this glaring not addressed for 27 years?

The short history of my house is that the last owner was a single guy that bought it as a short sale five years ago.  He did a bunch of updating (master bath, kitchen, new windows, etc.), and then he turned around and tried to make a nice profit by selling and moving back to Western Kansas.  My house is pretty big (not bragging), so I'm not surprised that he completely ignored one of the smaller bedrooms.  He probably ignored pretty much everything because he apparently wasn't around much.

We had to get a plumber in today to fix a leak in the master bath.  I guess the plumbers he hired to renovate the master bath screwed something up in the drain.  It's just been a really long week for us, but hopefully, we get through this and get to doing some of the aesthetic work we've wanted to get started on.

That said, the dude also installed a brand new, $800 Bosch dishwasher in the kitchen, $600 Jenn-air convection oven, and left us with a fairly well used, stainless steel Kitchen Aid fridge that is leaking on our kitchen floor.  During the inspection, he had the water turned off to the fridge.  We figured it was a bad water line, so we had that fixed.  Turns out he probably turned off the water because the $1500 fridge he bought was leaking all over the floor.

The guy was kind of a dumbass.
Title: Re: House buying/owning advice
Post by: CNS on June 20, 2014, 10:11:48 AM
Our inspection was on a hot August day last year.  Dude even turned on the heat to verify it worked, let it run like 15 minutes.  Homeowner was pissed.

My guys were totally anal about the roof and mold.  Roof turned out okay, but they found mold in the basement that was resolved.

They fished out a ton of plumbing and leaking issues that we ultimately got resolved (along with the mold).  The only thing they didn't do was the HVAC, and in their defense, how many homes actually have something this glaring not addressed for 27 years?

The short history of my house is that the last owner was a single guy that bought it as a short sale five years ago.  He did a bunch of updating (master bath, kitchen, new windows, etc.), and then he turned around and tried to make a nice profit by selling and moving back to Western Kansas.  My house is pretty big (not bragging), so I'm not surprised that he completely ignored one of the smaller bedrooms.  He probably ignored pretty much everything because he apparently wasn't around much.

We had to get a plumber in today to fix a leak in the master bath.  I guess the plumbers he hired to renovate the master bath screwed something up in the drain.  It's just been a really long week for us, but hopefully, we get through this and get to doing some of the aesthetic work we've wanted to get started on.

That said, the dude also installed a brand new, $800 Bosch dishwasher in the kitchen, $600 Jenn-air convection oven, and left us with a fairly well used, stainless steel Kitchen Aid fridge that is leaking on our kitchen floor.  During the inspection, he had the water turned off to the fridge.  We figured it was a bad water line, so we had that fixed.  Turns out he probably turned off the water because the $1500 fridge he bought was leaking all over the floor.

The guy was kind of a dumbass.

Panj, did you get a home warranty?  If so, they should cover most of this stuff.  Not the HVAC bedroom thing, but the rest should be covered.

Also, if he is a dumbass, check the connection to the ice maker if the fridge is leaking.  If he didn't install that correctly, that is probably what is up.
Title: Re: House buying/owning advice
Post by: Panjandrum on June 20, 2014, 01:28:03 PM
Panj, did you get a home warranty?  If so, they should cover most of this stuff.  Not the HVAC bedroom thing, but the rest should be covered.

Also, if he is a dumbass, check the connection to the ice maker if the fridge is leaking.  If he didn't install that correctly, that is probably what is up.

Yes on home warranty; AB May was just at my house.

Turns out that after a second guy looked at everything, the duct work IS there.  Some set of previous owners (don't know which ones) installed some lights in the walls of the stairway going into the basement.  To get them to fit, they took a sledgehammer to the duct work so they could install one of the lights in the wall under the railing.  That duct that hey hammered just happened to be the one that goes to my son's room.

So, they're going to have to tear out some walls in the stairway to my basement, remove the light, and fix the duct work.  They're checking to see if this is covered in the warranty.

My wife and I are dumbfounded.  Who would do that?

Edit: Estimate came back to fix.  Since it was a crappy modification by idiot previous owner and not a true HVAC deficiency, we pay $950 to fix.
Title: Re: House buying/owning advice
Post by: CNS on June 20, 2014, 04:12:21 PM
Panj, if you cut out the drywall with (https://goemaw.com/forum/proxy.php?request=http%3A%2F%2Fwww.sawdustgirl.com%2Fwp-content%2Fuploads%2F2011%2F10%2FDrywall-Knife-580x356.jpg&hash=c4b08625b1f662d7f7298ebeab44e084e57bb783), turn off light breaker, cut light out, then wire nut the wire back together(code would say put it in a box, but you don't have to since it's your house), then call the HVAC guy in to repair the duct, you could probably save half that at least.  Then either put a piece of drywall up and mud it yourself(super easy) or pay some handyman in your neighbor hood to do that for like $150.

The part I just described for you to do would take longer to go to home depot and buy the wire nuts, saw, etc, than it would for you to actually execute.
Title: Re: House buying/owning advice
Post by: SkinnyBenny on June 24, 2014, 11:23:42 AM
just put an offer on a brand new house :woot:
Title: Re: House buying/owning advice
Post by: hemmy on June 24, 2014, 01:24:14 PM
just put an offer on a brand new house :woot:

Puny yard?
Title: Re: House buying/owning advice
Post by: SkinnyBenny on June 24, 2014, 01:45:50 PM
:frown:
Title: Re: House buying/owning advice
Post by: hemmy on June 24, 2014, 01:52:23 PM
Sorry, that was uncalled for.
Title: Re: House buying/owning advice
Post by: GoodForAnother on June 24, 2014, 02:55:08 PM
currently under contract, inspection tonite  :crossfingers:
Title: Re: House buying/owning advice
Post by: Dugout DickStone on June 24, 2014, 03:03:24 PM
currently under contract, inspection tonite  :crossfingers:

check the vents bro
Title: Re: House buying/owning advice
Post by: GoodForAnother on June 24, 2014, 03:13:08 PM
currently under contract, inspection tonite  :crossfingers:

check the vents bro

I'm really excited to meet the inspector and be like hey inspector I'm gfa, it's nice to meet you and then when he's like nice to meet you too I'll just blurt out "SO DID YOU CHECK THE VENTS YET"
Title: Re: House buying/owning advice
Post by: Dugout DickStone on June 24, 2014, 03:43:48 PM
keep this thread open as you follow him around
Title: Re: House buying/owning advice
Post by: puniraptor on June 24, 2014, 05:33:24 PM
make sure your inspector pulls the serial numbers of the appliances and checks for recalls. had a buddy whose dishwasher was recalled before they bought the house and never repaired that caught on fire.
Title: Re: House buying/owning advice
Post by: SkinnyBenny on June 24, 2014, 07:35:10 PM

make sure your inspector pulls the serial numbers of the appliances and checks for recalls. had a buddy whose dishwasher was recalled before they bought the house and never repaired that caught on fire.

Do I need to do this even if the house is all new construction?
Title: Re: House buying/owning advice
Post by: puniraptor on June 24, 2014, 07:59:09 PM
Hmm prolly not. But maybe. New products get recalled too.
Title: Re: House buying/owning advice
Post by: Benja on June 24, 2014, 08:03:11 PM
Should I buy a house?
Title: Re: House buying/owning advice
Post by: michigancat on June 24, 2014, 08:16:23 PM
Should I buy a house?

Where?
Title: Re: House buying/owning advice
Post by: Benja on June 24, 2014, 08:41:31 PM
Should I buy a house?

Where?

I dunno. Anywhere.
Title: House buying/owning advice
Post by: SkinnyBenny on June 24, 2014, 08:43:11 PM
Benja you should buy a house if you have enough saved up to not have to pay PMI. PMI rules now are super stupid now. Just crazy stupid.
Title: Re: House buying/owning advice
Post by: Benja on June 24, 2014, 08:47:51 PM
SkinnyBenny is your house gonna be pretty awesome?
Title: Re: House buying/owning advice
Post by: Panjandrum on June 24, 2014, 08:54:14 PM
currently under contract, inspection tonite  :crossfingers:

check the vents bro

I'm really excited to meet the inspector and be like hey inspector I'm gfa, it's nice to meet you and then when he's like nice to meet you too I'll just blurt out "SO DID YOU CHECK THE VENTS YET"

If my story saves another person, it was worth coming forward.

Also, water pressure regulator. The plumber at my house tonight had to replace that.

Also, if the shower components coming out of the wall aren't sealed with silicone, you may get a leak in the ceiling of the floor below.

FYI.
Title: Re: House buying/owning advice
Post by: GoodForAnother on June 24, 2014, 09:21:39 PM
looooots of issues, prob not gonna mess with it
Title: Re: House buying/owning advice
Post by: michigancat on June 24, 2014, 09:23:37 PM
Should I buy a house?

Where?

I dunno. Anywhere.

Then you probably shouldn't
Title: Re: House buying/owning advice
Post by: SkinnyBenny on June 24, 2014, 09:33:22 PM

SkinnyBenny is your house gonna be pretty awesome?

:kstategrad:
Title: Re: House buying/owning advice
Post by: hemmy on June 25, 2014, 09:58:35 AM

SkinnyBenny is your house gonna be pretty awesome?

:kstategrad:

how fast will your tub fill up?
Title: Re: House buying/owning advice
Post by: Dugout DickStone on June 25, 2014, 10:05:05 AM
looooots of issues, prob not gonna mess with it

Lay it on us friend.
Title: Re: House buying/owning advice
Post by: Tobias on June 25, 2014, 10:06:57 AM
all homes older than five minutes in texas have effed up foundations, right?
Title: Re: House buying/owning advice
Post by: GoodForAnother on June 25, 2014, 10:10:05 AM
looooots of issues, prob not gonna mess with it

Lay it on us friend.

Roof leaking into attic and can't find source. Foundation shifted in two areas. Eleven window panes have lost thermal seals. No gfci in kitchen. Air conditioners are the originals from 94 and will need to be replaced in the next couple years. Two of six sprinkler system zones not working. And so on.

Foundation specialist comes today but hell the AC units alone are gonna be pricey as crap.  Very obvious that the house was not well cared for. All the plants are overgrown and the interior is just beat up and would heed repainting, etc.
Title: Re: House buying/owning advice
Post by: XocolateThundarr on June 25, 2014, 10:25:06 AM
looooots of issues, prob not gonna mess with it

Lay it on us friend.

Roof leaking into attic and can't find source. Foundation shifted in two areas. Eleven window panes have lost thermal seals. No gfci in kitchen. Air conditioners are the originals from 94 and will need to be replaced in the next couple years. Two of six sprinkler system zones not working. And so on.

Foundation specialist comes today but hell the AC units alone are gonna be pricey as crap.  Very obvious that the house was not well cared for. All the plants are overgrown and the interior is just beat up and would heed repainting, etc.

My guess on the roof would be the rubber seals around the sewer vents.  All of mine on our house started leaking and I bought these cool boot things at the Home Depot that slip right over them and seal them off.  Put a pencil to what the repairs would cost and low ball the crap out of the seller with backup based on what you think it will take to fix the problems.
Title: Re: House buying/owning advice
Post by: steve dave on June 25, 2014, 10:26:11 AM
looooots of issues, prob not gonna mess with it

Lay it on us friend.

Roof leaking into attic and can't find source. Foundation shifted in two areas. Eleven window panes have lost thermal seals. No gfci in kitchen. Air conditioners are the originals from 94 and will need to be replaced in the next couple years. Two of six sprinkler system zones not working. And so on.

Foundation specialist comes today but hell the AC units alone are gonna be pricey as crap.  Very obvious that the house was not well cared for. All the plants are overgrown and the interior is just beat up and would heed repainting, etc.

I understand why that guy is moving
Title: Re: House buying/owning advice
Post by: 06wildcat on June 25, 2014, 10:47:49 AM
looooots of issues, prob not gonna mess with it

Lay it on us friend.

Roof leaking into attic and can't find source. Foundation shifted in two areas. Eleven window panes have lost thermal seals. No gfci in kitchen. Air conditioners are the originals from 94 and will need to be replaced in the next couple years. Two of six sprinkler system zones not working. And so on.

Foundation specialist comes today but hell the AC units alone are gonna be pricey as crap.  Very obvious that the house was not well cared for. All the plants are overgrown and the interior is just beat up and would heed repainting, etc.

For all of the items in bold, welcome to buying a 20-year-old house. If any of those issues are a deal breaker, don't buy a house ever.

The foundation and roof could be big issues or could be very minor. While inefficient (and pricey to recharge if needed) the ac units probably have a minimum of 5 years left and you might be able to just replace the compressors outside for quite a bit less than you're imagining.

Get estimates, have an actual roofer try to find the leak etc. These are all points of negotiation if it's a house you like. You will be amazed at what becomes a non-issue once you actually move in and live there for a while.
Title: Re: House buying/owning advice
Post by: puniraptor on June 25, 2014, 10:52:45 AM
If you already have an offer in and got your inspection, at least try to make them fix everything before you just walk away. maybe they are desperate and agree. or get generous allowances to have it fixed yourself.
Title: Re: House buying/owning advice
Post by: SkinnyBenny on June 25, 2014, 11:01:25 AM
How long has it been on the market? And how competitive is the market you're buying in right now?
Title: Re: House buying/owning advice
Post by: GoodForAnother on June 25, 2014, 11:10:42 AM
How long has it been on the market? And how competitive is the market you're buying in right now?

couple months. extremely, most houses are gone in 1-3 days.
Title: Re: House buying/owning advice
Post by: michigancat on June 25, 2014, 11:11:36 AM
I think if houses are on the market for 1-3 days it's a good market to sit out of for a while. (if buying)
Title: Re: House buying/owning advice
Post by: GoodForAnother on June 25, 2014, 11:12:57 AM
looooots of issues, prob not gonna mess with it

Lay it on us friend.

Roof leaking into attic and can't find source. Foundation shifted in two areas. Eleven window panes have lost thermal seals. No gfci in kitchen. Air conditioners are the originals from 94 and will need to be replaced in the next couple years. Two of six sprinkler system zones not working. And so on.

Foundation specialist comes today but hell the AC units alone are gonna be pricey as crap.  Very obvious that the house was not well cared for. All the plants are overgrown and the interior is just beat up and would heed repainting, etc.

For all of the items in bold, welcome to buying a 20-year-old house. If any of those issues are a deal breaker, don't buy a house ever.

The foundation and roof could be big issues or could be very minor. While inefficient (and pricey to recharge if needed) the ac units probably have a minimum of 5 years left and you might be able to just replace the compressors outside for quite a bit less than you're imagining.

Get estimates, have an actual roofer try to find the leak etc. These are all points of negotiation if it's a house you like. You will be amazed at what becomes a non-issue once you actually move in and live there for a while.

I tend to agree with you. We are keeping an open mind and meeting with foundation guy today. We'll see what he says and then see if we can get the seller to come down any more.
Title: Re: House buying/owning advice
Post by: slucat on June 25, 2014, 11:42:02 AM
We have a house that is around 80 years old.  All kinds of effed up crap.  But we like it.  We can fix most of it.

Don't be one of those retards who are like; it needs paint and carpet, barf...you are making an investment of 100k plus (depending on the market, 300k+), look beyond the crap that will total less than 10k. geez.
Title: Re: House buying/owning advice
Post by: Panjandrum on June 25, 2014, 11:47:08 AM
I think if houses are on the market for 1-3 days it's a good market to sit out of for a while. (if buying)

I can concur with this (though we had a contract on current home within 36 hours of it being on the market).

Basically, what I'm saying is that I got screwed with my pants on, and I know it.
Title: Re: House buying/owning advice
Post by: Dugout DickStone on June 25, 2014, 11:51:08 AM
This market will prob last a few summers
Title: Re: House buying/owning advice
Post by: Panjandrum on June 25, 2014, 11:54:39 AM
How long has it been on the market? And how competitive is the market you're buying in right now?

couple months. extremely, most houses are gone in 1-3 days.

If market dictates that a house is gone within a week, and one is on the market for more than a month, there are some big red flags.

Water issues and foundation issues are/were deal breakers for me (though we are having pretty minor plumbing issues that we're consistently needing to fix).  Even seemingly minor water issues can just take multiple meetings with a plumber to resolve.

For example, at my home, we noticed our master bath shower creating a small leak in the kitchen ceiling.  One guy comes in, notices there's a gap in the drain, puts silicone in it, and tells us it will be good in a day.  Day goes by, we test it, and it's still leaking.  Another guy comes in, says they didn't seal the handle to the stone in the shower correctly, seals it, and we're testing it later today.

During the inspection, we had a leaky water pressure regulator, so we had the seller fix it.  He did, but it created some massive vibrations/noise that you could hear from down the street whenever we used water in the kitchen.  So, plumber comes in to fix the regulator.  Sound gone, but the damn thing is leaking again so the plumber is coming back out tomorrow to fix the leak.  Basically, after all of that nonsense, I'm back to square one.

Basically, what I'm saying, is that if there's water issues, I'd walk, because they take a freaking beautiful mind to fix.  But that's just me.  I am petrified of water issues, so take bit of advice into consideration.
Title: Re: House buying/owning advice
Post by: Panjandrum on June 25, 2014, 11:56:22 AM
Panj, did you get a home warranty?  If so, they should cover most of this stuff.  Not the HVAC bedroom thing, but the rest should be covered.

Also, if he is a dumbass, check the connection to the ice maker if the fridge is leaking.  If he didn't install that correctly, that is probably what is up.

Yes on home warranty; AB May was just at my house.

Turns out that after a second guy looked at everything, the duct work IS there.  Some set of previous owners (don't know which ones) installed some lights in the walls of the stairway going into the basement.  To get them to fit, they took a sledgehammer to the duct work so they could install one of the lights in the wall under the railing.  That duct that hey hammered just happened to be the one that goes to my son's room.

So, they're going to have to tear out some walls in the stairway to my basement, remove the light, and fix the duct work.  They're checking to see if this is covered in the warranty.

My wife and I are dumbfounded.  Who would do that?

Edit: Estimate came back to fix.  Since it was a crappy modification by idiot previous owner and not a true HVAC deficiency, we pay $950 to fix.

Air to my son's room finally fixed. 

 :Woohoo:
Title: Re: House buying/owning advice
Post by: SkinnyBenny on June 25, 2014, 12:15:37 PM
You guys should just buy brand new. :users:


Title: Re: House buying/owning advice
Post by: CNS on June 25, 2014, 01:47:03 PM
How long has it been on the market? And how competitive is the market you're buying in right now?

couple months. extremely, most houses are gone in 1-3 days.

Tell them to fix the entire inspection, transfer all warranties to you upon closing, provide an overall home warranty, then buy it(if you actually like it still). 

Also, foundation and roof repair can be very mixed.  I mean, you can get ppl that do both for a living to provide a quote that is dirt cheap(relatively) that doesn't do much more than bandaid this sitch.  Just make sure you drive this quote process and not the current owners.  Then, expect push back. 

They don't have a bunch of leverage, even in a great market.  Now that an inspector has found all that stuff, if the owners don't sell to you, they legally have to revise their disclosure to include all that stuff which they will understand will steer away other legitimately interested ppl quite a bit.

Tell them to fix it all.  If they want to negotiate, give in on the paint, GFI and stuff like that.  I mean a few hundred bucks and a couple weekends take care of that with your own time and labor, easy.
Title: Re: House buying/owning advice
Post by: GoodForAnother on June 25, 2014, 03:55:27 PM
foundation dude sez house is rising up on one corner. no piers needed but 2500 to install a drainage system to prevent further damage. may try to negotiate it with the seller but honestly thinking of just walking. found another leak in attic today and heard rodents up there. idk man
Title: Re: House buying/owning advice
Post by: Tobias on June 25, 2014, 03:56:18 PM
i don't even mean this from the standpoint of your reasons listed, but just walk on that.  you're already not into it
Title: Re: House buying/owning advice
Post by: CNS on June 25, 2014, 04:08:18 PM
foundation dude sez house is rising up on one corner. no piers needed but 2500 to install a drainage system to prevent further damage. may try to negotiate it with the seller but honestly thinking of just walking. found another leak in attic today and heard rodents up there. idk man

How old is the existing roof?  If more than 10-15 yrs, negotiate for a new roof(not an overlay).
Title: Re: House buying/owning advice
Post by: GoodForAnother on June 25, 2014, 04:10:55 PM
i don't even mean this from the standpoint of your reasons listed, but just walk on that.  you're already not into it

yep, pretty much
Title: Re: House buying/owning advice
Post by: HerrSonntag on June 26, 2014, 09:56:26 AM
Walk away from foundation issues.  Not worth it.... even if you can get it to a state where everything is fine and fixed, when you want to sell it, the fact that it at one point had foundation concerns could make it unsellable/harder to sell.

Not to change the subject, but I have a question for you elite arboristcats out there.   I have a great big old tree in my front yard, and while its always had a few dead branches mid way up, i'm noticing quite a few more this summer, even some higher up.   It would be a terrible pain to cut down, plus it provides a lot of shade on the yard/house.   I'm going to trim off any currently dead branches, are there any other things I need to be doing to keep my barked friend healthy and happy?
Title: Re: House buying/owning advice
Post by: slobber on June 26, 2014, 10:00:00 AM
Need to know where you live and what kind of tree it is. Google EAB damage. If you have EAB, you want to go ahead and remove it.


Gonna win 'em all!
Title: Re: House buying/owning advice
Post by: HerrSonntag on June 26, 2014, 10:03:59 AM
Wichita.  Not certain, but its not an ash tree.
Title: Re: House buying/owning advice
Post by: CNS on June 26, 2014, 01:29:43 PM
get an actual arborist to come out and check it over.  Sometimes the county has ppl that will do that if the tree it big and established.  I have a family friend that had some Mature oaks just east of Lawrence, tops of two trees took some minor tornado damage when one came by a couple years ago.  He called the county and they sent a county arborist out and he gave him advice for nothing.
Title: Re: House buying/owning advice
Post by: Emo EMAW on June 26, 2014, 01:32:02 PM
get an actual arborist to come out and check it over.  Sometimes the county has ppl that will do that if the tree it big and established.  I have a family friend that had some Mature oaks just east of Lawrence, tops of two trees took some minor tornado damage when one came by a couple years ago.  He called the county and they sent a county arborist out and he gave him advice for nothing.

K-State extensions do this, I do believe.
Title: Re: House buying/owning advice
Post by: Gooch on June 26, 2014, 03:17:29 PM
Never do a remodel. Just #burnitdown and start from scratch.
Title: Re: House buying/owning advice
Post by: K-S-U-Wildcats! on June 26, 2014, 04:13:44 PM
Always do a remodel. It's fun and costs a lot less than new construction if you buy right.
Title: Re: House buying/owning advice
Post by: puniraptor on June 26, 2014, 04:18:48 PM
Always do a remodel. It's fun and costs a lot less than new construction if you buy right.

and alot GREENER, rite k-s-u-dub???
Title: Re: House buying/owning advice
Post by: Benja on June 26, 2014, 04:25:53 PM
k-s-u-w should just start a thread where everyone asks him money questions. would be good.
Title: Re: House buying/owning advice
Post by: slobber on June 26, 2014, 06:05:14 PM
Be certain to look for any sign of pest damage and insects when you cut out the branches.


Gonna win 'em all!
Title: Re: House buying/owning advice
Post by: K-S-U-Wildcats! on June 26, 2014, 06:13:33 PM
Always do a remodel. It's fun and costs a lot less than new construction if you buy right.

and alot GREENER, rite k-s-u-dub???

Oh absolutely, though I generally wouldn't recommend paying extra for "green" things like higher efficiency HVAC, etc. because it takes longer to pay them off than most people live in the home. And, you know, eff the environment and stuff.
Title: Re: House buying/owning advice
Post by: GoodForAnother on June 26, 2014, 06:38:25 PM
asking for seller to pay for repairs and seeing what happens. unfortunately it's a great house in a great neighborhood so hard to walk away. important to note that foundation itself is not damaged, just needs a drainage system to prevent real damage. as of now it's just a few cracks in the brick and drywall.
Title: Re: House buying/owning advice
Post by: CNS on June 26, 2014, 07:06:41 PM
Man, Mrs. GfA really wants this house.
Title: Re: House buying/owning advice
Post by: wetwillie on June 26, 2014, 07:07:31 PM
Man, Mrs. GfA really wants this house.

probably has a badass kitchen and is in the right school district
Title: Re: House buying/owning advice
Post by: Dr Rick Daris on June 26, 2014, 10:08:06 PM
Man, Mrs. GfA really wants this house.

probably has a badass kitchen and is in the right school district

prob v close to parents.
Title: Re: House buying/owning advice
Post by: GoodForAnother on June 30, 2014, 06:03:29 PM
fwiw, I was the one that liked it more.  anyways, bailed on that house and put in an offer on another one that's cheaper and in better condition to my amateur eyes.  and no pool for me to take care of.

did gE ever reach a consensus on thermostats?  nest?  honeywell?
Title: Re: House buying/owning advice
Post by: star seed 7 on June 30, 2014, 06:05:50 PM
fwiw, I was the one that liked it more.  anyways, bailed on that house and put in an offer on another one that's cheaper and in better condition to my amateur eyes.  and no pool for me to take care of.

did gE ever reach a consensus on thermostats?  nest?  honeywell?

the only guy who says honeywell is a honeywell rep...
Title: Re: House buying/owning advice
Post by: GoodForAnother on June 30, 2014, 06:43:37 PM
k the nest seems way neater anyway.  plus this new place has a dual system so I can buy two and they can talk to each other!  :D
Title: Re: House buying/owning advice
Post by: GoodForAnother on June 30, 2014, 06:44:36 PM
hey downstairs nest!

oh hey upstairs nest!

how are you today?

I'm doing great!  how about you?

I'm great too!

:D

:D
Title: Re: House buying/owning advice
Post by: Stevesie60 on June 30, 2014, 06:54:02 PM
I'm meeting with our home owner's insurance rep this week. What do I need to make sure my insurance plan has besides hail damage ad deductibles.
Title: Re: House buying/owning advice
Post by: wetwillie on June 30, 2014, 07:05:47 PM
I'm meeting with our home owner's insurance rep this week. What do I need to make sure my insurance plan has besides hail damage ad deductibles.

Replacement value not actual cash value for contents
Title: Re: House buying/owning advice
Post by: puniraptor on June 30, 2014, 08:00:08 PM
I got about 15 quotes and everyone seems to cover the same stuff. I would add sewer backup coverage. Its not a rare problem in many mhk neighborhoods and only costs a few more bucks a month
Title: Re: House buying/owning advice
Post by: WonderMeal on June 30, 2014, 08:20:19 PM
k-s-u-w should just start a thread where everyone asks him money questions. would be good.

Would read.
Title: Re: House buying/owning advice
Post by: Panjandrum on July 01, 2014, 11:00:35 AM
I'm meeting with our home owner's insurance rep this week. What do I need to make sure my insurance plan has besides hail damage ad deductibles.

If you live in a flood plane, flood insurance. 

Also, Earthquake insurance is very minimal, and I'm pretty sure we're somewhere in an area that can get some form of damage in the Kansas/Missouri area.
Title: Re: House buying/owning advice
Post by: puniraptor on July 01, 2014, 11:03:30 AM
flood insurance is probably necessary but also total bullshit. it's expensive and has a high deductible and doesnt cover basements. basically only get flood insurance if you dont have a basement.
Title: Re: House buying/owning advice
Post by: slobber on July 01, 2014, 11:51:43 AM
Get a high deductible.


Gonna win 'em all!
Title: Re: House buying/owning advice
Post by: Panjandrum on July 01, 2014, 12:03:56 PM
Thoughts on smart thermostats?  Heard sketchy things about Nest.  Heard Honeywell has some good ones.

Anyone have one and are they worth the investment?
Title: Re: House buying/owning advice
Post by: XocolateThundarr on July 01, 2014, 12:44:53 PM
Thoughts on smart thermostats?  Heard sketchy things about Nest.  Heard Honeywell has some good ones.

Anyone have one and are they worth the investment?

I've had the a Nest in my house for probably 3 years.  Absolutely love it compared to other programmable thermostats we have had.  Easy to install and set up.
Title: Re: House buying/owning advice
Post by: Rage Against the McKee on July 01, 2014, 02:27:27 PM
I'm meeting with our home owner's insurance rep this week. What do I need to make sure my insurance plan has besides hail damage ad deductibles.

Don't live in a flood plane.

FYP
Title: Re: House buying/owning advice
Post by: Mrs. Gooch on July 01, 2014, 02:29:31 PM
I'm meeting with our home owner's insurance rep this week. What do I need to make sure my insurance plan has besides hail damage ad deductibles.

Pay attention to how much the roof deductible is. It is usually (sometimes) higher than the regular deductible so be aware of that.
Title: Re: House buying/owning advice
Post by: 06wildcat on July 01, 2014, 03:29:09 PM
flood insurance is probably necessary but also total bullshit. it's expensive and has a high deductible and doesnt cover basements. basically only get flood insurance if you dont have a basement.

Flood insurance is expensive only when required by a lender. If it's not, it's like $200/year. And you can usually get a rider to cover a finished basement, or realize that the majority of basements aren't built as habitable spaces and finish it accordingly.
Title: Re: House buying/owning advice
Post by: IPA4Me on July 01, 2014, 03:39:50 PM
Thoughts on smart thermostats?  Heard sketchy things about Nest.  Heard Honeywell has some good ones.

Anyone have one and are they worth the investment?
If looks matter, then Nest is the way to go. It is certainly more appealing than most thermostats. If you want similar connectivity and half the cost, look at the Honeywell Vision PRO 8000.

If you have a hvac system less than ten years old, be certain to connect a common wire. Nest will power steal but it doesn't play well with newer furnace and heat pump control boards.
Title: Re: House buying/owning advice
Post by: GoodForAnother on July 01, 2014, 05:51:00 PM
Thoughts on smart thermostats?  Heard sketchy things about Nest.  Heard Honeywell has some good ones.

Anyone have one and are they worth the investment?

this is so last page
Title: Re: House buying/owning advice
Post by: star seed 7 on July 01, 2014, 05:59:56 PM
Thoughts on smart thermostats?  Heard sketchy things about Nest.  Heard Honeywell has some good ones.

Anyone have one and are they worth the investment?
If looks matter, then Nest is the way to go. It is certainly more appealing than most thermostats. If you want similar connectivity and half the cost, look at the Honeywell Vision PRO 8000.

If you have a hvac system less than ten years old, be certain to connect a common wire. Nest will power steal but it doesn't play well with newer furnace and heat pump control boards.

the only guy who says honeywell is a honeywell rep...
Title: Re: House buying/owning advice
Post by: GoodForAnother on July 01, 2014, 07:25:49 PM
can the Honeywell talk to its bro downstairs and turn my dual AC system into a harmonic chorus of comfort?
Title: Re: House buying/owning advice
Post by: CNS on July 01, 2014, 07:27:40 PM
I may be wrong,  but isn't the point of two tstats so that you can treat both areas completely diff/separately?   
Title: Re: House buying/owning advice
Post by: GoodForAnother on July 01, 2014, 07:48:25 PM
the point of two thermostats is to be able to set different temps for different areas of the house and heat/cool more evenly.  the nests will link up to each other, but still learn each area of the house independently.  the main reason they talk to each other is when going into "away" mode, the systems won't turn off until both systems motion detectors stop detecting movement.
Title: Re: House buying/owning advice
Post by: IPA4Me on July 01, 2014, 08:07:12 PM
Thoughts on smart thermostats?  Heard sketchy things about Nest.  Heard Honeywell has some good ones.

Anyone have one and are they worth the investment?
If looks matter, then Nest is the way to go. It is certainly more appealing than most thermostats. If you want similar connectivity and half the cost, look at the Honeywell Vision PRO 8000.

If you have a hvac system less than ten years old, be certain to connect a common wire. Nest will power steal but it doesn't play well with newer furnace and heat pump control boards.

the only guy who says honeywell is a honeywell rep...
And the Nest rep. ;)
Title: Re: House buying/owning advice
Post by: star seed 7 on July 01, 2014, 08:17:07 PM
Last thermostat I bought was a bottom of the line $12 Honeywell, they fill that niche well
Title: Re: House buying/owning advice
Post by: IPA4Me on July 01, 2014, 09:24:53 PM
Whatever fits your budget. Honeywell has it covered. We are seeing an increase in Nest movement. They've finally put together some advertising outside of tech blogs.
Title: Re: House buying/owning advice
Post by: GoodForAnother on July 18, 2014, 08:28:22 PM
the house we're now finalizing the numbers on is a ranch, so only one unit.  I will likely go nest because so pretty!

it's .6 acres tho and v hilly and tree-y.  at first I thought riding mower but with the trees and steep inclines I think maybe a large self propelled, like one of those fancy hondas?  help guys!
Title: Re: House buying/owning advice
Post by: sys on July 18, 2014, 08:45:12 PM
the house we're now finalizing the numbers on is a ranch, so only one unit.  I will likely go nest because so pretty!

it's .6 acres tho and v hilly and tree-y.  at first I thought riding mower but with the trees and steep inclines I think maybe a large self propelled, like one of those fancy hondas?  help guys!

groundcover it.  mowing will be hell.
Title: Re: House buying/owning advice
Post by: GoodForAnother on July 18, 2014, 08:46:39 PM
the house we're now finalizing the numbers on is a ranch, so only one unit.  I will likely go nest because so pretty!

it's .6 acres tho and v hilly and tree-y.  at first I thought riding mower but with the trees and steep inclines I think maybe a large self propelled, like one of those fancy hondas?  help guys!

groundcover it.  mowing will be hell.

planning on doing retaining walls and ground cover around a lot of the trees because in some areas the grass won't grow.  I like grass tho so I won't kill it all.  a big chunk of the land is covered by house, large patio and the driveway wraps around the back of the house which takes up the entire side yard so it's not really that awful.
Title: Re: House buying/owning advice
Post by: CNS on July 18, 2014, 08:53:48 PM
Rider
Title: Re: House buying/owning advice
Post by: CNS on July 18, 2014, 08:54:03 PM
Or get a lawn guy.
Title: Re: House buying/owning advice
Post by: Stevesie60 on July 18, 2014, 09:20:07 PM
Did my first project on my recently bought house today. Installed shelves in my garage to store things on! :D

Also climbed up on the roof to trim some tree branches that may have run into the roof soon. Now I have no way of disposing of all of these stupid limbs. :frown:
Title: Re: House buying/owning advice
Post by: star seed 7 on July 18, 2014, 09:21:26 PM
Neighbors yard
Title: Re: House buying/owning advice
Post by: XocolateThundarr on July 18, 2014, 09:29:56 PM

Did my first project on my recently bought house today. Installed shelves in my garage to store things on! :D

Also climbed up on the roof to trim some tree branches that may have run into the roof soon. Now I have no way of disposing of all of these stupid limbs. :frown:

Two words: Fire pit
Title: House buying/owning advice
Post by: Tobias on July 18, 2014, 09:31:23 PM
i got brown out drunk and burned like a years worth of downed limbs in my fire pit last saturday before watching candyman with stevesie and live blogging it.  mentioned it to a coworker and he couldn't believe I did that.  is it frowned upon or something?
Title: Re: House buying/owning advice
Post by: Tobias on July 18, 2014, 09:32:36 PM
ok I just read cats2win post and think I'm in the right.  guy grew up on a buffalo ranch or something and was calling me redneck'y so I've been really self conscious all week around my neighbors
Title: Re: House buying/owning advice
Post by: XocolateThundarr on July 19, 2014, 10:14:36 AM
ok I just read cats2win post and think I'm in the right.  guy grew up on a buffalo ranch or something and was calling me redneck'y so I've been really self conscious all week around my neighbors
You bet. Combo yard cleanup and pakn.  :cheers:
Title: Re: House buying/owning advice
Post by: sys on July 19, 2014, 02:51:28 PM
you can't legally have a big bonfire whenever you want in most urban areas.  can't own a raccoon either.
Title: Re: House buying/owning advice
Post by: SkinnyBenny on July 19, 2014, 02:54:18 PM
Went in my house today. It's probably 95% complete and we'll probably move in by the end of August.

The master closet is big enough to accommodate a bounce house.
Title: Re: House buying/owning advice
Post by: star seed 7 on July 19, 2014, 02:55:34 PM
you can't legally have a big bonfire whenever you want in most urban areas.  can't own a raccoon either.

Is salina urban?
Title: Re: House buying/owning advice
Post by: sys on July 19, 2014, 02:56:27 PM
Is salina urban?

dunno, never stopped there.
Title: Re: House buying/owning advice
Post by: sys on July 19, 2014, 02:59:47 PM
the entire state is urban.   :surprised:

http://www.sbeap.org/publications/Open_burning_in_Kansas.pdf
Title: Re: House buying/owning advice
Post by: star seed 7 on July 19, 2014, 03:02:10 PM
the entire state is urban.   :surprised:

http://www.sbeap.org/publications/Open_burning_in_Kansas.pdf

Thanks brownback  :curse:
Title: Re: House buying/owning advice
Post by: michigancat on July 19, 2014, 04:05:21 PM
the entire state is urban.   :surprised:

http://www.sbeap.org/publications/Open_burning_in_Kansas.pdf

wasn't Tobias burning "yard waste"?

Quote
In general, the following operations are exempt from the KDHE open burning prohibition: incidental open burning on residential premises containing five or fewer dwelling units, use of burn barrels for household trash only, or burning yard waste
Title: Re: House buying/owning advice
Post by: steve dave on July 19, 2014, 04:07:40 PM
We burned our trash when I was a kid. Funnest chore.
Title: Re: House buying/owning advice
Post by: sys on July 19, 2014, 04:50:57 PM
the entire state is urban.   :surprised:

http://www.sbeap.org/publications/Open_burning_in_Kansas.pdf

wasn't Tobias burning "yard waste"?

Quote
In general, the following operations are exempt from the KDHE open burning prohibition: incidental open burning on residential premises containing five or fewer dwelling units, use of burn barrels for household trash only, or burning yard waste

only legal if in a barrel.
Title: Re: House buying/owning advice
Post by: kim carnes on July 19, 2014, 04:56:09 PM
the entire state is urban.   :surprised:

http://www.sbeap.org/publications/Open_burning_in_Kansas.pdf

wasn't Tobias burning "yard waste"?

Quote
In general, the following operations are exempt from the KDHE open burning prohibition: incidental open burning on residential premises containing five or fewer dwelling units, use of burn barrels for household trash only, or burning yard waste

only legal if in a barrel.

no one cares about the legality of things you won't get in trouble for
Title: Re: House buying/owning advice
Post by: Asteriskhead on July 19, 2014, 04:57:18 PM
We burned our trash when I was a kid. Funnest chore.

Yes, v. enjoyable.
Title: Re: House buying/owning advice
Post by: michigancat on July 19, 2014, 05:21:55 PM
the entire state is urban.   :surprised:

http://www.sbeap.org/publications/Open_burning_in_Kansas.pdf

wasn't Tobias burning "yard waste"?

Quote
In general, the following operations are exempt from the KDHE open burning prohibition: incidental open burning on residential premises containing five or fewer dwelling units, use of burn barrels for household trash only, or burning yard waste

only legal if in a barrel.

I think you're reading it wrong. The barrels are for trash
Title: Re: House buying/owning advice
Post by: CNS on July 19, 2014, 06:00:17 PM
BigBarrel owns Brownback.
Title: Re: House buying/owning advice
Post by: sys on July 19, 2014, 06:41:04 PM
I think you're reading it wrong. The barrels are for trash

you may be right.
Title: Re: House buying/owning advice
Post by: michigancat on July 19, 2014, 08:26:19 PM
In my backyard in Michigan, you could burn whenever you wanted, but the flames had to be less than six feet tall.

The small town I grew up in Kansas had "burn days" in the fall that were supposed to generally for burning leaves. The bay area has "spare the air" days where you can't even use a fireplace or charcoal grill.

I'm guessing it's usually banned our regulated by local law.

Which gets me wondering, where do people generally find obscure laws like this? Like my goofy neighbor told me the six foot flame thing, I never attempted to verify it in any way.
Title: Re: House buying/owning advice
Post by: manpow5 on August 04, 2014, 02:14:18 PM
Hey guys,

If anyone (even Kim) is looking to buy a home or sell their home in the Kansas City area please PM me! I am a realtor and I am looking for new clients!
Title: Re: House buying/owning advice
Post by: Emo EMAW on August 04, 2014, 02:19:03 PM
I burn the branches/twigs in a chiminea.  Even put two birds' nests in there. 
Title: Re: House buying/owning advice
Post by: KSUblumpkin on August 04, 2014, 02:35:50 PM
I spent my Sunday afternoon building an entertainment center from a box.  I bought it at some Nebraska Furniture Mart knock-off for like five hundo.  Every damn time I go to put one of those beasts together the little wrench they give you sucks beyond all sucking.  None of my drill bits fit the bolts so had to hand crank each screw.  My hand was freaking raw after 4 hours of screwing (insert masturbation quip here).  Had a real sweet swell going, but didn't catch any action from the gf.  Advice: buy an entertainment center that is already built.
Title: Re: House buying/owning advice
Post by: XocolateThundarr on August 05, 2014, 11:41:44 AM
I spent my Sunday afternoon building an entertainment center from a box.  I bought it at some Nebraska Furniture Mart knock-off for like five hundo.  Every damn time I go to put one of those beasts together the little wrench they give you sucks beyond all sucking.  None of my drill bits fit the bolts so had to hand crank each screw.  My hand was freaking raw after 4 hours of screwing (insert masturbation quip here).  Had a real sweet swell going, but didn't catch any action from the gf.  Advice: buy an entertainment center that is already built.
Or buy a smart tv and mount it on the wall with a soundbar. No furniture needed. Stream all of your content.
Title: Re: House buying/owning advice
Post by: KSUblumpkin on August 05, 2014, 12:02:29 PM
I spent my Sunday afternoon building an entertainment center from a box.  I bought it at some Nebraska Furniture Mart knock-off for like five hundo.  Every damn time I go to put one of those beasts together the little wrench they give you sucks beyond all sucking.  None of my drill bits fit the bolts so had to hand crank each screw.  My hand was freaking raw after 4 hours of screwing (insert masturbation quip here).  Had a real sweet swell going, but didn't catch any action from the gf.  Advice: buy an entertainment center that is already built.
Or buy a smart tv and mount it on the wall with a soundbar. No furniture needed. Stream all of your content.

That is good advice.  I did that on the main floor and it has worked out great (mounted the tv above the fireplace).  The basement has a 7.1 surround sound system that I needed something to set speakers on.  It made sense in my head for the basement due to the speakers/sub-woofer and xbox one.  Mounting the tv would have worked too, but I also needed some additional places to store blu rays and what not so an entertainment center was the right fit. 
Title: Re: House buying/owning advice
Post by: XocolateThundarr on August 05, 2014, 02:59:54 PM
I spent my Sunday afternoon building an entertainment center from a box.  I bought it at some Nebraska Furniture Mart knock-off for like five hundo.  Every damn time I go to put one of those beasts together the little wrench they give you sucks beyond all sucking.  None of my drill bits fit the bolts so had to hand crank each screw.  My hand was freaking raw after 4 hours of screwing (insert masturbation quip here).  Had a real sweet swell going, but didn't catch any action from the gf.  Advice: buy an entertainment center that is already built.
Or buy a smart tv and mount it on the wall with a soundbar. No furniture needed. Stream all of your content.

That is good advice.  I did that on the main floor and it has worked out great (mounted the tv above the fireplace).  The basement has a 7.1 surround sound system that I needed something to set speakers on.  It made sense in my head for the basement due to the speakers/sub-woofer and xbox one.  Mounting the tv would have worked too, but I also needed some additional places to store blu rays and what not so an entertainment center was the right fit.
:thumbsup:
Title: Re: House buying/owning advice
Post by: SkinnyBenny on August 05, 2014, 05:28:26 PM
SB house taking longer than expected :curse:
Title: Re: House buying/owning advice
Post by: Emo EMAW on August 06, 2014, 08:44:17 AM
How much does installing a sprinkler system cost in KC?  0.26 acre lot.  Ballpark? 
Title: Re: House buying/owning advice
Post by: schreds21 on August 06, 2014, 08:51:56 AM
How much does installing a sprinkler system cost in KC?  0.26 acre lot.  Ballpark?
.26 acres?  Is there even any grass to water?  I would think just filling your bird bath every other day and letting it overflow for an hour would take care of it.
Title: Re: House buying/owning advice
Post by: SkinnyBenny on August 06, 2014, 09:19:07 AM
So like what are some good questions to keep in mind/ask when I start shopping for home insurance?
Title: Re: House buying/owning advice
Post by: slobber on August 06, 2014, 09:31:06 AM
So like what are some good questions to keep in mind/ask when I start shopping for home insurance?
Be certain to let them know that you are not a novice and that you know all about home insurance, you just want to here their spiel. (They will never suspect that they can take advantage of you if you lead with that.)

Also, get a high deductable. If you have a minor issue, you won't want to use your insurance anyway, so may as well get a $5,000 deductable or so.
Title: Re: House buying/owning advice
Post by: SkinnyBenny on August 06, 2014, 09:56:32 AM
Good advice, slobbz. Anyone else? :excited:
Title: Re: House buying/owning advice
Post by: steve dave on August 06, 2014, 09:58:03 AM
get a low deductible. if it hails you don't want to pay for $5k of a new roof. also home insurance is essentially free. it's amazing how cheap it is.
Title: Re: House buying/owning advice
Post by: Mrs. Gooch on August 06, 2014, 09:59:44 AM
Good advice, slobbz. Anyone else? :excited:

Make sure to get replacement cost not actual cash value coverage.

Also, there is usually a different deductible that applies to the roof, so pay attention to that.
Title: Re: House buying/owning advice
Post by: SkinnyBenny on August 06, 2014, 10:02:37 AM
get a low deductible. if it hails you don't want to pay for $5k of a new roof. also home insurance is essentially free. it's amazing how cheap it is.

can i get a low deductible AND a free new roof?

Also it barely hails here and it's a brand new house so maybe that won't be an issue because of warranty or w/e? :dunno:
Title: Re: House buying/owning advice
Post by: CNS on August 06, 2014, 10:35:16 AM
get a low deductible. if it hails you don't want to pay for $5k of a new roof. also home insurance is essentially free. it's amazing how cheap it is.

can i get a low deductible AND a free new roof?

