i really don't think i would. i didn't start making actual money until 2003 and i have a bunch of student loans. i'm up for the hobby thing but i think it would have to be one that i could do at work as well and i can't really think of anything. goEMAW is my only work hobby. i'm open for suggestions.
12 years is more than enough time to generate your retirement fund. how bad was your debt situ?
since you hate animals, why don't you make travel your hobby? you already enjoy posting about trips you don't take, just transition to taking those trips.
more student debt than you would think. the police academy isn't cheap.
as a whole, i think i just need to come up with a way to make my work interesting. like maybe give myself some goals or something or come up with a hobby i can get into while i'm at work. i'm currently going on my third month of not even knowing who my boss is. like nobody knows. not me, not anyone. so i just kind of show up when i think i need to and do my stuff and then just go home when i can. i've also been doing this job for a while and nothing ever changes. nothing.