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General Discussion => Essentially Flyertalk => Topic started by: steve dave on February 12, 2010, 09:43:33 AM

Title: How Many Credit Cards Do You Have?
Post by: steve dave on February 12, 2010, 09:43:33 AM
I have 11

REFERRAL LINKS:

CSR Link
https://www.referyourchasecard.com/19/DM9PW0YPS1

Freedom Link
https://www.referyourchasecard.com/2/8D5L2UP80V

SW Pers Link
https://www.referyourchasecard.com/223/CS5T0S25K4
Title: Re: How Many Credit Cards Do You Have?
Post by: _33 on February 12, 2010, 09:45:07 AM
2   :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on February 12, 2010, 09:45:45 AM
1
Title: Re: How Many Credit Cards Do You Have?
Post by: WildcatNkilt on February 12, 2010, 09:48:36 AM
2
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on February 12, 2010, 09:54:09 AM
I have 11

"I used to have many as well, Steve Dave.  But now?  Now I have NONE!"
(http://ponderingsfrompluto.files.wordpress.com/2010/01/dave-ramsey.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on February 12, 2010, 09:55:51 AM
How do you get them to accept your application?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 12, 2010, 09:56:59 AM
How do you get them to accept your application?

Fill out all the boxes that are marked with a * (* = required box)
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on February 12, 2010, 10:04:25 AM
they would sit outside the union and give you a free t-shirt for applying. none of us had jobs but we all had incomes in the six-figure range.  glad they didn't check on that.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 12, 2010, 10:07:58 AM
they would sit outside the union and give you a free t-shirt for applying. none of us had jobs but we all had incomes in the six-figure range.  glad they didn't check on that.

pffttt, yeah, that should be illegal (the preying on college kids not the lying about income)
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on February 12, 2010, 10:23:54 AM
at the very least the university should protect its students and not allow them on the campus.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 12, 2010, 10:31:26 AM
probably somewhere around 10-15. honestly don't know. getting ready to cancel about five of them though. will instantly apply for five more though probably.

 :combofan:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 12, 2010, 10:35:19 AM
My list:

Hilton Citi Visa
Hilton Amex
American Airlines Citi Visa
Frontier Airlines MC

Starwood Amex
Starwood Business Amex
Delta Amex
Delta Business Amex
British Airways Chase Visa

Generic Work Amex
FNB Generic Visa

Going to cancel the bolded ones and re-apply for about half of them.  Also apply for some new ones depending on promotions.

 :combofan:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 12, 2010, 10:38:39 AM
you should keep an eye on choice priveleges (quality inn, clarion, etc) they come in handy when you end up in a smaller town that doesn't have a hilton or starwood or something and need to stay in a hotel. when i got mine a few years ago it gave me enough for three nights.
Title: Re: How Many Credit Cards Do You Have?
Post by: Ghost of Stan Parrish on February 12, 2010, 10:39:20 AM
My list:

Hilton Citi Visa
Hilton Amex
American Airlines Citi Visa
Frontier Airlines MC

Starwood Amex
Starwood Business Amex
Delta Amex
Delta Business Amex
British Airways Chase Visa

Generic Work Amex
FNB Generic Visa

Going to cancel the bolded ones and re-apply for about half of them.  Also apply for some new ones depending on promotions.

 :combofan:

Man, the rewards would not be worth the stress for me of trying to keep this all straight.   :runaway:

I have something like four or five.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 12, 2010, 10:40:32 AM
My list:

Hilton Citi Visa
Hilton Amex
American Airlines Citi Visa
Frontier Airlines MC

Starwood Amex
Starwood Business Amex
Delta Amex
Delta Business Amex
British Airways Chase Visa

Generic Work Amex
FNB Generic Visa

Going to cancel the bolded ones and re-apply for about half of them.  Also apply for some new ones depending on promotions.

 :combofan:

Man, the rewards would not be worth the stress for me of trying to keep this all straight.   :runaway:

I have something like four or five.

I have an excel document with all of them listed with when I need to cancel by, what I need to spend on them before cancelling, etc.  The Amex's are easy because you just log in and they all pop up on one screen. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on February 12, 2010, 10:44:15 AM
0

Been meaning to get one.  Any recommendations?  Can you get one that just gives you cash back instead of points or airline miles?  I doubt it, but it would be awesome.  Need some help here. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 12, 2010, 11:10:30 AM
0

Been meaning to get one.  Any recommendations?  Can you get one that just gives you cash back instead of points or airline miles?  I doubt it, but it would be awesome.  Need some help here. 

Yeah, a lot will give you cash back.  Discover cards do but you can't use them everywhere.  My FNB visa gives me 1% back but I never use it.  You can apply for the FNB Visa online.  It's called Bucks Back card or something. 
Title: Re: How Many Credit Cards Do You Have?
Post by: dmartin on February 12, 2010, 11:13:04 AM
just one now, but in college me and the roommate had a contest to see who could get the most in the first weeks of school.  I won with like 8.
Title: Re: How Many Credit Cards Do You Have?
Post by: WillieWatanabe on February 12, 2010, 11:13:35 AM
0

Been meaning to get one.  Any recommendations?  Can you get one that just gives you cash back instead of points or airline miles?  I doubt it, but it would be awesome.  Need some help here. 

+1
Title: Re: How Many Credit Cards Do You Have?
Post by: 1/64th on February 12, 2010, 11:13:42 AM
1- Harley Davidson Visa

I only have it cause when I use it people think I have a Harley, which I do not.  
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 12, 2010, 11:15:42 AM
0

Been meaning to get one.  Any recommendations?  Can you get one that just gives you cash back instead of points or airline miles?  I doubt it, but it would be awesome.  Need some help here. 

Yeah, a lot will give you cash back.  Discover cards do but you can't use them everywhere.  My FNB visa gives me 1% back but I never use it.  You can apply for the FNB Visa online.  It's called Bucks Back card or something. 

cash back is lame cause you're just going to spend it on toilet paper or corndogs at riverfest or something. there are a bunch of airline credit cards that will give you enough miles for a free roundtrip ticket anywhere just for signing up. signup, use it for a month or two then cancel it. fly to mexico roundtrip for free (basically) and then repeat process.
Title: Re: How Many Credit Cards Do You Have?
Post by: Jeffy on February 12, 2010, 11:18:31 AM
None.

My debit card and cash works just fine.

It was a euphoric feeling when I destroyed the last one.

I chose not to reward banks that have already received my tax dollars in bailouts.
Title: Re: How Many Credit Cards Do You Have?
Post by: 1/64th on February 12, 2010, 11:20:06 AM
None.

My debit card and cash works just fine.

It was a euphoric feeling when I destroyed the last one.

I chose not to reward banks that have already received my tax dollars in bailouts.

How did I know this was coming from Jeffy.   :facepalm:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 12, 2010, 11:20:42 AM


I chose not to reward banks that have already received my tax dollars in bailouts.

that's your fault then. i rewarded a lot of them by letting them give me tons of free crap. thanks citibank!  :cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 12, 2010, 11:24:08 AM
I did some math and figure I've gotten about $5,000-$7,000 worth of travel from just applying for and using this list of credit cards in the last 6 months.  I could inflate it a ton because just two round trips to Hawaii in first class would have run us $5,361 and we are getting them free.  But, I wouldn't normally fly first class if I was paying for it.  A grand total of 9 roundtrip flights and 10-12 hotel nights.  Didn't cost me a dime.  Going to do it every year.  The British Air deal was probably a once in a lifetime offer though so it won't be this huge every time.  
Title: Re: How Many Credit Cards Do You Have?
Post by: WildcatNkilt on February 12, 2010, 11:25:14 AM
Southwest Rapid Rewards Visa is nice.  

Use it on anything, and use it towards a southwest purchase and it doubles your credits.

Each dollar is worth 1 credit. (double if it is towards southwest purchase)

1200 credits is 1 point.

16 points for a free roundtrip flight to any Southwest destination.

When you sign up for Rapid Rewards Visa, you automatically get 8 points, and you get 2 points for creating a Rapid Rewards account on southwest.com. (10 points total)

This leaves only 6 points for your first free rountrip flight.  Each one-way flight is 1 point.

Pretty badass IMO.  I use it as a company card, and some of my coworkers have over 13 free roundtrip flights waiting to be used.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 12, 2010, 11:34:36 AM
Actually, I owe RD a huge thank you for kicking my ass into gear on this stuff. 
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on February 12, 2010, 11:36:43 AM
How is that Starwood Amex treating you SD?  Been looking at the one but hate the though of a yearly fee being tacked on after the first year
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 12, 2010, 11:40:51 AM
How is that Starwood Amex treating you SD?  Been looking at the one but hate the though of a yearly fee being tacked on after the first year

If you spend a good amount on it they will waive the fee.  Come fee time just call them and tell them that you are going to cancel unless they waive it.  If they don't waive it they will offer to reduce it.  It all depends on how much you spend on it.  If they won't waive it you can just cancel it and re-apply.  Bonus is you get the re-apply bonus miles each time.  You may have to wait a while after cancelling to re-apply though.  Don't know for sure.  I cencelled the delta amex because of an upcoming annual fee and re applyed the next day and got all the bonus miles and everything.  The SPG is the best because their points transfer to any airline at 1:1 or 25k if you transfer 20k. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 12, 2010, 11:42:34 AM
Actually, I owe RD a huge thank you for kicking my ass into gear on this stuff. 

we need to fire up another bank/credit card: miles, points, free cash thread. i saw a chase bank promo where a new checking business account that deposits five hundred dollars gets two hundred added to the account for free. wonder if that on could come in handy anytime soon?   :cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: hemmy on February 12, 2010, 11:42:58 AM
0.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 12, 2010, 11:43:30 AM
Actually, I owe RD a huge thank you for kicking my ass into gear on this stuff. 

we need to fire up another bank/credit card: miles, points, free cash thread. i saw a chase bank promo where a new checking business account that deposits five hundred dollars gets two hundred added to the account for free. wonder if that on could come in handy anytime soon?   :cheers:

BOOM!
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on February 12, 2010, 11:48:25 AM
Actually, I owe RD a huge thank you for kicking my ass into gear on this stuff. 

we need to fire up another bank/credit card: miles, points, free cash thread. i saw a chase bank promo where a new checking business account that deposits five hundred dollars gets two hundred added to the account for free. wonder if that on could come in handy anytime soon?   :cheers:

OMG!  Yes, I need to delve deeply in to this sub-culture.
Title: Rick Daris travel steve dave credit card thread of travel and points
Post by: steve dave on February 12, 2010, 11:53:23 AM
I check this every morning.  Updates once a day.  Usually garbage stuff but occasionally some nice tips.  Plus a good overview of credit card churning and best travel deals on the right:
http://frugaltravelguy.blogspot.com/

In depth and about everything you could ever want to know.  Takes a lot of time and is intimidating though:
http://www.flyertalk.com/
Title: Re: How Many Credit Cards Do You Have?
Post by: Jeffy on February 12, 2010, 12:37:09 PM
None.

My debit card and cash works just fine.

It was a euphoric feeling when I destroyed the last one.

I chose not to reward banks that have already received my tax dollars in bailouts.

How did I know this was coming from Jeffy.   :facepalm:

Can't wait for my credit score to be down to zero as well.
Title: Re: How Many Credit Cards Do You Have?
Post by: KSU176 on February 12, 2010, 11:30:15 PM


I chose not to reward banks that have already received my tax dollars in bailouts.

that's your fault then. i rewarded a lot of them by letting them give me tons of free crap. thanks citibank!  :cheers:
This.  Slu and I make $500 to $700 a year on citibank and discover.  Never have paid a penny in interest.  I guess we are smart enough not to reward the banks and have them reward us.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 12, 2010, 11:35:58 PM


I chose not to reward banks that have already received my tax dollars in bailouts.

that's your fault then. i rewarded a lot of them by letting them give me tons of free crap. thanks citibank!  :cheers:
This.  Slu and I make $500 to $700 a year on citibank and discover.  Never have paid a penny in interest.  I guess we are smart enough not to reward the banks and have them reward us.

That's the key bro.  If you are not a dumbass it's basically free money.   :cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: SuperG on February 13, 2010, 02:09:05 AM
I have 3 debit cards but only one of them works and 3 cards that give me rewards whenever I buy enough liquor.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on February 13, 2010, 08:55:33 AM
One and it sucks. Guide me Fellas.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2010, 09:04:26 AM
One and it sucks. Guide me Fellas.

Sign up for all of these:
American Airlines Citi Visa
American Airlines Business Visa
Starwood Amex
Starwood Business Amex
Delta Amex
Delta Business Amex

Use them each once and then cancel all of them except for the Starwood Amex.  Use the Starwood Amex for every purchase you make and pay it off in full each month so you don't pay any interest.  In a year call them and tell them you will cancel unless they waive the annual fee.  Here is a database on what you get and what you have to spend along with links to each:  http://bit.ly/frugal-database  You will end up with a free American Airlines fligh, free Delta flight and anywhere from 2-6 nights at a starwood hotel depending on where you are going.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 13, 2010, 09:06:34 AM
wouldn't it be better to put all charges on a single card with a good rewards program (whatever one is best for you) than scattering charges among multiple cards?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2010, 09:07:56 AM
wouldn't it be better to put all charges on a single card with a good rewards program (whatever one is best for you) than scattering charges among multiple cards?

You get huge signup bonuses for each.  That's the benefit.  You can use an airline card once and get a free flight.  Some airlines/hotels have multiple cards you can sign up for and get multiple sign up bonuses.  You can then cancel them and sign up again after a certain amount of time.  You used to be able to sign up for the AA cards every three months.  People got millions of miles just by doing this.  British Airways just ran a special on their Visa card where you got 100k miles for signing up and spending $2k on it. Most ridiculous signup bonus OAT.  Mrs. dave and I both got one and now have 210k british airways miles.  I could fly round trip to London 4 times and it didn't cost me a thing.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 13, 2010, 09:14:32 AM
gotcha.  should have connected the dots from the cc churning thread.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2010, 09:18:32 AM
Yeah, I just basically made this the goEMAW credit card churning thread.  Here is a link that talks about the British Airways deal.  I am kind of kicking myself for not forcing everyone on here to do it when it was available.

http://bucks.blogs.nytimes.com/2009/11/04/the-best-credit-card-signup-bonus-ever/?hp
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 13, 2010, 09:19:48 AM
wouldn't it be better to put all charges on a single card with a good rewards program (whatever one is best for you) than scattering charges among multiple cards?

You get huge signup bonuses for each.  That's the benefit.  You can use an airline card once and get a free flight.  Some airlines/hotels have multiple cards you can sign up for and get multiple sign up bonuses.  You can then cancel them and sign up again after a certain amount of time.  You used to be able to sign up for the AA cards every three months.  People got millions of miles just by doing this.  British Airways just ran a special on their Visa card where you got 100k miles for signing up and spending $2k on it. Most ridiculous signup bonus OAT.  Mrs. dave and I both got one and now have 210k british airways miles.  I could fly round trip to London 4 times and it didn't cost me a thing.

yeah. the big thing is the sign up bonuses. sign up and get get free hotel nights or free flights when you use the card and then just cancel the card once you've been awarded your stuff. like sd said, you used to be able to get two roudtrip american airlines flights every three months by doing this. eight free roundtrip flights a year. this stopped a few months ago. now it's like one flight a year or something i think. there are so many airlines and so many cards though that it's still basically free travel whenever if you are consistent with it and sign up for good deals (like the sd british airways deal) when they come up. prob not a good idea for someone who is thinking about buying a house or something in the near future though. like within the next year or so. as long as you have a decent history of credit it only effects your credit score by a little. somewhere around 10 to 20 points for most people but then it goes back up a month or two after you cancel the cards provided you are not signing up for new ones again.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2010, 09:23:26 AM
Another blog I nerd out on

http://boardingarea.com/blogs/viewfromthewing/
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 13, 2010, 09:26:55 AM
Dumb question here.  How do you bank the points when you're cancelling the cards?  Do you have to be signed up for British Airways, Starwood, etc. prior to getting the credit card and then associate your existing airline/hotel accounts with the credit card?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 13, 2010, 09:27:31 AM
Another blog I nerd out on

http://boardingarea.com/blogs/viewfromthewing/

yeah. that's good. i did my big cc stuff about a year ago. and only one since. getting ready for a big round 2 though in march (over one year so i should be able to get the AA cards). all this boardingarea.com/cc bonus talk is getting me super excited though.  :runaway:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 13, 2010, 09:29:04 AM
Dumb question here.  How do you bank the points when you're cancelling the cards?  Do you have to be signed up for British Airways, Starwood, etc. prior to getting the credit card and then associate your existing airline/hotel accounts with the credit card?

yes. sign up for starwood account online. then give your starwood account # when getting the card. then your points go to you starwood account. then you just cancel the credit card. same for airlines miles, etc.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 13, 2010, 09:32:10 AM
please prominently update this thread in mid to late april, to remind me to sign up for a ton of cards at that time.  tia.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2010, 09:34:03 AM
Dumb question here.  How do you bank the points when you're cancelling the cards?  Do you have to be signed up for British Airways, Starwood, etc. prior to getting the credit card and then associate your existing airline/hotel accounts with the credit card?

yes. sign up for starwood account online. then give your starwood account # when getting the card. then your points go to you starwood account. then you just cancel the credit card. same for airlines miles, etc.

Yeah, your airline/hotel mile programs are separate from the cards.  You can get miles without the card by staying/flying.  Once the points are in your account they are yours.  There are big formulas to figure out how much each airline and hotel point is worth.  Starwoods are said to be worth about 2.5 cents each.  So, if you get 20k for signing up for two cards you are basically getting $500 in free travel.  But, there are smart ways and dumb ways to use them to maximize the value you get for them.  
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 13, 2010, 09:36:21 AM
yes. sign up for starwood account online. then give your starwood account # when getting the card. then your points go to you starwood account. then you just cancel the credit card. same for airlines miles, etc.

That makes this whole thing seem a lot more feasible.  I've already got barely used accounts for most hotel companies from work travel (bunch of non-elites in there from staying in podunk KS towns).  I'll likely put together a list of existing hotel/airline accounts I have and post for you and sd to put together my credit card plan.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 13, 2010, 09:38:40 AM
yes. sign up for starwood account online. then give your starwood account # when getting the card. then your points go to you starwood account. then you just cancel the credit card. same for airlines miles, etc.

That makes this whole thing seem a lot more feasible.  I've already got barely used accounts for most hotel companies from work travel (bunch of non-elites in there from staying in podunk KS towns).  I'll likely put together a list of existing hotel/airline accounts I have and post for you and sd to put together my credit card plan.

its like trim just gave me a great big christmas present 10 months ahead of time.  :love:
Title: Re: How Many Credit Cards Do You Have?
Post by: Jeffy on February 13, 2010, 09:52:12 AM


I chose not to reward banks that have already received my tax dollars in bailouts.

that's your fault then. i rewarded a lot of them by letting them give me tons of free crap. thanks citibank!  :cheers:
This.  Slu and I make $500 to $700 a year on citibank and discover.  Never have paid a penny in interest.  I guess we are smart enough not to reward the banks and have them reward us.

OH.... wrong answer!

You do realize that there are fees that are added to credit card transaction that the "store" pays?  And of course that store doesn't really pay them.  They pass them on to consumers.  In fact, there has been a trend over the last couple of years for gas stations to return to the credit-cash dichotomy pricing.  Most stations don't advertise it.

I use the cc fees when I'm negotiating prices on large items.  The money I've saved by making cash transactions and negotiating prices is easily several hundred dollars.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2010, 09:57:14 AM


I chose not to reward banks that have already received my tax dollars in bailouts.

that's your fault then. i rewarded a lot of them by letting them give me tons of free crap. thanks citibank!  :cheers:
This.  Slu and I make $500 to $700 a year on citibank and discover.  Never have paid a penny in interest.  I guess we are smart enough not to reward the banks and have them reward us.

OH.... wrong answer!

You do realize that there are fees that are added to credit card transaction that the "store" pays?  And of course that store doesn't really pay them.  They pass them on to consumers.  In fact, there has been a trend over the last couple of years for gas stations to return to the credit-cash dichotomy pricing.  Most stations don't advertise it.

I use the cc fees when I'm negotiating prices on large items.  The money I've saved by making cash transactions and negotiating prices is easily several hundred dollars.

You ever negotiate a nine day trip to Hawaii flying first class for free?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 13, 2010, 10:08:44 AM
OH.... wrong answer!

you're paying the cc margin on everything you buy that you don't negotiate down on a cash price, anyways.  would make sense to get a cut of that back with a rewards cc.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 13, 2010, 10:10:41 AM
OH.... wrong answer!

you're paying the cc margin on everything you buy that you don't negotiate down on a cash price, anyways.  would make sense to get a cut of that back with a rewards cc.

this is obvious to everyone but jeffy, who apparently spends a good part of his day negotiating for big ticket items and only paying for them in cash.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2010, 10:19:16 AM
Every time I swipe my cc I'm going to chuckle to myself about how many of jeffy's pennies I just pocketed
Title: Re: How Many Credit Cards Do You Have?
Post by: LinuxHuskerSometimesBasketballCat on February 13, 2010, 10:51:24 AM
1

I had 5 but over the course of a year, we've paid them down to only 1 now. 27% apr. Kiss my ace. You'd be stupid to put your money in savings gaining 6%
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on February 13, 2010, 10:52:16 AM
cash back is lame cause you're just going to spend it on toilet paper or corndogs at riverfest or something. there are a bunch of airline credit cards that will give you enough miles for a free roundtrip ticket anywhere just for signing up. signup, use it for a month or two then cancel it. fly to mexico roundtrip for free (basically) and then repeat process.

I don't really like Mexico.  
Title: Re: How Many Credit Cards Do You Have?
Post by: Jeffy on February 13, 2010, 10:55:03 AM
Every time I swipe my cc I'm going to chuckle to myself about how many of jeffy's pennies I just pocketed

Enjoy.  I love the power of paying in cash.  Since the paychecks are automatically deposited, making that monthly cash withdrawal is a good feeling.  Plus, I never overspend my budget, which my wife and I agree upon every single month.

I don't deny that credit cards can be used responsibly.  Heck, I had 2 cards in my possession until last October.  I used them in the way you guys were mentioning for some budget categories.  But if you don't actively budget, money will disappear.  Studies show there is a mental response to paying with cash vs paying with credit.  Paying with cash hurts.  The pain level decreases with credit dramatically.  I am able to more easily partition my needs vs wants when I'm paying cash.

And for those that didn't know, banks are now starting to offer rewards on debit cards as well:  http://www.creditcards.com/credit-card-news/debit-card-rewards-1277.php.  This program will only continue to gain steam as time goes by.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 13, 2010, 10:55:16 AM
cash back is lame cause you're just going to spend it on toilet paper or corndogs at riverfest or something. there are a bunch of airline credit cards that will give you enough miles for a free roundtrip ticket anywhere just for signing up. signup, use it for a month or two then cancel it. fly to mexico roundtrip for free (basically) and then repeat process.

I don't really like Mexico.  

california?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2010, 11:05:20 AM
And for those that didn't know, banks are now starting to offer rewards on debit cards as well

You've got my attention
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on February 13, 2010, 11:10:25 AM
cash back is lame cause you're just going to spend it on toilet paper or corndogs at riverfest or something. there are a bunch of airline credit cards that will give you enough miles for a free roundtrip ticket anywhere just for signing up. signup, use it for a month or two then cancel it. fly to mexico roundtrip for free (basically) and then repeat process.

I don't really like Mexico.  

california?

That works.  I got your point.  Just trying to be difficult.  

I love the idea of taking advantage of this stuff.  I don't know if it is feasible in my situation with the damage to credit history.  That's why I would like to find one good one and just get as much back as possible.  Won't change how much I buy or pay, would just make it go through one more step before hitting the checking account.  I also see the value in the free travel, I've just been trying to travel a lot less than I used to and it seems like free money would make more sense now.   :dunno:  
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 13, 2010, 01:17:49 PM
cash back is lame cause you're just going to spend it on toilet paper or corndogs at riverfest or something. there are a bunch of airline credit cards that will give you enough miles for a free roundtrip ticket anywhere just for signing up. signup, use it for a month or two then cancel it. fly to mexico roundtrip for free (basically) and then repeat process.

I don't really like Mexico. 

california?

That works.  I got your point.  Just trying to be difficult. 

I love the idea of taking advantage of this stuff.  I don't know if it is feasible in my situation with the damage to credit history.  That's why I would like to find one good one and just get as much back as possible.  Won't change how much I buy or pay, would just make it go through one more step before hitting the checking account.  I also see the value in the free travel, I've just been trying to travel a lot less than I used to and it seems like free money would make more sense now.   :dunno: 

yeah. i was just trying to be difficult as well. you'd probably be best off w/ just a cashback card. that way you can stock up gobs and cash and then put a pool in your back yard or something. prob wouldn't even need a vacation if you had something like that.


also, a pretty easy way to make a quick hundred is this. also, if you have a wife and a different mailing address available for one of you, i bet you could get a quick two hundred... http://slickdeals.net/forums/showthread.php?t=1847851


also, sd's amazing 100,000 BA airline miles thing is apparently back on. i'm gonna pull the trigger this time....
https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=CQ7P&CAT=0&REF=null&AFFID=null&MSC=null&CELL=6R9F&PROMO=DF01&TABID=1
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2010, 02:08:56 PM
also, sd's amazing 100,000 BA airline miles thing is apparently back on. i'm gonna pull the trigger this time....
https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=CQ7P&CAT=0&REF=null&AFFID=null&MSC=null&CELL=6R9F&PROMO=DF01&TABID=1

sys, as your attorney I recommend you sign up for this immediately.  Spend $2k on it as soon as you can. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 13, 2010, 02:13:13 PM
also, sd's amazing 100,000 BA airline miles thing is apparently back on. i'm gonna pull the trigger this time....
https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=CQ7P&CAT=0&REF=null&AFFID=null&MSC=null&CELL=6R9F&PROMO=DF01&TABID=1

sys, as your attorney I recommend you sign up for this immediately.  Spend $2k on it as soon as you can. 

us mint  :fatty:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2010, 02:15:21 PM
also, sd's amazing 100,000 BA airline miles thing is apparently back on. i'm gonna pull the trigger this time....
https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=CQ7P&CAT=0&REF=null&AFFID=null&MSC=null&CELL=6R9F&PROMO=DF01&TABID=1

sys, as your attorney I recommend you sign up for this immediately.  Spend $2k on it as soon as you can. 

us mint  :fatty:

Yeah, do this.  You can buy president or native american dollar coins from the US Mint at face value with free shipping.  If you aren't going to spend the $2k on anything you need spend it there and just deposit the coins to pay off the card.  Two rountrips from the US to Madrid/London/Paris.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 13, 2010, 02:17:16 PM
also, sd's amazing 100,000 BA airline miles thing is apparently back on. i'm gonna pull the trigger this time....
https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=CQ7P&CAT=0&REF=null&AFFID=null&MSC=null&CELL=6R9F&PROMO=DF01&TABID=1

sys, as your attorney I recommend you sign up for this immediately.  Spend $2k on it as soon as you can. 

us mint  :fatty:

Yeah, do this.  You can buy president or native american dollar coins from the US Mint at face value with free shipping.  If you aren't going to spend the $2k on anything you need spend it there and just deposit the coins to pay off the card.  Two rountrips from the US to Madrid/London/Paris.

they're also part of oneworld so the miles can transfer to like ten other airlines if you don't want BA. daris is gonna be back in business w/ 200,000 AA miles and 3x daily flights out of mhk.  :driving:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2010, 02:20:54 PM
also, sd's amazing 100,000 BA airline miles thing is apparently back on. i'm gonna pull the trigger this time....
https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=CQ7P&CAT=0&REF=null&AFFID=null&MSC=null&CELL=6R9F&PROMO=DF01&TABID=1

sys, as your attorney I recommend you sign up for this immediately.  Spend $2k on it as soon as you can. 

us mint  :fatty:

Yeah, do this.  You can buy president or native american dollar coins from the US Mint at face value with free shipping.  If you aren't going to spend the $2k on anything you need spend it there and just deposit the coins to pay off the card.  Two rountrips from the US to Madrid/London/Paris.

they're also part of oneworld so the miles can transfer to like ten other airlines if you don't want BA. daris is gonna be back in business w/ 200,000 AA miles and 3x daily flights out of mhk.  :driving:

Yep, we are flying rountrip to Hawaii in first class on American via said miles  :driving:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 13, 2010, 02:30:35 PM
also, sd's amazing 100,000 BA airline miles thing is apparently back on. i'm gonna pull the trigger this time....
https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=CQ7P&CAT=0&REF=null&AFFID=null&MSC=null&CELL=6R9F&PROMO=DF01&TABID=1

sys, as your attorney I recommend you sign up for this immediately.  Spend $2k on it as soon as you can. 

us mint  :fatty:

Yeah, do this.  You can buy president or native american dollar coins from the US Mint at face value with free shipping.  If you aren't going to spend the $2k on anything you need spend it there and just deposit the coins to pay off the card.  Two rountrips from the US to Madrid/London/Paris.

they're also part of oneworld so the miles can transfer to like ten other airlines if you don't want BA. daris is gonna be back in business w/ 200,000 AA miles and 3x daily flights out of mhk.  :driving:

Yep, we are flying rountrip to Hawaii in first class on American via said miles  :driving:

 :AA: :cheese:
Title: Re: How Many Credit Cards Do You Have?
Post by: ben ji on February 13, 2010, 02:39:30 PM
Southwest Rapid Rewards Visa is nice.  

Use it on anything, and use it towards a southwest purchase and it doubles your credits.

Each dollar is worth 1 credit. (double if it is towards southwest purchase)

1200 credits is 1 point.

16 points for a free roundtrip flight to any Southwest destination.

When you sign up for Rapid Rewards Visa, you automatically get 8 points, and you get 2 points for creating a Rapid Rewards account on southwest.com. (10 points total)

This leaves only 6 points for your first free rountrip flight.  Each one-way flight is 1 point.

Pretty badass IMO.  I use it as a company card, and some of my coworkers have over 13 free roundtrip flights waiting to be used.

Just applied for this one. Fly nothing but southwest for work when I can. Plan on putting all flights on that card instead of company card and just having them reimburse me.
Title: Re: How Many Credit Cards Do You Have?
Post by: ben ji on February 13, 2010, 02:49:43 PM
Bank of Blue Valley here in KC has a pretty great checking account deal, 4% apy which is more than you would earn in any savings account or CD. They make their money by requiring you to run your debit card as a credit card at least 12 times a month so that they can collect on those transaction fee's. You also get $25 in ATM reimbursement every month since they dont have very many locations. Can have up to $25,000 in the account.

I also have a question for SD and the other churners out there. Does the constant applying for and canceling credit cards have any effect on your credit score?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 13, 2010, 02:53:30 PM
Bank of Blue Valley here in KC has a pretty great checking account deal, 4% apy which is more than you would earn in any savings account or CD. They make their money by requiring you to run your debit card as a credit card at least 12 times a month so that they can collect on those transaction fee's. You also get $25 in ATM reimbursement every month since they dont have very many locations. Can have up to $25,000 in the account.

I also have a question for SD and the other churners out there. Does the constant applying for and canceling credit cards have any effect on your credit score?

most people see a quick drop of 10-20 points due to the number of inqueries and the shortening of your avg credit length. this will go back up in about six months provided you cxl your cards quickly after getting them.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2010, 02:54:02 PM
I also have a question for SD and the other churners out there. Does the constant applying for and canceling credit cards have any effect on your credit score?

Supposed to be about 5 points per card until you cancel them.  The reason being the average length of your credit goes down with each new card.  But, I ran mine a couple of months ago because I was curious how it affected it and my score was 760.  So, moral of the story:  If you aren't going to be applying for a mortgage within a year there is little downside re. your credit.  
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on February 13, 2010, 03:25:54 PM
cash back is lame cause you're just going to spend it on toilet paper or corndogs at riverfest or something. there are a bunch of airline credit cards that will give you enough miles for a free roundtrip ticket anywhere just for signing up. signup, use it for a month or two then cancel it. fly to mexico roundtrip for free (basically) and then repeat process.

I don't really like Mexico. 

california?

That works.  I got your point.  Just trying to be difficult. 

I love the idea of taking advantage of this stuff.  I don't know if it is feasible in my situation with the damage to credit history.  That's why I would like to find one good one and just get as much back as possible.  Won't change how much I buy or pay, would just make it go through one more step before hitting the checking account.  I also see the value in the free travel, I've just been trying to travel a lot less than I used to and it seems like free money would make more sense now.   :dunno: 

yeah. i was just trying to be difficult as well. you'd probably be best off w/ just a cashback card. that way you can stock up gobs and cash and then put a pool in your back yard or something. prob wouldn't even need a vacation if you had something like that.


also, a pretty easy way to make a quick hundred is this. also, if you have a wife and a different mailing address available for one of you, i bet you could get a quick two hundred... http://slickdeals.net/forums/showthread.php?t=1847851


also, sd's amazing 100,000 BA airline miles thing is apparently back on. i'm gonna pull the trigger this time....
https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=CQ7P&CAT=0&REF=null&AFFID=null&MSC=null&CELL=6R9F&PROMO=DF01&TABID=1

That would be amazing.  If we did that, all of our out of town friends would probably come visit us every weekend all summer.  We would probably see them all the time.  When they had kids they would probably bring their kids over to swim also. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 13, 2010, 03:27:07 PM
cash back is lame cause you're just going to spend it on toilet paper or corndogs at riverfest or something. there are a bunch of airline credit cards that will give you enough miles for a free roundtrip ticket anywhere just for signing up. signup, use it for a month or two then cancel it. fly to mexico roundtrip for free (basically) and then repeat process.

I don't really like Mexico. 

california?

That works.  I got your point.  Just trying to be difficult. 

I love the idea of taking advantage of this stuff.  I don't know if it is feasible in my situation with the damage to credit history.  That's why I would like to find one good one and just get as much back as possible.  Won't change how much I buy or pay, would just make it go through one more step before hitting the checking account.  I also see the value in the free travel, I've just been trying to travel a lot less than I used to and it seems like free money would make more sense now.   :dunno: 

yeah. i was just trying to be difficult as well. you'd probably be best off w/ just a cashback card. that way you can stock up gobs and cash and then put a pool in your back yard or something. prob wouldn't even need a vacation if you had something like that.


also, a pretty easy way to make a quick hundred is this. also, if you have a wife and a different mailing address available for one of you, i bet you could get a quick two hundred... http://slickdeals.net/forums/showthread.php?t=1847851


also, sd's amazing 100,000 BA airline miles thing is apparently back on. i'm gonna pull the trigger this time....
https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=CQ7P&CAT=0&REF=null&AFFID=null&MSC=null&CELL=6R9F&PROMO=DF01&TABID=1

That would be amazing.  If we did that, all of our out of town friends would probably come visit us every weekend all summer.  We would probably see them all the time.  When they had kids they would probably bring their kids over to swim also. 

sounds like you might want to stock up on swimming suits incase some of them forget to bring theirs.  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on February 13, 2010, 03:28:19 PM
I also have a question for SD and the other churners out there. Does the constant applying for and canceling credit cards have any effect on your credit score?
If you aren't going to be applying for a mortgage within a year there is little downside re. your credit.  

This is my problem.  I buy a new house every year.  I just can't find a color I really like.  
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on February 13, 2010, 03:35:23 PM
cash back is lame cause you're just going to spend it on toilet paper or corndogs at riverfest or something. there are a bunch of airline credit cards that will give you enough miles for a free roundtrip ticket anywhere just for signing up. signup, use it for a month or two then cancel it. fly to mexico roundtrip for free (basically) and then repeat process.

I don't really like Mexico. 

california?

That works.  I got your point.  Just trying to be difficult. 

I love the idea of taking advantage of this stuff.  I don't know if it is feasible in my situation with the damage to credit history.  That's why I would like to find one good one and just get as much back as possible.  Won't change how much I buy or pay, would just make it go through one more step before hitting the checking account.  I also see the value in the free travel, I've just been trying to travel a lot less than I used to and it seems like free money would make more sense now.   :dunno: 

yeah. i was just trying to be difficult as well. you'd probably be best off w/ just a cashback card. that way you can stock up gobs and cash and then put a pool in your back yard or something. prob wouldn't even need a vacation if you had something like that.


also, a pretty easy way to make a quick hundred is this. also, if you have a wife and a different mailing address available for one of you, i bet you could get a quick two hundred... http://slickdeals.net/forums/showthread.php?t=1847851


also, sd's amazing 100,000 BA airline miles thing is apparently back on. i'm gonna pull the trigger this time....
https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=CQ7P&CAT=0&REF=null&AFFID=null&MSC=null&CELL=6R9F&PROMO=DF01&TABID=1

That would be amazing.  If we did that, all of our out of town friends would probably come visit us every weekend all summer.  We would probably see them all the time.  When they had kids they would probably bring their kids over to swim also. 

sounds like you might want to stock up on swimming suits incase some of them forget to bring theirs.  :dunno:

Yeah that would be smart.  It would probably also be smart to cut back on the  :drink: so I could remember things that happen/people that show up.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 14, 2010, 09:53:40 AM
also, sd's amazing 100,000 BA airline miles thing is apparently back on. i'm gonna pull the trigger this time....
https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=CQ7P&CAT=0&REF=null&AFFID=null&MSC=null&CELL=6R9F&PROMO=DF01&TABID=1

sys, as your attorney I recommend you sign up for this immediately.  Spend $2k on it as soon as you can. 

 :drool:
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on February 14, 2010, 12:16:09 PM
2 questions for the experts, as I am a young pup at this and have yet to take advantage.  1) I assume you have to hold onto the card til you travel to use the miles? And 2) can you burn some miles with them to pull upgrades?   :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 14, 2010, 12:32:33 PM
2 questions for the experts, as I am a young pup at this and have yet to take advantage.  1) I assume you have to hold onto the card til you travel to use the miles? And 2) can you burn some miles with them to pull upgrades?   :dunno:

as soon as the credit card puts miles in to your account (whether it be... oh i don't know American Airlines, Priority Club, etc.) they are yours and you are free to cancel the card. The British Airways card that sd got and i just linked makes you spend 2000 in the first three months to get the full 100,000 miles though and has a yearly fee of $75. still an amazing deal. i signed my wife and i up last night. we'll spend the money to get the miles and then cancel, effectively paying $150 for 200,000 miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 14, 2010, 01:16:41 PM
so where it says "executive club account number", you can put in any oneworld ff #?  they don't make you open a ba ec account?
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on February 14, 2010, 01:43:43 PM
2 questions for the experts, as I am a young pup at this and have yet to take advantage.  1) I assume you have to hold onto the card til you travel to use the miles? And 2) can you burn some miles with them to pull upgrades?   :dunno:

as soon as the credit card puts miles in to your account (whether it be... oh i don't know American Airlines, Priority Club, etc.) they are yours and you are free to cancel the card. The British Airways card that sd got and i just linked makes you spend 2000 in the first three months to get the full 100,000 miles though and has a yearly fee of $75. still an amazing deal. i signed my wife and i up last night. we'll spend the money to get the miles and then cancel, effectively paying $150 for 200,000 miles.

 :cheese:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 14, 2010, 02:35:54 PM
so where it says "executive club account number", you can put in any oneworld ff #?  they don't make you open a ba ec account?

i believe that chase will assign you a BA executive club account number if you dont already have one, but i just went to the BA site and signed up for a BA exec club account number. it took less than five minutes.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 14, 2010, 03:05:44 PM
so where it says "executive club account number", you can put in any oneworld ff #?  they don't make you open a ba ec account?

i believe that chase will assign you a BA executive club account number if you dont already have one, but i just went to the BA site and signed up for a BA exec club account number. it took less than five minutes.

Yeah, you will have to start a BA executive club account.  Like daris said, doesn't take long. 
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on February 14, 2010, 03:16:32 PM
this all makes my debit card change rollover look like childs play. :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 14, 2010, 03:20:10 PM
http://boardingarea.com/blogs/viewfromthewing/2010/02/14/british-airways-visa-100000-mile-signup-bonus-is-back/
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on February 14, 2010, 04:18:59 PM
Quote
#2 Buy $1 Presidential Coins from the US Mint with your mileage earning credit cards. The maximum order is 2 boxes per coin type except the native american coin which allows 20 boxes. Many have reported success with repeated orders. Choose standard shipping and the shipping cost will disappear near the last screen. Here is the link When the coins arrive, deposit in your bank and pay your credit card bill.

Update: Native American Coins are available for up to 20 box orders. There is wording on the Mint Website that warns about using the Program for its intended purpose and not just redepositing your coins in a bank. In fact, some accounts are being closed for unintended use. Others are flying below the radar.

Warning, Warning, Warning
Chase has closed the accounts of two of our readers for using his cards for Mint purchases. US Bank is not awarding points for Mint purchases
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 14, 2010, 04:39:01 PM
Quote
Warning, Warning, Warning
Chase has closed the accounts of two of our readers for using his cards for Mint purchases. US Bank is not awarding points for Mint purchases

 :runaway:

daris, help!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 14, 2010, 04:41:56 PM
I think you may be ok making $2k in purchases from the mint if you just don't abuse it.  Or, spend what you can on the card for the first two months and make the rest up in Mint purchases during the third month to get to $2k in total spend if it looks like you will be short.  I dunno, I've never done the mint thing but a lot of people do.  When it was first discovered some people got millions of miles doing it. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 14, 2010, 04:49:38 PM
Quote
Warning, Warning, Warning
Chase has closed the accounts of two of our readers for using his cards for Mint purchases. US Bank is not awarding points for Mint purchases

 :runaway:

daris, help!

dunno. where'd the quote come from? maybe it was someone who had purchased 100,000 worth of coins over the last year or something. hard to tell w/out the context.

also, if you are worried about not being able to spend 2000 in three months, you can get a card for a spouse (made up if needed). give it to a parent or something and ask them to use it for a month or two and reimburse you for charges. i also think (not 100% sure) that you could go to walmart (just an example) and buy a pack of gum and $500 worth of gift cards and this would count towards the $500. the key to the BA card is spending 2000 w/in the first three months though. it's the dif between *50,000 and100,000 miles.