Also it barely hails here and it's a brand new house so maybe that won't be an issue because of warranty or w/e? :dunno:
unless you have a very reputable company as your builder your warranty is very LOL. FWIW
Title: Re: House buying/owning advice
Post by: Panjandrum on August 06, 2014, 11:59:41 AM
Our new house had an ugly brass casing (thing) on the fire place.  We got it all prepped last night and spray painted it with some nice, high-heat black spray paint.

Really classed it up.  It looks like a sexy black matte football helmet now.
Title: Re: House buying/owning advice
Post by: steve dave on August 06, 2014, 12:00:44 PM
get a low deductible. if it hails you don't want to pay for $5k of a new roof. also home insurance is essentially free. it's amazing how cheap it is.

can i get a low deductible AND a free new roof?

Also it barely hails here and it's a brand new house so maybe that won't be an issue because of warranty or w/e? :dunno:

that wind tho (maybe, I have no idea where you live or if you have high wind or any other weather stuff)
Title: Re: House buying/owning advice
Post by: GoodForAnother on August 06, 2014, 12:31:37 PM
get a low deductible. if it hails you don't want to pay for $5k of a new roof. also home insurance is essentially free. it's amazing how cheap it is.

low deductible for sure.  I'm surprised yours is cheap considering Omaha gets so much hail.  insurance is expensive in Texas but even then when you consider how much it covers, it's a pretty good deal.
Title: Re: House buying/owning advice
Post by: CNS on August 06, 2014, 12:42:24 PM
Our new house had an ugly brass casing (thing) on the fire place.  We got it all prepped last night and spray painted it with some nice, high-heat black spray paint.

Really classed it up.  It looks like a sexy black matte football helmet now.

We have gold trim on the fireplace and the shower.  We are using some Rustoleum stuff that is made to cover both for now.  Glad to hear it worked well for you. 

We have taken a whole bunch of gold trim light fixtures and other stuff and done similar successfully.
Title: Re: House buying/owning advice
Post by: steve dave on August 06, 2014, 12:49:18 PM
get a low deductible. if it hails you don't want to pay for $5k of a new roof. also home insurance is essentially free. it's amazing how cheap it is.

low deductible for sure.  I'm surprised yours is cheap considering Omaha gets so much hail.  insurance is expensive in Texas but even then when you consider how much it covers, it's a pretty good deal.

yeah, I'm surprised as well. we got a new roof on our old house and in speaking with old people in the office most of them have never paid for a roof because omaha is good for a new roof storm every 10 years. our premium is ~$1k a year.
Title: Re: House buying/owning advice
Post by: Emo EMAW on August 06, 2014, 01:07:05 PM
Our new house had an ugly brass casing (thing) on the fire place.  We got it all prepped last night and spray painted it with some nice, high-heat black spray paint.

Really classed it up.  It looks like a sexy black matte football helmet now.

We have gold trim on the fireplace and the shower.  We are using some Rustoleum stuff that is made to cover both for now.  Glad to hear it worked well for you. 

We have taken a whole bunch of gold trim light fixtures and other stuff and done similar successfully.

What product are you guys using?  Do recommend?  Link?
Title: Re: House buying/owning advice
Post by: GoodForAnother on August 06, 2014, 01:08:41 PM
get a low deductible. if it hails you don't want to pay for $5k of a new roof. also home insurance is essentially free. it's amazing how cheap it is.

low deductible for sure.  I'm surprised yours is cheap considering Omaha gets so much hail.  insurance is expensive in Texas but even then when you consider how much it covers, it's a pretty good deal.

yeah, I'm surprised as well. we got a new roof on our old house and in speaking with old people in the office most of them have never paid for a roof because omaha is good for a new roof storm every 10 years. our premium is ~$1k a year.

yeah that's pretty solid.  ours is like double that.  Texas, Louisiana and Florida rotate every year and trade spots as the top 3 most expensive states to insure in, because hurricanes obviously but both states also get hail and other types of severe weather.
Title: Re: House buying/owning advice
Post by: SkinnyBenny on August 06, 2014, 01:11:03 PM
flood insurance is mandated for most places here lol
Title: Re: House buying/owning advice
Post by: GoodForAnother on August 06, 2014, 01:13:15 PM
they turned the lame-ass natural creek behind our house into a 25 foot wide 10 foot deep concrete drainage ditch of death so I don't need flood insurance :gocho:
Title: Re: House buying/owning advice
Post by: Dugout DickStone on August 06, 2014, 01:21:24 PM
get a low deductible. if it hails you don't want to pay for $5k of a new roof. also home insurance is essentially free. it's amazing how cheap it is.

low deductible for sure.  I'm surprised yours is cheap considering Omaha gets so much hail.  insurance is expensive in Texas but even then when you consider how much it covers, it's a pretty good deal.

that is pretty affordable.  Mine is double that. 

yeah, I'm surprised as well. we got a new roof on our old house and in speaking with old people in the office most of them have never paid for a roof because omaha is good for a new roof storm every 10 years. our premium is ~$1k a year.
Title: Re: House buying/owning advice
Post by: CNS on August 06, 2014, 01:22:12 PM
flood insurance is mandated for most places here lol

Get a sump pump with battery back up and you will be fine.
Title: Re: House buying/owning advice
Post by: steve dave on August 06, 2014, 01:25:48 PM
get a low deductible. if it hails you don't want to pay for $5k of a new roof. also home insurance is essentially free. it's amazing how cheap it is.

low deductible for sure.  I'm surprised yours is cheap considering Omaha gets so much hail.  insurance is expensive in Texas but even then when you consider how much it covers, it's a pretty good deal.

yeah, I'm surprised as well. we got a new roof on our old house and in speaking with old people in the office most of them have never paid for a roof because omaha is good for a new roof storm every 10 years. our premium is ~$1k a year.

yeah that's pretty solid.  ours is like double that.  Texas, Louisiana and Florida rotate every year and trade spots as the top 3 most expensive states to insure in, because hurricanes obviously but both states also get hail and other types of severe weather.

what's also weird is our new house is ~ the same premium as our old house and it's over twice the size/value/coverage.
Title: Re: House buying/owning advice
Post by: Emo EMAW on August 06, 2014, 01:29:23 PM
flood insurance is mandated for most places here lol

Get a sump pump with battery back up and you will be fine.

Might as well just get an automatic generator, right?  Batteries are esssspensive.  Probably get a decent little generator for <$500, and get to operate your fridge/freezer, garage doors, WIFI, furnace, basic lights, and the sump.
Title: Re: House buying/owning advice
Post by: CNS on August 06, 2014, 01:30:52 PM
flood insurance is mandated for most places here lol

Get a sump pump with battery back up and you will be fine.

Might as well just get an automatic generator, right?  Batteries are esssspensive.  Probably get a decent little generator for <$500, and get to operate your fridge/freezer, garage doors, WIFI, furnace, basic lights, and the sump.

If a hurricane storm surge hits Ski'Ben, the wifi will be shot anyway. 
Title: Re: House buying/owning advice
Post by: Emo EMAW on August 06, 2014, 01:31:38 PM
T's&P's Skinben.  :frown:
Title: Re: House buying/owning advice
Post by: Dugout DickStone on August 06, 2014, 01:34:21 PM
get a low deductible. if it hails you don't want to pay for $5k of a new roof. also home insurance is essentially free. it's amazing how cheap it is.

low deductible for sure.  I'm surprised yours is cheap considering Omaha gets so much hail.  insurance is expensive in Texas but even then when you consider how much it covers, it's a pretty good deal.

yeah, I'm surprised as well. we got a new roof on our old house and in speaking with old people in the office most of them have never paid for a roof because omaha is good for a new roof storm every 10 years. our premium is ~$1k a year.

yeah that's pretty solid.  ours is like double that.  Texas, Louisiana and Florida rotate every year and trade spots as the top 3 most expensive states to insure in, because hurricanes obviously but both states also get hail and other types of severe weather.

what's also weird is our new house is ~ the same premium as our old house and it's over twice the size/value/coverage.

must be an error, they will catch it then retro charge you for the add'l premium. 
Title: Re: House buying/owning advice
Post by: steve dave on August 06, 2014, 01:36:43 PM
get a low deductible. if it hails you don't want to pay for $5k of a new roof. also home insurance is essentially free. it's amazing how cheap it is.

low deductible for sure.  I'm surprised yours is cheap considering Omaha gets so much hail.  insurance is expensive in Texas but even then when you consider how much it covers, it's a pretty good deal.

yeah, I'm surprised as well. we got a new roof on our old house and in speaking with old people in the office most of them have never paid for a roof because omaha is good for a new roof storm every 10 years. our premium is ~$1k a year.

yeah that's pretty solid.  ours is like double that.  Texas, Louisiana and Florida rotate every year and trade spots as the top 3 most expensive states to insure in, because hurricanes obviously but both states also get hail and other types of severe weather.

what's also weird is our new house is ~ the same premium as our old house and it's over twice the size/value/coverage.

must be an error, they will catch it then retro charge you for the add'l premium.

you know what else is weird? our auto premium went up ~$100 a year based on our new address. we just moved from SW Omaha to even SW'ier Omaha.
Title: Re: House buying/owning advice
Post by: Dugout DickStone on August 06, 2014, 02:01:32 PM
get a low deductible. if it hails you don't want to pay for $5k of a new roof. also home insurance is essentially free. it's amazing how cheap it is.

low deductible for sure.  I'm surprised yours is cheap considering Omaha gets so much hail.  insurance is expensive in Texas but even then when you consider how much it covers, it's a pretty good deal.

yeah, I'm surprised as well. we got a new roof on our old house and in speaking with old people in the office most of them have never paid for a roof because omaha is good for a new roof storm every 10 years. our premium is ~$1k a year.

yeah that's pretty solid.  ours is like double that.  Texas, Louisiana and Florida rotate every year and trade spots as the top 3 most expensive states to insure in, because hurricanes obviously but both states also get hail and other types of severe weather.

what's also weird is our new house is ~ the same premium as our old house and it's over twice the size/value/coverage.

must be an error, they will catch it then retro charge you for the add'l premium.

you know what else is weird? our auto premium went up ~$100 a year based on our new address. we just moved from SW Omaha to even SW'ier Omaha.

closer to Mexico?   :dunno:
Title: Re: House buying/owning advice
Post by: slobber on August 06, 2014, 02:25:20 PM
Do some math prior to committing to a policy. Use the info in this thread to do set up some comparisons. For instance, my mansion is insanely mansiony. I pay $700 a year for high deductible mansion insurance, replacement cost.


Gonna win 'em all!
Title: Re: House buying/owning advice
Post by: dmartin on August 07, 2014, 09:12:21 AM
get a low deductible. if it hails you don't want to pay for $5k of a new roof. also home insurance is essentially free. it's amazing how cheap it is.

low deductible for sure.  I'm surprised yours is cheap considering Omaha gets so much hail.  insurance is expensive in Texas but even then when you consider how much it covers, it's a pretty good deal.

yeah, I'm surprised as well. we got a new roof on our old house and in speaking with old people in the office most of them have never paid for a roof because omaha is good for a new roof storm every 10 years. our premium is ~$1k a year.

yeah that's pretty solid.  ours is like double that.  Texas, Louisiana and Florida rotate every year and trade spots as the top 3 most expensive states to insure in, because hurricanes obviously but both states also get hail and other types of severe weather.

what's also weird is our new house is ~ the same premium as our old house and it's over twice the size/value/coverage.

must be an error, they will catch it then retro charge you for the add'l premium.

Same thing happened when we built a new house. House was twice as big, and over twice the value, but the insurance was actually cheaper than our old house which was built in the 50s. Has more to do with everything in the new house being new and up to date compared to the old house with old wiring, plumbing, construction methods, etc. It's actually pretty common.
Title: Re: House buying/owning advice
Post by: GoodForAnother on August 07, 2014, 11:33:13 AM
get a low deductible. if it hails you don't want to pay for $5k of a new roof. also home insurance is essentially free. it's amazing how cheap it is.

low deductible for sure.  I'm surprised yours is cheap considering Omaha gets so much hail.  insurance is expensive in Texas but even then when you consider how much it covers, it's a pretty good deal.

yeah, I'm surprised as well. we got a new roof on our old house and in speaking with old people in the office most of them have never paid for a roof because omaha is good for a new roof storm every 10 years. our premium is ~$1k a year.

yeah that's pretty solid.  ours is like double that.  Texas, Louisiana and Florida rotate every year and trade spots as the top 3 most expensive states to insure in, because hurricanes obviously but both states also get hail and other types of severe weather.

what's also weird is our new house is ~ the same premium as our old house and it's over twice the size/value/coverage.

new house = up to code and new roof.  new roof discount is by far the biggest discount you get on homeowners.  my house is 52 years old and has a 10 year old roof and it's in Texas so all that together makes it a lot more expensive.
Title: Re: House buying/owning advice
Post by: Panjandrum on August 07, 2014, 11:53:21 AM
Our new house had an ugly brass casing (thing) on the fire place.  We got it all prepped last night and spray painted it with some nice, high-heat black spray paint.

Really classed it up.  It looks like a sexy black matte football helmet now.

We have gold trim on the fireplace and the shower.  We are using some Rustoleum stuff that is made to cover both for now.  Glad to hear it worked well for you. 

We have taken a whole bunch of gold trim light fixtures and other stuff and done similar successfully.

What product are you guys using?  Do recommend?  Link?

http://www.rustoleum.com/product-catalog/consumer-brands/auto/specialty-paints/bbq-and-stove/ (http://www.rustoleum.com/product-catalog/consumer-brands/auto/specialty-paints/bbq-and-stove/)
Title: Re: House buying/owning advice
Post by: CNS on August 07, 2014, 11:55:08 AM
I am not using that specific rustoleum product, but still rustoleum.  I think it is HomeDepot that actually has an online forum for finding the right paint DIY product they sell to match the project you have.  I goodled shower trim refinish and ended up there and looking at the other rustoleum product we plan to use. 
Title: Re: House buying/owning advice
Post by: KCFDcat on August 07, 2014, 12:43:17 PM
Basement flooded last night you guys  :frown: at least 3 inches of water. Good thing we didn't have anything important down there!
Title: Re: House buying/owning advice
Post by: Emo EMAW on August 07, 2014, 01:03:04 PM
Lemme know if you want to borrow a pump KCFDcat.
Title: Re: House buying/owning advice
Post by: KCFDcat on August 07, 2014, 01:21:47 PM
it's all drained through the floor drain down there. I think it all came up through the drain last night though.  :dubious:
Title: Re: House buying/owning advice
Post by: Skipper44 on August 07, 2014, 02:01:32 PM
it's all drained through the floor drain down there. I think it all came up through the drain last night though.  :dubious:
had a friend in PV with that problem- turned out the check valve the city put in when they addressed the flooding problems back in the 80s was backwards. 
Title: Re: House buying/owning advice
Post by: KCFDcat on August 07, 2014, 02:57:21 PM
it's all drained through the floor drain down there. I think it all came up through the drain last night though.  :dubious:
had a friend in PV with that problem- turned out the check valve the city put in when they addressed the flooding problems back in the 80s was backwards.

Old houses man...I have a feeling the pipe under the floor is all busted so water just comes up through the opening.  :dunno: gonna have a plumber out to take a look
Title: Re: House buying/owning advice
Post by: Mikeyis4dcats on August 07, 2014, 03:37:14 PM
get a low deductible. if it hails you don't want to pay for $5k of a new roof. also home insurance is essentially free. it's amazing how cheap it is.

can i get a low deductible AND a free new roof?

Also it barely hails here and it's a brand new house so maybe that won't be an issue because of warranty or w/e? :dunno:
unless you have a very reputable company as your builder your warranty is very LOL. FWIW

anyone who thinks a builder's warranty covers hail is  :Crazy:
Title: Re: House buying/owning advice
Post by: Mikeyis4dcats on August 07, 2014, 03:38:51 PM
flood insurance is mandated for most places here lol

Get a sump pump with battery back up and you will be fine.

nyet, get a water pwered backup.   Battery systems reuqire a lot of maintenance.   Water powered just require municipal water supply, no power.
Title: Re: House buying/owning advice
Post by: Mikeyis4dcats on August 07, 2014, 03:43:12 PM
the Rustoleum Universal hammered finishes are nice.
Title: Re: House buying/owning advice
Post by: CNS on August 07, 2014, 04:07:00 PM
flood insurance is mandated for most places here lol

Get a sump pump with battery back up and you will be fine.

nyet, get a water pwered backup.   Battery systems reuqire a lot of maintenance.   Water powered just require municipal water supply, no power.

Mine was a joke as Ski'ben lives in NOLA.
Title: Re: House buying/owning advice
Post by: SkinnyBenny on August 08, 2014, 11:46:16 PM
That was a joke? I just bought a sump pump. Top of the line. :frown:
Title: Re: House buying/owning advice
Post by: star seed 7 on August 08, 2014, 11:47:38 PM
That was a joke? I just bought a sump pump. Top of the line. :frown:

Good buy
Title: Re: House buying/owning advice
Post by: CNS on August 09, 2014, 08:59:07 AM
That was a joke? I just bought a sump pump. Top of the line. :frown:
Can never go wrong.

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Title: Re: House buying/owning advice
Post by: Cire on August 09, 2014, 11:32:53 AM
yeah, you get what you pay for with sumps.  cheap ones can overheat if they are working hard.
Title: Re: House buying/owning advice
Post by: ben ji on August 09, 2014, 08:49:42 PM
flood insurance is mandated for most places here lol

Get a sump pump with battery back up and you will be fine.

This.

A couple of years ago my parents were out of town when a big storm rolled in, neighbors called them to say the neighborhood lost power and they had a couple of inches of water their basement.

Parents give me a call and I go over to their house the next day. I open the basement door to find our washing machine and my childhood Baseball/Football card collection floating in 3 ft of water.  :frown:

Title: Re: House buying/owning advice
Post by: kim carnes on August 09, 2014, 08:59:05 PM
flood insurance is mandated for most places here lol

Get a sump pump with battery back up and you will be fine.

nyet, get a water pwered backup.   Battery systems reuqire a lot of maintenance.   Water powered just require municipal water supply, no power.

Mine was a joke as Ski'ben lives in NOLA.

i didn't know you were joking but i laughed at your post.  and then mikey  :facepalm:
Title: Re: House buying/owning advice
Post by: Stevesie60 on August 10, 2014, 01:21:55 AM
Let's just say, hypothetically of course, that you were given $2000 to fix up your house. Would putting that towards new windows be a good investment, or do you guys think there's something more fun that you could do with it?
Title: Re: House buying/owning advice
Post by: Emo EMAW on August 10, 2014, 01:52:26 AM
Plan to own home for more than 5 more years? 

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Title: Re: House buying/owning advice
Post by: Stevesie60 on August 10, 2014, 02:07:30 AM
Plan to own home for more than 5 more years? 

Sent using Tapatalk Elite on iPhone 6

The plan is 7-8 years, so yes, barely.
Title: Re: House buying/owning advice
Post by: ednksu on August 10, 2014, 03:50:01 AM
it's all drained through the floor drain down there. I think it all came up through the drain last night though.  :dubious:
had a friend in PV with that problem- turned out the check valve the city put in when they addressed the flooding problems back in the 80s was backwards.

Old houses man...I have a feeling the pipe under the floor is all busted so water just comes up through the opening.  :dunno: gonna have a plumber out to take a look
Ts and Ps on that one dude.  House I'm in now had to replace the line out because it was cracked and allowed a back flow. 
Title: Re: House buying/owning advice
Post by: ednksu on August 10, 2014, 03:51:07 AM
flood insurance is mandated for most places here lol

Get a sump pump with battery back up and you will be fine.

nyet, get a water pwered backup.   Battery systems reuqire a lot of maintenance.   Water powered just require municipal water supply, no power.
Hydro pumps don't really keep up with crap loads of water all that well. 
Title: Re: House buying/owning advice
Post by: Kat Kid on August 10, 2014, 09:13:56 AM
Let's just say, hypothetically of course, that you were given $2000 to fix up your house. Would putting that towards new windows be a good investment, or do you guys think there's something more fun that you could do with it?

I don't know much, but I would look at how much it would be to re do a portion of the kitchen, redecorate a bathroom or preemptively replace an HVAC system or hot water heater.

The HVAC/windows work together to hold down energy costs over time.  I don't think your house would really need new windows due to inefficiency/age but an HVAC might be needed soon.  I would be very skeptical of what types of savings you are quoted as getting from sales people for any of these things and I would be more apt to listen to a friendly realtor giving advice than anyone else as they know what buyers value.  My guess, it probably isn't a new set of windows unless they are super sexy.
Title: Re: House buying/owning advice
Post by: CNS on August 10, 2014, 10:01:16 AM
Windows that aren't builder grade can get expensive and that $2000 wouldn't get you more than 5 or so(only a couple in the extremely sexy models).

Maybe some counter tops?  How is your ext paint or roof doing? 

How old is the water heater and furnace?  Either of these would be a good investment as well.
Title: Re: House buying/owning advice
Post by: wetwillie on August 10, 2014, 10:11:42 AM
im not sure you can do any real damage with 2k on a house.  If you can I would focus on kitchen and bath as those usually have the best ROI.  Maybe an Island in the kitchen if you can DIY or some nice tile floors in the bath with an upgraded vanity and lighting.
Title: Re: House buying/owning advice
Post by: hemmy on August 10, 2014, 10:21:33 AM
home theater. my real estate buddy said that could increase the house's value by 35%
Title: Re: House buying/owning advice
Post by: 8manpick on August 10, 2014, 10:52:40 AM
Windows won't pay back quickly unless you have really old crappy ones
Title: Re: House buying/owning advice
Post by: Kat Kid on August 10, 2014, 11:07:42 AM
Windows won't pay back quickly unless you have really old crappy ones

yeah.  I think HVAC won't pay back quick either in terms of cost savings, but people will probably pay more knowing they won't need to replace an expensive durable good.
Title: Re: House buying/owning advice
Post by: Stevesie60 on August 10, 2014, 12:48:58 PM
HVAC was replaced the month before we moved in, and the roof is good to go. The bathroom was redone about two years ago.
Title: Re: House buying/owning advice
Post by: Stevesie60 on August 10, 2014, 12:54:31 PM
What about a bunch of little things like painting trim, putting fans in the bed rooms, new blinds, etc? Is that a better idea than windows?
Title: Re: House buying/owning advice
Post by: star seed 7 on August 10, 2014, 12:56:15 PM
HVAC was replaced the month before we moved in, and the roof is good to go. The bathroom was redone about two years ago.

Kitchen?

Hardwood instead of carpet?

Some cool yard thing like a built-in fire pit or exterior kitchen?
Title: Re: House buying/owning advice
Post by: 06wildcat on August 10, 2014, 12:56:47 PM
What about a bunch of little things like painting trim, putting fans in the bed rooms, new blinds, etc? Is that a better idea than windows?

How shitty are your windows?
Title: Re: House buying/owning advice
Post by: star seed 7 on August 10, 2014, 12:57:40 PM
Should def have a ceiling fan in every bedroom
Title: Re: House buying/owning advice
Post by: Stevesie60 on August 10, 2014, 12:58:36 PM
HVAC was replaced the month before we moved in, and the roof is good to go. The bathroom was redone about two years ago.

Kitchen?

Hardwood instead of carpet?

Some cool yard thing like a built-in fire pit or exterior kitchen?

In the kitchen we want to replace the cabinets but that's about it. I'd like to wait on that so we have a better idea of what we'd like. We already have hardwood and tile everywhere except in the bedrooms. We already have a fire pit in the yard.

What about a bunch of little things like painting trim, putting fans in the bed rooms, new blinds, etc? Is that a better idea than windows?

How shitty are your windows?

They're not hindering us now, but it's something we will definitely replace before we move.
Title: Re: House buying/owning advice
Post by: AppleJack on August 10, 2014, 01:02:24 PM
What about a bunch of little things like painting trim, putting fans in the bed rooms, new blinds, etc? Is that a better idea than windows?

yes. do this.
Title: Re: House buying/owning advice
Post by: GoodForAnother on August 10, 2014, 01:08:05 PM
blinds.com is pretty neat. select your type, put in your window measurements, they ship them and you mount them. could probably do faux wood for 2 grand, although it's been a while since I looked at it.
Title: Re: House buying/owning advice
Post by: Kat Kid on August 10, 2014, 01:09:47 PM
do a bunch of little stuff.  what is the problem with the windows?
Title: Re: House buying/owning advice
Post by: SdK on August 10, 2014, 01:18:58 PM
Let's just say, hypothetically of course, that you were given $2000 to fix up your house. Would putting that towards new windows be a good investment, or do you guys think there's something more fun that you could do with it?

Would you be able to do all of the windows for that price? I'm doubting it a bit. Refacing cabinets look into that. It's a lot cheaper than getting all new cabinets. Countertops. Updating bathrooms and kitchens are always key.

Windows can be tricky if the windows in your house aren't a standard size. Then you either have to get custom windows or make your window bays bigger or smaller. Then you will run into dealing with the siding. It is doable. Also if there's any projects you want to do yourself. SdK is always down for helping.
Title: Re: House buying/owning advice
Post by: SdK on August 10, 2014, 01:51:40 PM
I replied before I read everyone else's replies. :cheers: to my g.E brethern on giving solid advice uniformly.
Title: Re: House buying/owning advice
Post by: CNS on August 10, 2014, 03:22:42 PM
Def get fans.  Also, agree on the cabinet refacing.  I know a few ppl  that have had it done and like them.  It is pretty reasonable too.
Title: Re: House buying/owning advice
Post by: Stevesie60 on August 10, 2014, 05:07:32 PM
Def get fans.  Also, agree on the cabinet refacing.  I know a few ppl  that have had it done and like them.  It is pretty reasonable too.

A family member builds cabinets so we'd get them for cost. Really we're just waiting for him to get time to do them or we'd do that immediately because the cabinets are beyond refacing.
Title: Re: House buying/owning advice
Post by: CNS on August 10, 2014, 06:12:17 PM
Counter tops after the cabinets!
Title: Re: House buying/owning advice
Post by: XocolateThundarr on August 10, 2014, 07:24:16 PM
Whether we sell our house soon or not, I am probably going to rip out our old kitchen cabinets and floor to install new stuff.  Will probably also do both bathrooms as well.  It should make for a fun winter/spring project.
Title: Re: House buying/owning advice
Post by: manpow5 on February 02, 2015, 06:30:49 PM
Whether we sell our house soon or not, I am probably going to rip out our old kitchen cabinets and floor to install new stuff.  Will probably also do both bathrooms as well.  It should make for a fun winter/spring project.

Will definitely  add some good resale value to your home. Upwards  of 20k depending on some factors.
Title: Re: House buying/owning advice
Post by: XocolateThundarr on February 02, 2015, 07:15:07 PM
Whether we sell our house soon or not, I am probably going to rip out our old kitchen cabinets and floor to install new stuff.  Will probably also do both bathrooms as well.  It should make for a fun winter/spring project.



Will definitely  add some good resale value to your home. Upwards  of 20k depending on some factors.

Yeah...the hardest part is going to be deciding what to do.  The demo/installation is a cakewalk.
Title: Re: House buying/owning advice
Post by: CHONGS on February 02, 2015, 07:32:02 PM
Got the inspection done today.  One fogged window and some ungrounded outlets.
Title: Re: House buying/owning advice
Post by: Tobias on February 02, 2015, 09:19:05 PM
sounds like you're gtg
Title: Re: House buying/owning advice
Post by: Mikeyis4dcats on February 02, 2015, 09:36:36 PM
flood insurance is mandated for most places here lol

Get a sump pump with battery back up and you will be fine.

nyet, get a water pwered backup.   Battery systems reuqire a lot of maintenance.   Water powered just require municipal water supply, no power.
Hydro pumps don't really keep up with crap loads of water all that well.

don't know about other brands, but Basepump mpdels do very well.    They are meant to be backup pumps, and the battery powered units require a lot of periodic maintenance to recycle and maintain the deep cycle marine batteries.  They also recommend replacing them frequently.   For something you may not need for YEARS, are you really willing to do all that scheduled maintenance and cost?   95% of people will install them and forget about them, then wonder why 7 years later it didn't kick on.

http://www.basepump.com/products/basepump/
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on January 01, 2018, 10:56:49 AM
So like frozen pipes, where would one go to find the water valve to put a space heater in front of it.
Title: Re: House buying/owning advice
Post by: IPA4Me on January 01, 2018, 11:13:30 AM
So like frozen pipes, where would one go to find the water valve to put a space heater in front of it.
In your front yard, you'll find manhole cover. That's the main valve from the street as well as the water meter. Straight line to your house from there should be an inside valve.
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on January 01, 2018, 11:14:04 AM
Ty!


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Title: Re: House buying/owning advice
Post by: mocat on January 01, 2018, 11:36:54 AM
Bro I told you
Title: Re: House buying/owning advice
Post by: ben ji on January 01, 2018, 12:12:49 PM
So like frozen pipes, where would one go to find the water valve to put a space heater in front of it.

Definitely going to need to hear more about this.....
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on January 01, 2018, 01:24:42 PM
Mrs wacky barely turns up the heat. I believe it was 65 in here last night. Boiled some bottled water and put it down the shower on the top level. Turned up the heat and closed the valves. Space heaters, hair dryer, candles, etc. on the pipes. Still nothing.
Title: Re: House buying/owning advice
Post by: 'taterblast on January 01, 2018, 01:43:20 PM
where are your pipes exposed to open air?

pouring hot water down a sewer drain isn't going to do anything..... if i'm understanding correctly
Title: Re: House buying/owning advice
Post by: The Big Train on January 01, 2018, 01:54:53 PM
:D
Title: Re: House buying/owning advice
Post by: Kat Kid on January 01, 2018, 01:59:15 PM
65 degrees inside the house is probably what froze the pipes. good thinking wacky.
Title: Re: House buying/owning advice
Post by: mocat on January 01, 2018, 02:01:55 PM
Holy crap his supply pipes are frozen so he dumped hot water down the drain
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on January 01, 2018, 02:11:05 PM
I was told to do this on twitter
Title: Re: House buying/owning advice
Post by: Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!) on January 01, 2018, 02:11:46 PM
Try pouring hot bacon grease down the drain, 60% of the time, it works every time
Title: Re: House buying/owning advice
Post by: mocat on January 01, 2018, 02:18:41 PM
Unbelievable
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on January 01, 2018, 02:27:33 PM
Grats Mocat!
Title: Re: House buying/owning advice
Post by: mocat on January 01, 2018, 02:34:33 PM
Wacky ive got a sore throat, what should I do? Twitter said inject boiling water into my butthole but idk
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on January 01, 2018, 02:44:57 PM
It works now guys. I'm a genius! :love:
Title: Re: House buying/owning advice
Post by: star seed 7 on January 01, 2018, 02:47:33 PM
No problems in my 63 degree house but I'll be on the lookout now
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on January 01, 2018, 02:50:07 PM
 :thumbs: Being a homeowner is so easy guys!
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on January 01, 2018, 02:53:09 PM
Sorry Mocat  :frown:
Title: Re: House buying/owning advice
Post by: star seed 7 on January 01, 2018, 02:56:34 PM
Last house I rented in Topeka had the water heater in an unconditioned garage. Seriously. The supply would freeze overnight and thaw during the day any time it was below about 15, so I would have no hot water in the morning and it would really bum me out. Only happened a handful of times times but #struggle
Title: Re: House buying/owning advice
Post by: Brock Landers on January 01, 2018, 03:17:16 PM
The supply line to my toilet was frozen this morning in spite of my house being at 71 degrees. I had to set up a space heater to get things flowing again.
Title: Re: House buying/owning advice
Post by: steve dave on January 01, 2018, 03:18:29 PM
I would not be good at dealing with this kind of thing.
Title: Re: House buying/owning advice
Post by: hemmy on January 01, 2018, 03:20:16 PM
Let your facets drip when it is cold as balls
Title: Re: House buying/owning advice
Post by: star seed 7 on January 01, 2018, 03:27:18 PM
I would not be good at dealing with this kind of thing.

You just wait until mid-day and it works itself out usually
Title: House buying/owning advice
Post by: The Big Train on January 01, 2018, 03:28:31 PM
Guys let’s be nice
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on January 01, 2018, 03:29:43 PM
The supply line to my toilet was frozen this morning in spite of my house being at 71 degrees. I had to set up a space heater to get things flowing again.
#blessed
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on January 01, 2018, 03:31:48 PM
So happy nothing bursts
Title: Re: House buying/owning advice
Post by: mocat on January 01, 2018, 03:37:07 PM
So happy nothing bursts

A tense moment for sure
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on January 01, 2018, 03:39:03 PM
https://twitter.com/ksu_lady/status/947940746648260608
Title: Re: House buying/owning advice
Post by: Institutional Control on January 01, 2018, 03:40:51 PM
It is currently 61 degrees outside, not sure what I need to do to keep my pool from freezing.


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Title: Re: House buying/owning advice
Post by: 420seriouscat69 on January 01, 2018, 03:41:34 PM
Chodecat is gonna chodecat, just so blessed by my twitter fam and IPA's pro tips. Thanks fam! Go cats!
Title: Re: House buying/owning advice
Post by: 'taterblast on January 01, 2018, 03:47:13 PM
the pipes in my basement crawl space were frozen this morning and you can't really get back there with a space heater or anything. so i disconnected my dryer's exhaust duct which is pretty long, attached it to a long stick, and stuck it back in the crawl space. after running the dryer on high heat for about 30 minutes it was all cleared up. i've never felt so smart, ever.
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on January 01, 2018, 03:49:34 PM
Boiling water down the shower pipes was what loosened things up for me. That and closing the vents and blasting this b up for me.
Title: Re: House buying/owning advice
Post by: mocat on January 01, 2018, 03:58:46 PM
Can you elaborate on the closing vents procedure?
Title: Re: House buying/owning advice
Post by: IPA4Me on January 01, 2018, 04:03:20 PM
Boiling water down the shower pipes was what loosened things up for me. That and closing the vents and blasting this b up for me.
Wacky, my man.... Water in the drain doesn't thaw the supply.

Close up that crawl space. Keep some heat down there if you can. Slow drip your faucets overnight when temps are below 10F.
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on January 01, 2018, 04:06:52 PM
Will do!


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Title: Re: House buying/owning advice
Post by: Phil Titola on January 01, 2018, 04:34:24 PM
Boiling water down the shower pipes was what loosened things up for me. That and closing the vents and blasting this b up for me.

This is why you shouldn't have become a home owner bud.....buy a condo now. 

Same with me...I recognize my weaknesses.
Title: Re: House buying/owning advice
Post by: pissclams on January 01, 2018, 05:32:08 PM
i use spray foam to unclog my pipes, #lifehack
Title: Re: House buying/owning advice
Post by: puniraptor on January 01, 2018, 11:44:21 PM
when I was a kid I refused to drink tap water for a period of time after flushing the toilet because I thought poop would come out of the faucet
Title: Re: House buying/owning advice
Post by: Mrs. Gooch on January 04, 2018, 09:53:40 AM
So when you rub your finger on a grout line in the tile, should the color of the grout come off on your finger?
Title: Re: House buying/owning advice
Post by: yoga-like_abana on January 04, 2018, 10:02:35 AM
So when you rub your finger on a grout line in the tile, should the color of the grout come off on your finger?
uhh no.. buy some grout sealer..

and wacky are you freaking kidding me?

I lucked out this week, rental house pipes were froze but I had this happen last year and still had space heaters down there and the renter went down in the crawl space and did it for me  :gocho:

I also had water backing up from I'm guessing around the p-trap by the washing machine big hot mess coming down to the basement. Tried using industrial drain pipe cleaner and that didn't work but the $10 water bladder immediately pushed that stuff through. whew
Title: Re: House buying/owning advice
Post by: mocat on January 04, 2018, 10:52:24 AM
I also had water backing up from I'm guessing around the p-trap by the washing machine big hot mess coming down to the basement. Tried using industrial drain pipe cleaner and that didn't work but the $10 water bladder immediately pushed that stuff through. whew

your washing machine p-trap was clogged?
Title: Re: House buying/owning advice
Post by: yoga-like_abana on January 04, 2018, 11:08:11 AM
I also had water backing up from I'm guessing around the p-trap by the washing machine big hot mess coming down to the basement. Tried using industrial drain pipe cleaner and that didn't work but the $10 water bladder immediately pushed that stuff through. whew

your washing machine p-trap was clogged?
well where the drain hose from the washing machine connects there is a ptrap below that and yeah that pipe was clogged
Title: Re: House buying/owning advice
Post by: TheHamburglar on June 10, 2018, 07:14:48 PM
Rented a tile/grout steam cleaning from Home Depot.  Highly recommend if you need to clean your tile/grout.
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on August 02, 2018, 01:30:57 PM
I think our house is shifting or something. My outside gate is hard to close now. I have to lift it in the air and now we're having crazy problems with our front door. Like, I can't even lock it from the outside anymore, because it's so hard to squeeze the door shut and lock it. You guys think our house was built on Tectonic plates?
Title: Re: House buying/owning advice
Post by: DaBigTrain on August 02, 2018, 02:39:58 PM
Is your foundation cracking in any places?  Are you on a slope of any kind?
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on August 02, 2018, 02:43:22 PM
Yes, we're on a pretty hilly environment. Haven't noticed the foundation cracking, but I guess I probably don't pay attention enough. I'll take a look at it tonight. Maybe take a pic of the door sitch.
Title: Re: House buying/owning advice
Post by: Brock Landers on August 02, 2018, 02:45:57 PM
Have you tried pouring boiling water down your shower drain?
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on August 02, 2018, 02:54:14 PM
 :gocho:
Title: Re: House buying/owning advice
Post by: star seed 7 on August 02, 2018, 02:54:48 PM
Have you tried pouring boiling water down your shower drain?

 :lol:

WackyCat08, let's pak and I'll fix this bitch door
Title: Re: House buying/owning advice
Post by: mocat on August 02, 2018, 03:02:58 PM
Have you tried pouring boiling water down your shower drain?
omg
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on August 02, 2018, 03:03:42 PM
Have you tried pouring boiling water down your shower drain?

 :lol:

WackyCat08, let's pak and I'll fix this bitch door
:thumbs: :cheers:
Title: Re: House buying/owning advice
Post by: 'taterblast on August 03, 2018, 11:20:35 AM
Have you tried pouring boiling water down your shower drain?
omg

please remind me what this is referencing. i can't remember the details but know it was funny.
Title: Re: House buying/owning advice
Post by: star seed 7 on August 03, 2018, 11:21:08 AM
Frozen water pipes
Title: Re: House buying/owning advice
Post by: 'taterblast on August 03, 2018, 11:22:43 AM
 :lol: oh yeah
Title: Re: House buying/owning advice
Post by: mocat on August 03, 2018, 11:25:11 AM
Have you tried pouring boiling water down your shower drain?
omg

please remind me what this is referencing. i can't remember the details but know it was funny.

It's from January itt
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on August 03, 2018, 12:37:18 PM
Totally worked too! :gocho:
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on August 03, 2018, 12:42:05 PM
It could be worse, Mrs Wacky thinks the door issue is because of the weather.  :D
Title: Re: House buying/owning advice
Post by: Spracne on August 03, 2018, 12:49:27 PM
It could be worse, Mrs Wacky thinks the door issue is because of the weather.  :D
You know, it actually could be that.

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Title: Re: House buying/owning advice
Post by: mocat on August 03, 2018, 12:52:21 PM
It could be worse, Mrs Wacky thinks the door issue is because of the weather.  :D
You know, it actually could be that.

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Yep
Title: Re: House buying/owning advice
Post by: mocat on August 03, 2018, 12:52:48 PM
So happy nothing bursts

A tense moment for sure

Spracs did you see this one? Wow
Title: Re: House buying/owning advice
Post by: 8manpick on August 03, 2018, 12:53:45 PM
It could be worse, Mrs Wacky thinks the door issue is because of the weather.  :D
Materials, especially wood, expand and contract with changes in temperature and humidity.
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on August 03, 2018, 12:55:51 PM
Dammit
Title: Re: House buying/owning advice
Post by: star seed 7 on August 03, 2018, 12:57:25 PM
 :D
Title: Re: House buying/owning advice
Post by: Brock Landers on August 03, 2018, 01:14:54 PM
Wacky I was just bustin' your chops a little with the boiling water suggestion   :D  :thumbsup:

And yes the weather can have an effect on doorways inside and outside of your house.  One of my gates is hard to open if it's been rainy.
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on August 03, 2018, 01:17:26 PM
I know. Thanks for the tip. :D :thumbs:
Title: Re: House buying/owning advice
Post by: Kat Kid on October 12, 2018, 11:57:55 AM
A very cool thing that can happen in basements is water can get in them.
Title: Re: House buying/owning advice
Post by: star seed 7 on October 12, 2018, 12:01:42 PM
Mine flooded this week too, told the landlord to fix that crap
Title: Re: House buying/owning advice
Post by: wetwillie on October 12, 2018, 12:05:38 PM
T’s and P’s
Title: Re: House buying/owning advice
Post by: Kat Kid on October 12, 2018, 12:30:07 PM
Yeah, we will see what the damage is.  Not much water came in and it is just ground water like seeping up it seems like.  Not sure if that is worst case scenario or not.
Title: Re: House buying/owning advice
Post by: chum1 on January 05, 2019, 07:40:34 AM
Do all the houses in your neighborhood have trampolines in their back yards? When I look out my back windows, I don't want to look at that crap.
Title: Re: House buying/owning advice
Post by: mocat on January 05, 2019, 07:42:03 AM
Do all the houses in your neighborhood have trampolines in their back yards? When I look out my back windows, I don't want to look at that crap.
Is your house beige
Title: Re: House buying/owning advice
Post by: chum1 on January 05, 2019, 07:56:07 AM
Do all the houses in your neighborhood have trampolines in their back yards? When I look out my back windows, I don't want to look at that crap.
Is your house beige

That's a VERY broad category! (Yes, it's beige.)
Title: Re: House buying/owning advice
Post by: bubbles4ksu on October 01, 2019, 06:37:00 PM
Closing on a house in D.C. next Tuesday.  TIA for your T's and P's.
Title: Re: House buying/owning advice
Post by: Brock Landers on October 01, 2019, 07:09:38 PM
Welcome to Dodge City!!!
Title: Re: House buying/owning advice
Post by: meow meow on October 01, 2019, 07:28:46 PM
i couldn't live in Dodge, sorry bubbles, i'm sure it's nice, just not for me
Title: Re: House buying/owning advice
Post by: 8manpick on October 01, 2019, 08:40:26 PM
Western Kansas? Gross
Title: Re: House buying/owning advice
Post by: bubbles4ksu on October 01, 2019, 08:49:10 PM
I could’ve bought six houses in Ford County for the cost of this place. I’m the most indebted sap on this blog now   :frown:
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on October 02, 2019, 02:41:15 PM
We have some friends who are lawyers for the government in DC and bought some over priced home near the capitol there. Too make life easier they got a super cheap house in West Virginia out in the county and they split their time between the two, Air bnbing their place in DC when they're away. You should look into that, bubbles. They have the luxury of working from home tho, so it makes it easier on them.
Title: House buying/owning advice
Post by: 8manpick on October 02, 2019, 03:00:09 PM
Yeah, bubbles, now that you are several millions in debt, you should look into buying a second home in a cheap area of WV so you can spend time out there instead of the desirable place that you thought it was worth buying a house in!

:D
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on October 02, 2019, 03:02:39 PM
 :cheers: 8man, gets, it!
Title: Re: House buying/owning advice
Post by: 8manpick on October 02, 2019, 03:15:59 PM
I'll probably be doing the same as bubbles in 6-8 months :shooturmouth:
Title: Re: House buying/owning advice
Post by: Kat Kid on October 02, 2019, 05:08:32 PM
Getting married in a sunrise ceremony at Konza prairie (unsanctioned) isn't sounding so bad any more is it?
Title: Re: House buying/owning advice
Post by: michigancat on October 02, 2019, 05:21:47 PM
I don't know anyone in the bay area who has bought a house without one of the following:

a) down payment assistance from parents
b) tech IPO
c) selling the bay area house they bought 10+ years ago
Title: Re: House buying/owning advice
Post by: steve dave on October 02, 2019, 05:53:47 PM
Guy I work with lives in San Fran (we discussed how YOU people hate that like you’ve told me before). He’s got a baller apartment overlooking the bay and lives in one of the not garbagey parts but I forget which one. He told me the other day that he loves the city (from there originally) but he’s in his mid-30s, has two roommates, pays $3,500 a month in rent on a rent controlled place, and will never in his entire life be able to live in a dissimilar arrangement so he may just move to Chicago (where we always see each other anyway). Also one of his roommates doesn’t work and doesn’t seem to have any intense hobbies and how weird that was but he was explaining to me that he doesn’t really know him well enough to know what’s going on. That seems like a nuts arrangement for a mid 30s person.


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Title: Re: House buying/owning advice
Post by: michigancat on October 02, 2019, 06:39:21 PM
Guy I work with lives in San Fran (we discussed how YOU people hate that like you’ve told me before). He’s got a baller apartment overlooking the bay and lives in one of the not garbagey parts but I forget which one. He told me the other day that he loves the city (from there originally) but he’s in his mid-30s, has two roommates, pays $3,500 a month in rent on a rent controlled place, and will never in his entire life be able to live in a dissimilar arrangement so he may just move to Chicago (where we always see each other anyway). Also one of his roommates doesn’t work and doesn’t seem to have any intense hobbies and how weird that was but he was explaining to me that he doesn’t really know him well enough to know what’s going on. That seems like a nuts arrangement for a mid 30s person.


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Yeah I work with lots of people in their 30's with good jobs and roommates in shitty places. It's crazy.
Title: Re: House buying/owning advice
Post by: DQ12 on February 10, 2020, 02:49:42 PM
HELLO.  Feels great to be joining the property-owning class.
Title: Re: House buying/owning advice
Post by: steve dave on February 10, 2020, 03:20:06 PM
Big mistake. Sell immediately. Take whatever loss you have to take.


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Title: Re: House buying/owning advice
Post by: 8manpick on February 10, 2020, 03:22:48 PM
Congratulations, fellow property owner!
Title: Re: House buying/owning advice
Post by: DQ12 on February 10, 2020, 03:28:30 PM
Big mistake. Sell immediately. Take whatever loss you have to take.


