Author Topic: How Many Credit Cards Do You Have?  (Read 1006587 times)

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Re: How Many Credit Cards Do You Have?
« Reply #4775 on: December 19, 2013, 07:16:38 PM »
did anyone else buy a Coin?


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New warning: Don't get in a fight with someone who doesn't even need to bother to buy ink.

Offline Rams

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Re: How Many Credit Cards Do You Have?
« Reply #4776 on: December 19, 2013, 09:00:22 PM »
did anyone else buy a Coin?
doesn't make sense for me.  I only ever use 2 or 3 cards at any one time.  did you get one?  sounds like everyone that got one thinks they're garbage.
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Offline sys

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Re: How Many Credit Cards Do You Have?
« Reply #4777 on: December 19, 2013, 09:11:21 PM »
Going to be putting an assload each month on a card for the foreseeable future.

will some of your spend be on travel?  if so, you can effectively get 2% cash back on the cap one card.  i think the newish barclays is the same, but i can't swear to it.  there may be others, dunno.

you might be able to do a little better than 2% with one of the chase cards if a lot of your spend falls into the bonus categories.
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Offline gatoveintisiete

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Re: How Many Credit Cards Do You Have?
« Reply #4778 on: December 19, 2013, 09:30:50 PM »
I charge 30k a month, what card should i get, no travel charges really.
it’s not like I’m tired of WINNING, but dude, let me catch my breath.

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Re: How Many Credit Cards Do You Have?
« Reply #4779 on: December 19, 2013, 09:37:34 PM »
I charge 30k a month, what card should i get, no travel charges really.

what categories will the spend be on and what do you want (cash, miles, points, etc)?

"experienced commanders will simply be smeared and will actually go to the meat."

Offline gatoveintisiete

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Re: How Many Credit Cards Do You Have?
« Reply #4780 on: December 19, 2013, 09:44:47 PM »
Gasoline, fleet vehicle maintenence mostly, up to now i have redeemed for pro v1's and airfare, but it seems like a $400 ticket still ends up costing $100-150, am i doing this wrong?
it’s not like I’m tired of WINNING, but dude, let me catch my breath.

Offline Rams

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Re: How Many Credit Cards Do You Have?
« Reply #4781 on: December 19, 2013, 09:52:01 PM »
Gasoline, fleet vehicle maintenence mostly, up to now i have redeemed for pro v1's and airfare, but it seems like a $400 ticket still ends up costing $100-150, am i doing this wrong?
omg yes.  way wrong.  get the ink and put all your business expenses on that.  at 30k/mo. you should be able to fly just about anywhere you want to on southwest or united.  if you want, you can get the spg biz too and split up your spending to diversify your points.
"Son. This is why we are wildcats. Hard work, pride, the heart of this country. And if that's not enough for you, you can just move to California with your punk friends."

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Re: How Many Credit Cards Do You Have?
« Reply #4782 on: December 19, 2013, 09:56:14 PM »
What is the ink, also needs to be a strategy i can stick with, too much of a hassle to switch cards all the time, how often will i be earning $5-600 air tickets?
it’s not like I’m tired of WINNING, but dude, let me catch my breath.

Offline Rams

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Re: How Many Credit Cards Do You Have?
« Reply #4783 on: December 19, 2013, 10:01:46 PM »
What is the ink, also needs to be a strategy i can stick with, too much of a hassle to switch cards all the time, how often will i be earning $5-600 air tickets?
chase ink plus and (if you want) spg amex business.  just put different purchases on each card, i.e. fuel on one and maintenance on the other or something.

it's not a direct dollar per point deal so impossible to tell you how often you could earn exactly that much in airfare, but each point is worth roughly 1.5 cents in airfare (depending on a lot of things).  so about every month and a half I guess.
"Son. This is why we are wildcats. Hard work, pride, the heart of this country. And if that's not enough for you, you can just move to California with your punk friends."

Offline Stupid Fitz

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Re: How Many Credit Cards Do You Have?
« Reply #4784 on: December 20, 2013, 06:58:25 AM »
Going to be putting an assload each month on a card for the foreseeable future.

will some of your spend be on travel?  if so, you can effectively get 2% cash back on the cap one card.  i think the newish barclays is the same, but i can't swear to it.  there may be others, dunno.

you might be able to do a little better than 2% with one of the chase cards if a lot of your spend falls into the bonus categories.

Nope. Nothing that would be a bonus category. I just figure with the freedom, I'd get the random bonuses for other purchases each quarter for my other spending, then like I said, just get the Preferred if I'm going to take a trip and convert to that. Should I just get the preferred and call it a day?  I think I would rack up more spending points with Freedom and no annual fee, but I guess the preferred offers bonuses so it may be better to just get that and not deal with transferring points?

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Re: How Many Credit Cards Do You Have?
« Reply #4785 on: December 20, 2013, 08:43:11 AM »
Going to be putting an assload each month on a card for the foreseeable future.

will some of your spend be on travel?  if so, you can effectively get 2% cash back on the cap one card.  i think the newish barclays is the same, but i can't swear to it.  there may be others, dunno.

you might be able to do a little better than 2% with one of the chase cards if a lot of your spend falls into the bonus categories.