*pretty big deal
Title: Re: How Many Credit Cards Do You Have?
Post by: Dugout DickStone on February 14, 2010, 05:01:48 PM
How many miles do I need on BA for a free flight? 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 14, 2010, 05:08:04 PM
How many miles do I need on BA for a free flight? 

depends where you want to go. two people could fly from anywhere in the us to multiple places in europe for 100,000. i think sd and his wife are flying from omaha to hawaii for 100,000. BA is in the "one world alliance" w/ american airlines and a bunch of other airlines that i've barely heard of. that means that if BA doesn't fly where you are wanting to use your miles, then you can use one of the other airlines. sd and his wife are using their 100,000 BA airlines to take american airlines to hawaii and back (i think).

pretty easy to check. go to BA website and look at their executive club "how to spend miles" section.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 14, 2010, 05:39:35 PM
How many miles do I need on BA for a free flight? 

depends where you want to go. two people could fly from anywhere in the us to multiple places in europe for 100,000. i think sd and his wife are flying from omaha to hawaii for 100,000. BA is in the "one world alliance" w/ american airlines and a bunch of other airlines that i've barely heard of. that means that if BA doesn't fly where you are wanting to use your miles, then you can use one of the other airlines. sd and his wife are using their 100,000 BA airlines to take american airlines to hawaii and back (i think).

pretty easy to check. go to BA website and look at their executive club "how to spend miles" section.

Yeah, we are flying AA to Hawaii.  It is 210k for 2 first class round trip or 70k for 2 round trip coach (so 105k or 35k per person RT).  It is only 30k for a round trip domestic flight.  iirc it was 50k for a RT to europe (at least to the major airports London/Paris/Munich/Madrid were the ones I checked). 
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on February 14, 2010, 05:44:38 PM
So did I screw up by not enrolling in the exec club before signing up for the card?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 14, 2010, 05:46:03 PM
So did I screw up by not enrolling in the exec club before signing up for the card?

I didn't think you were even able to.  Dig around, I bet they set you up with an executive club number when you signed up or something.  Make some calls (hate doing this).
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 14, 2010, 05:47:04 PM
How many miles do I need on BA for a free flight? 

depends where you want to go. two people could fly from anywhere in the us to multiple places in europe for 100,000. i think sd and his wife are flying from omaha to hawaii for 100,000. BA is in the "one world alliance" w/ american airlines and a bunch of other airlines that i've barely heard of. that means that if BA doesn't fly where you are wanting to use your miles, then you can use one of the other airlines. sd and his wife are using their 100,000 BA airlines to take american airlines to hawaii and back (i think).

pretty easy to check. go to BA website and look at their executive club "how to spend miles" section.

Yeah, we are flying AA to Hawaii.  It is 210k for 2 first class round trip or 70k for 2 round trip coach (so 105k or 35k per person RT).  It is only 30k for a round trip domestic flight.  iirc it was 50k for a RT to europe (at least to the major airports London/Paris/Munich/Madrid were the ones I checked). 

also, BA adds a lot of taxes and fees and stuff for their flights, so using their miles to get free flights on their airline prob isn't as good of a value as using their miles to get flights on american. could be wrong here (don't think so) but only plan on using the BA miles to fly american.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 14, 2010, 05:48:40 PM
incredible info here.  so excited i really don't know where to start.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 14, 2010, 05:48:54 PM
How many miles do I need on BA for a free flight?  

depends where you want to go. two people could fly from anywhere in the us to multiple places in europe for 100,000. i think sd and his wife are flying from omaha to hawaii for 100,000. BA is in the "one world alliance" w/ american airlines and a bunch of other airlines that i've barely heard of. that means that if BA doesn't fly where you are wanting to use your miles, then you can use one of the other airlines. sd and his wife are using their 100,000 BA airlines to take american airlines to hawaii and back (i think).

pretty easy to check. go to BA website and look at their executive club "how to spend miles" section.

Yeah, we are flying AA to Hawaii.  It is 210k for 2 first class round trip or 70k for 2 round trip coach (so 105k or 35k per person RT).  It is only 30k for a round trip domestic flight.  iirc it was 50k for a RT to europe (at least to the major airports London/Paris/Munich/Madrid were the ones I checked).  

also, BA adds a lot of taxes and fees and stuff for their flights, so using their miles to get free flights on their airline prob isn't as good of a value as using their miles to get flights on american. could be wrong here (don't think so) but only plan on using the BA miles to fly american.

Yes, you still have to pay the fuel surcharges and taxes to fly BA which can get damn expensive.  But, if you fly AA, you pay a $5 booking fee.  
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 14, 2010, 05:50:12 PM
sys bonus thing or something:  I think it's like 7,500-12K points to jump around within Europe.  So, if you do that a lot you can do it a lot for free. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 14, 2010, 05:50:46 PM
So did I screw up by not enrolling in the exec club before signing up for the card?

pretty sure (95%) that i read that chase will assign you a BA number that comes w/ the card if you didn't enter one in when you applied for the card. i think it may even be on the card. i wouldn't worry. call chase after you get the card if it doesn't look like this is the case.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 14, 2010, 05:51:47 PM
Yes, you still have to pay the fuel surcharges and taxes to fly BA which can get damn expensive.  But, if you fly AA, you pay a $5 booking fee.  

can you get the ba ec miles, and then when it's all done with, somehow have them transferred to an aa account
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 14, 2010, 05:53:37 PM
I don't think you can transfer the BA direct to AA (at least not without paying a huge fee or losing a ton of miles).  Here is a cool tool to see how many BA miles it costs to fly places.  Put in your location/dollar, euro, etc./what class you want to fly at the top and it shows how many BA miles it costs to fly somewhere:

http://www.britishairways.com/travel/ecredeemcalculator/public/en_gb
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 14, 2010, 05:54:33 PM
And, here's another one for flying on BA partner airlines (including AA)

http://www.britishairways.com/travel/partnertable/public/en_gb
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 14, 2010, 05:56:16 PM
And, here's another one for flying on BA partner airlines (including AA)

http://www.britishairways.com/travel/partnertable/public/en_gb

I misspoke earlier when I said it was 30k to fly RT domestic with AA.  It's only 25k.  So, you basically get 4 RT tickets within the US for paying $75 and spending $2k on the card. 
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 14, 2010, 05:56:39 PM
sys bonus thing or something:  I think it's like 7,500-12K points to jump around within Europe.  So, if you do that a lot you can do it a lot for free. 

yeah, saw that.  definitely something to keep in mind, though all things being equal i think i'd do better saving the ba miles for intercontinental flights and using budget eurolines for intraeuro travel.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 14, 2010, 05:58:06 PM
south america 40,000   :drool:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dugout DickStone on February 14, 2010, 06:00:08 PM
And, here's another one for flying on BA partner airlines (including AA)

http://www.britishairways.com/travel/partnertable/public/en_gb

I misspoke earlier when I said it was 30k to fly RT domestic with AA.  It's only 25k.  So, you basically get 4 RT tickets within the US for paying $75 and spending $2k on the card. 

Does "purchases" include balance transfers?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 14, 2010, 06:02:35 PM
And, here's another one for flying on BA partner airlines (including AA)

http://www.britishairways.com/travel/partnertable/public/en_gb

I misspoke earlier when I said it was 30k to fly RT domestic with AA.  It's only 25k.  So, you basically get 4 RT tickets within the US for paying $75 and spending $2k on the card. 

Does "purchases" include balance transfers?

Hmmm, I have no idea.  Good question. 
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on February 14, 2010, 10:50:29 PM
Link earlier was from frugaltravelguy.com .  I will prob still do it, doesnt seem consistent enough to worry me.  We'll see, worst case I'll pay some bills on it.  That website does seem pretty solid for travel deals tho
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 15, 2010, 07:24:13 AM
Another thing that is kind of nancy neg. about the BA miles flying with AA is that you have to book pretty far out in advance to fly to popular places.  I think AA only allows 10 coach seats per flight or something for BA miles people on popular routes.  So, last minute travel can be a problem if you want to use BA points to fly AA depending on where you are going. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 15, 2010, 07:49:59 AM
Another thing I would do if I was signing up for this account now is print a copy of the sign up page for your records.  A few people on flyertalk have said that they may reneg on the deal and only offer the traditional 30k as the link is kind of a work around to get the old deal.  That way you have proof that you signed up on a page saying that you would be getting 50k for your first purchase and an additional 50k after spending 2k.

So, print this page off and just hold onto it just in case.  You should get an e-mail from Chase in about a week confirming your new account and the mileage bonus you will get at which time you can trash the printed copy.

Link again:  https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=CQ7P&AFFID=&CELL=6R9F&CID=&CLICK=&PROMO=DF01&
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on February 15, 2010, 08:06:23 AM
So did I screw up by not enrolling in the exec club before signing up for the card?
Where do I go to sign up for this^?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 15, 2010, 08:08:36 AM
So did I screw up by not enrolling in the exec club before signing up for the card?
Where do I go to sign up for this^?

The exec. club number?  British airways' website.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 15, 2010, 10:26:31 AM
flyertalk thread on this now up to 191 pages  :eek:

http://www.flyertalk.com/forum/milesbuzz/1013709-100-000-miles-new-ba-chase-visa.html
Title: Re: How Many Credit Cards Do You Have?
Post by: Dirty Sanchez on February 15, 2010, 10:38:57 AM
1--Cabelas card with a 0 balance and 0 club points.  Haven't gotten around to cutting it up yet, but will soon.

Credit card "freebies": TANSTAFL
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 15, 2010, 10:39:27 AM
Possibly good news for using BA miles on AA trans atlantics going forward thus avoiding the BA surcharges?

http://crankyflier.com/2010/02/15/american-and-british-airways-finally-receive-alliance-approval-from-the-us-tentatively/
Title: Re: How Many Credit Cards Do You Have?
Post by: The Whale on February 15, 2010, 12:18:26 PM
One and it sucks. Guide me Fellas.

Sign up for all of these:
American Airlines Citi Visa
American Airlines Business Visa
Starwood Amex
Starwood Business Amex
Delta Amex
Delta Business Amex

Use them each once and then cancel all of them except for the Starwood Amex.  Use the Starwood Amex for every purchase you make and pay it off in full each month so you don't pay any interest.  In a year call them and tell them you will cancel unless they waive the annual fee.  Here is a database on what you get and what you have to spend along with links to each:  http://bit.ly/frugal-database  You will end up with a free American Airlines fligh, free Delta flight and anywhere from 2-6 nights at a starwood hotel depending on where you are going.

How often can you churn these? 

I'm around 10 or so CCs, but haven't really gotten started on the mileage game.  I was originally using them for BT offers back during the days of capped BT fees when it was easy to BT the money to savings accounts.

I just got a notice the one of my old Citi cards was instituting a $60/year annual fee.  That card will be getting canceled shortly, so I'll probably start adding mileage cards. 

Here's the FW Link http://www.fatwallet.com/forums/finance/837472/?start=0 (http://www.fatwallet.com/forums/finance/837472/?start=0) to the dollar coin thread.  Never got in on it, but looks like it might be dead/extremely difficult at this point: 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 15, 2010, 12:21:36 PM
Those are all once a year now.  I think the AA ones were the only ones that could be churned at more than that but they recently cracked down.  You used to be ablet o churn them every 3 months which I wish I was in on earlier.  But, with just this list you will get 2-3 flights a year and and anywhere from 1-5 hotel nights depending on the level of the starwood hotel you want to stay at.  Nothing like the current BA offer though. 
Title: Re: How Many Credit Cards Do You Have?
Post by: The Whale on February 15, 2010, 02:37:57 PM
Couple other q's --

How closely do they check the business apps?  My primary gas card is an Amex Platinum Business that gives 3% back on all gas purchases.   :driving:  Back when I got it I signed up w/ my name as the business + no business income.  Does this still fly?


Is there a good cash-back website to sign up through?  Back during the glory days of open credit for all, you could get $40-$75 for signing up through an affiliate plus whatever bonus the card was giving you. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 15, 2010, 02:39:35 PM
Couple other q's --

How closely do they check the business apps?  My primary gas card is an Amex Platinum Business that gives 3% back on all gas purchases.   :driving:  Back when I got it I signed up w/ my name as the business + no business income.  Does this still fly?


Is there a good cash-back website to sign up through?  Back during the glory days of open credit for all, you could get $40-$75 for signing up through an affiliate plus whatever bonus the card was giving you. 

Don't know of any cash back things you speak of.  They don't check the business name at all.  Just make one up like you said.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 19, 2010, 10:35:04 PM
If you are on twitter and do the miles stuff a lot you should follow this on twitter:

http://twitter.com/BoardingArea

It's a bunch of different miles and travel bloggers combined into one network.  When any of them updates their blog you get a twit linking to them.  It's pretty convenient. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 24, 2010, 05:57:52 PM
guess who just got 2 chase BA credit cards in the mail today? :chirpchirp:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 24, 2010, 06:36:45 PM
guess who just go 2 chase BA credit cards in the mail today? :chirpchirp:

Actually booked an award flight today  :driving:
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on February 24, 2010, 07:15:16 PM
It appears they already shut down the BA deal? 
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on February 24, 2010, 07:17:11 PM
a-hole brother of mine talked me out of getting it.  :blank:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 24, 2010, 07:18:43 PM
guess who just go 2 chase BA credit cards in the mail today? :chirpchirp:

Actually booked an award flight today  :driving:

 :runaway: where?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 24, 2010, 09:14:50 PM
It appears they already shut down the BA deal? 

Yeah, when it popped up the second time it was only up for about 5 days. 
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 24, 2010, 10:21:55 PM
It appears they already shut down the BA deal? 

Yeah, when it popped up the second time it was only up for about 5 days. 

son of a goddamned bitch.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 24, 2010, 10:26:42 PM
It appears they already shut down the BA deal? 

Yeah, when it popped up the second time it was only up for about 5 days. 

son of a goddamned bitch.

in all fairness. i posted it the first day that it was back up and your attorney told you to do it immediately. still feel bad for you though.



also, sd's amazing 100,000 BA airline miles thing is apparently back on. i'm gonna pull the trigger this time....
https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=CQ7P&CAT=0&REF=null&AFFID=null&MSC=null&CELL=6R9F&PROMO=DF01&TABID=1

sys, as your attorney I recommend you sign up for this immediately.  Spend $2k on it as soon as you can. 
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 24, 2010, 10:42:18 PM
yeah i know.  i wanted to wait, so the 3 months would have fallen into a more convenient time frame for me.  live and learn, i guess.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 25, 2010, 07:38:20 AM
sdbro and mrs. sdbro did each sign up for a card in that window though.  I think I've turned them onto the awesomeness of free travel.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 25, 2010, 07:39:37 AM
guess who just go 2 chase BA credit cards in the mail today? :chirpchirp:

Actually booked an award flight today  :driving:

 :runaway: where?

Sorry, didn't see this at first.  Florida.  Key west via Atlanta (Delta Skymiles).  Have had the trip planned for some time but was waiting for mrs. dave to have enough miles so I didn't have to carry her dead weight. 
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 25, 2010, 07:43:41 AM
Sorry, didn't see this at first.  Florida.  Key west via Atlanta (Delta Skymiles).  Have had the trip planned for some time but was waiting for mrs. dave to have enough miles so I didn't have to carry her dead weight.  

let us know if you see martin and p. knight while there.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 25, 2010, 07:45:02 AM
Sorry, didn't see this at first.  Florida.  Key west via Atlanta (Delta Skymiles).  Have had the trip planned for some time but was waiting for mrs. dave to have enough miles so I didn't have to carry her dead weight.  

let us know if you see martin and p. knight while there.

Fist pumped when I heard that Tuesday  :pbj:
Title: Re: How Many Credit Cards Do You Have?
Post by: 06wildcat on February 25, 2010, 11:19:28 AM


I chose not to reward banks that have already received my tax dollars in bailouts.

that's your fault then. i rewarded a lot of them by letting them give me tons of free crap. thanks citibank!  :cheers:
This.  Slu and I make $500 to $700 a year on citibank and discover.  Never have paid a penny in interest.  I guess we are smart enough not to reward the banks and have them reward us.

OH.... wrong answer!

You do realize that there are fees that are added to credit card transaction that the "store" pays?  And of course that store doesn't really pay them.  They pass them on to consumers.  In fact, there has been a trend over the last couple of years for gas stations to return to the credit-cash dichotomy pricing.  Most stations don't advertise it.

I use the cc fees when I'm negotiating prices on large items.  The money I've saved by making cash transactions and negotiating prices is easily several hundred dollars.

What's a large purchase? If you're making enough truly large purchases each year to save several hundred dollars while negotiating every purchase to the 2~4 percent leeway in cc fees, you could be getting thousands of dollars in rewards. Provided you know how to keep a budget and use the credit cards for purchases you were already going to make.

You're also losing money in your scenario by paying more on all the small stuff that you don't negotiate on by paying cash. With the right credit card you could recoup these higher costs quite easily.
Title: Re: How Many Credit Cards Do You Have?
Post by: steaksdime on March 04, 2010, 10:24:08 PM
guess who just got 2 chase BA credit cards in the mail today? :chirpchirp:

Ditto, but just got one though because I'm only 1/2 not a pussy.

Not anymore. Please keep us informed if this pops up again (wouldn't mind upgrading to fc).

Next spring, I'll be  :cheers:  to RD and sd from England.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 04, 2010, 10:38:13 PM
guess who just got 2 chase BA credit cards in the mail today? :chirpchirp:

Ditto, but just got one though because I'm only 1/2 not a pussy.

Not anymore. Please keep us informed if this pops up again (wouldn't mind upgrading to fc).

Next spring, I'll be  :cheers:  to RD and sd from England.

good call on the cc's steaks. have fun sitting next to sd. i'll be headed south or something though. not going to england. would rather go to concordia and hang out at boogarts and the rock or pretty much anything. see you in belize maybe?
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on March 05, 2010, 07:35:14 AM
I feel like such a failure for whipping out a Discover card when it's time to pay.
Title: Re: How Many Credit Cards Do You Have?
Post by: weird roberts foam finger on March 05, 2010, 10:09:07 AM
I have 11

The first thing I thought when I read this was that you must have a Costanza wallet. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 05, 2010, 10:13:32 AM
I have 11

The first thing I thought when I read this was that you must have a Costanza wallet. 

I only carry one  :)
Title: Re: How Many Credit Cards Do You Have?
Post by: weird roberts foam finger on March 05, 2010, 10:33:20 AM
I have 11

The first thing I thought when I read this was that you must have a Costanza wallet. 

I only carry one  :)

Yeah, I figured that.  I think I just like the mental image of an exploding wallet.
Title: Re: How Many Credit Cards Do You Have?
Post by: Jeffy on March 05, 2010, 09:09:21 PM
http://consumerist.com/2009/11/ex-bank-of-america-employee-tells-all-in-youtube-video.html

It's like doing business with the devil.
Title: Re: How Many Credit Cards Do You Have?
Post by: SuperG on March 25, 2010, 01:00:54 AM
http://consumerist.com/2009/11/ex-bank-of-america-employee-tells-all-in-youtube-video.html

It's like doing business with the devil.

Or maybe Ralph Nader is the devil.

&feature=related
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on March 25, 2010, 10:18:45 AM
I have to fly to DC from Wichita this summer, most likely on Delta.  I'd prefer not to have to pay anything for this.  Looking to the free travel aficionados here.  Any advice on this? 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 25, 2010, 10:42:16 AM
You can get the Delta Amex with no fee for the first year and get 25k (I think) miles after the first purchase.  That will either get you a free flight there or get you $250 off a Delta flight as miles can be converted to dollars for flights if you have the card.  Make sure to cancel it before the first year is up though or it has an annual fee of $45 or $75. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on March 25, 2010, 10:53:52 AM
You can get the Delta Amex with no fee for the first year and get 25k (I think) miles after the first purchase.  That will either get you a free flight there or get you $250 off a Delta flight as miles can be converted to dollars for flights if you have the card.  Make sure to cancel it before the first year is up though or it has an annual fee of $45 or $75. 

Perfect.  Thanks. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 25, 2010, 11:05:52 AM
Oh, also, they have a business amex gold card too.  You can sign up for both.  Just make up a company and say you have zero earnings because you are just starting.  I did both with no problems.  You should then get double the sign up bonus.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 25, 2010, 11:07:48 AM
You can get the Delta Amex with no fee for the first year and get 25k (I think) miles after the first purchase.  That will either get you a free flight there or get you $250 off a Delta flight as miles can be converted to dollars for flights if you have the card.  Make sure to cancel it before the first year is up though or it has an annual fee of $45 or $75. 

Perfect.  Thanks. 

the potential problem is that you won't get the card until a few weeks after you sign up, and then you won't get the miles for a few more weeks after that. by that time, there may not be seats and stuff left on the flights you want. potentially an issue.
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on March 25, 2010, 11:16:50 AM
You can get the Delta Amex with no fee for the first year and get 25k (I think) miles after the first purchase.  That will either get you a free flight there or get you $250 off a Delta flight as miles can be converted to dollars for flights if you have the card.  Make sure to cancel it before the first year is up though or it has an annual fee of $45 or $75. 

Perfect.  Thanks. 

the potential problem is that you won't get the card until a few weeks after you sign up, and then you won't get the miles for a few more weeks after that. by that time, there may not be seats and stuff left on the flights you want. potentially an issue.

I have some time. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 25, 2010, 11:26:53 AM
You can get the Delta Amex with no fee for the first year and get 25k (I think) miles after the first purchase.  That will either get you a free flight there or get you $250 off a Delta flight as miles can be converted to dollars for flights if you have the card.  Make sure to cancel it before the first year is up though or it has an annual fee of $45 or $75. 

Perfect.  Thanks. 



I have some time. 


here's an offer that could get you 35,000...

https://www201.americanexpress.com/cards/Applyfservlet?csi=24/34268/b/293
the potential problem is that you won't get the card until a few weeks after you sign up, and then you won't get the miles for a few more weeks after that. by that time, there may not be seats and stuff left on the flights you want. potentially an issue.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 25, 2010, 12:48:12 PM
here's an offer that could get you 35,000...

https://www201.americanexpress.com/cards/Applyfservlet?csi=24/34268/b/293


Yeah, use this one.  Much better for you.  :AA: (< but Delta) .  Another good thing about Delta is that you can use the miles on any available seat if you pay with miles.  So, if you spend $1k on this card in the first 3 months you can get $350 off any delta ticket available even at the last minute.  Check to see what an award ticket would cost vs. pay with points as dollars as sometimes it's much cheaper to get a straight award ticket.  Sounds confusing but I'll walk you through it once you want to book something. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on March 25, 2010, 02:10:21 PM
here's an offer that could get you 35,000...

https://www201.americanexpress.com/cards/Applyfservlet?csi=24/34268/b/293


Yeah, use this one.  Much better for you.  :AA: (< but Delta) .  Another good thing about Delta is that you can use the miles on any available seat if you pay with miles.  So, if you spend $1k on this card in the first 3 months you can get $350 off any delta ticket available even at the last minute.  Check to see what an award ticket would cost vs. pay with points as dollars as sometimes it's much cheaper to get a straight award ticket.  Sounds confusing but I'll walk you through it once you want to book something. 

Sounds good.  Appreciate the help.  I'm off and running on this one.  Have to fly to Denver and Seattle later this year also.  Frontier would be the best for both of those from here.  Do they have anything? 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 25, 2010, 02:25:55 PM
Frontier formerlly had a really good deal but they aren't running it now.  I signed up when they were giving 40k miles for $750 in purchases within the first 3 months.  That's enough for 2 roun trips (all of theirs are 20k).  The crappy thing about Frontier is they have very limited reward seat availability.  Probably wouldn't be a problem for the Denver route as that is their hub but Seattle would be a problem.  Also, Frontier usually doesn't waive the annual fee the first year so you have to pay either $45 or $75 up front.  At least I did.  Though that may have been just because of the 40k special.  Either way, kind of a pain in the ass airline point program.  American and Delta are the easiest to use.  Also, American has the business and personal cards you can sign up for at the same time. 
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on March 25, 2010, 04:27:02 PM
Why you need multiple credit cards (http://articles.moneycentral.msn.com/Banking/CreditCardSmarts/WhyYouNeedMultipleCreditCards.aspx)

Woohoo, some Marquette professor has 15 cards. Figured if Jeffy was against it it was probably good, but still a little hesitant on what it would do to credit score. I'm all in now!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 31, 2010, 04:32:48 PM
So, another thing to do is ask for a retention bonus when you go to cancel the credit card.  I just got off the phone with Citi about my AA visa.  I told them I wanted to cancel it and they were all, "you've been a great customer of the 4 months you've had the card.  I'll give you 3k miles to not cancel!" and I was all, "yeah, ok."  Now I have 3k more miles and will cancel the card next week.
 :driving:
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on April 05, 2010, 05:05:35 PM
So does that database pretty much have the best deals out there? And in reading the Frugal Travel Guy's blog, he seems to pay attention to who the credit reporting agency is. For Kansas the creditpulls database doesn't seem to be too good. A lot of cards not listed. Do you guys pay attention to that?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 07, 2010, 08:54:29 PM
http://www.flyertalk.com/forum/united-mileage-plus/1069868-chase-milage-plus-visa-50-000-miles-sign-up-promotion-2.html

Really good deal if you fly United. 50k United is good for two round trip domestics I think.  No annual fee the first year.  Only requires $250 in spend.  To get it:

Sign up for a mileage plus number before calling if you don't have one:
Call Mileage Plus Customer Service (1-800-421-4655 for non-elites)
1. Choose “manage my account”
2. Let them know your mileage plus number and zip code
3. Say “more options”
4. Finally say “apply for a United mileage plus card”
5. When they answer tell them you want to sign up for the card with the 50k deal
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 07, 2010, 09:46:11 PM
http://www.flyertalk.com/forum/united-mileage-plus/1069868-chase-milage-plus-visa-50-000-miles-sign-up-promotion-2.html

Really good deal if you fly United. 50k United is good for two round trip domestics I think.  No annual fee the first year.  Only requires $250 in spend.  To get it:

Sign up for a mileage plus number before calling if you don't have one:
Call Mileage Plus Customer Service (1-800-421-4655 for non-elites)
1. Choose “manage my account”
2. Let them know your mileage plus number and zip code
3. Say “more options”
4. Finally say “apply for a United mileage plus card”
5. When they answer tell them you want to sign up for the card with the 50k deal

 :eek: wow. that's really good.


btw, i'm going to california next week. staying at the sheraton in la jolla because starwood is just finishing up a promo where if you stay four consecutive nights somewhere they will quadruple your points earned. also a separate deal where you can get an extra 1000 points per stay. all in all, staying five nights and will get 7,500 points.  :fatty:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 08, 2010, 07:14:12 AM
http://www.flyertalk.com/forum/united-mileage-plus/1069868-chase-milage-plus-visa-50-000-miles-sign-up-promotion-2.html

Really good deal if you fly United. 50k United is good for two round trip domestics I think.  No annual fee the first year.  Only requires $250 in spend.  To get it:

Sign up for a mileage plus number before calling if you don't have one:
Call Mileage Plus Customer Service (1-800-421-4655 for non-elites)
1. Choose “manage my account”
2. Let them know your mileage plus number and zip code
3. Say “more options”
4. Finally say “apply for a United mileage plus card”
5. When they answer tell them you want to sign up for the card with the 50k deal

 :eek: wow. that's really good.


btw, i'm going to california next week. staying at the sheraton in la jolla because starwood is just finishing up a promo where if you stay four consecutive nights somewhere they will quadruple your points earned. also a separate deal where you can get an extra 1000 points per stay. all in all, staying five nights and will get 7,500 points.  :fatty:

 :drool:
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on April 08, 2010, 11:33:17 AM
http://www.flyertalk.com/forum/united-mileage-plus/1069868-chase-milage-plus-visa-50-000-miles-sign-up-promotion-2.html

Really good deal if you fly United. 50k United is good for two round trip domestics I think.  No annual fee the first year.  Only requires $250 in spend.  To get it:

Sign up for a mileage plus number before calling if you don't have one:
Call Mileage Plus Customer Service (1-800-421-4655 for non-elites)
1. Choose “manage my account”
2. Let them know your mileage plus number and zip code
3. Say “more options”
4. Finally say “apply for a United mileage plus card”
5. When they answer tell them you want to sign up for the card with the 50k deal

Signed up.  :pbj:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 09, 2010, 01:06:20 PM
for people who don't like the idea of a credit card, here is a checking account offer. you can apparently even sign up for it online.

http://boardingarea.com/blogs/onemileatatime/2010/03/30/chase-extends-checking-account-offer-for-continental-miles-through-june-30/
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on April 14, 2010, 08:25:24 PM
Saw a commercial for American Express Preferred Rewards Gold Card, gives you a point for every dollar, and I think a bunch when you sign up, can use points for HHonors, delta skymiles and other random crap. Is this a good rewards deal compared to other rewards deals? can you even use american express anywhere?
Title: Re: How Many Credit Cards Do You Have?
Post by: fatty fat fat on April 14, 2010, 08:26:28 PM
Chase Sapphire.

The Commercial.

That memorizing commercial.

My, God.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 15, 2010, 07:56:26 AM
Saw a commercial for American Express Preferred Rewards Gold Card, gives you a point for every dollar, and I think a bunch when you sign up, can use points for HHonors, delta skymiles and other random crap. Is this a good rewards deal compared to other rewards deals? can you even use american express anywhere?

It's pretty good.  Only lame places don't take American Express (Subway and Sams Club are the only ones I have run into in Omaha but Sams doesn't even take Visa).  Here is some stuff on it:

http://www201.americanexpress.com/getthecard/learn-about/Premier-Rewards-Gold/25kLTO_1000in3/40208?PID=1&BUID=CCG&PSKU=SJH&CRTV=SJSJH25KLTO&EAID=TTebV0zRjlI-YAboKNE%2F7S%2AGL%2AY9P0XXFA

Appears they have a special going on where you get 25k instead of 10k if you spend $1k in the first 3 months.  The link doesn't bring this up but the travel guy says this:

Quote
Note on the Amex Premier Rewards Card Sign Up Promo

Both of the affiliate link companies that offer me ads now have this promotion available regardless if it shows or not in the printed material on the application, I would copy my bullet points description from the blog and assume you will get the bonus. In the end YMMV but I don't think you will have an issue if you apply between 4/13 and 4/26/10

Sorry, I have no other info other than what is provided me.



"From April 13 through April 26, new Premier Rewards Gold Card Cardmembers will earn 25,000 Membership Rewards® points after $1,000 spend in 3 months. That's an extra 10,000 Membership Rewards® points above the standard offer (15,000 Membership Rewards® points after $1,000 spend in 3 months)!

Please ensure that the limited time offer is reflected on your sites only from April 13 through April 26. Failure to update changes by the key date will result in your links being removed.

American Express® PremierRewards Gold Card
**Updated Bullet Points**

For a limited time - earn 25,000 Membership Rewards ® bonus points when you spend $1,000 in 3 months, redeemable toward one domestic coach-class ticket. Offer expires 04/27/2010.
Earn Membership Rewards® points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else.
Earn 15,000 bonus points when you spend $30,000 per calendar year.
No annual fee for your first year, a savings of $175"

The annual fee is a monster $175 so make sure you cancel before the first year is up so you don't have to pay that.  I would also be kind of nervous that the application site doesn't show the extra 15k points you get for signing up between April 13 and April 26 so I would call to confirm before submitting it.  25k is pretty great though if you don't have to pay an annual fee.
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on April 16, 2010, 09:31:57 AM
Saw a commercial for American Express Preferred Rewards Gold Card, gives you a point for every dollar, and I think a bunch when you sign up, can use points for HHonors, delta skymiles and other random crap. Is this a good rewards deal compared to other rewards deals? can you even use american express anywhere?

It's pretty good.  Only lame places don't take American Express (Subway and Sams Club are the only ones I have run into in Omaha but Sams doesn't even take Visa).  Here is some stuff on it:

http://www201.americanexpress.com/getthecard/learn-about/Premier-Rewards-Gold/25kLTO_1000in3/40208?PID=1&BUID=CCG&PSKU=SJH&CRTV=SJSJH25KLTO&EAID=TTebV0zRjlI-YAboKNE%2F7S%2AGL%2AY9P0XXFA

Appears they have a special going on where you get 25k instead of 10k if you spend $1k in the first 3 months.  The link doesn't bring this up but the travel guy says this:

Quote
Note on the Amex Premier Rewards Card Sign Up Promo

Both of the affiliate link companies that offer me ads now have this promotion available regardless if it shows or not in the printed material on the application, I would copy my bullet points description from the blog and assume you will get the bonus. In the end YMMV but I don't think you will have an issue if you apply between 4/13 and 4/26/10

Sorry, I have no other info other than what is provided me.



"From April 13 through April 26, new Premier Rewards Gold Card Cardmembers will earn 25,000 Membership Rewards® points after $1,000 spend in 3 months. That's an extra 10,000 Membership Rewards® points above the standard offer (15,000 Membership Rewards® points after $1,000 spend in 3 months)!

Please ensure that the limited time offer is reflected on your sites only from April 13 through April 26. Failure to update changes by the key date will result in your links being removed.

American Express® PremierRewards Gold Card
**Updated Bullet Points**

For a limited time - earn 25,000 Membership Rewards ® bonus points when you spend $1,000 in 3 months, redeemable toward one domestic coach-class ticket. Offer expires 04/27/2010.
Earn Membership Rewards® points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else.
Earn 15,000 bonus points when you spend $30,000 per calendar year.
No annual fee for your first year, a savings of $175"

The annual fee is a monster $175 so make sure you cancel before the first year is up so you don't have to pay that.  I would also be kind of nervous that the application site doesn't show the extra 15k points you get for signing up between April 13 and April 26 so I would call to confirm before submitting it.  25k is pretty great though if you don't have to pay an annual fee.

raquet, were you looking at the Premier Rewards card or the Preferred Rewards card? Unless you see a different deal somewhere else it looks like the Preferred Rewards card doesn't come with any sign-up bonus. I got the Premier Rewards card two days ago. The application site does say 25k now and when I signed up it said 25k with first purchase instead of after $1000. I didn't get proof of it, but either way I'm cool with it. Got my Chase United Mileage Plus Visa Signature in the mail yesterday.  :blush:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 16, 2010, 10:11:40 AM
Got the Chase United Card approved but haven't received it yet. 

 :driving:  :excited: (< me and the co-pilot when he lets me fly the plane)
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 16, 2010, 10:33:26 AM
2 questions (plus followups) on this chase united thing.

1).  if someone (possibly canadian) already had a chase united card and wanted to get this new special one, could they do that?  what if they didn't want to call in because of the calling expense and because of how they don't like talking on the phone?  could it be done over the internet?
2).  could they just get a business card, or whatever?  if they could get a normal one with a normal name, could they get a 2nd one with a fake business?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 16, 2010, 10:37:46 AM
2 questions (plus followups) on this chase united thing.

1).  if someone (possibly canadian) already had a chase united card and wanted to get this new special one, could they do that?  what if they didn't want to call in because of the calling expense and because of how they don't like talking on the phone?  could it be done over the internet?
2).  could they just get a business card, or whatever?  if they could get a normal one with a normal name, could they get a 2nd one with a fake business?

1)  It says you have to be a first time United Card holder.  But, if you have cancelled your other card prior to now some people on flyertalk said they have had success re-applying and getting the bonus.  It seems Chase doesn't really pay attention to this a lot of the time.  I doubt it would work if you tried signing up while still having an active card though.  I did do this with Hilton once back before Citi started paying attention and got another bonus but they seem to be cracking down on this.  Everything I have read has mentioned that you have to do it by phone.
2)  Don't know about the business card deal.  Couldn't hurt calling and trying it though (except in this Canadian guys instance where it would hurt calling). 
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 16, 2010, 10:40:06 AM
is this one of those things where if a canadian waits till he's in the usa for whatever reason to make calls and inquiries, the offer will probably be pulled out from under his feet before he get there?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 16, 2010, 10:42:55 AM
is this one of those things where if a canadian waits till he's in the usa for whatever reason to make calls and inquiries, the offer will probably be pulled out from under his feet before he get there?

Yeah, it will prob. only be around for a month or two.  That seems to be about how long the really good deals stay up. 
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on April 20, 2010, 09:33:43 AM
New Citi American Airlines deal, www.miles8.citicards.com. 30000 miles after $750 in 4 months, 5000 bonus miles after $5000 in 12 months, and no annual fee for first year.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 20, 2010, 09:43:19 AM
New Citi American Airlines deal, www.miles8.citicards.com. 30000 miles after $750 in 4 months, 5000 bonus miles after $5000 in 12 months, and no annual fee for first year.

That's pretty decent.  Basically 40k for $5k spend. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 29, 2010, 07:38:11 AM
The United deal ends April 30 (friday)
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on May 02, 2010, 01:40:35 PM
Staying in a Hilton in DC this summer.  Anything here? 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 03, 2010, 01:48:48 PM
http://www.unitedcontinentalmerger.com/press-release
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 03, 2010, 01:56:44 PM
Staying in a Hilton in DC this summer.  Anything here? 

Hilton Miles are hard to use anymore.  Almost all the major city locations are going to be 40-50k a night.  I just spent the last of our Hilton miles to go to Napa/San Fran this coming weekend and I don't see myself working to get more of them when there is a Starwood hotel available. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 14, 2010, 05:20:34 PM
Pretty easy miles with no credit worries.  Open a Chase checking account and make 5 debit card purchases and earn 10k Continental miles.  Open with a preferred debit card and make a purchase with it and get an additional 15k.  The preferred card costs $25 a year and you get your first checked bag free if you have it.  25k is enough for one domestic round trip on continental or one of their partners.  I think you can use them for United flights too.  Continental is the only carrier that flys nonstop from Omaha to NYC so I kinda like them though that's pretty much the only flight I ever fly Continental for.

https://www.chase.com/index.jsp?pg_name=ccpmapp/shared/marketing/page/Continental_Consumer_9938

One downside is you have to print off the certificate and actually take it to a Chase branch to sign up.   There isn't a single Chase within 50 miles of Omaha. 
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 14, 2010, 06:06:30 PM
One downside is you have to print off the certificate and actually take it to a Chase branch to sign up.

 :runaway:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 17, 2010, 07:15:56 AM
http://frugaltravelguy.blogspot.com/2010/05/our-next-great-card-offer-with-no.html

Never had a non-affiliated travel card before.  May do this as apparently you can transfer the 25k to any program which is pretty damn convenient. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 20, 2010, 07:32:38 AM
This one is interesting because it's not attached to any one carrier (also because fff likes the commercials).  They have a special to get 25k Chase points if you spend $3k in 3 months.  While that's only enough for 1 domestic ticket it has advantages in that you can use it on any airline for any available seat.  Most airlines will only have a certain number of seats on each flight available for miles redemption.  Some (Delta, United, American (using AA miles and not BA)) seem to have more available than others (Frontier, AA using BA miles  :chainsaw: ).  Anyway, it's only one free domestic as opposed to the 2 with the United deal or 4 with the BA deal but will come in handy if you want to go somewhere expensive or on short notice.  Also, no fee for the first year.

http://www.getchasesapphire.com/preferred/25flight/?CELL=6H8X&AFFID=d9D3Sr3Tcmk-foqaVFTEcfKqoOlDR3VWMA
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on May 20, 2010, 07:50:04 AM
This one is interesting because it's not attached to any one carrier (also because fff likes the commercials).  They have a special to get 25k Chase points if you spend $3k in 3 months.  While that's only enough for 1 domestic ticket it has advantages in that you can use it on any airline for any available seat.  Most airlines will only have a certain number of seats on each flight available for miles redemption.  Some (Delta, United, American (using AA miles and not BA)) seem to have more available than others (Frontier, AA using BA miles  :chainsaw: ).  Anyway, it's only one free domestic as opposed to the 2 with the United deal or 4 with the BA deal but will come in handy if you want to go somewhere expensive or on short notice.  Also, no fee for the first year.

http://www.getchasesapphire.com/preferred/25flight/?CELL=6H8X&AFFID=d9D3Sr3Tcmk-foqaVFTEcfKqoOlDR3VWMA

i read somewhere (re:flying american using ba miles) that it is better to search the aa website for available flights and then call ba on the phone. it has something to do w/ the ba site not shwoing aa flights that use connections to get you where you want to go or something weird like that. anyway, i think that as long as the american site is showing available seats at the lowest rate (12.5 for domestic one way, etc.) then i think you can get it by calling in. not sure if this helps you or if it's actually true.


also, that united 50,000 miles deal that used to be phone in only and is now dead is apparently now available for sign up on the internets...

https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=CY8S#
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 20, 2010, 08:02:23 AM
i read somewhere (re:flying american using ba miles) that it is better to search the aa website for available flights and then call ba on the phone. it has something to do w/ the ba site not shwoing aa flights that use connections to get you where you want to go or something weird like that. anyway, i think that as long as the american site is showing available seats at the lowest rate (12.5 for domestic one way, etc.) then i think you can get it by calling in. not sure if this helps you or if it's actually true.

This is very good to know. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 27, 2010, 07:03:06 AM
Good hotel card sign up bonus.  If you have never had the Visa Signature Marriott Card you can sign up now and get 50k points for your first purchase.  You also get a fee night stay coupon for a cat. 1-4 hotel.  50k is enough for 5 nights in the Manhattan Fairfield Inn (and with the Cat. 1-4 coupon you could get a sixth).  50k will also get you 2 nights in either Kauai or Oahu.  It is noramally 30k sign up bonus.  You do have to pay the annual fee of $65 iirc but it isn't much for what you get (imo).

https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=CQJC&CELL=6JXN&AFFID=&CLICK=&CID=&PROMO=DF01
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on May 27, 2010, 07:49:31 AM
Good hotel card sign up bonus.  If you have never had the Visa Signature Marriott Card you can sign up now and get 50k points for your first purchase.  You also get a fee night stay coupon for a cat. 1-4 hotel.  50k is enough for 5 nights in the Manhattan Fairfield Inn (and with the Cat. 1-4 coupon you could get a sixth).  50k will also get you 2 nights in either Kauai or Oahu.  It is noramally 30k sign up bonus.  You do have to pay the annual fee of $65 iirc but it isn't much for what you get (imo).

https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=CQJC&CELL=6JXN&AFFID=&CLICK=&CID=&PROMO=DF01

man. that's really good. a year ago it was 20k and a free cat 1-4.  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 27, 2010, 08:26:30 AM
Good hotel card sign up bonus.  If you have never had the Visa Signature Marriott Card you can sign up now and get 50k points for your first purchase.  You also get a fee night stay coupon for a cat. 1-4 hotel.  50k is enough for 5 nights in the Manhattan Fairfield Inn (and with the Cat. 1-4 coupon you could get a sixth).  50k will also get you 2 nights in either Kauai or Oahu.  It is noramally 30k sign up bonus.  You do have to pay the annual fee of $65 iirc but it isn't much for what you get (imo).

https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=CQJC&CELL=6JXN&AFFID=&CLICK=&CID=&PROMO=DF01

Could this be pulled off if in time to check into the Marriott in OKC for free tomorrow afternoon?
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on May 27, 2010, 08:29:17 AM
Are there any good cards that don't have an annual fee? Anytime it lists an annual fee I feel a cold, shiver down my spine and can't bring myself to sign up.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 27, 2010, 08:32:20 AM
Good hotel card sign up bonus.  If you have never had the Visa Signature Marriott Card you can sign up now and get 50k points for your first purchase.  You also get a fee night stay coupon for a cat. 1-4 hotel.  50k is enough for 5 nights in the Manhattan Fairfield Inn (and with the Cat. 1-4 coupon you could get a sixth).  50k will also get you 2 nights in either Kauai or Oahu.  It is noramally 30k sign up bonus.  You do have to pay the annual fee of $65 iirc but it isn't much for what you get (imo).

https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=CQJC&CELL=6JXN&AFFID=&CLICK=&CID=&PROMO=DF01

Could this be pulled off if in time to check into the Marriott in OKC for free tomorrow afternoon?