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3.375  :gocho:
Title: House buying/owning advice
Post by: steve dave on February 10, 2020, 03:35:17 PM
Irl just refi’d a 15 at 2.875. If that’s a 30 number it’s smoking and nice work. Also congrats!


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Title: Re: House buying/owning advice
Post by: meow meow on February 10, 2020, 03:36:29 PM
as a former home owner, there is something about coming home after a hard days work, and knowing there is no yard work, or handyman job waiting on me, just grab a beer and kick my feet up.
Title: Re: House buying/owning advice
Post by: steve dave on February 10, 2020, 03:38:54 PM
as a former home owner, there is something about coming home after a hard days work, and knowing there is no yard work, or handyman job waiting on me, just grab a beer and kick my feet up.

I do that but it requires me paying shitloads of people to do things for me.


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Title: Re: House buying/owning advice
Post by: DQ12 on February 10, 2020, 03:46:26 PM
Irl just refi’d a 15 at 2.875. If that’s a 30 number it’s smoking and nice work. Also congrats!


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Yep.  I was a ruthless negotiator with the financiers and sellers.  I owe it all to my close studying of the art of the deal.
Title: Re: House buying/owning advice
Post by: ben ji on February 10, 2020, 04:51:40 PM
as a former home owner, there is something about coming home after a hard days work, and knowing there is no yard work, or handyman job waiting on me, just grab a beer and kick my feet up.

As a homeowner there is no better feeling than coming home after a hard days work, grabbing a beer and watering my garden then crushing some golf wiffle balls in the backyard while your dogs run around and ruin the grass in a circle inside your fence. Just in the zone for 2+ hours crushing suds and wiffle balls in between weeding/watering with no landlord to worry about. Only a couple more months until that time again!
Title: Re: House buying/owning advice
Post by: meow meow on February 11, 2020, 08:52:31 AM
 :cheers:
Title: Re: House buying/owning advice
Post by: steve dave on February 26, 2020, 07:54:51 AM
Irl just refi’d a 15 at 2.875. If that’s a 30 number it’s smoking and nice work. Also congrats!


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Yep.  I was a ruthless negotiator with the financiers and sellers.  I owe it all to my close studying of the art of the deal.

BET YOU FEEL LIKE AN IDIOT NOW DLEW  :lol:


 :cry:
Title: Re: House buying/owning advice
Post by: DQ12 on February 28, 2020, 02:56:29 PM
Irl just refi’d a 15 at 2.875. If that’s a 30 number it’s smoking and nice work. Also congrats!


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Yep.  I was a ruthless negotiator with the financiers and sellers.  I owe it all to my close studying of the art of the deal.

BET YOU FEEL LIKE AN IDIOT NOW DLEW  :lol:


 :cry:
Hey I got super duper liquid like a week before this market collapse for this down payment so I'm feeling OK about everything.
Title: Re: House buying/owning advice
Post by: K-S-U-Wildcats! on March 04, 2020, 03:16:44 PM
These mortgage rates are amazing. I had about a year to go on my 7yr ARM at 3.125%, but I just refi'd to a 15yr at 3% with zero closing costs. (I never count on keeping a mortgage long enough to pay points or even pay the closing costs up front for a lower rate). Could probably get down around 2.75 if you're cool with paying a thousand up front. All thanks to the hysteria over something way less deadly than any given flu season. :billdance:

Also time to shift a couple farms into the market. :Carl:
Title: Re: House buying/owning advice
Post by: XocolateThundarr on March 04, 2020, 04:42:42 PM
These mortgage rates are amazing. I had about a year to go on my 7yr ARM at 3.125%, but I just refi'd to a 15yr at 3% with zero closing costs. (I never count on keeping a mortgage long enough to pay points or even pay the closing costs up front for a lower rate). Could probably get down around 2.75 if you're cool with paying a thousand up front. All thanks to the hysteria over something way less deadly than any given flu season. :billdance:

Also time to shift a couple farms into the market. :Carl:

Just refi'd ours down to 2.75% with no closing costs.
Title: Re: House buying/owning advice
Post by: K-S-U-Wildcats! on March 04, 2020, 04:47:48 PM
That's amazing. Congrats!
Title: Re: House buying/owning advice
Post by: steve dave on March 04, 2020, 06:02:18 PM
These mortgage rates are amazing. I had about a year to go on my 7yr ARM at 3.125%, but I just refi'd to a 15yr at 3% with zero closing costs. (I never count on keeping a mortgage long enough to pay points or even pay the closing costs up front for a lower rate). Could probably get down around 2.75 if you're cool with paying a thousand up front. All thanks to the hysteria over something way less deadly than any given flu season. :billdance:

Also time to shift a couple farms into the market. :Carl:

Just refi'd ours down to 2.75% with no closing costs.

I got 2.875% with no costs in early Feb. I'm enraged that I missed out on the lower rates available now. I irl called my guy and asked for another refi with no cost to myself at the new lower rates and he told me to get lost. lmao.
Title: Re: House buying/owning advice
Post by: K-S-U-Wildcats! on March 04, 2020, 06:27:05 PM
Where did you guys get these rates? My broker would probably give me a match rather than risk me refi’ing again and losing his commission.
Title: Re: House buying/owning advice
Post by: steve dave on March 04, 2020, 06:43:08 PM
local credit union. for any type of credit you will possibly pay some interest on a local credit union is the best option (unless the manufacturer of the car offers 0% or some crap). where are you at? I'm sure you can find any number advertising stuff at 2.5% and could easily get no costs at a higher number.
Title: Re: House buying/owning advice
Post by: TheHamburglar on March 04, 2020, 08:29:36 PM
local credit union. for any type of credit you will possibly pay some interest on a local credit union is the best option (unless the manufacturer of the car offers 0% or some crap). where are you at? I'm sure you can find any number advertising stuff at 2.5% and could easily get no costs at a higher number.

Do Owasso, OK SD.
Title: House buying/owning advice
Post by: steve dave on March 04, 2020, 08:52:53 PM
local credit union. for any type of credit you will possibly pay some interest on a local credit union is the best option (unless the manufacturer of the car offers 0% or some crap). where are you at? I'm sure you can find any number advertising stuff at 2.5% and could easily get no costs at a higher number.

Do Owasso, OK SD.

Anymore brain busters?*

(https://uploads.tapatalk-cdn.com/20200305/8cc75919367dc9e647225ee3bfb53101.jpg)
(https://uploads.tapatalk-cdn.com/20200305/57cb2f2cd83eb55581238bbc94448783.jpg)

*I did not check terms for crap on this


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Title: Re: House buying/owning advice
Post by: XocolateThundarr on March 05, 2020, 08:20:43 AM
My current mortgage company called me yesterday and offered to lower my rate.  Spent 10 minutes on the phone and about 5 minutes e-signing forms when I got back to my office. 
Title: Re: House buying/owning advice
Post by: K-S-U-Wildcats! on March 05, 2020, 08:59:20 AM
I'll have to check into the CUs. I'm sure SD and others know this, but "no points" like in the example above doesn't mean no closing costs. It just means you're not paying an extra fee to buy down your rate. Also, if a lender offers to wrap your closing costs into the finacing, you're still paying them. What you're looking for is a lender credit to cover the closing costs in exchange for agreeing to a slightly higher interest rate. The lender gradually recovers the closing costs (maybe, maybe not, maybe more - depends on how long you keep the loan) with the higher interest.

In this environment, you're probably better off paying a slightly higher rate in exchange for a lender credit to offset closing costs. It lets you refi again, without spending a dime, if the Covid hysteria continues and rates continue to plunge.

Also, calling your current lender and seeing if they'll give you a mod to reduce your rate in lieu of a refi is a great idea. But often lenders either won't/can't do this (mine) or want some absurd doc fee to complete the mod.
Title: Re: House buying/owning advice
Post by: TheHamburglar on March 05, 2020, 09:23:49 AM
I don’t think I’m eligible for that CU. Checked with a Tulsa one I am eligible for and they gave me 3.375 with an 800+ credit score.

 :shakesfist:
Title: Re: House buying/owning advice
Post by: TheHamburglar on March 05, 2020, 09:26:23 AM
Also, calling your current lender and seeing if they'll give you a mod to reduce your rate in lieu of a refi is a great idea. But often lenders either won't/can't do this (mine) or want some absurd doc fee to complete the mod.

My mortgage got sold to some company that I couldn’t get to answer the phone if you gave me a 24 hours to sit on hold.
Title: Re: House buying/owning advice
Post by: IPA4Me on March 05, 2020, 09:30:47 AM
Also, calling your current lender and seeing if they'll give you a mod to reduce your rate in lieu of a refi is a great idea. But often lenders either won't/can't do this (mine) or want some absurd doc fee to complete the mod.

My mortgage got sold to some company that I couldn’t get to answer the phone if you gave me a 24 hours to sit on hold.
PennyMac bought mine. Bunch of corksuckers.
Title: Re: House buying/owning advice
Post by: steve dave on March 05, 2020, 09:38:40 AM
I'll have to check into the CUs. I'm sure SD and others know this, but "no points" like in the example above doesn't mean no closing costs. It just means you're not paying an extra fee to buy down your rate. Also, if a lender offers to wrap your closing costs into the finacing, you're still paying them. What you're looking for is a lender credit to cover the closing costs in exchange for agreeing to a slightly higher interest rate. The lender gradually recovers the closing costs (maybe, maybe not, maybe more - depends on how long you keep the loan) with the higher interest.

In this environment, you're probably better off paying a slightly higher rate in exchange for a lender credit to offset closing costs. It lets you refi again, without spending a dime, if the Covid hysteria continues and rates continue to plunge.

Also, calling your current lender and seeing if they'll give you a mod to reduce your rate in lieu of a refi is a great idea. But often lenders either won't/can't do this (mine) or want some absurd doc fee to complete the mod.

correct on the above. you have to negotiate the closing costs either by just getting them to eat them (lender credit) or by agreeing to take a slightly higher rate. Our closing costs we got them to eat came to like $5k. about a billion small title fees, signature fees, fee fees, appraisal fee (if you've had a recent one make them use it), etc.

also for a CU you have to become a member of the CU. So now I have a $10 savings account that I've already forgotten about that 100 years from now my great great great gandchild will get a letter saying that they have a giant windfall from a forgotten savings account and here is a check for $13.
Title: Re: House buying/owning advice
Post by: steve dave on March 05, 2020, 09:41:17 AM
I don’t think I’m eligible for that CU. Checked with a Tulsa one I am eligible for and they gave me 3.375 with an 800+ credit score.

 :shakesfist:

you could get a much lower one at most of the national providers even if you can't find a local CU. just enter your info at Lendingtree and you'll get about 5 million offers lower than that almost immediately and then just go with whichever will eat all of the costs.
Title: Re: House buying/owning advice
Post by: star seed 7 on March 05, 2020, 09:42:36 AM
Pretty sure I still have a <$100 savings account at the cu from 2 car loans ago
Title: Re: House buying/owning advice
Post by: steve dave on March 05, 2020, 09:43:34 AM
Pretty sure I still have a <$100 savings account at the cu from 2 car loans ago

I'm staring to believe a good piece of the CU business plan is to just hold a shitload of tiny savings accounts forever.
Title: Re: House buying/owning advice
Post by: catastrophe on March 05, 2020, 09:50:14 AM
Idk if I’m putting in the wrong numbers, but the calculators I’ve been using say it would not be economical to refi. Currently in a 15 with 3.375%. I guess there’s not a ton left on the mortgage but it’s a decent amount? :dunno:
Title: Re: House buying/owning advice
Post by: steve dave on March 05, 2020, 09:56:37 AM
Idk if I’m putting in the wrong numbers, but the calculators I’ve been using say it would not be economical to refi. Currently in a 15 with 3.375%. I guess there’s not a ton left on the mortgage but it’s a decent amount? :dunno:

everything you read will say the rule of thumb is if you save a percent it's worth it if you have to pay the costs. that said, if you can just shave percents with no costs any savings is worth it. I'm assuming that calculator is taking those costs into consideration.
Title: Re: House buying/owning advice
Post by: Dugout DickStone on March 05, 2020, 11:15:05 AM
AS an owner of multiple residential properties, do I try and get these done by the same outfit at the same time or separate them out...
Title: Re: House buying/owning advice
Post by: steve dave on March 05, 2020, 11:17:08 AM
AS an owner of multiple residential properties, do I try and get these done by the same outfit at the same time or separate them out...

I’d imagine you’d gain some negotiation power by doubling up. But I have no experience with that.


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Title: Re: House buying/owning advice
Post by: TheHamburglar on March 05, 2020, 01:54:30 PM
Best I can find in my limited time is 2.875 on a 15yr.  Maybe I did the lending tree thing wrong, but it said my best match was 3.625 for 15 years.
Title: Re: House buying/owning advice
Post by: K-S-U-Wildcats! on March 05, 2020, 03:01:22 PM
Also, calling your current lender and seeing if they'll give you a mod to reduce your rate in lieu of a refi is a great idea. But often lenders either won't/can't do this (mine) or want some absurd doc fee to complete the mod.

My mortgage got sold to some company that I couldn’t get to answer the phone if you gave me a 24 hours to sit on hold.

Mine too. It doesn’t matter as long as you make your payments... until you want to do something like this. But that’s why you refi and move on. My new loan is going to immediately sold, too.
Title: Re: House buying/owning advice
Post by: K-S-U-Wildcats! on March 05, 2020, 03:03:57 PM
I don’t think I’m eligible for that CU. Checked with a Tulsa one I am eligible for and they gave me 3.375 with an 800+ credit score.

 :shakesfist:

you could get a much lower one at most of the national providers even if you can't find a local CU. just enter your info at Lendingtree and you'll get about 5 million offers lower than that almost immediately and then just go with whichever will eat all of the costs.

Just word of warning, the minute you submit your info to LT, you will receive at least two dozen phone calls. Some of them have pretty good deals. Some don’t. Some are pretty damned aggressive and want to argue with you when you tell them you have a better offer. A couple actually told me “that can’t be true” and “you must be missing something” because they all “have the lowest rates.”

It’s a great way to get offers, but it’s like mouth to fire hose.
Title: Re: House buying/owning advice
Post by: K-S-U-Wildcats! on March 05, 2020, 03:04:50 PM
Best I can find in my limited time is 2.875 on a 15yr.  Maybe I did the lending tree thing wrong, but it said my best match was 3.625 for 15 years.

The stuff on the LT website is not accurate. You gotta actually talk to the lenders.
Title: Re: House buying/owning advice
Post by: steve dave on March 05, 2020, 03:19:56 PM
I don’t think I’m eligible for that CU. Checked with a Tulsa one I am eligible for and they gave me 3.375 with an 800+ credit score.

 :shakesfist:

you could get a much lower one at most of the national providers even if you can't find a local CU. just enter your info at Lendingtree and you'll get about 5 million offers lower than that almost immediately and then just go with whichever will eat all of the costs.

Just word of warning, the minute you submit your info to LT, you will receive at least two dozen phone calls. Some of them have pretty good deals. Some don’t. Some are pretty damned aggressive and want to argue with you when you tell them you have a better offer. A couple actually told me “that can’t be true” and “you must be missing something” because they all “have the lowest rates.”

It’s a great way to get offers, but it’s like mouth to fire hose.

Yes, good descriptor


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Title: Re: House buying/owning advice
Post by: TheHamburglar on March 05, 2020, 03:21:01 PM
Best I can find in my limited time is 2.875 on a 15yr.  Maybe I did the lending tree thing wrong, but it said my best match was 3.625 for 15 years.

The stuff on the LT website is not accurate. You gotta actually talk to the lenders.

I found another CU I can join at 2.75. I think I’m going to jump that.
Title: Re: House buying/owning advice
Post by: ben ji on March 05, 2020, 03:38:37 PM
I'm Jelly of all this refi talk.

When my gpa died 8 years ago I bought his house from my mom with her as the bank. We just googled the standard 15 yr mortgage rate at the time and plugged it in to an amortization table and shook on it........ 4.25%

I'm meeting her for happy hr tonight and am going to DEMAND to refinance, really turn the screws on her and get the best deal possible. (But not really because she is a sweetheart and the best mother ever) 
Title: Re: House buying/owning advice
Post by: Rage Against the McKee on March 05, 2020, 03:43:26 PM
I'm Jelly of all this refi talk.

When my gpa died 8 years ago I bought his house from my mom with her as the bank. We just googled the standard 15 yr mortgage rate at the time and plugged it in to an amortization table and shook on it........ 4.25%

I'm meeting her for happy hr tonight and am going to DEMAND to refinance, really turn the screws on her and get the best deal possible. (But not really because she is a sweetheart and the best mother ever)

You could also refinance with a bank and just give her the remaining balance in cash. Seems like you both get a better deal that way.
Title: Re: House buying/owning advice
Post by: OB_Won on March 05, 2020, 03:44:19 PM
How do you weight that the first several years of your mortgage are nearly all interest payments, but later it's much more principal? In other words, so I've already paid 5 years on a mortgage, but the principal hasn't dropped much. How do I quantify a break even for that since I'll have to refi at nearly the same principal and now the front half will all be interest again.
Title: Re: House buying/owning advice
Post by: steve dave on March 05, 2020, 03:49:50 PM
How do you weight that the first several years of your mortgage are nearly all interest payments, but later it's much more principal? In other words, so I've already paid 5 years on a mortgage, but the principal hasn't dropped much. How do I quantify a break even for that since I'll have to refi at nearly the same principal and now the front half will all be interest again.

Are you going from a 30 to a 15 (or 7 or something weird)? If you’re just going to roll right into a new 30 at a lower rate you are just going to kick that can 5 more years down the road at a lower min mortgage payment. And I’ve got some bad news for you about how interest and loan terms work....


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Title: Re: House buying/owning advice
Post by: K-S-U-Wildcats! on March 05, 2020, 04:03:21 PM
Right. It’s called amortization, and it’s not a scam - it’s math. It’s how interest works on a payment schedule. If you refi from 5yrs in on a 30yr loan to a new 30yr, you’re only putting yourself 5 years behind if you only make the new minimum payments. If you keep making your current, higher payment amount, thereby paying off extra principle each month, you’re no worse off and you’ll probably be better off because of the presumably lower interest rate.

But go with a 15yr if you can swing it. Much better rates. Just don’t overextend yourself.
Title: Re: House buying/owning advice
Post by: OB_Won on March 06, 2020, 10:58:50 AM
Sorry for stupidly thinking out loud. I was thinking about equity in the home if/when I sell it in 5-10 years, but that makes little sense if I invest or bank the monthly savings. Thanks for pointing my dumb ass in the right direction.
Title: Re: House buying/owning advice
Post by: K-S-U-Wildcats! on March 06, 2020, 01:14:39 PM
10yr Treasury notes hit a record low today. This is amazing.

(https://fm-static.cnbc.com/awsmedia/chart/2020/03/06/yxy8k-10-year-treasury-yield-15-year-.1583498039675.png)
Title: Re: House buying/owning advice
Post by: steve dave on March 06, 2020, 01:42:45 PM
10yr Treasury notes hit a record low today. This is amazing.

(https://fm-static.cnbc.com/awsmedia/chart/2020/03/06/yxy8k-10-year-treasury-yield-15-year-.1583498039675.png)

we've been talking about this on the bitcoin dark web for years bro.
Title: Re: House buying/owning advice
Post by: DaBigTrain on March 06, 2020, 03:36:30 PM
10yr Treasury notes hit a record low today. This is amazing.

(https://fm-static.cnbc.com/awsmedia/chart/2020/03/06/yxy8k-10-year-treasury-yield-15-year-.1583498039675.png)

we've been talking about this on the bitcoin dark web for years bro.
:gocho:
Title: Re: House buying/owning advice
Post by: steve dave on March 17, 2020, 07:02:55 AM
2.625% now at my credit union. Going to go kick down the door and talk them into dropping mine a quarter at no cost to myself. I have very little leverage in this negotiation folks.


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Title: Re: House buying/owning advice
Post by: ChiComCat on March 17, 2020, 08:17:06 AM
I'm trying to decide if it is more reasonable for me to wait for a school to be built close to my current house and improve property values in the area or buy a new house while money is cheap
Title: Re: House buying/owning advice
Post by: catastrophe on March 17, 2020, 08:18:22 AM
So am I correct to assume my current lender will tell me to gtfo if I ask for a refi with no closing costs, but if I try taking it to a smaller shop they might nibble?
Title: Re: House buying/owning advice
Post by: steve dave on March 17, 2020, 08:22:22 AM
I'm trying to decide if it is more reasonable for me to wait for a school to be built close to my current house and improve property values in the area or buy a new house while money is cheap
I’ve got some really terrible news for you about how schools are funded....


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Title: Re: House buying/owning advice
Post by: steve dave on March 17, 2020, 08:22:56 AM
So am I correct to assume my current lender will tell me to gtfo if I ask for a refi with no closing costs, but if I try taking it to a smaller shop they might nibble?
They will probably do it. Especially if you shop it around.


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Title: Re: House buying/owning advice
Post by: XocolateThundarr on April 24, 2020, 10:53:23 PM
Just arranged to have all of the windows and doors replaced at our place.  Holy eff....do they make windows and doors out of gold?
Title: Re: House buying/owning advice
Post by: slackcat on April 24, 2020, 11:34:49 PM
Just arranged to have all of the windows and doors replaced at our place.  Holy eff....do they make windows and doors out of gold?

One would think.
Title: Re: House buying/owning advice
Post by: TheHamburglar on April 25, 2020, 03:15:23 PM
I can’t remember if there another home improvement thread or if this is the place to post. I spent $150 on damaged kitchen cabinets and am installing them in the garage for garage storage/bench top space. Pretty cheap way to get bench tops with rolling drawers underneath for garage storage/organization. Now just need to find something good to top them with. Lowe’s said they won’t cut their cheap countertops down to length for me because they can’t put a quality cut in them. I told them they are going in my garage on the damaged cabinets I just bought & I don’t care, but they still wouldn’t do it.
Title: Re: House buying/owning advice
Post by: star seed 7 on April 25, 2020, 03:42:02 PM
Just buy a cheap ass circular saw and cut it yourself. Protip for cutting laminate - put a length of painters tape down the center of your cut on the laminate side, then flip that bitch over for the cutting so the teeth of the blade enter at the laminate instead of exiting. Will give a nice clean cut without chipping.
Title: Re: House buying/owning advice
Post by: XocolateThundarr on April 25, 2020, 04:04:57 PM
I'd find someplace that will break a piece of steel for you and use that.
Title: Re: House buying/owning advice
Post by: 8manpick on June 18, 2020, 06:30:06 PM
Condensing unit won’t turn on, repair folks can’t get out until Monday.  :curse: 

Going to be a hot sleep.


 @ipa4me if I send you a video of it trying and failing to start, could you diagnose?
Title: Re: House buying/owning advice
Post by: wetwillie on June 18, 2020, 07:18:15 PM
I don’t think he’s that type of lawyer
Title: Re: House buying/owning advice
Post by: Spracne on June 18, 2020, 07:26:10 PM
Condensing unit won’t turn on, repair folks can’t get out until Monday.  :curse: 

Going to be a hot sleep.


 @IPA4Me if I send you a video of it trying and failing to start, could you diagnose?

I don't know what the weather is like in Chicago, but that would be a big no from me, dawg. Woof.
Title: Re: House buying/owning advice
Post by: IPA4Me on June 18, 2020, 07:47:13 PM
Condensing unit won’t turn on, repair folks can’t get out until Monday.  :curse: 

Going to be a hot sleep.


 @ipa4me if I send you a video of it trying and failing to start, could you diagnose?
Capacitor.

That'll be $150 service diagnostic fee.

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Title: Re: House buying/owning advice
Post by: IPA4Me on June 18, 2020, 07:54:30 PM
Condensing unit won’t turn on, repair folks can’t get out until Monday.  :curse: 

Going to be a hot sleep.


 @ipa4me if I send you a video of it trying and failing to start, could you diagnose?
Capacitor.

That'll be $150 service diagnostic fee.

Sent from my Moto G (4) using Tapatalk
How to repair...

Pull disconnect.

Removed electric cover from ac unit.

Remove screw that attaches metal band around the capacitor.

Take photo of wires connected to capacitor. Make sure you can clearly see the letters on top of the capacitor.

Remove wires. Note size of capacitor. Something like 45/5 ufd 440 vac.

Order from Amazon with Saturday delivery.

Reverse steps.

Cool and happy wife in a couple of hours.

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Title: House buying/owning advice
Post by: 8manpick on June 18, 2020, 07:58:33 PM
Will try... Thanks!

If it works, I’ll Venmo!
Title: Re: House buying/owning advice
Post by: IPA4Me on June 18, 2020, 08:00:13 PM
Will try... Thanks!

If it works, I’ll Venmo!
It's a 5/16th nutdriver.

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Title: Re: House buying/owning advice
Post by: 8manpick on June 21, 2020, 10:15:35 AM
Condensing unit won’t turn on, repair folks can’t get out until Monday.  :curse: 

Going to be a hot sleep.


 @ipa4me if I send you a video of it trying and failing to start, could you diagnose?
Capacitor.

That'll be $150 service diagnostic fee.

Sent from my Moto G (4) using Tapatalk
How to repair...

Pull disconnect.

Removed electric cover from ac unit.

Remove screw that attaches metal band around the capacitor.

Take photo of wires connected to capacitor. Make sure you can clearly see the letters on top of the capacitor.

Remove wires. Note size of capacitor. Something like 45/5 ufd 440 vac.

Order from Amazon with Saturday delivery.

Reverse steps.

Cool and happy wife in a couple of hours.

Sent from my Moto G (4) using Tapatalk
Well this worked perfectly and was not difficult. Thanks!
Title: Re: House buying/owning advice
Post by: IPA4Me on June 21, 2020, 10:52:07 AM
Glad to help! Service fee reinvested at Belmont for a nice P5 payout. Woot. :)

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Title: Re: House buying/owning advice
Post by: Brock Landers on June 25, 2020, 10:15:26 AM
Just arranged to have all of the windows and doors replaced at our place.  Holy eff....do they make windows and doors out of gold?

I just got a couple of estimates for new windows in my crib.  One guy was $8400 and the other was $6200.  This is for only 11 windows.    :blindfold:
Title: Re: House buying/owning advice
Post by: DQ12 on June 25, 2020, 10:42:16 AM
if you're thinking about adding a master bath to a ~95 year old house, you better be a billionaire.
Title: Re: House buying/owning advice
Post by: IPA4Me on June 25, 2020, 11:09:00 AM
or have some skills like AST.
Title: Re: House buying/owning advice
Post by: IPA4Me on June 25, 2020, 11:09:24 AM
Just arranged to have all of the windows and doors replaced at our place.  Holy eff....do they make windows and doors out of gold?

I just got a couple of estimates for new windows in my crib.  One guy was $8400 and the other was $6200.  This is for only 11 windows.    :blindfold:
Start a quote battle. :)
Title: Re: House buying/owning advice
Post by: IPA4Me on June 25, 2020, 11:09:44 AM
Or replace them yourself.
Title: Re: House buying/owning advice
Post by: yoga-like_abana on June 25, 2020, 11:15:44 AM
This might go in life hacks thread but buy a home that needs a little bit of work or for a low price.. taxes will be lower and you can live in it while doing the work.. then sell said house for a profit and move onto another one. after doing this twice I've been advised we are not doing it again and the next house will be the last house for quite sometime.
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on June 25, 2020, 11:48:00 AM
Mrs Wacky already wants to buy another one.  :frown:
Title: Re: House buying/owning advice
Post by: yoga-like_abana on June 25, 2020, 12:00:27 PM
for what reasons wacks?
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on June 25, 2020, 12:06:47 PM
for what reasons wacks?
She wants a bigger house, more west of the city. She wants another kid too. "This was never my forever home". We got a little inheritance recently, so I think she wants to put it into something for our future. We've been here for 3 years now. My student loan payments will be done in less than 2 years now and our credit is amazing. I think she sees the writing on the wall right now and wants to jump on it. I'm pretty indifferent about it, but I do like how she's trying to convince me, by trying to get a house close to a golf course.  :lol:
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on June 25, 2020, 12:08:20 PM
We checked out a few houses over by Falcon ridge recently. I wasn't impressed with how much house you get for the cost. This will be at least a year process, hopefully.
Title: Re: House buying/owning advice
Post by: yoga-like_abana on June 25, 2020, 12:13:50 PM
Moving blows so you better get all boxes checked off
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on June 25, 2020, 12:18:16 PM
Agreed. I'm the moving guy that everybody calls to help. So the only fortunate thing about it will be, everybody and their dog owes me. I've been helping her parents move out of their place in Shawnee for over the last month. They have two storage units and a new house that we've been moving all this stuff into. Craziness.
Title: Re: House buying/owning advice
Post by: Cire on June 25, 2020, 12:23:53 PM
We checked out a few houses over by Falcon ridge recently. I wasn't impressed with how much house you get for the cost. This will be at least a year process, hopefully.
Joco is insane and has been since the recovery for anything less than 10 years old


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Title: Re: House buying/owning advice
Post by: ben ji on June 25, 2020, 02:16:53 PM
for what reasons wacks?
She wants a bigger house, more west of the city. She wants another kid too. "This was never my forever home". We got a little inheritance recently, so I think she wants to put it into something for our future. We've been here for 3 years now. My student loan payments will be done in less than 2 years now and our credit is amazing. I think she sees the writing on the wall right now and wants to jump on it. I'm pretty indifferent about it, but I do like how she's trying to convince me, by trying to get a house close to a golf course.  :lol:

One of my friends wife used this same tactic to convince him to move out to falcon valley/ridge 3 years ago. I think he has played the course a total of 4 times.....When you inevitably give in to her demands and move out there make sure she knows that you are agreeing to the move on the condition that you get to play the course once a month no questions asked.
Title: Re: House buying/owning advice
Post by: ben ji on June 25, 2020, 02:17:19 PM
Also be sure to extend a golf invite to your good bud ben ji
Title: Re: House buying/owning advice
Post by: DaBigTrain on June 25, 2020, 02:19:22 PM
Both of my moms houses are on a golf course. Highly recommend.
Title: Re: House buying/owning advice
Post by: 8manpick on June 25, 2020, 02:22:10 PM
Agreed. I'm the moving guy that everybody calls to help. So the only fortunate thing about it will be, everybody and their dog owes me. I've been helping her parents move out of their place in Shawnee for over the last month. They have two storage units and a new house that we've been moving all this stuff into. Craziness.
DLew has a good reference on movers from his recent endeavor
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on June 25, 2020, 02:26:07 PM
for what reasons wacks?
She wants a bigger house, more west of the city. She wants another kid too. "This was never my forever home". We got a little inheritance recently, so I think she wants to put it into something for our future. We've been here for 3 years now. My student loan payments will be done in less than 2 years now and our credit is amazing. I think she sees the writing on the wall right now and wants to jump on it. I'm pretty indifferent about it, but I do like how she's trying to convince me, by trying to get a house close to a golf course.  :lol:

One of my friends wife used this same tactic to convince him to move out to falcon valley/ridge 3 years ago. I think he has played the course a total of 4 times.....When you inevitably give in to her demands and move out there make sure she knows that you are agreeing to the move on the condition that you get to play the course once a month no questions asked.
Also be sure to extend a golf invite to your good bud ben ji
(https://media.tenor.com/images/99b082a6109b6b27d43d6f91a31e1385/tenor.gif)
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on June 25, 2020, 02:27:12 PM
Both of my moms houses are on a golf course. Highly recommend.
:thumbs:
Agreed. I'm the moving guy that everybody calls to help. So the only fortunate thing about it will be, everybody and their dog owes me. I've been helping her parents move out of their place in Shawnee for over the last month. They have two storage units and a new house that we've been moving all this stuff into. Craziness.
DLew has a good reference on movers from his recent endeavor
  :Wha:
Title: Re: House buying/owning advice
Post by: DQ12 on June 25, 2020, 02:32:07 PM
DLew has a good reference on movers from his recent endeavor
  :Wha:
https://www.kingdommoverskc.com/
Title: Re: House buying/owning advice
Post by: michigancat on June 25, 2020, 02:38:58 PM
DLew has a good reference on movers from his recent endeavor
  :Wha:
https://www.kingdommoverskc.com/

ugh, gross (I am biased against businesses using christianity as a selling point)
Title: Re: House buying/owning advice
Post by: 8manpick on June 25, 2020, 02:39:22 PM
DLew has a good reference on movers from his recent endeavor
  :Wha:
https://www.kingdommoverskc.com/

ugh, gross (I am biased against businesses using christianity as a selling point)
Chiefs Kingdom?
Title: Re: House buying/owning advice
Post by: DQ12 on June 25, 2020, 02:40:38 PM
DLew has a good reference on movers from his recent endeavor
  :Wha:
https://www.kingdommoverskc.com/

ugh, gross (I am biased against businesses using christianity as a selling point)
Chiefs Kingdom?
That would be my presumption without looking at the website and solely relying on the name and the google reviews and then calling the number.
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on June 25, 2020, 02:41:42 PM
Nice! I'm definitely going to look into this when the time comes.
Title: Re: House buying/owning advice
Post by: michigancat on June 25, 2020, 02:46:52 PM
DLew has a good reference on movers from his recent endeavor
  :Wha:
https://www.kingdommoverskc.com/

ugh, gross (I am biased against businesses using christianity as a selling point)
Chiefs Kingdom?
That would be my presumption without looking at the website and solely relying on the name and the google reviews and then calling the number.

I clicked your link!

Quote
Kansas City Moving Company

that serves God & people! Welcome to Kingdom Movers and More official web page. We have a combined 17 years experience and have built a hardworking team of guys who enjoy serving people like you! If you have any pods, storages, offices, homes etc. that needs unloading or loading we would love to serve You! We have tools, supplies, and equipment necessary for your moving needs. We here at Kingdom Movers and More are strong believers and followers of Christ and will make sure your move goes as safely and smoothly as possible. No nonsense such as smoking, drinking, profanity, disrespect or vulgar T-shirts etc... We are hardworking men who get the job done right the first time and leave you with a smile and a prayer when we're finished! Our goal is to make your moving experience fun and enjoyable. Kingdom Movers and More offers more than just moving, we are now offering our professional cleaning services as well. No matter how big or small the move is that you need, Kingdom Movers and More can facilitate your needs. We guarantee to meet or beat any reasonable offers from our competitors. Just give us a call!

 :Yuck:
Title: Re: House buying/owning advice
Post by: DQ12 on June 25, 2020, 02:48:02 PM
Huh.  I wouldn't know anything about that, Rusty. I'm under the impression that the name is solely based on the royalty motif pervasive in Kansas City, including Crown Center, the Royals, and the Chiefs "Kingdom."
Title: Re: House buying/owning advice
Post by: IPA4Me on June 25, 2020, 02:48:17 PM
DLew has a good reference on movers from his recent endeavor
  :Wha:
https://www.kingdommoverskc.com/

ugh, gross (I am biased against businesses using christianity as a selling point)
Chiefs Kingdom?
Nope

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Title: Re: House buying/owning advice
Post by: michigancat on June 25, 2020, 02:50:01 PM
what am I missing here you guys
Title: Re: House buying/owning advice
Post by: IPA4Me on June 25, 2020, 02:57:11 PM
You're missing nothing. They're marketing their faith.

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Title: Re: House buying/owning advice
Post by: michigancat on June 25, 2020, 02:59:33 PM
You're missing nothing. They're marketing their faith.

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No, I feel like I'm missing an inside joke with DQ and his pals!
Title: Re: House buying/owning advice
Post by: DaBigTrain on June 25, 2020, 03:00:35 PM
 :Keke:
Title: Re: House buying/owning advice
Post by: michigancat on June 25, 2020, 03:02:06 PM
 :don'tcare:
Title: Re: House buying/owning advice
Post by: steve dave on June 25, 2020, 03:12:30 PM
ignore for Satan's Movers
Title: Re: House buying/owning advice
Post by: DQ12 on June 25, 2020, 03:24:05 PM
ok fine we'll stop joshing. here's the cliff's: it was a nightmare experience -- they were 2.5 hours late, and things got worse.  apparently they double booked their actual movers, so a ~25 year old man and his wife were the ones to move me.  kind of weird kicking your feet up and watching a lady haul crap out of my apartment, but not weird enough to stop kicking my feet up.  at one point, they asked me to help them when they tried to lower my couch down about 4 stories via a pully system (they couldn't figure out how else to get it down), but then had second thoughts because they weren't sure it was safe.  i didn't look at their website until halfway through the move to see whether they actually professed to be professional movers, which is when I noticed "OH, THAT'S what kingdom stands for." 

on the bright side, they agreed to fix the hole they put in the wall of my old apartment, and we all shared a nice prayer in our dining room after the move was completed roughly 5 hours after it was scheduled to begin (i had very little to move).  they asked me to write them a good review and i politely declined.
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on June 25, 2020, 03:36:10 PM
 :horrorsurprise:
Title: Re: House buying/owning advice
Post by: IPA4Me on June 25, 2020, 03:49:38 PM
Holy crap

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Title: Re: House buying/owning advice
Post by: michigancat on June 25, 2020, 04:21:19 PM
ok fine we'll stop joshing. here's the cliff's: it was a nightmare experience -- they were 2.5 hours late, and things got worse.  apparently they double booked their actual movers, so a ~25 year old man and his wife were the ones to move me.  kind of weird kicking your feet up and watching a lady haul crap out of my apartment, but not weird enough to stop kicking my feet up.  at one point, they asked me to help them when they tried to lower my couch down about 4 stories via a pully system (they couldn't figure out how else to get it down), but then had second thoughts because they weren't sure it was safe.  i didn't look at their website until halfway through the move to see whether they actually professed to be professional movers, which is when I noticed "OH, THAT'S what kingdom stands for." 

on the bright side, they agreed to fix the hole they put in the wall of my old apartment, and we all shared a nice prayer in our dining room after the move was completed roughly 5 hours after it was scheduled to begin (i had very little to move).  they asked me to write them a good review and i politely declined.

why in the wide world of sports would you recommend these heathens to our friend wackycat?
Title: Re: House buying/owning advice
Post by: TheHamburglar on June 25, 2020, 05:12:06 PM
I once had a plumber fix a slab leak. When he was done telling me it was fixed he said “now here’s the real good news” and pulled out a fake dollar bill with bible verses that said it was currency to get into heaven. He gave me a 15 second spiel about Jesus and left. It was nice it was only 15 seconds and when he was done he just thanked me for my business & asked for a good review, but it was weird as hell too.
Title: Re: House buying/owning advice
Post by: steve dave on June 26, 2020, 07:15:42 AM
I hired some guy to power wash and stain my deck. His employees appeared to be mostly meth addicts but who am I to judge, they did a bang up job. Checked him out on Facebook after hiring him.

(https://uploads.tapatalk-cdn.com/20200626/1f0b4d464ad4cbb56a54c49853ab1ad0.jpg)


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Title: Re: House buying/owning advice
Post by: Tobias on June 26, 2020, 07:28:19 AM
lmfao
Title: Re: House buying/owning advice
Post by: yoga-like_abana on June 26, 2020, 08:40:04 AM
I hired some guy to power wash and stain my deck. His employees appeared to be mostly meth addicts but who am I to judge, they did a bang up job. Checked him out on Facebook after hiring him.

(https://uploads.tapatalk-cdn.com/20200626/1f0b4d464ad4cbb56a54c49853ab1ad0.jpg)


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:lol:
Title: Re: House buying/owning advice
Post by: nicname on June 27, 2020, 01:18:07 PM
Any gE currently or formerly live in college hill in Wichita? I love the place and would like to buy a house there.
Title: Re: House buying/owning advice
Post by: 8manpick on June 27, 2020, 01:22:29 PM
Any gE currently or formerly live in college hill in Wichita? I love the place and would like to buy a house there.
My mom grew up there about a block North of the Methodist Church
Title: Re: House buying/owning advice
Post by: steve dave on June 27, 2020, 01:23:21 PM
Any gE currently or formerly live in college hill in Wichita? I love the place and would like to buy a house there.
Wife’s family lives there


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Title: Re: House buying/owning advice
Post by: nicname on June 27, 2020, 01:27:13 PM
Any gE currently or formerly live in college hill in Wichita? I love the place and would like to buy a house there.
Wife’s family lives there


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I love it. It may be the perfect neighborhood
Title: Re: House buying/owning advice
Post by: 8manpick on June 27, 2020, 01:45:45 PM
My grandparents moved from there to Crestview when I was ~10, but it was a great place in the 90’s IIRC
Title: Re: House buying/owning advice
Post by: Stevesie60 on June 28, 2020, 12:30:03 AM
Just arranged to have all of the windows and doors replaced at our place.  Holy eff....do they make windows and doors out of gold?

I just got a couple of estimates for new windows in my crib.  One guy was $8400 and the other was $6200.  This is for only 11 windows.    :blindfold:

I can help you with this. DM me if you're still looking.
Title: Re: House buying/owning advice
Post by: DQ12 on June 29, 2020, 12:28:04 PM
ok fine we'll stop joshing. here's the cliff's: it was a nightmare experience -- they were 2.5 hours late, and things got worse.  apparently they double booked their actual movers, so a ~25 year old man and his wife were the ones to move me.  kind of weird kicking your feet up and watching a lady haul crap out of my apartment, but not weird enough to stop kicking my feet up.  at one point, they asked me to help them when they tried to lower my couch down about 4 stories via a pully system (they couldn't figure out how else to get it down), but then had second thoughts because they weren't sure it was safe.  i didn't look at their website until halfway through the move to see whether they actually professed to be professional movers, which is when I noticed "OH, THAT'S what kingdom stands for." 

on the bright side, they agreed to fix the hole they put in the wall of my old apartment, and we all shared a nice prayer in our dining room after the move was completed roughly 5 hours after it was scheduled to begin (i had very little to move).  they asked me to write them a good review and i politely declined.

why in the wide world of sports would you recommend these heathens to our friend wackycat?
8man made me do it
Title: Re: House buying/owning advice
Post by: 8manpick on June 29, 2020, 02:18:00 PM
ok fine we'll stop joshing. here's the cliff's: it was a nightmare experience -- they were 2.5 hours late, and things got worse.  apparently they double booked their actual movers, so a ~25 year old man and his wife were the ones to move me.  kind of weird kicking your feet up and watching a lady haul crap out of my apartment, but not weird enough to stop kicking my feet up.  at one point, they asked me to help them when they tried to lower my couch down about 4 stories via a pully system (they couldn't figure out how else to get it down), but then had second thoughts because they weren't sure it was safe.  i didn't look at their website until halfway through the move to see whether they actually professed to be professional movers, which is when I noticed "OH, THAT'S what kingdom stands for." 

on the bright side, they agreed to fix the hole they put in the wall of my old apartment, and we all shared a nice prayer in our dining room after the move was completed roughly 5 hours after it was scheduled to begin (i had very little to move).  they asked me to write them a good review and i politely declined.

why in the wide world of sports would you recommend these heathens to our friend wackycat?
8man made me do it
We wouldn’t have let him go through with it!  It’s a pretty great story though, now that all of DLew’s stuff has been safely and spiritually moved
Title: Re: House buying/owning advice
Post by: TheHamburglar on June 29, 2020, 11:33:09 PM
Changed the toilet handle/bar. The handle flushes much easier than the last. Now when I flush I push too hard and the bar flies up and hits the tank lid. Sounds like I won the sledgehammer Test You Strength game at the fair every time I go to the bathroom.
Title: Re: House buying/owning advice
Post by: DQ12 on June 30, 2020, 09:53:25 AM
Changed the toilet handle/bar. The handle flushes much easier than the last. Now when I flush I push too hard and the bar flies up and hits the tank lid. Sounds like I won the sledgehammer Test You Strength game at the fair every time I go to the bathroom.
Maybe you can find a happy medium between what you got now vs. what you had vis a vis where you're clipping the chain.
Title: Re: House buying/owning advice
Post by: DaBigTrain on July 19, 2020, 09:08:32 PM
So with this eviction and extra $600 unemployment benefit running out in the next 2 weeks what do we think?  Buyers market coming soon?
Title: Re: House buying/owning advice
Post by: wetwillie on July 19, 2020, 10:38:19 PM
KC has been red hot, I don’t see that changing in the near term. Don’t know about other areas.  I imagine Manhattan might be though.
Title: Re: House buying/owning advice
Post by: Kat Kid on July 20, 2020, 12:27:29 AM
So with this eviction and extra $600 unemployment benefit running out in the next 2 weeks what do we think?  Buyers market coming soon?

no
Title: Re: House buying/owning advice
Post by: 'taterblast on July 20, 2020, 08:11:21 AM
I hired some guy to power wash and stain my deck. His employees appeared to be mostly meth addicts but who am I to judge, they did a bang up job. Checked him out on Facebook after hiring him.

(https://uploads.tapatalk-cdn.com/20200626/1f0b4d464ad4cbb56a54c49853ab1ad0.jpg)


I missed this - just incredible :lol:
Title: Re: House buying/owning advice
Post by: steve dave on December 15, 2020, 08:10:44 AM
Holy crap

(https://uploads.tapatalk-cdn.com/20201215/05572e3415cbc833850140ad87c049de.jpg)


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Title: Re: House buying/owning advice
Post by: Cire on December 15, 2020, 08:21:13 AM
Washing machine crapped out.

got a new one, when they pulled out the old noticed the sheetrock was damaged from a drip leak from the cold water intake that only happened when it was running.

completely un noticeable.  god damn it.
Title: Re: House buying/owning advice
Post by: Dr Rick Daris on December 15, 2020, 09:00:22 AM
Holy crap

(https://uploads.tapatalk-cdn.com/20201215/05572e3415cbc833850140ad87c049de.jpg)


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that doesn't seem right. is that right?
Title: Re: House buying/owning advice
Post by: steve dave on December 15, 2020, 09:14:24 AM
It is, and it’s nuts


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Title: Re: House buying/owning advice
Post by: 'taterblast on December 15, 2020, 09:21:14 AM
got 2.75 for my refi but now i feel like a pud
Title: Re: House buying/owning advice
Post by: catastrophe on December 15, 2020, 09:30:51 AM
Why would they even do that
Title: Re: House buying/owning advice
Post by: yoga-like_abana on December 15, 2020, 09:33:50 AM
saw someone with a 1.9 back in October from community first here in mhk  :horrorsurprise: unbelievable
Title: Re: House buying/owning advice
Post by: yoga-like_abana on December 15, 2020, 09:34:51 AM
Washing machine crapped out.

got a new one, when they pulled out the old noticed the sheetrock was damaged from a drip leak from the cold water intake that only happened when it was running.

completely un noticeable.  god damn it.
drywall is cheap, just hope it didn't damage your floors and subflooring
Title: Re: House buying/owning advice
Post by: steve dave on December 15, 2020, 09:52:03 AM
that screenshot is from the cu I did my refi at for 2.875% earlier this year. just emailed my guy telling him to order me another round.

