Other mumped up things: Inflation.
Oh good lord, we're back to the "inflation" excuse. So sad. The defense of this crap law is so intellectually and morally bankrupt. The libtards wouldn't know common sense if it slapped them in the face.
Other mumped up things:
Increases in:
Physician costs
Hospital costs
Medical equipment costs
New medical technology costs
New procedures/treatments
Prescription drug costs
Prescription drug usage
Preventive care coverage (ubiquitous in health plans prior to any mandates)
Usage of preventive care
State regulations
Non-ACA federal regulations
These things contribute to premiums far, far more than the ACA. You're right that that isn't based on common sense. It's based on data.