No, you have to wait 15-30 days to receive the card and make a purchase :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 27, 2010, 08:33:09 AM
Are there any good cards that don't have an annual fee? Anytime it lists an annual fee I feel a cold, shiver down my spine and can't bring myself to sign up.

ya, a lot will waive it for the first year.  You just have to remember to cancel it before the first year is up. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on May 27, 2010, 08:39:16 AM
Are there any good cards that don't have an annual fee? Anytime it lists an annual fee I feel a cold, shiver down my spine and can't bring myself to sign up.

ya, a lot will waive it for the first year.  You just have to remember to cancel it before the first year is up. 

 most actually will, but super insane deals like this one and that BA one are worth the sixty or seventy bucks to me.
Title: Re: How Many Credit Cards Do You Have?
Post by: hillwalking03 on May 27, 2010, 09:13:05 AM
Are there any good cards that don't have an annual fee? Anytime it lists an annual fee I feel a cold, shiver down my spine and can't bring myself to sign up.

I believe USAA Banking is open to everyone.  Their rewards credit card is the best.  No annual fee, 1 point for every dollar purchased.  Got two free tickets to Hawaii one time from the points.  They can also be converted into cash back, or redeemed for merchandise and gift cards.  I would really look into it.

https://www.usaa.com/inet/ent_utils/McStaticPages?key=banking_credit_cards_world_mastercard (https://www.usaa.com/inet/ent_utils/McStaticPages?key=banking_credit_cards_world_mastercard)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 20, 2010, 02:27:17 PM
If you can't keep track of all your reward programs I recommend using awardwallet.com.  I am tracking 19 different programs on it.  It shows your balance, travel plans with each carrier and your miles expiration date.  Very easy to set up and use. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 20, 2010, 02:53:19 PM
19 different programs 

 :eek:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 26, 2010, 11:37:14 AM
really, really good southwest deal.

http://www.mychasecreditcards.com/southwest/DenverSpecialOffer
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 26, 2010, 12:00:22 PM
really, really good southwest deal.

http://www.mychasecreditcards.com/southwest/DenverSpecialOffer

Wow, other than being SW that is pretty amazing. The 8 credits for balance transfers is garbage but the $500 gift card is ridic. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 26, 2010, 03:21:32 PM
really, really good southwest deal.

http://www.mychasecreditcards.com/southwest/DenverSpecialOffer

Wow, other than being SW that is pretty amazing. The 8 credits for balance transfers is garbage but the $500 gift card is ridic. 

yeah. the balance transfer stuff is pretty stupid. basically three roundtrips for $59 and 5k spend in first three months though (assuming southwest roundtirp flight of $250). southwest also flies into and out of vegas a ton too, so i guess it'd be good for that.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on June 27, 2010, 01:24:45 AM
I was doing some research on this stuff and am trying to plan out a trip next year in which I would like to use points to pay for chunks of.  Am I correct in learning through my online research that, even though theyre called miles, they work nothing like miles for any of these cards?  Theyre all pretty much part of a points system?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 27, 2010, 01:54:11 AM
I was doing some research on this stuff and am trying to plan out a trip next year in which I would like to use points to pay for chunks of.  Am I correct in learning through my online research that, even though theyre called miles, they work nothing like miles for any of these cards?  Theyre all pretty much part of a points system?


yes.

example... 25,000 american airlines miles will get you roundtrip anywhere in continental usa, just like a certain number of priority club or starwood points will get get you a certain hotel, etc. there are only so many seats designated for reward points/miles though, so depending on where you are going, you might have to book pretty far in advance.

another example....wife wants to go to ny this fall. still plenty of oppys for her to do this out of mhk via aa. if she wanted to go somewhere else, maybe not. it's very city to city and day dependant. you can search for what is available. people who are in a good position to take advantage of this (a pretty insidery aa joke :lol:) and don't are pretty dumb. dumb, dumb, dumb.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 27, 2010, 08:49:34 AM
I was doing some research on this stuff and am trying to plan out a trip next year in which I would like to use points to pay for chunks of.  Am I correct in learning through my online research that, even though theyre called miles, they work nothing like miles for any of these cards?  Theyre all pretty much part of a points system?


yes.

example... 25,000 american airlines miles will get you roundtrip anywhere in continental usa, just like a certain number of priority club or starwood points will get get you a certain hotel, etc. there are only so many seats designated for reward points/miles though, so depending on where you are going, you might have to book pretty far in advance.

another example....wife wants to go to ny this fall. still plenty of oppys for her to do this out of mhk via aa. if she wanted to go somewhere else, maybe not. it's very city to city and day dependant. you can search for what is available. people who are in a good position to take advantage of this (a pretty insidery aa joke :lol:) and don't are pretty dumb. dumb, dumb, dumb.

OMG LOL  ;)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 30, 2010, 02:55:25 PM
SPG is now offering 30k miles with $1k spent in the first 3 months.  This is a very good deal.  For reference, 30k would have been enough to stay 10 nights at OKCPak and it's almost enough for 3 nights at the Westin Maui.  This is also, imo, the best card to use as your everyday card.  It gives you 1 SPG per dollar spent and they can be transfered 1 for 1 to any frequent flyer program if you don't want to use them to stay at Starwood properties (Westin, Sheraton, W, St. Regis, Le Meridien, A Loft, etc.). 

https://www143.americanexpress.com/apisites/microsite/ApplicationFormApp.do?partnerId=95&channel=1000&sourceCode=&authid=&cardType=STPC&seqNumber=248&returnUrl=https://americanexpress.com&btct=AMEX_APPLY_Main_apply_starwood30k_n3:Targeted&ct11=AMEX_APPLY_Main_apply_starwood30k_n3

Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on June 30, 2010, 04:36:32 PM
SPG is now offering 30k miles with $1k spent in the first 3 months.  This is a very good deal.  For reference, 30k would have been enough to stay 10 nights at OKCPak and it's almost enough for 3 nights at the Westin Maui.  This is also, imo, the best card to use as your everyday card.  It gives you 1 SPG per dollar spent and they can be transfered 1 for 1 to any frequent flyer program if you don't want to use them to stay at Starwood properties (Westin, Sheraton, W, St. Regis, Le Meridien, A Loft, etc.). 

https://www143.americanexpress.com/apisites/microsite/ApplicationFormApp.do?partnerId=95&channel=1000&sourceCode=&authid=&cardType=STPC&seqNumber=248&returnUrl=https://americanexpress.com&btct=AMEX_APPLY_Main_apply_starwood30k_n3:Targeted&ct11=AMEX_APPLY_Main_apply_starwood30k_n3



Been trying to get in on this one for awhile now.  Damn my college-studentesque non-existant credi
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 30, 2010, 05:53:33 PM
SPG is now offering 30k miles with $1k spent in the first 3 months.  This is a very good deal.  For reference, 30k would have been enough to stay 10 nights at OKCPak and it's almost enough for 3 nights at the Westin Maui.  This is also, imo, the best card to use as your everyday card.  It gives you 1 SPG per dollar spent and they can be transfered 1 for 1 to any frequent flyer program if you don't want to use them to stay at Starwood properties (Westin, Sheraton, W, St. Regis, Le Meridien, A Loft, etc.). 

https://www143.americanexpress.com/apisites/microsite/ApplicationFormApp.do?partnerId=95&channel=1000&sourceCode=&authid=&cardType=STPC&seqNumber=248&returnUrl=https://americanexpress.com&btct=AMEX_APPLY_Main_apply_starwood30k_n3:Targeted&ct11=AMEX_APPLY_Main_apply_starwood30k_n3



that is absolutely amazing. also, a person can get both the personal and the business card. that would be 60,000. absolutely incredible deal.

would get you tons of nights at a starwood or you could turn them into 75,000 AA miles and get three roundtrips in the us or two roundtrips to mexico/caribbean.
can also use spg nights and flights and get five nights at a cat 3 and 50,000 AA miles. just insanely amazing deal.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on June 30, 2010, 10:21:35 PM
SPG is now offering 30k miles with $1k spent in the first 3 months.  This is a very good deal.  For reference, 30k would have been enough to stay 10 nights at OKCPak and it's almost enough for 3 nights at the Westin Maui.  This is also, imo, the best card to use as your everyday card.  It gives you 1 SPG per dollar spent and they can be transfered 1 for 1 to any frequent flyer program if you don't want to use them to stay at Starwood properties (Westin, Sheraton, W, St. Regis, Le Meridien, A Loft, etc.). 

https://www143.americanexpress.com/apisites/microsite/ApplicationFormApp.do?partnerId=95&channel=1000&sourceCode=&authid=&cardType=STPC&seqNumber=248&returnUrl=https://americanexpress.com&btct=AMEX_APPLY_Main_apply_starwood30k_n3:Targeted&ct11=AMEX_APPLY_Main_apply_starwood30k_n3



that is absolutely amazing. also, a person can get both the personal and the business card. that would be 60,000. absolutely incredible deal.

would get you tons of nights at a starwood or you could turn them into 75,000 AA miles and get three roundtrips in the us or two roundtrips to mexico/caribbean.
can also use spg nights and flights and get five nights at a cat 3 and 50,000 AA miles. just insanely amazing deal.


So for a newbie at this stuff would this be a good first rewards card to get? On a scale of 1 to 10:

1: pffft this card sucks

3: mmmmh maybe get this card

5: yeah get this card if you have time to apply

7: GET this card, but only if mrs. raquetcat approves

9: GET THIS CARD, AMAZING DEAL :creditcardrewardboner:

10: If you don't get this card you belong in the medium/low intelligence thread

Really looking for some guidance from some HCCRIQ types  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 30, 2010, 11:55:05 PM
SPG is now offering 30k miles with $1k spent in the first 3 months.  This is a very good deal.  For reference, 30k would have been enough to stay 10 nights at OKCPak and it's almost enough for 3 nights at the Westin Maui.  This is also, imo, the best card to use as your everyday card.  It gives you 1 SPG per dollar spent and they can be transfered 1 for 1 to any frequent flyer program if you don't want to use them to stay at Starwood properties (Westin, Sheraton, W, St. Regis, Le Meridien, A Loft, etc.). 

https://www143.americanexpress.com/apisites/microsite/ApplicationFormApp.do?partnerId=95&channel=1000&sourceCode=&authid=&cardType=STPC&seqNumber=248&returnUrl=https://americanexpress.com&btct=AMEX_APPLY_Main_apply_starwood30k_n3:Targeted&ct11=AMEX_APPLY_Main_apply_starwood30k_n3



that is absolutely amazing. also, a person can get both the personal and the business card. that would be 60,000. absolutely incredible deal.

would get you tons of nights at a starwood or you could turn them into 75,000 AA miles and get three roundtrips in the us or two roundtrips to mexico/caribbean.
can also use spg nights and flights and get five nights at a cat 3 and 50,000 AA miles. just insanely amazing deal.

Just took the plunge and signed up for this.  Still need to dig out my pre-existing credit cards and hotel cards and airline cards out of my desk and have you guys set up a plan for me.  But this can be the starting point.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 01, 2010, 06:16:09 AM
SPG is now offering 30k miles with $1k spent in the first 3 months.  This is a very good deal.  For reference, 30k would have been enough to stay 10 nights at OKCPak and it's almost enough for 3 nights at the Westin Maui.  This is also, imo, the best card to use as your everyday card.  It gives you 1 SPG per dollar spent and they can be transfered 1 for 1 to any frequent flyer program if you don't want to use them to stay at Starwood properties (Westin, Sheraton, W, St. Regis, Le Meridien, A Loft, etc.). 

https://www143.americanexpress.com/apisites/microsite/ApplicationFormApp.do?partnerId=95&channel=1000&sourceCode=&authid=&cardType=STPC&seqNumber=248&returnUrl=https://americanexpress.com&btct=AMEX_APPLY_Main_apply_starwood30k_n3:Targeted&ct11=AMEX_APPLY_Main_apply_starwood30k_n3



that is absolutely amazing. also, a person can get both the personal and the business card. that would be 60,000. absolutely incredible deal.

would get you tons of nights at a starwood or you could turn them into 75,000 AA miles and get three roundtrips in the us or two roundtrips to mexico/caribbean.
can also use spg nights and flights and get five nights at a cat 3 and 50,000 AA miles. just insanely amazing deal.


So for a newbie at this stuff would this be a good first rewards card to get? On a scale of 1 to 10:

1: pffft this card sucks

3: mmmmh maybe get this card

5: yeah get this card if you have time to apply

7: GET this card, but only if mrs. raquetcat approves

9: GET THIS CARD, AMAZING DEAL :creditcardrewardboner:

10: If you don't get this card you belong in the medium/low intelligence threadi

Really looking for some guidance from some HCCRIQ types  :dunno:
As a pure sign up reward it's pretty great but not as great as the British air 100k deal that was around last year. But, this is a much better card to start making all your daily purchases with. And, if you spend quite a bit on it during the year, you should be able to talk them into waiving the annual fee of $49. This is a perfect starting point if you are going to do it.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 01, 2010, 06:59:34 AM
SPG is now offering 30k miles with $1k spent in the first 3 months.  This is a very good deal.  For reference, 30k would have been enough to stay 10 nights at OKCPak and it's almost enough for 3 nights at the Westin Maui.  This is also, imo, the best card to use as your everyday card.  It gives you 1 SPG per dollar spent and they can be transfered 1 for 1 to any frequent flyer program if you don't want to use them to stay at Starwood properties (Westin, Sheraton, W, St. Regis, Le Meridien, A Loft, etc.). 

https://www143.americanexpress.com/apisites/microsite/ApplicationFormApp.do?partnerId=95&channel=1000&sourceCode=&authid=&cardType=STPC&seqNumber=248&returnUrl=https://americanexpress.com&btct=AMEX_APPLY_Main_apply_starwood30k_n3:Targeted&ct11=AMEX_APPLY_Main_apply_starwood30k_n3



that is absolutely amazing. also, a person can get both the personal and the business card. that would be 60,000. absolutely incredible deal.

would get you tons of nights at a starwood or you could turn them into 75,000 AA miles and get three roundtrips in the us or two roundtrips to mexico/caribbean.
can also use spg nights and flights and get five nights at a cat 3 and 50,000 AA miles. just insanely amazing deal.


So for a newbie at this stuff would this be a good first rewards card to get? On a scale of 1 to 10:

1: pffft this card sucks

3: mmmmh maybe get this card

5: yeah get this card if you have time to apply

7: GET this card, but only if mrs. raquetcat approves

9: GET THIS CARD, AMAZING DEAL :creditcardrewardboner:

10: If you don't get this card you belong in the medium/low intelligence threadi

Really looking for some guidance from some HCCRIQ types  :dunno:
As a pure sign up reward it's pretty great but not as great as the British air 100k deal that was around last year. But, this is a much better card to start making all your daily purchases with. And, if you spend quite a bit on it during the year, you should be able to talk them into waiving the annual fee of $49. This is a perfect starting point if you are going to do it.

i'd say it's about as good as british airways deal if you sign up for both the personal and the business one. no reason to sign up for just one. if you do this, i'd sign up for both.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 01, 2010, 08:18:58 AM
SPG is now offering 30k miles with $1k spent in the first 3 months.  This is a very good deal.  For reference, 30k would have been enough to stay 10 nights at OKCPak and it's almost enough for 3 nights at the Westin Maui.  This is also, imo, the best card to use as your everyday card.  It gives you 1 SPG per dollar spent and they can be transfered 1 for 1 to any frequent flyer program if you don't want to use them to stay at Starwood properties (Westin, Sheraton, W, St. Regis, Le Meridien, A Loft, etc.). 

https://www143.americanexpress.com/apisites/microsite/ApplicationFormApp.do?partnerId=95&channel=1000&sourceCode=&authid=&cardType=STPC&seqNumber=248&returnUrl=https://americanexpress.com&btct=AMEX_APPLY_Main_apply_starwood30k_n3:Targeted&ct11=AMEX_APPLY_Main_apply_starwood30k_n3



that is absolutely amazing. also, a person can get both the personal and the business card. that would be 60,000. absolutely incredible deal.

would get you tons of nights at a starwood or you could turn them into 75,000 AA miles and get three roundtrips in the us or two roundtrips to mexico/caribbean.
can also use spg nights and flights and get five nights at a cat 3 and 50,000 AA miles. just insanely amazing deal.


So for a newbie at this stuff would this be a good first rewards card to get? On a scale of 1 to 10:

1: pffft this card sucks

3: mmmmh maybe get this card

5: yeah get this card if you have time to apply

7: GET this card, but only if mrs. raquetcat approves

9: GET THIS CARD, AMAZING DEAL :creditcardrewardboner:

10: If you don't get this card you belong in the medium/low intelligence threadi

Really looking for some guidance from some HCCRIQ types  :dunno:
As a pure sign up reward it's pretty great but not as great as the British air 100k deal that was around last year. But, this is a much better card to start making all your daily purchases with. And, if you spend quite a bit on it during the year, you should be able to talk them into waiving the annual fee of $49. This is a perfect starting point if you are going to do it.

i'd say it's about as good as british airways deal if you sign up for both the personal and the business one. no reason to sign up for just one. if you do this, i'd sign up for both.

Dumb question.  How do you get to the same deal for a business card?  It was late and I didn't look very hard.  Also, would getting both cards also involve cancelling one or both as soon as you get the 30K points?

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 01, 2010, 08:24:26 AM
Dumb question.  How do you get to the same deal for a business card?  It was late and I didn't look very hard.  Also, would getting both cards also involve cancelling one or both as soon as you get the 30K points?



No, you can sign up for both and have both at the same time.  You can also use a make believe business.  Just make sure you spend $1k on each within 3 months and you will have 60k SPG points (20 nights in OKC)
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 01, 2010, 08:31:04 AM
Dumb question.  How do you get to the same deal for a business card?  It was late and I didn't look very hard.  Also, would getting both cards also involve cancelling one or both as soon as you get the 30K points?



No, you can sign up for both and have both at the same time.  You can also use a make believe business.  Just make sure you spend $1k on each within 3 months and you will have 60k SPG points (20 nights in OKC)

Yeah, where do I go to sign up for the business card and get that same 30K point deal?

I don't think I want to continually use one card for one hotel brand points beyond the initial bonus.  I'd rather do different deals to get a modest amount of points for various hotels so that I can have options for where to stay free depending on where I am.  For example, I need to get a bunch of Marriott and HHonors points now because if I was ever going to OKC again (doubtful) I'd want to stay at the Renaissance or the Hampton.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 01, 2010, 08:34:34 AM
Dumb question.  How do you get to the same deal for a business card?  It was late and I didn't look very hard.  Also, would getting both cards also involve cancelling one or both as soon as you get the 30K points?



No, you can sign up for both and have both at the same time.  You can also use a make believe business.  Just make sure you spend $1k on each within 3 months and you will have 60k SPG points (20 nights in OKC)

Yeah, where do I go to sign up for the business card and get that same 30K point deal?

I don't think I want to continually use one card for one hotel brand points beyond the initial bonus.  I'd rather do different deals to get a modest amount of points for various hotels so that I can have options for where to stay free depending on where I am.  For example, I need to get a bunch of Marriott and HHonors points now because if I was ever going to OKC again (doubtful) I'd want to stay at the Renaissance or the Hampton.

Hre is a link with both cards.

https://www143.americanexpress.com/apisites/LandingAction.do?partnerId=95&channel=1000&landingCode=93&IM=SPG_11549424SS_AMEX_US_RSS

For Hilton you are pretty much mumped.  They devalued their points and their sign up bonus is basically nothing.  It now takes 25k just to stay in the Hampton in Manhattan.  I used to use Hilton Honors as my go-to card but it now sucks and I've abandoned it.  Marriott still has a really good deal going though.  50k and a free night certificate at a cat. 1-4.  

https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=CQJC&CELL=6JXN&AFFID=&CLICK=&CID=&PROMO=DF01

I don't think this one waives the first year fee though so you will start out down $65 (basically nothing compared to what you are getting).
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 01, 2010, 08:53:50 AM
That's perfect.  Maybe I'll find some time this weekend to get all my current crap together and see what deals you guys can find that'll enhance what I've got and also eliminate current cards that are now worthless.

My current go-to card is Sony rewards.  I get free blu-ray players and stuff.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 01, 2010, 08:57:42 AM
And, if you spend quite a bit on it during the year, you should be able to talk them into waiving the annual fee of $49.

What's the timing on doing this?  Calling them at 11 months and saying you're going to cancel if they don't?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 01, 2010, 09:16:13 AM
And, if you spend quite a bit on it during the year, you should be able to talk them into waiving the annual fee of $49.

What's the timing on doing this?  Calling them at 11 months and saying you're going to cancel if they don't?

Yeah, and if they want to charge you the annual, just cancel.  And then, if you still want the card, sign back up.  I did this with the Delta Amex because it gives me the ability to transfer points directly to money on Delta flights if there isn't an award ticket available.  I actually got an additional Delta sign up bonus for doing it too (I don't think I was supposed to be able to get that but crap like that slips through the cracks all the time).  They actually told me that they could waive it for that year but would charge me the next year (they almost certainly would waive it the next year when I called but I got in a pissing match with them about permanently waiving it from my account which they claimed they couldn't do).  Sometimes they will also throw in free stuff.  Like, the AA card told me they would give me an additional 5k miles if I didn't cancel the card when I called.  I called a week later and cancelled it anyway.  I was kinda hoping it would slip through the cracks and I would get the 5k offer every week into inifinity but no dice.  If you have good credit you can call and haggle with them about anything. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 01, 2010, 09:44:14 PM
Just signed up for 50K Chase Marriott.  :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 02, 2010, 07:29:58 AM
Just signed up for 50K Chase Marriott.  :gocho:

You may as well get the SPG one too just to cover your bases.  The deal for it expires on 7/6. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 02, 2010, 08:34:54 AM
Just signed up for 50K Chase Marriott.  :gocho:

You may as well get the SPG one too just to cover your bases.  The deal for it expires on 7/6. 

Already got the non-business one back on page 7.  I'll do the business one this weekend.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 02, 2010, 11:58:33 AM
If you can't keep track of all your reward programs I recommend using awardwallet.com.  I am tracking 19 different programs on it.  It shows your balance, travel plans with each carrier and your miles expiration date.  Very easy to set up and use. 

figured out you can add another user to the awardwallett account so I'm tracking sd and mrs. dave's miles on the same page.  We currently have a combined 279,925 miles on all our various programs.  This is after recently spending almost 100k miles booking a trip to hawaii.  We will be using about another 100k SPG points on the hawaii trip because the god damn St. Regis in Kauai is 20k SPG a night.  But, we will end up doing eight nights on two islands flight/hotel/car rental (convertible) for under $1k. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 02, 2010, 12:05:34 PM
Another plug for awardwallet.com:  It automatically imports your travel iteneraries from all the programs you are signed up on.  It has all the airlines, hotels and rental car companies.  It even has expedia, travelocity, etc. .  Whenever we book something it automatically updates our travel plans in it's system so I can go to one place to see all of them.  Between the two of us we are tracking 28 miles programs and booked 15 travel plans (not 15 trips, just bookings since most trips will have seperate flight/hotel/rental car/etc).  Pretty damn convenient.  It also stores your passwords to each program so you just click the program from your list (say, Delta) and it will autmatically take you to the Delta site already logged in. 
Title: Re: How Many Credit Cards Do You Have?
Post by: WillieWatanabe on July 02, 2010, 12:15:45 PM
Credit Card N00b here.(I didn't bother to read the previous pages) Never had a credit card before. What would be a good card for a first timer?? I don't travel so i could care less about the miles. Just want something simple. Be gentle. tia
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 02, 2010, 12:17:07 PM
Credit Card N00b here.(I didn't bother to read the previous pages) Never had a credit card before. What would be a good card for a first timer?? I don't travel so i could care less about the miles. Just want something simple. Be gentle. tia

I dunno, something from Capital One with a personalized picture of your dog or some crap.  I quit reading when you said you didn't care about miles. 
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on July 05, 2010, 08:30:39 PM
I'm still at a point in my life where I need to care about my credit score, have any of you guys with a bunch of cards seen how it affects your score?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dirty Sanchez on July 05, 2010, 11:38:51 PM
I'm still at a point in my life where I need to care about my I LOVE DEBT score, have any of you guys with a bunch of cards seen how it affects your score?

translated





There's no need for a credit score if you play your cards right (and smart).
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 06, 2010, 07:25:30 AM
I'm still at a point in my life where I need to care about my credit score, have any of you guys with a bunch of cards seen how it affects your score?

Your score is supposed to take a few point hit per card until you cancel the card and it should then rebound.  I've not seen any real effect to my score.  I check it every 3 or 4 months. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on July 06, 2010, 09:08:20 AM
just signed up for starwoods.  I guess now I'm all up in the star's hood.

 :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 27, 2010, 07:45:57 AM
If you are staying at a Holiday Inn (or any of the Priority Club brands) in the next 90 days you can book through this link and get an additional 5k priority club points.  

http://www.holidayinn.com/hotels/us/en/global/1/pcr/5kbonuspoints?cm_mmc=DCE-_-PCRSTAYYOU100527-_-USEN-_-BODYCTA#Offers
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 27, 2010, 07:51:02 AM
If you already have a reservation in the next 90 days just click the "register for this promotion" link right above the T&C and you should be registered for any stay.  Keep the e-mail confirmation just in case. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 27, 2010, 08:04:18 AM
Better Priority Club points credit card than the Chase 30K one?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 27, 2010, 08:10:40 AM
Saw last night that I got 10K SPG points for first purchase on the AMEX business where the bonus was supposed to be 30K after $1K spent.  Not sure if the 10K will be on top of the eventual 30K, part of the 30K or if I'm going to have to call and bitch about not getting my 30K in a few months.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 27, 2010, 08:12:00 AM
Saw last night that I got 10K SPG points for first purchase on the AMEX business where the bonus was supposed to be 30K after $1K spent.  Not sure if the 10K will be on top of the eventual 30K, part of the 30K or if I'm going to have to call and bitch about not getting my 30K in a few months.

Hmmmm, we have spent $1k on each of our new ones and gotten no bonus yet but the terms said that the 30k was supposed to come 60-90 days after the $1k was spent.  Sounds like you may be calling and bitching.  Did you save the e-mail confirmation or whatevs when you first were accepted?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 27, 2010, 08:16:09 AM
Saw last night that I got 10K SPG points for first purchase on the AMEX business where the bonus was supposed to be 30K after $1K spent.  Not sure if the 10K will be on top of the eventual 30K, part of the 30K or if I'm going to have to call and bitch about not getting my 30K in a few months.

Hmmmm, we have spent $1k on each of our new ones and gotten no bonus yet but the terms said that the 30k was supposed to come 60-90 days after the $1k was spent.  Sounds like you may be calling and bitching.  Did you save the e-mail confirmation or whatevs when you first were accepted?

Yeah.  I know the 30K wouldn't be showing up for a few months but this is a bad omen.  None of these have gone smoothly.  I've got this issue on the AMEX business.  The AMEX regular never showed up in the mail so I had to call and get a new one sent which meant a new card number so I'm anticipating a problem with SPG there.  The Chase card came with a new Marriott number on it instead of the one I told them, so I had to call about that.  We'll see if the 50K gets put on my existing account or if I end up having to do some merger or something.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 27, 2010, 08:17:59 AM
Saw last night that I got 10K SPG points for first purchase on the AMEX business where the bonus was supposed to be 30K after $1K spent.  Not sure if the 10K will be on top of the eventual 30K, part of the 30K or if I'm going to have to call and bitch about not getting my 30K in a few months.

Hmmmm, we have spent $1k on each of our new ones and gotten no bonus yet but the terms said that the 30k was supposed to come 60-90 days after the $1k was spent.  Sounds like you may be calling and bitching.  Did you save the e-mail confirmation or whatevs when you first were accepted?

Yeah.  I know the 30K wouldn't be showing up for a few months but this is a bad omen.  None of these have gone smoothly.  I've got this issue on the AMEX business.  The AMEX regular never showed up in the mail so I had to call and get a new one sent which meant a new card number so I'm anticipating a problem with SPG there.  The Chase card came with a new Marriott number on it instead of the one I told them, so I had to call about that.  We'll see if the 50K gets put on my existing account or if I end up having to do some merger or something.

JFC, that sucks.  I've not run into any problems to date.  Maybe you're doing it wrong :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 27, 2010, 08:19:51 AM
JFC, that sucks.  I've not run into any problems to date.  Maybe you're doing it wrong :dunno:

Yeah, kind of a pain, but nothing that shouldn't be somewhat simple to rectify in a few months if things aren't going right.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 29, 2010, 09:40:59 AM
Better go ahead and call Trim.  Mrs. Dave's 30k SPG just credited.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 29, 2010, 09:48:18 AM
Better go ahead and call Trim.  Mrs. Dave's 30k SPG just credited.

 :curse:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 30, 2010, 08:27:16 AM
Quote
Watch Your Email for BIG Citicard AA Offers
Don't delete your emails prematurely. A reader informed me, his Mom got a targeted offer for 50K AA on sign up and 50K more after a big minimum spend. There is also a thread on Flyertalk about 75K sign up bonuses so watch your emails and keep us all informed if you get a dandy offer. And the first year fees are also being waived. Keep your eyes open.

 :surprised: :crossfingers:

Sounds like the BA offer but with AA (which makes it even better)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 30, 2010, 09:03:45 AM
sd/sdwife miles accounts update:  Whe have a combined 320,344 miles amongst various accounts with 35k more coming down the pipe this month  This is after cashing in for 2 roundtrips to florida, san fran & hawaii and staying roughly 15 nights at hotels using miles in the last 9 months  :driving:
Title: Re: How Many Credit Cards Do You Have?
Post by: fatty fat fat on July 30, 2010, 09:06:28 AM
sd/sdwife miles accounts update:  Whe have a combined 320,344 miles amongst various accounts with 35k more coming down the pipe this month  This is after cashing in for 2 roundtrips to florida, san fran & hawaii and staying roughly 15 nights at hotels using miles in the last 9 months  :driving:

Wow! Sounds great Steve. Have a great day!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 30, 2010, 09:07:29 AM
sd/sdwife miles accounts update:  Whe have a combined 320,344 miles amongst various accounts with 35k more coming down the pipe this month  This is after cashing in for 2 roundtrips to florida, san fran & hawaii and staying roughly 15 nights at hotels using miles in the last 9 months  :driving:

Wow! Sounds great Steve. Have a great day!

YOU TOO!
Title: Re: How Many Credit Cards Do You Have?
Post by: fatty fat fat on July 30, 2010, 09:07:55 AM
sd/sdwife miles accounts update:  Whe have a combined 320,344 miles amongst various accounts with 35k more coming down the pipe this month  This is after cashing in for 2 roundtrips to florida, san fran & hawaii and staying roughly 15 nights at hotels using miles in the last 9 months  :driving:

Wow! Sounds great Steve. Have a great day!

YOU TOO!

Can't wait to text you aa SFO pic sunday.  :driving:

(or will it be SJC???  :crossfingers: )
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 30, 2010, 09:37:32 AM
 :pbj:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 30, 2010, 09:46:15 AM
250 free Continental miles for just putting in your Continental number

http://www.continental.com/web/en-US/apps/onepass/promotions/registrationDetails.aspx?promoCode=TB9M72&%3bSID=AB1B11889D5144BF9283C65981DEE832
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 07, 2010, 09:22:41 AM
just got my 30,000 spg points.  :ksu:




also, really amazing deal for people who haven't got an AA deal in the past. also, i think that as long as you haven't got citi AA Visa in the past and only got citi mastercard or amex you are good to go here as well. not 100% though. ton of miles though. ton...

http://boardingarea.com/blogs/viewfromthewing/2010/07/30/so-far-so-good-100000-mile-american-airlines-credit-card-signup-bonus/
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 07, 2010, 09:49:20 AM
just got my 30,000 spg points.  :ksu:

Mine's still f'd up.  I called explaining I was given 10K for a first purchase instead of 30K for $1000.  I think I explained it as clearly as possible but the chick wasn't tracking.  She kept saying she sees I've got the 30K program and that the points should be there in 8-12 weeks, as though I'm going to get those on top of the 10K I shouldn't have gotten.  I think BSAC will make sure that happens now.
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on August 07, 2010, 09:52:20 AM
just got my 30,000 spg points.  :ksu:

Mine's still f'd up.  I called explaining I was given 10K for a first purchase instead of 30K for $1000.  I think I explained it as clearly as possible but the chick wasn't tracking.  She kept saying she sees I've got the 30K program and that the points should be there in 8-12 weeks, as though I'm going to get those on top of the 10K I shouldn't have gotten.  I think BSAC will make sure that happens now.

Did you guys get the bonus prior to paying your first month's bill?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 07, 2010, 09:53:13 AM
also, really amazing deal for people who haven't got an AA deal in the past. also, i think that as long as you haven't got citi AA Visa in the past and only got citi mastercard or amex you are good to go here as well. not 100% though. ton of miles though. ton...

http://boardingarea.com/blogs/viewfromthewing/2010/07/30/so-far-so-good-100000-mile-american-airlines-credit-card-signup-bonus/

I'm still hesitant to do the airline ones because 1) the hotel ones thus far haven't been smooth and 2) I don't fly much and when I do, I get the most convenient flight to my travel plans regardless (not irregardless) of price.  I know you guys have said that AA miles can be used for BA and other section 17 foreigner flights, but they don't help at all when your choice is a nearly free AA flight that'll eff up a schedule for a day vs. a $300 Delta/Continental/Whatever flight that's convenient, do they?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 07, 2010, 09:54:05 AM
just got my 30,000 spg points.  :ksu:

Mine's still f'd up.  I called explaining I was given 10K for a first purchase instead of 30K for $1000.  I think I explained it as clearly as possible but the chick wasn't tracking.  She kept saying she sees I've got the 30K program and that the points should be there in 8-12 weeks, as though I'm going to get those on top of the 10K I shouldn't have gotten.  I think BSAC will make sure that happens now.

Did you guys get the bonus prior to paying your first month's bill?

My incorrect 10K was credited online before I got the bill and was listed on the bill I received, obviously before I paid it.
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on August 07, 2010, 09:56:21 AM
just got my 30,000 spg points.  :ksu:

Mine's still f'd up.  I called explaining I was given 10K for a first purchase instead of 30K for $1000.  I think I explained it as clearly as possible but the chick wasn't tracking.  She kept saying she sees I've got the 30K program and that the points should be there in 8-12 weeks, as though I'm going to get those on top of the 10K I shouldn't have gotten.  I think BSAC will make sure that happens now.

Did you guys get the bonus prior to paying your first month's bill?

My incorrect 10K was credited online before I got the bill and was listed on the bill I received, obviously before I paid it.

Interesting.  Hopefully mine goes smoothly.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 07, 2010, 10:19:50 AM
spg credited me with 10,000 pts really quickly and then the other 20000 about two weeks later (yesterday). i didn't call in our anything, just checked my account this morning and BOOM it was all there. i'd check your spg account again.

understand what you are saying about the airline miles stuff but 75000 AA miles just for getting a card and using it a couple of times is insane. it'd be enough points that if you planned in advance, you could fly two people to that cancun bball tournament in 2011. the key is just planning far enough in advance. you obviously wouldn't be able to use them just any old time.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 07, 2010, 10:44:43 AM
I've gotten the AA visa before.  Really wish I hadn't so I could do this.  Finally talked sdbro and mrs. sdbro into both doing the SPG thing last night.  They are flying to Hawaii next June first class both ways using the BA miles I talked them into and staying 9 nights on two islands basically free now that they are doing th SPG deal.  Trim has awful luck with this stuff.  In the back of my mind I think he's not signing up correctly similar to that berford guy trying to sign up to the message board.  I hope AMEX poster intimidates him when he calls again.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 07, 2010, 10:56:19 AM
I've gotten the AA visa before.  Really wish I hadn't so I could do this.  Finally talked sdbro and mrs. sdbro into both doing the SPG thing last night.  They are flying to Hawaii next June first class both ways using the BA miles I talked them into and staying 9 nights on two islands basically free now that they are doing th SPG deal.  Trim has awful luck with this stuff.  In the back of my mind I think he's not signing up correctly similar to that berford guy trying to sign up to the message board.  I hope AMEX poster intimidates him when he calls again.

just noticed that spg actually gave me 40,000  :surprised:




prob just giving me 10000 of trims though because of him sucking so bad at this and stuff.  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 07, 2010, 11:34:30 AM
Yeah, read some grumblings/rumblings on flyertalk about some people getting 40k.  luck sob.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 07, 2010, 11:45:19 AM
Yeah, read some grumblings/rumblings on flyertalk about some people getting 40k.  luck sob.

man, oh man. spg/amex now giving trim's points to people that he doesn't even know now? that's big time pi stuff right there folks. damn trim. wonder how he will respond?
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on August 07, 2010, 12:14:30 PM
I got the SPG personal and business cards. Just paid for my $1000 spend on the personal account on Thursday and my SPG account shows the points for that spend right now. I almost hope they screw up so I can call and bitch and get more points.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 07, 2010, 12:18:01 PM
Sounds like I'm gonna end up with 80K SPGs instead of 60K.  :dunno:

If not, I've had good luck with real-life PI within a Sheraton.  I will squeeze my points out of whatever dude who's taken them's neck.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 07, 2010, 12:19:22 PM
understand what you are saying about the airline miles stuff but 75000 AA miles just for getting a card and using it a couple of times is insane. it'd be enough points that if you planned in advance, you could fly two people to that cancun bball tournament in 2011. the key is just planning far enough in advance. you obviously wouldn't be able to use them just any old time.

Yeah, I don't do planning in advance. 

Can the AA miles be converted into hotel points or something after I find I'm not using them?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 07, 2010, 12:26:58 PM
understand what you are saying about the airline miles stuff but 75000 AA miles just for getting a card and using it a couple of times is insane. it'd be enough points that if you planned in advance, you could fly two people to that cancun bball tournament in 2011. the key is just planning far enough in advance. you obviously wouldn't be able to use them just any old time.

Yeah, I don't do planning in advance. 

Can the AA miles be converted into hotel points or something after I find I'm not using them?

sigh. yeah. you can use them on things other than just flights.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 07, 2010, 12:27:56 PM
I got the SPG personal and business cards. Just paid for my $1000 spend on the personal account on Thursday and my SPG account shows the points for that spend right now. I almost hope they screw up so I can call and bitch and get more points.

not the position i'd want to be in. you'll be dealing w/ amex. not spg and certainly not some random airport sheraton or something.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 07, 2010, 12:34:43 PM
If anyone getting into this is planning on using awardwallet, pm me an e-mail address so I can refer you and get upgraded to premium (free cooler?).
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 07, 2010, 01:42:25 PM
Went ahead and did the rd AA 75K plan.  :runaway:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 07, 2010, 02:04:54 PM
Went ahead and did the rd AA 75K plan.  :runaway:

i believe that these convert 2:1 to hhonors. that means that you would end up w/ 150,000 hhonors points. good for 6 nights at mhk hampton inn or whatever else you want.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 07, 2010, 03:11:38 PM
Went ahead and did the rd AA 75K plan.  :runaway:

i believe that these convert 2:1 to hhonors. that means that you would end up w/ 150,000 hhonors points. good for 6 nights at mhk hampton inn or whatever else you want.

Perfect.  I already had some HHonors points before all this but didn't get a card for them after sd told me the points had become shitty.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 07, 2010, 03:31:09 PM
Went ahead and did the rd AA 75K plan.  :runaway:

i believe that these convert 2:1 to hhonors. that means that you would end up w/ 150,000 hhonors points. good for 6 nights at mhk hampton inn or whatever else you want.

Perfect.  I already had some HHonors points before all this but didn't get a card for them after sd told me the points had become shitty.

hhonors is kinda shitty, but 75000 aa miles is a ton. would also get you four nights at holiday inn/houlihans. also other things you could choose from. gift certificates, etc.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 07, 2010, 05:20:12 PM
If anyone getting into this is planning on using awardwallet, pm me an e-mail address so I can refer you and get upgraded to premium (free cooler?).

You can donate a dollar and get premium. They use the honor system.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 07, 2010, 05:27:18 PM
If anyone getting into this is planning on using awardwallet, pm me an e-mail address so I can refer you and get upgraded to premium (free cooler?).

You can donate a dollar and get premium. They use the honor system.

I know.  Just trying to get more goEMAW'rs involved in this.  Dreaming of another national KATPAK convention where no attendee spends any money on travel.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 07, 2010, 05:30:11 PM
Went ahead and did the rd AA 75K plan.  :runaway:

i believe that these convert 2:1 to hhonors. that means that you would end up w/ 150,000 hhonors points. good for 6 nights at mhk hampton inn or whatever else you want.

Perfect.  I already had some HHonors points before all this but didn't get a card for them after sd told me the points had become shitty.

hhonors is kinda shitty, but 75000 aa miles is a ton. would also get you four nights at holiday inn/houlihans. also other things you could choose from. gift certificates, etc.

hhonors is not holiday inn/houlihans (don't know if you were referring to this or maybe some magical aa miles conversion thing that im not aware of)

yeah. you can change aa miles into priority club points. 75,000 aa would come out to somewhere around 60,000 priority club points.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 07, 2010, 09:54:57 PM
Quote
Saturday, August 7, 2010
Info on Posting of SPG 30,000 Points and My July Churn
Rick,

Just an FYI for your readers regarding the 30000 starwood point bonus. My first statement closed (with the $1000 min spend) and I had noticed that my starwood point account had a 10000 point open bonus. Of course I was concerned that they gave me the wrong promotion given that the app stated 30000 points after $1000 spend. After secure amex email message they assured me the additional 20000 points would post in 8-12 weeks after the spend requirement is met. Thought this might save some hassle for your readers if they saw the same thing.

Dedicated reader,

Russ T

Russ thanks for the clarification
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 07, 2010, 10:06:24 PM
Thanks Russ T!

michigancat?  :surprised:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 07, 2010, 10:07:58 PM
Thanks Russ T!

michigancat?  :surprised:

speaking of, is he still alive  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on August 08, 2010, 09:13:19 PM
jeez louise how long does it take to get accepted or declined for this cc?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 09, 2010, 07:18:00 AM
jeez louise how long does it take to get accepted or declined for this cc?