(https://i.kym-cdn.com/photos/images/newsfeed/001/554/866/4da.png)
Title: Re: House buying/owning advice
Post by: Dr Rick Daris on December 15, 2020, 09:54:22 AM
that screenshot is from the cu I did my refi at for 2.875% earlier this year. just emailed my guy telling him to order me another round.

(https://i.kym-cdn.com/photos/images/newsfeed/001/554/866/4da.png)

send me that guys info please and tia and all of that
Title: Re: House buying/owning advice
Post by: steve dave on December 15, 2020, 10:18:33 AM
that screenshot is from the cu I did my refi at for 2.875% earlier this year. just emailed my guy telling him to order me another round.

(https://i.kym-cdn.com/photos/images/newsfeed/001/554/866/4da.png)

send me that guys info please and tia and all of that

local NE credit union unfortunately :-(
Title: Re: House buying/owning advice
Post by: IPA4Me on December 15, 2020, 11:08:42 AM
Speaking of home buying. Just had our offer accepted on a horse hobby farm. 19 acres. 7 paddocks. Two run-ins. Big effin cat barn. Old ass farm house.
Title: Re: House buying/owning advice
Post by: steve dave on December 15, 2020, 11:16:55 AM
Congrats!
Title: Re: House buying/owning advice
Post by: sys on December 15, 2020, 01:45:08 PM
that sounds awesome, ipa.
Title: Re: House buying/owning advice
Post by: 0.42 on December 15, 2020, 02:18:28 PM
waiting to hear back on my offer for a 4/3 less than a mile from my work :driving:
Title: Re: House buying/owning advice
Post by: ben ji on December 15, 2020, 03:12:03 PM
Speaking of home buying. Just had our offer accepted on a horse hobby farm. 19 acres. 7 paddocks. Two run-ins. Big effin cat barn. Old ass farm house.

Nice, does it come pre-stocked with cats are do you have to bring in your own?
Title: Re: House buying/owning advice
Post by: DQ12 on December 15, 2020, 03:27:11 PM
thinking about getting into this refi game.  where do i start?  who do i talk to?  i want a sexy new interest rate in the 1s.
Title: Re: House buying/owning advice
Post by: IPA4Me on December 15, 2020, 03:28:44 PM
Speaking of home buying. Just had our offer accepted on a horse hobby farm. 19 acres. 7 paddocks. Two run-ins. Big effin cat barn. Old ass farm house.

Nice, does it come pre-stocked with cats are do you have to bring in your own?
We saw a couple of barn cats that will probably be gifted to us and we're bringing three of our own as well. They also agreed to let us have the dozen or so chickens. Hobby farm well underway.
Title: Re: House buying/owning advice
Post by: IPA4Me on December 15, 2020, 03:29:32 PM
thinking about getting into this refi game.  where do i start?  who do i talk to?  i want a sexy new interest rate in the 1s.
Around here, local credit unions have the best rates.
Title: Re: House buying/owning advice
Post by: Kat Kid on July 14, 2021, 02:24:09 PM
I pulled out a bush/tree/weed that was near the slab for my A/C and there was an enormous amount of ants there. They don’t look like termites. I am going to dig out the rest of the stump and then spray around the outside of the house/that area extra spray. This nbd?
Title: Re: House buying/owning advice
Post by: sys on July 14, 2021, 03:10:54 PM
This nbd?

correct.
Title: Re: House buying/owning advice
Post by: yoga-like_abana on July 14, 2021, 03:43:33 PM
I pulled out a bush/tree/weed that was near the slab for my A/C and there was an enormous amount of ants there. They don’t look like termites. I am going to dig out the rest of the stump and then spray around the outside of the house/that area extra spray. This nbd?
NBD
Title: Re: House buying/owning advice
Post by: kim carnes on July 14, 2021, 04:27:18 PM
I’d get a termite inspector out there
Title: Re: House buying/owning advice
Post by: ChiComCat on July 14, 2021, 04:28:54 PM
You're clearly going to have to move
Title: Re: House buying/owning advice
Post by: DQ12 on July 14, 2021, 04:53:32 PM
file a lawsuit against hte ants/termites.  if you don't you risk adverse possession
Title: Re: House buying/owning advice
Post by: Cire on July 14, 2021, 05:34:49 PM
Call someone just to be sure


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Title: Re: House buying/owning advice
Post by: PandaXpanda on July 14, 2021, 10:34:24 PM
This nbd?

correct.
Yep

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Title: Re: House buying/owning advice
Post by: Cire on July 16, 2021, 12:18:43 PM
https://www.kmbc.com/article/home-renovation-leads-to-the-discovery-of-over-150-bowling-balls-under-a-family-s-porch/37028870


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Title: Re: House buying/owning advice
Post by: steve dave on August 17, 2021, 06:38:51 AM
check this beaut out

(https://pbs.twimg.com/media/E89NDKUWYAMXuVq?format=jpg&name=large)
Title: Re: House buying/owning advice
Post by: schreds21 on August 17, 2021, 07:38:13 PM
 :sdeek:
I could not imagine paying 12%.
Title: Re: House buying/owning advice
Post by: ben ji on August 17, 2021, 11:36:34 PM
Seeing mortgage rates significantly higher than 4% just blows my millennial mind.
Title: Re: House buying/owning advice
Post by: KST8FAN on August 19, 2021, 08:31:48 PM
:sdeek:
I could not imagine paying 12%.
Bought our house in 1990... 30 year at 11ish pct.  Rode the refinance train all the way down.


Tom

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Title: Re: House buying/owning advice
Post by: steve dave on August 19, 2021, 08:43:21 PM
I have a 15 yr at 2.875% right now with a lot of equity in this place and a lot of smart people are telling me to re-fi on a 30 and take ALL of the equity out and do something with it because inflation is obviously going to be around 2.875% anyway. And those are all true things that make me want to do it. THOUGHTS!?
Title: Re: House buying/owning advice
Post by: steve dave on August 19, 2021, 08:45:20 PM
their intent: safe investments netting me around 2% arbitrage
my hearing: BASICALLY JUST rough ridin' RETIRE ON THIS
Title: Re: House buying/owning advice
Post by: wetwillie on August 19, 2021, 09:32:02 PM
Do it
Title: Re: House buying/owning advice
Post by: ben ji on August 19, 2021, 10:27:04 PM
I have a 15 yr at 2.875% right now with a lot of equity in this place and a lot of smart people are telling me to re-fi on a 30 and take ALL of the equity out and do something with it because inflation is obviously going to be around 2.875% anyway. And those are all true things that make me want to do it. THOUGHTS!?
I recently started a new job and on a zoom call today our CEO (old KC money) basically said this.

 Exact words were "Inflation is coming so I refinanced all my real estate at 2.whatever this summer but this is not financial advice, just my opinion"
Title: Re: House buying/owning advice
Post by: Justwin on August 19, 2021, 10:34:07 PM
I have a 15 yr at 2.875% right now with a lot of equity in this place and a lot of smart people are telling me to re-fi on a 30 and take ALL of the equity out and do something with it because inflation is obviously going to be around 2.875% anyway. And those are all true things that make me want to do it. THOUGHTS!?

Whatever you do, you should not be in a 15-year mortgage at 2.875%.  You can easily refinance to a new 15-year mortgage at 2.000% or to a 10-year at 1.875%.  A straight 30-year mortgage on a refinance is 2.625%.

These rates are from AIMLoan.com.  I've refinanced twice with them in the last couple years.
Title: House buying/owning advice
Post by: yoga-like_abana on August 20, 2021, 07:37:41 AM
I have a 15 yr at 2.875% right now with a lot of equity in this place and a lot of smart people are telling me to re-fi on a 30 and take ALL of the equity out and do something with it because inflation is obviously going to be around 2.875% anyway. And those are all true things that make me want to do it. THOUGHTS!?
Yes, same question. 4 years into 15 year loan with work we’ve done to this house probably have $120-140k in equity. Interest rate from 2018 loan 3.375. But am also thinking of selling this ole gal for something bigger within next year.


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Title: Re: House buying/owning advice
Post by: IPA4Me on August 20, 2021, 12:24:52 PM
You could refi to a 30. Pay it like a 15. If crap hits the fan, you have a significantly lower payment. Always part of the consideration for me.

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Title: Re: House buying/owning advice
Post by: IPA4Me on August 20, 2021, 12:26:03 PM
That is for that link, Justwin. Going to refi to grab some equity for 10 acres that I want for my next house.

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Title: House buying/owning advice
Post by: catastrophe on August 20, 2021, 12:41:21 PM
I have a 15 yr at 2.875% right now with a lot of equity in this place and a lot of smart people are telling me to re-fi on a 30 and take ALL of the equity out and do something with it because inflation is obviously going to be around 2.875% anyway. And those are all true things that make me want to do it. THOUGHTS!?
I am in the middle of doing exactly this. In Texas you can’t cash out more than 80% of the value, but it’s still a great way to take advantage of both built up equity and a booming market.
Title: Re: House buying/owning advice
Post by: nicname on August 20, 2021, 12:51:23 PM
Check local and/or HOA dog and animal ordinances. Look for bans on aggressive breeds.
Title: Re: House buying/owning advice
Post by: 'taterblast on August 20, 2021, 12:53:40 PM
15/2.75% here and planning to pay off within three years. is it worth refinancing?
Title: Re: House buying/owning advice
Post by: nicname on August 20, 2021, 12:57:27 PM
Also need to refi
Title: Re: House buying/owning advice
Post by: steve dave on August 20, 2021, 01:26:30 PM
15/2.75% here and planning to pay off within three years. is it worth refinancing?
No
Title: Re: House buying/owning advice
Post by: catastrophe on August 20, 2021, 01:31:54 PM
15/2.75% here and planning to pay off within three years. is it worth refinancing?
No
I will say I’ve gotten two formal quotes for cash out refinancing and both times Chase sent me an overnight letter with a zero closing cost offer to refinance. So you could see about a cash out if you’re interested in the money and if not you might be able to refinance for no costs anyway.
Title: Re: House buying/owning advice
Post by: CNS on August 20, 2021, 01:48:57 PM
Check local and/or HOA dog and animal ordinances. Look for bans on aggressive breeds.

Not sure if this is still a thing or not, but 10 years ago, I had a neighbor who told me they had a hard time getting homeowners insurance because they owned a pitbull. 
Title: Re: House buying/owning advice
Post by: nicname on August 20, 2021, 01:57:49 PM
Check local and/or HOA dog and animal ordinances. Look for bans on aggressive breeds.

Not sure if this is still a thing or not, but 10 years ago, I had a neighbor who told me they had a hard time getting homeowners insurance because they owned a pitbull.

Yes.
Title: Re: House buying/owning advice
Post by: yoga-like_abana on August 20, 2021, 05:54:16 PM
Had anyone ever fsbo? After using realtors three different times I honestly feel like they are useless


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Title: Re: House buying/owning advice
Post by: kim carnes on August 20, 2021, 06:11:19 PM
Had anyone ever fsbo? After using realtors three different times I honestly feel like they are useless


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Yes, it was super easy, still paid 3% to buyers realtor. 
Title: Re: House buying/owning advice
Post by: yoga-like_abana on August 20, 2021, 06:47:55 PM
Had anyone ever fsbo? After using realtors three different times I honestly feel like they are useless


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Yes, it was super easy, still paid 3% to buyers realtor.
Use a lawyer or did you have buyers agent send all docs?


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Title: Re: House buying/owning advice
Post by: steve dave on August 20, 2021, 07:16:19 PM
I’m going to maybe do the cash out equity 30 year thing. I think I’ll walk away with like $250k. What do I do with that hot piece of c(ass)h?
Title: Re: House buying/owning advice
Post by: steve dave on August 20, 2021, 07:17:07 PM
Vacation home? Invest? Mildly used lambo?
Title: Re: House buying/owning advice
Post by: catastrophe on August 20, 2021, 07:22:34 PM
I’m doing like 95% boring stock stuff and maybe a little more crypto but probably not.
Title: Re: House buying/owning advice
Post by: DaBigTrain on August 20, 2021, 07:40:02 PM
Vacation home? Invest? Mildly used lambo?
Bitcoin obviously
Title: Re: House buying/owning advice
Post by: yoga-like_abana on August 20, 2021, 07:47:14 PM
Vacation home? Invest? Mildly used lambo?
Hookers and blow


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Title: Re: House buying/owning advice
Post by: steve dave on August 20, 2021, 08:07:24 PM
Vacation home? Invest? Mildly used lambo?
Bitcoin obviously

I'm overweight ADA, BTC, and ETH already.
Title: Re: House buying/owning advice
Post by: DaBigTrain on August 20, 2021, 08:12:22 PM
Vacation home? Invest? Mildly used lambo?
Bitcoin obviously

I'm overweight ADA, BTC, and ETH already.
Oh, well then lambo obvi
Title: Re: House buying/owning advice
Post by: wetwillie on August 20, 2021, 08:27:30 PM
Vacation home? Invest? Mildly used lambo?
Bitcoin obviously

I'm overweight ADA, BTC, and ETH already.

You need some dvpn
Title: Re: House buying/owning advice
Post by: ben ji on August 21, 2021, 08:13:24 AM
Check local and/or HOA dog and animal ordinances. Look for bans on aggressive breeds.

Not sure if this is still a thing or not, but 10 years ago, I had a neighbor who told me they had a hard time getting homeowners insurance because they owned a pitbull.

Yes.
I have never had any issues with GEICO or Farmers but I had a cousin who was an independent agent get me some home insurance then a year later the company sent me a letter that I couldn't renew because I had a dangerous dog

I have never listed lady's breed as a pit and have always been curious on how they knew anything about my dog.

(https://uploads.tapatalk-cdn.com/20210821/872228821cf136fbcf886cff7ab968e9.jpg)
Title: Re: House buying/owning advice
Post by: KST8FAN on August 21, 2021, 10:37:38 AM
Vacation home? Invest? Mildly used lambo?
Bitcoin obviously

I'm overweight ADA, BTC, and ETH already.
Oh, well then lambo obvi

Quote
Lamborghini. Hahahahahaa this is super random but does anyone own a Lamborghini??  My son... birthday is in November and I was wondering if someone would be generous enough to take him for a ride around the block?.  The kid would lose his mind!  Thanks!

SD- make the kids dream on my nextdoor app come true!


Tom
Title: Re: House buying/owning advice
Post by: yoga-like_abana on August 21, 2021, 02:32:44 PM
Check local and/or HOA dog and animal ordinances. Look for bans on aggressive breeds.

Not sure if this is still a thing or not, but 10 years ago, I had a neighbor who told me they had a hard time getting homeowners insurance because they owned a pitbull.

Yes.
I have never had any issues with GEICO or Farmers but I had a cousin who was an independent agent get me some home insurance then a year later the company sent me a letter that I couldn't renew because I had a dangerous dog

I have never listed lady's breed as a pit and have always been curious on how they knew anything about my dog.

(https://uploads.tapatalk-cdn.com/20210821/872228821cf136fbcf886cff7ab968e9.jpg)
Some do an exterior survey of the home so if she was outside at the time that’s probably why. Biggest company that tends to exclude and puts limits on liability for animals is AmFam


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Title: Re: House buying/owning advice
Post by: steve dave on August 21, 2021, 04:49:42 PM
Alright, just initiated a cash out refi through justwin’s place (hat tip for recommendation bro/brodette). We’re getting real liquid here folks.
Title: Re: House buying/owning advice
Post by: wetwillie on August 21, 2021, 06:49:49 PM
Alright, just initiated a cash out refi through justwin’s place (hat tip for recommendation bro/brodette). We’re getting real liquid here folks.

Why are you taking capital out of a rapidly appreciating  asset to put into a rapidly depreciating one?
Title: Re: House buying/owning advice
Post by: steve dave on August 21, 2021, 07:36:23 PM
Alright, just initiated a cash out refi through justwin’s place (hat tip for recommendation bro/brodette). We’re getting real liquid here folks.

Why are you taking capital out of a rapidly appreciating  asset to put into a rapidly depreciating one?
I mean….are you 100% aware of what the former has been appreciating in? This comment has broken my brain short term I think.
Title: Re: House buying/owning advice
Post by: wetwillie on August 21, 2021, 09:06:58 PM
Alright, just initiated a cash out refi through justwin’s place (hat tip for recommendation bro/brodette). We’re getting real liquid here folks.

Why are you taking capital out of a rapidly appreciating  asset to put into a rapidly depreciating one?
I mean….are you 100% aware of what the former has been appreciating in? This comment has broken my brain short term I think.

Why not just keep letting it all ride in the real estate
Title: Re: House buying/owning advice
Post by: steve dave on August 21, 2021, 09:11:10 PM
Alright, just initiated a cash out refi through justwin’s place (hat tip for recommendation bro/brodette). We’re getting real liquid here folks.

Why are you taking capital out of a rapidly appreciating  asset to put into a rapidly depreciating one?
I mean….are you 100% aware of what the former has been appreciating in? This comment has broken my brain short term I think.

Why not just keep letting it all ride in the real estate
I still own the exact same real estate….
Title: Re: House buying/owning advice
Post by: wetwillie on August 21, 2021, 09:19:55 PM
Alright, just initiated a cash out refi through justwin’s place (hat tip for recommendation bro/brodette). We’re getting real liquid here folks.

Why are you taking capital out of a rapidly appreciating  asset to put into a rapidly depreciating one?
I mean….are you 100% aware of what the former has been appreciating in? This comment has broken my brain short term I think.

Why not just keep letting it all ride in the real estate
I still own the exact same real estate….

Didn’t you incur more debt to make some of that equity into usd?
Title: Re: House buying/owning advice
Post by: steve dave on August 21, 2021, 09:30:14 PM
Alright, just initiated a cash out refi through justwin’s place (hat tip for recommendation bro/brodette). We’re getting real liquid here folks.

Why are you taking capital out of a rapidly appreciating  asset to put into a rapidly depreciating one?
I mean….are you 100% aware of what the former has been appreciating in? This comment has broken my brain short term I think.

Why not just keep letting it all ride in the real estate
I still own the exact same real estate….

Didn’t you incur more debt to make some of that equity into usd?

yes, debt in usd....which is doing what? and when is it doing that?
Title: Re: House buying/owning advice
Post by: catastrophe on August 22, 2021, 12:02:48 PM
A “cash out refinance” is a secured loan WW. That’s literally all it is.
Title: Re: House buying/owning advice
Post by: wetwillie on August 22, 2021, 12:38:24 PM
Lol
Title: Re: House buying/owning advice
Post by: DQ12 on August 23, 2021, 10:35:02 AM
so last sunday we get home from wyoming super late (16 hour drive in one day  :Wha:) and mrs. dlew is like "hey i think the fridge is making a weird noise."  i go down and listen and tell her that that's the noise the fridge always makes and that maybe she's going crazy and should consider professional help. 

fast forward to friday morning -- i'm in OKC for a deposition and Mrs. Dlew gets home from her nightshift job and tells me that the kitchen rug is a little damp and that she thinks it's the fridge.  I tell her I'll get in touch with a appliance repair guy -- i do and the earliest they can come is saturday morning.  she said there wasn't much water, so she cleaned it up and went to bed to sleep for a few hours, as she does following her last night in a stretch.  on friday afternoon during the deposition, i see a text from MDL telling me to call her immediately.  turns out the leak got a lot worse while she was sleeping and now there's quite a bit of water on the floor.  i told her to cut the water to the house and how to do all that and that i'd take a look when i got home. 

anyway, i got home late on Friday night and pulled out the fridge.  i told her to crank the water back on to do a little troubleshooting.  yep, there's a puncture in the water hose to the fridge.  TURN THAT WATER BACK OFF!  i do a little internet sleuthing to see if there's a way to shutoff the line just to the fridge, but get the rest of the water back on so we can crap and stuff.  the answer is yes, you can turn off the fridge water by rotating the valve to the fridge line clockwise as far as it goes.  so i went and found that and turned it counter clockwise as far as it went.  time for another test. honey go turn the water on! whoops!  water everywhere again. Off! off!  i realized the error and spun it the other way as far as it went.  let me tell you, MDL was tired of my hairbrained tests at this point, but she agreed to give it a go.  it worked! we can crap again!  i was the male genitals of the walk in the dlew house friday night.

i had a plan of how to fix the hose on my own but figured i'd just let the pro do it.  repair guy came out the next day and fixed it in about 3 minutes, exactly as I would have done. oh well.  the $150 charge was penance for brushing off MDL's warning about the fridge noise.
Title: Re: House buying/owning advice
Post by: steve dave on August 23, 2021, 10:37:09 AM
what a massive success story there. Could have been a lot worse.
Title: Re: House buying/owning advice
Post by: DQ12 on August 23, 2021, 10:40:00 AM
what a massive success story there. Could have been a lot worse.
there's not many feelings better than fixing some home emergency thing, even if the emergency is kind of your fault and you were a massive eff up during the whole thing and only kind of fixed it.  walked a little taller all weekend. 
Title: Re: House buying/owning advice
Post by: steve dave on August 23, 2021, 10:41:35 AM
I’ve been there a billion times, you earned it
Title: Re: House buying/owning advice
Post by: IPA4Me on August 23, 2021, 11:10:04 AM
Contract accepted and walking through a loan this afternoon. 10+ prime acres in Spencer County. Nice mix of woods and pasture/farm. 280' of road frontage. 1850' deep.(https://uploads.tapatalk-cdn.com/20210823/2dae5959647c2a90cdd817455ca178a2.jpg)

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Title: Re: House buying/owning advice
Post by: steve dave on August 23, 2021, 11:12:25 AM
Hell yeah
Title: Re: House buying/owning advice
Post by: IPA4Me on August 23, 2021, 11:18:21 AM
If the ten acre triangle is still available down the road, I'll probably grab it, too. Could use a little more horse paddock area.
Title: Re: House buying/owning advice
Post by: wetwillie on August 23, 2021, 11:32:01 AM
Is it normal to be able to have a 10 acre tract for sale in that county?  Seems like a lot of counties are zoning in a way that makes it hard to split lots into those sizes anymore.
Title: Re: House buying/owning advice
Post by: Kat Kid on August 23, 2021, 11:36:27 AM
I had a similar issue to old dlew-- wife was running water in the sink in the laundry room to wash her bra and she walked away.  well, the tub filled up and started overflowing so that was fun.
Title: Re: House buying/owning advice
Post by: IPA4Me on August 23, 2021, 11:42:45 AM
Is it normal to be able to have a 10 acre tract for sale in that county?  Seems like a lot of counties are zoning in a way that makes it hard to split lots into those sizes anymore.
We are a rural county and they want to keep it that way. There are neighborhoods with 1/4-acre tracts. My current neighborhood in same county is 1 to 5 acre lots (mostly 1-2 acres). Infrastructure couldn't support a county full of 1/4-acre tracts and I don't see that changing with the current bubbas running the local government.
Title: Re: House buying/owning advice
Post by: wetwillie on August 23, 2021, 11:47:08 AM
Is it normal to be able to have a 10 acre tract for sale in that county?  Seems like a lot of counties are zoning in a way that makes it hard to split lots into those sizes anymore.
We are a rural county and they want to keep it that way. There are neighborhoods with 1/4-acre tracts. My current neighborhood in same county is 1 to 5 acre lots (mostly 1-2 acres). Infrastructure couldn't support a county full of 1/4-acre tracts and I don't see that changing with the current bubbas running the local government.

That’s great news for ole IPA4Me
Title: Re: House buying/owning advice
Post by: WillieWatanabe on August 23, 2021, 12:02:55 PM
My co-worker had a question regarding staining a deck. They are selling their house. Inspection found the deck stain was peeling and should be re-stained. How much work should they put into it? I see by the book you're supposed to put down a stripper, then clean it, then stain it. Seems like a lot of work. How much of a guilty conscious would they have if they just cleaned it and then stained over the existing? tia
Title: Re: House buying/owning advice
Post by: steve dave on August 23, 2021, 12:04:02 PM
My co-worker had a question regarding staining a deck. They are selling their house. Inspection found the deck stain was peeling and should be re-stained. How much work should they put into it? I see by the book you're supposed to put down a stripper, then clean it, then stain it. Seems like a lot of work. How much of a guilty conscious would they have if they just cleaned it and then stained over the existing? tia

power wash, stain
Title: Re: House buying/owning advice
Post by: Rage Against the McKee on August 23, 2021, 01:11:42 PM
They should probably just take the cost of having it professionally done off of the sale price.
Title: Re: House buying/owning advice
Post by: WillieWatanabe on August 23, 2021, 01:59:57 PM
They should probably just take the cost of having it professionally done off of the sale price.

I was told that was tried first but not accepted due to too low of $$$
Title: Re: House buying/owning advice
Post by: ChiComCat on August 23, 2021, 02:18:07 PM
They should probably just take the cost of having it professionally done off of the sale price.

I was told that was tried first but not accepted due to too low of $$$

Damn, seems like a dumb thing to hold up the sale.  I would imagine you could hire a handyman to do it in a day for a few hundred bucks.
Title: Re: House buying/owning advice
Post by: WillieWatanabe on August 23, 2021, 02:42:35 PM
They should probably just take the cost of having it professionally done off of the sale price.

I was told that was tried first but not accepted due to too low of $$$

Damn, seems like a dumb thing to hold up the sale.  I would imagine you could hire a handyman to do it in a day for a few hundred bucks.

$400 was the quote I was told. I don't think it's holding anything up tho. I think the powerwash + stain option is reasonable from the seller's perspective.
Title: Re: House buying/owning advice
Post by: ChiComCat on August 23, 2021, 02:51:24 PM
They should probably just take the cost of having it professionally done off of the sale price.

I was told that was tried first but not accepted due to too low of $$$

Damn, seems like a dumb thing to hold up the sale.  I would imagine you could hire a handyman to do it in a day for a few hundred bucks.

$400 was the quote I was told. I don't think it's holding anything up tho. I think the powerwash + stain option is reasonable from the seller's perspective.

I meant more on the buyer's side.  With it being a fairly cheap cosmetic issue, it's strange to me that they wouldn't take the discount.  I'd prefer to do that so I could control color/quality.
Title: Re: House buying/owning advice
Post by: Rage Against the McKee on August 23, 2021, 03:29:54 PM
Yeah, if I were the buyer, I would be sort of pissed off if it was powerwashed/stained vs sanded down and done properly. I'd much rather have the money so I could hire it done on my end.
Title: Re: House buying/owning advice
Post by: IPA4Me on August 23, 2021, 03:36:43 PM
Contract accepted and walking through a loan this afternoon. 10+ prime acres in Spencer County. Nice mix of woods and pasture/farm. 280' of road frontage. 1850' deep.(https://uploads.tapatalk-cdn.com/20210823/2dae5959647c2a90cdd817455ca178a2.jpg)

Sent from my moto g power using Tapatalk
Pre-approved because of the insanely high credit score and glorious KSU .

Rock and roll. Man, I'm pumped.

Sent from my moto g power using Tapatalk

Title: Re: House buying/owning advice
Post by: catastrophe on August 31, 2021, 03:35:41 PM
Getting a briefcase full of money in a couple days in exchange for refinancing to a lower interest rate.

Fun fact: in this ridiculous housing market we got two offers from lenders that involved separate appraisals. They were done two weeks apart and came out $200,000 different.
Title: Re: House buying/owning advice
Post by: steve dave on September 07, 2021, 02:18:17 PM
https://twitter.com/awealthofcs/status/1435312994762821639
Title: Re: House buying/owning advice
Post by: IPA4Me on September 07, 2021, 03:56:48 PM
Contract accepted and walking through a loan this afternoon. 10+ prime acres in Spencer County. Nice mix of woods and pasture/farm. 280' of road frontage. 1850' deep.(https://uploads.tapatalk-cdn.com/20210823/2dae5959647c2a90cdd817455ca178a2.jpg)

Sent from my moto g power using Tapatalk
Pre-approved because of the insanely high credit score and glorious KSU .

Rock and roll. Man, I'm pumped.

Sent from my moto g power using Tapatalk
Site approved for septic. Current house appraised for an ungodly amount. I may sell now and apartment dwell for a year while new place is built.

Sent from my moto g power using Tapatalk

Title: Re: House buying/owning advice
Post by: yoga-like_abana on September 07, 2021, 04:29:02 PM
 :cheers:
Title: Re: House buying/owning advice
Post by: ben ji on September 07, 2021, 05:34:18 PM
Contract accepted and walking through a loan this afternoon. 10+ prime acres in Spencer County. Nice mix of woods and pasture/farm. 280' of road frontage. 1850' deep.(https://uploads.tapatalk-cdn.com/20210823/2dae5959647c2a90cdd817455ca178a2.jpg)

Sent from my moto g power using Tapatalk
Pre-approved because of the insanely high credit score and glorious KSU .

Rock and roll. Man, I'm pumped.

Sent from my moto g power using Tapatalk
Site approved for septic. Current house appraised for an ungodly amount. I may sell now and apartment dwell for a year while new place is built.

Sent from my moto g power using Tapatalk
Moving twice in a year sounds terrible but otherwise congrats
Title: Re: House buying/owning advice
Post by: steve dave on September 23, 2021, 12:16:36 PM
congrats to homeowners

(https://pbs.twimg.com/media/E__C5KMVEAgfYN3?format=jpg&name=medium)
Title: Re: House buying/owning advice
Post by: Dugout DickStone on September 23, 2021, 01:09:40 PM
That title doesn't make any sense
Title: Re: House buying/owning advice
Post by: nicname on September 23, 2021, 03:39:32 PM
https://twitter.com/awealthofcs/status/1435312994762821639

Not sure if explained in Twitter thread, but can someone tell me why homes are all of a sudden (like last 6 months worth like 25% more than they were at the start of the year, and if/when that “bubble” might burst?

Edit: more concerned with the when/if than the why, of course.
Title: Re: House buying/owning advice
Post by: wetwillie on September 23, 2021, 04:08:58 PM
Supply and demand.   Decreased supply due to less new homes being built from material shortage. More demand in the form of institutions buying up single family property in volumes they have not traditionally.
Title: Re: House buying/owning advice
Post by: ChiComCat on September 23, 2021, 04:11:08 PM
I also think that with more people working from home, some permanently, their current homes no longer fit their needs.
Title: Re: House buying/owning advice
Post by: steve dave on September 23, 2021, 08:40:24 PM
https://twitter.com/awealthofcs/status/1435312994762821639

Not sure if explained in Twitter thread, but can someone tell me why homes are all of a sudden (like last 6 months worth like 25% more than they were at the start of the year, and if/when that “bubble” might burst?

Edit: more concerned with the when/if than the why, of course.

Only my opinion of course but I don't believe there is a "bubble" and any bursting will be a slow down in the increase in housing prices back to the norm, which I think is happening now. Houses are now at the new floor though.
Title: Re: House buying/owning advice
Post by: DaBigTrain on September 23, 2021, 09:22:00 PM
I was actually looking at houses tonight. They got expensive.
Title: Re: House buying/owning advice
Post by: catastrophe on September 23, 2021, 10:56:07 PM
I never thought home values were out of control. That said, inventory has been extremely sparse which had been leading to people often paying above the appraised value.
Title: Re: House buying/owning advice
Post by: steve dave on September 23, 2021, 11:07:01 PM
Appraised value is kinda meaningless right now
Title: Re: House buying/owning advice
Post by: IPA4Me on September 24, 2021, 05:27:48 AM
Closed on my land last Friday. I can't decide on the house. So many choices.

Sent from my moto g power using Tapatalk

Title: Re: House buying/owning advice
Post by: Pete on September 24, 2021, 06:59:30 AM
Closed on my land last Friday. I can't decide on the house. So many choices.

Sent from my moto g power using Tapatalk

That's a fun problem to have.
Title: Re: House buying/owning advice
Post by: steve dave on September 24, 2021, 07:15:55 AM
hell yeah it is
Title: House buying/owning advice
Post by: catastrophe on September 24, 2021, 08:22:44 AM
Appraised value is kinda meaningless right now
It’s pretty meaningful in determining what a bank will loan you, presumably because they don’t believe that the price one buyer is willing to pay will necessarily be true for another buyer a couple years down the line.

But otherwise, yeah there is a complete disconnect between what the analytics say the “market” value is versus what hungry buyers are willing to actually pay. See my previous post about two appraisals two weeks apart coming up $200k different for my place.
Title: Re: House buying/owning advice
Post by: WillieWatanabe on September 24, 2021, 08:40:29 AM
Supply and demand.   Decreased supply due to less new homes being built from material shortage. More demand in the form of institutions buying up single family property in volumes they have not traditionally.

as someone who knew for the past 3 years they were going to be selling their house this year, I had been fist pumping this whole year. As SD said, it slowed down this summer and we missed the peak by a month or two which probably cost us a little. 
Title: Re: House buying/owning advice
Post by: yoga-like_abana on September 24, 2021, 08:47:38 AM
https://twitter.com/awealthofcs/status/1435312994762821639

Not sure if explained in Twitter thread, but can someone tell me why homes are all of a sudden (like last 6 months worth like 25% more than they were at the start of the year, and if/when that “bubble” might burst?

Edit: more concerned with the when/if than the why, of course.

Only my opinion of course but I don't believe there is a "bubble" and any bursting will be a slow down in the increase in housing prices back to the norm, which I think is happening now. Houses are now at the new floor though.
I think as interest rates pop up we won't necessarily see a burst but buying ability by a lot of people will go down. This summer in MHK as well as I'm sure anywhere else was insane. Cash offers day of the home going on the market, realtors giving until X day for all best offers to come in and then homes going for 20% over asking price.
Title: Re: House buying/owning advice
Post by: Institutional Control on September 24, 2021, 11:40:56 AM
Met my new neighbor the other day.  He said he moved here from California so that he could live with other patriots.
Title: Re: House buying/owning advice
Post by: Pete on September 24, 2021, 11:44:46 AM
Met my new neighbor the other day.  He said he moved here from California so that he could live with other patriots.

Ugh.
Title: Re: House buying/owning advice
Post by: DaBigTrain on September 24, 2021, 12:19:14 PM
Keep us updated when he invites you to a proud boys BBQ
Title: Re: House buying/owning advice
Post by: bucket on September 24, 2021, 12:29:10 PM
Met my new neighbor the other day.  He said he moved here from California so that he could live with other patriots.

 :lol:
Title: Re: House buying/owning advice
Post by: cfbandyman on September 24, 2021, 10:28:37 PM
Met my new neighbor the other day.  He said he moved here from California so that he could live with other patriots.

Almost as good as Rogan moving from LA to Austin
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on October 30, 2021, 09:37:25 AM
I think we’re putting in an offer today. :pray:
Title: Re: House buying/owning advice
Post by: puniraptor on December 01, 2021, 11:02:26 PM
i tried to refinance for tasty tasty rates but nobody would touch me because my house is rented out  :cry:
Title: Re: House buying/owning advice
Post by: steve dave on January 13, 2022, 09:14:59 AM
congrats to all who caught the bottom of this thing

https://twitter.com/lenkiefer/status/1481643472897527809
Title: Re: House buying/owning advice
Post by: catastrophe on January 13, 2022, 09:32:10 AM
Pretty happy with my entry point. Maybe one of two times ever that I felt I timed an investment right.
Title: Re: House buying/owning advice
Post by: steve dave on January 13, 2022, 10:03:21 AM
Pretty happy with my entry point. Maybe one of two times ever that I felt I timed an investment right.

yes, I somehow nailed it as well. I give all credit to financial podcasts I listen to and my fomo listening to those people take out money at the historic lows.
Title: Re: House buying/owning advice
Post by: catastrophe on January 13, 2022, 10:08:13 AM
In my case we were just looking for a bigger house but inventory was complete crap so I was just like eff it at least we’re gonna take advantage of the mortgage rates and refi.
Title: Re: House buying/owning advice
Post by: IPA4Me on January 13, 2022, 11:15:54 AM
I seem to have bad timing when I build. Probably gonna catch a 4%+ rate when we're done next year.
Title: Re: House buying/owning advice
Post by: steve dave on January 27, 2022, 01:53:22 PM
congrats to all who caught the bottom of this thing

https://twitter.com/lenkiefer/status/1481643472897527809
Let’s all just keep patting ourselves on the back!

(https://uploads.tapatalk-cdn.com/20220127/90534234cccff8d80391688e6cb1a226.jpg)
Title: Re: House buying/owning advice
Post by: Phil Titola on January 27, 2022, 02:04:50 PM
anybody have a tankless water heater?  Mine hasn't went out but preparing for if it does due to it's age, if I want to go tankless next time.
Title: Re: House buying/owning advice
Post by: DQ12 on January 27, 2022, 02:31:08 PM
I have tankless AMA
Title: Re: House buying/owning advice
Post by: Phil Titola on January 27, 2022, 02:39:19 PM
I have tankless AMA

should I buy one when the time comes?  any pain in the ass things about switching over?
Title: Re: House buying/owning advice
Post by: sonofdaxjones on January 27, 2022, 02:54:52 PM
Get tankless and a circulator otherwise prepare to see a lot of water go down the drain, or take very cold showers to start.

Title: Re: House buying/owning advice
Post by: CHONGS on January 27, 2022, 03:02:28 PM
What brands do you guys have? Rinnai? Navien? Other?
Title: Re: House buying/owning advice
Post by: Spracne on January 27, 2022, 03:20:29 PM
What brands do you guys have? Rinnai? Navien? Other?

I have Other. Highly recommend.
Title: Re: House buying/owning advice
Post by: wetwillie on January 27, 2022, 03:21:47 PM
I’m not sure why I don’t like tankless, but I just don’t.
Title: Re: House buying/owning advice
Post by: mocat on January 27, 2022, 03:24:42 PM
What brands do you guys have? Rinnai? Navien? Other?

I have Other. Highly recommend.

in my experience, Others are so good that they keep working even after they're dead.
Title: Re: House buying/owning advice
Post by: steve dave on January 27, 2022, 03:24:51 PM
I need the comfort that only a gigantic tank of 24/7/365 boiling hot water in my basement can provide
Title: Re: House buying/owning advice
Post by: kstate4life on January 27, 2022, 03:26:34 PM
I have an 11 GPM (gallons per minute) Navien and it rocks!  Never have to wait more than 10 sec on hot water even 2 floors up.  The GPM is based on how many fixtures\appliances you want to run at the same time.  11 does a good job for about 3-4.  Can run the dishwasher, washing machine, and a shower with no issues.

Interesting fact... Taco Bell runs all of their restaurants on 2 tankless hot water heaters (or so I was told by a plumber).

The above is in our current house, but we are currently doing a new build in WA.  Because of the new energy standards we couldn't go tankless, and I would have if we could.  We had to install a heat pump tank with a recirculation system.  I don't know anything about those, other than it's supposed to save money.  I hope it doesn't make me miss our tankless.
Title: Re: House buying/owning advice
Post by: steve dave on January 27, 2022, 03:46:50 PM
known massive hot water consumer taco bell
Title: Re: House buying/owning advice
Post by: Spracne on January 27, 2022, 03:52:23 PM
Lol, yeah. Very confusing to me. Also, confusing that that's a sales pitch.
Title: Re: House buying/owning advice
Post by: wetwillie on January 27, 2022, 03:57:42 PM
Yo Quiero Caliente Agua
Title: Re: House buying/owning advice
Post by: Kat Kid on January 27, 2022, 04:14:26 PM
All of Taco Bell’s food is just add hot water I thought. So maybe that does add up?
Title: Re: House buying/owning advice
Post by: steve dave on January 27, 2022, 04:22:35 PM
All of Taco Bell’s food is just add hot water I thought. So maybe that does add up?
Hell yeah, 80 gallons of Taco Bell beef in a sitting
Title: Re: House buying/owning advice
Post by: catastrophe on January 27, 2022, 04:27:16 PM
Get tankless and a circulator otherwise prepare to see a lot of water go down the drain, or take very cold showers to start.
Tankless owner here and definitely agree about the circulator (which I really need to get installed). That said I’d honestly go the conventional route unless space is at a premium.
Title: Re: House buying/owning advice
Post by: Phil Titola on January 27, 2022, 05:28:09 PM
Get tankless and a circulator otherwise prepare to see a lot of water go down the drain, or take very cold showers to start.
Tankless owner here and definitely agree about the circulator (which I really need to get installed). That said I’d honestly go the conventional route unless space is at a premium.

any reason specifically?  Big instant hot water propaganda tells me they last twice as long and more energy efficient.

I also love to cook my own Mexican Pizzas
Title: House buying/owning advice
Post by: catastrophe on January 27, 2022, 06:26:36 PM
I kinda like tank for the same reason I owned an Accord and then Civic in my youth. More efficient, cheaper, and easier to service.

All that said I don’t think the difference is dramatic and if you have a tankless plus circulator I doubt you’ll ever wish you chose otherwise unless it goes haywire or something.

We’re crammed in my house as is so tank just isn’t an option.
Title: Re: House buying/owning advice
Post by: steve dave on January 27, 2022, 08:09:25 PM
when nvda reports bad earnings and the entire global financial complex collapses on itself and russia bombs the crap out of us where are you going to get your drinking water? I'll get mine from a 50gl hot water heater in my basement thank you very much. really laughing at you people right now. laughing and laughing and laughing.
Title: Re: House buying/owning advice
Post by: steve dave on January 27, 2022, 08:11:36 PM
it's like if your refrigerator full of food was also in your basement ready to respond 24/7/365. I bet those prepper people have the most instantly warm baths you could ever imagine. I bet the faucet itself is warm.
Title: Re: House buying/owning advice
Post by: slackcat on January 27, 2022, 08:36:50 PM
Whatever you do, don't install low flow faucets before you "fix" them.  :gocho:
Title: Re: House buying/owning advice
Post by: Phil Titola on January 27, 2022, 08:54:31 PM
when nvda reports bad earnings and the entire global financial complex collapses on itself and russia bombs the crap out of us where are you going to get your drinking water? I'll get mine from a 50gl hot water heater in my basement thank you very much. really laughing at you people right now. laughing and laughing and laughing.

Much like the zombie apocalypse, I'm dying first. I appreciate your prepper forethought though. Feel free toaw on my huge biceps for nourishment.
Title: Re: House buying/owning advice
Post by: DQ12 on January 28, 2022, 09:05:37 AM
I like my tankless
Title: Re: House buying/owning advice
Post by: Brock Landers on January 28, 2022, 09:20:33 AM
Can tankless be handymanned in or is it better to have a plumber do the installation?
Title: Re: House buying/owning advice
Post by: Fedor on January 28, 2022, 09:35:52 AM
Can tankless be handymanned in or is it better to have a plumber do the installation?
As always, it depends on the handyman.
Title: Re: House buying/owning advice
Post by: Spracne on January 28, 2022, 09:58:56 AM
Can tankless be handymanned in or is it better to have a plumber do the installation?

I don't think it's worth it to do yourself. It's a tankless job.
Title: Re: House buying/owning advice
Post by: Brock Landers on January 28, 2022, 10:12:32 AM
Can tankless be handymanned in or is it better to have a plumber do the installation?

I don't think it's worth it to do yourself. It's a tankless job.

Dammit Spracne.  My punchline was going to be it's a tankless job but someone's gotta do it.
Title: Re: House buying/owning advice
Post by: yoga-like_abana on January 28, 2022, 10:21:44 AM
It’s a tankless job but somebody’s gotta do it

plagiarism at it's finest
Title: Re: House buying/owning advice
Post by: Phil Titola on January 28, 2022, 10:24:34 AM
take it to the dad joke thread you guys
Title: Re: House buying/owning advice
Post by: IPA4Me on January 28, 2022, 10:37:33 AM
While I live in the pocket of big HVAC, we also sell tankless water heaters. Can't say that we have any warranty issues or performance complaints. Need to be more concerned with them if you are on hard water. They should have a filter on them. Clearances are smaller and may require more maintenance.

My house is all electric and I love my 80 gal tank filled with 150F piping hot water 24/7. Used to keep it at 125F but no kids left at home to worry about scalding.
Title: Re: House buying/owning advice
Post by: yoga-like_abana on January 28, 2022, 10:39:17 AM
Im assuming with a power outage (unless you have backup generator) that those bad boy's don't provide you with hot water, right?
Title: Re: House buying/owning advice
Post by: IPA4Me on January 28, 2022, 10:40:52 AM
Tankless will not work without electricity. Neither will a tank with a spark or direct ignition. Has to be a standing pilot to work without electricity.
Title: Re: House buying/owning advice
Post by: yoga-like_abana on January 28, 2022, 10:42:00 AM
Tankless will not work without electricity. Neither will a tank with a spark or direct ignition. Has to be a standing pilot to work without electricity.
Exactly what I've got baby  :gocho:
Title: Re: House buying/owning advice
Post by: CHONGS on February 09, 2022, 07:12:19 PM
A goddamn squirrel (I think) fell down the chimney. It's going to be an ordeal getting it out.
Title: Re: House buying/owning advice
Post by: slackcat on February 09, 2022, 07:19:47 PM
A goddamn squirrel (I think) fell down the chimney. It's going to be an ordeal getting it out.

Do you have access from the bottom/fireplace?  If so just fashion a hook on the cleaning sticks and reach up and hook it.
Title: Re: House buying/owning advice
Post by: CHONGS on February 09, 2022, 07:21:43 PM
Cleaning sticks? I have access to and can open the damper and everything, but it's a pretty old fashioned fireplace and I've never used it.
Title: Re: House buying/owning advice
Post by: Kat Kid on February 09, 2022, 07:22:07 PM
A goddamn squirrel (I think) fell down the chimney. It's going to be an ordeal getting it out.

put a battle cat in there to flush it out and another battle cat to capture when it escapes.

could also potentially use a child.
Title: Re: House buying/owning advice
Post by: CHONGS on February 09, 2022, 07:23:31 PM
It's on the other side of the damper (and not eager to jump down to the ground), too high for my cats to take care if it.
Title: Re: House buying/owning advice
Post by: CHONGS on February 09, 2022, 07:28:23 PM
(https://uploads.tapatalk-cdn.com/20220210/be5d0019df9313154a520b657cd02142.jpg)

Yeah it's cobwebby.

