Author Topic: New To Investing Thread  (Read 327107 times)

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Offline Dr Rick Daris

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Re: New To Investing Thread
« Reply #4200 on: August 04, 2022, 09:03:57 AM »
KITN you have any properties that you airbnb or vbro? seems like some are banking on those in mhk

Once my kids move out and I can retire (10 years?), I am going to vrbo my place in the fall for football games, etc and live somewhere else for a few months. Different place every year. Colorado? Sure. Ireland? Why not! Stupid/small Mexico beach town that SD hates? You betcha.

Offline Stupid Fitz

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Re: New To Investing Thread
« Reply #4201 on: August 04, 2022, 09:58:48 AM »
KITN you have any properties that you airbnb or vbro? seems like some are banking on those in mhk

Once my kids move out and I can retire (10 years?), I am going to vrbo my place in the fall for football games, etc and live somewhere else for a few months. Different place every year. Colorado? Sure. Ireland? Why not! Stupid/small Mexico beach town that SD hates? You betcha.

This sounds amazing. Contracts RD.

Offline mocat

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Re: New To Investing Thread
« Reply #4202 on: August 04, 2022, 10:08:59 AM »
good plan

Offline steve dave

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Re: New To Investing Thread
« Reply #4203 on: August 04, 2022, 10:15:11 AM »
I'm going to put in a pool and then rent it out to people for pool parties

https://www.3newsnow.com/news/local-news/omaha-homeowner-uses-swimply-app-to-share-her-pool-with-the-community

Offline ben ji

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Re: New To Investing Thread
« Reply #4204 on: August 04, 2022, 07:00:51 PM »
I'm going to put in a pool and then rent it out to people for pool parties

https://www.3newsnow.com/news/local-news/omaha-homeowner-uses-swimply-app-to-share-her-pool-with-the-community
Do they get to come inside to pee or do they just go in your pool?

Online Kat Kid

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Offline catastrophe

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New To Investing Thread
« Reply #4206 on: August 10, 2022, 10:28:23 AM »


yes
Anyone want to explain if there is a catch here? Obviously it won’t stay at 9.6 forever but seems like a good idea for alternative investment.

Offline steve dave

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Re: New To Investing Thread
« Reply #4207 on: August 10, 2022, 10:38:39 AM »


yes
Anyone want to explain if there is a catch here? Obviously it won’t stay at 9.6 forever but seems like a good idea for alternative investment.

there really isn't a "catch" but there are a lot of rules and whatnot. You can only buy $10k a year (per person so a spouse could buy another $10k). You lock that rate for a 6 month term so the 9.6% is annualized. It adjusts every 6 months based on CPI. You have to register and use the governments shitty website to transact in them. It's a very nice little guaranteed return that's slightly outpacing inflation and obviously a much more peggy pos option when both the equity and public bond markets have been eating crap. but now the markets are ripping and you'll be sitting there in your boring ass bond so nancy neg there.

Offline sys

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Re: New To Investing Thread
« Reply #4208 on: August 10, 2022, 02:48:41 PM »
don't you lose the last 6 months interest when you sell or something like that?  i thought that was the catch (beside the 10k limit).
"experienced commanders will simply be smeared and will actually go to the meat."

Offline steve dave

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Re: New To Investing Thread
« Reply #4209 on: August 10, 2022, 03:34:24 PM »
don't you lose the last 6 months interest when you sell or something like that?  i thought that was the catch (beside the 10k limit).
If you cash out before it is 5 years old you lose the last 3 months. you can't cash out until they are at least 12 months old. they technically have a 30 year maturity if you plan to put them in an old book on your shelf and then die and then your house gets sold at public auction and then somebody finds them 30 years later (and you have a paper one for some reason).


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Offline steve dave

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Re: New To Investing Thread
« Reply #4210 on: August 10, 2022, 03:39:07 PM »
here's the website with all the stuff. you have to set up a treasurydirect account if you want to buy stuff like you're signing up for netscape e-mail.

https://treasurydirect.gov/indiv/research/indepth/ibonds/res_ibonds.htm

Offline Phil Titola

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Re: New To Investing Thread
« Reply #4211 on: August 10, 2022, 03:54:48 PM »
I bought a bunch years ago when the fixed rate was like 2% so those are looking like a hot piece of ass. Sucks the fixed hasn't moved up at all lately.

Offline DaBigTrain

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Re: New To Investing Thread
« Reply #4212 on: August 10, 2022, 04:19:36 PM »
I bought some $NVTA 3 weeks ago and today was a good day to sell it
"The Times 03/Jan/2009 Chancellor on brink of second bailout for banks"

https://blockstream.info/block/000000000019d6689c085ae165831e934ff763ae46a2a6c172b3f1b60a8ce26f

Offline steve dave

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Re: New To Investing Thread
« Reply #4213 on: September 01, 2022, 10:00:31 AM »
these markets are really craving a shitty job report tomorrow. bad news = good news and all that.

Offline steve dave

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Re: New To Investing Thread
« Reply #4214 on: September 01, 2022, 03:53:16 PM »
can't decide if this is a good visual which puts things into perspective or is just a fintwit I AM 14 AND THIS IS DEEP


Offline catastrophe

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New To Investing Thread
« Reply #4215 on: September 01, 2022, 04:28:20 PM »
I kinda like it, but what the market is doing right now definitely has a real impact on even smart, conservative investors. The FIREcalc site does a good job of explaining this. If you take the same assumptions of nest egg + spending, you can end up with wildly different results by changing just the year you retire in.

It’s another great reason to try to budget retiring early if you can, so that you’re still in prime working shape to put in a couple more years if the market ends up sucking right when you were gonna coast.

Offline DaBigTrain

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Re: New To Investing Thread
« Reply #4216 on: September 13, 2022, 02:47:13 PM »
Jesus Christ
"The Times 03/Jan/2009 Chancellor on brink of second bailout for banks"

https://blockstream.info/block/000000000019d6689c085ae165831e934ff763ae46a2a6c172b3f1b60a8ce26f

Offline yoga-like_abana

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Re: New To Investing Thread
« Reply #4217 on: September 13, 2022, 02:56:09 PM »
BUY! BUY! BUY!

Offline IPA4Me

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Re: New To Investing Thread
« Reply #4218 on: September 13, 2022, 03:01:42 PM »
Sure, if you want to dollar cost average down. We still have a ways to go to the bottom.

Offline Spracne

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Re: New To Investing Thread
« Reply #4219 on: September 13, 2022, 03:07:51 PM »
Sure, if you want to dollar cost average down. We still have a ways to go to the bottom.

Will you shoot me a text when we get there, or preferably right before? Thanks in advance.

Offline steve dave

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Re: New To Investing Thread
« Reply #4220 on: September 13, 2022, 06:04:09 PM »
It’s fine




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Offline cfbandyman

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Re: New To Investing Thread
« Reply #4221 on: September 13, 2022, 06:11:25 PM »
September is always the worse month, so w/e, for now
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Offline bucket

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Re: New To Investing Thread
« Reply #4222 on: September 13, 2022, 06:44:13 PM »
https://twitter.com/axios/status/1568814670680662016

I'll be looking to buy, but I'm not in a hurry to do it.

Offline XocolateThundarr

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Re: New To Investing Thread
« Reply #4223 on: September 14, 2022, 08:57:02 AM »
Great buying opportunities.



@mikec2w

Offline steve dave

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Re: New To Investing Thread
« Reply #4224 on: September 21, 2022, 12:45:14 PM »
Carter Worth is one of the only technical analysis nerds that I can listen to. Interesting post here.

https://twitter.com/CarterBWorth/status/1572617280944754691