Which one?  Usually right away. 
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on August 09, 2010, 07:43:39 AM
jeez louise how long does it take to get accepted or declined for this cc?

Which one?  Usually right away. 
75k signup bonus for the visa.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 09, 2010, 07:54:47 AM
jeez louise how long does it take to get accepted or declined for this cc?

Which one?  Usually right away. 
75k signup bonus for the visa.

Instantly.  :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on August 09, 2010, 07:56:36 AM
jeez louise how long does it take to get accepted or declined for this cc?

Which one?  Usually right away. 
75k signup bonus for the visa.

Instantly.  :gocho:
:embarrassed:

We will contact you within a week via email regarding our decision. < Just got back on there and read this
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 09, 2010, 08:02:19 AM
jeez louise how long does it take to get accepted or declined for this cc?

Which one?  Usually right away. 
75k signup bonus for the visa.

Instantly.  :gocho:
:embarrassed:

We will contact you within a week via email regarding our decision. < Just got back on there and read this

I would guess a week then
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on August 09, 2010, 08:08:28 AM
jeez louise how long does it take to get accepted or declined for this cc?

Which one?  Usually right away. 
75k signup bonus for the visa.

Instantly.  :gocho:
:embarrassed:

We will contact you within a week via email regarding our decision. < Just got back on there and read this

I would guess a week then
Yeah thats kinda what I'm thinking now, hopefully sooner.  :crossfingers:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 10, 2010, 10:32:47 PM
Today was the day.

50K Marriott points added to correct already existing account, plus bump to Silver ELITE level.

60K SPG points ON TOP OF the 10K that were apparently added inadvertently.

Still have 75K AA miles and 30K Priority Club points en route.

So, do I call SPG and bitch about not getting the corresponding incorrect 10K on the other card?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 11, 2010, 06:21:32 AM
Wow, that is a great day trim. Would not call lest they take the original 10k away.
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on August 12, 2010, 03:21:13 PM
I got the SPG personal and business cards. Just paid for my $1000 spend on the personal account on Thursday and my SPG account shows the points for that spend right now. I almost hope they screw up so I can call and bitch and get more points.

not the position i'd want to be in. you'll be dealing w/ amex. not spg and certainly not some random airport sheraton or something.

Just got 10K added today for first purchase. My first purchase was July 7th. Here's to 30K more (and hopefully another 40K for my business card).  :crossfingers:
Code: [Select]
Earn   +10000   08/12/2010   SPG AX 1ST PURCHASE OPEN (AX)
Oh wait, that 10K is for my business card. Crap, probably gonna have to call on the personal one.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 12, 2010, 03:26:10 PM
I got the SPG personal and business cards. Just paid for my $1000 spend on the personal account on Thursday and my SPG account shows the points for that spend right now. I almost hope they screw up so I can call and bitch and get more points.

not the position i'd want to be in. you'll be dealing w/ amex. not spg and certainly not some random airport sheraton or something.

Just got 10K added today for first purchase. My first purchase was July 7th. Here's to 30K more (and hopefully another 40K for my business card).  :crossfingers:
Code: [Select]
Earn   +10000   08/12/2010   SPG AX 1ST PURCHASE OPEN (AX)

Yep, be patient.  You're about to be rolling (nod to Fitz) in at least 70K SPGs.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 12, 2010, 03:29:49 PM
I got the SPG personal and business cards. Just paid for my $1000 spend on the personal account on Thursday and my SPG account shows the points for that spend right now. I almost hope they screw up so I can call and bitch and get more points.

not the position i'd want to be in. you'll be dealing w/ amex. not spg and certainly not some random airport sheraton or something.

Just got 10K added today for first purchase. My first purchase was July 7th. Here's to 30K more (and hopefully another 40K for my business card).  :crossfingers:
Code: [Select]
Earn   +10000   08/12/2010   SPG AX 1ST PURCHASE OPEN (AX)
Oh wait, that 10K is for my business card. Crap, probably gonna have to call on the personal one.

You were only supposed to get 30k.  So, if you call and bring it to their attention, they may take the extra 10k back :ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 12, 2010, 03:32:55 PM
I got the SPG personal and business cards. Just paid for my $1000 spend on the personal account on Thursday and my SPG account shows the points for that spend right now. I almost hope they screw up so I can call and bitch and get more points.

not the position i'd want to be in. you'll be dealing w/ amex. not spg and certainly not some random airport sheraton or something.

Just got 10K added today for first purchase. My first purchase was July 7th. Here's to 30K more (and hopefully another 40K for my business card).  :crossfingers:
Code: [Select]
Earn  +10000  08/12/2010  SPG AX 1ST PURCHASE OPEN (AX)
Oh wait, that 10K is for my business card. Crap, probably gonna have to call on the personal one.

You were only supposed to get 30k.  So, if you call and bring it to their attention, they may take the extra 10k back :ohno:

Yeah, don't call.  You probably weren't supposed to get that first 10K on the business card and you def aren't supposed to get it on the personal.  You'll get the 30K on each in a few weeks on top of the erroneous 10K.  Just shut up and enjoy your extra 3 and 1/3 nights at the OKC Sheraton.
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on August 12, 2010, 03:35:28 PM
I got the SPG personal and business cards. Just paid for my $1000 spend on the personal account on Thursday and my SPG account shows the points for that spend right now. I almost hope they screw up so I can call and bitch and get more points.

not the position i'd want to be in. you'll be dealing w/ amex. not spg and certainly not some random airport sheraton or something.

Just got 10K added today for first purchase. My first purchase was July 7th. Here's to 30K more (and hopefully another 40K for my business card).  :crossfingers:
Code: [Select]
Earn  +10000  08/12/2010  SPG AX 1ST PURCHASE OPEN (AX)
Oh wait, that 10K is for my business card. Crap, probably gonna have to call on the personal one.

You were only supposed to get 30k.  So, if you call and bring it to their attention, they may take the extra 10k back :ohno:

Yeah, don't call.  You probably weren't supposed to get that first 10K on the business card and you def aren't supposed to get it on the personal.  You'll get the 30K on each in a few weeks on top of the erroneous 10K.  Just shut up and enjoy your extra 3 and 1/3 nights at the OKC Sheraton.

I'm being patient for now. Just worried about the personal side. It seems like everybody here got the 30K pretty fast.
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on August 12, 2010, 03:36:43 PM
EXCEPT FOR ME! :curse:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 12, 2010, 03:40:21 PM
Yeah, I didn't get mine fast.  I didn't even get the card mailed to me originally and had to get a replacement with a new number.  Just keep all your documentation and it'll work out fine or better in the end.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on August 12, 2010, 06:41:48 PM
I have a offer for 30,000 points just for signing up for a priority point (holiday inn family) card, no annual fee the first year, (after which I'll probably cancel the card), should I pull the trigger, this would be my first foray into hotel rewards CC's, kind of  :ohno: about it
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 12, 2010, 06:54:53 PM
I have a offer for 30,000 points just for signing up for a priority point (holiday inn family) card, no annual fee the first year, (after which I'll probably cancel the card), should I pull the trigger, this would be my first foray into hotel rewards CC's, kind of  :ohno: about it

I don't think that's as good as the SPG one but it isn't bad.  The 30k is the standard sign up for Priority Club card.  Good thing about that is it's PAK headquarters in Manhattan, but that prolly doesn't effect you. 
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on August 12, 2010, 06:58:08 PM
I have a offer for 30,000 points just for signing up for a priority point (holiday inn family) card, no annual fee the first year, (after which I'll probably cancel the card), should I pull the trigger, this would be my first foray into hotel rewards CC's, kind of  :ohno: about it

I don't think that's as good as the SPG one but it isn't bad.  The 30k is the standard sign up for Priority Club card.  Good thing about that is it's PAK headquarters in Manhattan, but that prolly doesn't effect you. 

why wouldn't that effect me, are you saying I'm only cool enough to pak in 'maha, or that I'm not likely to 'pak at all, I'll 'pak, I will 'pak your fracking face off  :combofan:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 12, 2010, 06:59:40 PM
I have a offer for 30,000 points just for signing up for a priority point (holiday inn family) card, no annual fee the first year, (after which I'll probably cancel the card), should I pull the trigger, this would be my first foray into hotel rewards CC's, kind of  :ohno: about it

I don't think that's as good as the SPG one but it isn't bad.  The 30k is the standard sign up for Priority Club card.  Good thing about that is it's PAK headquarters in Manhattan, but that prolly doesn't effect you. 

why wouldn't that effect me, are you saying I'm only cool enough to pak in 'maha, or that I'm not likely to 'pak at all, I'll 'pak, I will 'pak your fracking face off  :combofan:

No, more that you prolly have a place or two to stay in Manhattan so it would be dumb for you to waste hotel miles on a room :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on August 12, 2010, 08:36:12 PM
I have a offer for 30,000 points just for signing up for a priority point (holiday inn family) card, no annual fee the first year, (after which I'll probably cancel the card), should I pull the trigger, this would be my first foray into hotel rewards CC's, kind of  :ohno: about it

I don't think that's as good as the SPG one but it isn't bad.  The 30k is the standard sign up for Priority Club card.  Good thing about that is it's PAK headquarters in Manhattan, but that prolly doesn't effect you. 

why wouldn't that effect me, are you saying I'm only cool enough to pak in 'maha, or that I'm not likely to 'pak at all, I'll 'pak, I will 'pak your fracking face off  :combofan:

No, more that you prolly have a place or two to stay in Manhattan so it would be dumb for you to waste hotel miles on a room :dunno:

whereas these guys are smelly, old and ugly so they usually pak in the hotel.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on August 12, 2010, 09:00:35 PM
I have a offer for 30,000 points just for signing up for a priority point (holiday inn family) card, no annual fee the first year, (after which I'll probably cancel the card), should I pull the trigger, this would be my first foray into hotel rewards CC's, kind of  :ohno: about it

I don't think that's as good as the SPG one but it isn't bad.  The 30k is the standard sign up for Priority Club card.  Good thing about that is it's PAK headquarters in Manhattan, but that prolly doesn't effect you. 

why wouldn't that effect me, are you saying I'm only cool enough to pak in 'maha, or that I'm not likely to 'pak at all, I'll 'pak, I will 'pak your fracking face off  :combofan:

No, more that you prolly have a place or two to stay in Manhattan so it would be dumb for you to waste hotel miles on a room :dunno:

Yeah this is true  :gocho: I have a friend that got an elite level job in the ksu athletic department, pretty much means I'll be chillin in the pressbox non-stop
Title: Re: How Many Credit Cards Do You Have?
Post by: MakeItRain on August 13, 2010, 01:49:05 AM

I'm still hesitant to do the airline ones because 1) the hotel ones thus far haven't been smooth and 2) I don't fly much and when I do, I get the most convenient flight to my travel plans regardless (not irregardless) of price.  I know you guys have said that AA miles can be used for BA and other section 17 foreigner flights, but they don't help at all when your choice is a nearly free AA flight that'll eff up a schedule for a day vs. a $300 Delta/Continental/Whatever flight that's convenient, do they?

Just discovering this thread and its rough ridin' amazing.  I have been in this thread literally for three and a half hours. 

My beef is this, when I travel domestically (my number of stamps on my passport :flush: ) my travel is dictated by airline.  I really only fly AirTran, Jet Blue, and United if absolutely necessary and they all seem to have really shitty bonus programs for their credit cards.  I refuse to fly AA, USAirways, Delta, and Continental.  They are all shitty airlines that have mumped me over multiple times, but they have the best points programs, sucks bros, sucks.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 13, 2010, 01:54:20 AM

I'm still hesitant to do the airline ones because 1) the hotel ones thus far haven't been smooth and 2) I don't fly much and when I do, I get the most convenient flight to my travel plans regardless (not irregardless) of price.  I know you guys have said that AA miles can be used for BA and other section 17 foreigner flights, but they don't help at all when your choice is a nearly free AA flight that'll eff up a schedule for a day vs. a $300 Delta/Continental/Whatever flight that's convenient, do they?

Just discovering this thread and its rough ridin' amazing.  I have been in this thread literally for three and a half hours. 

My beef is this, when I travel domestically (my number of stamps on my passport :flush: ) my travel is dictated by airline.  I really only fly AirTran, Jet Blue, and United if absolutely necessary and they all seem to have really shitty bonus programs for their credit cards.  I refuse to fly AA, USAirways, Delta, and Continental.  They are all shitty airlines that have mumped me over multiple times, but they have the best points programs, sucks bros, sucks.


I got the 75K AA points anyway.   If I'm in a situation where I can plan a trip far in advance, I can use those to fly first-class somewhere which should be adequate even if you hate AA.  If I'm not going to be in a spot where I an use them, I'll convert them to hotel points and just live in a Starwood hotel for a few months.

If you fly a lot, get cards for all the airlines and rack up the maximum points you can for each and keep your options open.  A small sign-up bonus is better than nothing.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 13, 2010, 06:20:53 AM

I'm still hesitant to do the airline ones because 1) the hotel ones thus far haven't been smooth and 2) I don't fly much and when I do, I get the most convenient flight to my travel plans regardless (not irregardless) of price.  I know you guys have said that AA miles can be used for BA and other section 17 foreigner flights, but they don't help at all when your choice is a nearly free AA flight that'll eff up a schedule for a day vs. a $300 Delta/Continental/Whatever flight that's convenient, do they?

Just discovering this thread and its rough ridin' amazing.  I have been in this thread literally for three and a half hours. 

My beef is this, when I travel domestically (my number of stamps on my passport :flush: ) my travel is dictated by airline.  I really only fly AirTran, Jet Blue, and United if absolutely necessary and they all seem to have really shitty bonus programs for their credit cards.  I refuse to fly AA, USAirways, Delta, and Continental.  They are all shitty airlines that have mumped me over multiple times, but they have the best points programs, sucks bros, sucks.


united doesn't have a bad program. they are combining with continental too. I got 50k united sign up bonus for a Chase visa the other day. enough $or two rt domestics.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 16, 2010, 08:27:21 AM
Very cool visual aid re. hotel points/cards/value

http://lifehacker.com/5613773/hotel-rewards-program-cheat-sheet-shows-the-real-cost-of-free-nights
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on August 17, 2010, 12:10:43 PM
Code: [Select]
Earn  +20000  08/17/2010  SPG AX NEW MBR SPEND BONUS-CSR
Earn +10000 08/17/2010 SPG AX NEW MBR BONUS

30K was just added for my personal card, but it was put in as the above lines...two separate bonuses. It was added 13 days after I paid my $1000+ bill. Hopefully for the business card it's not just a 20K bonus on top of my 10K first purchase bonus.

SD, did you stay at a Westin in San Fran and did you redeem SPG points for it? If so, how much? Looking to go to San Fran in Oct. or next March.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 17, 2010, 12:20:45 PM
yeah, stayed at:

http://www.starwoodhotels.com/westin/search/hotel_detail.html?propertyID=1981

It was 10k a night.  Right in downtown San Fran and walked to the Giants game. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 10, 2010, 10:11:19 PM
I got enough Priority Club points from last weekend for a free night in Manhattan  :surprised: 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 11, 2010, 12:45:36 AM
Quote
WhitlockJason Adding a second credit card. Longtime American Express holder. Want to add a Visa. Any good ones, like say Southwest Visa, free tickets?

Quote
goEMAW @WhitlockJason re: credit cards/points/free stuff, check here.  Go cats.  http://bit.ly/9SAUSg
Title: Re: How Many Credit Cards Do You Have?
Post by: hemmy on September 11, 2010, 12:54:03 AM
Jason, post here.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on September 12, 2010, 08:24:35 PM
I got enough Priority Club points from last weekend for a free night in Manhattan  :surprised: 

just used my first free night using priority points, they treat you like a king: give you a gift bag when you check in, put your name up on the felt board welcoming you, offer a later check out time (2 pm), and extended hours at the pool and hott tub  :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 14, 2010, 10:12:19 PM
probable easy way to get some easy priority club points...

http://boardingarea.com/blogs/viewfromthewing/2010/09/14/new-priority-club-anywhere-challenge-photo-up-guess-today-for-2000-points-and-this-thread-may-contain-the-correct-answer/
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on September 14, 2010, 10:19:54 PM
I got enough Priority Club points from last weekend for a free night in Manhattan  :surprised: 

just used my first free night using priority points, they treat you like a king: give you a gift bag when you check in, put your name up on the felt board welcoming you, offer a later check out time (2 pm), and extended hours at the pool and hott tub  :gocho:

You clearly did not stay at the Holiday Inn in Manhattan
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 15, 2010, 07:36:58 AM
probable easy way to get some easy priority club points...

http://boardingarea.com/blogs/viewfromthewing/2010/09/14/new-priority-club-anywhere-challenge-photo-up-guess-today-for-2000-points-and-this-thread-may-contain-the-correct-answer/

Holy crap, RD, post a reminder in this thread with the right answer every week.   :pbj:
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on September 15, 2010, 06:38:07 PM
I got enough Priority Club points from last weekend for a free night in Manhattan  :surprised: 

just used my first free night using priority points, they treat you like a king: give you a gift bag when you check in, put your name up on the felt board welcoming you, offer a later check out time (2 pm), and extended hours at the pool and hott tub  :gocho:

You clearly did not stay at the Holiday Inn in Manhattan

do they treat priority club members like crap? or do they treat them EVEN BETTER!
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 21, 2010, 02:14:03 PM
probable easy way to get some easy priority club points...

http://boardingarea.com/blogs/viewfromthewing/2010/09/14/new-priority-club-anywhere-challenge-photo-up-guess-today-for-2000-points-and-this-thread-may-contain-the-correct-answer/

Holy feces, RD, post a reminder in this thread with the right answer every week.   :pbj:

***weekly reminder***

no for sure agreed upon answer yet, but a couple of agreed upon good guesses. i bet they nail it down before midnight...

http://www.flyertalk.com/forum/intercontinental-hotels-priority-club-inter-continental-ambassador/1124535-anywhere-challenge-win-up-60-000-points-over-next-8-weeks-26.html
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 21, 2010, 02:28:00 PM
Rick........god bless you and yours
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on September 21, 2010, 10:26:40 PM
So which card should I put most of my purchases on?

SPG, AA Citi cards, or Southwest Chase?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 22, 2010, 07:26:53 AM
So which card should I put most of my purchases on?

SPG, AA Citi cards, or Southwest Chase?

SPG
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on September 22, 2010, 06:23:30 PM
So which card should I put most of my purchases on?

SPG, AA Citi cards, or Southwest Chase?

SPG

Activated my SPG last night and didn't see any info on my SPG account.  I assume I got automatically enrolled right?  :users:  If not, wtf do I have to do?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 22, 2010, 06:52:18 PM
So which card should I put most of my purchases on?

SPG, AA Citi cards, or Southwest Chase?

SPG

Activated my SPG last night and didn't see any info on my SPG account.  I assume I got automatically enrolled right?  :users:  If not, wtf do I have to do?

What do you mean?  Like, you don't have a SPG account?  I would call them as they've probably just set one up for you. 
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on September 22, 2010, 09:11:31 PM
So which card should I put most of my purchases on?

SPG, AA Citi cards, or Southwest Chase?

SPG

Activated my SPG last night and didn't see any info on my SPG account.  I assume I got automatically enrolled right?  :users:  If not, wtf do I have to do?

What do you mean?  Like, you don't have a SPG account?  I would call them as they've probably just set one up for you. 

crap. Which one? SPG or AmEx?  :goodbyecruelworld:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 22, 2010, 09:27:45 PM
So which card should I put most of my purchases on?

SPG, AA Citi cards, or Southwest Chase?

SPG

Activated my SPG last night and didn't see any info on my SPG account.  I assume I got automatically enrolled right?  :users:  If not, wtf do I have to do?

What do you mean?  Like, you don't have a SPG account?  I would call them as they've probably just set one up for you. 

feces. Which one? SPG or AmEx?  :goodbyecruelworld:

if you didn't already have an spg account when you got the amex, then call amex. i'm surprised they didn't include your spg number in the mailing.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 23, 2010, 07:21:23 AM
ALERT TO EVERYONE:  It's not a huge deal to get taken care of but, when you sign up for a card, go ahead and sign up for the rewards program first so you can attach the card to your miles account when completing the application. 
Title: Re: How Many Credit Cards Do You Have?
Post by: felix rex on September 23, 2010, 09:08:22 AM
I was actually at a restaurant this week and offered "cash" for my share of the bill. It was as if I was bartering with chickens or something.

We should hang out when I'm in DC for a week in April.  You can hand me cash every day for the rest of your life and I'll get SPG miles for your portion.

Yeah. I really need to get around to doing this (the miles/points part). I've had the same shitty CC for about a dozen years.

Wow, you are missing out.  You should take beems time machine and get a good credit card 12 years ago.

Yeah. I've got a crap ton of points on my current card, but the rewards program is super crappy. Am going to pore through this thread and take copious notes from my new pro bono financial consultants (next project: fully and responsibly mapping out my life in case I win the lottery. TIME TO STOP PROCRASTINATING!)
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on September 23, 2010, 08:05:22 PM
ALERT TO EVERYONE:  It's not a huge deal to get taken care of but, when you sign up for a card, go ahead and sign up for the rewards program first so you can attach the card to your miles account when completing the application. 

GOt it figured out bro thanks  :cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 25, 2010, 11:02:16 PM
daris/sd, I need super bonus deals for Delta and Continental miles and Hyatt and Coast hotel points. 

Also, which SPG AMEX should I keep, business or personal?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 26, 2010, 06:56:03 AM
daris/sd, I need super bonus deals for Delta and Continental miles and Hyatt and Coast hotel points. 

Also, which SPG AMEX should I keep, business or personal?

I am keeping my SPG personal.  Here's a Continental offer for 40K

http://www.mychasecreditcards.com/continental/onepass/?CELL=6H8X&AFFID=d9D3Sr3Tcmk-KnresNnr6EsNZqpT3D4Dhg

I haven't heard of any good Delta offers lately.  Those Continental miles are going to turn into United miles shortly. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 26, 2010, 08:00:36 AM
http://lifehacker.com/5647117/how-to-master-airline-loyalty-programs
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 26, 2010, 10:49:31 AM
Mrs. dave offered a $400 United voucher to take a later flight today and she didn't take it because it would have been a very minor inconvenience  :horrorsurprise:
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on September 26, 2010, 01:20:58 PM
Mrs. dave offered a $400 United voucher to take a later flight today and she didn't take it because it would have been a very minor inconvenience  :horrorsurprise:

:surprised: DAMN THAT SUCKS!  :horrorsurprise:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 26, 2010, 08:43:09 PM
Mrs. dave offered a $400 United voucher to take a later flight today and she didn't take it because it would have been a very minor inconvenience  :horrorsurprise:

Looks like someone just minor unconvenienced themselves right out of a new pair of Ugg boots or whatever the new cool clothing item for winter2010  ends up being.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 30, 2010, 01:17:42 PM
http://boardingarea.com/blogs/onemileatatime/2010/09/30/check-out-pointspros-com/

thoughts  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 30, 2010, 01:19:36 PM
http://boardingarea.com/blogs/onemileatatime/2010/09/30/check-out-pointspros-com/

thoughts  :dunno:

Quote
$150 for the first passenger on any type of award
$100 for each additional passenger on the same general trip


eff that.  I've already become kind of an award flight booking ninja.  I should do this same thing for $25 a person.  
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 30, 2010, 11:35:36 PM
Rick........god bless you and yours

:foottappingguy:

Saw I got 1500 for one of these.  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 01, 2010, 08:21:22 AM
Hyatt finally has a card.  Via Chase.  Two free nights with first purchase but $75 annual fee.  Will probably sign up once they have a promotion to waive the fee or something.

http://www.mychasecreditcards.com/hyatt/hgpmast1
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on October 01, 2010, 08:28:02 AM
Hyatt finally has a card.  Via Chase.  Two free nights with first purchase but $75 annual fee.  Will probably sign up once they have a promotion to waive the fee or something.

http://www.mychasecreditcards.com/hyatt/hgpmast1

really cool that it's at any hyatt in the world.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 01, 2010, 08:28:49 AM
Also, don't know if we've discussed nerwallet or not.  Pretty cool site.

http://www.nerdwallet.com/rewards-credit-cards
Title: Re: How Many Credit Cards Do You Have?
Post by: nosejob on October 01, 2010, 12:47:28 PM
How many curds and what are the nunbers hah!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 01, 2010, 01:03:28 PM
How many curds and what are the nunbers hah!

 :horrorsurprise:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 12, 2010, 06:36:13 AM
Just got the 75K bonus miles.   :AA:

Still looking for better than normal bonus offers on Delta, Continental, Hyatt and Coast.  So far all I'm finding are standard 25K-30K offers that any regular person can get.
Title: Re: How Many Credit Cards Do You Have?
Post by: Jeffy on October 12, 2010, 07:34:57 AM
I watched a couple cut up 16 cards in our Financial Peace class last night.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 12, 2010, 08:03:37 AM
I watched a couple cut up 16 cards in our Financial Peace class last night.

Ask them if they would like to transfer their miles and points to me. You know, for peace of mind.
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on October 12, 2010, 02:42:15 PM
Just got the 75K bonus miles.   :AA:

Still looking for better than normal bonus offers on Delta, Continental, Hyatt and Coast.  So far all I'm finding are standard 25K-30K offers that any regular person can get.

Do you have any other AA cards? I applied for the 75K Visa, but was rejected because I have the MasterCard which I got a couple months ago with the 35K.  :curse:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dirty Sanchez on October 12, 2010, 04:17:47 PM
Now, the answer is "0"

Hadn't used it for prob 6 months anyway.  Just got a rewards card from the place instead--just tracks points on what you spend there (not a credit card)
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on October 12, 2010, 11:42:39 PM
Just got the 75K bonus miles.   :AA:

Still looking for better than normal bonus offers on Delta, Continental, Hyatt and Coast.  So far all I'm finding are standard 25K-30K offers that any regular person can get.

When did you apply? Get card?

How much did you spend to get 75k and when did you hit that?

TIA. :users:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 14, 2010, 12:43:17 AM
Just got the 75K bonus miles.   :AA:

Still looking for better than normal bonus offers on Delta, Continental, Hyatt and Coast.  So far all I'm finding are standard 25K-30K offers that any regular person can get.

When did you apply? Get card?

How much did you spend to get 75k and when did you hit that?

TIA. :users:

A few months ago.  $1500. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on October 19, 2010, 09:16:08 AM
http://boardingarea.com/blogs/viewfromthewing/2010/10/19/2000-free-priority-club-points-for-identifying-a-photograph/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 19, 2010, 10:22:50 AM
http://boardingarea.com/blogs/viewfromthewing/2010/10/19/2000-free-priority-club-points-for-identifying-a-photograph/

 :drool:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 22, 2010, 07:00:54 PM
Just found out today I've been bumped to Hilton Honors gold.  Usually only get as far as silver every year.  Free room/suite upgrade everywhere and extra HHs every stay.  Diamond is 40k HH away which isn't happening in the two months remaining in 2010 but a guy can dream.  

(http://images.zaazu.com/img/daydream-animated-animation-day-dream-smiley-emoticon-000404-large.gif)
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on October 25, 2010, 07:25:29 PM
So which card should I put most of my purchases on?

SPG, AA Citi cards, or Southwest Chase?

SPG

What exactly is so much better about putting most of my purchases on this card? Just faster/better rewards for the normal dollar spent?
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on October 25, 2010, 07:33:25 PM
Got a offer in the mail for AmEx Premier Rewards Gold card.  Spend $500 in first 3 months and get 50k miles (redeemable toward two $250 flights booked through AmEx travel's website), first year $175 (:horrorsurprise:) fee waived, 3x points on airfare purchases, 2x on gas/groceries. 

Thoughts? Worth it for a year then cancel?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on October 25, 2010, 07:37:00 PM
Just found out today I've been bumped to Hilton Honors gold.  Usually only get as far as silver every year.  Free room/suite upgrade everywhere and extra HHs every stay.  Diamond is 40k HH away which isn't happening in the two months remaining in 2010 but a guy can dream.  

(http://images.zaazu.com/img/daydream-animated-animation-day-dream-smiley-emoticon-000404-large.gif)

i'm really close to making spg gold. just canceled something next month though and it doesn't look like it will happen.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on October 25, 2010, 07:39:58 PM
So which card should I put most of my purchases on?

SPG, AA Citi cards, or Southwest Chase?

SPG

What exactly is so much better about putting most of my purchases on this card? Just faster/better rewards for the normal dollar spent?

yeah. versatile too. cash and points, points, flights anywhere, etc.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on October 25, 2010, 07:41:30 PM
Got a offer in the mail for AmEx Premier Rewards Gold card.  Spend $500 in first 3 months and get 50k miles (redeemable toward two $250 flights booked through AmEx travel's website), first year $175 (:horrorsurprise:) fee waived, 3x points on airfare purchases, 2x on gas/groceries. 

Thoughts? Worth it for a year then cancel?

doesn't sound bad. if you haven't got the 75,000 AA cards then i would get those. better than this. if you've already got them then this looks fine.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on October 25, 2010, 07:57:05 PM
Have one of the AA 75k cards... Think I got rejected for the other one I applied for, for whatever reason.

Might have to do this and just threaten to cancel if they don't waive fee again for year 2... Which they probably won't b/c I won't use after first 3 months and I get my bonus, but I'll have 50k miles in my pocket so WGAF!  :woot:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on October 25, 2010, 08:00:08 PM
Have one of the AA 75k cards... Think I got rejected for the other one I applied for, for whatever reason.

Might have to do this and just threaten to cancel if they don't waive fee again for year 2... Which they probably won't b/c I won't use after first 3 months and I get my bonus, but I'll have 50k miles in my pocket so WGAF!  :woot:


yeah. go for it.  :woot:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 26, 2010, 08:19:42 AM
OMG!

 :party:

http://boardingarea.com/blogs/viewfromthewing/2010/10/25/venetian-and-palazzo-to-join-priority-club/

 :woot:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 26, 2010, 08:35:42 AM
OMG!

 :party:

http://boardingarea.com/blogs/viewfromthewing/2010/10/25/venetian-and-palazzo-to-join-priority-club/

 :woot:

Nice.  I better keep "cracking the code".
Title: Re: How Many Credit Cards Do You Have?
Post by: Jeffy on October 26, 2010, 07:00:45 PM
http://blogs.wsj.com/economics/2010/10/26/buying-junk-food-with-plastic/
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 26, 2010, 09:03:47 PM
http://blogs.wsj.com/economics/2010/10/26/buying-junk-food-with-plastic/

My eyes are opened.  What's the cash discount on a slice of cheesecake?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 27, 2010, 07:24:34 AM
Last one  :cry:

http://boardingarea.com/blogs/viewfromthewing/2010/10/26/answer-the-priority-club-challenge-for-2000-points-and-i-give-you-the-answer/
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on October 27, 2010, 07:36:46 AM
Last one  :cry:

http://boardingarea.com/blogs/viewfromthewing/2010/10/26/answer-the-priority-club-challenge-for-2000-points-and-i-give-you-the-answer/

going to dallas for a wedding in december and this game got me a couple of free nights at a more than decent downtown IHG hotel that was part of their pointbreaks thing or whatever. usually $120/night or so. pretty insane amount of points to just give away.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 27, 2010, 07:48:21 AM
Last one  :cry:

http://boardingarea.com/blogs/viewfromthewing/2010/10/26/answer-the-priority-club-challenge-for-2000-points-and-i-give-you-the-answer/

going to dallas for a wedding in december and this game got me a couple of free nights at a more than decent downtown IHG hotel that was part of their pointbreaks thing or whatever. usually $120/night or so. pretty insane amount of points to just give away.

Yeah, priority club is getting to be insane:
-Best and most EMAW hotel in Manhattan
-Can finally obtain/use miles while in vegas without having to stay at Hilton out in bumbfuck
-Only major hotelier with an android app
-Tons of goofy "crack the code" and "guess this rough ridin' place" type free points handouts
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on October 27, 2010, 08:29:11 AM
Last one  :cry:

http://boardingarea.com/blogs/viewfromthewing/2010/10/26/answer-the-priority-club-challenge-for-2000-points-and-i-give-you-the-answer/

going to dallas for a wedding in december and this game got me a couple of free nights at a more than decent downtown IHG hotel that was part of their pointbreaks thing or whatever. usually $120/night or so. pretty insane amount of points to just give away.

Yeah, priority club is getting to be insane:
-Best and most EMAW hotel in Manhattan
-Can finally obtain/use miles while in vegas without having to stay at Hilton out in bumbeff
-Only major hotelier with an android app
-Tons of goofy "crack the code" and "guess this effing place" type free points handouts

there's some kind of ap or something that you can use tonce a day if you are at or near a holiday inn. only gives you like 50 points or something but if you drive past one or work at one, then i guess it would start to add up. the vegas thing is pretty interesting. wonder if other points systems will get involved there.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 27, 2010, 08:56:22 AM
The article said that Marriott is affiliating with that new Cosmopolitan hotel.  That sucks for me as Marriott is the hotel brand I've chosen to shun (you have to make this decision and stick with it imo).  I've actually spread myself pretty thin already by spreading myself between HH, SPG and Priority Club.  I should have ditched HH when I decided I wanted to start doing PC but they are by far the most convenient for my work travel.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on October 27, 2010, 09:22:01 AM
The article said that Marriott is affiliating with that new Cosmopolitan hotel.  That sucks for me as Marriott is the hotel brand I've chosen to shun (you have to make this decision and stick with it imo).  I've actually spread myself pretty thing already by spreading myself between HH, SPG and Priority Club.  I should have ditched HH when I decided I wanted to start doing PC but they are by far the most convenient for my work travel.

i get put in a lot of marriotts. not by choice but it starts to add up, so i occasionally use them as well. i'm gonna always go spg if possible though and if not then marriott. if neither is possible then i just don't really care i guess. hh is just so insane in terms of their categories and stuff. i don't think kc even has a 1 or 2. dunno, could be wrong though.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 27, 2010, 09:47:38 AM
Yeah, I think you have to have either Marriott or Hilton if you travel for work.  Most conferences are going to be in one of those and they have a shitload of locations each.  I wish I had started with Marriott but I'm kinda in too deep with HH right now given the Gold status for the upcoming year and that I've had the HH citi visa for about 5 years now.  There are almost zero HH 1 or 2s anywhere, not just KC.  The ones that you can find are out in the boonies where you are shocked to see a Hampton or Hilton Garden Inn to begin with.  Hell, even the Hampton in Manhattan is 25k HH. 
Title: Re: How Many Credit Cards Do You Have?
Post by: felix rex on October 28, 2010, 06:06:22 AM
The wife is spending a month in Syria for her work. Finagled things so that her employer paid us up front for all travel/lodging/per diem stuff. Then, she can charge all those costs on the CC for travel points. I am quite sure I didn't maximize the potential on this, but the opportunity was last minute, so I still feel pretty good about it, relatively.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 29, 2010, 09:05:14 AM
http://www.continental.com/web/en-US/content/products/cards/default.aspx

Go here ^ click the first box on the leaves scene and enter your continental airlines account number in the box and hit the arrow.  Hit back a couple times to get to the boxes on the leaves scene and click the second one.  Enter your continental account number again and hit the arrow.  350 continental miles. 
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on November 07, 2010, 05:40:21 PM
You guys probably got this too, but got an e-mail from United about earning 1,000 miles by signing up for some e-mails from them. Details below.

Quote
As a valued Mileage Plus® member, you should be the first to know about opportunities to earn award miles, partner offers, fare sales and more. The easiest way to get the inside scoop is to update your Mileage Plus member profile and choose to receive emails from Mileage Plus and United®.

Update your profile today and earn 1,000 bonus award miles in the process. It’s the first of many exclusive offers you can look forward to.

Earn 1,000 bonus award miles when you:

1.   Visit My Profile on united.com
2.   Login to your account
3.   Choose "Mileage Plus Communications" and "United Offers & Announcements" in the Email subscriptions section
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 08, 2010, 12:19:48 PM
$25 free if you are one of the first 100k to register your amex (must spend $25 on 11/27 at a "small business" that accepts amex)

https://enroll.amexnetwork.com/US/sbs/

Quote
Eligible merchants include any independently owned small businesses that accept the American Express Card.  Purchases made online, at large, national chains, at franchised business locations and at government agencies are not eligible.  Prepaid, corporate cards and ExpressPay transactions are not eligible.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on November 08, 2010, 12:33:47 PM
$25 free if you are one of the first 100k to register your amex (must spend $25 on 11/27 at a "small business" that accepts amex)

https://enroll.amexnetwork.com/US/sbs/

Quote
Eligible merchants include any independently owned small businesses that accept the American Express Card.  Purchases made online, at large, national chains, at franchised business locations and at government agencies are not eligible.  Prepaid, corporate cards and ExpressPay transactions are not eligible.


done and done. stevedave cc thread bumps are just fantastic. love them.  :party:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 10, 2010, 07:44:15 AM
OT (could also go in music thread):

http://boardingarea.com/blogs/onemileatatime/2010/11/09/kanye-west-perfroms-on-a-delta-flight/
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on November 10, 2010, 08:10:49 AM
A nice think I've found with all these hotel deals is that not only do you get the points, you get the status given to somebody who actually stayed at a hotel half the year and accumulated the points naturally.

Me just now to front desk: Can I get a late check-out Friday?
Front desk:  Sure, you can check out at 1 instead of noon.
Me:  How about 6?
Front desk: Are you SPG gold/elite?  (can't remember exactly what level she asked about)
Me: I don't know.  I've got like 70K points.
Front desk: Uh, sure.  We'll put you down for checking out at 6.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 10, 2010, 08:35:48 AM
A nice think I've found with all these hotel deals is that not only do you get the points, you get the status given to somebody who actually stayed at a hotel half the year and accumulated the points naturally.

Me just now to front desk: Can I get a late check-out Friday?
Front desk:  Sure, you can check out at 1 instead of noon.
Me:  How about 6?
Front desk: Are you SPG gold/elite?  (can't remember exactly what level she asked about)
Me: I don't know.  I've got like 70K points.
Front desk: Uh, sure.  We'll put you down for checking out at 6.

yeah, it's nice.  Some programs don't give you the elite status for that kind of point earning and some do.  Most airlines don't and will have seperate point figures.  you should be able to ask for a room upgrade and they have to give it to you if they have a room available depending on your level.  I think I'm only SPG silver for this coming year but I'm a Hilton Gold for the first time.  Pretty jacked to ask for club level every time I stay.  You also get extra points for every stay once you reach a higher level. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 10, 2010, 08:38:05 AM
yeah, just checked.  I have 4 stays to go to reach SPG gold for the coming year.  Not going to make it unless something comes up at work.   SPG silver is basically a pat on the back when you check in.  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on November 10, 2010, 08:52:13 AM
yeah, just checked.  I have 4 stays to go to reach SPG gold for the coming year.  Not going to make it unless something comes up at work.   SPG silver is basically a pat on the back when you check in.  :frown:

i really kind of screwed up. i was like five nights away from spg gold and was going to go to san antonio for about that many days this month but cancelled. i'm not going to make it either.  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on November 20, 2010, 11:02:21 AM
Is 50K - 60K HHonors points worth it?  Seems like last time I looked it took 40K points just for one night.

https://www262.americanexpress.com/apisites/microsite/apply/hilton-hhonors-card/71-1000-54?returnUrl=http://www.americanexpress.com

I almost never stay at HHonors places and have had 15K points forever.  If there's no point in trying to load up on them, how do I swap those to somebody who could use them in exchange for SPGs/Marriott/etc.?

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 20, 2010, 11:10:59 AM
Is 50K - 60K HHonors points worth it?  Seems like last time I looked it took 40K points just for one night.

https://www262.americanexpress.com/apisites/microsite/apply/hilton-hhonors-card/71-1000-54?returnUrl=http://www.americanexpress.com

I almost never stay at HHonors places and have had 15K points forever.  If there's no point in trying to load up on them, how do I swap those to somebody who could use them in exchange for SPGs/Marriott/etc.?



Can't swap them without paying a fee that is higher than the points are worth.  The Manhattan Hampton is 25k iirc.  It was 20k a year ago but then HH devalued their points and mumped everyone.  Their highest level used to be 40k but it went up to 50k.  So, 50k-60k HH are only worth about $250 imo.  The one benefit of HH is that you can get them pretty fast.  I'm kinda pissed at Hilton over the devaluation but I'm now a gold member just because they seem to line up the best with my work travel so I'll keep using them. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 01, 2010, 07:50:29 AM
Posted about this earlier but they extended it and everyone should do this.  Register your Amex(s) here and you get a $25 statement credit if you spend $25 or more on one purchase at a small business (not a chain) before 12/31.  If you have more than one Amex you can register them all and each will get the $25 credit.  Read a story of a couple who had 13 different Amex accounts, registered all of them and bought 13 bottles of $25 wine getting $325 back in statement credits.  I don't think you can register your spouses card on the same account though as it has to be different accounts. 

https://enroll.amexnetwork.com/US/sbs/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 01, 2010, 07:56:17 AM
Also, got Priority Club Gold status for the coming year.  Don't have any idea how I got it as I only had about 3 stays this last year.  I do have 8 upcoming reservations so maybe they took that into account or something.  But, in reviewing the status, priority club gold is basically just a pat on the back equal to SPG silver.  10% point bonus and priority check in/check out.  My Hilton Gold status gives me free breakfast and room upgrades along with the extra points.  
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 01, 2010, 08:05:41 AM
Also, got Priority Club Gold status for the coming year.  Don't have any idea how I got it as I only had about 3 stays this last year.  I do have 8 upcoming reservations so maybe they took that into account or something.  But, in reviewing the status, priority club gold is basically just a pat on the back equal to SPG silver.  10% point bonus and priority check in/check out.  My Hilton Gold status gives me free breakfast and room upgrades along with the extra points. 