(https://uploads.tapatalk-cdn.com/20220210/a7f11a703482acd6c389ee6260323536.jpg)
Title: Re: House buying/owning advice
Post by: catastrophe on February 09, 2022, 08:30:49 PM
Could a squirrel climb out if you dangled a rope from the top? I feel like it could.
Title: Re: House buying/owning advice
Post by: Phil Titola on February 09, 2022, 08:37:02 PM
anybody have a tankless water heater?  Mine hasn't went out but preparing for if it does due to it's age, if I want to go tankless next time.

Jinxed myself.  Popped a leak.  Luckily I have water sensors everywhere and got alerted immediately.  going traditional so I can withstand a global apocalypse with my 40 gallons of fresh h2o storage.
Title: Re: House buying/owning advice
Post by: Kat Kid on February 09, 2022, 08:38:12 PM
Ok, what if you went up on the roof and dangled the cat/kid down the chimney?
Title: Re: House buying/owning advice
Post by: ben ji on February 09, 2022, 09:09:03 PM
Yeah, just climb up on the roof and hang a rope (secured on one end) down the chimney and the squirrel will climb out eventually.

If not just keep the flue closed and eventually the smell will pass.
Title: Re: House buying/owning advice
Post by: slackcat on February 09, 2022, 09:45:31 PM
OK, didn't know the squirrel was alive.
Title: Re: House buying/owning advice
Post by: catastrophe on February 09, 2022, 10:01:49 PM
anybody have a tankless water heater?  Mine hasn't went out but preparing for if it does due to it's age, if I want to go tankless next time.

Jinxed myself.  Popped a leak.  Luckily I have water sensors everywhere and got alerted immediately.  going traditional so I can withstand a global apocalypse with my 40 gallons of fresh h2o storage.
I actually just had to replace our tankless as well. It had a pretty good run for never being serviced/maintained which I also learned is something you’re supposed to do.
Title: Re: House buying/owning advice
Post by: DQ12 on February 09, 2022, 11:04:08 PM
cat/kid
:eek:
Title: Re: House buying/owning advice
Post by: slackcat on February 10, 2022, 07:13:18 AM
Send in a wiener dog
Title: Re: House buying/owning advice
Post by: ben ji on February 10, 2022, 07:53:33 AM
anybody have a tankless water heater?  Mine hasn't went out but preparing for if it does due to it's age, if I want to go tankless next time.

Jinxed myself.  Popped a leak.  Luckily I have water sensors everywhere and got alerted immediately.  going traditional so I can withstand a global apocalypse with my 40 gallons of fresh h2o storage.
I actually just had to replace our tankless as well. It had a pretty good run for never being serviced/maintained which I also learned is something you’re supposed to do.

What is supposed to be maintained on a water heater? I dont think I have touched mine since I moved in 10 years ago...I guess maybe I have brushed up against it while changing the furnace heater but I have definitely not done any maintenance.
Title: House buying/owning advice
Post by: catastrophe on February 10, 2022, 08:44:06 AM
anybody have a tankless water heater?  Mine hasn't went out but preparing for if it does due to it's age, if I want to go tankless next time.

Jinxed myself.  Popped a leak.  Luckily I have water sensors everywhere and got alerted immediately.  going traditional so I can withstand a global apocalypse with my 40 gallons of fresh h2o storage.
I actually just had to replace our tankless as well. It had a pretty good run for never being serviced/maintained which I also learned is something you’re supposed to do.

What is supposed to be maintained on a water heater? I dont think I have touched mine since I moved in 10 years ago...I guess maybe I have brushed up against it while changing the furnace heater but I have definitely not done any maintenance.

I didn’t ask that many questions but I think either the heating element or the hot water line coming out of the heater can build up a bunch of deposits. Ours ended up leaking into the heater itself which broke it for good.
Title: Re: House buying/owning advice
Post by: yoga-like_abana on February 10, 2022, 09:53:06 AM
Hot water (Tank) you are supposed to drain it once a year as well. lmao who does that??
Title: Re: House buying/owning advice
Post by: Institutional Control on February 10, 2022, 10:05:16 AM
Does anyone have a water softening system?  The water here in N Texas is pretty gross so we're considering one.
Title: Re: House buying/owning advice
Post by: Phil Titola on February 10, 2022, 10:07:13 AM
Seems the maintenance is a bigger deal on tankless vs tank based on my expert googling.
Title: Re: House buying/owning advice
Post by: IPA4Me on February 10, 2022, 10:20:46 AM
Seems the maintenance is a bigger deal on tankless vs tank based on my expert googling.
Correct.

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Title: Re: Help Steve Dave Build A House (NOW HELP HIM TAKE CARE OF IT)
Post by: CHONGS on February 11, 2022, 02:36:18 PM
Well, just had chimney squirrel running around my living room.  Got his ass outside and all is well.
Title: Re: Re: Help Steve Dave Build A House (NOW HELP HIM TAKE CARE OF IT)
Post by: CHONGS on February 11, 2022, 02:38:16 PM
I do, however, now have two furious cats.  They are next level mad.
Title: Re: Re: Help Steve Dave Build A House (NOW HELP HIM TAKE CARE OF IT)
Post by: chum1 on February 11, 2022, 02:39:18 PM
In hindsight, I suppose it would want to come down on its own once it got hungry enough.
Title: Re: Re: Help Steve Dave Build A House (NOW HELP HIM TAKE CARE OF IT)
Post by: Kat Kid on February 11, 2022, 02:39:28 PM
Well, just had chimney squirrel running around my living room.  Got his ass outside and all is well.
Win-Win
Title: Re: Re: Help Steve Dave Build A House (NOW HELP HIM TAKE CARE OF IT)
Post by: kim carnes on February 11, 2022, 02:39:41 PM
We did it baby woo!
Title: Re: House buying/owning advice
Post by: CHONGS on February 11, 2022, 02:49:52 PM
Chimney was to tall for me reach and dangle something down it, so I just opened the damper and put some squirrel bait in the fireplace and waited.

CHONGS and his side of the mountain crap.
Title: Re: House buying/owning advice
Post by: star seed 7 on February 11, 2022, 02:51:28 PM
I've always had a feeling that CHONGS was a master baiter
Title: Re: House buying/owning advice
Post by: CHONGS on February 11, 2022, 02:59:27 PM
I've always had a feeling that CHONGS was a master baiter
I knew all that practice would pay off someday.  Take that Dad!
Title: House buying/owning advice
Post by: yoga-like_abana on February 11, 2022, 03:57:24 PM
I’m picturing the scene from great outdoors but with a squirrel


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Title: Re: House buying/owning advice
Post by: ben ji on February 11, 2022, 04:47:10 PM
Were you able to get it outside immediately after it fell down the fireplace or was it similar to when the squirrel got loose in Christmas vacation?
Title: Re: House buying/owning advice
Post by: WillieWatanabe on February 11, 2022, 04:48:27 PM
I pictured this.

https://www.youtube.com/watch?v=x2e0r9IHKck
Title: Re: House buying/owning advice
Post by: ben ji on February 11, 2022, 05:00:24 PM
I pictured this.

https://www.youtube.com/watch?v=x2e0r9IHKck

Excellent execution by all involved but the MVP is the sweeper at the bottom of the stairs.
Title: Re: House buying/owning advice
Post by: CHONGS on February 11, 2022, 05:33:33 PM
Were you able to get it outside immediately after it fell down the fireplace or was it similar to when the squirrel got loose in Christmas vacation?
Oh it ran around (with my big fat 13 year old 14 lbs cat running after it) knocking crap over.  Luckily there were only two openings it could go and one was to the back yard.
Title: Re: House buying/owning advice
Post by: sys on February 11, 2022, 07:18:46 PM
Luckily there were only two openings it could go and one was to the back yard.

katdaddy. :nono:
Title: Re: House buying/owning advice
Post by: ben ji on February 11, 2022, 07:20:48 PM
Luckily there were only two openings it could go and one was to the back yard.

katdaddy. :nono:

 :lol:
Title: Re: House buying/owning advice
Post by: Kat Kid on February 11, 2022, 08:56:26 PM
Luckily there were only two openings it could go and one was to the back yard.

katdaddy. :nono:
Lol
Title: Re: House buying/owning advice
Post by: steve dave on February 11, 2022, 09:21:07 PM
lmao
Title: Re: House buying/owning advice
Post by: CHONGS on February 11, 2022, 10:39:20 PM
(https://uploads.tapatalk-cdn.com/20220212/c4279d9b5220d8998049baf09d0d90d0.jpg)
Title: Re: House buying/owning advice
Post by: Phil Titola on February 12, 2022, 09:53:41 AM
I’m picturing the scene from great outdoors but with a squirrel


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So Christmas vacation?
Title: Re: House buying/owning advice
Post by: Phil Titola on February 12, 2022, 09:56:39 AM
Alright replaced hot water heater and now washer leaks. What brand of washer dryer do you love? Mieles sound sexy af but after they all Europe small?
Title: Re: House buying/owning advice
Post by: IPA4Me on February 12, 2022, 12:55:25 PM
Alright replaced hot water heater and now washer leaks. What brand of washer dryer do you love? Mieles sound sexy af but after they all Europe small?
We've been pleased with this fine washer from Lowe's. Full size though.

https://www.lowes.com/pd/Samsung-High-Efficiency-Stackable-Front-Load-Washer-White-ENERGY-STAR/1002890950

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Title: House buying/owning advice
Post by: Tobias on February 12, 2022, 01:14:20 PM
get an ugly ass Speed Queen
Title: Re: House buying/owning advice
Post by: Trim on February 12, 2022, 01:27:15 PM
I've bought all these things lately.  Will be getting installed as part of repairs/renovation over the next month or so.

https://www.homedepot.com/p/LG-Electronics-27-in-Black-Steel-WashTower-Laundry-Center-with-4-5-cu-ft-Front-Load-Washer-and-7-4-cu-ft-Electric-Dryer-WKEX200HBA/314744262

https://www.homedepot.com/p/LG-Electronics-23-3-cu-ft-French-Door-Smart-Refrigerator-InstaView-Dual-Craft-Ice-PrintProof-Stainless-Counter-Depth-LRFVC2406S/310338070

https://www.homedepot.com/p/LG-Electronics-7-3-cu-ft-Smart-Double-Oven-Electric-Range-Self-Cleaning-Convection-and-Wi-Fi-Enabled-in-Stainless-Steel-LTE4815ST/304993885

https://www.homedepot.com/p/LG-Electronics-2-2-cu-ft-Over-the-Range-Microwave-in-Stainless-Steel-with-Extenda-Vent-and-EasyClean-LMH2235ST/205192744

https://www.bosch-home.com/us/productslist/dishwashers/top-controls/SHPM78Z54N

https://www.homedepot.com/p/Delta-Trinsic-Single-Handle-Pull-Down-Sprayer-Kitchen-Faucet-with-Touch2O-Technology-in-Arctic-Stainless-9159T-AR-DST/203124966
Title: Re: House buying/owning advice
Post by: yoga-like_abana on February 12, 2022, 02:22:53 PM
Anyone else hate front loaders? Top loaders 4 lyfe


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Title: Re: House buying/owning advice
Post by: Institutional Control on February 12, 2022, 05:21:31 PM
I prefer top loaders too.


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Title: Re: House buying/owning advice
Post by: IPA4Me on February 12, 2022, 05:42:03 PM
I just like clean clothes and fiance likes using front loader. Front loader it is.

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Title: Re: House buying/owning advice
Post by: yoga-like_abana on February 12, 2022, 06:32:26 PM
I just like clean clothes and fiance likes using front loader. Front loader it is.

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Fiancés are replaceable. Top loaders are forever


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Title: Re: House buying/owning advice
Post by: bucket on February 12, 2022, 06:39:45 PM
Anyone else hate front loaders? Top loaders 4 lyfe


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I tried to buy a front loader a couple years ago but the salesmen talked me into a top loader. He said front loaders need repairs frequently. The top loader was cheaper, too.
Title: Re: House buying/owning advice
Post by: slackcat on February 12, 2022, 06:48:20 PM
Kenmore front loader for the last 10 years, can't kill the bastard.  Clean the discharge screen every couple years and that's it, we beat on it like a red-headed stepchild.  :gocho:
Title: Re: House buying/owning advice
Post by: steve dave on February 12, 2022, 07:13:34 PM
Whirpool front load wash and dryer both new when we built this house 8’ish years ago. So far bulletproof and I’ve got like a dozen kids.
Title: Re: House buying/owning advice
Post by: schreds21 on February 12, 2022, 07:50:43 PM
Kenmore front loader for the last 10 years, can't kill the bastard.  Clean the discharge screen every couple years and that's it, we beat on it like a red-headed stepchild.  :gocho:
My Kenmore set is 17 years old.  Top loader on the washing machine.  Put a new transmission in it 3 years ago.  Other than that, it is a beast.
Title: Re: House buying/owning advice
Post by: steve dave on February 12, 2022, 07:59:02 PM
Transmissions are for cars, lmao
Title: Re: House buying/owning advice
Post by: schreds21 on February 12, 2022, 08:06:23 PM
 :facepalm:
Title: Re: House buying/owning advice
Post by: CHONGS on February 12, 2022, 10:50:17 PM
I put a new carburetor in my dishwasher last year.
Title: Re: House buying/owning advice
Post by: slackcat on February 13, 2022, 06:15:06 AM
lol
Title: Re: House buying/owning advice
Post by: Phil Titola on February 13, 2022, 08:03:14 AM
Went top load LG. Had a front load and was fine with that too but I think the top load will work better in my setup.
Title: Re: House buying/owning advice
Post by: yoga-like_abana on February 13, 2022, 08:11:16 AM
Turbo charged our washer it’s wild now. If I hit the nos on the dryer it gets stuff dry so fast and so furious now


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Title: Re: House buying/owning advice
Post by: slackcat on February 13, 2022, 08:23:11 AM
Mind if I take 'em for a spin?
Title: Re: House buying/owning advice
Post by: ben ji on February 13, 2022, 09:21:07 AM
How often do you change the oil in your oven? Anyone ever use Synthetic?
Title: Re: House buying/owning advice
Post by: DQ12 on February 13, 2022, 09:40:39 AM
Our washer dryer space is pretty elite.  Front loaders and covered in a cabinet.  The works really.
Title: Re: House buying/owning advice
Post by: catastrophe on February 13, 2022, 10:33:31 AM
The only thing I really hate about front loaders are what a scam it is to buy the pedestal/storage drawers. Like $200 per appliance or something ridiculous.
Title: Re: House buying/owning advice
Post by: star seed 7 on February 13, 2022, 10:34:27 AM
Top load 4 lyfe
Title: Re: House buying/owning advice
Post by: Phil Titola on February 13, 2022, 12:15:20 PM
Our washer dryer space is pretty elite.  Front loaders and covered in a cabinet.  The works really.

the one I bought was more in a different color and I couldn't for the life of me justify any additional cost for a washer color.  Like wtf you hosting parties in your laundry rooms?  I guess if you had the ones in your closet?
Title: Re: House buying/owning advice
Post by: IPA4Me on February 13, 2022, 08:15:49 PM
The only thing I really hate about front loaders are what a scam it is to buy the pedestal/storage drawers. Like $200 per appliance or something ridiculous.
Ya but happy fiance yada yada

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Title: Re: House buying/owning advice
Post by: Institutional Control on February 14, 2022, 12:22:03 PM
At what point in my homeownership do I begin to complain about renters in the neighborhood bringing down my property value?


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Title: Re: House buying/owning advice
Post by: IPA4Me on February 14, 2022, 01:22:24 PM
You don't unless they're trashy. In that case, you bitch about the landlord not keeping crap clean.
Title: Re: House buying/owning advice
Post by: Institutional Control on February 14, 2022, 01:25:38 PM
You don't unless they're trashy. In that case, you bitch about the landlord not keeping crap clean.

Well, I don't know which of my neighbors are renters but it's a very popular topic on the neighborhood Facebook group.
Title: Re: House buying/owning advice
Post by: wetwillie on February 14, 2022, 05:45:39 PM
Your HOA allows non owner occupied residency?
Title: Re: House buying/owning advice
Post by: steve dave on February 14, 2022, 05:46:05 PM
would never
Title: Re: House buying/owning advice
Post by: star seed 7 on February 14, 2022, 06:14:13 PM
would never

Would never live under the fascist heel of an hoa? Me neither sd, me neither.
Title: Re: House buying/owning advice
Post by: Spracne on February 14, 2022, 06:50:03 PM
Back in my day, owning real property in America meant you could use it however you god damn pleased. Smmfh.
Title: Re: House buying/owning advice
Post by: TheHamburglar on February 14, 2022, 08:40:28 PM
Have to get new flooring. It’s going to be the death of my wife now that she actually has to decide.
Title: Re: House buying/owning advice
Post by: 8manpick on February 14, 2022, 09:31:16 PM
would never

Would never live under the fascist heel of an hoa? Me neither sd, me neither.
Yes, gross.
Title: Re: House buying/owning advice
Post by: nicname on February 14, 2022, 11:07:36 PM
would never

Would never live under the fascist heel of an hoa? Me neither sd, me neither.
Yes, gross.

Ive left the land of the free and now live under the iron thumb of the authoritarian HOA rule.
Title: Re: House buying/owning advice
Post by: DQ12 on February 15, 2022, 06:50:35 AM
Imagine living in the same neighborhood as renters. :Yuck:
Title: Re: House buying/owning advice
Post by: Phil Titola on February 15, 2022, 08:29:01 AM
Have to get new flooring. It’s going to be the death of my wife now that she actually has to decide.

 :ohno:
Title: Re: House buying/owning advice
Post by: yoga-like_abana on February 15, 2022, 08:48:00 AM
would never

Would never live under the fascist heel of an hoa? Me neither sd, me neither.
Yes, gross.

Ive left the land of the free and now live under the iron thumb of the authoritarian HOA rule.
Do you have to ask permission before redoing hardwood floors?
Title: Re: House buying/owning advice
Post by: cfbandyman on February 15, 2022, 08:54:45 AM
You don't unless they're trashy. In that case, you bitch about the landlord not keeping crap clean.

Well, I don't know which of my neighbors are renters but it's a very popular topic on the neighborhood Facebook group.

That's hilarious to me, I live in a neighborhood with tons of renters and my property values is 50k more now than when I bought it, and some of the more trashy houses are owners.

What a weird world.

Also HOAs can burn in hell.
Title: Re: House buying/owning advice
Post by: yoga-like_abana on February 15, 2022, 08:56:45 AM
I lived in an HOA growing up but not like a weird one where they tell you that you can't paint your house a certain color.
The HOA went towards the pool and basketball court and what not. All HOAs should be more like that
Title: Re: House buying/owning advice
Post by: nicname on February 15, 2022, 09:01:27 AM
would never

Would never live under the fascist heel of an hoa? Me neither sd, me neither.
Yes, gross.

Ive left the land of the free and now live under the iron thumb of the authoritarian HOA rule.
Do you have to ask permission before redoing hardwood floors?

They are at old house, which we moved from to get away from slummy rentals.
Title: Re: House buying/owning advice
Post by: Phil Titola on February 15, 2022, 09:25:40 AM
Team HOA if they just are there to do the maintenance. You are speaking to a current HOA president by the way
 
HOA in the burbs where their only goal in life is to fulfill dumb rules would drive me insane.
Title: Re: House buying/owning advice
Post by: yoga-like_abana on February 15, 2022, 09:32:47 AM
How many dead people voted for you Phil?
Title: Re: House buying/owning advice
Post by: ChiComCat on February 15, 2022, 09:36:37 AM
How many dead people voted for you Phil?

If it's like most HOAs I've seen, quite a few near-death people at least
Title: Re: House buying/owning advice
Post by: star seed 7 on February 15, 2022, 09:37:03 AM
Those who trade freedom for security deserve neither!
Title: Re: House buying/owning advice
Post by: nicname on February 15, 2022, 10:58:25 AM
Those who trade freedom for security deserve neither!

My neighbor is the on the HOA board. Seems nice, but NOSEY!!!
Title: Re: House buying/owning advice
Post by: Phil Titola on February 15, 2022, 11:05:04 AM
We are a huge HOA of 5!
Title: Re: House buying/owning advice
Post by: catastrophe on February 15, 2022, 11:20:20 AM
I lived in an HOA growing up but not like a weird one where they tell you that you can't paint your house a certain color.
The HOA went towards the pool and basketball court and what not. All HOAs should be more like that
Really HOAs should just be voluntary. Allows community funded stuff if there is enough support and keeps the gazpacho confined to SD’s neighborhood.
Title: Re: House buying/owning advice
Post by: TheHamburglar on February 15, 2022, 01:14:59 PM
We are a huge HOA of 5!

You’re the shadow president. We know who is really in charge.
Title: Re: House buying/owning advice
Post by: Institutional Control on February 15, 2022, 01:45:28 PM
I do love how many of my HOA-loving neighbors have "don't tread on me" flags.
Title: Re: House buying/owning advice
Post by: bucket on February 15, 2022, 01:50:41 PM
I do love how many of my HOA-loving neighbors have "don't tread on me" flags.

 :lol:  That could only happen in Texas.
Title: Re: House buying/owning advice
Post by: Dugout DickStone on February 15, 2022, 02:48:38 PM
I do love how many of my HOA-loving neighbors have "don't tread on me" flags.

move asap
Title: Re: House buying/owning advice
Post by: Rage Against the McKee on February 15, 2022, 03:04:13 PM
Become HOA president and immediately ban all of those flags.
Title: Re: House buying/owning advice
Post by: ben ji on February 15, 2022, 03:42:53 PM
I really like those flags and have thought of buying one but I don't want to be associated with "Those people"

Title: Re: House buying/owning advice
Post by: Spracne on February 15, 2022, 04:03:00 PM
I really like those flags and have thought of buying one but I don't want to be associated with "Those people"

Maybe I can interest you in one of these

(https://www.texascrazy.com/wp-content/uploads/2016/02/dark-stained-gonzales-flag-f.jpg)
Title: Re: House buying/owning advice
Post by: mocat on February 16, 2022, 11:21:25 AM
is that supposed to be a cannon
Title: Re: House buying/owning advice
Post by: star seed 7 on February 16, 2022, 11:24:44 AM
Looks like a doobie with a moonrock topper
Title: Re: House buying/owning advice
Post by: ben ji on February 16, 2022, 12:06:29 PM
I really like those flags and have thought of buying one but I don't want to be associated with "Those people"

Maybe I can interest you in one of these

(https://www.texascrazy.com/wp-content/uploads/2016/02/dark-stained-gonzales-flag-f.jpg)
Nah, I like the historical part where each section of a snake is a colony telling the red coats to F off.
Title: Re: House buying/owning advice
Post by: Spracne on February 16, 2022, 01:05:39 PM
I really like those flags and have thought of buying one but I don't want to be associated with "Those people"

Maybe I can interest you in one of these

(https://www.texascrazy.com/wp-content/uploads/2016/02/dark-stained-gonzales-flag-f.jpg)
Nah, I like the historical part where each section of a snake is a colony telling the red coats to F off.

This flag has history, as well. Roughly 100% of Texans recognize this flag. Roughly 95% of non-Texans don't recognize this flag.

Title: Re: House buying/owning advice
Post by: yoga-like_abana on February 16, 2022, 01:06:34 PM
Never forget the Alamo?
Title: Re: House buying/owning advice
Post by: yoga-like_abana on February 16, 2022, 01:07:51 PM
Also visiting the alamo  :zzz: what a disappointment
Title: Re: House buying/owning advice
Post by: Rage Against the McKee on February 16, 2022, 01:12:37 PM
Also visiting the alamo  :zzz: what a disappointment

I don't recall much of my visit.
Title: Re: House buying/owning advice
Post by: Institutional Control on February 16, 2022, 01:13:45 PM
Mexicans certainly came and took it at the Alamo.  They even took Jim Bowie's knife.
Title: Re: House buying/owning advice
Post by: Institutional Control on February 16, 2022, 01:14:14 PM
Also visiting the alamo  :zzz: what a disappointment

You must have missed the tour of the basement.
Title: Re: House buying/owning advice
Post by: Spracne on February 16, 2022, 01:16:03 PM
Never forget the Alamo?

It's not from the Alamo. It's from the Battle of Gonzales.
Title: Re: House buying/owning advice
Post by: DaBigTrain on February 16, 2022, 01:16:22 PM
Also visiting the alamo  :zzz: what a disappointment

The Ripley's believe it or not museum across the street on the other hand  :excited:
Title: Re: House buying/owning advice
Post by: DaBigTrain on February 16, 2022, 01:17:03 PM
Also I'm like less than a 10 min walk from the Alamo at my new coworking space.
Title: Re: House buying/owning advice
Post by: Phil Titola on February 16, 2022, 01:22:51 PM
I'm typically underwhelmed by historic crap but the Alamo took the cake. Wow.
Title: Re: House buying/owning advice
Post by: schreds21 on February 16, 2022, 01:23:11 PM
Never forget the Alamo?

It's not from the Alamo. It's from the Battle of Gonzales.
Sounds made up
Title: Re: House buying/owning advice
Post by: Rage Against the McKee on February 16, 2022, 01:28:06 PM
The Alamo is a crappy fort that couldn't hold off an assault by the Mexican army. Mexico couldn't hold the fort, either. If you go into your visit with that in mind, then it won't be so disappointing.
Title: Re: House buying/owning advice
Post by: star seed 7 on February 16, 2022, 01:28:25 PM
Also visiting the alamo  :zzz: what a disappointment

The Ripley's believe it or not museum across the street on the other hand  :excited:

I do remember this.
Title: Re: House buying/owning advice
Post by: TheHamburglar on February 16, 2022, 07:41:59 PM
Mexicans certainly came and took it at the Alamo.  They even took Jim Bowie's knife.

At least we eventually got Santa Anna’s leg.
Title: Re: House buying/owning advice
Post by: Kat Kid on February 16, 2022, 08:09:09 PM
When the Spartans said it, it was kind of badass. Americans saying it was bad enough, but the 300 movie ruined it for all time as now it is on every E-3's shitty souped up civic or lifted truck.
Title: Re: House buying/owning advice
Post by: mocat on February 16, 2022, 08:20:00 PM
also Arwen pretty much quoted it to the ringwraiths
Title: Re: House buying/owning advice
Post by: CHONGS on February 16, 2022, 08:40:27 PM
also Arwen pretty much quoted it to the ringwraiths
Neeeeeerd
Title: Re: House buying/owning advice
Post by: DQ12 on February 17, 2022, 05:55:02 AM
I think some college got in trouble for using the COME AND TAKE IT flag last CFB season.  Maybe UTSA?
Title: Re: House buying/owning advice
Post by: Institutional Control on February 17, 2022, 07:48:32 AM
I think some college got in trouble for using the COME AND TAKE IT flag last CFB season.  Maybe UTSA?

Actually, they took heat for no longer using it.

https://www.texastribune.org/2021/09/14/utsa-come-and-take-it/

Quote
Regents Chair Kevin Eltife said in a statement last week that he was disappointed by UTSA President Taylor Eighmy’s decision to end the six-year tradition, which included unfurling an enormous flag with the slogan across the student section during the fourth quarter of football games and firing a cannon.

“The Board of Regents does not support abandoning traditions and history that mean much to students, alumni, and other Texans,” Eltife said. “I am very disappointed with this decision and will immediately ask our Board to establish policies that ensure that the governing body of the UT System will have the opportunity in the future to be consulted before important university traditions and observances are changed.”

Title: Re: House buying/owning advice
Post by: mocat on February 17, 2022, 08:11:40 AM
so the COME AND TAKE IT tradition started almost exactly the same time as maga hats started appearing? weird
Title: Re: House buying/owning advice
Post by: Spracne on February 17, 2022, 01:21:21 PM
Yeah, I've been hiding the ball a bit here, but the flag has (unsurprisingly) been hijacked by the gun-loving MAGA crowd.
Title: Re: House buying/owning advice
Post by: slackcat on February 17, 2022, 03:04:46 PM
Never forget the Alamo?

It's not from the Alamo. It's from the Battle of Gonzales.

Interesting
Title: Re: House buying/owning advice
Post by: steve dave on February 17, 2022, 05:02:21 PM
The Alamo is about a 10 minute walk from the river walk hotel I stayed at for work which is about 7,000 really confrontational homeless people if you use homeless people or time as your measurement of distance. A lady I was with gave some guy her boxed lunch because he had a sign asking for money to buy food and he immediately launched it into the street which made everyone but her lmao.
Title: Re: House buying/owning advice
Post by: Spracne on February 17, 2022, 05:18:49 PM
almao
Title: Re: House buying/owning advice
Post by: CHONGS on March 20, 2022, 06:21:32 PM
Trees and their dumbass roots can get the eff out of my face.  Stay out of my pipes!
Title: Re: House buying/owning advice
Post by: steve dave on March 26, 2022, 09:01:12 AM
https://twitter.com/charliebilello/status/1507421101491732484

read another good take tweet yesterday about if you are in a loan with a sub 3% apr you are trapped in your home in a good way. which is very true. we went and looked at a bigger house the other day and the cost difference just from current rates v. what we have now (2.175) was almost $500 more a month which is ridiculous. really puts a disincentive on ever leaving while we still have a mortgage payment. it's not like current rates are historically bad, they are actually still relatively low. they just got wildly low there for a minute.

https://twitter.com/alifarhat79/status/1507166460761755651
Title: Re: House buying/owning advice
Post by: TheHamburglar on March 26, 2022, 09:34:24 AM
Yeah, we refinanced in spring 2020 when it bottomed out. I don’t remember the exact number, just the closing person telling us our rate was the lowest she’d ever seen. I looked at slot of houses the past year. I don’t see how I could pull the trigger on moving for a long, long time. Our house value is double what we owe, but it would take another $100k-$200k on top for a house that’s bigger/better enough to go through the hassle of moving. It would be nice to have a spare bedroom, but not $500-$750/month more nice.
Title: Re: House buying/owning advice
Post by: cfbandyman on March 26, 2022, 09:50:07 AM
Yup, all very true. I can't imagine at this point as much as in like 3-4 years I'd like to go to another house it'll be so insanely expensive so why would I.

Title: House buying/owning advice
Post by: catastrophe on March 26, 2022, 10:52:29 AM
https://twitter.com/charliebilello/status/1507421101491732484

read another good take tweet yesterday about if you are in a loan with a sub 3% apr you are trapped in your home in a good way. which is very true. we went and looked at a bigger house the other day and the cost difference just from current rates v. what we have now (2.175) was almost $500 more a month which is ridiculous. really puts a disincentive on ever leaving while we still have a mortgage payment. it's not like current rates are historically bad, they are actually still relatively low. they just got wildly low there for a minute.

https://twitter.com/alifarhat79/status/1507166460761755651
I barely even give a crap about rates and house prices anymore. Inventory has always been the killer at least in my neck of the woods. Every house is just ok and even there it’s like some crazy feeding frenzy. That combined with my inherent laziness means we’ll almost certainly be in our house another 5-10 years or so.
Title: Re: House buying/owning advice
Post by: yoga-like_abana on March 26, 2022, 11:55:23 AM
Holy moley that’s insane


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Title: Re: House buying/owning advice
Post by: steve dave on March 28, 2022, 08:12:31 AM
https://twitter.com/morningbrew/status/1507452747515367434
Title: Re: House buying/owning advice
Post by: DQ12 on March 28, 2022, 08:51:41 AM
our detached garage is constantly tripping the breaker and it's definitely some kind of wiring issue...kinda nervous about what this fix is going to cost.  T's and P's would be appreciated tia.
Title: Re: House buying/owning advice
Post by: yoga-like_abana on March 28, 2022, 09:10:47 AM
our detached garage is constantly tripping the breaker and it's definitely some kind of wiring issue...kinda nervous about what this fix is going to cost.  T's and P's would be appreciated tia.
No electrician but first cheap and easy thing you could do is pull the breaker for it out of the box and replace with a new one and see if that works.
Title: Re: House buying/owning advice
Post by: star seed 7 on March 28, 2022, 09:39:03 AM
our detached garage is constantly tripping the breaker and it's definitely some kind of wiring issue...kinda nervous about what this fix is going to cost.  T's and P's would be appreciated tia.
No electrician but first cheap and easy thing you could do is pull the breaker for it out of the box and replace with a new one and see if that works.

Yes, do this
Title: Re: House buying/owning advice
Post by: DQ12 on March 28, 2022, 12:43:37 PM
sounds dangerous if i have no clue what i'm doing?
Title: Re: House buying/owning advice
Post by: pissclams on March 28, 2022, 12:50:38 PM
what could possibly go wrong?
just be safe and stand in a barrel of water while you are doing it
Title: Re: House buying/owning advice
Post by: DQ12 on March 28, 2022, 12:51:36 PM
the rubber in my shoes should "ground" (fancy electrician term for "defuse") any electricity
Title: Re: House buying/owning advice
Post by: Institutional Control on March 28, 2022, 12:54:12 PM
Youtube it. Super easy.
Title: Re: House buying/owning advice
Post by: cfbandyman on March 28, 2022, 01:10:48 PM
the rubber in my shoes should "ground" (fancy electrician term for "defuse") any electricity

It does the opposite of that and keeps you from being grounded

And yeah you could probably replace it, youtube us good resource into how. Would be the first thing I would do since especially if it's an older breaker they tend to degrade a little over time and prone to trip.

My recommendation, watch a vid on how to do it, buy a non-touch voltage tick (you can get one at home depot or lowes) turn off the main breaker, open the front of the breaker box (should be like a screw or two holding in place) and then uses that voltage tick to verify it's off (there probably exposed metal bus at the back) you can even test that voltage tick in an outlet before you cut power, they general glow and/or chime if there is voltage present. Then unscrew the wire(s) and tug the old breaker out, they usually "rotate" out of their socket, as they clip in on the "inside" side of the breaker and are held on a rail on the outside side. Pop the new one in, reterm the wire, put the cover back on, turn the main on, and should be done.

EDIT:

Also wear some rubberized gloves, even those thick rubber ones for gardening is decent enough to prevent shocks or worse.

If you are uncomfortable though of course don't do it. But it is doable to replace a breaker
Title: Re: House buying/owning advice
Post by: cfbandyman on March 28, 2022, 01:20:41 PM
Youtube it. Super easy.

It def is easy, I'd say 1.5 out of 10 in terms of difficulty, but 9.5/10 in danger if you don't do it right
Title: Re: House buying/owning advice
Post by: steve dave on March 28, 2022, 01:22:08 PM
Yeah, it’s super pud and you’ll probably die
Title: Re: House buying/owning advice
Post by: DQ12 on March 28, 2022, 01:23:17 PM
alright boys, wish me luck.  if i don't post again after it i want to bequeath all of my posts to Scout the cat.
Title: Re: House buying/owning advice
Post by: pissclams on March 28, 2022, 01:38:03 PM
she would be honored
Title: Re: House buying/owning advice
Post by: _33 on March 28, 2022, 03:06:43 PM
I want to sell my house and buy a different house.  Will the market stop being a huge twerp any time in the next couple years?
Title: Re: House buying/owning advice
Post by: steve dave on March 28, 2022, 03:31:39 PM
I want to sell my house and buy a different house.  Will the market stop being a huge twerp any time in the next couple years?
Probably not where we live. House prices in flyover country are extraordinarily sticky and mortgage rates will continue to climb near term.
Title: Re: House buying/owning advice
Post by: _33 on March 28, 2022, 03:33:35 PM
I want to sell my house and buy a different house.  Will the market stop being a huge twerp any time in the next couple years?
Probably not where we live. House prices in flyover country are extraordinarily sticky and mortgage rates will continue to climb near term.

So I should just do it now.
Title: Re: House buying/owning advice
Post by: steve dave on March 28, 2022, 03:40:33 PM
Sure, at the end of the day the decision to buy a new house shouldn’t be based on what the market may or may not do. It’s not like buying a stock or a mint condition ken Griffey jr. rookie card. You actually live in the house. And the cost to make that transaction v the utility of owning/living there should be your only concerns.
Title: Re: House buying/owning advice
Post by: _33 on March 28, 2022, 06:40:20 PM
Sure, at the end of the day the decision to buy a new house shouldn’t be based on what the market may or may not do. It’s not like buying a stock or a mint condition ken Griffey jr. rookie card. You actually live in the house. And the cost to make that transaction v the utility of owning/living there should be your only concerns.

Thanks you Steve Dave. You are very wise and I appreciate your insight.
Title: Re: House buying/owning advice
Post by: Kat Kid on March 28, 2022, 07:04:51 PM
What a great moment. Someone realized 33 was grumpy and Steve Dave helped him.

Seriously, I value this community. It is really something.
Title: Re: House buying/owning advice
Post by: DQ12 on March 29, 2022, 07:54:41 PM
Switched out the breaker without killing myself but the new one is tripping too.  :angry:
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on March 29, 2022, 07:59:19 PM
Our realtor is my wife’s best friend and I feel bad telling her “no way” every time, knowing it’s already listed over it’s worth, and it will get sold for 50-100K over asking price. I don’t care what they say we can afford, I’m not doing that.
Title: Re: House buying/owning advice
Post by: star seed 7 on March 29, 2022, 08:25:17 PM
Switched out the breaker without killing myself but the new one is tripping too.  :angry:

Worth a try and great job!
Title: Re: House buying/owning advice
Post by: Spracne on March 29, 2022, 08:29:46 PM
Our realtor is my wife’s best friend and I feel bad telling her “no way” every time, knowing it’s already listed over it’s worth, and it will get sold for 50-100K over asking price. I don’t care what they say we can afford, I’m not doing that.

Yeah. When I got preapproved for a mortgage and the bank told me what they were willing to lend me, I was like, "I'm not even going to spend half that."
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on March 29, 2022, 08:41:16 PM
 :thumbs:
Title: Re: House buying/owning advice
Post by: yoga-like_abana on March 29, 2022, 08:52:02 PM
Switched out the breaker without killing myself but the new one is tripping too.  :angry:

Worth a try and great job!
Yes, also I’m glad you’re still here dlew


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Title: Re: House buying/owning advice
Post by: yoga-like_abana on March 29, 2022, 08:56:19 PM
Our realtor is my wife’s best friend and I feel bad telling her “no way” every time, knowing it’s already listed over it’s worth, and it will get sold for 50-100K over asking price. I don’t care what they say we can afford, I’m not doing that.
Realtors are used car salesmen and scentsy dealers rolled into one.


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Title: Re: House buying/owning advice
Post by: catastrophe on March 29, 2022, 09:02:46 PM
Buyer’s realtors can be pretty useless, but if you’re looking in a specific area they can be great if they know the sellers who work in the same area.
Title: Re: House buying/owning advice
Post by: steve dave on March 29, 2022, 09:12:17 PM
Switched out the breaker without killing myself but the new one is tripping too.  :angry:

Worth a try and great job!
Yes, also I’m glad you’re still here dlew


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The fact that dlew isn’t dead makes me suspect he mumped up switching it out and it’s probably still that breaker
Title: Re: House buying/owning advice
Post by: Institutional Control on March 29, 2022, 09:12:34 PM
Switched out the breaker without killing myself but the new one is tripping too.  :angry:
Did you up the amps on the new breaker?


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Title: Re: House buying/owning advice
Post by: 420seriouscat69 on March 29, 2022, 09:14:09 PM
I won’t give you the full story on this, but she (realtor) was invested into a great family business before crap got rocky a few years ago and she left & went on her own (to prove a point. Bad mistake). I feel like I’m managing a lot here. I want a forever home for my office, a good school district without leaving the city (Wife wants weird places now for the kid, like Desoto & over paying for BV). She went to a Catholic school & if we aren’t paying for private, she needs a good school district. Meanwhile, I try and preach to her the outlier she married (Eudora grad & 5 years at K-State on a communications degree & an MBA @ Phoenix) & how much we could save avoiding that nonsense & she doesn’t believe it.
Title: Re: House buying/owning advice
Post by: Skipper44 on March 29, 2022, 09:32:44 PM
The BV houses are nuts right now, the good houses in my neighborhood are all going to bids because the new houses far south on Mission are all 800k and up.  You have time and there was a dip in 2008 (right after I bought :bang:) and there will be one again so my advice is be ready when it happens.
Title: Re: House buying/owning advice
Post by: BW on March 29, 2022, 09:48:18 PM
Custom building a house now. Worst time to do it or worstest? Inflation/supply chain issues/sling shotting interest rates/looming recession .. oy vey.

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Title: Re: House buying/owning advice
Post by: DQ12 on March 29, 2022, 10:06:15 PM
Switched out the breaker without killing myself but the new one is tripping too.  :angry:
Did you up the amps on the new breaker?


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No, the YouTube guy I watched was pretty emphatic about getting the exact same kind of breaker and amps. 

Title: Re: House buying/owning advice
Post by: Institutional Control on March 29, 2022, 10:12:36 PM
Switched out the breaker without killing myself but the new one is tripping too.  :angry:
Did you up the amps on the new breaker?


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No, the YouTube guy I watched was pretty emphatic about getting the exact same kind of breaker and amps.
Meh…

No choice but to call an electrician now.


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Title: Re: House buying/owning advice
Post by: yoga-like_abana on March 29, 2022, 10:20:54 PM
Dlew I’m glad you attempted big dog. Fanning don’t let a salesgirl/bestie influence the rest of your life/money situation.


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Title: Re: House buying/owning advice
Post by: ben ji on March 29, 2022, 10:30:25 PM
I won’t give you the full story on this, but she (realtor) was invested into a great family business before crap got rocky a few years ago and she left & went on her own (to prove a point. Bad mistake). I feel like I’m managing a lot here. I want a forever home for my office, a good school district without leaving the city (Wife wants weird places now for the kid, like Desoto & over paying for BV). She went to a Catholic school & if we aren’t paying for private, she needs a good school district. Meanwhile, I try and preach to her the outlier she married (Eudora grad & 5 years at K-State on a communications degree & an MBA @ Phoenix) & how much we could save avoiding that nonsense & she doesn’t believe it.
How old is lil kick ball? Like 2-3? You have another couple of years before you have to worry about schools.

With interest rates going up home prices will come down/stop going up (which is a double edge sword since you already own a home). Worst case scenario you never move and Lil kick ball goes to Shawnee Mission South.

Oh the horror
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on March 29, 2022, 10:40:19 PM
2 and a half. I’m keeping steady, but she just got a raise today too. That’s 36% in raises with fam since December! I want to payoff all of our loans in 2 years and help mom’s continual treatment.
Title: Re: House buying/owning advice
Post by: XocolateThundarr on March 30, 2022, 09:52:04 AM
Switched out the breaker without killing myself but the new one is tripping too.  :angry:
Did you up the amps on the new breaker?


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No, the YouTube guy I watched was pretty emphatic about getting the exact same kind of breaker and amps. 




Do you have a GFCI outlet on the circuit?
Title: Re: House buying/owning advice
Post by: cfbandyman on March 30, 2022, 09:56:28 AM
Switched out the breaker without killing myself but the new one is tripping too.  :angry:
Did you up the amps on the new breaker?


Sent from my iPhone using Tapatalk
No, the YouTube guy I watched was pretty emphatic about getting the exact same kind of breaker and amps.

Yeah, that is correct, don't ever do that.

Does it trip like right away, or does it take "time" ie it holds and then trips later.
Title: Re: House buying/owning advice
Post by: cfbandyman on March 30, 2022, 10:03:24 AM
Switched out the breaker without killing myself but the new one is tripping too.  :angry:
Did you up the amps on the new breaker?


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I mean that's how fires happen but ok
Title: Re: House buying/owning advice
Post by: _33 on March 30, 2022, 02:37:01 PM
DLEW HIRE A PROFESSIONAL THIS IS STRESSING ME OUT
Title: Re: House buying/owning advice
Post by: DQ12 on March 30, 2022, 02:43:51 PM
Switched out the breaker without killing myself but the new one is tripping too.  :angry:
Did you up the amps on the new breaker?


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No, the YouTube guy I watched was pretty emphatic about getting the exact same kind of breaker and amps. 




Do you have a GFCI outlet on the circuit?
no.  i also unplugged everything i could in the garage (i.e. weed wacker charger)...the only things that are eating power in there (when the breaker isn't tripped) are the garage doors (and garage door lights) and two light bulbs (which i turned off).

stumped me.  one other clue is that one of the outlets looks pretty messed up.  i don't really know anything about it, as that must have preexisted our purchase of the home (~2 years ago).  based on my extreme electrical knowledge after reading about this sort of thing on the internet for maybe 15 minutes, i suspect the culprits are either (1) grounded (?) wire; (2) short wire; (3) scuffed up outlet (which may also be options (1) or (2)).

i'll keep everyone updated on this developing story after i speak with the electrician man tomorrow morning.
Title: Re: House buying/owning advice
Post by: DQ12 on March 30, 2022, 02:46:48 PM
Switched out the breaker without killing myself but the new one is tripping too.  :angry:
Did you up the amps on the new breaker?


Sent from my iPhone using Tapatalk
No, the YouTube guy I watched was pretty emphatic about getting the exact same kind of breaker and amps.

Yeah, that is correct, don't ever do that.

Does it trip like right away, or does it take "time" ie it holds and then trips later.

So the garage breaker intermittently tripped (like maybe once every two months) for a while, but over the last month, it started tripping progressively more often (weeks --> days --> minutes).  Over the last week, it started tripping minutes after i flipped it, and eventually, after i messed around with it for a while, it would flip immediately.  After I replaced it, and as things are currently (  ;) ), it trips after a few minutes.

After I replaced it lastnight and it stayed good initially, i was ecstatic.  When I tested it again a few hours later and learned that it tripped again...I don't know if i've ever been more disappointed about anything in my whole entire stupid life.
Title: Re: House buying/owning advice
Post by: steve dave on March 30, 2022, 02:55:22 PM
Keep trying until you are dead
Title: Re: House buying/owning advice
Post by: yoga-like_abana on March 30, 2022, 03:00:49 PM
changing out outlets is super pud fyi.
Title: Re: House buying/owning advice
Post by: Stupid Fitz on March 30, 2022, 03:01:51 PM
There is a house near me that has been abandoned for year and we all assume is a total mess inside. A for sale sign just went up for over 600k and i'm certain they will prob get it.  :frown:
Title: Re: House buying/owning advice
Post by: Stupid Fitz on March 30, 2022, 03:02:48 PM
changing out outlets is super pud fyi.