Nope. Nothing that would be a bonus category. I just figure with the freedom, I'd get the random bonuses for other purchases each quarter for my other spending, then like I said, just get the Preferred if I'm going to take a trip and convert to that. Should I just get the preferred and call it a day?  I think I would rack up more spending points with Freedom and no annual fee, but I guess the preferred offers bonuses so it may be better to just get that and not deal with transferring points?
Get the freedom and the preferred, transferring points from your freedom to your preferred account takes literally 2 seconds and is not a hassle at all.
I'm purple down

Offline Stupid Fitz

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Re: How Many Credit Cards Do You Have?
« Reply #4786 on: December 20, 2013, 09:20:00 AM »
I guess that's my question. I really don't need the preferred unless I want to travel and use it as a conduit to transfer/use points for said travel. I'll prob just cancel my non preferred Sapphire, get the Freedom to use as my everyday since I should get more points using the Freedom than the non preferred, and then if I decide I want to fly somewhere that I want to use points for, get the preferred.

Getting that 100k non preferred offer was awesome but it appears that card is pretty woof now that I have looked into it.

Thanks friends

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Re: How Many Credit Cards Do You Have?
« Reply #4787 on: December 21, 2013, 07:40:33 AM »
did anyone else buy a Coin?
doesn't make sense for me.  I only ever use 2 or 3 cards at any one time.  did you get one?  sounds like everyone that got one thinks they're garbage.
I don't think anyone has one, so. . .

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #4788 on: December 23, 2013, 07:45:19 AM »
Make your Hyatt award bookings for the coming year soon. The devaluation kicks in 1/7. Just booked the Andaz Napa at 18k for a few nights in July.

Offline Mikeyis4dcats

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Re: How Many Credit Cards Do You Have?
« Reply #4789 on: December 23, 2013, 09:49:13 PM »
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Not sure when the promo code expires but the promo credit expires 12/18/14,

Offline Tobias

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Re: How Many Credit Cards Do You Have?
« Reply #4790 on: December 25, 2013, 11:14:32 PM »
cool, thanks mikey.  just signed up.  makes sense after looking at code but FYI is for Los Angeles only

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Re: How Many Credit Cards Do You Have?
« Reply #4791 on: December 26, 2013, 06:45:03 PM »
there's this tho: http://local.amazon.com/columbus/B00H7K5E0W?tag=dealnewscom

steve dave, pm me your über referral link, I forgot to give you a referral on the spg card so I owe you one, and I just moved to dallas so I can now über.
emaw

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Re: How Many Credit Cards Do You Have?
« Reply #4792 on: December 29, 2013, 11:12:34 PM »
Some people on the airport rental car shuttle bus were talking really dumb about their credit cards and points programs and how much their flights had been and I wanted to set them straight or give them a link to this thread but seems nothing good comes from chatting up strangers on the rental car shuttle bus.

Offline Boom Roasted

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Re: How Many Credit Cards Do You Have?
« Reply #4793 on: December 30, 2013, 05:09:08 PM »
Booked flight to Phoenix at end of Jan for the Phoenix open and a little golf with some buds probably 4 months ago.  Was checking today to see if I could convince another guy to come and noticed the points requirement had dropped lower than it was months ago during one of their "sales".  Went ahead and "changed" my flight for the trip there to the same exact flight and they refunded me 2,400 points on the spot. 

Something to keep an eye on.

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Re: How Many Credit Cards Do You Have?
« Reply #4794 on: December 30, 2013, 06:36:43 PM »

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Re: How Many Credit Cards Do You Have?
« Reply #4795 on: December 31, 2013, 08:27:31 AM »
there's this tho: http://local.amazon.com/columbus/B00H7K5E0W?tag=dealnewscom

steve dave, pm me your über referral link, I forgot to give you a referral on the spg card so I owe you one, and I just moved to dallas so I can now über.

crap, just saw this. Here it is for everyone!  :excited:

http://goEMAW.com/forum/index.php?topic=896.msg888112#msg888112

Offline 'taterblast

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Re: How Many Credit Cards Do You Have?
« Reply #4796 on: December 31, 2013, 12:52:19 PM »
so i just got a pretty substantial promotion within my company and around april/may will begin traveling nationwide every, single, week. warm up the mega points my friends!

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Re: How Many Credit Cards Do You Have?
« Reply #4797 on: December 31, 2013, 01:03:33 PM »
http://finance.yahoo.com/news/10-things-not-buy-2014-124030371.html

Apparently the columnist needs a link to this thread

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Re: How Many Credit Cards Do You Have?
« Reply #4798 on: December 31, 2013, 01:11:42 PM »
so i just got a pretty substantial promotion within my company and around april/may will begin traveling nationwide every, single, week. warm up the mega points my friends!

that is exciting news blast! all over the country or focused on a particular region or what?

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Re: How Many Credit Cards Do You Have?
« Reply #4799 on: December 31, 2013, 01:13:01 PM »
so i just got a pretty substantial promotion within my company and around april/may will begin traveling nationwide every, single, week. warm up the mega points my friends!

that is exciting news blast! all over the country or focused on a particular region or what?

tbd. typically to a particular city/region for months at a time but i have been informed in this case it could start out as an all over the place for shorter durations kind of thing. we shall see.