As Priority Club Gold, I was offered a bottled water and a choice of cookie (chocolate chip or snickerdoodle) when I checked in last night.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 01, 2010, 08:10:45 AM
man oh man, bottled water here I come  :drool:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 01, 2010, 06:39:57 PM
Posted about this earlier but they extended it and everyone should do this.  Register your Amex(s) here and you get a $25 statement credit if you spend $25 or more on one purchase at a small business (not a chain) before 12/31.  If you have more than one Amex you can register them all and each will get the $25 credit.  Read a story of a couple who had 13 different Amex accounts, registered all of them and bought 13 bottles of $25 wine getting $325 back in statement credits.  I don't think you can register your spouses card on the same account though as it has to be different accounts. 

https://enroll.amexnetwork.com/US/sbs/

Thanks to this and my 3 Amex cards I just bought 5 6packs of micro winter seasonals, two bottles of malbec and a bottle of champagne all for about $3  :pbj:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 01, 2010, 08:03:32 PM
Posted about this earlier but they extended it and everyone should do this.  Register your Amex(s) here and you get a $25 statement credit if you spend $25 or more on one purchase at a small business (not a chain) before 12/31.  If you have more than one Amex you can register them all and each will get the $25 credit.  Read a story of a couple who had 13 different Amex accounts, registered all of them and bought 13 bottles of $25 wine getting $325 back in statement credits.  I don't think you can register your spouses card on the same account though as it has to be different accounts. 

https://enroll.amexnetwork.com/US/sbs/

Thanks to this and my 3 Amex cards I just bought 5 6packs of micro winter seasonals, two bottles of malbec and a bottle of champagne all for about $3  :pbj:

Thought about that. Might go with three 25 dollar rab Xmas gift cards where you get an free five dollars free w/ each gift card. Free 90 dollars at rab here I come.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 02, 2010, 11:35:57 AM
may have already been posted but a really easy way to pick up an extra 2,000 pts per card...

https://www201.americanexpress.com/cards/Applyfservlet?csi=6/22592/s/110&showHtml=true
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 02, 2010, 11:40:18 AM
may have already been posted but a really easy way to pick up an extra 2,000 pts per card...

https://www201.americanexpress.com/cards/Applyfservlet?csi=6/22592/s/110&showHtml=true

above link might not work for corporate cards. this one would but requires a $150 spend...

https://www201.americanexpress.com/cards/apply/jsp/includes/StarwoodDualLanding.jsp?vanity=addstarwoods
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 02, 2010, 11:48:03 AM
this also may have been posted already or something similar but continental and continental cc cards won't be around much longer so if you haven't had one, now would be the time. 30,000 miles, 2 free president club passes and free $50 for simply using the card once and adding an authorized user....


http://www.mychasecreditcards.com/continental/opp50_ccc/?CELL=6H90&MSC=continental20ch&AFFID=Vj5FgSs2cdM-YR6esvmE9GHPZZ277YGG_g
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 02, 2010, 11:58:14 AM
this also may have been posted already or something similar but continental and continental cc cards won't be around much longer so if you haven't had one, now would be the time. 30,000 miles, 2 free president club passes and free $50 for simply using the card once and adding an authorized user....


http://www.mychasecreditcards.com/continental/opp50_ccc/?CELL=6H90&MSC=continental20ch&AFFID=Vj5FgSs2cdM-YR6esvmE9GHPZZ277YGG_g

boom, roasted.  been putting that off but now done/approved.  Considering making the new United/Continental my primary airline.
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on December 02, 2010, 01:49:30 PM
Posted about this earlier but they extended it and everyone should do this.  Register your Amex(s) here and you get a $25 statement credit if you spend $25 or more on one purchase at a small business (not a chain) before 12/31.  If you have more than one Amex you can register them all and each will get the $25 credit.  Read a story of a couple who had 13 different Amex accounts, registered all of them and bought 13 bottles of $25 wine getting $325 back in statement credits.  I don't think you can register your spouses card on the same account though as it has to be different accounts. 

https://enroll.amexnetwork.com/US/sbs/

Sweet. Signing up the other card. I spent mine on Saturday at Better Cheddar on some scrumptious Smoked German Bruder Basil, Cahill Irish Porter, Le Roule, and Cotswold w/ chives. Nice to see the $25 credit has already appeared on my account.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 06, 2010, 04:19:39 PM
British Airways miles conundrum/SD/Trim/etc. alert***

 i had over 200,000 BA miles but their stupid site never showed availability, so i researched a little and then got on AA and found AASaver flights (Booking code T) that were available and called British Airways on the phone and told them the exact flight numbers and days and etc and bam!

flying from mhk to eyw this summer for only 25,000 BA miles and ten dollars a ticket which if paid for would have been >$500/ticket. still have 160,000 miles left.


:woot:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 07, 2010, 07:32:39 AM
http://boardingarea.com/blogs/viewfromthewing/2010/12/07/something-big-on-the-horizon-for-starwood-preferred-guest/

 :ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 07, 2010, 07:54:15 AM
http://boardingarea.com/blogs/viewfromthewing/2010/12/07/something-big-on-the-horizon-for-starwood-preferred-guest/

 :ohno:


 :ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 07, 2010, 07:58:45 AM
It better be something good since they just kicked us in the balls with the return of peak season thing  :ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 07, 2010, 08:40:45 AM
It better be something good since they just kicked us in the balls with the return of peak season thing  :ohno:

yeah i saw that. was pretty scared cause i am probably gonna do key west westin (wife has never been) but won't have enough points for five nights for another month or two but it looks like that is one place that is not going to have a peak season.  also, plan on hunting down leach if he's still there, katpaking his face off and then presenting him w/ a contract to become the next ksucats head coach. wish me luck.




also, hypothetical conundrum for sd....
option #1- use 48,000 spg points to book key west westin for five nights (5th night free).
option #2- save the spg points and book using govt rate of 145/night.


i don't want to pay but also don't feel like i'm getting a great value for my points here. it's quite the conundrum. thoughts? ask william?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 07, 2010, 09:13:57 AM
I would just pay the $725 to stay five nights and earn even more points and then use them somewhere that you can't get a govt. rate.  I mean, they aren't gonig to expire or anything.  Seems like a waste to trade 12k SPG for a $145 a night room (not taking the 5th night free into account though).  We are looking to book for Kauai/Maui in May and we will be doing the same 12k a night/5th night free but the room rate is $339 with no govt. rate option.  :twocents:
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on December 07, 2010, 10:07:27 PM
may have already been posted but a really easy way to pick up an extra 2,000 pts per card...

https://www201.americanexpress.com/cards/Applyfservlet?csi=6/22592/s/110&showHtml=true

Says 1,000  :confused:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 08, 2010, 07:25:17 AM
may have already been posted but a really easy way to pick up an extra 2,000 pts per card...

https://www201.americanexpress.com/cards/Applyfservlet?csi=6/22592/s/110&showHtml=true

Says 1,000  :confused:

each*


*you have to read the re-direct things like this
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 08, 2010, 09:10:51 AM
I would just pay the $725 to stay five nights and earn even more points and then use them somewhere that you can't get a govt. rate.  I mean, they aren't gonig to expire or anything.  Seems like a waste to trade 12k SPG for a $145 a night room (not taking the 5th night free into account though).  We are looking to book for Kauai/Maui in May and we will be doing the same 12k a night/5th night free but the room rate is $339 with no govt. rate option.  :twocents:

that's the way i'm leaning, but it's an internal battle of wills to pay for something that i technically wouldn't have to.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on December 08, 2010, 07:29:45 PM
may have already been posted but a really easy way to pick up an extra 2,000 pts per card...

https://www201.americanexpress.com/cards/Applyfservlet?csi=6/22592/s/110&showHtml=true

Says 1,000  :confused:

each*


*you have to read the re-direct things like this

wut? so just b/c it says 1,000 each for the first two cards? sorry i'm Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!) after coming home from work some days. :(
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on December 08, 2010, 09:33:54 PM
http://www.facebook.com/AirTranAirways lame, but free $25 AirTran voucher for people who fly AirTran ???
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on December 08, 2010, 11:17:58 PM
This the BIG SPG annoucement??  :ck:

http://auction.starwoodhotels.com/?EM=Moments_EM_Dec7_headermt

Just got an email about it. Figure it can't be the announcement, but I haven't seen any of this before in my brief stint thus far w/ SPG.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 09, 2010, 07:29:50 AM
This the BIG SPG annoucement??  :ck:

http://auction.starwoodhotels.com/?EM=Moments_EM_Dec7_headermt

Just got an email about it. Figure it can't be the announcement, but I haven't seen any of this before in my brief stint thus far w/ SPG.

No, they always try to get you to spend your miles on stupid VIP stuff like that. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 09, 2010, 03:01:07 PM
sd,

will this turn your 48k hawaii into 36k?

http://www.flyertalk.com/forum/starwood-preferred-guest/1103392-promo-spg-rewarding-returns-link-live-register-12-31-2010-a.html
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 09, 2010, 03:09:24 PM
sd,

will this turn your 48k hawaii into 36k?

http://www.flyertalk.com/forum/starwood-preferred-guest/1103392-promo-spg-rewarding-returns-link-live-register-12-31-2010-a.html

Holy hell  :excited:

Downside is that we decided to stay at the St. Regis in Kaui which is 20K a day and above a cat 5 which doesn't appear to qualify  :frown:  We would have saved 20k SPG for the 5 day award.  Now I have to regroup and decide what to do...we almost have to stay at the Cat 5 Westin on Maui now.  Almost have to.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 09, 2010, 03:20:17 PM
sd,

will this turn your 48k hawaii into 36k?

http://www.flyertalk.com/forum/starwood-preferred-guest/1103392-promo-spg-rewarding-returns-link-live-register-12-31-2010-a.html

Holy hell  :excited:

Downside is that we decided to stay at the St. Regis in Kaui which is 20K a day and above a cat 5 which doesn't appear to qualify  :frown:  We would have saved 20k SPG for the 5 day award.  Now I have to regroup and decide what to do...we almost have to stay at the Cat 5 Westin on Maui now.  Almost have to.

it looks like as long as you register before the end of the year and have at least five qualifying stays since july, you'll at least get something of value.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 09, 2010, 03:21:21 PM
Quote
This 25%-off redemption offer excludes Category 6 and 7 properties, 5th Night Free, upgrade awards and award reservations booked online.

 :horrorsurprise:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 09, 2010, 03:23:30 PM
Quote
This 25%-off redemption offer excludes Category 6 and 7 properties, 5th Night Free, upgrade awards and award reservations booked online.

 :horrorsurprise:

http://www.flyertalk.com/forum/14292247-post277.html

 :party:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 09, 2010, 03:25:23 PM
 :party:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 09, 2010, 05:47:01 PM
rd, have you seen any good sign up links for the Chase Hyatt card?  Am going to sign up for the two free nights but don't want to miss a better option. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 09, 2010, 10:09:03 PM
rd, have you seen any good sign up links for the Chase Hyatt card?  Am going to sign up for the two free nights but don't want to miss a better option. 

I did this.  Didn't seem like a super deal but I was going to be able to put the 2 nights to use in a good location pretty quick.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 10, 2010, 07:41:45 AM
rd, have you seen any good sign up links for the Chase Hyatt card?  Am going to sign up for the two free nights but don't want to miss a better option. 

I did this.  Didn't seem like a super deal but I was going to be able to put the 2 nights to use in a good location pretty quick.

The Hyatts in Hawaii are, like, $400 a night so I figure two nights there for signing up is a pretty good deal. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 10, 2010, 08:03:01 AM
Posted this in pinstripe pak thread too.  up to $20 statement credit at a couple airport stores at a couple airports or on gogo inflight internet anywhere during the holidays for using an AMEX.  A few carriers are giving gogo away free over the holidays but this is great if you are flying one that doesn't.

http://boardingarea.com/blogs/milesquest/2010/12/09/up-to-20-american-express-statement-credit-for-select-airport-purchases/
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on December 13, 2010, 09:53:42 PM
SPG's new promo https://www.spgpromos.com/greatweeks/index.cfm?language=en_us&

Also, got Priority Club Rewards CC offer in email.  Had rewards account set up already, no points really, no cards started.
Their offer:
Quote
Now Earn 45,000 Points
 APPLY NOW 

Only with the ALL NEW Priority Club® Select Visa®
card will you get:
•  45,000 bonus points after your first purchase1
•  A Free Night certificate every year good at over
   4,400 hotels, worldwide2
•  No foreign transaction fees when you travel abroad3
•  Automatic 10% rebate on all point redemptions
  — up to 100,000 points back each year4
•  5 points per $1 spent at our hotels5
•  2 points per $1 spent on eligible gas, grocery
   and dining purchases5
•  Complimentary Gold Elite status6
•  No annual fee the first year — a $49 value3
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 15, 2010, 08:25:19 AM
free flight and 10% back in form of southwest giftcards on up to first 5k in spend...

http://www.mychasecreditcards.com/6000054/Default.aspx
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on December 19, 2010, 05:22:38 PM
Posted about this earlier but they extended it and everyone should do this.  Register your Amex(s) here and you get a $25 statement credit if you spend $25 or more on one purchase at a small business (not a chain) before 12/31.  If you have more than one Amex you can register them all and each will get the $25 credit.  Read a story of a couple who had 13 different Amex accounts, registered all of them and bought 13 bottles of $25 wine getting $325 back in statement credits.  I don't think you can register your spouses card on the same account though as it has to be different accounts.  

https://enroll.amexnetwork.com/US/sbs/

Everybody getting their $25 credits? I got the $25 credit for SPG card when I registered it for Small Business Saturday. Registered SPG Business for the extended deal and haven't got $25 credit for December 4th purchase. Still haven't made purchase for Premier Rewards card. :ohno:

BTW, be on the lookout for an e-mail from AMEX for a $30 statement credit deal if you have the Premier Rewards card. This is the deal, https://onthecard.amexnetwork.com/GoldGet30c/. It says you have to be invited. Would probably be worth trying if you're not.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 19, 2010, 05:26:18 PM
Posted about this earlier but they extended it and everyone should do this.  Register your Amex(s) here and you get a $25 statement credit if you spend $25 or more on one purchase at a small business (not a chain) before 12/31.  If you have more than one Amex you can register them all and each will get the $25 credit.  Read a story of a couple who had 13 different Amex accounts, registered all of them and bought 13 bottles of $25 wine getting $325 back in statement credits.  I don't think you can register your spouses card on the same account though as it has to be different accounts. 

https://enroll.amexnetwork.com/US/sbs/

Everybody getting their $25 credits? I got the $25 credit for SPG card when I registered it for Small Business Saturday. Registered SPG Business for the extended deal and haven't got $25 credit for December 4th purchase. Still haven't made purchase for Premier Rewards card. :ohno:

Got em all.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 28, 2010, 05:53:53 PM
travel related  :ck:

(http://www.boingboing.net/images/junk-20101228-090756.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 30, 2010, 08:32:31 AM
Good HTIQ piece by Loyalty Traveler. 

http://boardingarea.com/blogs/loyaltytraveler/2010/12/29/base-points-equivalent-value-method-for-hotel-program-comparisons/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 31, 2010, 07:43:18 AM
Good HTIQ piece by Loyalty Traveler. 

http://boardingarea.com/blogs/loyaltytraveler/2010/12/29/base-points-equivalent-value-method-for-hotel-program-comparisons/

Loyalty Traveler cranks the travel nerd knob to 11 today

http://boardingarea.com/blogs/loyaltytraveler/2010/12/30/comparing-2011-q1-hotel-loyalty-promotions-using-base-points-equivalent-value/

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 31, 2010, 07:46:12 AM
I think I linked to this before but it's on topic for nerd travel

(http://images.nerdwallet.com/infographics/hotel-rewards.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 31, 2010, 11:30:05 AM
Forgot to post this the other day.  Freaking wedding in DFW International Termy
(http://i256.photobucket.com/albums/hh193/stevedaveksu/IMAG0135.jpg)

The groom seemed excited as we passed on the escelator
(http://i256.photobucket.com/albums/hh193/stevedaveksu/IMAG0136.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 31, 2010, 11:55:54 AM
Hitlon Q1 promo is out.  Register here:

https://www.hiltonhhonors.com/landingpages/MoreNightsPoints.aspx
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 31, 2010, 12:24:57 PM
5 stays away from SPG Gold with a week left in the year and only planning a 5-night stay at a Sheraton?  Book each night separately and stop by the lobby at some point each day to check in/out.  I'm now Gold.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 31, 2010, 12:26:19 PM
5 stays away from SPG Gold with a week left in the year and only planning a 5-night stay at a Sheraton?  Book each night separately and stop by the lobby at some point each day to check in/out.  I'm now Gold.

Have thought about doing this before
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 31, 2010, 03:41:36 PM
5 stays away from SPG Gold with a week left in the year and only planning a 5-night stay at a Sheraton?  Book each night separately and stop by the lobby at some point each day to check in/out.  I'm now Gold.

Have thought about doing this before

I wouldn't have tried it had it not worked unintentionally at OKCPak when everyone's plans kept changing and I had to book the rooms separately.  When checking to see what I needed, I saw I got 2 stays for those 2 nights.  Figured I'd see how far I could push it.

Also looks like I got credit for a stay back at FarmageddonPak when I used free nights but paid a couple bucks for phone or internet or parking or something.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Whale on January 02, 2011, 12:19:39 PM
So my goal this year is to take a trip to Hawaii with my wife in late Dec.  Would like to fly first class, at least on the way over to the island.

Starting with 20k Delta miles in my acct, none in wife's.  Set up an awardwallet acct -- kind of sad, most of the accounts are empty, or have very few points/miles.

Any decent options for cards going on now?  Do not care which airline.

Found this link:  away5.citicards.com (http://away5.citicards.com) which has several 75k Citi AA offers after spending $1.5k, the page says the offer expired Oct 31st, but other forums say the offer may still be good.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 02, 2011, 12:23:14 PM
Found this link:  away5.citicards.com (http://away5.citicards.com) which has several 75k Citi AA offers after spending $1.5k, the page says the offer expired Oct 31st, but other forums say the offer may still be good.

I did that one.  Got the 75K.  No idea if it'll still work past expiration, but the 75K would be enough to get you at least the first-class out there if you planned in advance.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 02, 2011, 02:32:02 PM
So my goal this year is to take a trip to Hawaii with my wife in late Dec.  Would like to fly first class, at least on the way over to the island.

Starting with 20k Delta miles in my acct, none in wife's.  Set up an awardwallet acct -- kind of sad, most of the accounts are empty, or have very few points/miles.

Any decent options for cards going on now?  Do not care which airline.

Found this link:  away5.citicards.com (http://away5.citicards.com) which has several 75k Citi AA offers after spending $1.5k, the page says the offer expired Oct 31st, but other forums say the offer may still be good.

Yeah, you and the wife need to both do the 75k AA card and think about doing a business card as well until you have enough to fly first class roundtrip.  There are still 75k AA offers out there if you look.  That is your best bet to fly first class.  Then I would look at each getting a SPG or Hyatt card to get 4 or 5 nights free. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 04, 2011, 07:37:03 AM
Watch this video about bose headsets (or just let it run in the background) and have your AA number ready.  150 free AA miles.  They do this every year iirc.

https://www.aadvantagemilesforbose.com/video.htm
Title: Re: How Many Credit Cards Do You Have?
Post by: The Whale on January 04, 2011, 09:20:26 AM
So my goal this year is to take a trip to Hawaii with my wife in late Dec.  Would like to fly first class, at least on the way over to the island.

Starting with 20k Delta miles in my acct, none in wife's.  Set up an awardwallet acct -- kind of sad, most of the accounts are empty, or have very few points/miles.

Any decent options for cards going on now?  Do not care which airline.

Found this link:  away5.citicards.com (http://away5.citicards.com) which has several 75k Citi AA offers after spending $1.5k, the page says the offer expired Oct 31st, but other forums say the offer may still be good.

Yeah, you and the wife need to both do the 75k AA card and think about doing a business card as well until you have enough to fly first class roundtrip.  There are still 75k AA offers out there if you look.  That is your best bet to fly first class.  Then I would look at each getting a SPG or Hyatt card to get 4 or 5 nights free. 

Awesome.

Found a link for the 75k offer last night, and signed up both the wife and I.  The new offer requires 4k spending per card withing 6 months to get the 75k miles.  Didn't plan on spending that much, but worst case, I'll buy 4k worth of grocery store and walmart/target gc's and spend zero out of pocket when shopping the rest of the year. 

What Hyatt/SPG cards are out there to get 4/5 nights free?  The SPG cards I found only gave 10k points upon signup.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 04, 2011, 09:27:42 AM
Yeah, don't waste your time on a 10k SPG signup.  Hyatt's Chase card gives you two free nights so you and the wife each signing up would net you 4 Hyatt nights.  Their Maui and Kauai properties go for $350-$500 a night.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on January 04, 2011, 04:24:07 PM
Yeah, don't waste your time on a 10k SPG signup.  Hyatt's Chase card gives you two free nights so you and the wife each signing up would net you 4 Hyatt nights.  Their Maui and Kauai properties go for $350-$500 a night.

Priority Club is doing 2 to 3 free nights on their chase visa card depending on where you find the deal. Prob not as nice of properties in Hawaii but better # of properties if you're going anywhere else
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 04, 2011, 07:16:04 PM
Yeah, don't waste your time on a 10k SPG signup.  Hyatt's Chase card gives you two free nights so you and the wife each signing up would net you 4 Hyatt nights.  Their Maui and Kauai properties go for $350-$500 a night.

Priority Club is doing 2 to 3 free nights on their chase visa card depending on where you find the deal. Prob not as nice of properties in Hawaii but better # of properties if you're going anywhere else

Yeah, there aren't any priority club properties in Maui or Kauai.  Some on Oahu.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Whale on January 06, 2011, 09:28:17 AM
Yeah, don't waste your time on a 10k SPG signup.  Hyatt's Chase card gives you two free nights so you and the wife each signing up would net you 4 Hyatt nights.  Their Maui and Kauai properties go for $350-$500 a night.

Any way to get out of the $75 annual fee?  Not that it's that big of a deal -- $2K worth of hotel rooms on Maui for $150 total is still increds.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 06, 2011, 09:50:40 AM
Yeah, don't waste your time on a 10k SPG signup.  Hyatt's Chase card gives you two free nights so you and the wife each signing up would net you 4 Hyatt nights.  Their Maui and Kauai properties go for $350-$500 a night.

Any way to get out of the $75 annual fee?  Not that it's that big of a deal -- $2K worth of hotel rooms on Maui for $150 total is still increds.

no
Title: Re: How Many Credit Cards Do You Have?
Post by: prome05 on January 06, 2011, 02:27:36 PM
I have 50,000 United miles, but none of my friends have any miles or money, so I kinda just fantasize about going to places but never do. :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 06, 2011, 02:29:11 PM
I have 50,000 United miles, but none of my friends have any miles or money, so I kinda just fantasize about going to places but never do. :frown:

You could go somewhere with a special lady/man :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on January 06, 2011, 09:17:42 PM
So my goal this year is to take a trip to Hawaii with my wife in late Dec.  Would like to fly first class, at least on the way over to the island.

Starting with 20k Delta miles in my acct, none in wife's.  Set up an awardwallet acct -- kind of sad, most of the accounts are empty, or have very few points/miles.

Any decent options for cards going on now?  Do not care which airline.

Found this link:  away5.citicards.com (http://away5.citicards.com) which has several 75k Citi AA offers after spending $1.5k, the page says the offer expired Oct 31st, but other forums say the offer may still be good.

Yeah, you and the wife need to both do the 75k AA card and think about doing a business card as well until you have enough to fly first class roundtrip.  There are still 75k AA offers out there if you look.  That is your best bet to fly first class.  Then I would look at each getting a SPG or Hyatt card to get 4 or 5 nights free. 

Awesome.

Found a link for the 75k offer last night, and signed up both the wife and I.  The new offer requires 4k spending per card withing 6 months to get the 75k miles.  Didn't plan on spending that much, but worst case, I'll buy 4k worth of grocery store and walmart/target gc's and spend zero out of pocket when shopping the rest of the year. 

What Hyatt/SPG cards are out there to get 4/5 nights free?  The SPG cards I found only gave 10k points upon signup.

link?
Title: Re: How Many Credit Cards Do You Have?
Post by: The Whale on January 07, 2011, 09:38:28 AM
So my goal this year is to take a trip to Hawaii with my wife in late Dec.  Would like to fly first class, at least on the way over to the island.

Starting with 20k Delta miles in my acct, none in wife's.  Set up an awardwallet acct -- kind of sad, most of the accounts are empty, or have very few points/miles.

Any decent options for cards going on now?  Do not care which airline.

Found this link:  away5.citicards.com (http://away5.citicards.com) which has several 75k Citi AA offers after spending $1.5k, the page says the offer expired Oct 31st, but other forums say the offer may still be good.

Yeah, you and the wife need to both do the 75k AA card and think about doing a business card as well until you have enough to fly first class roundtrip.  There are still 75k AA offers out there if you look.  That is your best bet to fly first class.  Then I would look at each getting a SPG or Hyatt card to get 4 or 5 nights free. 

Awesome.

Found a link for the 75k offer last night, and signed up both the wife and I.  The new offer requires 4k spending per card withing 6 months to get the 75k miles.  Didn't plan on spending that much, but worst case, I'll buy 4k worth of grocery store and walmart/target gc's and spend zero out of pocket when shopping the rest of the year. 

What Hyatt/SPG cards are out there to get 4/5 nights free?  The SPG cards I found only gave 10k points upon signup.

link?

Two current offers:

50k w/ $2k in purchases:  http://creditcards.citicards.com/usc/Travel/AA/Multi/Nov10/Triple/50k/default.htm?Promocode=away4&BT_TX=1 (http://creditcards.citicards.com/usc/Travel/AA/Multi/Nov10/Triple/50k/default.htm?Promocode=away4&BT_TX=1)
75k w/ $4k in purchases:  http://travel2.citicards.com (http://travel2.citicards.com)
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on January 07, 2011, 02:55:06 PM
Just got going on award wallet.  I am signed up with PC, SW air, and American at the moment.  What clubs do I need to join yet? 
To do list:
-Hilton Honors
-Starwood
-Maybe United/Us air/Cont?

Anything I'm missing?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 07, 2011, 03:21:07 PM
Just got going on award wallet.  I am signed up with PC, SW air, and American at the moment.  What clubs do I need to join yet? 
To do list:
-Hilton Honors
-Starwood
-Maybe United/Us air/Cont?

Anything I'm missing?

I have Hyatt, Marriott, priority club, hilton, wyndham, starwood, british, american, us, sw, united, continental, frontier, delta, enterprise, hertz, national, expedia rewards, thank you network, e-mails
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on January 07, 2011, 04:35:32 PM
and am I to understand correctly on the AA deals, you can combine the miles from 1 personal and 1 corp card into 1 account?
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on January 07, 2011, 04:47:38 PM
A question about the airline reward programs -

Can you and a sig other fly with the points going to one account?  (Is there a pretty blanket policy with this or is it an airline by airline thing?)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 07, 2011, 05:01:43 PM
and am I to understand correctly on the AA deals, you can combine the miles from 1 personal and 1 corp card into 1 account?

yes
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 07, 2011, 05:04:22 PM
A question about the airline reward programs -

Can you and a sig other fly with the points going to one account?  (Is there a pretty blanket policy with this or is it an airline by airline thing?)

All are different but usually you can purchase tickets for yourself and anyone else with your points.  There are times/carriers you can't though.  Like, mrs. dave and I "combined" our British Airways accounts to make them a household account.  The benefit here is that if I'm a few miles short of a reward flight I can use some of hers and mine.  But, BA then makes it so only the people in the joined account can fly on the rewards.  Easy tradeoff for me because I'm not buying any other loser a ticket with my miles. 
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on January 07, 2011, 05:06:58 PM
A question about the airline reward programs -

Can you and a sig other fly with the points going to one account?  (Is there a pretty blanket policy with this or is it an airline by airline thing?)

All are different but usually you can purchase tickets for yourself and anyone else with your points.  There are times/carriers you can't though.  Like, mrs. dave and I "combined" our British Airways accounts to make them a household account.  The benefit here is that if I'm a few miles short of a reward flight I can use some of hers and mine.  But, BA then makes it so only the people in the joined account can fly on the rewards.  Easy tradeoff for me because I'm not buying any other loser a ticket with my miles. 

I was wondering more about accumulating together?  By what you said, I'm assuming BA allows it but otherwise its rare
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 07, 2011, 05:08:39 PM
A question about the airline reward programs -

Can you and a sig other fly with the points going to one account?  (Is there a pretty blanket policy with this or is it an airline by airline thing?)

All are different but usually you can purchase tickets for yourself and anyone else with your points.  There are times/carriers you can't though.  Like, mrs. dave and I "combined" our British Airways accounts to make them a household account.  The benefit here is that if I'm a few miles short of a reward flight I can use some of hers and mine.  But, BA then makes it so only the people in the joined account can fly on the rewards.  Easy tradeoff for me because I'm not buying any other loser a ticket with my miles. 

I was wondering more about accumulating together?  By what you said, I'm assuming BA allows it but otherwise its rare

Yeah, I don't know of anyone that does it other than British Air
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on January 07, 2011, 08:54:58 PM
Yet another question from a noob: Does the amount of CCs you have through one company effect your acceptance?  For example, I currently have one thru Chase.  If I applied now for the Hyatt offer (2 free nights), could Chase not let me do a future BA offer ( :pray: ) because Chase has already have given me 2 cards?

I like the Hyatt deal, but may hold out for something better if this is the case...
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 07, 2011, 09:09:49 PM
Yet another question from a noob: Does the amount of CCs you have through one company effect your acceptance?  For example, I currently have one thru Chase.  If I applied now for the Hyatt offer (2 free nights), could Chase not let me do a future BA offer ( :pray: ) because Chase has already have given me 2 cards?

I like the Hyatt deal, but may hold out for something better if this is the case...

It's not really the amount you have gotten from them in the past but the amount you currently have with each will effect it.  I usually only have 2 Chase or Citi cards at any one time.  I have had 3 or 4 AMEX's at a time though.  If they reject your application you can call them and ask if you can cancel an older card and they will sometimes let you do that and go ahead and approve the new card you applied for.  They want to get you approved as much as you want to be approved.  It's all commission. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 07, 2011, 11:38:55 PM
Yet another question from a noob: Does the amount of CCs you have through one company effect your acceptance?  For example, I currently have one thru Chase.  If I applied now for the Hyatt offer (2 free nights), could Chase not let me do a future BA offer ( :pray: ) because Chase has already have given me 2 cards?

I like the Hyatt deal, but may hold out for something better if this is the case...

A bunch of mine are through Chase.  On the last few, they call and are all, "you know you've got these other chase cards right?"  I say yes and they tell me that my limit on the new one will be less because I've got others and I tell them as long as it's $100 or $500 or $1000 or whatever I need to get my thousands of bonus points I don't give a crap.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on January 07, 2011, 11:56:02 PM
i must have a shitty credit rating or something.  keep getting turned down for all the cards that interest me.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 08, 2011, 08:44:09 AM
i must have a shitty credit rating or something.  keep getting turned down for all the cards that interest me.

I bet you haven't established credit.  That is one benefit of haveing $80k in student loan debt.  :cool:
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on January 09, 2011, 11:50:51 AM
http://www.staralliance.com/en/about/campaigns/

I nailed the miles question, you guys can try for the consolation prizes tho
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 16, 2011, 05:31:55 PM
Quote
Free Priority Club Points for Quick Surveys (with Answers!)
This post on Flyertalk notes 3 quick Priority Club surveys which offer free points:

100 points: http://usa-survey.priorityclub.com/unfvmw
Answers are : C,D,B

100 points: http://usa-survey.priorityclub.com/fhaidt
Answers are: D,A,D

300 points: http://usa-survey.priorityclub.com/mwpvwj
Answers are: D, D, D, D, C

I had already taken the second and third surveys, it wouldn’t let me take them again. But it did let me take the first one.

pretty sure the middle one is C instead of D on the last one as there are only 3 answers
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 17, 2011, 12:34:27 PM
Just found out Mrs. Dave made SPG Gold for 2011.  So, I am gold in PC & Hilton and she is in SPG.  Should make for a good travel year. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 19, 2011, 11:01:48 AM
So, just found out that I'm a SPG Gold for this coming year.  I think they must have either screwed up or decided what the hell and gave it to me anyway.  I know for a fact I was a few nights short.  Oh well, just ordered my personalized SPG card too:

https://www.spgpromos.com/mycard/index.cfm?language=en_us&EM=VTY_SPG_MYCARD_PROMOTION

 :emawkid:
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on January 19, 2011, 11:15:45 AM
i must have a shitty credit rating or something.  keep getting turned down for all the cards that interest me.

I bet you haven't established credit.  That is one benefit of haveing $80k in student loan debt.  :cool:
CUT UP YOUR CREDIT CARDS IMMEDIATELY!!!1
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 20, 2011, 07:33:53 AM
Enter your HH login info here:

https://www.hiltonhhonors.com/processLanding6.aspx?lp=justgowithit

Drawing is for:

1 Grand Prize:
1,000,000 HHonors points
Roundtrip airfare to Hawaii and interisland flights between hotels
$10,000 Hilton Worldwide Gift Card
$5,000 check
5 nights for 4 persons in 2 rooms at Waldorf Astoria Grand Wailea, Maui
4 nights for 4 persons in 2 rooms at Hilton Hawaiian Village, Oahu

10 First Prizes:
500,000 HHonors points
$1,000 Gift Card
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 20, 2011, 08:28:35 AM
do you fly delta and like to drink? well here you go, 80 free ones. supposedly can sign up under the new york/nj/etc link with a fake address and then just change the address to your current one when you decide to redeem...also would be enough for a free roundtrip domestic if you don't like to drink or whatever. sign up is fairly complicated. not entirely sure if you really need a fed tax id or can make one up.


http://boardingarea.com/blogs/viewfromthewing/2011/01/17/20-free-drink-coupons-and-more-from-deltas-small-business-rewards-program/



also thinking about asking a mod to rename this thread "daris and sd discuss things that are posted on viewfromthewing and flyertalk"
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 20, 2011, 08:46:25 AM
do you fly delta and like to drink? well here you go, 80 free ones. supposedly can sign up under the new york/nj/etc link with a fake address and then just change the address to your current one when you decide to redeem...also would be enough for a free roundtrip domestic if you don't like to drink or whatever. sign up is fairly complicated. not entirely sure if you really need a fed tax id or can make one up.


http://boardingarea.com/blogs/viewfromthewing/2011/01/17/20-free-drink-coupons-and-more-from-deltas-small-business-rewards-program/



also thinking about asking a mod to rename this thread "daris and sd discuss things that are posted on viewfromthewing and flyertalk"

new information about this. you can use your ss# instead of tax id#. if you use the 85,000 code then you have to buy a ticket before you get the 85k. if you use the 25k code then you get the points quickly without having to purchase a ticket. any free drink tickets ordered must be used within a year.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 20, 2011, 08:49:09 AM
Just signed up goEMAW and our EIN.  :dunno: 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 20, 2011, 08:54:29 AM
Just signed up goEMAW and our EIN.  :dunno: 

i may or may not have signed up using a fake new jersey business but real address and my ss# in hopes of cashing in if i get to fly delta within the next couple of months, which is possible. will update on whether or not the 85k happened or not. nothing to lose really.
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on January 20, 2011, 10:18:38 AM
Guys, i've got a truckfull of cash I need to deposit to the goEMAW bank account. Problem is, there isn't one.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 20, 2011, 10:34:41 AM
Guys, i've got a truckfull of cash I need to deposit to the goEMAW bank account. Problem is, there isn't one.

saul, damnit, shutup. 
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on January 20, 2011, 11:15:54 AM
So what site do you guys follow?  I assume viewfromthewing and flyertalk.  I am watching thepointsguy, frugaltravelguy, and theboardingarea as well.  Any good ones I'm missing?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 20, 2011, 11:55:53 AM
So what site do you guys follow?  I assume viewfromthewing and flyertalk.  I am watching thepointsguy, frugaltravelguy, and theboardingarea as well.  Any good ones I'm missing?

yeah, viewfromthewing is one of the blogs on boardingarea and I just follow all of them.  Also frugaltravelguy, who is a complete douche but who has good info from time to time.  Am not familiar with thepointsguy but will check it out.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 20, 2011, 12:40:39 PM
So what site do you guys follow?  I assume viewfromthewing and flyertalk.  I am watching thepointsguy, frugaltravelguy, and theboardingarea as well.  Any good ones I'm missing?

This thread.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 20, 2011, 02:57:41 PM
So, just found out that I'm a SPG Gold for this coming year.  I think they must have either screwed up or decided what the hell and gave it to me anyway.  I know for a fact I was a few nights short.  Oh well, just ordered my personalized SPG card too:

https://www.spgpromos.com/mycard/index.cfm?language=en_us&EM=VTY_SPG_MYCARD_PROMOTION

 :emawkid:

Also, what was kind of cool with the new SPG reward card thing is that you can put personalized text on the back.  So I put the account numbers for my top 6 frequent flier programs on there.  I mean, I never carry these cards...ever.  They are kinda pointless.  They already have my account number with my reservation but I still nerd out over them.  Can't even explain it. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 21, 2011, 01:42:59 PM
http://www.msnbc.msn.com/id/41192502/?gt1=43001

 :emawkid:  :AA:  :emawkid:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 21, 2011, 01:52:09 PM
http://goEMAW.com/forum/index.php?topic=10148.0
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 26, 2011, 08:05:42 AM
Really wish I hadn't gotten the 30k continental card a couple months ago.  Now offering 50k continental miles and no first year fee.  I got the statement credit but it wasn't worth 20k extra miles.  These will soon be United miles with the merger.

http://www.continental.com/web/en-US/content/products/chase/continental.aspx?&offer=OPP50
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 26, 2011, 08:10:49 AM
Also, if you have an AA account, sign up for a Best Western account and set your earnings preference to American Airlines miles and you will get 250 AA miles.  It takes about 30 seconds.

http://boardingarea.com/blogs/milesquest/2011/01/25/250-free-american-airlines-miles-for-joining-best-western-rewards/
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 26, 2011, 08:26:58 AM
Really wish I hadn't gotten the 30k continental card a couple months ago.  Now offering 50k continental miles and no first year fee.  I got the statement credit but it wasn't worth 20k extra miles.  These will soon be United miles with the merger.

http://www.continental.com/web/en-US/content/products/chase/continental.aspx?&offer=OPP50

Same.  Damn that sucks.  Got it at 30K with the expectation to either use them for Final Four or have them turn into United (and getting a United bonus card in the meantime).
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 26, 2011, 08:37:06 AM
Really wish I hadn't gotten the 30k continental card a couple months ago.  Now offering 50k continental miles and no first year fee.  I got the statement credit but it wasn't worth 20k extra miles.  These will soon be United miles with the merger.

http://www.continental.com/web/en-US/content/products/chase/continental.aspx?&offer=OPP50

Same.  Damn that sucks.  Got it at 30K with the expectation to either use them for Final Four or have them turn into United (and getting a United bonus card in the meantime).

yeah. that does suck. looks like there is also a 20k business card after first purchase. it's chase as well and i'm pretty far out of the loop in regards to their churning policies. might work as well though.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on January 31, 2011, 11:29:36 PM
Anyone ever done the AmEx "here's two free $100 restaurant gift certificates if you sign up for this deal for like 2 months or something, man"?

I'm tempted. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 01, 2011, 07:25:15 AM
Anyone ever done the AmEx "here's two free $100 restaurant gift certificates if you sign up for this deal for like 2 months or something, man"?

I'm tempted.  

get those constantly.  hate those things.  
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 01, 2011, 07:34:19 AM
Quote
25,000  More Continental Miles

If you have applied for and received the Continetal OnePass card in the last 90 days, you can probably get them to UP your signup bonus. Lucky wrote about this several days agao and I'm all in favor of more miles for all of you.

Lucky and several of my readers have been successful requesting a larger sign up bonus than they originally got (25K +5K for authorized user) by sending a secure email to Chase from their online website asking for the additional miles in light of the fact they are now offering 50,000 miles for the card.

Chase's response has been yes too many IF they got the card within the last 90 days. I do NOT have reports of a phone call working, only online through their secure website. One reader reported he was told he'd get the extra 25K and he was at 100 days.

This is the type of event that may change rapidly so if you are in this position don't wait four or five days to send the secure message.


 :cheese:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 01, 2011, 07:45:56 AM
I also told them I signed up under the 25k promotion and didn't tell them about the +5k for adding another card holder (hopefully they don't bother or care to check).  So, if they do add 25k more like the blog entry suggests, I'll end up with 55k plus the account credit that's not available under the new promo :ohno: :pray:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 01, 2011, 08:02:43 AM
I also told them I signed up under the 25k promotion and didn't tell them about the +5k for adding another card holder (hopefully they don't bother or care to check).  So, if they do add 25k more like the blog entry suggests, I'll end up with 55k plus the account credit that's not available under the new promo :ohno: :pray:

i wonder if the people who just signed up for the 50k will then be able to ask for the account credit? i mean, where will it end.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on February 01, 2011, 06:49:11 PM
$150 cash back for spending $500 in first 6 months - Chase Freedom

http://slickdeals.net/?pno=46195&lno=1&afsrc=1

Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 01, 2011, 10:28:57 PM
I also told them I signed up under the 25k promotion and didn't tell them about the +5k for adding another card holder (hopefully they don't bother or care to check).  So, if they do add 25k more like the blog entry suggests, I'll end up with 55k plus the account credit that's not available under the new promo :ohno: :pray:

Any response?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 02, 2011, 06:20:52 AM
I also told them I signed up under the 25k promotion and didn't tell them about the +5k for adding another card holder (hopefully they don't bother or care to check).  So, if they do add 25k more like the blog entry suggests, I'll end up with 55k plus the account credit that's not available under the new promo :ohno: :pray:

Any response?

Not yet
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 02, 2011, 07:29:59 AM
So, uh, this is a number you call if you get an AMEX platinum card to get SPG gold.  The card has a big annual fee but gives you status in a ton of programs.  Apparently, it's not automatic and you have to call the program to tell them.  Anyway, here is the info on the SPG number and code.  I'm already SPG gold but if you aren't I am pretty sure you just call this number, give them the code & your SPG number, if the ask tell them you have a amex platinum card but hopefully they won't even ask, and you are a SPG gold member.   :dunno:

Quote
Starwood Preferred Guest is the award-winning frequent guest program uniting over 850 hotels and resorts worldwide in over 95 countries including the renowned brands of Westin®, Sheraton®, Four Points® by Sheraton, St. Regis®, The Luxury Collection®,
W Hotels® and Le Meridien®.  
  
 
>Call 1-888-625-4990 and mention code SN  
 
Without having to meet any frequent stay minimums or requirements,
Platinum Card® members are entitled to complimentary Gold Preferred status in Starwood Preferred Guest.1 If you are already a member, you can receive a complimentary upgrade to the Gold Preferred level.  
 
As a Gold Preferred Guest you will:
 
•  Earn a 50% bonus (a total of three StarpointsSM) for every eligible U.S. dollar you spend at any Starwood Preferred Guest hotel
•  Receive a complimentary upgrade to a Preferred Room when available at check-in2, and 4 p.m. late checkout3  
 
 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 02, 2011, 07:37:27 AM
Also, Continental (soon to be United) started their mileathon promotion yesterday.  You get points for doing stupid crap and everything you do gets different amounts of points.  To prepare for this I went and deactivated all my continental email alerts so I could go back and activate them again now.  If you don't have a Continental frequent flyer account you can go in and sign up for one (2 points) and accept the email promotions (3 points) and you are already to 500 continental miles.  If you were on the fence about the now 50k continental mastercard now would also be a great time to sign up for it because it gives you 20 points.  So, add that to the 5 from above and you are at 25 which is good for 2,500 continental miles on top of the 50k you get for making a purchase on the card.  