Yep, if I can pull that off without dying or burning the house down anyone can.
Title: Re: House buying/owning advice
Post by: DQ12 on March 30, 2022, 03:09:29 PM
idk fellas, this outlet looks pretty rank and i'm a little afraid to even look at it. 

fwiw i've changed out outlets before who do you think you're talking to?  but the outlets i changed out were tame and docile.  scary garage outlet is a whole other can of worms (worms may be living in it)
Title: Re: House buying/owning advice
Post by: XocolateThundarr on March 30, 2022, 03:36:58 PM
I had a breaker that would trip and I traced it down to an outside outlet that was on that circuit.  The outlet was getting moisture into it and would ground out and trip the breaker.  I replaced the outlet and the housing (waterproof cover) on the side of the house and haven't had a lick of trouble since.  While I was at it, I replaced all of the other external outlets and housings.
Title: Re: House buying/owning advice
Post by: Spracne on March 30, 2022, 03:40:21 PM
idk fellas, this outlet looks pretty rank and i'm a little afraid to even look at it. 

fwiw i've changed out outlets before who do you think you're talking to?  but the outlets i changed out were tame and docile.  scary garage outlet is a whole other can of worms (worms may be living in it)

Can we get a pic of this rank outlet? If you have a voltmeter, it shouldn't be dangerous.
Title: Re: House buying/owning advice
Post by: yoga-like_abana on March 30, 2022, 03:54:46 PM
Or turn the power off to the garage and use a flashlight. badabing badaboom
Title: Re: House buying/owning advice
Post by: WillieWatanabe on March 30, 2022, 04:22:57 PM
idk fellas, this outlet looks pretty rank and i'm a little afraid to even look at it. 

fwiw i've changed out outlets before who do you think you're talking to?  but the outlets i changed out were tame and docile.  scary garage outlet is a whole other can of worms (worms may be living in it)

Can we get a pic of this rank outlet? If you have a voltmeter, it shouldn't be dangerous.

(https://i.imgur.com/88BJ8I7.jpg)
Title: Re: House buying/owning advice
Post by: CNS on March 30, 2022, 04:47:18 PM
idk fellas, this outlet looks pretty rank and i'm a little afraid to even look at it. 

fwiw i've changed out outlets before who do you think you're talking to?  but the outlets i changed out were tame and docile.  scary garage outlet is a whole other can of worms (worms may be living in it)

Let that ckt stay off, then take the outlet off the circuit(take the pluggie thing out of it's box, disconnect the wires from it's sides, let the wires just kinda sit there pointing into space and not touching each other) then try to flip the breaker again and see if it stays on.  If so, change that outlet and don't GAF about how mumped it looks.  If that doesn't work, call a guy.  It could be a crap ton of things.
Title: Re: House buying/owning advice
Post by: star seed 7 on March 30, 2022, 04:52:17 PM
This man's name is CNS, listen to him.
Title: Re: House buying/owning advice
Post by: DQ12 on March 30, 2022, 04:59:32 PM
i've already arranged for the electric man to visit my home tomorrow.  on the phone i told him i replaced the breaker all by myself so he knows i'm not to be trifled with.
Title: Re: House buying/owning advice
Post by: CNS on March 30, 2022, 05:05:32 PM
Probably a good idea.  I try not to mess with water or power.  Both are catastrophes waiting to befall you.  I can mess up paint and still have a house in the morning. 
Title: Re: House buying/owning advice
Post by: Phil Titola on March 30, 2022, 05:10:40 PM
Power I'm fine with to the extent of swapping out outlets and I even ran a new line in my new place to my media room tech area and basement freezer.  Never got into the breaker box, I'd probably stop there.

Plumbing I hate.  I do basic stuff because I don't want to pay but hate it.  Always be leaking!
Title: House buying/owning advice
Post by: catastrophe on March 30, 2022, 06:11:44 PM
Probably a good idea.  I try not to mess with water or power.  Both are catastrophes waiting to befall you.  I can mess up paint and still have a house in the morning.
Yes water was my moment of brief triumph before fall. Our house shutoff valve (super old and located outside the house) rusted off so I tried to replace it and successfully turned the water off using the replacement. Then in the process of trying to turn it back on I ended up making it spray water everywhere and calling the city to shut it off until a plumber could fix my screwup.
Title: Re: House buying/owning advice
Post by: CNS on March 30, 2022, 06:23:50 PM
Anyone who is in the gamble with their house mood and up for some diy plumbing, check out Shark Bites. Your welcome. Unless you flood your house anyway, in that case, I told you so.
Title: Re: House buying/owning advice
Post by: star seed 7 on March 30, 2022, 07:00:39 PM
I have fully wired 3 houses from start to finish :gocho:
Title: Re: House buying/owning advice
Post by: CNS on March 30, 2022, 08:24:34 PM
I will work on other ppls houses too but not mine unless I know I know.
Title: Re: House buying/owning advice
Post by: cfbandyman on March 30, 2022, 09:08:57 PM
I'm an EE so gotta live in it.
Title: Re: House buying/owning advice
Post by: cfbandyman on March 30, 2022, 09:31:09 PM
Switched out the breaker without killing myself but the new one is tripping too.  :angry:
Did you up the amps on the new breaker?


Sent from my iPhone using Tapatalk
No, the YouTube guy I watched was pretty emphatic about getting the exact same kind of breaker and amps.

Yeah, that is correct, don't ever do that.

Does it trip like right away, or does it take "time" ie it holds and then trips later.

So the garage breaker intermittently tripped (like maybe once every two months) for a while, but over the last month, it started tripping progressively more often (weeks --> days --> minutes).  Over the last week, it started tripping minutes after i flipped it, and eventually, after i messed around with it for a while, it would flip immediately.  After I replaced it, and as things are currently (  ;) ), it trips after a few minutes.

After I replaced it lastnight and it stayed good initially, i was ecstatic.  When I tested it again a few hours later and learned that it tripped again...I don't know if i've ever been more disappointed about anything in my whole entire stupid life.

I troubleshoot more or less for a living so this crap gets me excited rather than frustrated but understand when you don't know.

Reason I asked how long is breakers do two major things: overload and instantaneous protections (they have a timed component but that's really more to bridge the gap between the two). Overloads are like too many things plugged in, instantaneous would be a short (grounded). Given how you described it here I'd actually wager it's a conditional ground, ie, the right conditions have to be met, so something like how XcoloteThundarr had with moisture in something, or it could be a wire whose insulation is thin/worn out and as it heats up with current it expands and rubs into metal or a ground wire, or it's in the garage door openers/lights themselves and their operation triggers the short. It could also be that outlet, though it really depends on how it looks, scuffed shouldn't matter, but if it's pushed back or is askew or if it looks like something could get between the prongs that could do it.

I suppose it's hard to know but moisture does seem a likely culprit. I wonder how closely your issues are tied with snow/rain/high humidity days.
Title: Re: House buying/owning advice
Post by: cfbandyman on March 30, 2022, 09:33:06 PM
I am very curious though what it is, good luck tomorrow
Title: Re: House buying/owning advice
Post by: DQ12 on March 31, 2022, 06:15:42 AM
Very tied to rain/snow.  When I say “scuffed” I don’t mean like the surface is scratched.  I mean the entire thing looks messed up.  That outlet ain’t right.

I’ll update this thread later today.  Who knew electrical stuff got this blog so horned up?
Title: Re: House buying/owning advice
Post by: steve dave on March 31, 2022, 06:39:30 AM
Very tied to rain/snow.  When I say “scuffed” I don’t mean like the surface is scratched.  I mean the entire thing looks messed up.  That outlet ain’t right.

I’ll update this thread later today.  Who knew electrical stuff got this blog so horned up?
We’re all incredibly old now
Title: Re: House buying/owning advice
Post by: steve dave on March 31, 2022, 08:22:03 AM
stuff is wild

https://twitter.com/awealthofcs/status/1509520898696568834
Title: Re: House buying/owning advice
Post by: cfbandyman on March 31, 2022, 08:28:49 AM
Very tied to rain/snow.  When I say “scuffed” I don’t mean like the surface is scratched.  I mean the entire thing looks messed up.  That outlet ain’t right.

I’ll update this thread later today.  Who knew electrical stuff got this blog so horned up?
We’re all incredibly old now

Yup, the biggest things that get me going now are things like my new garage door, water heater, and dishwasher, all which I had to have replaced over the last year. Makes me feel very old

Though, electrical things should always cause a stir ;)
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on March 31, 2022, 08:29:56 AM
How tf does 2/3rd's of Americans own their own houses? How many rough ridin' boomers are still kicking?
Title: Re: House buying/owning advice
Post by: DQ12 on March 31, 2022, 08:32:18 AM
Initial impression is that the line into the garage will need to be replaced and rerun to the house :blindfold:

They think the concrete in the garage (through which the line is run) settled and is messing with the line
Title: Re: House buying/owning advice
Post by: Phil Titola on March 31, 2022, 08:34:08 AM
64% ownership according to census 2020 data.  I was surprised it was that high too.
Title: Re: House buying/owning advice
Post by: Phil Titola on March 31, 2022, 08:34:44 AM
Initial impression is that the line into the garage will need to be replaced and rerun to the house :blindfold:

Is this a tear up a crap ton of wall solution? 
Title: Re: House buying/owning advice
Post by: DQ12 on March 31, 2022, 08:35:51 AM
I think it may be a tear the crap out of the concrete floor and possibly the yard and patio solution. 
Title: Re: House buying/owning advice
Post by: Kat Kid on March 31, 2022, 08:37:30 AM
owning your home does not mean completely paid off mortgage.
Title: Re: House buying/owning advice
Post by: pissclams on March 31, 2022, 08:45:02 AM
is private equity ownership included in those ownership percentages?
Title: Re: House buying/owning advice
Post by: Phil Titola on March 31, 2022, 08:45:39 AM
is private equity ownership included in those ownership percentages?

that 64% came from the census household survey so I'd think not?
Title: Re: House buying/owning advice
Post by: Phil Titola on March 31, 2022, 08:46:36 AM
Very tied to rain/snow.  When I say “scuffed” I don’t mean like the surface is scratched.  I mean the entire thing looks messed up.  That outlet ain’t right.

I’ll update this thread later today.  Who knew electrical stuff got this blog so horned up?
We’re all incredibly old now

I hate every single thing about home ownership.  Condo ownership is as committed as I can get and I still have to deal with too much.
Title: Re: House buying/owning advice
Post by: cfbandyman on March 31, 2022, 09:04:32 AM
I think it may be a tear the crap out of the concrete floor and possibly the yard and patio solution.

can't they hydrovac and properly conduit and run it? Hopefully it isn't that destructive
Title: Re: House buying/owning advice
Post by: DQ12 on March 31, 2022, 09:09:03 AM
They replaced the plug and their current working theory is that that was it.

They said if they do have to rerun the line it won’t be as destructive as I thought.  They’ll just run it through the yard (won’t have to dig through concrete) and into the house around the patio.

Hopefully the plug was the solution, though I’m pissed I didn’t do it.  Oh well. 
Title: Re: House buying/owning advice
Post by: star seed 7 on March 31, 2022, 09:12:13 AM
All this run around for a faulty receptacle smdh
Title: Re: House buying/owning advice
Post by: yoga-like_abana on March 31, 2022, 09:25:21 AM
let us know the final bill so we can all get a good lol :kstategrad:
Title: Re: House buying/owning advice
Post by: Tobias on March 31, 2022, 09:27:47 AM
sounds like all the worms were in dlew's brain, smdh
Title: Re: House buying/owning advice
Post by: DQ12 on March 31, 2022, 09:32:59 AM
let us know the final bill so we can all get a good lol :kstategrad:
It was only $500 for parts and labor but they apparently used a premium outlet so I think it’s a pretty good deal
Title: Re: House buying/owning advice
Post by: Phil Titola on March 31, 2022, 09:39:47 AM
Have fun whomever taps into that line in 10 years when they run some kid playground!
Title: Re: House buying/owning advice
Post by: star seed 7 on March 31, 2022, 09:40:40 AM
Call before you dig, moron
Title: Re: House buying/owning advice
Post by: Phil Titola on March 31, 2022, 09:47:32 AM
Call before you dig, moron

of course no DIY'r does that and would they even flag some electrician's new run?  I thought those only flagged the service lines from the utilities?
Title: Re: House buying/owning advice
Post by: The Tonya Harding of Twitter Users Creep on March 31, 2022, 09:53:16 AM
They replaced the plug and their current working theory is that that was it.

They said if they do have to rerun the line it won’t be as destructive as I thought.  They’ll just run it through the yard (won’t have to dig through concrete) and into the house around the patio.

Hopefully the plug was the solution, though I’m pissed I didn’t do it.  Oh well.

An important distinction for those following along at home is that DQ12's garage is separate from his house so he has 2 service lines running from the pole, 1 to house and 1 to garage.
Title: Re: House buying/owning advice
Post by: DQ12 on March 31, 2022, 09:59:34 AM
An important distinction for those following along at home is that DQ12's garage is separate from his house so he has 2 service lines running from the pole, 1 to house and 1 to garage.
i don't think so.  i think the garage line runs to the house
Title: Re: House buying/owning advice
Post by: steve dave on March 31, 2022, 10:05:14 AM
owning your home does not mean completely paid off mortgage.

but the tweet was also about homeowner equity, which does mean difference between home value and what is owed (if anything). people are getting big fat rich on their homes right now.
Title: Re: House buying/owning advice
Post by: star seed 7 on March 31, 2022, 10:11:43 AM
An important distinction for those following along at home is that DQ12's garage is separate from his house so he has 2 service lines running from the pole, 1 to house and 1 to garage.
i don't think so.  i think the garage line runs to the house

Yeah, I wouldn't listen to anything that guy says.
Title: Re: House buying/owning advice
Post by: XocolateThundarr on March 31, 2022, 10:15:14 AM
let us know the final bill so we can all get a good lol :kstategrad:
It was only $500 for parts and labor but they apparently used a premium outlet so I think it’s a pretty good deal

(https://c.tenor.com/q1ph5oY0leoAAAAC/joey-fatone-bend-over.gif)
Title: Re: House buying/owning advice
Post by: DQ12 on March 31, 2022, 10:23:45 AM
An important distinction for those following along at home is that DQ12's garage is separate from his house so he has 2 service lines running from the pole, 1 to house and 1 to garage.
i don't think so.  i think the garage line runs to the house

Yeah, I wouldn't listen to anything that guy says.
what guy?  TTHOTUC? 
Title: Re: House buying/owning advice
Post by: star seed 7 on March 31, 2022, 10:25:00 AM
An important distinction for those following along at home is that DQ12's garage is separate from his house so he has 2 service lines running from the pole, 1 to house and 1 to garage.
i don't think so.  i think the garage line runs to the house

Yeah, I wouldn't listen to anything that guy says.
what guy?  TTHOTUC?

Yes.
Title: Re: House buying/owning advice
Post by: mocat on March 31, 2022, 10:34:46 AM
i also have a detached garage and the power from the pole goes to the box (?) on the house, and then there is a line running from there over to the garage.
Title: Re: House buying/owning advice
Post by: DQ12 on March 31, 2022, 10:41:58 AM
i also have a detached garage and the power from the pole goes to the box (?) on the house, and then there is a line running from there over to the garage.
yes. 
Title: Re: House buying/owning advice
Post by: yoga-like_abana on March 31, 2022, 10:44:26 AM
Mines the same and then also a line that runs from the garage to detached shop/smoke shack/dojo  :nerd:
Title: Re: House buying/owning advice
Post by: cfbandyman on March 31, 2022, 11:01:49 AM
let us know the final bill so we can all get a good lol :kstategrad:
It was only $500 for parts and labor but they apparently used a premium outlet so I think it’s a pretty good deal

So that outlet maybe cost $30.
Title: Re: House buying/owning advice
Post by: DQ12 on March 31, 2022, 11:02:59 AM
i was kidding. the whole thing was 130
Title: Re: House buying/owning advice
Post by: Kat Kid on March 31, 2022, 11:13:20 AM
owning your home does not mean completely paid off mortgage.

but the tweet was also about homeowner equity, which does mean difference between home value and what is owed (if anything). people are getting big fat rich on their homes right now.

For sure.
Title: Re: House buying/owning advice
Post by: The Tonya Harding of Twitter Users Creep on March 31, 2022, 11:29:32 AM
Well that's a really dumb setup and I apologize for being wrong to everyone except hay seed 7
Title: Re: House buying/owning advice
Post by: TheHamburglar on March 31, 2022, 12:52:25 PM
Call before you dig, moron

of course no DIY'r does that and would they even flag some electrician's new run?  I thought those only flagged the service lines from the utilities?

I absolutely have called OneCall/call before you dig multiple times.
Title: Re: House buying/owning advice
Post by: CNS on March 31, 2022, 01:04:04 PM
One Call/Dig Safe only locates from the utility service line to your meter. Anything on the other side of the meter is all your’s bros. Private locate service or just dig and hope you don’t die on your side of the meter.
Title: Re: House buying/owning advice
Post by: steve dave on March 31, 2022, 01:05:45 PM
flush a bunch of pennies down the toilet and then use a metal detector to find the sewer line imo
Title: Re: House buying/owning advice
Post by: DQ12 on March 31, 2022, 01:21:50 PM
#1Call
Title: Re: House buying/owning advice
Post by: Spracne on March 31, 2022, 03:08:40 PM
I am jonesin' for a pic of this decrepit outlet.
Title: Re: House buying/owning advice
Post by: DQ12 on March 31, 2022, 03:28:32 PM
I am jonesin' for a pic of this decrepit outlet.
it's already been replaced.  old one was taken to the city dump this morning.
Title: Re: House buying/owning advice
Post by: Spracne on March 31, 2022, 03:42:37 PM
I am jonesin' for a pic of this decrepit outlet.
it's already been replaced.  old one was taken to the city dump this morning.

You are ashamed of it, aren't you? I asked for a pic two days ago and you conveniently ignored the request.
Title: Re: House buying/owning advice
Post by: OB_Won on March 31, 2022, 06:14:30 PM
I am jonesin' for a pic of this decrepit outlet.
it's already been replaced.  old one was taken to the city dump this morning.

You are ashamed of it, aren't you? I asked for a pic two days ago and you conveniently ignored the request.
show him yours, and maybe he'll show you his
Title: Re: House buying/owning advice
Post by: Spracne on March 31, 2022, 06:15:57 PM
I am jonesin' for a pic of this decrepit outlet.
it's already been replaced.  old one was taken to the city dump this morning.

You are ashamed of it, aren't you? I asked for a pic two days ago and you conveniently ignored the request.
show him yours, and maybe he'll show you his

He's already spoliated the evidence. No point.
Title: Re: House buying/owning advice
Post by: DQ12 on April 01, 2022, 10:37:15 AM
I am jonesin' for a pic of this decrepit outlet.
it's already been replaced.  old one was taken to the city dump this morning.

You are ashamed of it, aren't you? I asked for a pic two days ago and you conveniently ignored the request.
of course i'm ashamed of it.  it represents multiple levels of mine own ignorance picture of dorian grey style
Title: Re: House buying/owning advice
Post by: DQ12 on April 01, 2022, 11:07:18 AM
Look at this absolute beauty:

(https://photos.zillowstatic.com/fp/f41654a3121d85f8107bd1c83cabbc40-cc_ft_768.webp)

https://www.zillow.com/homedetails/2208-Washington-Blvd-Kansas-City-KS-66102/75726311_zpid/

450k

same price as this:
(https://photos.zillowstatic.com/fp/19bca13e3adcd89693bc32c1f3150e86-cc_ft_768.webp)
https://www.zillow.com/homedetails/7069-Granada-Ln-Prairie-Village-KS-66208/75612662_zpid/
Title: Re: House buying/owning advice
Post by: nicname on April 01, 2022, 12:08:12 PM
Look at this absolute beauty:

(https://photos.zillowstatic.com/fp/f41654a3121d85f8107bd1c83cabbc40-cc_ft_768.webp)

https://www.zillow.com/homedetails/2208-Washington-Blvd-Kansas-City-KS-66102/75726311_zpid/

450k

What a marvelous wonder of a home. I bet the neighborhood is steeped in history too.

same price as this:
(https://photos.zillowstatic.com/fp/19bca13e3adcd89693bc32c1f3150e86-cc_ft_768.webp)
https://www.zillow.com/homedetails/7069-Granada-Ln-Prairie-Village-KS-66208/75612662_zpid/

Loling at “charming” being one of the first several words of the PV house.
Title: Re: House buying/owning advice
Post by: KCFDcat on April 01, 2022, 01:00:27 PM
Houses in my neighborhood are routinely selling for 200k over asking within 12 hrs of listing. It’s crazy out there guys
Title: Re: House buying/owning advice
Post by: catastrophe on April 01, 2022, 01:04:02 PM
Houses in my neighborhood are routinely selling for 200k over asking within 12 hrs of listing. It’s crazy out there guys
People are starving for houses. Never seen anything like it. Part of me wishes for a recession just so people calm the heck down. Labor market is crazy too.
Title: Re: House buying/owning advice
Post by: mocat on April 01, 2022, 02:06:22 PM
i would have sworn a bunch of dead / retirement home boomers and several years of slowed down immigration would have led to a housing surplus
Title: Re: House buying/owning advice
Post by: DQ12 on April 01, 2022, 02:33:46 PM
Houses in my neighborhood are routinely selling for 200k over asking within 12 hrs of listing. It’s crazy out there guys
i'm 90% sure this is a joke

but if you're not joking, you're lying. 
Title: Re: House buying/owning advice
Post by: KCFDcat on April 01, 2022, 03:43:28 PM
Houses in my neighborhood are routinely selling for 200k over asking within 12 hrs of listing. It’s crazy out there guys
i'm 90% sure this is a joke

but if you're not joking, you're lying.

neither a joke, nor a lie. Have looked at 4 houses in the last 2 weeks, in my neighborhood, on the day of listing. 3 of them were already 200 over asking and one was 175.
Title: Re: House buying/owning advice
Post by: KCFDcat on April 01, 2022, 04:15:09 PM
i would have sworn a bunch of dead / retirement home boomers and several years of slowed down immigration would have led to a housing surplus

boomers don't seem to be dying all that much*, and a lot of them refuse to leave their homes for a retirement/nursing home**

* this is purely anecdotal and I'm sure someone will come in here and yell at me about the death rates blah blah blah

** this too is anecdotal and just seems to be what I am noticing in my area
Title: Re: House buying/owning advice
Post by: catastrophe on April 01, 2022, 05:22:16 PM
Houses in my neighborhood are routinely selling for 200k over asking within 12 hrs of listing. It’s crazy out there guys
i'm 90% sure this is a joke

but if you're not joking, you're lying.

neither a joke, nor a lie. Have looked at 4 houses in the last 2 weeks, in my neighborhood, on the day of listing. 3 of them were already 200 over asking and one was 175.
A house 2 doors down from us sold for more than $100k over asking recently. It’s absolutely an insane market right now. I’m not saying the housing prices don’t reflect fair market, but the crazy low inventory has made FMV skyrocket.

I can’t remember if I shared it here, but in the process of refinancing we got quotes from appraisers that were over $200k apart despite being done within 2 weeks of each other.
Title: Re: House buying/owning advice
Post by: KCFDcat on April 01, 2022, 05:37:36 PM
Houses in my neighborhood are routinely selling for 200k over asking within 12 hrs of listing. It’s crazy out there guys
i'm 90% sure this is a joke

but if you're not joking, you're lying.

neither a joke, nor a lie. Have looked at 4 houses in the last 2 weeks, in my neighborhood, on the day of listing. 3 of them were already 200 over asking and one was 175.
A house 2 doors down from us sold for more than $100k over asking recently. It’s absolutely an insane market right now. I’m not saying the housing prices don’t reflect fair market, but the crazy low inventory has made FMV skyrocket.

I can’t remember if I shared it here, but in the process of refinancing we got quotes from appraisers that were over $200k apart despite being done within 2 weeks of each other.

yeah it's crazy, I'm glad I'm not in a spot where I NEED to buy a house, but more just looking for more convenience etc.

In my experience appraisals are wildly inaccurate, and it's a shame banks and lenders put such a huge emphasis on them
Title: Re: House buying/owning advice
Post by: CNS on April 01, 2022, 05:51:36 PM
One of you should swoop in and grab that Washington blvd house in kck.  Beautiful!
Title: Re: House buying/owning advice
Post by: DQ12 on April 02, 2022, 06:35:58 AM
Houses in my neighborhood are routinely selling for 200k over asking within 12 hrs of listing. It’s crazy out there guys
i'm 90% sure this is a joke

but if you're not joking, you're lying.

neither a joke, nor a lie. Have looked at 4 houses in the last 2 weeks, in my neighborhood, on the day of listing. 3 of them were already 200 over asking and one was 175.
What part of KC?  200 over asking is insane and I’m still suspicious. 

If it’s mission hills or somewhere where 200 equates to 20ish percent then that’s a lot less crazy, but if people are paying 500 or 600 for 300 and 400 llistings, that seems absolutely bananas and hard to believe.
Title: Re: House buying/owning advice
Post by: KCFDcat on April 02, 2022, 07:02:49 AM
Houses in my neighborhood are routinely selling for 200k over asking within 12 hrs of listing. It’s crazy out there guys
i'm 90% sure this is a joke

but if you're not joking, you're lying.

neither a joke, nor a lie. Have looked at 4 houses in the last 2 weeks, in my neighborhood, on the day of listing. 3 of them were already 200 over asking and one was 175.
What part of KC?  200 over asking is insane and I’m still suspicious. 

If it’s mission hills or somewhere where 200 equates to 20ish percent then that’s a lot less crazy, but if people are paying 500 or 600 for 300 and 400 llistings, that seems absolutely bananas and hard to believe.

North Leawood, houses starting usually 8-900
Title: Re: House buying/owning advice
Post by: DQ12 on April 02, 2022, 07:47:47 AM
Houses in my neighborhood are routinely selling for 200k over asking within 12 hrs of listing. It’s crazy out there guys
i'm 90% sure this is a joke

but if you're not joking, you're lying.

neither a joke, nor a lie. Have looked at 4 houses in the last 2 weeks, in my neighborhood, on the day of listing. 3 of them were already 200 over asking and one was 175.
What part of KC?  200 over asking is insane and I’m still suspicious. 

If it’s mission hills or somewhere where 200 equates to 20ish percent then that’s a lot less crazy, but if people are paying 500 or 600 for 300 and 400 llistings, that seems absolutely bananas and hard to believe.

North Leawood, houses starting usually 8-900
Yeah that makes more sense.  20-25% over asking is still nuts, but less nuts than >50 percent.

Who knew KCFD was a billionaire??? :eek:
Title: Re: House buying/owning advice
Post by: KCFDcat on April 02, 2022, 08:01:57 AM
Houses in my neighborhood are routinely selling for 200k over asking within 12 hrs of listing. It’s crazy out there guys
i'm 90% sure this is a joke

but if you're not joking, you're lying.

neither a joke, nor a lie. Have looked at 4 houses in the last 2 weeks, in my neighborhood, on the day of listing. 3 of them were already 200 over asking and one was 175.
What part of KC?  200 over asking is insane and I’m still suspicious. 

If it’s mission hills or somewhere where 200 equates to 20ish percent then that’s a lot less crazy, but if people are paying 500 or 600 for 300 and 400 llistings, that seems absolutely bananas and hard to believe.

North Leawood, houses starting usually 8-900
Yeah that makes more sense.  20-25% over asking is still nuts, but less nuts than >50 percent.

Who knew KCFD was a billionaire??? :eek:

Lol I’m sure there’s still a few people here that remember that whole story
Title: Re: House buying/owning advice
Post by: mocat on April 02, 2022, 08:53:57 AM
that thread was exhilarating!

kcfdcat remind me are you still involved with DS?
Title: Re: House buying/owning advice
Post by: KCFDcat on April 02, 2022, 09:43:15 AM
that thread was exhilarating!

kcfdcat remind me are you still involved with DS?

I am not, I sold my portion in 2020
Title: Re: House buying/owning advice
Post by: Phil Titola on April 02, 2022, 11:45:37 AM
I still go there thinking I'm supporting KCFD and I won't stop thinking that!
Title: Re: House buying/owning advice
Post by: KCFDcat on April 02, 2022, 12:47:21 PM
I am still close with the now owners and wish them all the best!
Title: Re: House buying/owning advice
Post by: pissclams on April 03, 2022, 02:54:52 PM
we need a local brewery that will brew me some zimas, them shits are incredibly delicious
Title: Re: House buying/owning advice
Post by: Winters on April 03, 2022, 03:42:09 PM
we need a local brewery that will brew me some zimas, them shits are incredibly delicious
:love:
Title: Re: House buying/owning advice
Post by: KCFDcat on April 03, 2022, 07:27:04 PM
we need a local brewery that will brew me some zimas, them shits are incredibly delicious

Funny story, one person who originally invested in the brewery did so solely because he thought we could make zima. Imagine his disappointment.
Title: Re: House buying/owning advice
Post by: pissclams on April 03, 2022, 07:59:13 PM
we need a local brewery that will brew me some zimas, them shits are incredibly delicious

Funny story, one person who originally invested in the brewery did so solely because he thought we could make zima. Imagine his disappointment.
where there’s a will, there’s a way.  if not you, then who?
Title: Re: House buying/owning advice
Post by: cfbandyman on April 11, 2022, 10:48:46 AM
Kc area cats,

So, while I am still maybe a bit down the road with this (year or so) it is getting closer IMO to do some significant concrete/drainage/landscaping at the ol house and casting around if anyone knows a GC or other home improvement company they like/trust to do significant house work that will have a few disciplines involved.

Looking for a company that can do concrete replacement and/or repair (garage, laundry room, driveway and sideway, patio, all of those or more or less connected). Also looking to get a properly installed and designed outdoor sump system to catch water from the uphill house and move it to the street which is uphill from my house. I also want to take the sump pump I have installed for the crawl space into this new sump pump (I'm pretty sure this has to happen, it's rather small and on the wrong side of the house to take out to the street unless they upsize and find a way to route it all to that sump, which is just not in a good spot for this total solution)

There will also probably be some small electrical (thought I might do it to save some $$, regardless it's work under the house, there is a circuit they or I can tap off of) for the sump system, and some additional plumbing since I'd need the water heater temporarily removed to do that laundry room, and might as well get some dry wall and the hook ups for the washer like actually embedded in the wall instead of routed through pex outside the wall (which is also like 1/3 some crappy particleboard cover).

Thanks in advance for and leads and or advice.
Title: Re: House buying/owning advice
Post by: steve dave on April 11, 2022, 11:13:01 PM
You want a multiple pump system to move water uphill from your house?
Title: Re: House buying/owning advice
Post by: steve dave on April 11, 2022, 11:14:10 PM
Have you considered moving this water downhill?
Title: Re: House buying/owning advice
Post by: Kat Kid on April 12, 2022, 07:17:53 AM
Is this home built in Venice?


Sent from my iPhone using Tapatalk Pro
Title: Re: House buying/owning advice
Post by: Cire on April 12, 2022, 07:25:49 AM
Wife called.

Lamp "popped" in the bedroom.

She went downstairs, circuit was thrown and wouldn't reset.

Probably a bad breaker????
Title: Re: House buying/owning advice
Post by: DQ12 on April 12, 2022, 08:28:26 AM
Wife called.

Lamp "popped" in the bedroom.

She went downstairs, circuit was thrown and wouldn't reset.

Probably a bad breaker????
if you need me to come over and replace it let me know

by the way, garage update: the breaker tripped again and electrician came out and said there's probably a short or something with the underground line so they have to dig that up and re run it through my backyard  :angry:
Title: Re: House buying/owning advice
Post by: mocat on April 12, 2022, 08:29:19 AM
i hope you find some cool arrowheads or bones or something weird
Title: Re: House buying/owning advice
Post by: cfbandyman on April 12, 2022, 08:54:35 AM
Have you considered moving this water downhill?

Downhill either goes into my backyard, into the house, or into the downhill neighbors, it realistically doesn't go anywhere but into my house/cause me problems, an Trenching to move it around the house would be as a PITA as sumping it out to the street, and would just pass the buck to the downhill neighbor and cause them even more issues than they already have.

My house was very poorly graded. Thanks 1953 siting guys.
Title: Re: House buying/owning advice
Post by: yoga-like_abana on April 12, 2022, 09:21:30 AM
Sounds like you need a french drain
Title: Re: House buying/owning advice
Post by: Cire on April 12, 2022, 09:39:38 AM
Have you considered moving this water downhill?

Downhill either goes into my backyard, into the house, or into the downhill neighbors, it realistically doesn't go anywhere but into my house/cause me problems, an Trenching to move it around the house would be as a PITA as sumping it out to the street, and would just pass the buck to the downhill neighbor and cause them even more issues than they already have.

My house was very poorly graded. Thanks 1953 siting guys.

I'm in the same boat with my back yard.  Does not help that my neighbor to the back has a dirt back yard, but at least they've tried.
Title: Re: House buying/owning advice
Post by: Cire on April 12, 2022, 09:40:47 AM
Wife called.

Lamp "popped" in the bedroom.

She went downstairs, circuit was thrown and wouldn't reset.

Probably a bad breaker????
if you need me to come over and replace it let me know

by the way, garage update: the breaker tripped again and electrician came out and said there's probably a short or something with the underground line so they have to dig that up and re run it through my backyard  :angry:
booooooo

Thanks for the offer, we have a guy coming out.  Hate owning a house.
Title: Re: House buying/owning advice
Post by: Skipper44 on April 12, 2022, 10:44:00 AM
Wife called.

Lamp "popped" in the bedroom.

She went downstairs, circuit was thrown and wouldn't reset.

Probably a bad breaker????
if you need me to come over and replace it let me know

by the way, garage update: the breaker tripped again and electrician came out and said there's probably a short or something with the underground line so they have to dig that up and re run it through my backyard  :angry:
have them run 220 to the garage for EV charging
Title: Re: House buying/owning advice
Post by: cfbandyman on April 12, 2022, 10:45:53 AM
Wife called.

Lamp "popped" in the bedroom.

She went downstairs, circuit was thrown and wouldn't reset.

Probably a bad breaker????
if you need me to come over and replace it let me know

by the way, garage update: the breaker tripped again and electrician came out and said there's probably a short or something with the underground line so they have to dig that up and re run it through my backyard  :angry:
have them run 220 to the garage for EV charging

Might as well
Title: Re: House buying/owning advice
Post by: Skipper44 on April 12, 2022, 11:12:32 AM
Dlew, is the powerpole closer to the house or the garage?  you may want to consider a line directly to the garage from the pole.
Title: Re: House buying/owning advice
Post by: Skipper44 on April 12, 2022, 11:18:02 AM
also Evergy has a $500 rebate for adding the sevice for 240v a charger but you do have to own an EV
https://www.evergy.com/ways-to-save/discounts-link/ev-charging (https://www.evergy.com/ways-to-save/discounts-link/ev-charging)
Title: Re: House buying/owning advice
Post by: DQ12 on April 12, 2022, 11:18:24 AM
Dlew, is the powerpole closer to the house or the garage?  you may want to consider a line directly to the garage from the pole.
Powerpole is closer.. Would this require putting a separate box in the garage?
Title: Re: House buying/owning advice
Post by: Skipper44 on April 12, 2022, 11:50:47 AM
Dlew, is the powerpole closer to the house or the garage?  you may want to consider a line directly to the garage from the pole.
Powerpole is closer.. Would this require putting a separate box in the garage?
yes, garage would have its own fuse panel.  Is the meter located on your house or on the pole?
Title: Re: House buying/owning advice
Post by: DQ12 on April 12, 2022, 12:04:57 PM
Dlew, is the powerpole closer to the house or the garage?  you may want to consider a line directly to the garage from the pole.
Powerpole is closer.. Would this require putting a separate box in the garage?
yes, garage would have its own fuse panel.  Is the meter located on your house or on the pole?
i think house
Title: Re: House buying/owning advice
Post by: cfbandyman on April 12, 2022, 12:45:05 PM
Have you considered moving this water downhill?

Downhill either goes into my backyard, into the house, or into the downhill neighbors, it realistically doesn't go anywhere but into my house/cause me problems, an Trenching to move it around the house would be as a PITA as sumping it out to the street, and would just pass the buck to the downhill neighbor and cause them even more issues than they already have.


My house was very poorly graded. Thanks 1953 siting guys.

I'm in the same boat with my back yard.  Does not help that my neighbor to the back has a dirt back yard, but at least they've tried.

Yeah my neighbors behind me are both find, but my self and really any on my side of the street backyards are pretty barren, my house faces south so the backyard gets very little sun, and everyone has giant ass trees to like nothing grows well in the back, which makes the run off even more noticeable and worse.

Also all the significant run off makes it hard are crap to grow anything anywhere since it just gets swept away. Once I get it managed I will be getting proper sod/grass in to help out as well, it's just a crappy ass situation water wise.
Title: Re: House buying/owning advice
Post by: XocolateThundarr on April 12, 2022, 12:50:22 PM
This wind has torn the living crap out of our roof.  Going to spend $10k plus to have it replaced in the next few weeks.  When the house was originally roofed, they did it in the winter and the shingles never really sealed.  It is fairly old and is probably due for replacement, but it still sucks.
Title: Re: House buying/owning advice
Post by: Cire on April 12, 2022, 01:18:01 PM
This wind has torn the living crap out of our roof.  Going to spend $10k plus to have it replaced in the next few weeks.  When the house was originally roofed, they did it in the winter and the shingles never really sealed.  It is fairly old and is probably due for replacement, but it still sucks.

Insurance?
Title: Re: House buying/owning advice
Post by: Tobias on April 12, 2022, 01:18:39 PM
are you the only person in kansas to not have had their roof replaced by insurance in the past two years?
Title: Re: House buying/owning advice
Post by: KCFDcat on April 12, 2022, 01:29:07 PM
also Evergy has a $500 rebate for adding the sevice for 240v a charger but you do have to own an EV
https://www.evergy.com/ways-to-save/discounts-link/ev-charging (https://www.evergy.com/ways-to-save/discounts-link/ev-charging)

crap! of course installed mine 8 mos ago  :curse:
Title: Re: House buying/owning advice
Post by: Phil Titola on April 12, 2022, 01:57:11 PM
are you the only person in kansas to not have had their roof replaced by insurance in the past two years?

Insurance depreciates your roof now. So only get partial payout even if you have replacement coverage. At least mine does. Farmers.
Title: Re: House buying/owning advice
Post by: ChiComCat on April 12, 2022, 01:58:45 PM
are you the only person in kansas to not have had their roof replaced by insurance in the past two years?

Insurance depreciates your roof now. So only get partial payout even if you have replacement coverage. At least mine does. Farmers.

Mine replaced my 20+ year old roof minus the deductible.  My insurance then immediately dropped by the amount of the deductible
Title: Re: House buying/owning advice
Post by: yoga-like_abana on April 12, 2022, 02:01:26 PM
are you the only person in kansas to not have had their roof replaced by insurance in the past two years?

Insurance depreciates your roof now. So only get partial payout even if you have replacement coverage. At least mine does. Farmers.
Is your new roof on yet? Because if not I am sure they will pay you the replacement cost after completion.
Title: Re: House buying/owning advice
Post by: yoga-like_abana on April 12, 2022, 02:02:45 PM
First check should equal the depreciated amount minus deductible. They hold the replacement until you actually put a new one on.
Title: Re: House buying/owning advice
Post by: Phil Titola on April 12, 2022, 02:05:08 PM
First check should equal the depreciated amount minus deductible. They hold the replacement until you actually put a new one on.

Oh okay. I hadn't replaced anything ever but when I looked at the policy it had some roof grid in the back. Glad to be wrong!
Title: Re: House buying/owning advice
Post by: Tobias on April 12, 2022, 02:06:56 PM
i had my 2006 roof replaced like a year or two ago, was as yla described
Title: Re: House buying/owning advice
Post by: yoga-like_abana on April 12, 2022, 02:11:48 PM
First check should equal the depreciated amount minus deductible. They hold the replacement until you actually put a new one on.

Oh okay. I hadn't replaced anything ever but when I looked at the policy it had some roof grid in the back. Glad to be wrong!
Pro tip: If you are planning on staying in that house for quite a while pay the extra out of pocket and put on a UL4 roof.
Title: Re: House buying/owning advice
Post by: Phil Titola on April 12, 2022, 02:17:41 PM
Just reread my policy. I was all wrong. Thanks YLA. Hopefully I don't have to replace it for awhile but now I know.
 
Title: Re: House buying/owning advice
Post by: XocolateThundarr on April 12, 2022, 02:52:41 PM
My insurance rate is super cheap on our place right now.  At last check, it is about half of what other companies have quoted me.  My last experience with an insurance claim (we've only had one and not at this place) was less than ideal.  I'm going to be out $5k at least plus most likely increased insurance rates after that if I file a claim.....so I'm probably going to just pay it and go down the road.  I'm going to save the insurance card for when we have big deal that I can't cover.
Title: Re: House buying/owning advice
Post by: Cire on April 14, 2022, 07:24:55 AM
Wife called.

Lamp "popped" in the bedroom.

She went downstairs, circuit was thrown and wouldn't reset.

Probably a bad breaker????
if you need me to come over and replace it let me know

by the way, garage update: the breaker tripped again and electrician came out and said there's probably a short or something with the underground line so they have to dig that up and re run it through my backyard  :angry:
booooooo

Thanks for the offer, we have a guy coming out.  Hate owning a house.

Update 

LMAO,  "Hey, did you unplug the lamp at your make up table thing?" 

"No, I'll go do that"

Flips breaker, power back.

Lamp went bad/shorted out.  electricity flowing like the salmon of capistrano again
Title: Re: House buying/owning advice
Post by: steve dave on April 18, 2022, 01:09:08 PM
https://twitter.com/Adam_Tannenbaum/status/1516115233298866178
Title: Re: House buying/owning advice
Post by: yoga-like_abana on April 21, 2022, 02:50:10 PM
https://www.cnn.com/2022/04/21/homes/us-mortgage-rates-april-21/index.html
Title: Re: House buying/owning advice
Post by: steve dave on April 21, 2022, 03:01:53 PM
https://www.cnn.com/2022/04/21/homes/us-mortgage-rates-april-21/index.html
https://twitter.com/alifarhat79/status/1507166460761755651
Title: Re: House buying/owning advice
Post by: TheHamburglar on April 22, 2022, 08:55:08 AM
https://www.cnn.com/2022/04/21/homes/us-mortgage-rates-april-21/index.html
https://twitter.com/alifarhat79/status/1507166460761755651

 :cheers:
Title: Re: House buying/owning advice
Post by: Dugout DickStone on April 22, 2022, 09:43:19 AM
starting a full gut job remodel of a home that I don't currently live in.  First time dealing with a contractor for something larger than a new deck/new hardwoods.

It is not going well.  And this guy is highly recommended, I called in a favor etc. 

It is not a good time for this type of job.
Title: Re: House buying/owning advice
Post by: cfbandyman on April 22, 2022, 09:52:08 AM
Dealing with contractors is the worst, I still am trying to find one I feel comfortable with. All of them over promise and under deliver, and take longer to do everything.

They're not wholly awful, but it's always just peak frustration
Title: Re: House buying/owning advice
Post by: Dugout DickStone on April 22, 2022, 09:58:43 AM
Dealing with contractors is the worst, I still am trying to find one I feel comfortable with. All of them over promise and under deliver, and take longer to do everything.

They're not wholly awful, but it's always just peak frustration

This guy does a ton of work for one of my really good bros, wants to get a much bigger chunk and also some more from another investor client of mine.  this property was supposed to be his "audition" - and he still is not replying to texts.

already 2 weeks behind.  At least I haven't given him any $$
Title: Re: House buying/owning advice
Post by: chum1 on April 28, 2022, 08:29:12 AM
Lol

https://twitter.com/byHeatherLong/status/1519334552367509509
Title: Re: House buying/owning advice
Post by: CNS on April 28, 2022, 04:44:29 PM
Dealing with contractors is the worst, I still am trying to find one I feel comfortable with. All of them over promise and under deliver, and take longer to do everything.

They're not wholly awful, but it's always just peak frustration

This guy does a ton of work for one of my really good bros, wants to get a much bigger chunk and also some more from another investor client of mine.  this property was supposed to be his "audition" - and he still is not replying to texts.

already 2 weeks behind.  At least I haven't given him any $$

Construction materials are so mumped right now you guys.  I have parts that I ordered last Sept that are still not here and are listed as "Indefinitely backordered".  That's from one of the industry leading brands. 

I know a guy who ordered dishwashers for some spec houses about a month ago and was told he will be waiting nearly a year.

My in laws ordered a couch last June and still don't have it.

If your gut job comes in less than a 2-3 months behind, you are probably doing good right now.
Title: Re: House buying/owning advice
Post by: passranch on April 28, 2022, 05:33:55 PM
Lol

https://twitter.com/byHeatherLong/status/1519334552367509509

So it's a tear down then?
Title: Re: House buying/owning advice
Post by: catastrophe on April 28, 2022, 06:28:53 PM
Poor fella
Title: Re: House buying/owning advice
Post by: Youngfei on May 17, 2022, 10:56:32 AM
Will your insurance does not cover the cost of repairs? If not and the repair cost is too high for you, you can use some other options. For example, if you are over 62 years old and the house is your property, you can learn about the reverse mortgage process (https://goodlifehomeloans.com/reverse-mortgages/process/) and use their help to get money to repair your house. Thus, you will not need to spend your own money, and you will get enough money to make a complete repair of the roof of your house. It seems to be a very convenient and profitable offer.
Title: Re: House buying/owning advice
Post by: steve dave on June 01, 2022, 07:36:56 PM
We’ve reached the top finally

https://twitter.com/michaelbatnick/status/1532149494917124096
Title: Re: House buying/owning advice
Post by: michigancat on June 01, 2022, 07:49:09 PM
We’ve reached the top finally

https://twitter.com/michaelbatnick/status/1532149494917124096
That's a weird graph lol
Title: Re: House buying/owning advice
Post by: steve dave on June 01, 2022, 08:16:38 PM
If you don’t sell your home in summer just eat it
Title: Re: House buying/owning advice
Post by: 420seriouscat69 on June 02, 2022, 08:20:56 AM
We decided to stop looking in this market, because we're not complete psychopaths.
Title: Re: House buying/owning advice
Post by: steve dave on June 02, 2022, 08:40:26 AM
I wouldn’t expect it to come down much if at all. But at least the rate of increase appears to have stalled out.
Title: Re: House buying/owning advice
Post by: Dugout DickStone on June 02, 2022, 09:16:59 AM
I wouldn’t expect it to come down much if at all. But at least the rate of increase appears to have stalled out.

inventory is still sheet
Title: Re: House buying/owning advice
Post by: catastrophe on June 02, 2022, 04:50:45 PM
Yeah I think I agree with one of the commenters to the tweet that the price drops might be more reflective of what people can afford based on the rising interest rates.

