I'm a dumbass and should have been doing this for a while, but i've got some excess cash and I'm thinking about a backdoor roth for Mrs SF. I'm doing it for her because I have an IRA that I don't want to mess with or deal with converting, transferring, taxes, etc. She doesn't currently have one so that seems easier. From what I gather, I just open a traditional IRA at Vanguard, fund it, buy whatever index fund, and then convert it. This all seems pretty easy, but as you have seen from the travel and credit card threads, I somehow make easy stuff way more difficult than it is supposed to be. Am I going to mess this up and should I not try this at all and just keep funding my taxable stuff? TIA