EDIT:  Register Here---> http://www.continental.com/web/en-US/apps/onepass/promotions/mileathon/login.aspx

(http://thepointsguy.com/wp-content/uploads/2011/02/Milethon-Activities.jpg)

(http://thepointsguy.com/wp-content/uploads/2011/02/Mileathon.bmp)
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 02, 2011, 07:57:36 AM
I also told them I signed up under the 25k promotion and didn't tell them about the +5k for adding another card holder (hopefully they don't bother or care to check).  So, if they do add 25k more like the blog entry suggests, I'll end up with 55k plus the account credit that's not available under the new promo :ohno: :pray:

Any response?

Not yet

I sent my e-mail through the site yesterday around this time and got the auto-response saying I'd hear something in 4 hours.  Nothing.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 02, 2011, 08:01:57 AM
I also told them I signed up under the 25k promotion and didn't tell them about the +5k for adding another card holder (hopefully they don't bother or care to check).  So, if they do add 25k more like the blog entry suggests, I'll end up with 55k plus the account credit that's not available under the new promo :ohno: :pray:

Any response?

Not yet

I sent my e-mail through the site yesterday around this time and got the auto-response saying I'd hear something in 4 hours.  Nothing.

I'm sure they are getting slammed with requests for this.  It was all over flyertalk.  I sent them another message quoting their 4 hour response using the old "I'm sending this again to make sure you got it".  Also threw in a "my friend got the additional mileage added to his account and we signed up at the same time" to add a forwarning of pissed off'ed'ness should they deny me.  

 :comehere:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 02, 2011, 09:55:52 AM
trim, when you got your Hyatt card how long did it take you to be able to book your free nights?  Also, how did you know you could?  I assume they can't show up in the account as points as all their properties have different point values... :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on February 02, 2011, 10:05:35 AM
sd, rd, et al-  do you guys post at flyertalk or just read?

just started getting into that forum. rivaling goEMAW as my favorite bbs site.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 02, 2011, 10:10:24 AM
sd, rd, et al-  do you guys post at flyertalk or just read?

just started getting into that forum. rivaling goEMAW as my favorite bbs site.

I just lurk.  Any question I may have has certainly been answered if I look hard enough and they will destroy you for that....  :ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on February 02, 2011, 10:12:03 AM
sd, rd, et al-  do you guys post at flyertalk or just read?

just started getting into that forum. rivaling goEMAW as my favorite bbs site.

I just lurk.  Any question I may have has certainly been answered if I look hard enough and they will destroy you for that....  :ohno:

EVER HEARD OF THE SEARCH BUTTON?!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 02, 2011, 10:13:49 AM
sd, rd, et al-  do you guys post at flyertalk or just read?

just started getting into that forum. rivaling goEMAW as my favorite bbs site.

I just lurk.  Any question I may have has certainly been answered if I look hard enough and they will destroy you for that....  :ohno:

EVER HEARD OF THE SEARCH BUTTON?!

 :horrorsurprise:
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on February 02, 2011, 10:28:46 AM
Ok, I am new to this.  I am getting ready to book a trip on Delta.  Using points to book.  It says that if I get the Delta CC, I get 20k points and get to check a bag for free (Never had to pay before with NW due to status  :curse: ).  Anyway, they waive the annual fee for the first year so basically I will get the 20k points and not have to pay to check my bags for my personal trip then I can cancel within the year so I don't have to pay the next year right?  Will they be mad at me for stealing the 20k points and free checked bags for a year?  Will be pretty  :ohno: when I call and cancel. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 02, 2011, 10:46:46 AM
Ok, I am new to this.  I am getting ready to book a trip on Delta.  Using points to book.  It says that if I get the Delta CC, I get 20k points and get to check a bag for free (Never had to pay before with NW due to status  :curse: ).  Anyway, they waive the annual fee for the first year so basically I will get the 20k points and not have to pay to check my bags for my personal trip then I can cancel within the year so I don't have to pay the next year right?  Will they be mad at me for stealing the 20k points and free checked bags for a year?  Will be pretty  :ohno: when I call and cancel. 

they are going to care about as much as someone at target would care if you return something that you recently bought and you have the receipt and it has been unused and is still in it's original package. they aren't going to care. your issue is going to be getting the points in time to book the trip you want.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 02, 2011, 10:48:29 AM
sd, rd, et al-  do you guys post at flyertalk or just read?

just started getting into that forum. rivaling goEMAW as my favorite bbs site.

I just lurk.  Any question I may have has certainly been answered if I look hard enough and they will destroy you for that....  :ohno:

EVER HEARD OF THE SEARCH BUTTON?!

yeah. the PI'ing that gets done over there is pretty great. i've never even registered, more/less posted. fun site though. i just don't travel enough to really, really get into it enough to sign up and post and stuff.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on February 02, 2011, 10:50:33 AM
Ok, I am new to this.  I am getting ready to book a trip on Delta.  Using points to book.  It says that if I get the Delta CC, I get 20k points and get to check a bag for free (Never had to pay before with NW due to status  :curse: ).  Anyway, they waive the annual fee for the first year so basically I will get the 20k points and not have to pay to check my bags for my personal trip then I can cancel within the year so I don't have to pay the next year right?  Will they be mad at me for stealing the 20k points and free checked bags for a year?  Will be pretty  :ohno: when I call and cancel. 

they are going to care about as much as someone at target would care if you return something that you recently bought and you have the receipt and it has been unused and is still in it's original package. they aren't going to care. your issue is going to be getting the points in time to book the trip you want.
:pbj:  I already have enough points, I just don't want to pay for the bag if I don't have to.  Plus this will give me enough points for another flight.  Still a little  :ohno: Seems like stealing almost, but they pretty much just hose my company all year so I guess they deserve it.  
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 02, 2011, 10:57:43 AM
trim, when you got your Hyatt card how long did it take you to be able to book your free nights?  Also, how did you know you could?  I assume they can't show up in the account as points as all their properties have different point values... :dunno:

Pretty quick.  Not points.  I think when you get into your account details on the Hyatt website, there's a separate section for Rewards or something like that.  You should see them there.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 02, 2011, 10:58:59 AM
there's rumblings of a 50k Delta targeted promotion going on right now for that card. you have to get an invite for it though.  so, keep you eyes peeled.  

(http://www.google.com/images?q=tbn:XGuZdBzcFoLOQM::mmii.info/_ign/54717.gif&t=1)
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on February 02, 2011, 11:02:03 AM
there's rumblings of a 50k Delta targeted promotion going on right now for that card. you have to get an invite for it though.  so, keep you eyes peeled.  

(http://www.google.com/images?q=tbn:XGuZdBzcFoLOQM::mmii.info/_ign/54717.gif&t=1)

Just looked on that flyer talk thingy and saw that.  I clicked the link and it said my offer has expired  :chainsaw:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 03, 2011, 02:05:28 PM
I also told them I signed up under the 25k promotion and didn't tell them about the +5k for adding another card holder (hopefully they don't bother or care to check).  So, if they do add 25k more like the blog entry suggests, I'll end up with 55k plus the account credit that's not available under the new promo :ohno: :pray:

i wonder if the people who just signed up for the 50k will then be able to ask for the account credit? i mean, where will it end.

Quote
Thank you for your recent inquiry regarding the
Continental credit card account.

I have issued an additional 25,000 enrollment miles and
the adjustment will reflect on the next billing statement.

It was my pleasure to assist you today and appreciate your
continued use of the Continental account. If you have any
questions, reply using the Secure Message Center.

 :surprised:

:emawkid: <--- I've never done it as hard as I'm doing it right now!!!!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 03, 2011, 02:11:53 PM
STILL DOING IT!  :emawkid:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 03, 2011, 04:30:51 PM
 :emawkid: still pumping a little bit
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 03, 2011, 04:34:58 PM
:emawkid: still pumping a little bit

that's huge. congrats, you deserve it. where are you going to go?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 03, 2011, 04:36:44 PM
:emawkid: still pumping a little bit

that's huge. congrats, you deserve it. where are you going to go?

NO IDEA!
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 03, 2011, 04:41:43 PM
:emawkid: still pumping a little bit

that's huge. congrats, you deserve it. where are you going to go?

NO IDEA!

you know what i love? earning miles/points/etc. you know what i hate? using them. i really do though. it's v weird. wife is going to the west coast in a few months and she flies back at like six in the morning. so i'm like, man...let's see if there is an airport spg and you can just stay there with points and it will be great for you and then bam, there is one. but it's cat 3 and i mean, she's just going there to sleep and i'm not even going to be there either. got kind of sick to my stomach making the rezzy for that one i tell you.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 03, 2011, 04:51:44 PM
:emawkid: still pumping a little bit

that's huge. congrats, you deserve it. where are you going to go?

NO IDEA!

you know what i love? earning miles/points/etc. you know what i hate? using them. i really do though. it's v weird. wife is going to the west coast in a few months and she flies back at like six in the morning. so i'm like, man...let's see if there is an airport spg and you can just stay there with points and it will be great for you and then bam, there is one. but it's cat 3 and i mean, she's just going there to sleep and i'm not even going to be there either. got kind of sick to my stomach making the rezzy for that one i tell you.

oh man I know.  very difficult. get this, we are staying ONE SINGLE NIGHT at the St. Regis Princeville ocean view for 25k SPG.....THE eff AM I DOING!?  THAT DOESN'T EVEN MAKE SENSE!?  WOW!

I know, I know, I will cancel the resy and book at the Westin Princeville for 12k a night which is up the hill and not on the beach.....but even that is 12k for one single night and not taking advantage of the 5th night free.  that doesn't make sense either.  hmmmm, dollars and points it is.  (haven't broken the news to mrs. dave yet, she's pretty set on the St. Regis ocean view)
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 03, 2011, 05:33:12 PM
:emawkid: still pumping a little bit

that's huge. congrats, you deserve it. where are you going to go?

NO IDEA!

you know what i love? earning miles/points/etc. you know what i hate? using them. i really do though. it's v weird. wife is going to the west coast in a few months and she flies back at like six in the morning. so i'm like, man...let's see if there is an airport spg and you can just stay there with points and it will be great for you and then bam, there is one. but it's cat 3 and i mean, she's just going there to sleep and i'm not even going to be there either. got kind of sick to my stomach making the rezzy for that one i tell you.

oh man I know.  very difficult. get this, we are staying ONE SINGLE NIGHT at the St. Regis Princeville ocean view for 25k SPG.....THE eff AM I DOING!?  THAT DOESN'T EVEN MAKE SENSE!?  WOW!

I know, I know, I will cancel the resy and book at the Westin Princeville for 12k a night which is up the hill and not on the beach.....but even that is 12k for one single night and not taking advantage of the 5th night free.  that doesn't make sense either.  hmmmm, dollars and points it is.  (haven't broken the news to mrs. dave yet, she's pretty set on the St. Regis ocean view)

 :horrorsurprise:


oh man. my stomach just got sympathy sick for you. break it but with good news or something. like maybe add a massage or something. you simply cannot spend 25k for a single night. i mean, you just can't.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 03, 2011, 07:54:15 PM
I KNOW  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 03, 2011, 09:19:21 PM
:emawkid:

:combofan:

(re: getting the extra 25K continental miles message today too)
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on February 03, 2011, 11:28:43 PM
Please describe EXACTLY how you did it and got the points.

Start to finish. TIA!
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 03, 2011, 11:53:22 PM
Please describe EXACTLY how you did it and got the points.

Start to finish. TIA!

Did you already get a 25K Continental card?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 04, 2011, 07:34:31 AM
Bosz56 apparently bought flyertalk and now there's a goFLYERTALK on the horizon.  I hope it gets angried up.

http://boardingarea.com/blogs/viewfromthewing/2011/02/04/ive-resigned-as-flyertalks-talkboard-president-and-senior-moderator/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 04, 2011, 07:37:18 AM
Put your Continental account number in the box, get 100 Continental miles

http://www.continental.com/web/en-US/apps/onepass/promotions/registrationDetails.aspx?promoCode=TB3M26
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 04, 2011, 07:39:04 AM
Please describe EXACTLY how you did it and got the points.

Start to finish. TIA!

Did you already get a 25K Continental card?

Yeah, pre-requisite is that you applied and got the Continental Mastercard under the 25k promotion (actually 30k if you added another card holder).  If you did, and it was within the last 90 days, you can send them a message telling them you want another 25k miles because of the new 50k promotion and they will hand them over to you.  If you added a card member originally you actually come out at 55k. 
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on February 04, 2011, 08:31:36 AM
Just got an offer in the mail for 50K United for $250 spending  :driving:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 04, 2011, 08:35:09 AM
Just got an offer in the mail for 50K United for $250 spending  :driving:

Did the 50k United last year.  When they combine the Continental and United mileage I should have about 125k of whatever the new program is called.  :drool:
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on February 04, 2011, 08:37:31 AM
Just got an offer in the mail for 50K United for $250 spending  :driving:

Did the 50k United last year.  When they combine the Continental and United mileage I should have about 125k of whatever the new program is called.  :drool:

I saw that they were doing that.  Really kinda forces me to get a Continental card now...
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 04, 2011, 12:21:51 PM
Just got an offer in the mail for 50K United for $250 spending  :driving:

I need that.  Link/code or something on there?
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on February 04, 2011, 01:09:55 PM
Just got an offer in the mail for 50K United for $250 spending  :driving:

I need that.  Link/code or something on there?

I'll check when I get off work and pm
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on February 04, 2011, 03:58:54 PM
Just got an offer in the mail for 50K United for $250 spending  :driving:

I need that.  Link/code or something on there?

It asked for codes and then automatically filled in a bunch of fields.  Seems like United sends them out to members of Mileage plus.  I would guess if you joined recently you should see one in the mail.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 04, 2011, 04:19:30 PM
I think Mrs. dave recently got a letter from them now that I think about it
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 05, 2011, 08:51:02 AM
I would guess if you joined recently you should see one in the mail.

I joined recently but I probably won't get the invite if it's a Chase card.  When I got the Continental, a Chase person called and was all "WTF are you trying to do with all these cards?".  Once I get the extra 25K on Continental and confirm there's no need for a Houston trip in April, I'll cancel that one and should have better luck getting a United deal.  Really trying to get this lined up so I end up with 100K+ United miles after the merger.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 06, 2011, 08:24:26 AM
750 United just for signing up for this site.  I would use a non-primary email account if you have one as they will email you crap wanting you to visit their site or whatever. 

https://www.mypoints.com/emp/u/ma/ump750.vm?campaign=9VLHUXadLCiDih_Oyznc
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on February 06, 2011, 08:28:15 AM
I would guess if you joined recently you should see one in the mail.

I joined recently but I probably won't get the invite if it's a Chase card.  When I got the Continental, a Chase person called and was all "WTF are you trying to do with all these cards?".  Once I get the extra 25K on Continental and confirm there's no need for a Houston trip in April, I'll cancel that one and should have better luck getting a United deal.  Really trying to get this lined up so I end up with 100K+ United miles after the merger.

How many Chase cards did you get until the "WTF" call?  I might be getting close to this
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 06, 2011, 08:29:20 AM
I would guess if you joined recently you should see one in the mail.

I joined recently but I probably won't get the invite if it's a Chase card.  When I got the Continental, a Chase person called and was all "WTF are you trying to do with all these cards?".  Once I get the extra 25K on Continental and confirm there's no need for a Houston trip in April, I'll cancel that one and should have better luck getting a United deal.  Really trying to get this lined up so I end up with 100K+ United miles after the merger.

How many Chase cards did you get until the "WTF" call?  I might be getting close to this

I have three right now and haven't had any problems.  I make a point to cancel one right before signing up for another to keep it at 3. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 06, 2011, 11:06:11 AM
I would guess if you joined recently you should see one in the mail.

I joined recently but I probably won't get the invite if it's a Chase card.  When I got the Continental, a Chase person called and was all "WTF are you trying to do with all these cards?".  Once I get the extra 25K on Continental and confirm there's no need for a Houston trip in April, I'll cancel that one and should have better luck getting a United deal.  Really trying to get this lined up so I end up with 100K+ United miles after the merger.

How many Chase cards did you get until the "WTF" call?  I might be getting close to this

I'd already had a non-travel miles card and my car payment (I buy brand-new cars I want and finance what I don't pay with my down payment).  Got Marriott first, no problem.  Got Priority Club and they called to say they were going to shift credit limits between cards, told them I didn't care.  Got Hyatt, no problem.  Applied for Continental, was taking a while, they came out with the $50 statement credit in the meantime, applied again, they called asking if I wanted 2 continental cards and also stating my credit limit wouldn't be much on it as I had 5 other chase accounts, told them I just wanted one and I didn't care what the limit was and in fact $1000 was fine as that's more than enough to get a plane ticket.

Will probably cancel out Continental and Hyatt by summer.  Then get United.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on February 06, 2011, 11:27:12 AM
Yea, I got the PC and United.  Plan on getting the CO before the merger and the Hyatt when I am certain I can head to Hawaii within the year ($75 for a 400/nt x2 @ grand Kauai).

Next question that I am way too terrified to ask on FT, do you know if there is a points multiplyer for booking AA flights on your Citi AA card?  I can't find one listed anywhere but I would of thought there would be one.  Am probably booking 6 fam tickets to France and 2 first class.  Would love to get a crap ton of points for this.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 09, 2011, 07:27:57 AM
So, Bosz56 bought flyertalk or something and now the guy who originally started flyertalk and some of his bros have started goFLYERTALK.com or something.  It's now in beta.  I signed up.  So far it looks like a worse designed goEMAW with the exact same lineup of threads that flyertalk has.  Probably will suck.  Here is the beta link.

http://milepoint.com/forums/pages/beta/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 10, 2011, 07:35:20 AM
If you are going to be staying in some Hiltons over a three month span you can register here and get fast track to Gold status.  Only takes 4 stays or 9 days over a 90 day period to get gold.  You register and then pick the start date for your 90 day period.  As I've mentioned before Hilton Gold seems to be better than most other similar level program status's as you get free breakfasts and club room upgrades where available. 

https://www.hiltonhhonors.com/landingpages/mvp.aspx
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on February 10, 2011, 08:39:17 PM
Got the GF some flowers @ a 30 AA mile bonus per dollar via FTD.  Delta did a 45 mile bonus thru another flower company, but I don't fly them as often.  Makes me feel better about spending V-Day $$$
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on February 10, 2011, 09:56:15 PM
If you are going to be staying in some Hiltons over a three month span you can register here and get fast track to Gold status.  Only takes 4 stays or 9 days over a 90 day period to get gold.  You register and then pick the start date for your 90 day period.  As I've mentioned before Hilton Gold seems to be better than most other similar level program status's as you get free breakfasts and club room upgrades where available. 

https://www.hiltonhhonors.com/landingpages/mvp.aspx
[/quote

Do you have to set the date right away? I'll probably do 4 stays in 3 months, but not sure when that might be.   :excited:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 11, 2011, 07:03:58 AM
I don't know for sure, when you sign up it asks you for a date.  I didn't put in a date because I don't know my schedule either for the year.  was planning on going back and trying it when I had dates set.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 11, 2011, 07:25:23 AM
Apparently this is the first time you could get the US Air card with no first year fee.  It doesn't have a huge sign up bonus though (35k).  US Air barely has a footprint in Omaha so I never fly them.  I know Dax does quite a bit.

http://www.mostmiles.com/Chairmans
Title: Re: How Many Credit Cards Do You Have?
Post by: The Whale on February 11, 2011, 10:45:50 AM
do you fly delta and like to drink? well here you go, 80 free ones. supposedly can sign up under the new york/nj/etc link with a fake address and then just change the address to your current one when you decide to redeem...also would be enough for a free roundtrip domestic if you don't like to drink or whatever. sign up is fairly complicated. not entirely sure if you really need a fed tax id or can make one up.


http://boardingarea.com/blogs/viewfromthewing/2011/01/17/20-free-drink-coupons-and-more-from-deltas-small-business-rewards-program/



also thinking about asking a mod to rename this thread "daris and sd discuss things that are posted on viewfromthewing and flyertalk"

How long did it take to get the drink coupons?  Just found out that I have to fly Delta tomorrow for work.  Are they something that can be printed, or do they mail them to you?

Filed under: Things The Whale should have done immediately after reading it on goEMAW
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 11, 2011, 10:50:59 AM
do you fly delta and like to drink? well here you go, 80 free ones. supposedly can sign up under the new york/nj/etc link with a fake address and then just change the address to your current one when you decide to redeem...also would be enough for a free roundtrip domestic if you don't like to drink or whatever. sign up is fairly complicated. not entirely sure if you really need a fed tax id or can make one up.


http://boardingarea.com/blogs/viewfromthewing/2011/01/17/20-free-drink-coupons-and-more-from-deltas-small-business-rewards-program/



also thinking about asking a mod to rename this thread "daris and sd discuss things that are posted on viewfromthewing and flyertalk"

How long did it take to get the drink coupons?  Just found out that I have to fly Delta tomorrow for work.  Are they something that can be printed, or do they mail them to you?

Filed under: Things The Whale should have done immediately after reading it on goEMAW

never actually did it. i live in mhk and won't fly delta for a long, long time.
Title: Re: How Many Credit Cards Do You Have?
Post by: Jeffy on February 11, 2011, 11:19:04 AM
Anyone have this one?

http://www.creditcards.com/credit-card-news/first-premier-79-rate-fees-credit-card-1265.php

Quote
If you have bad credit in the new era of credit card regulation, be prepared to pay -- dearly -- for the privilege of using credit. That's the message underlying recent credit card offers that feature jaw-dropping interest rates of up to 79.9 percent. 79.9 percent credit card interest rate may be sign of things to come

The sky-high rates may be a sign of things to come in the market for so-called subprime credit cards as issuers who lend to the riskiest of borrowers try to figure out how to stay in business and comply with the new credit card reform law.


Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 11, 2011, 11:26:43 AM
Anyone have this one?

http://www.creditcards.com/credit-card-news/first-premier-79-rate-fees-credit-card-1265.php

Quote
If you have bad credit in the new era of credit card regulation, be prepared to pay -- dearly -- for the privilege of using credit. That's the message underlying recent credit card offers that feature jaw-dropping interest rates of up to 79.9 percent. 79.9 percent credit card interest rate may be sign of things to come

The sky-high rates may be a sign of things to come in the market for so-called subprime credit cards as issuers who lend to the riskiest of borrowers try to figure out how to stay in business and comply with the new credit card reform law.



nobody posting in this thread does. that's because we aren't clueless morons with bad credit that don't understand how these things work. try to keep up. i mean, we're on something like page twenty of a glorious thread about credit cards and all the free crap that you can get from them and you think one of us is going to have a bad credit and a card w/ an interest rate of 80%. unfreakingbelievable. it's like i'm posting on a message board with my sisters kids sometimes around here.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 11, 2011, 11:43:15 AM
They could change the interest rate on every one of my cards to eleventy billion percent and I wouldn't care in the least
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 11, 2011, 11:45:02 AM
I love when I call to cancel one and they are all, "How about we lower the interest rate to 8% or something? Would you keep it then?" and I'm all, "Pffftttt, does it look like I've ever paid interest on a credit card in my life?  How about more airline miles credit card telephone n00b guy!"
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 12, 2011, 08:11:51 AM
Whoever was looking for that Delta promotion here is the link:

https://www.deltaamexcard.com/default.aspx?et=dbu

It is targeted so you have to put your info in and hit the button to see if you are offered the 50k or something crappier. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 12, 2011, 10:10:59 AM
Whoever was looking for that Delta promotion here is the link:

https://www.deltaamexcard.com/default.aspx?et=dbu

It is targeted so you have to put your info in and hit the button to see if you are offered the 50k or something crappier. 

30K.  :frown:

Need 50K+ Delta and United.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on February 13, 2011, 10:05:21 AM
I signed up too soon :angry:

60k pc offer http://www.flyertalk.com/forum/intercontinental-hotels-priority-club-inter-continental-ambassador/1182378-pc-select-visa-now-60k-point-bonus-non-targeted.html
Title: Re: How Many Credit Cards Do You Have?
Post by: hemmy on February 13, 2011, 10:10:08 AM
What is the best way to get a CC for someone who has never had one, never had any loans/debt/anything.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 13, 2011, 10:13:36 AM
I signed up too soon :angry:

60k pc offer http://www.flyertalk.com/forum/intercontinental-hotels-priority-club-inter-continental-ambassador/1182378-pc-select-visa-now-60k-point-bonus-non-targeted.html

You gonna try doing the continental chase thing where you message them and as for the extra points you'd have gotten had you waited?
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on February 13, 2011, 10:18:45 AM
What is the best way to get a CC for someone who has never had one, never had any loans/debt/anything.

May have to try to get some crappy capital one card and build credit. 

I signed up too soon :angry:

60k pc offer http://www.flyertalk.com/forum/intercontinental-hotels-priority-club-inter-continental-ambassador/1182378-pc-select-visa-now-60k-point-bonus-non-targeted.html

You gonna try doing the continental chase thing where you message them and as for the extra points you'd have gotten had you waited?

I'm gonna keep an eye on flyertalk for a couple days.  I assume someone else will try it and report back :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2011, 10:20:50 AM
What is the best way to get a CC for someone who has never had one, never had any loans/debt/anything.

Yeah, you are going to have to either get a home loan or a crappy credit card like chicat says and build some credit.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 13, 2011, 10:34:41 AM

I signed up too soon :angry:

60k pc offer http://www.flyertalk.com/forum/intercontinental-hotels-priority-club-inter-continental-ambassador/1182378-pc-select-visa-now-60k-point-bonus-non-targeted.html

You gonna try doing the continental chase thing where you message them and as for the extra points you'd have gotten had you waited?

I'm gonna keep an eye on flyertalk for a couple days.  I assume someone else will try it and report back :dunno:

I'm not sure if it'll work for me, as there was a much bigger time gap between my PC visa and this offer than in the continental example, plus getting the card was one of my qualifications for the 126K CTC deal.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2011, 11:04:22 AM
with the Continental deal people were saying 90 days seemed to be the cutoff
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 13, 2011, 11:25:50 AM
I went ahead and messaged them a request for 30K.  We'll see.
Title: Re: How Many Credit Cards Do You Have?
Post by: hemmy on February 13, 2011, 12:06:09 PM
I guess crappy credit cards are ok, I never plan on keeping a balance on a card anyway.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on February 13, 2011, 12:10:17 PM
I guess crappy credit cards are ok, I never plan on keeping a balance on a card anyway.

Yea, theyre fine.  They just usually have crappy perks. 

If I were you without much of a history, I would sign up for a free trial of something that will tell me my score.  Cancel that trial, and then there are websites thatll give you a good idea of the cards you'll qualify for.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 13, 2011, 12:13:58 PM
I guess crappy credit cards are ok, I never plan on keeping a balance on a card anyway.

Get a discover card.  Use that for a little bit.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2011, 02:18:24 PM
I guess crappy credit cards are ok, I never plan on keeping a balance on a card anyway.

Yea, theyre fine.  They just usually have crappy perks. 

If I were you without much of a history, I would sign up for a free trial of something that will tell me my score.  Cancel that trial, and then there are websites thatll give you a good idea of the cards you'll qualify for.

This was posted the other day on FTG:

Quote
Each of us have different travel goals, different airports of interest, and different lives entirely, but we can all make the deal work for us. The blog is so important because it brings together a community of people who are making this work in a thousand different ways. It is important to share and learn from each other, remember, there are always enough points to go around.

 For me the best way to rack up the points has been through credit card deals. My experience has been one I think common to young students with no credit. I made it a goal of mine to live debt free. I said " if I cant pay cash for it I cannot afford it". I graduated college with no credit cards, no student loans and no debt. Well, that's all good until you get out into the real world and have No Credit!

When I approached Rick about how I could get some free flights he suggested I sign up for a credit card with a big bonus. So that's what I did. Denied, Denied and Denied again! What was happening? I pay all of my bills, I don't have any loans, I have no credit card debt, and yet they are telling me no? I basically didn't exist to them, I had no credit history. I thought, " how am I going to build a credit history if you won't give me a credit card?", it didn't make sense, but apparently that's the way the game is played. I got a free credit report and learned my score was in the 650 range. Rick helped me write an appeal letter to the credit card company and finally one approved me. I ended up getting 2 okay cards and a few free flights.

I went on these last 2 years paying off my balance in full every month like any frugal gal would, I thought that would look very responsible. My mother was gracious enough to give me a 1998 Saturn sedan when I chose to move 1000 miles away for college, so I didn't have a car payment. Along the way I watched Rick do these great card deals like the BA 100,000 miler and numerous others, but I couldn't qualify.

 Meanwhile, it was time to start thinking about another car, and a great way to earn credit, a car loan. I went to the bank and applied. I have a full time job which pays decent money, no debt, I've had 2 credit cards for 2 years and never carried a balance, this seemed all good to me. Not good enough apparently,  I was denied a car loan. What the heck is this! The staff at Suntrust Bank(not the bank I initially tried to get a loan from) told me that if I actually carried a balance on my credit cards for a few months this would improve my credit score. I only did that for about 2 months before the Saturn started overheating every time I drove it. She needed to be retired, or I was going to be stuck on the side of the road with no car and no credit (what a sad fate).

I went and joined the credit union at my place of work and applied with them for a car loan. As the lender was running my credit report I was saying to her " now I know its not going to be very good, I have no history , I have no loans blah blah blah". To my surprise it was 730!!!!!!  WAHOO!!!! Hallelujah, it worked, somehow it worked!  I drove my car literally overheating into the dealership they gave me a whole $300 dollars for it and I left with a much more reliable vehicle and a credit score of 730. I was so proud, I knew Rick would be too.

Point of the story....It can be done. Now on to some card churning for some real points! Question of the week: I want to churn a card, which one do I apply for now and why?
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on February 13, 2011, 02:26:12 PM
Yea, its really not a bad idea to carry a balance when you are first starting out.  Just not a big one and not for too long.  A $5 interest payment here and there goes a long way to improving your score.  By not carrying a balance, I assume it doesnt help because A)they arent actually really extending any credit then and b)they dont think they can make money off of you.

Another thing is not to use a majority of the credit offered to you.  I never went/go above 50% of my limit.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2011, 02:31:45 PM
Student loan debt is pretty much the greatest thing that ever happened to my credit
Title: Re: How Many Credit Cards Do You Have?
Post by: WillieWatanabe on February 13, 2011, 02:32:44 PM
Getting a car loan through a small town bank because i knew the owner seems to be a good move for me :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on February 13, 2011, 02:36:40 PM
I did too much on the Jeffy/Cash plan in college because I was scared I would forget to pay them off on time.  Now I just have most of them set to automatically pay off at the end of the month.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 14, 2011, 10:51:11 AM
I went ahead and messaged them a request for 30K.  We'll see.

Quote
Enrollment incentives offered to new cardmembers are
always changing. Chase is aware that upon opening a new
credit card account, you may see an enrollment incentive
that you find more appealing. Based on this, enrollment
incentives are honored as a courtesy as long as the
request comes within 90 days of opening. This account was
opened in August 2010, which unfortunately is well past
this 90 day timeframe. For this reason, I regret to
inform you that I am unable to honor your request for
additional bonus points.


 :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on February 15, 2011, 03:47:58 PM
AMEX iTunes deal, https://enroll.amexnetwork.com/US/iTunes2011/. Enroll a card, buy 5 songs on iTunes (making sure that card is set in your iTunes account), and they refund your account for the songs.

I bought 5 songs on iTunes last night for $6.15. Got an e-mail saying I'd get a $7.05 credit. So you can get free songs and make a little money. Off to do my other two cards. :driving:
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on February 18, 2011, 07:15:27 PM
Quote
Dear ChiCat,

I have added the additional 30,000 bonus points. The
points will be reflected on the next billing statement on
February 27, 2011.

 :pbj: :pbj: :pbj:

I love this crap, can't believe I didn't do it before.  Its so rewarding
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on February 18, 2011, 09:44:21 PM
Whoever was looking for that Delta promotion here is the link:

https://www.deltaamexcard.com/default.aspx?et=dbu

It is targeted so you have to put your info in and hit the button to see if you are offered the 50k or something crappier. 

Expired  :curse:
Title: Re: How Many Credit Cards Do You Have?
Post by: The Whale on February 19, 2011, 07:29:22 PM
I guess crappy credit cards are ok, I never plan on keeping a balance on a card anyway.

Yea, theyre fine.  They just usually have crappy perks. 

If I were you without much of a history, I would sign up for a free trial of something that will tell me my score.  Cancel that trial, and then there are websites thatll give you a good idea of the cards you'll qualify for.

Sign up for CreditKarma.com  free FAKO score based on Transunion that will give you an idea of your real score.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 22, 2011, 03:38:27 PM
COME ON 100K!

http://www.fatwallet.com/best-deals/facebook-users-100-to-100-000-free-american-airlines-aadvantage-miles/
Title: Re: How Many Credit Cards Do You Have?
Post by: AppleJack on February 22, 2011, 03:39:41 PM
I have 2 credit cards  :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on February 22, 2011, 03:43:19 PM
I have been giddy like a school girl with CC offers this year, this thread has turned me into an addict.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 22, 2011, 04:50:18 PM
I have been giddy like a school girl with CC offers this year, this thread has turned me into an addict.

Getting into the miles game was probably the best decision I've ever made
Title: Re: How Many Credit Cards Do You Have?
Post by: The Whale on February 22, 2011, 05:48:57 PM
COME ON 100K!

http://www.fatwallet.com/best-deals/facebook-users-100-to-100-000-free-american-airlines-aadvantage-miles/

100 miles    :curse: :curse: :curse:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 22, 2011, 06:18:26 PM
COME ON 100K!

http://www.fatwallet.com/best-deals/facebook-users-100-to-100-000-free-american-airlines-aadvantage-miles/

100 miles    :curse: :curse: :curse:

I got 300  :blank:
Title: Re: How Many Credit Cards Do You Have?
Post by: OregonSmock on February 22, 2011, 06:32:21 PM
Up to three credit cards and two debit cards.


Credit:

Visa - Southwestern Airlines Rapid Rewards card

Mastercard - Capital One no interest card

Discover - Cashback Bonus no interest card


Debit -

Visa - UMB Bank card

Visa - Wells Fargo Card



 :woot:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 22, 2011, 06:48:25 PM
10k HHonors for agreeing to receive texts or something...

http://slickdeals.net/forums/showthread.php?t=2694279
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 22, 2011, 06:53:28 PM
Up to three credit cards and two debit cards.


Credit:

Visa - Southwestern Airlines Rapid Rewards card

Mastercard - Capital One no interest card

Discover - Cashback Bonus no interest card


Debit -

Visa - UMB Bank card

Visa - Wells Fargo Card



 :woot:

good job. also, if there is anybody that doesn't have an spg card, then i can have them email you a link that allows you to get 25,000 points w/ no fee for the first year. it's a really good deal and you only usually get 10,000 points when you sign up. pm me your email and i'll enter it into my accout and then they'll email you within 24hrs. lsoc, you should do this and make this your card btw. 25k is a great spg startup bonus and the best all around card for you/pretty much anybody.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Whale on February 22, 2011, 07:37:14 PM
Delta miles no longer expire!   :woot:
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on February 22, 2011, 10:47:22 PM
Girl at work got 25k miles on that AA facebook deal!!! :horrorsurprise:
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on February 23, 2011, 06:42:55 AM
I have 2 credit cards  :gocho:

I still only have 1 (Citi diamond Preferred).  It was pretty good for the first year, but now it is point per dollar.  Not bad not great.  I want to get more or a better one, I just can't decide which one.  I travel a ton for work, so I don't travel much on my own.  I am also the Anti SD about this stuff and hate keeping track and having to get a card then cancel it before a certain date to get another card etc.... 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 23, 2011, 07:49:54 AM
Awardwallet android app is now in beta:

http://awardwallet.com/forum/viewtopic.php?f=16&t=443
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 23, 2011, 07:57:26 AM
Girl at work got 25k miles on that AA facebook deal!!! :horrorsurprise:

 :horrorsurprise:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on February 23, 2011, 08:13:34 AM
COME ON 100K!

http://www.fatwallet.com/best-deals/facebook-users-100-to-100-000-free-american-airlines-aadvantage-miles/

100 miles    :curse: :curse: :curse:

I got 300  :blank:

Number not valid. :blank:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 23, 2011, 08:28:55 AM
Awardwallet android app is now in beta:

http://awardwallet.com/forum/viewtopic.php?f=16&t=443

Awardwallet is secret friends with goEMAW (think silent commit).
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 23, 2011, 08:29:33 AM
Girl at work got 25k miles on that AA facebook deal!!! :horrorsurprise:

 :horrorsurprise:

That's awesome.

100.  :cry:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 02, 2011, 08:45:11 AM
Put your continental number in this box, hit button, get 100 continental miles

http://www.continental.com/web/en-US/apps/onepass/promotions/registrationDetails.aspx?promoCode=TB3M28
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 03, 2011, 07:44:07 AM
STILL DOING IT!  :emawkid:

Quote
55,274
+25,014

 :bracketmouse:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 03, 2011, 10:08:11 AM
STILL DOING IT!  :emawkid:

Quote
55,274
+25,014

 :bracketmouse:

So, when do you cancel that card to avoid any chance of them saying you can't get a United bonus offer because they're the same program?  I'm currently holding out to make sure I wouldn't be flying Continental through this summer.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 03, 2011, 10:35:39 AM
STILL DOING IT!  :emawkid:

Quote
55,274
+25,014

 :bracketmouse:

So, when do you cancel that card to avoid any chance of them saying you can't get a United bonus offer because they're the same program?  I'm currently holding out to make sure I wouldn't be flying Continental through this summer.

I don't think this will ever be a worry.  I've had multiple cards in the same program before (Hilton has two different cards and we all have the personal and business SPG cards).  I have had the United card but cancelled it a couple months ago.  Planning on hitting it up again next time they have a big offer.  Maybe they will roll something out when they combine the programs  :crossfingers:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 04, 2011, 07:47:20 AM
If anyone is going to stay at a holiday inn, HI Express, staybridge suites, candlewood suites, intercontinental, crowne plaza or indigo and isn't a member of Priority Club yet you should let me know and I will refer you and we will each get to bathe in a scrooge mcduck sized pool of points.  PM if interested.  

Here are the terms:

http://www.ichotelsgroup.com/h/d/pc/1/en/enrollafriend?PID=1654157&cm_mmc=CJ-_-857050-_-1654157-_-IHG+Redirect+Link+2009&
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on March 04, 2011, 09:27:16 AM
 :pbj:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 04, 2011, 09:50:52 AM
:pbj:

:curse:
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on March 04, 2011, 10:07:05 AM
:pbj:

:curse:

 :pbj:
Title: Re: How Many Credit Cards Do You Have?
Post by: Fedor on March 04, 2011, 10:12:06 AM
OK here is the sitch..
I will need 4 domestic flights in the next 15 mo. out of ICT to Florida.
The available airlines are:
 AIRTRAN AIRWAYS  
 ALLEGIANT AIR  
 AMERICAN AIRLINES
 CONTINENTAL EXPRESS
 DELTA AIRLINES
 FRONTIER AIRLINES
 UNITED AIRLINES

I throw myself on the mercy of your HchuringIQ.  What is the best way to not have to pay for a damn cent of airline tix or hotel?  We have a few nights saved up in the La Quinta rewards program, but nothing much to speak of .
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 04, 2011, 10:36:09 AM
OK here is the sitch..
I will need 4 domestic flights in the next 15 mo. out of ICT to Florida.
The available airlines are:
 AIRTRAN AIRWAYS  
 ALLEGIANT AIR  
 AMERICAN AIRLINES
 CONTINENTAL EXPRESS
 DELTA AIRLINES
 FRONTIER AIRLINES
 UNITED AIRLINES

I throw myself on the mercy of your HchuringIQ.  What is the best way to not have to pay for a damn cent of airline tix or hotel?  We have a few nights saved up in the La Quinta rewards program, but nothing much to speak of .

Sign up for the Contintental Chase card and United Chase card.  I would reccomend doing this on the same day in case your credit isn't perfect or you already have a bunch of cards as they will sometimes push multiple through if done at the same time.  That should get you roughly 4 round trips.  Check their sites for reward availability prior to signing up though if your travel is coming up soon.  With your stuff a year or longer away just book as soon as those dates become available as some of the busier routes will run out of reward seating quickly.  what city/cities are you going to be in and how many nights?
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on March 04, 2011, 11:41:33 AM
:pbj:

:curse:

 :pbj:

Just signed up.  And just got a referral.   :pbj:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 04, 2011, 11:43:18 AM
:pbj:

:curse:

 :pbj:

Just signed up.  And just got a referral.   :pbj:

 :surprised:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 04, 2011, 11:46:42 AM
Sounds like Operation SendGoochToReportOnHoopsProspectsFromWarTornMexicoAndHaveHimStayAtHolidayInnUnderTrimsNumber was a failure.  In that I probably won't get points for his stay, not that he died or anything.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 04, 2011, 11:47:07 AM
Get an insurance quote from Liberty Mutual, get 500 Delta Skymiles.  It takes about 5 minutes.  You don't have to give them your SSN (decline when asked) and I used all fake info (to avoid junk mail) except for my name and zip code.  It should be able to pull up your car using your name and zip automatically so you don't even have to enter that.  

http://www.libertymutualonline.com/affinity/delta/index.html?src=delta_display
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on March 04, 2011, 11:56:00 AM
Sounds like Operation SendGoochToReportOnHoopsProspectsFromWarTornMexicoAndHaveHimStayAtHolidayInnUnderTrimsNumber was a failure.  In that I probably won't get points for his stay, not that he died or anything.

I have always wondered about this type of thing but assumed they had safe guards built into their rewards program to thwart it.  Have you been succesful in the past?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 04, 2011, 11:57:11 AM
Sounds like Operation SendGoochToReportOnHoopsProspectsFromWarTornMexicoAndHaveHimStayAtHolidayInnUnderTrimsNumber was a failure.  In that I probably won't get points for his stay, not that he died or anything.

I have always wondered about this type of thing but assumed they had safe guards built into their rewards program to thwart it.  Have you been succesful in the past?

I think it's pretty hard to do
Title: Re: How Many Credit Cards Do You Have?
Post by: Fedor on March 04, 2011, 01:11:26 PM
OK here is the sitch..
I will need 4 domestic flights in the next 15 mo. out of ICT to Florida.
The available airlines are:
 AIRTRAN AIRWAYS  
 ALLEGIANT AIR  
 AMERICAN AIRLINES
 CONTINENTAL EXPRESS
 DELTA AIRLINES
 FRONTIER AIRLINES
 UNITED AIRLINES

I throw myself on the mercy of your HchurningIQ.  What is the best way to not have to pay for a damn cent of airline tix or hotel?  We have a few nights saved up in the La Quinta rewards program, but nothing much to speak of .