Inventory has always been my gripe.
Title: Re: House buying/owning advice
Post by: wetwillie on June 02, 2022, 05:40:36 PM
As long as Investment funds are buying single family homes and taking them off the market forever it will be a low inventory game
Title: Re: House buying/owning advice
Post by: CHONGS on June 02, 2022, 05:51:43 PM
I am about to take a bath on getting my sewer line replaced. 
Title: Re: House buying/owning advice
Post by: Tobias on June 02, 2022, 06:19:14 PM
Ts and Ps on that…
Title: Re: House buying/owning advice
Post by: star seed 7 on June 02, 2022, 06:57:19 PM
Oof
Title: Re: House buying/owning advice
Post by: CHONGS on June 02, 2022, 07:01:05 PM
Looks like it's going to take three days :(. 
Title: Re: House buying/owning advice
Post by: Spracne on June 02, 2022, 07:44:26 PM
Sorry bud  :frown:. Good luck with that crap.
Title: Re: House buying/owning advice
Post by: CHONGS on June 02, 2022, 08:05:45 PM
Well I have 12 foot deep crap filled death trap in my back yard right now.
Title: Re: House buying/owning advice
Post by: Tobias on June 02, 2022, 08:35:16 PM
we "lucked out" last year, ms tobias' sewer was pretty shallow and got like 100' new sewer line run from cleanout to (somehow) an existing pvc stub at the main tap and like 50' of galvanized water service replaced for like somewhere in the 5-6k range, assumed it'd be like triple that going in.  like someone had previously done all the expensive annoying work and left the easy bits
Title: Re: House buying/owning advice
Post by: DQ12 on June 03, 2022, 09:56:34 AM
sewer insurance came recommended by our agent
Title: Re: House buying/owning advice
Post by: KCFDcat on June 03, 2022, 01:27:09 PM
New driveway quote in April was 27k. They called me back last week to schedule it and told me it went up to 41k. Woof.
Title: Re: House buying/owning advice
Post by: mocat on June 03, 2022, 02:28:50 PM
 :sdeek:
Title: Re: House buying/owning advice
Post by: Dugout DickStone on June 03, 2022, 02:30:25 PM
just bought 4 new toilets and a garbage disposal at Lowes.  Really hanging with the contractors is good fun
Title: Re: House buying/owning advice
Post by: wetwillie on June 03, 2022, 02:56:06 PM
New driveway quote in April was 27k. They called me back last week to schedule it and told me it went up to 41k. Woof.

We talking just standard stuff or like a radiant heated stamped concrete fancy one?
Title: Re: House buying/owning advice
Post by: bucket on June 03, 2022, 02:59:31 PM
New driveway quote in April was 27k. They called me back last week to schedule it and told me it went up to 41k. Woof.

We talking just standard stuff or like a radiant heated stamped concrete fancy one?

Ya, I was picturing a fully-paved, windy, 1/2 mile drive lined with Italian Cypress.
Title: Re: House buying/owning advice
Post by: pissclams on June 03, 2022, 03:03:39 PM
just bought 4 new toilets and a garbage disposal at Lowes.  Really hanging with the contractors is good fun

pavers
Title: Re: House buying/owning advice
Post by: CNS on June 03, 2022, 03:33:15 PM
New driveway quote in April was 27k. They called me back last week to schedule it and told me it went up to 41k. Woof.

Nothing has caused that.  Your contractor is just throwing you a number he can't say no to. 

I work with concrete weekly and it has gone up $10/CY.  Labor is up a couple bucks an hour in the last year, but not since April.  Literally, nothing is causing this except that he doesn't want the job for $27k anymore.
Title: House buying/owning advice
Post by: catastrophe on June 03, 2022, 04:21:00 PM
I get the point, but labor shortage still counts as a cause.

If only we had a source of cheap labor that desperately wants to work and pay taxes in the US.
Title: Re: House buying/owning advice
Post by: KCFDcat on June 03, 2022, 05:41:45 PM
New driveway quote in April was 27k. They called me back last week to schedule it and told me it went up to 41k. Woof.

We talking just standard stuff or like a radiant heated stamped concrete fancy one?

standard concrete driveway.
Title: Re: House buying/owning advice
Post by: KCFDcat on June 03, 2022, 05:44:16 PM
New driveway quote in April was 27k. They called me back last week to schedule it and told me it went up to 41k. Woof.

Nothing has caused that.  Your contractor is just throwing you a number he can't say no to. 

I work with concrete weekly and it has gone up $10/CY.  Labor is up a couple bucks an hour in the last year, but not since April.  Literally, nothing is causing this except that he doesn't want the job for $27k anymore.

I have 2 different guys coming to give me bids next week, so hopefully you're right. Wondering if he underbid it in the spring and is now realizing his mistake.
Title: Re: House buying/owning advice
Post by: CHONGS on June 03, 2022, 06:39:55 PM
(https://uploads.tapatalk-cdn.com/20220603/278385bd8b6d18987adf2a89beb2541c.jpg)
Title: Re: House buying/owning advice
Post by: CHONGS on June 03, 2022, 06:40:56 PM
80+ feet of PVC baby.  No more roots getting in my pipe anymore!
Title: Re: House buying/owning advice
Post by: Spracne on June 03, 2022, 10:42:08 PM
80+ feet of PVC baby.  No more roots getting in my pipe anymore!

'Grats! I once got some roots in my pipe.
Title: Re: House buying/owning advice
Post by: sys on June 04, 2022, 06:35:15 AM
New driveway quote in April was 27k. They called me back last week to schedule it and told me it went up to 41k. Woof.

dunno anything about your situ or about like concrete engineering or whatever, but i paid $1400 for like 80 sq ft of sidewalk, about a yard of concrete.

seems high, but maybe you have a giant driveway, dunno.
Title: Re: House buying/owning advice
Post by: KCFDcat on June 04, 2022, 03:45:20 PM
New driveway quote in April was 27k. They called me back last week to schedule it and told me it went up to 41k. Woof.

dunno anything about your situ or about like concrete engineering or whatever, but i paid $1400 for like 80 sq ft of sidewalk, about a yard of concrete.

seems high, but maybe you have a giant driveway, dunno.

It’s pretty big, a little over 200 ft long. Total sq ft is about 3500
Title: Re: House buying/owning advice
Post by: CNS on June 04, 2022, 07:13:14 PM
With that new info, that guy completely mumped up his first bid and is correcting his math.
Title: Re: House buying/owning advice
Post by: XocolateThundarr on June 04, 2022, 08:02:25 PM
$7 a sf should be plenty to form and pour. I would think a buck or two per sf would catch demo.
Title: Re: House buying/owning advice
Post by: nicname on August 09, 2022, 10:49:26 PM
Tell me what to put in here

(https://uploads.tapatalk-cdn.com/20220810/2aa02315b90af75d51b6926228e1dfc2.jpg)


Sent from my iPhone using Tapatalk
Title: Re: House buying/owning advice
Post by: ben ji on August 09, 2022, 10:57:19 PM
Tell me what to put in here

(https://uploads.tapatalk-cdn.com/20220810/2aa02315b90af75d51b6926228e1dfc2.jpg)


Sent from my iPhone using Tapatalk

A large upright aquarium and fill it will cool fish and backlighting etc.
Title: Re: House buying/owning advice
Post by: nicname on August 09, 2022, 11:11:07 PM
Outlandish and high maintenance. Under consideration. Could be beautiful.
Title: Re: House buying/owning advice
Post by: DaBigTrain on August 09, 2022, 11:18:05 PM
An organ
Title: Re: House buying/owning advice
Post by: OB_Won on August 10, 2022, 12:09:32 AM
Family portrait that fills in the square. Behind the portrait put in a safe full of currency in multiple denominations, gold bouillon, diamonds, licenses and passports to three different non-extradition countries, a burner phone, and a 1911 style .45 ACP pistol full of hollow points.
Title: Re: House buying/owning advice
Post by: Spracne on August 10, 2022, 01:12:55 AM
A scale replica of Michelangelo's David.
Title: Re: House buying/owning advice
Post by: OB_Won on August 10, 2022, 02:44:39 AM
A scale replica of Michelangelo's David.
DBT already said an organ.
Title: Re: House buying/owning advice
Post by: star seed 7 on August 10, 2022, 07:18:11 AM
Delta 8 plant
Title: Re: House buying/owning advice
Post by: ChiComCat on August 10, 2022, 09:25:20 AM
A Zordon tank that with eyes that track motion in the room

(https://encrypted-tbn0.gstatic.com/images?q=tbn:ANd9GcSGSOaS3mnTIanifQIh27IGqtv0cYlcentSfw&usqp=CAU)
Title: Re: House buying/owning advice
Post by: Stupid Fitz on August 10, 2022, 09:49:46 AM
Paint the top black and then put a smashed up looking Santa Clause in there.
Title: Re: House buying/owning advice
Post by: Institutional Control on August 10, 2022, 10:07:49 AM
(https://fastly.4sqi.net/img/general/width960/12341818_ZDSoVCJ3Jo3mPBGGNYgsofo_W_nTEgqj_v8vFsyQ340.jpg)
Title: Re: House buying/owning advice
Post by: Kat Kid on August 10, 2022, 12:07:10 PM
I think a statue or vase would look great there.
Title: Re: House buying/owning advice
Post by: meow meow on August 10, 2022, 12:09:30 PM
def an urn goes there
Title: Re: House buying/owning advice
Post by: OB_Won on August 10, 2022, 12:19:54 PM
If you're putting in art or urn you'll need a recessed light. Then you can x-post it in handyman thread.
Title: Re: House buying/owning advice
Post by: Institutional Control on August 10, 2022, 12:39:55 PM
A nice Fabergé egg would like great displayed up there.

(https://cdn.quotesgram.com/img/23/55/1556514377-risky-business-egg.jpg)
Title: Re: House buying/owning advice
Post by: mocat on August 10, 2022, 12:43:41 PM
def an urn goes there

yes, good place to top off your mug
Title: Re: House buying/owning advice
Post by: OB_Won on August 10, 2022, 01:00:05 PM
def an urn goes there

yes, good place to top off your mug
lol..nice callback
Title: Re: House buying/owning advice
Post by: nicname on August 10, 2022, 01:06:18 PM
Great suggestos. Was originally thinking of a statue/sculpture of a multicolor spire of flames.
Title: Re: House buying/owning advice
Post by: passranch on August 10, 2022, 05:19:18 PM
27" Color TV

(https://p.turbosquid.com/ts-thumb/WM/hc5SNJ/B4HPbyGO/sonykv27s46retrocrttvwithircontroloffc4dmodel001/jpg/1598876280/600x600/fit_q87/e3990c4245acb7125d22250d1808bffb187543b8/sonykv27s46retrocrttvwithircontroloffc4dmodel001.jpg)
Title: Re: House buying/owning advice
Post by: ben ji on August 11, 2022, 08:09:21 AM
27" Color TV

(https://p.turbosquid.com/ts-thumb/WM/hc5SNJ/B4HPbyGO/sonykv27s46retrocrttvwithircontroloffc4dmodel001/jpg/1598876280/600x600/fit_q87/e3990c4245acb7125d22250d1808bffb187543b8/sonykv27s46retrocrttvwithircontroloffc4dmodel001.jpg)

 :lol:
Title: Re: House buying/owning advice
Post by: nicname on August 11, 2022, 01:25:52 PM
Sony Trinatron
Title: Re: House buying/owning advice
Post by: Stupid Fitz on August 11, 2022, 02:30:13 PM
Sony Trinatron

He would need at least 9 people to get one of those up there.
Title: Re: House buying/owning advice
Post by: star seed 7 on August 11, 2022, 03:52:39 PM
My parents had a 36" Sony that probably weighed like 500 lbs. rough ridin' monster
Title: Re: House buying/owning advice
Post by: _33 on August 11, 2022, 04:35:04 PM
Tell me what to put in here

(https://uploads.tapatalk-cdn.com/20220810/2aa02315b90af75d51b6926228e1dfc2.jpg)

Why change it?  I love the salt shaker centerpiece.
Title: Re: House buying/owning advice
Post by: CNS on August 11, 2022, 05:15:27 PM
Painting to fully cover niche, but installed as a secret door.   boom, place to hide all your secrets and stuff.
Title: Re: House buying/owning advice
Post by: IPA4Me on August 11, 2022, 08:33:10 PM
My parents had a 36" Sony that probably weighed like 500 lbs. rough ridin' monster
I had one for years. Reliable mofo.

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Title: Re: House buying/owning advice
Post by: Trim on August 11, 2022, 09:42:16 PM
Painting to fully cover niche, but installed as a secret door.   boom, place to hide all your secrets and stuff.

We’ve all learned over the past day that these things are important.
Title: Re: House buying/owning advice
Post by: nicname on August 11, 2022, 10:15:33 PM
Tell me what to put in here

(https://uploads.tapatalk-cdn.com/20220810/2aa02315b90af75d51b6926228e1dfc2.jpg)

Why change it?  I love the salt shaker centerpiece.

That’s a plug-in air freshener tyvm.
Title: Re: House buying/owning advice
Post by: nicname on August 11, 2022, 10:18:25 PM
It’s above a fireplace if case that wasn’t clear enough.
Title: Re: House buying/owning advice
Post by: ChiComCat on August 12, 2022, 09:36:17 AM
What about another fireplace?
Title: Re: House buying/owning advice
Post by: chum1 on August 12, 2022, 09:42:20 AM
(https://encrypted-tbn0.gstatic.com/images?q=tbn:ANd9GcTp_pfbWfA8dlceqW2f-5y97i8avAhi_25ShV5m0xxySXakd6w&usqp=CAc)
Title: Re: House buying/owning advice
Post by: Phil Titola on August 12, 2022, 10:01:00 AM
Is that a snow globe?
Title: Re: House buying/owning advice
Post by: Stupid Fitz on August 12, 2022, 10:39:12 AM
toaster
Title: Re: House buying/owning advice
Post by: DQ12 on August 12, 2022, 11:15:31 AM
What about another fireplace?
I see someone else attended the Mack Brown School of Design.

https://twitter.com/AiBig12/status/1543713428359053312?s=20&t=Q76bNVYUDOMmZTNiq7okVg
Title: Re: House buying/owning advice
Post by: Skipper44 on August 12, 2022, 11:19:08 AM
Hi Fi
(https://media.giphy.com/media/VVotgEXBX2Umc/giphy.gif)
Title: Re: House buying/owning advice
Post by: XocolateThundarr on August 12, 2022, 11:21:35 AM
Get a mirror on the back wall, some lights, and turn that bitch into a bar.
Title: Re: House buying/owning advice
Post by: Trim on August 12, 2022, 11:28:54 AM
If a royals fan, a replica of the big vertical scoreboard thing with a practical tv/monitor as part of it.
Title: Re: House buying/owning advice
Post by: yoga-like_abana on August 12, 2022, 11:33:23 AM
I vote for the enchanted rose from beauty and the beast
Title: Re: House buying/owning advice
Post by: Phil Titola on August 12, 2022, 11:41:07 AM
(https://fastly.4sqi.net/img/general/width960/12341818_ZDSoVCJ3Jo3mPBGGNYgsofo_W_nTEgqj_v8vFsyQ340.jpg)

w/o the head as God intended.
Title: Re: House buying/owning advice
Post by: nicname on August 12, 2022, 03:19:40 PM
Is that a snow globe?

San Francisco fog globe.
Title: Re: House buying/owning advice
Post by: nicname on August 12, 2022, 03:20:50 PM
(https://encrypted-tbn0.gstatic.com/images?q=tbn:ANd9GcTp_pfbWfA8dlceqW2f-5y97i8avAhi_25ShV5m0xxySXakd6w&usqp=CAc)

  :love:
Title: Re: House buying/owning advice
Post by: steve dave on August 12, 2022, 03:28:59 PM
(https://www.storetaxidermy.com/images/detailed/7/1_pld2-gz.JPG)

the more poorly taxidermied the better
Title: Re: House buying/owning advice
Post by: nicname on August 12, 2022, 03:32:13 PM
We’re getting somewhere. Might have to set up a rotation.
Title: Re: House buying/owning advice
Post by: ChiComCat on September 09, 2022, 12:03:55 PM
I'm currently considering a house with Mitsubishi Trane mini-split HVAC units.  Are there any experts on here that can tell me if these would be a pain in the ass?
Title: Re: House buying/owning advice
Post by: steve dave on September 09, 2022, 12:06:10 PM
I'm currently considering a house with Mitsubishi Trane mini-split HVAC units.  Are there any experts on here that can tell me if these would be a pain in the ass?
Oh hell yeah, iirc HVAC expertise is a gE specialty


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Title: Re: House buying/owning advice
Post by: star seed 7 on September 09, 2022, 12:53:52 PM
My dad installed two of those in his hobby farm cabin and one in the guest cabin. Main ones have had no problems over the last 10 years and work as expected.  :dunno:
Title: Re: House buying/owning advice
Post by: yoga-like_abana on September 09, 2022, 01:30:35 PM
I'm currently considering a house with Mitsubishi Trane mini-split HVAC units.  Are there any experts on here that can tell me if these would be a pain in the ass?
we have one in our garage that we workout in. It's been in there for 3-4 years and runs like a champ. Mitsubishi is the brand you want for those.
Title: Re: House buying/owning advice
Post by: ChiComCat on September 09, 2022, 02:08:48 PM
Thanks all - just a little unusual but I think it was done to minimize ductwork in an older house which makes sense
Title: Re: House buying/owning advice
Post by: IPA4Me on September 12, 2022, 02:56:03 PM
I'm still in the pockets of big hvac and do love the Mitsubishi product line. We sell a direct competitor and wouldn't complain if I bought a house that had Mitsu already in it.
Title: Re: House buying/owning advice
Post by: sonofdaxjones on September 15, 2022, 12:25:22 PM
https://fortune.com/2022/09/13/210-housing-markets-at-risk-of-15-to-20-home-price-declines-says-moodys-housing-crash/
Title: Re: House buying/owning advice
Post by: steve dave on September 26, 2022, 07:12:38 PM
(https://uploads.tapatalk-cdn.com/20220927/ecaf160f814d0508fb6f05f5700bab00.jpg)


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Title: Re: House buying/owning advice
Post by: pissclams on September 26, 2022, 07:35:51 PM
i think they got that one backwards
Title: Re: House buying/owning advice
Post by: Ronnyvagh on January 10, 2023, 12:17:39 PM
When buying a house, look out for potential. You can change the aspect of the house, making desired repairs and rebuilds. One thing you can’t change is the location of the house. Make sure you like where your house is located and what stores, community buildings, and schools are close-by. Additionally, you should know what you look for in a house but keep an open mind. You might find something different than what you expected. Of course, compare mortgages and fees, and be financially responsible. Talk to specialists like those from Mortgage Broker London (https://Londonmoneyman.com) about what you can afford, and don’t take unnecessary risks if you don’t want to have debt.
Title: Re: House buying/owning advice
Post by: star seed 7 on January 10, 2023, 12:46:19 PM
When buying a house, look out for potential. You can change the aspect of the house, making desired repairs and rebuilds. One thing you can’t change is the location of the house

Untrue
Title: Re: House buying/owning advice
Post by: steve dave on January 10, 2023, 12:47:26 PM
SOMETHING FISHY IS GOING ON AROUND HERE!

(https://e7.pngegg.com/pngimages/731/832/png-clipart-emoticon-emoji-smiley-detective-emoji-photography-smiley.png)
Title: Re: House buying/owning advice
Post by: Brock Landers on January 10, 2023, 02:07:59 PM
When buying a house, look out for potential. You can change the aspect of the house, making desired repairs and rebuilds. One thing you can’t change is the location of the house

Ronny, have you seen the Handymanning thread?  Please post your repair and rebuild related exploits there.
Title: Re: House buying/owning advice
Post by: yoga-like_abana on January 12, 2023, 08:21:36 PM
This was a timely bump.. Found an awesome house off market but my lawd interest rates are soo turrible.
Title: Re: House buying/owning advice
Post by: sys on January 12, 2023, 08:31:57 PM
we are currently having our furnace/ac replaced, and holy crap is it expensive.
Title: Re: House buying/owning advice
Post by: sys on January 12, 2023, 08:32:46 PM
kinda think maybe jerome is leaving hvac out of the inflation updates.
Title: Re: House buying/owning advice
Post by: IPA4Me on January 12, 2023, 09:10:00 PM
Price increases every 2-3 months over the last two years. Big HVAC won't be cutting prices anytime soon either. They're rolling in the dough.

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Title: Re: House buying/owning advice
Post by: sys on January 12, 2023, 09:33:51 PM
goddamn corporate greed.
Title: Re: House buying/owning advice
Post by: catastrophe on January 13, 2023, 07:35:28 AM
This was a timely bump.. Found an awesome house off market but my lawd interest rates are soo turrible.
The advice I’ve heard is there’s really no point in waiting for rates to drop if you found the right house, cause you can always refinance when they do. At worst you’re out a few thousand in closing costs (but I’d guess prices would go up by the time rates come back down anyway).
Title: Re: House buying/owning advice
Post by: yoga-like_abana on January 13, 2023, 09:00:59 AM
This was a timely bump.. Found an awesome house off market but my lawd interest rates are soo turrible.
The advice I’ve heard is there’s really no point in waiting for rates to drop if you found the right house, cause you can always refinance when they do. At worst you’re out a few thousand in closing costs (but I’d guess prices would go up by the time rates come back down anyway).
Yeah, kinda where I'm at.. Will likely be back in this thread this summer for pool maintenance  :fatty:
Title: Re: House buying/owning advice
Post by: BW on May 05, 2023, 01:52:01 PM
Appliances: any brands everyone recommends or brands to absolutely avoid?

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Title: Re: House buying/owning advice
Post by: pissclams on May 05, 2023, 02:00:01 PM
general electric profile refrigerators are good.  we bought ours from costco (of course) and got an additional 3 year warranty (for a total of 5 years) for an extra $150.  includes delivery, installation, and haul away.  i think samsung refrigerators suck balllllz?
Title: Re: House buying/owning advice
Post by: Spracne on May 05, 2023, 02:01:44 PM
Yeah, Samsung appliances are mal.
Title: Re: House buying/owning advice
Post by: Phil Titola on May 05, 2023, 02:05:44 PM
Appliances: any brands everyone recommends or brands to absolutely avoid?

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Bosch dishwasher and fridge. They have the most affordable fridges that come with dual compressors. They recently started manufacturing them themselves and the quality has shown.
Title: Re: House buying/owning advice
Post by: CNS on May 05, 2023, 02:44:59 PM
Appliances: any brands everyone recommends or brands to absolutely avoid?

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Bosch dishwasher and fridge. They have the most affordable fridges that come with dual compressors. They recently started manufacturing them themselves and the quality has shown.

Heads up on Bosch fridges.  Not all of them are made to fit under those little cabinet stupid things that builders have been putting in houses forever.  We nearly found out th hard way on this.

Title: Re: House buying/owning advice
Post by: Phil Titola on May 05, 2023, 03:16:56 PM
Appliances: any brands everyone recommends or brands to absolutely avoid?

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Bosch dishwasher and fridge. They have the most affordable fridges that come with dual compressors. They recently started manufacturing them themselves and the quality has shown.

Heads up on Bosch fridges.  Not all of them are made to fit under those little cabinet stupid things that builders have been putting in houses forever.  We nearly found out th hard way on this.

Great call. I had to get a 1/2 inch cut off but only knew because a sales guy alerted us beforehand.
Title: Re: House buying/owning advice
Post by: BW on May 05, 2023, 07:16:54 PM
I called a couple appliance repair places today. They said no GE, LG or Samsung. Recommend KitchenAid and Frigidaire. Wife wants a fancy built in fridge. They are $$$. Looked at Thor and ZLine for value.

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Title: Re: House buying/owning advice
Post by: kstate4life on May 05, 2023, 09:58:54 PM
I called a couple appliance repair places today. They said no GE, LG or Samsung. Recommend KitchenAid and Frigidaire. Wife wants a fancy built in fridge. They are $$$. Looked at Thor and ZLine for value.

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KitchenAid fridges are terrible, esp when it comes to ice makers.  The reviews on them are legit.  I have had 2 LG refrigerators now (2 different homes) and they have had no issues.  Newest one makes clear ice balls in the bottom freezer and it rocks!
Title: Re: House buying/owning advice
Post by: cfbandyman on May 05, 2023, 10:47:00 PM
Love love love my LG washtower, or really any LG washer/dryer. GE is good on ovens/stoves, fridges (both for work up in Canada and my house in KC use the same and both are great), etc, but the 'rents went from a lg wash/dryer to LG (after a respectable life of over a decade) and regret how loud GE is.

Have a Bosch dishwasher that is boss, close to the same model my parents have and they and I love it.

IMO, I think Bosch, LG, GE, and Whirlpool made great appliances but they all don't made all their appliances great. I am not so brand loyal with any one of them to buy all one type, but IMO:

Laundry : LG
Oven/Stove: GE
Fridge: Whirlpool/GE
Dishwasher: Whirlpool/Bosch
Title: Re: House buying/owning advice
Post by: CNS on May 06, 2023, 10:03:04 AM
I called a couple appliance repair places today. They said no GE, LG or Samsung. Recommend KitchenAid and Frigidaire. Wife wants a fancy built in fridge. They are $$$. Looked at Thor and ZLine for value.

Sent from my SM-G975U using Tapatalk

KitchenAid fridges are terrible, esp when it comes to ice makers.  The reviews on them are legit.  I have had 2 LG refrigerators now (2 different homes) and they have had no issues.  Newest one makes clear ice balls in the bottom freezer and it rocks!

I am on fridge 3 in 9 years. Samsung twice and now GE. The GE is 2 yrs old, or so, and the ice maker already doesn’t work. We went back to ice cube trays. I have a garage fridge and I bought enough ice trays so that my kids could not refill the trays and we could still fill the ice container 3 times. It’s been great. Also, the larger ice cubes are great.

Also, not an appliance, but we just put in a Kohler kitchen faucet. Right off the bat, the aerator needs to be taken out to remove something causing the spray to go everywhere. $230 faucet and guess what?  The aerators aren’t designed to be removed. Just need to replace the whole thing. Customer Service chat directly with Kohler and that is their response. Everything is getting so cheaply made and so much worse.
Title: Re: House buying/owning advice
Post by: Spracne on May 06, 2023, 11:00:46 AM
I called a couple appliance repair places today. They said no GE, LG or Samsung. Recommend KitchenAid and Frigidaire. Wife wants a fancy built in fridge. They are $$$. Looked at Thor and ZLine for value.

Sent from my SM-G975U using Tapatalk

KitchenAid fridges are terrible, esp when it comes to ice makers.  The reviews on them are legit.  I have had 2 LG refrigerators now (2 different homes) and they have had no issues.  Newest one makes clear ice balls in the bottom freezer and it rocks!

I am on fridge 3 in 9 years. Samsung twice and now GE. The GE is 2 yrs old, or so, and the ice maker already doesn’t work. We went back to ice cube trays. I have a garage fridge and I bought enough ice trays so that my kids could not refill the trays and we could still fill the ice container 3 times. It’s been great. Also, the larger ice cubes are great.

Also, not an appliance, but we just put in a Kohler kitchen faucet. Right off the bat, the aerator needs to be taken out to remove something causing the spray to go everywhere. $230 faucet and guess what?  The aerators aren’t designed to be removed. Just need to replace the whole thing. Customer Service chat directly with Kohler and that is their response. Everything is getting so cheaply made and so much worse.

Kinda sounds like your water sucks :dunno:
Title: Re: House buying/owning advice
Post by: BW on May 06, 2023, 12:35:07 PM
We have Samsung in current house. Bought 5 year warranty. Ice maker had service 4 times in that time. Now it just doesn't work. They are in the fridge part and aren't sealed so it sucks in warm air and freezes up. My model wasn't part of class action suit. Our Bosch dishwasher is ok. The bottom rack bent out of shape and doesn't slide in and out. It doesn't dry at all.

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Title: Re: House buying/owning advice
Post by: steve dave on May 07, 2023, 07:04:16 AM
We have the same appliances we had when we built our house in like 2017 and all have worked perfect with no issues. GE Cafe fridge, Electrolux bev center x 2, Monogram duel fuel range, Monogram dishwasher, whirlpool washer and dryer. I didn’t put that much thought into any of them but from reading this thread we apparently got pretty lucky.


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Title: Re: House buying/owning advice
Post by: nicname on July 20, 2023, 01:59:30 PM
Does anyone have, or know someone with a hidden front patio? They’re usually in higher-end modern ranches, kind of tucked behind the garage area.

I’ve come across a few recently and they seem like a pretty cool thing to have in a home.
Title: Re: House buying/owning advice
Post by: mocat on July 20, 2023, 02:11:28 PM
if a patio is behind a garage how is it a front patio
Title: Re: House buying/owning advice
Post by: WillieWatanabe on July 20, 2023, 02:13:07 PM
do you mean like it has a courtyard wall and the patio is behind that? Kind of prevents you from seeing the front door of the home until you enter?
Title: Re: House buying/owning advice
Post by: nicname on July 20, 2023, 02:16:56 PM
It’s typically just to the side of the front entrance. Usually has double glass doors
Title: Re: House buying/owning advice
Post by: DQ12 on July 20, 2023, 03:30:27 PM
what are you talking about, nicname   :confused:
Title: Re: House buying/owning advice
Post by: yoga-like_abana on July 20, 2023, 03:47:28 PM
sounds like a fancy storm cellar?
Title: Re: House buying/owning advice
Post by: DaBigTrain on July 20, 2023, 03:54:34 PM
Maybe he’s talking about a front deck
Title: Re: House buying/owning advice
Post by: nicname on July 20, 2023, 03:57:29 PM
The area I’m talking about is like a little space with a couple of chairs and maybe a patio sofa, sometimes w a tv on a wall and or a fire/pit or fireplace. Like an extended front porch but you can’t see it from the road. They are usually right by the front entrance and have another entrance, usually double glass doors to the patio or whatever it’s called.

Usually on modern ranch style home found in newer subdivisions. Obv not too common. Only seen a few.

If I remember I will snap a photo of one
Title: Re: House buying/owning advice
Post by: DaBigTrain on July 20, 2023, 04:03:42 PM
This doesn’t sound real
Title: Re: House buying/owning advice
Post by: IPA4Me on July 20, 2023, 04:03:50 PM
The hidden front porch. Most of us just put that in the backyard.
Title: Re: House buying/owning advice
Post by: mocat on July 20, 2023, 04:08:36 PM
i am so mad at nicname rn
Title: Re: House buying/owning advice
Post by: Brock Landers on July 20, 2023, 04:12:53 PM
lmao what is happening here.  Mods?!?
Title: Re: House buying/owning advice
Post by: tdaver on July 20, 2023, 04:12:59 PM
We need a diagram, nicname
Title: Re: House buying/owning advice
Post by: Spracne on July 20, 2023, 04:29:20 PM
We need a diagram, nicname

Seconded. Also echo mocat's frustrations.
Title: Re: House buying/owning advice
Post by: wetwillie on July 20, 2023, 04:35:42 PM
I wouldn't recommend googling hidden front porch
Title: Re: House buying/owning advice
Post by: Spracne on July 20, 2023, 04:37:28 PM
I wouldn't recommend googling hidden front porch

 :eek:
Title: Re: House buying/owning advice
Post by: Tobias on July 20, 2023, 04:51:23 PM
this is fighting you thread material, jfc
Title: Re: House buying/owning advice
Post by: nicname on July 20, 2023, 05:06:40 PM
(https://uploads.tapatalk-cdn.com/20230720/673eab4ac9541f2ff2a0e11b6e5f9028.jpg)
The space would be where the arrow is. They are like I described.

I’ve seen them on houses like this one. Bigger, more luxurious ones on larger and nicer houses.


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Title: Re: House buying/owning advice
Post by: nicname on July 20, 2023, 05:07:06 PM
Mostly seen them in Wichita.


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Title: Re: House buying/owning advice
Post by: mocat on July 20, 2023, 05:11:42 PM
one thing i like to do in my wichita ranch besides not have trees is sit in my garage and call it a hidden front patio
Title: House buying/owning advice
Post by: Kat Kid on July 20, 2023, 05:12:13 PM
My grandma had one on her condo and I had one on my townhome. They are nice I guess, I got to know my neighbor who hardened a lot pretty well. I would love a big sliding glass door out to a pool or body of water (had one at an Airbnb in Hawaii and it was amazing).
Title: Re: House buying/owning advice
Post by: Brock Landers on July 20, 2023, 05:21:59 PM
nicname's pic did nothing to resolve any confusion over what the hell is a hidden front patio.
Title: Re: House buying/owning advice
Post by: Spracne on July 20, 2023, 05:23:58 PM
nicname's pic did nothing to resolve any confusion over what the hell is a hidden front patio.

Nobody expects a patio on the roof!
Title: Re: House buying/owning advice
Post by: IPA4Me on July 20, 2023, 05:25:07 PM
Are the roofs were offset enough to put the patio in a cubbie?
Title: Re: House buying/owning advice
Post by: Trim on July 20, 2023, 05:26:13 PM
If I lived there I’d drive nic around in search of a hidden front porch somewhere in wichita, not unlike searching for a stolen phone.
Title: Re: House buying/owning advice
Post by: Brock Landers on July 20, 2023, 05:26:34 PM
nicname's pic did nothing to resolve any confusion over what the hell is a hidden front patio.

Nobody expects a patio on the roof!

I immediately drove around town to get a sample and nobody had a patio on their roof??!?  Then again they are "hidden" so.....
Title: Re: House buying/owning advice
Post by: nicname on July 20, 2023, 06:07:20 PM
If I lived there I’d drive nic around in search of a hidden front porch somewhere in wichita, not unlike searching for a stolen phone.

I will take a photo when I come across one.

Whoever said cubbie, maybe that is a better term
Title: Re: House buying/owning advice
Post by: steve dave on July 20, 2023, 06:40:48 PM
Nic, that is the garage


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Title: Re: House buying/owning advice
Post by: wetwillie on July 20, 2023, 06:56:35 PM
I think hidey hole is the appropriate term
Title: Re: House buying/owning advice
Post by: schreds21 on July 20, 2023, 08:18:30 PM
Nic, that is the garage


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Title: Re: House buying/owning advice
Post by: DQ12 on July 20, 2023, 09:55:19 PM
(https://uploads.tapatalk-cdn.com/20230720/673eab4ac9541f2ff2a0e11b6e5f9028.jpg)
The space would be where the arrow is. They are like I described.

I’ve seen them on houses like this one. Bigger, more luxurious ones on larger and nicer houses.


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You want a sofa on the roof? what’s wrong with you
Title: Re: House buying/owning advice
Post by: Spracne on July 20, 2023, 10:08:52 PM
I'm starting to think nic just wants to smoke weed on his porch without the cops' prying eyes being able to see him.
Title: Re: House buying/owning advice
Post by: Trim on July 20, 2023, 10:16:05 PM
Nic, find one on redfin or zillow or whatever immediately.
Title: Re: House buying/owning advice
Post by: Tobias on July 20, 2023, 11:59:04 PM
oh I get it now, think there was a hidden porch episode on Workaholics once
Title: Re: House buying/owning advice
Post by: sys on July 21, 2023, 12:14:35 AM
I would love a big sliding glass door out to a pool or body of water (had one at an Airbnb in Hawaii and it was amazing).

no, these suck ass.  if i could pay a reasonable amount to blow mine into a million pieces i would.
Title: Re: House buying/owning advice
Post by: sys on July 21, 2023, 12:18:30 AM
you guys are getting thrown off by nicname's terminology.  he's just talking about an up basement.
Title: Re: House buying/owning advice
Post by: SondraHenfling on July 21, 2023, 05:28:26 AM
Don't really understand how this 'hidden front porch' thing works, but it sure sounds cool.
Sitting on your patio with a cold one and a smoke watching something, all that without anyone seeing you?
I'm in
Title: Re: House buying/owning advice
Post by: Kat Kid on July 21, 2023, 08:30:57 AM
I would love a big sliding glass door out to a pool or body of water (had one at an Airbnb in Hawaii and it was amazing).

no, these suck ass.  if i could pay a reasonable amount to blow mine into a million pieces i would.
Like a huge wall size one? I think looking out at a beach in Hawaii would be great. I wouldn’t get one for Kansas, I could understand not liking it in 110 degree heat.
Title: Re: House buying/owning advice
Post by: IPA4Me on July 21, 2023, 09:40:46 AM
Ya. Huge heat loss/gain on those sliders. Nice thermal pane french doors work significantly better.
Title: Re: House buying/owning advice
Post by: sys on July 21, 2023, 10:21:16 AM
Like a huge wall size one? I think looking out at a beach in Hawaii would be great. I wouldn’t get one for Kansas, I could understand not liking it in 110 degree heat.

i meant the pool.  sliding glass doors are fine.
Title: Re: House buying/owning advice
Post by: yoga-like_abana on July 21, 2023, 10:54:53 AM
don't mind the mess or the deck that needs stained
Title: Re: House buying/owning advice
Post by: ChiComCat on July 21, 2023, 10:57:59 AM
As much as I enjoy giving people crap for stuff in their photos, I'm mostly just jealous of the pool
Title: Re: House buying/owning advice
Post by: Stupid Fitz on July 21, 2023, 11:03:10 AM
So we still don't know what a hidden patio is huh? I'm also wondering why the hell anyone would want one. Isn't the point of a patio to sit outside and see outside things? I'm starting to think he's talking about a basement.
Title: Re: House buying/owning advice
Post by: star seed 7 on July 21, 2023, 11:17:56 AM
Look at that fire truck  :D
Title: Re: House buying/owning advice
Post by: PandaXpanda on July 21, 2023, 11:59:56 AM
don't mind the mess or the deck that needs stained
I really like your pool yla.

Sent from my SM-S918U using Tapatalk

Title: Re: House buying/owning advice
Post by: schreds21 on July 21, 2023, 12:49:31 PM
So we still don't know what a hidden patio is huh? I'm also wondering why the hell anyone would want one. Isn't the point of a patio to sit outside and see outside things? I'm starting to think he's talking about a basement.
We've already deduced that it's a garage.
Title: Re: House buying/owning advice
Post by: IPA4Me on July 21, 2023, 01:42:38 PM
I love this pool. Best part... It's my brother's pool. I walk next door. Swim. Float. Leave.

Maintenance free and free!(https://uploads.tapatalk-cdn.com/20230721/3fdb90e4f4122b304a77764377da1380.jpg)
Title: Re: House buying/owning advice
Post by: DaBigTrain on July 21, 2023, 01:47:53 PM
I’ll be going to my pool tomorrow and cooking out. Best part is my pool is also maintenance free.
Title: Re: House buying/owning advice
Post by: Kat Kid on July 22, 2023, 03:13:18 PM
don't mind the mess or the deck that needs stained
Are we invite me over for a pool party friends?
Title: Re: House buying/owning advice
Post by: WillieWatanabe on July 24, 2023, 10:05:30 AM
I searched Wichita zillow and could not find this garage roof patio. wtf
Title: Re: House buying/owning advice
Post by: Trim on July 24, 2023, 07:37:38 PM
I searched Wichita zillow and could not find this garage roof patio. wtf

They’re hidden.
Title: Re: House buying/owning advice
Post by: yoga-like_abana on July 26, 2023, 01:45:29 PM
don't mind the mess or the deck that needs stained
Are we invite me over for a pool party friends?
Yes!
We can have DBT and AST over and they can clean the pool and smoke meats while we sip cervezas poolside.
Title: Re: House buying/owning advice
Post by: DQ12 on July 26, 2023, 01:52:28 PM
This is the type of house i daydream about constantly:

https://www.zillow.com/homedetails/3526-Harrison-Blvd-Kansas-City-MO-64109/2341305_zpid/ (https://www.zillow.com/homedetails/3526-Harrison-Blvd-Kansas-City-MO-64109/2341305_zpid/)

Plus it features a hidden patio :surprised:
Title: Re: House buying/owning advice
Post by: ChiComCat on July 26, 2023, 02:00:31 PM
This is the type of house i daydream about constantly:

https://www.zillow.com/homedetails/3526-Harrison-Blvd-Kansas-City-MO-64109/2341305_zpid/ (https://www.zillow.com/homedetails/3526-Harrison-Blvd-Kansas-City-MO-64109/2341305_zpid/)

Plus it features a hidden patio :surprised:

You'd be within a few blocks of ol' Chicat.
Title: Re: House buying/owning advice
Post by: DQ12 on July 26, 2023, 02:02:50 PM
This is the type of house i daydream about constantly:

https://www.zillow.com/homedetails/3526-Harrison-Blvd-Kansas-City-MO-64109/2341305_zpid/ (https://www.zillow.com/homedetails/3526-Harrison-Blvd-Kansas-City-MO-64109/2341305_zpid/)

Plus it features a hidden patio :surprised:

You'd be within a few blocks of ol' Chicat.
jelly of your area of town.  i like to drive home on gillham sometimes just to look at all the neat old houses.
Title: Re: House buying/owning advice
Post by: IPA4Me on July 26, 2023, 02:17:42 PM
This is the type of house i daydream about constantly:

https://www.zillow.com/homedetails/3526-Harrison-Blvd-Kansas-City-MO-64109/2341305_zpid/ (https://www.zillow.com/homedetails/3526-Harrison-Blvd-Kansas-City-MO-64109/2341305_zpid/)

Plus it features a hidden patio :surprised:

You'd be within a few blocks of ol' Chicat.
Good friend and his wife are your neighbors. Love that area.
Title: Re: House buying/owning advice
Post by: Spracne on July 26, 2023, 02:19:21 PM
This is the type of house i daydream about constantly:

https://www.zillow.com/homedetails/3526-Harrison-Blvd-Kansas-City-MO-64109/2341305_zpid/ (https://www.zillow.com/homedetails/3526-Harrison-Blvd-Kansas-City-MO-64109/2341305_zpid/)

Plus it features a hidden patio :surprised:

Nice place, but needs a lot of updating.
Title: Re: House buying/owning advice
Post by: ChiComCat on July 26, 2023, 02:40:43 PM
This is the type of house i daydream about constantly:

https://www.zillow.com/homedetails/3526-Harrison-Blvd-Kansas-City-MO-64109/2341305_zpid/ (https://www.zillow.com/homedetails/3526-Harrison-Blvd-Kansas-City-MO-64109/2341305_zpid/)

Plus it features a hidden patio :surprised:

You'd be within a few blocks of ol' Chicat.
jelly of your area of town.  i like to drive home on gillham sometimes just to look at all the neat old houses.

I'll have to find the title, but a friend got us a book of Hyde Park history that focuses on the houses and neighborhoods.  It has some pretty interesting stuff in it.
Title: Re: House buying/owning advice
Post by: mocat on July 26, 2023, 02:41:52 PM
This is the type of house i daydream about constantly:

https://www.zillow.com/homedetails/3526-Harrison-Blvd-Kansas-City-MO-64109/2341305_zpid/ (https://www.zillow.com/homedetails/3526-Harrison-Blvd-Kansas-City-MO-64109/2341305_zpid/)

Plus it features a hidden patio :surprised:

Nice place, but needs a lot of updating.

yeah, looks a little run down
Title: Re: House buying/owning advice
Post by: DQ12 on July 26, 2023, 03:02:36 PM
it would need some work, but beyond some paint work here and there, kitchen is really the only thing that jumps out at me based on the pictures.
Title: Re: House buying/owning advice
Post by: yoga-like_abana on July 26, 2023, 05:10:52 PM
I like old houses and think that one is sweet. The 1980s green flooring and backsplash can go. Way better than new build where it’s 50 shades of gray
Title: Re: House buying/owning advice
Post by: nicname on July 26, 2023, 11:53:34 PM
Hot
Title: Re: House buying/owning advice
Post by: steve dave on July 27, 2023, 12:13:30 AM
I’ve owned two houses brand new and I’ll build another one someday but there is fuckin no chance I’m buying someone’s 200 year old sloppy seconds for myself and my family to live in. Grossout city.


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Title: Re: House buying/owning advice
Post by: michigancat on July 27, 2023, 12:15:57 AM
I’ve owned two houses brand new and I’ll build another one someday but there is fuckin no chance I’m buying someone’s 200 year old sloppy seconds for myself and my family to live in. Grossout city.


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I can't fathom what sd's kids could do to a new build en suite in a year or 2
Title: Re: House buying/owning advice
Post by: DQ12 on July 31, 2023, 09:44:30 AM
I’ve owned two houses brand new and I’ll build another one someday but there is fuckin no chance I’m buying someone’s 200 year old sloppy seconds for myself and my family to live in. Grossout city.


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My current house is like 98 years old.  There's a lot of annoying things about living in a house that old.  But there's some neat things about it too.
Title: Re: House buying/owning advice
Post by: steve dave on July 31, 2023, 09:56:28 AM
I’ve owned two houses brand new and I’ll build another one someday but there is fuckin no chance I’m buying someone’s 200 year old sloppy seconds for myself and my family to live in. Grossout city.


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My current house is like 98 years old.  There's a lot of annoying things about living in a house that old.  But there's some neat things about it too.

list the neat things
Title: Re: House buying/owning advice
Post by: meow meow on July 31, 2023, 11:58:35 AM
floors make creaking sounds when you walk
Title: Re: House buying/owning advice
Post by: wetwillie on July 31, 2023, 12:08:24 PM
In before he says character, charm, history
Title: Re: House buying/owning advice
Post by: DQ12 on July 31, 2023, 12:12:31 PM
I’ve owned two houses brand new and I’ll build another one someday but there is fuckin no chance I’m buying someone’s 200 year old sloppy seconds for myself and my family to live in. Grossout city.