Sign up for the Contintental Chase card and United Chase card.  I would reccomend doing this on the same day in case your credit isn't perfect or you already have a bunch of cards as they will sometimes push multiple through if done at the same time.  That should get you roughly 4 round trips.  Check their sites for reward availability prior to signing up though if your travel is coming up soon.  With your stuff a year or longer away just book as soon as those dates become available as some of the busier routes will run out of reward seating quickly.  what city/cities are you going to be in and how many nights?
Credit should not be a problem, just the two cards though?  I see that I should end up with 60k with a "refferral", what the eff is that?  Sounds like Mr. and Mrs. Fedor could "refer" each other and then sex each other in the huge pile of miles.  We are going to the Orlando area, that is code for rough ridin' Disneyworld.  Once you start having Steve Dave jr's it will put an end end to that Hawaii bullshit, and I mean right rough ridin' now.  Harry Potter Land could be cool though.  One week or thereabouts should be plenty.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 04, 2011, 01:16:29 PM
OK here is the sitch..
I will need 4 domestic flights in the next 15 mo. out of ICT to Florida.
The available airlines are:
 AIRTRAN AIRWAYS  
 ALLEGIANT AIR  
 AMERICAN AIRLINES
 CONTINENTAL EXPRESS
 DELTA AIRLINES
 FRONTIER AIRLINES
 UNITED AIRLINES

I throw myself on the mercy of your HchuringIQ.  What is the best way to not have to pay for a damn cent of airline tix or hotel?  We have a few nights saved up in the La Quinta rewards program, but nothing much to speak of .

Sign up for the Contintental Chase card and United Chase card.  I would reccomend doing this on the same day in case your credit isn't perfect or you already have a bunch of cards as they will sometimes push multiple through if done at the same time.  That should get you roughly 4 round trips.  Check their sites for reward availability prior to signing up though if your travel is coming up soon.  With your stuff a year or longer away just book as soon as those dates become available as some of the busier routes will run out of reward seating quickly.  what city/cities are you going to be in and how many nights?

My credit is actually pretty good, so no worries there.  I have been living the dream, you know mortgage , student loans, car loans, pretty much the whole deal.  No credit card balances though. :nono: I do have to question the whole "sign up for two credit cards and get 4 free flights" thing though.  Is that serious cac?  If that is true it makes my whole "change phone companies weekly for tens of dollars in cash while in college" scam look like the small potatoes it was.

when i was in college, dillons once had 55 cent off coupons on bottles of dp and diet dp. guess what? dillons doubles coupons up to a dollar. guess what again? dp and diet dp were on sale that week for 99 cents. went and bought and couple, cut the coupon off those and then went right back in and bought a couple more, then cut those coupons off and went right back in, then bought a couple more... ended up with like 60 two liters. but yeah, you could get four flights by just signing up for two cards.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 04, 2011, 01:22:10 PM
OK here is the sitch..
I will need 4 domestic flights in the next 15 mo. out of ICT to Florida.
The available airlines are:
 AIRTRAN AIRWAYS  
 ALLEGIANT AIR  
 AMERICAN AIRLINES
 CONTINENTAL EXPRESS
 DELTA AIRLINES
 FRONTIER AIRLINES
 UNITED AIRLINES

I throw myself on the mercy of your HchuringIQ.  What is the best way to not have to pay for a damn cent of airline tix or hotel?  We have a few nights saved up in the La Quinta rewards program, but nothing much to speak of .

Sign up for the Contintental Chase card and United Chase card.  I would reccomend doing this on the same day in case your credit isn't perfect or you already have a bunch of cards as they will sometimes push multiple through if done at the same time.  That should get you roughly 4 round trips.  Check their sites for reward availability prior to signing up though if your travel is coming up soon.  With your stuff a year or longer away just book as soon as those dates become available as some of the busier routes will run out of reward seating quickly.  what city/cities are you going to be in and how many nights?

My credit is actually pretty good, so no worries there.  I have been living the dream, you know mortgage , student loans, car loans, pretty much the whole deal.  No credit card balances though. :nono: I do have to question the whole "sign up for two credit cards and get 4 free flights" thing though.  Is that serious crap?  If that is true it makes my whole "change phone companies weekly for tens of dollars in cash while in college" scam look like the small potatoes it was.

I would like to say that I am going to South Beach to bang hoes for three weeks, but it will be the Orlando area ;) for about a week or so.

Are you taking the fam to disney world or universal or seaworld or just going to be in orlando for work?  I need to know because I can tell you where you should stay and which programs to sign up for to get those miles.  Also, are you or anyone you are travelling with govt. employees or teachers or work at a school or anything? 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 04, 2011, 01:24:15 PM
Here is the continental card.  It will get you 50k which is good enough for two free domestic flights.  Cancel before the year is up to avoid the annual fee:

http://www.continental.com/web/en-US/content/products/chase/continental.aspx?&offer=OPP50

Again, you may want to check with Continental to see if your prefered dates have award tix available before signing up.

There should be a 50K United out there too but I am still looking for it.  Sucks you didn't say something last week and you could have gotten the 75K AA Citi Visa.  They just stopped that deal.
Title: Re: How Many Credit Cards Do You Have?
Post by: Fedor on March 04, 2011, 02:20:57 PM
OK here is the sitch..
I will need 4 domestic flights in the next 15 mo. out of ICT to Florida.
The available airlines are:
 AIRTRAN AIRWAYS  
 ALLEGIANT AIR  
 AMERICAN AIRLINES
 CONTINENTAL EXPRESS
 DELTA AIRLINES
 FRONTIER AIRLINES
 UNITED AIRLINES

I throw myself on the mercy of your HchuringIQ.  What is the best way to not have to pay for a damn cent of airline tix or hotel?  We have a few nights saved up in the La Quinta rewards program, but nothing much to speak of .

Sign up for the Contintental Chase card and United Chase card.  I would reccomend doing this on the same day in case your credit isn't perfect or you already have a bunch of cards as they will sometimes push multiple through if done at the same time.  That should get you roughly 4 round trips.  Check their sites for reward availability prior to signing up though if your travel is coming up soon.  With your stuff a year or longer away just book as soon as those dates become available as some of the busier routes will run out of reward seating quickly.  what city/cities are you going to be in and how many nights?

My credit is actually pretty good, so no worries there.  I have been living the dream, you know mortgage , student loans, car loans, pretty much the whole deal.  No credit card balances though. :nono: I do have to question the whole "sign up for two credit cards and get 4 free flights" thing though.  Is that serious crap?  If that is true it makes my whole "change phone companies weekly for tens of dollars in cash while in college" scam look like the small potatoes it was.

I would like to say that I am going to South Beach to bang hoes for three weeks, but it will be the Orlando area ;) for about a week or so.

Are you taking the fam to disney world or universal or seaworld or just going to be in orlando for work?  I need to know because I can tell you where you should stay and which programs to sign up for to get those miles.  Also, are you or anyone you are travelling with govt. employees or teachers or work at a school or anything? 

We will be going to everything but seaworld most likely.  Mrs. Fedor is a quasi-KBI employee, part time no bennies gig.  LOL at my editing causing some crazy alternate universe conversations.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 04, 2011, 02:26:57 PM
You should get a couple SPG cards and stay here:

http://www.swandolphin.com/

Seperate hotels but share the complex and both SPG properties.  It's 10k a night but the 5th is free so for 40k SPG you can stay five nights.  So, if you and the wife each get a SPG card with the 25k sign up bonus that's actually 6 nights if you need that many or you can jet over to something closer to Universal.  I know there is a Doubletree right next to it that not bad.  Also, your wife's gig is plenty to qualify for the govt. rate at those hotels I linked.  When you know your dates you can check using the govt. rate and know what you can get it for.  PM me if you want a referal link for the SPG Amex cards. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 04, 2011, 02:31:45 PM
I should also note that

http://www.swandolphin.com/

is going to be the location of National KATPAK Convention 2012 - Family PAK.  Stay tuned for details.
Title: Re: How Many Credit Cards Do You Have?
Post by: Fedor on March 04, 2011, 02:39:59 PM
OK here is the sitch..
I will need 4 domestic flights in the next 15 mo. out of ICT to Florida.
The available airlines are:
 AIRTRAN AIRWAYS  
 ALLEGIANT AIR  
 AMERICAN AIRLINES
 CONTINENTAL EXPRESS
 DELTA AIRLINES
 FRONTIER AIRLINES
 UNITED AIRLINES

I throw myself on the mercy of your HchuringIQ.  What is the best way to not have to pay for a damn cent of airline tix or hotel?  We have a few nights saved up in the La Quinta rewards program, but nothing much to speak of .

Sign up for the Contintental Chase card and United Chase card.  I would reccomend doing this on the same day in case your credit isn't perfect or you already have a bunch of cards as they will sometimes push multiple through if done at the same time.  That should get you roughly 4 round trips.  Check their sites for reward availability prior to signing up though if your travel is coming up soon.  With your stuff a year or longer away just book as soon as those dates become available as some of the busier routes will run out of reward seating quickly.  what city/cities are you going to be in and how many nights?

My credit is actually pretty good, so no worries there.  I have been living the dream, you know mortgage , student loans, car loans, pretty much the whole deal.  No credit card balances though. :nono: I do have to question the whole "sign up for two credit cards and get 4 free flights" thing though.  Is that serious crap?  If that is true it makes my whole "change phone companies weekly for tens of dollars in cash while in college" scam look like the small potatoes it was.

I would like to say that I am going to South Beach to bang hoes for three weeks, but it will be the Orlando area ;) for about a week or so.

Are you taking the fam to disney world or universal or seaworld or just going to be in orlando for work?  I need to know because I can tell you where you should stay and which programs to sign up for to get those miles.  Also, are you or anyone you are travelling with govt. employees or teachers or work at a school or anything? 

We will be going to everything but seaworld most likely.  Mrs. Fedor is a quasi-KBI employee, part time no bennies gig.  LOL at my editing causing some crazy alternate universe conversations.
Don't know if I mentioned but it is with the fam.  Do I need to sign up for the rewards program ahead of time?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 04, 2011, 02:42:39 PM
Yes, sign yourself and the Mrs. each up for SPG.  Doesn't cost anything.  Then, if you decide to, you can each sign up for a 25K SPG Amex and get those nights free.  How big's the family?  My worst fear is someday having kids and suddenly all my airline miles get used up by one family flight  :horrorsurprise:
Title: Re: How Many Credit Cards Do You Have?
Post by: Fedor on March 04, 2011, 02:45:05 PM
You should get a couple SPG cards and stay here:

http://www.swandolphin.com/

Seperate hotels but share the complex and both SPG properties.  It's 10k a night but the 5th is free so for 40k SPG you can stay five nights.  So, if you and the wife each get a SPG card with the 25k sign up bonus that's actually 6 nights if you need that many or you can jet over to something closer to Universal.  I know there is a Doubletree right next to it that not bad.  Also, your wife's gig is plenty to qualify for the govt. rate at those hotels I linked.  When you know your dates you can check using the govt. rate and know what you can get it for.  PM me if you want a referal link for the SPG Amex cards. 

eff yeah, this is great stuff.  Mrs. Fedor will not be happy w/ all the credit cards.  I assume she will get over it like she did when I used her student loan cash to invest in the stock market for some short term capital gains.  She quit bitching when she saw the new living room  furniture.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 04, 2011, 02:45:55 PM
Yes, sign yourself and the Mrs. each up for SPG.  Doesn't cost anything.  Then, if you decide to, you can each sign up for a 25K SPG Amex and get those nights free.  How big's the family?  My worst fear is someday having kids and suddenly all my airline miles get used up by one family flight  :horrorsurprise:

quick daris rule of thumb. do not waste miles or points on kids until they are at least school aged. they won't remember anything before age five or so anyway so who cares about them.  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Fedor on March 04, 2011, 02:53:47 PM
Yes, sign yourself and the Mrs. each up for SPG.  Doesn't cost anything.  Then, if you decide to, you can each sign up for a 25K SPG Amex and get those nights free.  How big's the family?  My worst fear is someday having kids and suddenly all my airline miles get used up by one family flight  :horrorsurprise:

Its Mr. Fedor, Mrs. Fedor, Mr. Fedor Jr., and Mrs. Fedor Jr.  You don't know the half of it sd, we went to England and Scotland when we were first married and now we are scraping pennies to eat at rough ridin' Applebee's on the weekend.  Mrs. Fedor is in the 2nd year of a 3 year grad program, so that does not help.  But yeah kids, jfc.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 04, 2011, 02:58:00 PM
Yes, sign yourself and the Mrs. each up for SPG.  Doesn't cost anything.  Then, if you decide to, you can each sign up for a 25K SPG Amex and get those nights free.  How big's the family?  My worst fear is someday having kids and suddenly all my airline miles get used up by one family flight  :horrorsurprise:

Its Mr. Fedor, Mrs. Fedor, Mr. Fedor Jr., and Mrs. Fedor Jr.  You don't know the half of it sd, we went to England and Scotland when we were first married and now we are scraping pennies to eat at rough ridin' Applebee's on the weekend.  Mrs. Fedor is in the 2nd year of a 3 year grad program, so that does not help.  But yeah kids, jfc.

That place I linked will be amazing with the kids.  You can walk to a couple of the parks.  It's kind of a cross between a business hotel and a family place.  Free bus service on the disney busses too. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 04, 2011, 02:58:29 PM
Yes, sign yourself and the Mrs. each up for SPG.  Doesn't cost anything.  Then, if you decide to, you can each sign up for a 25K SPG Amex and get those nights free.  How big's the family?  My worst fear is someday having kids and suddenly all my airline miles get used up by one family flight  :horrorsurprise:

Its Mr. Fedor, Mrs. Fedor, Mr. Fedor Jr., and Mrs. Fedor Jr.  You don't know the half of it sd, we went to England and Scotland when we were first married and now we are scraping pennies to eat at effing Applebee's on the weekend.  Mrs. Fedor is in the 2nd year of a 3 year grad program, so that does not help.  But yeah kids, jfc.

3 yr grad program? medical?
Title: Re: How Many Credit Cards Do You Have?
Post by: Fedor on March 04, 2011, 03:16:29 PM
Yes, sign yourself and the Mrs. each up for SPG.  Doesn't cost anything.  Then, if you decide to, you can each sign up for a 25K SPG Amex and get those nights free.  How big's the family?  My worst fear is someday having kids and suddenly all my airline miles get used up by one family flight  :horrorsurprise:

Its Mr. Fedor, Mrs. Fedor, Mr. Fedor Jr., and Mrs. Fedor Jr.  You don't know the half of it sd, we went to England and Scotland when we were first married and now we are scraping pennies to eat at effing Applebee's on the weekend.  Mrs. Fedor is in the 2nd year of a 3 year grad program, so that does not help.  But yeah kids, jfc.

3 yr grad program? medical?
Physical Therapy Doctorate. :runaway:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 04, 2011, 03:20:00 PM
Yes, sign yourself and the Mrs. each up for SPG.  Doesn't cost anything.  Then, if you decide to, you can each sign up for a 25K SPG Amex and get those nights free.  How big's the family?  My worst fear is someday having kids and suddenly all my airline miles get used up by one family flight  :horrorsurprise:

Its Mr. Fedor, Mrs. Fedor, Mr. Fedor Jr., and Mrs. Fedor Jr.  You don't know the half of it sd, we went to England and Scotland when we were first married and now we are scraping pennies to eat at effing Applebee's on the weekend.  Mrs. Fedor is in the 2nd year of a 3 year grad program, so that does not help.  But yeah kids, jfc.

3 yr grad program? medical?
Physical Therapy Doctorate. :runaway:

ha. allied health. knew it. anymore brainbusters for ol' rick daris?
Title: Re: How Many Credit Cards Do You Have?
Post by: Fedor on March 04, 2011, 03:22:13 PM
Yes, sign yourself and the Mrs. each up for SPG.  Doesn't cost anything.  Then, if you decide to, you can each sign up for a 25K SPG Amex and get those nights free.  How big's the family?  My worst fear is someday having kids and suddenly all my airline miles get used up by one family flight  :horrorsurprise:

Its Mr. Fedor, Mrs. Fedor, Mr. Fedor Jr., and Mrs. Fedor Jr.  You don't know the half of it sd, we went to England and Scotland when we were first married and now we are scraping pennies to eat at effing Applebee's on the weekend.  Mrs. Fedor is in the 2nd year of a 3 year grad program, so that does not help.  But yeah kids, jfc.

3 yr grad program? medical?
Physical Therapy Doctorate. :runaway:

ha. allied health. knew it. anymore brainbusters for ol' rick daris?

What number am I thinking of right now?

btw - Congratulations. You have been approved for the Continental Airlines World MasterCard from Chase. 
 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 04, 2011, 03:24:30 PM
Yes, sign yourself and the Mrs. each up for SPG.  Doesn't cost anything.  Then, if you decide to, you can each sign up for a 25K SPG Amex and get those nights free.  How big's the family?  My worst fear is someday having kids and suddenly all my airline miles get used up by one family flight  :horrorsurprise:

Its Mr. Fedor, Mrs. Fedor, Mr. Fedor Jr., and Mrs. Fedor Jr.  You don't know the half of it sd, we went to England and Scotland when we were first married and now we are scraping pennies to eat at effing Applebee's on the weekend.  Mrs. Fedor is in the 2nd year of a 3 year grad program, so that does not help.  But yeah kids, jfc.

3 yr grad program? medical?
Physical Therapy Doctorate. :runaway:

ha. allied health. knew it. anymore brainbusters for ol' rick daris?

What number am I thinking of right now?

btw - Congratulations. You have been approved for the Continental Airlines World MasterCard from Chase. 
 


4. either 4 or 57. also, congrats on the continental card. the world is now your own personal playground.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 04, 2011, 03:31:24 PM
Sign the wife up for the same continental card so you can get both of you and the kids all on the same flight and you aren't juggling different programs. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 04, 2011, 03:33:16 PM
Also, I want to reiterate that you will want to book the airfare early.  Vacationy type places are the first to exhaust their available reward seats because business people don't use their miles for business trips. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 04, 2011, 03:34:52 PM
Also, I want to reiterate that you will want to book the airfare early.  Vacationy type places are the first to exhaust their available reward seats because business people don't use their miles for business trips. 

i'm kind of mad at him for using all of those miles to fly into a place that is generally very easy and cheap to fly into though. what can i say? i am what i am. haha.
Title: Re: How Many Credit Cards Do You Have?
Post by: Fedor on March 04, 2011, 04:01:42 PM
Also, I want to reiterate that you will want to book the airfare early.  Vacationy type places are the first to exhaust their available reward seats because business people don't use their miles for business trips. 

i'm kind of mad at him for using all of those miles to fly into a place that is generally very easy and cheap to fly into though. what can i say? i am what i am. haha.
The tickets are not bought yet there awards snob prick.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 04, 2011, 08:52:25 PM
Also, I want to reiterate that you will want to book the airfare early.  Vacationy type places are the first to exhaust their available reward seats because business people don't use their miles for business trips. 

i'm kind of mad at him for using all of those miles to fly into a place that is generally very easy and cheap to fly into though. what can i say? i am what i am. haha.
The tickets are not bought yet there awards snob prick.

well, that's most PI the credit card thread has ever seen outside of Jeffy's past forays into it....
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 04, 2011, 11:24:57 PM
i hate this thread more than cops themselves.
Title: Re: How Many Credit Cards Do You Have?
Post by: Fedor on March 05, 2011, 09:08:12 AM
Also, I want to reiterate that you will want to book the airfare early.  Vacationy type places are the first to exhaust their available reward seats because business people don't use their miles for business trips. 

i'm kind of mad at him for using all of those miles to fly into a place that is generally very easy and cheap to fly into though. what can i say? i am what i am. haha.
The tickets are not bought yet there awards snob prick.

well, that's most PI the credit card thread has ever seen outside of Jeffy's past forays into it....
Yes you are right, I took a beautiful thing and sullied it with my petulance.  Forgive me daris.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 05, 2011, 09:15:18 AM
Also, I want to reiterate that you will want to book the airfare early.  Vacationy type places are the first to exhaust their available reward seats because business people don't use their miles for business trips. 

i'm kind of mad at him for using all of those miles to fly into a place that is generally very easy and cheap to fly into though. what can i say? i am what i am. haha.
The tickets are not bought yet there awards snob prick.

well, that's most PI the credit card thread has ever seen outside of Jeffy's past forays into it....
Yes you are right, I took a beautiful thing and sullied it with my petulance.  Forgive me daris.

don't be like that. btw... sd was thinking it too, he just didn't say it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 05, 2011, 09:17:09 AM
Also, I want to reiterate that you will want to book the airfare early.  Vacationy type places are the first to exhaust their available reward seats because business people don't use their miles for business trips. 

i'm kind of mad at him for using all of those miles to fly into a place that is generally very easy and cheap to fly into though. what can i say? i am what i am. haha.
The tickets are not bought yet there awards snob prick.

well, that's most PI the credit card thread has ever seen outside of Jeffy's past forays into it....
Yes you are right, I took a beautiful thing and sullied it with my petulance.  Forgive me daris.

don't be like that. btw... sd was thinking it too, he just didn't say it.

I was, but it seems like this is his one trip for the foreseeable future and he's scratching it together
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 05, 2011, 09:21:28 AM
Also, I want to reiterate that you will want to book the airfare early.  Vacationy type places are the first to exhaust their available reward seats because business people don't use their miles for business trips. 

i'm kind of mad at him for using all of those miles to fly into a place that is generally very easy and cheap to fly into though. what can i say? i am what i am. haha.
The tickets are not bought yet there awards snob prick.

well, that's most PI the credit card thread has ever seen outside of Jeffy's past forays into it....
Yes you are right, I took a beautiful thing and sullied it with my petulance.  Forgive me daris.

don't be like that. btw... sd was thinking it too, he just didn't say it.

I was, but it seems like this is his one trip for the foreseeable future and he's scratching it together

yeah. i know.  mostly i just hate using points/miles. that's mostly it. except when i went to dallas the other month and got the downtown aloft at a cat2. they just moved it up to cat3. really felt like a winner there. still smiling about it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 05, 2011, 10:00:03 AM
Also, I want to reiterate that you will want to book the airfare early.  Vacationy type places are the first to exhaust their available reward seats because business people don't use their miles for business trips.  

i'm kind of mad at him for using all of those miles to fly into a place that is generally very easy and cheap to fly into though. what can i say? i am what i am. haha.
The tickets are not bought yet there awards snob prick.

well, that's most PI the credit card thread has ever seen outside of Jeffy's past forays into it....
Yes you are right, I took a beautiful thing and sullied it with my petulance.  Forgive me daris.

don't be like that. btw... sd was thinking it too, he just didn't say it.

I was, but it seems like this is his one trip for the foreseeable future and he's scratching it together

yeah. i know.  mostly i just hate using points/miles. that's mostly it. except when i went to dallas the other month and got the downtown aloft at a cat2. they just moved it up to cat3. really felt like a winner there. still smiling about it.

that's a great feeling.  I'm kinda on the fence on Hawaii at the Westin Maui.  I'm SPG Gold and supposedly get an upgrade if available.  But, the property is known to be very stingy with upgrades for Golds to ocean view.  I may just swallow my pride and book the ocean view for 5 nights with the extra points.  I know I'll always kick myself for not rolling the dice on the upgrade and the chance at that amazing feeling you are talking about  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 05, 2011, 10:11:13 AM
Also, I want to reiterate that you will want to book the airfare early.  Vacationy type places are the first to exhaust their available reward seats because business people don't use their miles for business trips.  

i'm kind of mad at him for using all of those miles to fly into a place that is generally very easy and cheap to fly into though. what can i say? i am what i am. haha.
The tickets are not bought yet there awards snob prick.

well, that's most PI the credit card thread has ever seen outside of Jeffy's past forays into it....
Yes you are right, I took a beautiful thing and sullied it with my petulance.  Forgive me daris.

don't be like that. btw... sd was thinking it too, he just didn't say it.

I was, but it seems like this is his one trip for the foreseeable future and he's scratching it together

yeah. i know.  mostly i just hate using points/miles. that's mostly it. except when i went to dallas the other month and got the downtown aloft at a cat2. they just moved it up to cat3. really felt like a winner there. still smiling about it.

that's a great feeling.  I'm kinda on the fence on Hawaii at the Westin Maui.  I'm SPG Gold and supposedly get an upgrade if available.  But, the property is known to be very stingy with upgrades for Golds to ocean view.  I may just swallow my pride and book the ocean view for 5 nights with the extra points.  I know I'll always kick myself for not rolling the dice on the upgrade and the chance at that amazing feeling you are talking about  :frown:

yeah. that's tough. something like that i guess you just have to suck it up and deal with it. i suppose you could try to be super sneaky and book it w/ the extra points and then call the day before and ask how many ocean views they have left or get on line and look and then if they still have some you could cancel and rebook without ocean view and roll the dice when you get there. seems like a lot of trouble though. plus would hate to get up hopes and then have them killed when you arrive.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on March 05, 2011, 10:12:46 AM
any awesome deals for AA miles? :AA:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 05, 2011, 10:31:45 AM
any awesome deals for AA miles? :AA:

YEP, about a week ago!  none now  :users:
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on March 05, 2011, 10:42:23 AM
any awesome deals for AA miles? :AA:

YEP, about a week ago!  none now  :users:
:frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 05, 2011, 10:44:28 AM
any awesome deals for AA miles? :AA:

YEP, about a week ago!  none now  :users:
:frown:

They've had a ridiculous 75k deal for the last 5 months or so that just expired. 
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on March 05, 2011, 10:45:44 AM
any awesome deals for AA miles? :AA:

YEP, about a week ago!  none now  :users:
:frown:

They've had a ridiculous 75k deal for the last 5 months or so that just expired. 
:frown: :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on March 05, 2011, 10:50:18 AM
If you knew someone lived right in the hotbed of  :AA: and there was a deal like this going on, you would think a fellow cat "fan" would pm or let a person know about this sort of deal. guess not
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 05, 2011, 07:41:41 PM
If you knew someone lived right in the hotbed of  :AA: and there was a deal like this going on, you would think a fellow cat "fan" would pm or let a person know about this sort of deal. guess not

Yeah, this thread has been rough ridin' amazing since before anyone knew who you were.....AA deal was discussed a ton about 7 pages back and every page after that up to about a week ago
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on March 05, 2011, 07:53:39 PM
If you knew someone lived right in the hotbed of  :AA: and there was a deal like this going on, you would think a fellow cat "fan" would pm or let a person know about this sort of deal. guess not

Yeah, this thread has been effing amazing since before anyone knew who you were.....AA deal was discussed a ton about 7 pages back and every page after that up to about a week ago
you sure know how to kick a guy when he's down don't you?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 05, 2011, 07:55:53 PM
If you knew someone lived right in the hotbed of  :AA: and there was a deal like this going on, you would think a fellow cat "fan" would pm or let a person know about this sort of deal. guess not

Yeah, this thread has been effing amazing since before anyone knew who you were.....AA deal was discussed a ton about 7 pages back and every page after that up to about a week ago
you sure know how to kick a guy when he's down don't you?

:kick:
Title: Re: How Many Credit Cards Do You Have?
Post by: The Whale on March 06, 2011, 12:42:00 PM
If you knew someone lived right in the hotbed of  :AA: and there was a deal like this going on, you would think a fellow cat "fan" would pm or let a person know about this sort of deal. guess not

Yeah, this thread has been effing amazing since before anyone knew who you were.....AA deal was discussed a ton about 7 pages back and every page after that up to about a week ago
you sure know how to kick a guy when he's down don't you?

:kick:

About to hit my 4k in spending to pick up the 75k miles.   :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on March 06, 2011, 02:07:11 PM
If you knew someone lived right in the hotbed of  :AA: and there was a deal like this going on, you would think a fellow cat "fan" would pm or let a person know about this sort of deal. guess not

Yeah, this thread has been effing amazing since before anyone knew who you were.....AA deal was discussed a ton about 7 pages back and every page after that up to about a week ago
you sure know how to kick a guy when he's down don't you?

:kick:

About to hit my 4k in spending to pick up the 75k miles.   :gocho:

I hit mine last month and they credited it immediately without out any delay or needing to hassle them.  Upgraded my flight to first/business for the same miles as coach.   :bitchslap: <---me hitting my old self for not learning about rewards programs sooner
Title: Re: How Many Credit Cards Do You Have?
Post by: WillieWatanabe on March 06, 2011, 02:43:10 PM
I guess crappy credit cards are ok, I never plan on keeping a balance on a card anyway.

Yea, theyre fine.  They just usually have crappy perks. 

If I were you without much of a history, I would sign up for a free trial of something that will tell me my score.  Cancel that trial, and then there are websites thatll give you a good idea of the cards you'll qualify for.

If you're signing up for a crappy card. Would it be better to use the stupid stuff they send ya in the mail? or just go through their website? or makes no difference?
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on March 06, 2011, 02:46:43 PM
If you knew someone lived right in the hotbed of  :AA: and there was a deal like this going on, you would think a fellow cat "fan" would pm or let a person know about this sort of deal. guess not

Yeah, this thread has been effing amazing since before anyone knew who you were.....AA deal was discussed a ton about 7 pages back and every page after that up to about a week ago
you sure know how to kick a guy when he's down don't you?

:kick:

About to hit my 4k in spending to pick up the 75k miles.   :gocho:

I hit mine last month and they credited it immediately without out any delay or needing to hassle them.  Upgraded my flight to first/business for the same miles as coach.   :bitchslap: <---me hitting my old self for not learning about rewards programs sooner
so they have a deal for 30k after u spend $750, do we think if I messaged them and asked for the 75k deal that they would honor it or would I be better off waiting for another deal to come around?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 06, 2011, 03:36:38 PM
If you knew someone lived right in the hotbed of  :AA: and there was a deal like this going on, you would think a fellow cat "fan" would pm or let a person know about this sort of deal. guess not

Yeah, this thread has been effing amazing since before anyone knew who you were.....AA deal was discussed a ton about 7 pages back and every page after that up to about a week ago
you sure know how to kick a guy when he's down don't you?

:kick:

About to hit my 4k in spending to pick up the 75k miles.   :gocho:

I hit mine last month and they credited it immediately without out any delay or needing to hassle them.  Upgraded my flight to first/business for the same miles as coach.   :bitchslap: <---me hitting my old self for not learning about rewards programs sooner
so they have a deal for 30k after u spend $750, do we think if I messaged them and asked for the 75k deal that they would honor it or would I be better off waiting for another deal to come around?

probably be better off waiting.  I mean, 25k will get you one free domestic but that's nothing special.  If you had gotten the 30k and all of a sudden they changed to 75k you could contact them and they would give you the extra but I doubt you would be able to get it now that it's over.
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on March 07, 2011, 02:29:00 PM
Woot, https://secure.unitedmileageplus.com/MP1101OPTM.jsp
Title: Re: How Many Credit Cards Do You Have?
Post by: steaksdime on March 09, 2011, 06:44:22 PM
guess who just got 2 chase BA credit cards in the mail today? :chirpchirp:

Ditto, but just got one though because I'm only 1/2 not a pussy.

Not anymore. Please keep us informed if this pops up again (wouldn't mind upgrading to fc).

Next spring, I'll be  :cheers:  to RD and sd from England.
My son and I leave for London tomorrow. PSG, Chelsea, Manchester United, Manchester City, and Hull City in a week and a half.
Thanks for the BA heads up. Wouldn't have made the leap without the free tix.
Bless you goEMAW...you're doing God's work.  :cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 09, 2011, 06:52:00 PM
guess who just got 2 chase BA credit cards in the mail today? :chirpchirp:

Ditto, but just got one though because I'm only 1/2 not a pussy.

Not anymore. Please keep us informed if this pops up again (wouldn't mind upgrading to fc).

Next spring, I'll be  :cheers:  to RD and sd from England.
My son and I leave for London tomorrow. PSG, Chelsea, Manchester United, Manchester City, and Hull City in a week and a half.
Thanks for the BA heads up. Wouldn't have made the leap without the free tix.
Bless you goEMAW...you're doing God's work.  :cheers:


 :cheers:

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 09, 2011, 07:44:57 PM
guess who just got 2 chase BA credit cards in the mail today? :chirpchirp:

Ditto, but just got one though because I'm only 1/2 not a pussy.

Not anymore. Please keep us informed if this pops up again (wouldn't mind upgrading to fc).

Next spring, I'll be  :cheers:  to RD and sd from England.
My son and I leave for London tomorrow. PSG, Chelsea, Manchester United, Manchester City, and Hull City in a week and a half.
Thanks for the BA heads up. Wouldn't have made the leap without the free tix.
Bless you goEMAW...you're doing God's work.  :cheers:


 :cheers:



 :woot:
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on March 09, 2011, 11:30:47 PM
http://boardingarea.com/blogs/viewfromthewing/2011/03/09/the-worlds-first-110000-mile-credit-card-signup-bonus/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed:+boardingarea/viewfromthewing+(View+from+the+Wing)&utm_content=Twitter
 :katpak:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 10, 2011, 08:06:54 AM
Quote
wait til you get that 1099 for the miles at the end of the year. Bet that will suprise you. Cap One is dogshit.

 :horrorsurprise:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 10, 2011, 08:08:42 AM
fwiw, I'm very intrigued by this.  I have over 100k United and the Capital One miles are actually only used for redemption at $.01 a mile.  So, you get $1,100 in Captial One Venture spend for opening and spending $1k.  Can you use Venture miles for hotels?  That would be a better value for me as I'm overflowing with airline miles at the moment. 

 :cheese: < TO FLYERTALK!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 10, 2011, 08:11:29 AM
Quote
2.  After you're approved, register online and submit proof of your airline credit card miles.

the eff does this mean?  does this mean I have to submit proof I spent all the money on the rough ridin' Continental or United card to get the 100k or do the bonus miles count?  Plus, say you sign up for this shitty card but they've given away the billion miles already?  You are stuck with that shitty card and credit pull. 

 :dubious: <--actually using as dubious
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 10, 2011, 08:16:52 AM
I mean, you have this POS term
Quote
Miles and match limits apply. Capital One will match up to 100,000 miles that were previously earned through any single eligible airline credit card program

Which makes it seem like you have to have spent $100k on some airline card..but you don't have to currently have the miles.  But, then, you have this POS term:

Quote
Registration and documentation required. Upon approval, new Venture customers will receive registration instructions for Venture "Match My Miles". If you provide an email address with your application, Capital One will communicate with you through that address. You will need to complete a form and then submit a current airline rewards program statement as proof of your existing miles/rewards. Only one (1) statement may be submitted, and it must be received by Capital One within 45 days of account opening. Documentation must indicate that the eligible miles/rewards are held in the name of the Venture card customer, and must be submitted at one time.

Which makes it seem like you have to CURRENTLY have the miles in your account but they don't GAF how they got there.

This is so Capital One'y  :dubious:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 10, 2011, 08:17:54 AM
Also, British Airways isn't valid for this
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 10, 2011, 08:27:22 AM
Well....Venture Miles look nice.  Worth a penny each and you can book anywhere for any type of travel (air, hotel or combo).  Could get $1,100 off an Expedia all inclusive package.  eff it, I'm going for it.  WILL REPORT BACK!

 :cheese:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 10, 2011, 08:37:49 AM
Good news?  They let you personalize your card picture because they are shitty Capital One.  Bad news?  Couldn't find the KATPAK headcover or nacho cheese that met the picture size requirements.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 10, 2011, 08:39:41 AM
Just transfered my Continental Miles to United to put me over 100k.  They better allow this or I will lose it on them about their shitty T&Cs. 
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on March 10, 2011, 08:43:53 AM
Quote
wait til you get that 1099 for the miles at the end of the year. Bet that will suprise you. Cap One is dogcac.

 :horrorsurprise:

Wait, do these CC offers that involve plane tickets count as income?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 10, 2011, 08:49:57 AM
Quote
wait til you get that 1099 for the miles at the end of the year. Bet that will suprise you. Cap One is dogcac.

 :horrorsurprise:

Wait, do these CC offers that involve plane tickets count as income?

It's a grey area.  I've never reported any and I don't think anyone does.  I think what that commentor was saying is that Capital One sends you a rough ridin' 1099 for them at the end of the year which would piss me off but I prolly wouldn't report it anyway. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 10, 2011, 08:51:55 AM
Quote
How do I get my miles matched?

Step 1: Apply for or upgrade to the Venture card during the Venture Match My Miles Challenge. Upon approval, you'll receive an e-mail with registration instructions.
Step 2: Reserve your miles by registering online and submitting proof of your airline miles within 45 days of being approved for the Venture card.
Step 3: Spend $1,000 within 90 days of approval.

so, I should know soon if my current United >100k qualifies.  

Quote
What do I need to submit as proof of my existing miles?

You'll need to submit one airline rewards statement as proof of your existing miles. You must be listed as the primary account holder and your statement must be dated within six months of the time you submit it. Statements can be submitted online, by fax, or mail. All statement information will be kept confidential.

This makes it sound like they really don't GAF or need much proof but that you CURRENTLY have to have the miles in your account.  Hopefully they are just going to give away the billion miles to the first people that show anything that borderline qualifies.  
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on March 10, 2011, 09:00:45 AM
Just referred ETPbro for an AMEX Gold Card, picked up 25k bonus points.


:gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 10, 2011, 09:03:44 AM
Just referred ETPbro for an AMEX Gold Card, picked up 25k bonus points.


:gocho:

oh man, congrats on raping him with the referal to that shitty card!  next time give me a call beforehand so we can all get in on the kicking him in the balls and stealing from him!
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on March 10, 2011, 09:04:25 AM
OK, ya.  The Swan and Dolphin are a great location.  I stayed there some years ago.  Easy access by BOAT to both Epcot and Disney word.
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on March 10, 2011, 09:05:09 AM
Just referred ETPbro for an AMEX Gold Card, picked up 25k bonus points.


:gocho:

oh man, congrats on raping him with the referal to that shitty card!  next time give me a call beforehand so we can all get in on the kicking him in the balls and stealing from him!

sounds like SD got a Gold Card but didn't negotiate a lower yearly rate.... :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 10, 2011, 09:11:00 AM
OK, ya.  The Swan and Dolphin are a great location.  I stayed there some years ago.  Easy access by BOAT to both Epcot and Disney word.

sd has a relative that works there  :cool:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 10, 2011, 09:13:03 AM
Just referred ETPbro for an AMEX Gold Card, picked up 25k bonus points.


:gocho:

oh man, congrats on raping him with the referal to that shitty card!  next time give me a call beforehand so we can all get in on the kicking him in the balls and stealing from him!

sounds like SD got a Gold Card but didn't negotiate a lower yearly rate.... :lol:

the eff does that mean?  are you paying an annual fee!? LOL'SNORT!
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on March 10, 2011, 09:16:31 AM
Just referred ETPbro for an AMEX Gold Card, picked up 25k bonus points.


:gocho:

oh man, congrats on raping him with the referal to that shitty card!  next time give me a call beforehand so we can all get in on the kicking him in the balls and stealing from him!

sounds like SD got a Gold Card but didn't negotiate a lower yearly rate.... :lol:

the eff does that mean?  are you paying an annual fee!? LOL'SNORT!

when i say lower, i mean non-existant.

:gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 10, 2011, 11:33:26 AM
Quote
I have a copy of an online chat with Cap One re Any type of miles not just credit card miles

 :cheese:
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on March 10, 2011, 02:59:35 PM
Good news?  They let you personalize your card picture because they are shitty Capital One.  Bad news?  Couldn't find the KATPAK headcover or nacho cheese that met the picture size requirements.

The picture has to be HUGE!

Mine is going to be awesome!  :love:
(http://grfx.cstv.com/schools/ksu/graphics/m-baskbl/bg-home2.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 10, 2011, 04:57:07 PM
The boards have confirmed the "miles in the account right now" and not "miles spent on the card card" is the requirement so, bsacially, Capital One has no idea what's going on and flyertalk'ers are going to rape them. 

 :ump:  <----steve dave on deck
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 10, 2011, 06:39:52 PM
The boards have confirmed the "miles in the account right now" and not "miles spent on the card card" is the requirement so, bsacially, Capital One has no idea what's going on and flyertalk'ers are going to rape them. 

 :ump:  <----steve dave on deck

I am somewhat following this but have no idea Wtf is going on. Can you give me a quick rundown?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 11, 2011, 05:59:20 AM
The boards have confirmed the "miles in the account right now" and not "miles spent on the card card" is the requirement so, bsacially, Capital One has no idea what's going on and flyertalk'ers are going to rape them.  

 :ump:  <----steve dave on deck

I am somewhat following this but have no idea Wtf is going on. Can you give me a quick rundown?

capital one is matching miles up to 100k for signing up for the venture card. it also has a 10k bonus of it's own. so, since I have over 100k united miles I should get 110k venture miles. they aren't actually miles you spend but are credits for travel purchases made on the card. 110k is worth $1,100.  so, essentialy, they just hand you $1,100 if you have 100k miles in any one account. You can purchase the travel however you want and just mark it on the card as a travel cost and it gets reimbursed to you.  flyertalk seems to think the billion miles will go fast.  also, you can really see the old hamster in the wheel turning on those mileage run people turning this into millions of miles.  It's great for me because I'm always using up hotel miles and always have a ton of airline miles.  can fly somewhere on miles and then spend $1,100 on rental car/hotel.  mrs. dave always wants to stay at boutique type places (I know  :rolleyes: ) and now I can humor her.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 12, 2011, 10:22:34 PM
advice on this venture card - i have 100k miles split between a continental account and a united account.  should i try to merge them before applying?  would either be better than the other as the lucky survivor account?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 12, 2011, 10:55:12 PM
advice on this venture card - i have 100k miles split between a continental account and a united account.  should i try to merge them before applying?  would either be better than the other as the lucky survivor account?