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My current house is like 98 years old.  There's a lot of annoying things about living in a house that old.  But there's some neat things about it too.

list the neat things
Our walk-in closet used to be an outside "sleeping porch" because back then they didn't have AC.  There's an old coal schute in the basement.  I think that stuff is neat.   It's neat seeing photos of our house from the 1940 county land survey ("Oh look at their landscaping!").   A few weeks ago, one of the old homeowners who grew up in that house sent me a bunch of pics of her and her friends playing in our backyard in the 70s. A lot of our stuff is original and the craftsman details from that era are cool.  There's just some stories (almost none of which I know) associated with parts of the house that don't exist for new-builds.  You can think those stories are neat or not, but I think they're kind of neat.

I do also think it's cool that it has a little bit of a lineage.  There have been 5 or 6 families occupying the house in the last century.  Taking in WWII there.  The Cuban Missile Crisis.  The '85 world series.  All these different families with different stories.  Just fun thinking about all the different crap that house has seen.
Title: Re: House buying/owning advice
Post by: CNS on July 31, 2023, 12:16:36 PM
I grew up in a house built in 1901 AMA.
Title: Re: House buying/owning advice
Post by: DaBigTrain on July 31, 2023, 12:28:41 PM
I grew up in a house built in 1901 AMA.

What's it like to be that old?
Title: Re: House buying/owning advice
Post by: Spracne on July 31, 2023, 12:29:20 PM
I once lived in a house built in 1862 in Lawrence. I had excruciating pain followed by half of my face becoming numb for a month due to mold in the iron ducts. It was a very charming experience, as I chugged scotch to numb the pain (just like the old settlers!) and thought wistfully about what the original owners must have experienced during Quantrill's raid.
Title: House buying/owning advice
Post by: steve dave on July 31, 2023, 12:40:09 PM
I’ve owned two houses brand new and I’ll build another one someday but there is fuckin no chance I’m buying someone’s 200 year old sloppy seconds for myself and my family to live in. Grossout city.


Sent from my iPhone using Tapatalk
My current house is like 98 years old.  There's a lot of annoying things about living in a house that old.  But there's some neat things about it too.

list the neat things
Our walk-in closet used to be an outside "sleeping porch" because back then they didn't have AC.  There's an old coal schute in the basement.  I think that stuff is neat.   It's neat seeing photos of our house from the 1940 county land survey ("Oh look at their landscaping!").   A few weeks ago, one of the old homeowners who grew up in that house sent me a bunch of pics of her and her friends playing in our backyard in the 70s. A lot of our stuff is original and the craftsman details from that era are cool.  There's just some stories (almost none of which I know) associated with parts of the house that don't exist for new-builds.  You can think those stories are neat or not, but I think they're kind of neat.

I do also think it's cool that it has a little bit of a lineage.  There have been 5 or 6 families occupying the house in the last century.  Taking in WWII there.  The Cuban Missile Crisis.  The '85 world series.  All these different families with different stories.  Just fun thinking about all the different crap that house has seen.
Ok, well, to each their own I guess.


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Title: Re: House buying/owning advice
Post by: yoga-like_abana on July 31, 2023, 01:18:12 PM
Remodeled upstairs bathroom in our house in town 1920s build.. Bathroom vanity mirror had a slit that went down into the plaster and lathe that was filled with old shaving razors. also in the floor I found an old Manhattan Tribune paper that was used at one point and it had the announcement for Lud Fiser being hired..
Title: Re: House buying/owning advice
Post by: wetwillie on July 31, 2023, 01:28:57 PM
In before he says character, charm, history

Nailed it
Title: Re: House buying/owning advice
Post by: Tobias on July 31, 2023, 01:32:52 PM
Our walk-in closet used to be an outside "sleeping porch" because back then they didn't have AC.

this sounds problematic for you
Title: Re: House buying/owning advice
Post by: cfbandyman on July 31, 2023, 01:46:38 PM
Remodeled upstairs bathroom in our house in town 1920s build.. Bathroom vanity mirror had a slit that went down into the plaster and lathe that was filled with old shaving razors. also in the floor I found an old Manhattan Tribune paper that was used at one point and it had the announcement for Lud Fiser being hired..

Incredibly common for 1920s houses, but also crazy to think that was the "thing" to do like, sure it take a long ass time to fill that up with razors but your general solution to "I'm done with this razor blade" is to toss it into the void between ways to be there for all time just seems silly.
Title: Re: House buying/owning advice
Post by: yoga-like_abana on July 31, 2023, 01:58:49 PM
Remodeled upstairs bathroom in our house in town 1920s build.. Bathroom vanity mirror had a slit that went down into the plaster and lathe that was filled with old shaving razors. also in the floor I found an old Manhattan Tribune paper that was used at one point and it had the announcement for Lud Fiser being hired..

Incredibly common for 1920s houses, but also crazy to think that was the "thing" to do like, sure it take a long ass time to fill that up with razors but your general solution to "I'm done with this razor blade" is to toss it into the void between ways to be there for all time just seems silly.
Multiple grocery bags full of them.. was honestly impressive. between the plaster and lathe I took out of there and the razor blades I bet the house lost 2000lbs of weight
Title: Re: House buying/owning advice
Post by: steve dave on July 31, 2023, 02:25:10 PM
wow, these old ass houses are really starting to get me hot for them in a horny way. what with the thousands of old razor blades and random freaks sending me mail because they used to live there.
Title: Re: House buying/owning advice
Post by: wetwillie on July 31, 2023, 02:35:15 PM
Houses are like cars, they just don't build them like they used to(really shitty)
Title: Re: House buying/owning advice
Post by: DQ12 on July 31, 2023, 02:41:11 PM
i don't know why you guys are being jerks about old houses.
Title: Re: House buying/owning advice
Post by: nicname on July 31, 2023, 02:48:01 PM
Smug exurban hubris
Title: Re: House buying/owning advice
Post by: star seed 7 on July 31, 2023, 02:58:04 PM
The newer the house the less I enjoy the vibe. Houses from the 70's+ can get mumped. The teens and twenties are peak vibe.
Title: Re: House buying/owning advice
Post by: star seed 7 on July 31, 2023, 03:01:28 PM
Also modern homes are way too rough ridin' big. Enjoy your neighborhood of mcmansions sd, you might as well be living in Plano or something.
Title: Re: House buying/owning advice
Post by: Spracne on July 31, 2023, 03:04:01 PM
I live in an old warehouse that used to be a Southwestern Bell switching station, you ignorant fucks. Get on my level.
Title: Re: House buying/owning advice
Post by: yoga-like_abana on July 31, 2023, 03:27:27 PM
Who was the marketing genius that thought to call vinyl planking "luxury". Think 90% of new builds have LVP or LVT.
Title: Re: House buying/owning advice
Post by: Stupid Fitz on July 31, 2023, 04:38:42 PM
Also modern homes are way too rough ridin' big. Enjoy your neighborhood of mcmansions sd, you might as well be living in Plano or something.

agree with this. I like new houses that aren't giant and sort of look like old houses but don't have all the gross stuff.

Disclaimer, i live in an older house but have remodeled every room in it since purchase so I guess its just old on the outside?
Title: Re: House buying/owning advice
Post by: _33 on July 31, 2023, 04:53:08 PM
Yeah dlew, why don't you want to live in a treeless, soulless, beige and tan 'burb that will suck all joy and creativity from your heart?

I love old houses. Of course I am a former history teacher so I have a lot of interest in the past. We lived in a house for 2 years that was built in 1890 and I loved it. We heated it primarily using a pot bellied stove and it was great. Our current house was built in 1954 and I recently found an old photo of it right after it was built with old 40's cars lining the street. I thought it was pretty neat.

Title: Re: House buying/owning advice
Post by: bucket on July 31, 2023, 04:56:49 PM
Ya, being in an established neighborhood (i.e. sidewalks, trees, etc.) is a plus in the older house column.
Title: Re: House buying/owning advice
Post by: wetwillie on July 31, 2023, 05:04:08 PM
Also modern homes are way too rough ridin' big. Enjoy your neighborhood of mcmansions sd, you might as well be living in Plano or something.

The home that started this whole convo is 3500 sf feet..
Title: Re: House buying/owning advice
Post by: Phil Titola on July 31, 2023, 06:00:02 PM
I live in an old warehouse that used to be a Southwestern Bell switching station, you ignorant fucks. Get on my level.

Did they have to knock windows out for it? Our switching stations are gigantic w/o many windows. https://goo.gl/maps/Fagn4ma3CNbR5TFv5
Title: Re: House buying/owning advice
Post by: yoga-like_abana on July 31, 2023, 06:22:20 PM
Steve Dave must have one of those famous hidden front porches I’ve heard so much about. Makes his new build unique
Title: Re: House buying/owning advice
Post by: nicname on July 31, 2023, 06:25:53 PM
Steve Dave must have one of those famous hidden front porches I’ve heard so much about. Makes his new build unique

Whenever I come across another one of those things I will snap a photo and post if on the go EMAW blog.com!

 :curse: :curse: :curse: :curse: :curse: :curse: :curse: :curse:
Title: Re: House buying/owning advice
Post by: pissclams on July 31, 2023, 06:29:44 PM
I live in an old warehouse that used to be a Southwestern Bell switching station, you ignorant fucks. Get on my level.

Did they have to knock windows out for it? Our switching stations are gigantic w/o many windows. https://goo.gl/maps/Fagn4ma3CNbR5TFv5

The AT&T station downtown had its switches located in the basement to avoid weather related issues, the lack of windows may have just been a design decision.
Title: Re: House buying/owning advice
Post by: DaBigTrain on July 31, 2023, 06:31:24 PM
Steve Dave must have one of those famous hidden front porches I’ve heard so much about. Makes his new build unique

Whenever I come across another one of those things I will snap a photo and post if on the go EMAW blog.com!

 :curse: :curse: :curse: :curse: :curse: :curse: :curse: :curse:
Maybe a couple of pics will start appearing on your Google+
Title: Re: House buying/owning advice
Post by: Tobias on July 31, 2023, 08:20:00 PM
:lol:
Title: Re: House buying/owning advice
Post by: steve dave on July 31, 2023, 09:15:17 PM
i don't know why you guys are being jerks about old houses.
This feels like a Dax pit scene where he goes on a seven consecutive post rampage about how everyone else is melting down.


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Title: Re: House buying/owning advice
Post by: star seed 7 on July 31, 2023, 09:23:01 PM
Yeah dlew, why don't you want to live in a treeless, soulless, beige and tan 'burb that will suck all joy and creativity from your heart?

I love old houses. Of course I am a former history teacher so I have a lot of interest in the past. We lived in a house for 2 years that was built in 1890 and I loved it. We heated it primarily using a pot bellied stove and it was great. Our current house was built in 1954 and I recently found an old photo of it right after it was built with old 40's cars lining the street. I thought it was pretty neat.

They knocked down the dilapidated house next to me and built a new house there and now they don't have a single tree on the property, like wtf. They took out like 5 trees!
Title: Re: House buying/owning advice
Post by: WillieWatanabe on August 01, 2023, 08:47:06 AM
I would like a new house in an established neighborhood with lots of old growth trees. I hate driving through new burbs.
Title: Re: House buying/owning advice
Post by: DQ12 on August 01, 2023, 12:38:43 PM
i don't know why you guys are being jerks about old houses.
This feels like a Dax pit scene where he goes on a seven consecutive post rampage about how everyone else is melting down.


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New[house]anon is treating me very unfairly!
Title: Re: House buying/owning advice
Post by: CNS on August 01, 2023, 12:42:18 PM
I would like a new house in an established neighborhood with lots of old growth trees. I hate driving through new burbs.

I don't know if PV will still let you, but for the last 15-20 years, this is exactly what PV was for.  Buy some tiny 1950's home with 1 acre and a bunch of trees, demo crap box, build mcmansion and act like you are in Leawood due to proximity.

IIRC, PV has been trying to stop this as of late, but I may be wrong. 
Title: Re: House buying/owning advice
Post by: yoga-like_abana on August 01, 2023, 01:48:46 PM
The annexation of Prairie Village.
Title: Re: House buying/owning advice
Post by: wetwillie on August 01, 2023, 01:51:08 PM
Buying a small parcel in PV for 600k is quite the flex
Title: Re: House buying/owning advice
Post by: cfbandyman on August 01, 2023, 02:32:34 PM
I would like a new house in an established neighborhood with lots of old growth trees. I hate driving through new burbs.

I don't know if PV will still let you, but for the last 15-20 years, this is exactly what PV was for.  Buy some tiny 1950's home with 1 acre and a bunch of trees, demo crap box, build mcmansion and act like you are in Leawood due to proximity.

IIRC, PV has been trying to stop this as of late, but I may be wrong.

I've been detached from their scene for a bit, but correct, they have been trying to reign it in.


Buying a small parcel in PV for 600k is quite the flex

It's so insane. Like I think of my house (though soon to most likely be sold) being torn down and replaced, and even at a ~300k price that seems so crazy to do, let alone PV numbers.
Title: Re: House buying/owning advice
Post by: Stupid Fitz on August 01, 2023, 02:49:38 PM
My first house was in PV. Small, standard PV, 2 bed 2 bathroom for around $150k in prob 2004 or so. Great house, great street. Sold it in 2009 for $185k. Just looked and it has a tax appraised value of $331k today. I can't imagine being out of college a couple of years or whatever and walking in to that house and paying over 300k. It just seems impossible. Hell, we struggled with the thought of paying a mortgage at 155k or whatever.
Title: Re: House buying/owning advice
Post by: Institutional Control on August 02, 2023, 08:14:53 AM
I once lived in a house built in 1862 in Lawrence. I had excruciating pain followed by half of my face becoming numb for a month due to mold in the iron ducts. It was a very charming experience, as I chugged scotch to numb the pain (just like the old settlers!) and thought wistfully about what the original owners must have experienced during Quantrill's raid.

Nice try, Spracs.  Everyone knows all of Lawrence burnt down in 1863.
Title: Re: House buying/owning advice
Post by: Rage Against the McKee on August 02, 2023, 08:36:08 AM
The fire damage probably led to all of the mold.
Title: Re: House buying/owning advice
Post by: Spracne on August 02, 2023, 11:55:43 AM
No! You fools! It's all true. I suspect the house was spared because it was constructed of native limestone, also known colloquially as "rock chalk."
Title: Re: House buying/owning advice
Post by: mocat on August 04, 2023, 05:02:40 PM
wow I can't believe the disney world guy prefers mcmansions to historic architecture that's crazy
Title: Re: House buying/owning advice
Post by: steve dave on August 04, 2023, 05:27:52 PM
I'm getting my jumbo disney world mcmansion painted this month. it's shockingly cheap. I always assumed getting a house painted was like $15k or something.
Title: Re: House buying/owning advice
Post by: DQ12 on August 10, 2023, 11:12:46 AM
I'm getting my jumbo disney world mcmansion painted this month. it's shockingly cheap. I always assumed getting a house painted was like $15k or something.
I painted houses one summer in my youth, and we charged like 3 grand or something for a regular sized old leawood house.  I recently learned that $3k is not the going rate anymore.
Title: Re: House buying/owning advice
Post by: steve dave on August 10, 2023, 11:47:50 AM
I'm getting my jumbo disney world mcmansion painted this month. it's shockingly cheap. I always assumed getting a house painted was like $15k or something.
I painted houses one summer in my youth, and we charged like 3 grand or something for a regular sized old leawood house.  I recently learned that $3k is not the going rate anymore.
Ours is about $7,000. I feel like that is not a bad deal.


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Title: Re: House buying/owning advice
Post by: CNS on August 10, 2023, 11:49:02 AM
I painted mcmansions a few times in 1997 and they were going for $6k then, so not bad.
Title: Re: House buying/owning advice
Post by: yoga-like_abana on August 10, 2023, 01:16:06 PM
sounds like steve dave is getting the college works painting crew
Title: Re: House buying/owning advice
Post by: steve dave on August 10, 2023, 01:20:48 PM
sounds like steve dave is getting the college works painting crew
My neighbor’s company, but very well could be college kids doing the painting. And, folks, at these prices I am fine with that.


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Title: Re: House buying/owning advice
Post by: Winters on August 10, 2023, 05:20:12 PM
sounds like steve dave is getting the college works painting crew
My neighbor’s company, but very well could be college kids doing the painting. And, folks, at these prices I am fine with that.


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They'll appreciate an ice cold Miller Lite aluminum pint after a long day working
Title: Re: House buying/owning advice
Post by: pissclams on August 10, 2023, 07:53:06 PM
i got to buy a new ac coil and compressor this week, it ruled except the opposite
Title: Re: House buying/owning advice
Post by: IPA4Me on August 10, 2023, 08:14:35 PM
i got to buy a new ac coil and compressor this week, it ruled except the opposite
Ouch. Better than buying new system though. Always look at the positive.
Title: Re: House buying/owning advice
Post by: wetwillie on August 10, 2023, 08:20:21 PM
Damn, that's like getting a flat a few miles before the finish line. So close to not needing it for 8 months.
Title: Re: House buying/owning advice
Post by: kim carnes on August 10, 2023, 08:32:00 PM
I hate to say it but odds are you got scammed
Title: Re: House buying/owning advice
Post by: pissclams on August 10, 2023, 09:00:59 PM
I hate to say it but odds are you got scammed
i’d be shocked if I didn’t get scammed but this particular unit was 20 years old so
Title: Re: House buying/owning advice
Post by: Spracne on August 10, 2023, 09:13:43 PM
I hate to say it but odds are you got scammed
i’d be shocked if I didn’t get scammed but this particular unit was 20 years old so

And here I thought you loved 20-year-old units.
Title: Re: House buying/owning advice
Post by: steve dave on August 22, 2023, 08:31:31 AM
Congrats to all the current home owners out there and Ts & Ps for anyone looking to buy your first home right now.

https://x.com/m_mcdonough/status/1693947402594500746


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Title: Re: House buying/owning advice
Post by: WallyOhearn on August 30, 2023, 05:48:15 AM
Hey folks,
If you're diving into the world of house buying/owning, here's a nugget of advice: Patience is key! Take your time, research thoroughly, and trust your instincts. It's a big step, but you've got this! And hey, for those eyeing student rentals in Kingston, check out https://axonproperties.ca/student-rentals-kingston/ (https://axonproperties.ca/student-rentals-kingston/) – might just be what you're looking for! 🏡🔑🔗"
Title: Re: House buying/owning advice
Post by: DaBigTrain on August 30, 2023, 10:48:27 AM
Hey folks,
If you're diving into the world of house buying/owning, here's a nugget of advice: Patience is key! Take your time, research thoroughly, and trust your instincts. It's a big step, but you've got this!

Hello! Thank you for sharing that valuable piece of advice. Patience is indeed crucial when it comes to buying and owning a house. It's a significant decision that involves a lot of factors and considerations. Rushing into such a decision can lead to regrets later on. Taking the time to research, explore different options, and trust your instincts can help ensure that you make the right choice for your future home. If you have any questions or need further advice about the house-buying process, feel free to ask!
Title: Re: House buying/owning advice
Post by: Phil Titola on August 30, 2023, 11:08:36 AM
AI has taken over replies itt
Title: Re: House buying/owning advice
Post by: nicname on August 30, 2023, 05:38:09 PM
AI has taken over replies itt on this blog
Title: Re: House buying/owning advice
Post by: nicname on October 05, 2023, 11:05:14 AM
Guys, today is the day!

Pics incoming (one at a time cuz no premium Tapatalk)!!!(https://uploads.tapatalk-cdn.com/20231005/b7bc7b8d684c83c30c57f74cf35f42d1.jpg)


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Title: Re: House buying/owning advice
Post by: nicname on October 05, 2023, 11:05:50 AM
(https://uploads.tapatalk-cdn.com/20231005/80643da525e578d25ecbfa5accfb8abf.jpg)


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Title: Re: House buying/owning advice
Post by: nicname on October 05, 2023, 11:07:39 AM
(https://uploads.tapatalk-cdn.com/20231005/71f62e4ff70ecb17984a84895c3abebf.jpg)


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Title: Re: House buying/owning advice
Post by: nicname on October 05, 2023, 11:08:11 AM
(https://uploads.tapatalk-cdn.com/20231005/bbd34ee9a9e12556f809d6b85cfe4f1c.jpg)


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Title: Re: House buying/owning advice
Post by: nicname on October 05, 2023, 11:09:10 AM
(https://uploads.tapatalk-cdn.com/20231005/43d6109129515fc16e5e087c87d0e7fa.jpg)


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Title: Re: House buying/owning advice
Post by: Cire on October 05, 2023, 11:16:17 AM
you could scare the bejesus out of some poor Amazon driver
Title: Re: House buying/owning advice
Post by: wetwillie on October 05, 2023, 11:24:12 AM
Holy crap, I thought for sure you were on drugs when you brought it up the first time.
Title: Re: House buying/owning advice
Post by: bucket on October 05, 2023, 11:26:46 AM
Holy crap, I thought for sure you were on drugs when you brought it up the first time.

Now he’s on drugs taking pictures inside of a stranger’s home!
Title: Re: House buying/owning advice
Post by: wetwillie on October 05, 2023, 11:32:01 AM
Holy crap, I thought for sure you were on drugs when you brought it up the first time.

Now he’s on drugs taking pictures inside of a stranger’s home!

That little cubby is open to the public good sir
Title: Re: House buying/owning advice
Post by: nicname on October 05, 2023, 11:35:13 AM
I’ve seen a couple of bigger ones one larger, more luxurious homes as well.
Title: Re: House buying/owning advice
Post by: CNS on October 05, 2023, 11:36:24 AM
Those would make great mini homeless camps. 

Homeless bungalows. 
Title: Re: House buying/owning advice
Post by: tdaver on October 05, 2023, 11:48:20 AM
So it’s true!  But why?
Title: Re: House buying/owning advice
Post by: steve dave on October 05, 2023, 12:01:11 PM
lmao


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Title: Re: House buying/owning advice
Post by: Spracne on October 05, 2023, 12:11:03 PM
They do exist!  :Wha:
Title: Re: House buying/owning advice
Post by: ChiComCat on October 05, 2023, 12:46:48 PM
Ridiculous
Title: Re: House buying/owning advice
Post by: yoga-like_abana on October 05, 2023, 01:01:19 PM
Redemption for nicname, can't believe it!
Title: Re: House buying/owning advice
Post by: Spracne on October 05, 2023, 01:04:25 PM
Ridiculous

It's actually pretty sweet, but like, why not on the back of the house?
Title: Re: House buying/owning advice
Post by: DaBigTrain on October 05, 2023, 01:28:17 PM
 :lol:
Title: Re: House buying/owning advice
Post by: wetwillie on October 05, 2023, 01:48:07 PM
Ridiculous

It's actually pretty sweet, but like, why not on the back of the house?

It's like having a garage hangout without the garage
Title: Re: House buying/owning advice
Post by: nicname on October 05, 2023, 01:51:02 PM
Ridiculous

It's actually pretty sweet, but like, why not on the back of the house?

It's like having a garage hangout without the garage
Oddly enough, the back is quite underwhelming on this particular home. (https://uploads.tapatalk-cdn.com/20231005/2ce34b1a065471fcd90bc59727f62178.jpg)


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Title: Re: House buying/owning advice
Post by: DaBigTrain on October 05, 2023, 01:53:29 PM
Ridiculous

It's actually pretty sweet, but like, why not on the back of the house?

It's like having a garage hangout without the garage
Oddly enough, the back is quite underwhelming on this particular home. (https://uploads.tapatalk-cdn.com/20231005/2ce34b1a065471fcd90bc59727f62178.jpg)


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I'm a little disappointed you didn't walk into their backyard and get your own picture.
Title: Re: House buying/owning advice
Post by: nicname on October 05, 2023, 01:58:05 PM
Ridiculous

It's actually pretty sweet, but like, why not on the back of the house?

It's like having a garage hangout without the garage
Oddly enough, the back is quite underwhelming on this particular home. (https://uploads.tapatalk-cdn.com/20231005/2ce34b1a065471fcd90bc59727f62178.jpg)


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I'm a little disappointed you didn't walk into their backyard and get your own picture.

I’m a little disappointed in your assessment of my level of decorum.
Title: Re: House buying/owning advice
Post by: star seed 7 on October 05, 2023, 02:00:58 PM
Well I'll be god damned
Title: Re: House buying/owning advice
Post by: Tobias on October 05, 2023, 02:03:04 PM
:lol:
Title: Re: House buying/owning advice
Post by: Trim on October 05, 2023, 02:12:12 PM
:lol:
Title: Re: House buying/owning advice
Post by: bucket on October 05, 2023, 02:18:54 PM
I pray they have a ring door bell  :pray:
Title: Re: House buying/owning advice
Post by: nicname on October 05, 2023, 02:20:00 PM
I pray they have a ring door bell  :pray:


They did not
Title: Re: House buying/owning advice
Post by: ChiComCat on October 05, 2023, 02:49:16 PM
Ridiculous

It's actually pretty sweet, but like, why not on the back of the house?

At the point where you're 95% enclosed like that, why not just be inside? 
Title: Re: House buying/owning advice
Post by: Spracne on October 05, 2023, 03:04:19 PM
Ridiculous

It's actually pretty sweet, but like, why not on the back of the house?

At the point where you're 95% enclosed like that, why not just be inside?

So you can sit there with your .45 and smoke fools who approach your door without permission.
Title: Re: House buying/owning advice
Post by: DaBigTrain on October 05, 2023, 03:06:37 PM
Ridiculous

It's actually pretty sweet, but like, why not on the back of the house?

At the point where you're 95% enclosed like that, why not just be inside?

So you can sit there with your .45 and smoke fools who approach your door without permission.

Responsible gun owner protects personal property.
Title: Re: House buying/owning advice
Post by: yoga-like_abana on October 05, 2023, 03:10:08 PM
Why does the back look like it should be the front of a split level home?


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Title: Re: House buying/owning advice
Post by: Trim on October 05, 2023, 03:13:04 PM
Quote
Amazing inside and out! Front porch has a covered patio area with gas fire pit and area for chairs etc.
Title: Re: House buying/owning advice
Post by: Trim on October 05, 2023, 03:14:13 PM
Quote
Main floor laundry room. Drop zone as well

2 more awesome bedrooms and additional full bath on the main floor.
 Large basement for storage or mancave etc.....
Title: Re: House buying/owning advice
Post by: nicname on October 05, 2023, 03:16:23 PM
Quote
Amazing inside and out! Front porch has a covered patio area with gas fire pit and area for chairs etc.
;)

Obv didn’t hide the address enough

Title: Re: House buying/owning advice
Post by: Trim on October 05, 2023, 03:18:54 PM
If the idea is to shoot intruders or anyone, they should call it the Judge's chambers.
Title: Re: House buying/owning advice
Post by: Trim on October 05, 2023, 03:25:53 PM
(https://ap.rdcpix.com/767413924c5d1c976f2f3b172a9706dal-m2842688903od-w480_h360.webp)

(https://ap.rdcpix.com/767413924c5d1c976f2f3b172a9706dal-m1563401199od-w480_h360.webp)
Title: Re: House buying/owning advice
Post by: IPA4Me on October 05, 2023, 08:21:48 PM
Cheaper to frame that NRA 2A hiding spot there than to build out the back.
Title: Re: House buying/owning advice
Post by: steve dave on October 05, 2023, 10:24:24 PM
Ridiculous

It's actually pretty sweet, but like, why not on the back of the house?

It's like having a garage hangout without the garage
Oddly enough, the back is quite underwhelming on this particular home. (https://uploads.tapatalk-cdn.com/20231005/2ce34b1a065471fcd90bc59727f62178.jpg)


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omg lmao  :lol:
Title: Re: House buying/owning advice
Post by: steve dave on October 05, 2023, 10:26:18 PM
what was that message board thread where the guy was building his own home with zero experience and it was like this?
Title: Re: House buying/owning advice
Post by: DaBigTrain on October 05, 2023, 10:34:01 PM
what was that message board thread where the guy was building his own home with zero experience and it was like this?

This one?

https://goEMAW.com/forum/index.php?topic=26704.0
Title: Re: House buying/owning advice
Post by: mocat on October 06, 2023, 07:31:46 AM
Unbelievable
Title: Re: House buying/owning advice
Post by: ben ji on October 16, 2023, 06:18:18 PM
Can someone recommend a plumber/handyman in the KC area for a relatively simple job? Just need the faucet in my kitchen sink replaced but I can't get the job done because I'm a beta city boi. I've replaced a bathroom faucet but this one may need to be sawed off since the "Anchors" that secure the faucet to the sink are "sealed" or something..cant get em off.
Title: Re: House buying/owning advice
Post by: wetwillie on October 16, 2023, 06:25:43 PM
Damn, I've been telling my wife I can replace the faucet on our current sink no problem.  Looks like I might be full of crap, I thought it was super easy.
Title: Re: House buying/owning advice
Post by: CNS on October 16, 2023, 07:15:48 PM
Can someone recommend a plumber/handyman in the KC area for a relatively simple job? Just need the faucet in my kitchen sink replaced but I can't get the job done because I'm a beta city boi. I've replaced a bathroom faucet but this one may need to be sawed off since the "Anchors" that secure the faucet to the sink are "sealed" or something..cant get em off.

Vielhauer plumbing has been my go to for quite some time.  They get to us quick and are inexpensive.

I redid my master bath a few years ago and didn’t want to mess with setting my own shower base. I have another plumber I have worked with a lot as well. I had both bid the job and Vielhauer was half the price and did great. They have done quite a bit of small stuff for me. 10/10
Title: Re: House buying/owning advice
Post by: mocat on October 16, 2023, 09:43:35 PM
I have replaced the kitchen sink faucet and it is very satisfying to know that I am one handyman tier above ben ji
Title: Re: House buying/owning advice
Post by: Skipper44 on October 17, 2023, 08:57:26 PM
new vanity is the answer here
Title: Re: House buying/owning advice
Post by: yoga-like_abana on December 13, 2023, 03:48:07 PM
Has anyone here put a zipline in? Hoping/planning to put a larger one in and am wondering who to use/buy a kit from
Title: Re: House buying/owning advice
Post by: steve dave on December 13, 2023, 05:50:24 PM
Has anyone here put a zipline in? Hoping/planning to put a larger one in and am wondering who to use/buy a kit from

how elaborate we talkin? I've built several "home alone" style "ziplines" if my time on the ranch but never one I'd, like, open to the public.
Title: Re: House buying/owning advice
Post by: yoga-like_abana on December 13, 2023, 07:25:34 PM
Probably home alone style for now but large one is in stock for the future


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Title: Re: House buying/owning advice
Post by: steve dave on December 13, 2023, 07:31:24 PM
Probably home alone style for now but large one is in stock for the future


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there are a ton of cheap pulleys made pretty much for zip lines. get a really good one. that's the piece that will need to be high end. tight metal cable attached to very rigid frames on each end. can't have flex in them. from there I really prefer a thick rope dangling off the pulley v. handle bars. it allows for varying elevation and also makes pulling it back to the beginning much easier. a big fat tow rope has a lot of give to it and will provide some cushion when they slam into the end part. also obviously some springs/braking at the end of your cable helps that even more. but when I was growing up most of the fun was slamming into it top speed and getting launched off the rope. we had a long sand runway underneath the entire run which made wipeouts easier to handle.
Title: Re: House buying/owning advice
Post by: steve dave on December 13, 2023, 07:36:04 PM
ours growing up was a wooden tower on telephone poles. angled ladder up the side. basic wooden walls up top to stop us idiots shoving each other off it. simple as can be.
Title: Re: House buying/owning advice
Post by: steve dave on December 13, 2023, 07:37:23 PM
the giant knot in the tow rope at just above ground elevation when you hit the end was obviously known as "ball buster" so just fyi on that
Title: Re: House buying/owning advice
Post by: wetwillie on December 13, 2023, 07:46:06 PM
sd I'm genuinely surprised you survived into adulthood
Title: Re: House buying/owning advice
Post by: steve dave on December 13, 2023, 08:03:18 PM
sd I'm genuinely surprised you survived into adulthood
BITCH BARELY


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Title: Re: House buying/owning advice
Post by: Phil Titola on December 13, 2023, 08:48:24 PM
Can someone recommend a plumber/handyman in the KC area for a relatively simple job? Just need the faucet in my kitchen sink replaced but I can't get the job done because I'm a beta city boi. I've replaced a bathroom faucet but this one may need to be sawed off since the "Anchors" that secure the faucet to the sink are "sealed" or something..cant get em off.

Vielhauer plumbing has been my go to for quite some time.  They get to us quick and are inexpensive.

I redid my master bath a few years ago and didn’t want to mess with setting my own shower base. I have another plumber I have worked with a lot as well. I had both bid the job and Vielhauer was half the price and did great. They have done quite a bit of small stuff for me. 10/10

Noted! I need some small crap done like flip where the disposal is and the hot/cold are the wrong way so just going to buy a new kitchen faucet and have them do all that at once.
Title: Re: House buying/owning advice
Post by: DaBigTrain on December 13, 2023, 10:16:29 PM
sd I'm genuinely surprised you survived into adulthood
Yeah but look at him now!
Title: Re: House buying/owning advice
Post by: Phil Titola on December 26, 2023, 04:56:02 PM
Got a MyQ video keypad for the garage. It's pretty nice. that old crusty keypad that everybody has kinda sucked. Biggest worry is the battery life. I doubt I even use the video feature to help save battery, already have a camera back there.
Title: Re: House buying/owning advice
Post by: yoga-like_abana on February 04, 2024, 08:41:01 AM
Needs minor adjustments but zip line from the front area of our house to where the school bus picks up is successfully in. Freaking awesome
Title: Re: House buying/owning advice
Post by: ben ji on February 04, 2024, 10:23:55 AM
Needs minor adjustments but zip line from the front area of our house to where the school bus picks up is successfully in. Freaking awesome

What kind of speeds can you reach on the zipline? Has anyone been injured? If a really fat person used it would it break or would they just get going super fast and then go flying off when they hit the "stopper" at the end?

We need a video of this bad boi in action.
Title: Re: House buying/owning advice
Post by: yoga-like_abana on February 05, 2024, 09:47:46 AM
350# weight capacity but heavier people tend to go slower but kids definitely rip ass on it. No one has ate crap other than on a dismount. Definitely need to work on a better brake at the end. The one that came with the kit isn't quite up to snuff. If I could figure out how to upload a video I definitely would. Think the next one I buy will be a much better cable and need to build a platform for it still
Title: Re: House buying/owning advice
Post by: Dugout DickStone on February 05, 2024, 10:13:38 AM
had a client who sold ziplines and fellas, they get sued lots
Title: Re: House buying/owning advice
Post by: meow meow on February 05, 2024, 11:26:49 AM
bought house in september, with a cool 7.375% rate  :gocho:

what should be my time to refi this thing, when it gets to 6.375?  below 6? 
Title: Re: House buying/owning advice
Post by: DQ12 on February 19, 2024, 05:14:11 PM
i don't know why you guys are being jerks about old houses.
Check out this hot POA.  It needs a lot of work, but you dump 400k into that baby and you're sitting on 7300 sq ft. You're a 3 minute walk from the streetcar, and a short ride down to the Royals game.  All for less than $800k. My wife and I could both, realistically, commute via streetcar from there.  My child(ren) would have issues with schools, but there are some really quality and educational youtube channels these days!

Is that alluring or what?

https://www.zillow.com/homedetails/3512-Kenwood-Ave-Kansas-City-MO-64109/2341351_zpid/
Title: Re: House buying/owning advice
Post by: wetwillie on February 19, 2024, 05:39:17 PM
Get someone who looks at you the way dlew looks at asbestos, plaster, and knob and tube wiring
Title: Re: House buying/owning advice
Post by: steve dave on February 19, 2024, 05:41:14 PM
Get someone who looks at you the way dlew looks at asbestos, plaster, and knob and tube wiring
He’s trad in almost all aspects of his life


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Title: Re: House buying/owning advice
Post by: mocat on February 19, 2024, 05:54:17 PM
i don't know why you guys are being jerks about old houses.
Check out this hot POA.  It needs a lot of work, but you dump 400k into that baby and you're sitting on 7300 sq ft. You're a 3 minute walk from the streetcar, and a short ride down to the Royals game.  All for less than $800k. My wife and I could both, realistically, commute via streetcar from there.  My child(ren) would have issues with schools, but there are some really quality and educational youtube channels these days!

Is that alluring or what?

https://www.zillow.com/homedetails/3512-Kenwood-Ave-Kansas-City-MO-64109/2341351_zpid/

central hyde park is elite. too much house tho
Title: Re: House buying/owning advice
Post by: DQ12 on February 19, 2024, 06:00:39 PM
Get someone who looks at you the way dlew looks at asbestos, plaster, and knob and tube wiring
So true.  I crave it.  I’ll never do it (and I shouldn’t) and it will be one of the great regrets of my life.

I did drive passed it on the way home from work tonight.  The old girl needs a lot of love.
Title: Re: House buying/owning advice
Post by: sys on February 19, 2024, 06:03:29 PM
pretty house.
Title: Re: House buying/owning advice
Post by: cfbandyman on February 19, 2024, 06:28:23 PM
It's a really cool old house, and agree on too much house. That is so much to attend to. If it was 2500 sqft you coulsell it at probably 200k, and then dump 350k into it and it'd be the belle of the Hyde Park ball
Title: Re: House buying/owning advice
Post by: DQ12 on February 19, 2024, 06:34:27 PM
It's a really cool old house, and agree on too much house. That is so much to attend to. If it was 2500 sqft you coulsell it at probably 200k, and then dump 350k into it and it'd be the belle of the Hyde Park ball
You’re underselling Hyde Park.  There’s quite a few old houses over there that have already undergone really nice restorations. 

It’s very hit or miss, but the house I posted is the eyesore of the surrounding few blocks imo.
Title: Re: House buying/owning advice
Post by: ben ji on February 20, 2024, 08:55:55 AM
Beautiful house (Minus the radiators) but what are you going to do with 8 bedrooms?

My favorite block in KC is right next to that on Janssen place but you better play it safe and get a new build out in Spring Hill.
Title: Re: House buying/owning advice
Post by: steve dave on February 20, 2024, 09:02:45 AM
I’ve become less and less interested in physical houses as I’ve gotten older. I always planned on building 1 more custom home on a big piece of land or renovating some existing one to live the rest of my days in but now don’t see the point.


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Title: Re: House buying/owning advice
Post by: WillieWatanabe on February 20, 2024, 09:48:59 AM
I’ve become less and less interested in physical houses as I’ve gotten older. I always planned on building 1 more custom home on a big piece of land or renovating some existing one to live the rest of my days in but now don’t see the point.


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eat Arby's.
Title: Re: House buying/owning advice
Post by: DQ12 on February 20, 2024, 09:50:54 AM
Beautiful house (Minus the radiators) but what are you going to do with 8 bedrooms?
fill it with children in our younger years.  run a (tasteful!) bordello in our elder years.
Title: Re: House buying/owning advice
Post by: ChiComCat on February 20, 2024, 09:52:23 AM
My takeaway is that dlew wants to chicat's neighbor pretty badly.

The talk for the next streetcar extension is on Linwood, although I'm sure that's 5 years off at best.
Title: Re: House buying/owning advice
Post by: catastrophe on February 20, 2024, 12:42:47 PM
I’ve become less and less interested in physical houses as I’ve gotten older. I always planned on building 1 more custom home on a big piece of land or renovating some existing one to live the rest of my days in but now don’t see the point.


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Which non-physical houses are piquing your interests these days?
Title: Re: House buying/owning advice
Post by: wetwillie on February 20, 2024, 05:31:16 PM
I think it involves AA metal
Title: Re: House buying/owning advice
Post by: mocat on February 20, 2024, 05:50:57 PM
I think it involves AA metal

lol
Title: Re: House buying/owning advice
Post by: XocolateThundarr on February 21, 2024, 09:22:27 AM
As a soon to be empty nester, seriously considering selling our soon to be too big house and building a barndo on 40-50 acres.
Title: Re: House buying/owning advice
Post by: IPA4Me on February 21, 2024, 09:30:36 AM
As a soon to be empty nester, seriously considering selling our soon to be too big house and building a barndo on 40-50 acres.
Fantastic plan. I've been doing the RV life as an empty nester but grabbing an apartment to help my 19 y.o. kiddo get on her feet.

Building a 1200-1400 square foot ranch on ten acres in the next year or so.

I've been looking at larger land but I really don't want to take care of it. I'd rather travel and flip someone a $100 to mow while I'm gone.
Title: Re: House buying/owning advice
Post by: XocolateThundarr on February 21, 2024, 10:11:46 AM
As a soon to be empty nester, seriously considering selling our soon to be too big house and building a barndo on 40-50 acres.
Fantastic plan. I've been doing the RV life as an empty nester but grabbing an apartment to help my 19 y.o. kiddo get on her feet.

Building a 1200-1400 square foot ranch on ten acres in the next year or so.

I've been looking at larger land but I really don't want to take care of it. I'd rather travel and flip someone a $100 to mow while I'm gone.

Plan is to find a piece of ground that has good hunting and enough drainage that I can build a watershed.  Will only mow the area immediately around the structure....probably a couple acres.
Title: Re: House buying/owning advice
Post by: pissclams on February 21, 2024, 10:22:22 AM
As a soon to be empty nester, seriously considering selling our soon to be too big house and building a barndo on 40-50 acres.
Fantastic plan. I've been doing the RV life as an empty nester but grabbing an apartment to help my 19 y.o. kiddo get on her feet.

Building a 1200-1400 square foot ranch on ten acres in the next year or so.

I've been looking at larger land but I really don't want to take care of it. I'd rather travel and flip someone a $100 to mow while I'm gone.

Plan is to find a piece of ground that has good hunting and enough drainage that I can build a watershed.  Will only mow the area immediately around the structure....probably a couple acres.
that sounds like a safe haven for disease ridden ticks
Title: Re: House buying/owning advice
Post by: XocolateThundarr on February 21, 2024, 10:35:41 AM
As a soon to be empty nester, seriously considering selling our soon to be too big house and building a barndo on 40-50 acres.
Fantastic plan. I've been doing the RV life as an empty nester but grabbing an apartment to help my 19 y.o. kiddo get on her feet.

Building a 1200-1400 square foot ranch on ten acres in the next year or so.

I've been looking at larger land but I really don't want to take care of it. I'd rather travel and flip someone a $100 to mow while I'm gone.

Plan is to find a piece of ground that has good hunting and enough drainage that I can build a watershed.  Will only mow the area immediately around the structure....probably a couple acres.
that sounds like a safe haven for disease ridden ticks

Those SOBs are everywhere as it is.  May as well get bitten by ticks from my property and not someone else's when hunting.
Title: Re: House buying/owning advice
Post by: wetwillie on February 21, 2024, 12:26:14 PM
What does a 50 acre parcel with a suitable building site go for these days?   
Title: Re: House buying/owning advice
Post by: XocolateThundarr on February 21, 2024, 12:46:11 PM
What does a 50 acre parcel with a suitable building site go for these days?   

Depends on where you are at.  Anywhere from $1500 to $7000+ per acre.  The good news is I don't necessarily need the property to have a suitable building site on it.  I have the technology to fix that once I buy the property.
Title: House buying/owning advice
Post by: Pete on February 21, 2024, 12:52:35 PM
Hit me it up you guys land amazing places to kill animals. My son is super into that, and probably is not a psychopath.
Title: Re: House buying/owning advice
Post by: wetwillie on February 21, 2024, 01:06:08 PM
What does a 50 acre parcel with a suitable building site go for these days?   

Depends on where you are at.  Anywhere from $1500 to $7000+ per acre.  The good news is I don't necessarily need the property to have a suitable building site on it.  I have the technology to fix that once I buy the property.

Oh that's a lot cheaper than I thought.  Land in NE KS seems to be going for 10K+ an acre
Title: Re: House buying/owning advice
Post by: yoga-like_abana on February 21, 2024, 02:01:16 PM
I have just shy of 5 and now am thirsty for more adjoining land.
Title: Re: House buying/owning advice
Post by: steve dave on April 05, 2024, 04:58:58 PM
https://twitter.com/spectatorindex/status/1776368552897118312
Title: Re: House buying/owning advice
Post by: Phil Titola on April 25, 2024, 03:14:34 PM
Can someone recommend a plumber/handyman in the KC area for a relatively simple job? Just need the faucet in my kitchen sink replaced but I can't get the job done because I'm a beta city boi. I've replaced a bathroom faucet but this one may need to be sawed off since the "Anchors" that secure the faucet to the sink are "sealed" or something..cant get em off.

Vielhauer plumbing has been my go to for quite some time.  They get to us quick and are inexpensive.

I redid my master bath a few years ago and didn’t want to mess with setting my own shower base. I have another plumber I have worked with a lot as well. I had both bid the job and Vielhauer was half the price and did great. They have done quite a bit of small stuff for me. 10/10

Noted! I need some small crap done like flip where the disposal is and the hot/cold are the wrong way so just going to buy a new kitchen faucet and have them do all that at once.

had these dudes out to bid what I needed and was pleasantly surprised. Thanks for the tip!
Title: Re: House buying/owning advice
Post by: CNS on April 25, 2024, 06:41:34 PM
Can someone recommend a plumber/handyman in the KC area for a relatively simple job? Just need the faucet in my kitchen sink replaced but I can't get the job done because I'm a beta city boi. I've replaced a bathroom faucet but this one may need to be sawed off since the "Anchors" that secure the faucet to the sink are "sealed" or something..cant get em off.

Vielhauer plumbing has been my go to for quite some time.  They get to us quick and are inexpensive.

I redid my master bath a few years ago and didn’t want to mess with setting my own shower base. I have another plumber I have worked with a lot as well. I had both bid the job and Vielhauer was half the price and did great. They have done quite a bit of small stuff for me. 10/10

Noted! I need some small crap done like flip where the disposal is and the hot/cold are the wrong way so just going to buy a new kitchen faucet and have them do all that at once.

had these dudes out to bid what I needed and was pleasantly surprised. Thanks for the tip!

Glad you had a good experience.