They'll be merged by the end of 2011 anyway.  See the link at the top of this page.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 12, 2011, 10:56:05 PM
Took advantage of the SPG Gold 25% off redemption combo'd with a 5th night free earlier tonight.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 12, 2011, 11:14:54 PM
See the link at the top of this page.

excellent.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 13, 2011, 04:52:19 AM
I would sign up for a free trial of something that will tell me my score.  Cancel that trial, and then there are websites that'll give you a good idea of the cards you'll qualify for.

sonofabitch.  did this and found out my score is relatively dece.  makes me even madder than these elitist free-mile cards keep turning me down.  i need to find out why so i can lie to them effectively.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 13, 2011, 08:36:12 AM
Took advantage of the SPG Gold 25% off redemption combo'd with a 5th night free earlier tonight.

great combo
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 13, 2011, 09:53:02 AM
Took advantage of the SPG Gold 25% off redemption combo'd with a 5th night free earlier tonight.

great combo

Yeah, I was pretty psyched.  Thought I was going to be stuck with only a Hilton option and had been using that card lately, but wasn't going to come close to what I needed for their $350/night Embassy.  Looks like the Westin is going to be nearly as good for my purposes and will have made a $1200 or 50K point stay only cost 30K.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on March 13, 2011, 10:10:33 AM
Well at least I got the PC visa deal.
Title: Re: How Many Credit Cards Do You Have?
Post by: the KHAN! on March 13, 2011, 02:25:29 PM
I have a JC Penny's card.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 13, 2011, 04:42:16 PM
Good news?  They let you personalize your card picture because they are shitty Capital One.

approved for the venture card.  i may have figured out the answers they're looking for.  or maybe they just aren't so selective.  the personalized image that comes with my 1100 travel dollars is going to make it hard to cancel the card when the time comes.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 13, 2011, 05:08:28 PM
Venture Card promo commercial runs during selection show.  Proof they read this thread imo.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 13, 2011, 08:14:41 PM
Venture Card promo commercial runs during selection show.  Proof they read this thread imo.

so you have 45 days after approval to produce the miles statement.  hmm....I've probably got a couple weeks before I earn my AA miles. cutting it close if I sign up today.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 13, 2011, 08:16:39 PM
Venture Card promo commercial runs during selection show.  Proof they read this thread imo.

so you have 45 days after approval to produce the miles statement.  hmm....I've probably got a couple weeks before I earn my AA miles. cutting it close if I sign up today.

but, if they give away a billion miles because you waited, you get nothing
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 13, 2011, 08:29:58 PM
but, if they give away a billion miles because you waited, you get nothing

if they don't pony up for my miles, i'll completely lose it.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 13, 2011, 08:36:09 PM
Venture Card promo commercial runs during selection show.  Proof they read this thread imo.

so you have 45 days after approval to produce the miles statement.  hmm....I've probably got a couple weeks before I earn my AA miles. cutting it close if I sign up today.

but, if they give away a billion miles because you waited, you get nothing

I'm assuming I won't get the miles anyway until I produce the statement.  I unfortunatley got sidetracked and haven't earned my miles yet.  To boot, I used a $1500 purchase link but it was when they had the $4k purchase for 75k miles, so I'm not entirely sure how much I'm going to have to spend.   Any way to verify?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 13, 2011, 09:01:47 PM
here's what my elite Venture card will look like....

(http://scottweaverphotos.files.wordpress.com/2010/01/beard-003.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 13, 2011, 09:06:04 PM
WILL REPORT BACK!

did they email you following the online sign up?  getting nervous 'cause i assumed i'd get an email and haven't.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 14, 2011, 07:17:10 AM
WILL REPORT BACK!

did they email you following the online sign up?  getting nervous 'cause i assumed i'd get an email and haven't.

not yet.  not too concerned about it yet.  nobody on flyertalk has gotten theirs that I have seen.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 15, 2011, 08:04:47 AM
Quote
I expect another big offer to happen very shortly. Wait a day or two before doing applications if you are close to the magic 700 or 800 number or worried about your inquiries. I can't say anymore, but I'm anxiously awaiting further details. I will do a separate post when I can.

 :surprised:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 15, 2011, 08:27:35 AM
Quote
I expect another big offer to happen very shortly. Wait a day or two before doing applications if you are close to the magic 700 or 800 number or worried about your inquiries. I can't say anymore, but I'm anxiously awaiting further details. I will do a separate post when I can.

 :surprised:

:woot:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 15, 2011, 11:25:42 AM
FYI Citibank's online bill pay system sucks ass.   Can't get it to process either bill payment I tried to make.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 15, 2011, 12:18:09 PM
FYI Citibank's online bill pay system sucks ass.   Can't get it to process either bill payment I tried to make.

no, it's good.  have never had a problem.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 15, 2011, 12:53:17 PM
is this a good deal:

Quote
You can earn 30,000 bonus miles1 — more than enough for an Award Ticket2 — with the Gold Delta SkyMiles® Credit Card from American Express. Just spend $500 on the Card in the first three months. What a great way to wrap up the winter and welcome spring.

# You can also enjoy all of the following: Check your first bag free on every Delta flight — that's up to $50 in savings per round-trip3
# $25 Delta Sky Club access4
# Double miles on Delta purchases5 and one mile per eligible dollar spent for everyday purchases6
# Receive a $99* Domestic Economy Class Companion Certificate each year when you renew your Card
# No annual fee for the first year — a $95 savings7

There are also a number of ways to use your miles:
# Pay with Miles — an exclusive benefit for Cardmembers — allows you to pay for all or part of a Delta flight with miles.8 Just 10,000 miles gets you $100 off a Delta flight
# Redeem your miles for car rentals, hotel stays and a variety of merchandise at SkyMiles Marketplace. Choose from over 6,000 items and 400 top brands9
# Use miles for upgrades, which start at just 5,000 miles10

Take advantage of all Delta has to offer. But don't delay — this offer ends April 30, 2011.11
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 15, 2011, 12:56:03 PM
is this a good deal:

Quote
You can earn 30,000 bonus miles1 — more than enough for an Award Ticket2 — with the Gold Delta SkyMiles® Credit Card from American Express. Just spend $500 on the Card in the first three months. What a great way to wrap up the winter and welcome spring.

# You can also enjoy all of the following: Check your first bag free on every Delta flight — that's up to $50 in savings per round-trip3
# $25 Delta Sky Club access4
# Double miles on Delta purchases5 and one mile per eligible dollar spent for everyday purchases6
# Receive a $99* Domestic Economy Class Companion Certificate each year when you renew your Card
# No annual fee for the first year — a $95 savings7

There are also a number of ways to use your miles:
# Pay with Miles — an exclusive benefit for Cardmembers — allows you to pay for all or part of a Delta flight with miles.8 Just 10,000 miles gets you $100 off a Delta flight
# Redeem your miles for car rentals, hotel stays and a variety of merchandise at SkyMiles Marketplace. Choose from over 6,000 items and 400 top brands9
# Use miles for upgrades, which start at just 5,000 miles10

Take advantage of all Delta has to offer. But don't delay — this offer ends April 30, 2011.11

about standard.  if you are going to be flying Delta and checking luggage anytime soon it has a nice perk.  30k will get you a free domestic RT (or $300 off).
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 15, 2011, 01:02:16 PM
is this a good deal:

Quote
You can earn 30,000 bonus miles1 — more than enough for an Award Ticket2 — with the Gold Delta SkyMiles® Credit Card from American Express. Just spend $500 on the Card in the first three months. What a great way to wrap up the winter and welcome spring.

# You can also enjoy all of the following: Check your first bag free on every Delta flight — that's up to $50 in savings per round-trip3
# $25 Delta Sky Club access4
# Double miles on Delta purchases5 and one mile per eligible dollar spent for everyday purchases6
# Receive a $99* Domestic Economy Class Companion Certificate each year when you renew your Card
# No annual fee for the first year — a $95 savings7

There are also a number of ways to use your miles:
# Pay with Miles — an exclusive benefit for Cardmembers — allows you to pay for all or part of a Delta flight with miles.8 Just 10,000 miles gets you $100 off a Delta flight
# Redeem your miles for car rentals, hotel stays and a variety of merchandise at SkyMiles Marketplace. Choose from over 6,000 items and 400 top brands9
# Use miles for upgrades, which start at just 5,000 miles10

Take advantage of all Delta has to offer. But don't delay — this offer ends April 30, 2011.11

about standard.  if you are going to be flying Delta and checking luggage anytime soon it has a nice perk.  30k will get you a free domestic RT (or $300 off).

I already have 22k on Delta so this would get me a free RT to Europe, right?

 :bracketmouse:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 15, 2011, 01:06:06 PM
never mind. It won't. not really, anyway.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 15, 2011, 01:13:10 PM
never mind. It won't. not really, anyway.

Yes, it would.  iirc it is 50K if you find a skysaver.  You would also be able to book flights and use them as money getting $520 off a flight or multiple flights (you can only do this if you have the Delta Amex).  

EDIT:  nope, I was wrong.  changed it to 60K  :frown: 
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 15, 2011, 01:19:55 PM
never mind. It won't. not really, anyway.

Yes, it would.  iirc it is 50K if you find a skysaver.  You would also be able to book flights and use them as money getting $520 off a flight or multiple flights (you can only do this if you have the Delta Amex). 

I played around with booking and couldn't get any "skysavers". 75k was the closest I could find.

good discusso here:

http://www.flyertalk.com/forum/delta-skymiles/1191317-skymiles-award-travel-calendar.html

Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 15, 2011, 08:27:47 PM
FYI Citibank's online bill pay system sucks ass.   Can't get it to process either bill payment I tried to make.

no, it's good.  have never had a problem.

It refuses to process my State Farm payment...and does not show it in the payment activity.   It also keeps showing bills from 2010 that were already paid, and will not allow me to remove them.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 16, 2011, 06:19:32 AM
FYI Citibank's online bill pay system sucks ass.   Can't get it to process either bill payment I tried to make.

no, it's good.  have never had a problem.

It refuses to process my State Farm payment...and does not show it in the payment activity.   It also keeps showing bills from 2010 that were already paid, and will not allow me to remove them.

are you talking about your checking account or something?
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on March 16, 2011, 07:13:53 PM
Just got delta offer. No fee first year, free companion ticket, 10k plus chance at 2.5k more, and Bose quiet comfort headphones if I spend 500 before end of May. Seems like pretty good deal. :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on March 19, 2011, 12:30:44 PM
The fam is talking about going to Hawaii for [email protected] tourney on Christmas... I have AA and SPG AmExs. 

Any ideas on what the best route to get the most free travel?  Which airlines have blackout dates around then that would eff everything up?

Thinking about telling each person in the fam to get SPG and AA I guess?  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 20, 2011, 10:21:43 PM
or those who signed up for the Venture card....

I swear the site said I was approved for a $30k limit when I completed the app.   Then a couple of days later I got an email saying I would be notified when I was approved?   Now nothing for like a week....

Anyone else hear anything?  Did you get an instant approval?
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on March 20, 2011, 10:48:08 PM
Uploaded my AA miles statement to their website.  Only matching 55k out of 100k possible miles but I'll take it.

It didn't take long for them to approve, although they didn't allow my card to have a picture of Pullen (previously posted in here) and sent it  anyways, so I have no idea what the pic is going to be. But WGAF I guess.  Just need to spend $1k in first 90 days.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 21, 2011, 09:15:25 AM
Uploaded my AA miles statement to their website.  Only matching 55k out of 100k possible miles but I'll take it.

It didn't take long for them to approve, although they didn't allow my card to have a picture of Pullen (previously posted in here) and sent it  anyways, so I have no idea what the pic is going to be. But WGAF I guess.  Just need to spend $1k in first 90 days.

why aren't they matching all 100k?

*edit*  oh, nevermind, you mean you only had 55k miles...
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on March 21, 2011, 09:01:35 PM
Uploaded my AA miles statement to their website.  Only matching 55k out of 100k possible miles but I'll take it.

It didn't take long for them to approve, although they didn't allow my card to have a picture of Pullen (previously posted in here) and sent it  anyways, so I have no idea what the pic is going to be. But WGAF I guess.  Just need to spend $1k in first 90 days.

why aren't they matching all 100k?

*edit*  oh, nevermind, you mean you only had 55k miles...

Yeah,  :goodbyecruelworld:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 22, 2011, 09:11:52 AM
damn Citi is slow to post purchases.   I am anxiously awaiting the posting of the last $50 purchase that puts me over the bonus earning threshold....made purchase Saturday, still hasn't posted to my account. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 24, 2011, 02:07:35 PM
So, did everyone get this?:

Quote
Your registration form and airline rewards statement were accepted, and your Capital One® VentureSM miles have been reserved. We'll apply them to your account as soon as you spend $1,000 on your new Venture card in the first 90 days.
We'll send you an e-mail when we apply your matching miles to your Venture account.

also, you can apparently also sign up for a business account and get another 100k venture miles but you have to use a different FF account.  If you have United or Continental you could just flip the miles to the other account and do it again though.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 24, 2011, 02:54:37 PM
So, did everyone get this?:

Quote
Your registration form and airline rewards statement were accepted, and your Capital One® VentureSM miles have been reserved. We'll apply them to your account as soon as you spend $1,000 on your new Venture card in the first 90 days.
We'll send you an e-mail when we apply your matching miles to your Venture account.

also, you can apparently also sign up for a business account and get another 100k venture miles but you have to use a different FF account.  If you have United or Continental you could just flip the miles to the other account and do it again though.

Yup.

Working like mad to accumulate points.   Signed up for the $8 netflix account to earn 2500 pts.   Bought more coins.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on March 24, 2011, 06:48:35 PM
Just got delta offer. No fee first year, free companion ticket, 10k plus chance at 2.5k more, and Bose quiet comfort headphones if I spend 500 before end of May. Seems like pretty good deal. :dunno:

Just called to activate.  They gave me 10k more points for some reason.  So, I got 22500 miles and Bose headphones.   :pbj:  Won't get the companion tix though, since it come at renewal which I will not due to avoid the annual fee.  This is fun   :driving:
Title: Re: How Many Credit Cards Do You Have?
Post by: The Whale on March 24, 2011, 07:42:00 PM
So, did everyone get this?:

Quote
Your registration form and airline rewards statement were accepted, and your Capital One® VentureSM miles have been reserved. We'll apply them to your account as soon as you spend $1,000 on your new Venture card in the first 90 days.
We'll send you an e-mail when we apply your matching miles to your Venture account.

also, you can apparently also sign up for a business account and get another 100k venture miles but you have to use a different FF account.  If you have United or Continental you could just flip the miles to the other account and do it again though.

Can you combine FF accts to get the miles?  I only have 80k on AA, but could combine with my 22k on Delta to get over the 100k.

So you just mark the stuff on your statement as travel somehow and it uses the 100k points they give you?

LCapOneMilesIQ
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 25, 2011, 07:16:11 AM
So, did everyone get this?:

Quote
Your registration form and airline rewards statement were accepted, and your Capital One® VentureSM miles have been reserved. We'll apply them to your account as soon as you spend $1,000 on your new Venture card in the first 90 days.
We'll send you an e-mail when we apply your matching miles to your Venture account.

also, you can apparently also sign up for a business account and get another 100k venture miles but you have to use a different FF account.  If you have United or Continental you could just flip the miles to the other account and do it again though.

Can you combine FF accts to get the miles?  I only have 80k on AA, but could combine with my 22k on Delta to get over the 100k.

So you just mark the stuff on your statement as travel somehow and it uses the 100k points they give you?

LCapOneMilesIQ

no, you can't combine (unless you can actually combine the miles before sending it in like with United/Continental).  Your best bet would be to go with the 80k.  I would hurry if you are going to do it as they are capped at 1 billion miles.  You would end up with 91k capital one venture points after you spent $1k which is good for $910 in reimbursement for any travel (hotel, rental, air, car, etc.).  You spend it on the card and then go online and mark what you want reimbursed and if it's travel they reimburse it.  I've never done it before but it seems pretty easy.  
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 25, 2011, 09:08:27 AM
So, did everyone get this?:

Quote
Your registration form and airline rewards statement were accepted, and your Capital One® VentureSM miles have been reserved. We'll apply them to your account as soon as you spend $1,000 on your new Venture card in the first 90 days.
We'll send you an e-mail when we apply your matching miles to your Venture account.

also, you can apparently also sign up for a business account and get another 100k venture miles but you have to use a different FF account.  If you have United or Continental you could just flip the miles to the other account and do it again though.

Can you combine FF accts to get the miles?  I only have 80k on AA, but could combine with my 22k on Delta to get over the 100k.

So you just mark the stuff on your statement as travel somehow and it uses the 100k points they give you?

LCapOneMilesIQ

no, you can't combine (unless you can actually combine the miles before sending it in like with United/Continental).  Your best bet would be to go with the 80k.  I would hurry if you are going to do it as they are capped at 1 billion miles.  You would end up with 91k capital one venture points after you spent $1k which is good for $910 in reimbursement for any travel (hotel, rental, car, etc.).  You spend it on the card and then go online and mark what you want reimbursed and if it's travel they reimburse it.  I've never done it before but it seems pretty easy. 

As I understand it, when you sign up on the Venture card site, you enter the number of miles you plan to match, and they reserve them for you.   I entered 10k more than what I had in hand, figuring I'd earn them over the next month.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 25, 2011, 09:23:46 AM
I think you also have to submit a copy of your statement and it's first come first served so if you wait around and don't send them a copy of it in pdf and they give out the billion miles you are mumped.   
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 25, 2011, 09:28:41 AM
I think you also have to submit a copy of your statement and it's first come first served so if you wait around and don't send them a copy of it in pdf and they give out the billion miles you are mumped.   

You have the option to submit the statement later.   But is clearly stated after I submitted the form that "your miles will be reserved".    Now, if I make more than 80k miles, I may not get them, but it appears I will get my 80k as long as I submit within 45 days.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 25, 2011, 09:31:35 AM
I think you also have to submit a copy of your statement and it's first come first served so if you wait around and don't send them a copy of it in pdf and they give out the billion miles you are mumped.   

You have the option to submit the statement later.   But is clearly stated after I submitted the form that "your miles will be reserved".    Now, if I make more than 80k miles, I may not get them, but it appears I will get my 80k as long as I submit within 45 days.

that's good
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 25, 2011, 10:59:52 AM
Quote
I expect another big offer to happen very shortly. Wait a day or two before doing applications if you are close to the magic 700 or 800 number or worried about your inquiries. I can't say anymore, but I'm anxiously awaiting further details. I will do a separate post when I can.

 :surprised:

 :dubious:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 25, 2011, 11:47:07 AM
Quote
I expect another big offer to happen very shortly. Wait a day or two before doing applications if you are close to the magic 700 or 800 number or worried about your inquiries. I can't say anymore, but I'm anxiously awaiting further details. I will do a separate post when I can.

 :surprised:

 :dubious:

it was a false alarm  :cry:
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on March 25, 2011, 11:47:37 AM
Quote
I expect another big offer to happen very shortly. Wait a day or two before doing applications if you are close to the magic 700 or 800 number or worried about your inquiries. I can't say anymore, but I'm anxiously awaiting further details. I will do a separate post when I can.

 :surprised:

 :dubious:

Supposedly an 80,000 Chase Sapphire card that "never got off the ground" according to FTG.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on March 26, 2011, 12:20:40 PM
New offered emailed to me: 60,000 bonus Priority Club Rewards points.
Quote
•    
60,000 bonus points with your first purchase —
that's enough points for up to 4 FREE nights!1
•    
A Free Night certificate every year,
good at over 4,500 hotels worldwide.2
•    
No foreign transaction fees when you travel abroad.3
•    
Automatic 10% rebate on all point redemptions —
up to 100,000 points back each year.4
•    
5 points per $1 spent at our hotels.5
•    
2 points per $1 spent on eligible
gas, grocery and dining purchases.5
•    
No annual fee the first year — a $49 value.3
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 26, 2011, 12:24:42 PM
that's a good deal
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on March 26, 2011, 02:50:27 PM
New offered emailed to me: 60,000 bonus Priority Club Rewards points.
Quote
•    
60,000 bonus points with your first purchase —
that's enough points for up to 4 FREE nights!1
•    
A Free Night certificate every year,
good at over 4,500 hotels worldwide.2
•    
No foreign transaction fees when you travel abroad.3
•    
Automatic 10% rebate on all point redemptions —
up to 100,000 points back each year.4
•    
5 points per $1 spent at our hotels.5
•    
2 points per $1 spent on eligible
gas, grocery and dining purchases.5
•    
No annual fee the first year — a $49 value.3


Here's a link to that offer, http://www.mychasecreditcards.com/ihg/respathpcr60k?cm_sp=IMMerch-_-PC_US_en-_-RoomRate_Chase60k
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on March 26, 2011, 06:32:53 PM
New offered emailed to me: 60,000 bonus Priority Club Rewards points.
Quote
•    
60,000 bonus points with your first purchase —
that's enough points for up to 4 FREE nights!1
•    
A Free Night certificate every year,
good at over 4,500 hotels worldwide.2
•    
No foreign transaction fees when you travel abroad.3
•    
Automatic 10% rebate on all point redemptions —
up to 100,000 points back each year.4
•    
5 points per $1 spent at our hotels.5
•    
2 points per $1 spent on eligible
gas, grocery and dining purchases.5
•    
No annual fee the first year — a $49 value.3


Here's a link to that offer, http://www.mychasecreditcards.com/ihg/respathpcr60k?cm_sp=IMMerch-_-PC_US_en-_-RoomRate_Chase60k

Quote
Previous and existing Priority Club cardmembers/accounts are not eligible

any way to get around this?
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on March 26, 2011, 06:38:14 PM


Quote
Previous and existing Priority Club cardmembers/accounts are not eligible

any way to get around this?

Eff.  Really? Didn't see that.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on March 26, 2011, 07:08:13 PM
Well at least I got the PC visa deal.
:gocho:
signed up for that 2 weeks ago.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 01, 2011, 02:38:02 PM
move fast.  Hilton's system is down for maintenance and if you put in your HH account info you get 2500 HH just for your inconvenience over the fact

https://www.hiltonhhonors.com/processLanding6.aspx?lp=EHT
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on April 01, 2011, 03:06:27 PM
sd,  I've completed my first wave of CC offers and have two new cards in the last six months.  Should I law low for awhile cancel the cards in a few months and start the process over again?  I'd like to keep taking advantage of these offers but i'm guessing the CC companies track this kind of thing. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 01, 2011, 03:13:48 PM
sd,  I've completed my first wave of CC offers and have two new cards in the last six months.  Should I law low for awhile cancel the cards in a few months and start the process over again?  I'd like to keep taking advantage of these offers but i'm guessing the CC companies track this kind of thing. 

you don't have to cancel the cards you have unless you are planning on churning the same card over and over.  You used to be able to churn the AA Citi Visa 4 times a year or so but I don't think it's as easy anymore.  If you just have two and have good credit you shouldn't have anything to worry about.  I have gotten, like, 15 cards in the last 18 months and have never been denied a new card.  But, I try to keep the amount of cards I have at any one bank (Chase, Citi, Amex being the primary ones) at 4 or less.  Otherwise I would only cancel them when the annual fee is getting ready to come around as they can only help your credit at this point.  The amount of and percentage used of available credit is one of the factors they take into account. 
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 01, 2011, 11:56:39 PM
two things.

1)  got my venture card, got my miles, got my superelite photo on the card.   :woot:

2)  applied for a continental card plus 50k miles.  the online app said they'd respond later w. approval or no.  didn't hear anything more from them online, but just received a card in the mail.  but there is nothing in w. the card about the miles.  what is my next move?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 02, 2011, 12:06:38 AM
what is my next move?

Spend whatever they told you to spend to get the miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 02, 2011, 12:09:39 AM
Spend whatever they told you to spend to get the miles.

and i can be sure that they'll give me the miles?  why are they suddenly so reluctant to discuss the miles?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 02, 2011, 12:11:40 AM
Spend whatever they told you to spend to get the miles.

and i can be sure that they'll give me the miles?  why are they suddenly so reluctant to discuss the miles?

It'll be fine.  None of mine have had any info on the bonus offer in the stuff they send you.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 02, 2011, 12:12:38 AM
It'll be fine.  None of mine have had any info on the bonus offer in the stuff they send you.

 :woot:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 02, 2011, 07:58:25 AM
It'll be fine.  None of mine have had any info on the bonus offer in the stuff they send you.

 :woot:

yeah, you should be good. you can email or call them bitching later if they don't pony up. chase is pretty good like that.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 02, 2011, 11:48:16 PM
(http://i709.photobucket.com/albums/ww92/TommyRoanoke/CRACKTHECASE.png)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 03, 2011, 12:16:54 AM
holy crap
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on April 03, 2011, 09:24:45 AM
(http://i709.photobucket.com/albums/ww92/TommyRoanoke/CRACKTHECASE.png)

I just got a little ill.  I mean I'm happy for you, but I have to say I'm a little ill right now.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 03, 2011, 09:59:55 AM
(http://i709.photobucket.com/albums/ww92/TommyRoanoke/Platinum.png)

(http://i709.photobucket.com/albums/ww92/TommyRoanoke/Ambassador1.png)

(http://i709.photobucket.com/albums/ww92/TommyRoanoke/Ambassador2.png)
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on April 03, 2011, 10:30:45 AM
You are an ambassador.  probably feels good.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 03, 2011, 10:37:25 AM
You are an ambassador.  probably feels good.

Costs an extra $200, not sure I need the ambassador status.  Although mingling with the Dubaians (sp?) would be nice.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on April 03, 2011, 12:20:34 PM
Ambassador status only does crap at the Intercontinentals.  To be fair, it does do pretty cool crap (I believe there is free access to mini-bar for starters).  Would only be worth it if you stay in big cities at least 5+nights a year.

With Holiday Inns, you peak at Platinum
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 03, 2011, 12:49:56 PM
Ambassador status only does crap at the Intercontinentals.  To be fair, it does do pretty cool crap (I believe there is free access to mini-bar for starters).  Would only be worth it if you stay in big cities at least 5+nights a year.

With Holiday Inns, you peak at Platinum

I'll put it on my gpc expense account once I start over there.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 05, 2011, 08:00:18 AM
Cap One Venture deal is gone now.  If you haven't signed up and reserved your miles it's officially to late.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 06, 2011, 07:36:09 AM
BA 100K Miles Visa promotion is back.  50k miles for the first purchase and an additional 50k after spending $2,500 on the card.  $95 annual fee which isn't waived the first year.  100k is good for 4 RT domestics on AA metal.  I don't think you can apply again and get the 100k if you have had the card before but I haven't seen the official terms yet.

http://boardingarea.com/blogs/viewfromthewing/2011/04/05/british-airways-visa-100000-mile-signup-bonus-is-back-2/

Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 06, 2011, 07:46:26 AM
BA 100K Miles Visa promotion is back.  50k miles for the first purchase and an additional 50k after spending $2,500 on the card.  $95 annual fee which isn't waived the first year.  100k is good for 4 RT domestics on AA metal.  I don't think you can apply again and get the 100k if you have had the card before but I haven't seen the official terms yet.

http://boardingarea.com/blogs/viewfromthewing/2011/04/05/british-airways-visa-100000-mile-signup-bonus-is-back-2/



:surprised:

Having done the AA deal wouldn't prevent me from this, right?

I saw something in the comments there about an 80K targeted Priority Club offer.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 06, 2011, 08:50:08 AM
BA 100K Miles Visa promotion is back.  50k miles for the first purchase and an additional 50k after spending $2,500 on the card.  $95 annual fee which isn't waived the first year.  100k is good for 4 RT domestics on AA metal.  I don't think you can apply again and get the 100k if you have had the card before but I haven't seen the official terms yet.

http://boardingarea.com/blogs/viewfromthewing/2011/04/05/british-airways-visa-100000-mile-signup-bonus-is-back-2/



:surprised:

Having done the AA deal wouldn't prevent me from this, right?

I saw something in the comments there about an 80K targeted Priority Club offer.

No, it wouldn't prevent you from doing this.  They are different miles/companies they just have a booking partnership. 
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on April 06, 2011, 08:56:36 AM
BA 100K Miles Visa promotion is back.  50k miles for the first purchase and an additional 50k after spending $2,500 on the card.  $95 annual fee which isn't waived the first year.  100k is good for 4 RT domestics on AA metal.  I don't think you can apply again and get the 100k if you have had the card before but I haven't seen the official terms yet.

http://boardingarea.com/blogs/viewfromthewing/2011/04/05/british-airways-visa-100000-mile-signup-bonus-is-back-2/



A lot of the comments below are bitching pretty hard about the fuel surcharge they tack on to the award flights.  I don't have any experience with BA so are these fuel surcharges tacked onto domestic AA flights as well? Would definitely make it a lot less attractive if the fuel surcharge is significant on domestic AA flights.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 06, 2011, 08:58:39 AM
BA 100K Miles Visa promotion is back.  50k miles for the first purchase and an additional 50k after spending $2,500 on the card.  $95 annual fee which isn't waived the first year.  100k is good for 4 RT domestics on AA metal.  I don't think you can apply again and get the 100k if you have had the card before but I haven't seen the official terms yet.

http://boardingarea.com/blogs/viewfromthewing/2011/04/05/british-airways-visa-100000-mile-signup-bonus-is-back-2/



A lot of the comments below are bitching pretty hard about the fuel surcharge they tack on to the award flights.  I don't have any experience with BA so are these fuel surcharges tacked onto domestic AA flights as well? Would definitely make it a lot less attractive if the fuel surcharge is significant on domestic AA flights.

There are no fuel surcharges on AA metal.  BA will charge you fuel surcharges on their flights and they can be pretty steep if you fly them to, like, Paris in Business class or something. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on April 06, 2011, 08:33:46 PM
I bit on the BA deal.    Approval pending.   
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 06, 2011, 08:44:17 PM
I bit on the BA deal.    Approval pending.   

The wife and I both did it the last time around.  We're flying to Kauai in a month and Florida later this year.  We've also flown to San Fran on them.  Still have another couple RTs to use out of the deal.  It's a shitload of miles. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 06, 2011, 08:53:40 PM
I bit on the BA deal.    Approval pending.   

The wife and I both did it the last time around.  We're flying to Kauai in a month and Florida later this year.  We've also flown to San Fran on them.  Still have another couple RTs to use out of the deal.  It's a cacload of miles. 

It really is an amazing deal. If you can spend the 2.5 and then pay it off, you'll get 105,000 VA miles which would be good to three round-trip on aa to anywhere in Mexico or carribean. St Lucia, Jamaica, grand Cayman, etc. Insane for only 95 bucks.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on April 06, 2011, 09:25:43 PM
I'm a mileage noob....can I buy a ticket for another person to travel if I am not?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 06, 2011, 09:33:31 PM
I'm a mileage noob....can I buy a ticket for another person to travel if I am not?

Yes. The reward stuff goes fairly fast though. It's not like buying a regular ticket. Go to aa.com sign up for the rewards program and then search flights under aa awards to see what's available and how much points, etc. You can't just say "I wanna fly from kc to la next Friday" and expect to use miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on April 06, 2011, 09:55:05 PM
I'm a mileage noob....can I buy a ticket for another person to travel if I am not?

Yes. The reward stuff goes fairly fast though. It's not like buying a regular ticket. Go to aa.com sign up for the rewards program and then search flights under aa awards to see what's available and how much points, etc. You can't just say "I wanna fly from kc to la next Friday" and expect to use miles.

cool...we have a couple of family friends in England I'd like to have visit...
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 06, 2011, 11:43:57 PM
Insane for only 95 bucks.

95 bucks though.  goddamn.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 06, 2011, 11:48:25 PM
Insane for only 95 bucks.

95 bucks though.  goddamn.

I booked $1,100 worth of flights in January, for July for 50k.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 06, 2011, 11:50:06 PM
I booked $1,100 worth of flights in January, for July for 50k.

goddamn.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 07, 2011, 06:14:04 AM
our flights to kauai are currently available for about $1k each
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on April 07, 2011, 12:18:12 PM
Goddamn I love this crap. My girlfriend and I are going to San Fran in October for 7 nights. Flights a result of United card. Hotel from SPG cards. All free for signing up for some rough ridin' credit cards. Thank you goEMAW. Thank you.  :AA: <-- But United and SPG
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 07, 2011, 12:22:33 PM
Goddamn I love this crap. My girlfriend and I are going to San Fran in October for 7 nights. Flights a result of United card. Hotel from SPG cards. All free for signing up for some rough ridin' credit cards. Thank you goEMAW. Thank you.  :AA: <-- But United and SPG

 :emawkid:

mrs. dave and I are going 10 nights (11 with redeye home) split between Kauai/Maui in early May.  Staying 4 at the Hyatt Kauai, 1 at the Sheraton Kauai and 5 at the Westin Maui.  Flying AA.  All paid for including the rental cars and island hop now that we have the Cap One Venture miles. 
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on April 07, 2011, 12:27:45 PM
How do you book AA domestic flights with BA miles?  I want to fly out of MHK to Miami in September but I have no clue how to look up availability through BA's website.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 07, 2011, 12:36:39 PM
How do you book AA domestic flights with BA miles?  I want to fly out of MHK to Miami in September but I have no clue how to look up availability through BA's website.

Just like you would when using BA to book on BA metal.  It will show no results but give you the option to "include partners" and when you hit this it will show available flights.  You shoudl find the flight you want on AA's website and confirm it is available at the lowest tier to book as this is much easier than navigating for AA on BA's site.  Then go to the BA site and put in the dates you found available on the AA site.  If they don't show up on the BA site but they did on the AA site under the lowest redemption tier you can call BA and they will book them for you.  Tell them you aren't paying the extra phone fee because they wouldn't come up on their site and they will waive the fee.  If they don't see the flight give them the exact flight numbers from the AA site and they will be able to locate it then.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 07, 2011, 12:37:56 PM
Just messing around with dates there seem to be a lot of flights available into and out of MHK to get to Miami in September.  May require moving the exact day your want to fly around a day or two but overall seems like you will be ok.  

EDIT:  LOL, just realized you probably wanted to book for the football game.  Yeah, you are almost certainly mumped.  I can't imagine there would be any seats available on anything around those dates given the very few planes leaving MHK each day.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 07, 2011, 12:39:58 PM
How do you book AA domestic flights with BA miles?  I want to fly out of MHK to Miami in September but I have no clue how to look up availability through BA's website.

Just like you would when using BA to book on BA metal.  It will show no results but give you the option to "include partners" and when you hit this it will show available flights.  You shoudl find the flight you want on AA's website and confirm it is available at the lowest tier to book as this is much easier than navigating for AA on BA's site.  Then go to the BA site and put in the dates you found available on the AA site.  If they don't show up on the BA site but they did on the AA site under the lowest redemption tier you can call BA and they will book them for you.  Tell them you aren't paying the extra phone fee because they wouldn't come up on their site and they will waive the fee.  If they don't see the flight give them the exact flight numbers from the AA site and they will be able to locate it then.

I get the feeling you like using the term "metal" for planes/flights.  Insidery travel talk?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 07, 2011, 12:40:43 PM
How do you book AA domestic flights with BA miles?  I want to fly out of MHK to Miami in September but I have no clue how to look up availability through BA's website.

Just like you would when using BA to book on BA metal.  It will show no results but give you the option to "include partners" and when you hit this it will show available flights.  You shoudl find the flight you want on AA's website and confirm it is available at the lowest tier to book as this is much easier than navigating for AA on BA's site.  Then go to the BA site and put in the dates you found available on the AA site.  If they don't show up on the BA site but they did on the AA site under the lowest redemption tier you can call BA and they will book them for you.  Tell them you aren't paying the extra phone fee because they wouldn't come up on their site and they will waive the fee.  If they don't see the flight give them the exact flight numbers from the AA site and they will be able to locate it then.

I get the feeling you like using the term "metal" for planes/flights. Insidery travel talk?

yes, confirmed.   :cool:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 07, 2011, 12:42:15 PM
The closest you can get to the game date is flying out on the 20th and back on the 26th.  Actually not as bad as I thought it would be but you are going to be spending some time in the Miami area.  
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 07, 2011, 12:44:49 PM
If you fly out of KC there is award availability to fly out on the 22nd and back on the 25th. 
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on April 07, 2011, 01:02:33 PM
thanks, sd. If you weren't pulling down so much scrilla as a mod you could moonlight the crap out of being a travel agent.
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on April 07, 2011, 01:09:26 PM
If you fly out of KC there is award availability to fly out on the 22nd and back on the 25th. 

You're a magician.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on April 09, 2011, 09:50:09 PM
Sign up SD? or wait for even awesomer(sp?) deal?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 09, 2011, 09:52:21 PM
Sign up SD? or wait for even awesomer(sp?) deal?

for what?
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on April 09, 2011, 09:58:50 PM
Sign up SD? or wait for even awesomer(sp?) deal?

for what?
The BA deal. is it as good as it gets?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 10, 2011, 10:41:46 AM
Sign up SD? or wait for even awesomer(sp?) deal?

for what?
The BA deal. is it as good as it gets?

pretty much.  The only thing that was better was when AA was offering 100k.  Also, you living in Manhattan (iirc) you will be flying AA anyway so this is pretty much perfect since you can use the BA miles for that.  Don't forget to spend 2500 on the card asap.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on April 11, 2011, 10:18:46 AM
1000 AA miles to sign up and watch free demo video

http://bit.ly/eshopnmfb

also, earn another 500 but spendign $75 through eShop by May 13.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on April 11, 2011, 12:17:13 PM
Probably a pretty standard offer but here's a link for HH Amex card
-20,000 pts first time you use your card
-30,000 pts for spending $500 in first 3 months
-2,500 pts for signing up an additional cardmember

https://www143.americanexpress.com/apisites/microsite/ApplicationFormApp.do?partnerId=71&channel=1000&cardType=HHPD&seqNumber=81&returnUrl=https://www.americanexpress.com

I know this was discussed, but couldn't remember if it was in the old cc churning thread or in this thread, I really want to take advantage of the BA offer as well as the HH offer mentioned above, but I might be moving and trying to buy a house in the next few months, anybody know how much it affects your credit score?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 11, 2011, 12:19:58 PM
supposed to be 3-5 points per card depending on your credit situation.  If you don't have a lot of history with credit cards it could even help your credit as it will raise your available credit.  I've monitored my credit constantly since starting to churn cards and have honestly not noticed a difference. 
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on April 11, 2011, 01:01:07 PM
supposed to be 3-5 points per card depending on your credit situation.  If you don't have a lot of history with credit cards it could even help your credit as it will raise your available credit.  I've monitored my credit constantly since starting to churn cards and have honestly not noticed a difference. 

What's the best way to do this? Through your local bank, or a website like freecreditscore?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 11, 2011, 01:09:58 PM
supposed to be 3-5 points per card depending on your credit situation.  If you don't have a lot of history with credit cards it could even help your credit as it will raise your available credit.  I've monitored my credit constantly since starting to churn cards and have honestly not noticed a difference. 

What's the best way to do this? Through your local bank, or a website like freecreditscore?

I just get the free credit report from the govt. site (annualcreditreport.com iirc.).  Then I pay the extra $5 or whatever to check my score using a different one of the three companies.  You can get three reports a year if you do one agency at a time.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on April 11, 2011, 01:29:34 PM
I use Credit Karma as a way to monitor periodically between getting a paid FICO.     It's not quite a FICO, but it at least shows you the trends.
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on April 13, 2011, 02:28:32 PM
I have an award flight coming up in late May from MHK to YVR first class.  Any way I can get into one of the lounges without paying for a day pass? I've got a decent sized layover in DFW and would like to spend it with the elites.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 13, 2011, 02:34:50 PM
I have an award flight coming up in late May from MHK to YVR first class.  Any way I can get into one of the lounges without paying for a day pass? I've got a decent sized layover in DFW and would like to spend it with the elites.

I bet you can get in but that last line makes it tricky.  Walk up and flash your first class ticket and see what happens.

Quote
Fly on a First/Business Class ticket on an 'international' itinerary;2 upgraded tickets are eligible; at least the international segment of a multi-segment itinerary must be in First/Business. Access at domestic clubs is granted only on the day of qualifying international travel, not during domestic stopovers.


http://www.aa.com/i18n/travelInformation/airportAmenities/AdmiralsLoungeAccess.jsp?anchorLocation=DirectURL&title=loungeaccess

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 13, 2011, 02:41:09 PM
also, does Vancouver qualify as an international itenerary?  Seems like it should.   :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on April 13, 2011, 02:43:59 PM
also, does Vancouver qualify as an international itenerary?  Seems like it should.   :dunno:

Quote
International is defined as Europe, Asia, Central and South America, and Mexico City. Destinations in Canada and other destinations in Mexico, Bermuda, the Bahamas and the Caribbean are not considered International for the purposes of lounge access.

 :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 13, 2011, 02:46:29 PM
yeah, flash that mother anyway.  see what happens.  I've heard they are loose at the door at times.
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on April 14, 2011, 06:34:19 PM
http://www.aa.com/viewPromotionDetails.do?repositoryId=16146845 (http://www.aa.com/viewPromotionDetails.do?repositoryId=16146845)

Looks like AA is running a 30 day promotion for the 30th Anniversary of AAdvantage, enter daily for a chance to win 30,000.

Says a new deal each day of the the thirty days, hopefully some easy miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on April 18, 2011, 07:59:17 PM
BA 100K Miles Visa promotion is back.  50k miles for the first purchase and an additional 50k after spending $2,500 on the card.  $95 annual fee which isn't waived the first year.  100k is good for 4 RT domestics on AA metal.  I don't think you can apply again and get the 100k if you have had the card before but I haven't seen the official terms yet.

http://boardingarea.com/blogs/viewfromthewing/2011/04/05/british-airways-visa-100000-mile-signup-bonus-is-back-2/



A lot of the comments below are bitching pretty hard about the fuel surcharge they tack on to the award flights.  I don't have any experience with BA so are these fuel surcharges tacked onto domestic AA flights as well? Would definitely make it a lot less attractive if the fuel surcharge is significant on domestic AA flights.

There are no fuel surcharges on AA metal.  BA will charge you fuel surcharges on their flights and they can be pretty steep if you fly them to, like, Paris in Business class or something. 
Trim PI'd me into this one. Good thing now I should be able to fly to San Juan for my cruise in Jan for free :combofan:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 18, 2011, 09:14:32 PM
There's no reason to keep my AA card if I'll be getting the BA card, is there?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 18, 2011, 09:20:54 PM
There's no reason to keep my AA card if I'll be getting the BA card, is there?

Yeah. There is no reason to keep the aa card period. Dump it if they are going to change you a fee or something.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on April 18, 2011, 10:15:19 PM
:( had too many chase cards. Turned down for the BA offer  :(
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 19, 2011, 07:09:51 AM
:( had too many chase cards. Turned down for the BA offer  :(

call them and tell them you will dump another chase card if they will approve you. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on April 19, 2011, 08:37:33 AM
:( had too many chase cards. Turned down for the BA offer  :(

call them and tell them you will dump another chase card if they will approve you. 

All I had to do was move some credit line.  Took less than 5 minutes.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on April 19, 2011, 08:52:47 PM
:( had too many chase cards. Turned down for the BA offer  :(

call them and tell them you will dump another chase card if they will approve you. 

All I had to do was move some credit line.  Took less than 5 minutes.

Great advise, will do that tomorrow
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on May 01, 2011, 01:20:58 PM
Anyone have BankDirect checking account? http://boardingarea.com/blogs/viewfromthewing/2011/04/03/bankdirects-22000-american-airlines-mile-signup-bonus/
 :users:
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on May 01, 2011, 04:26:44 PM
After following advice in this thread for 3 months, I have gone from about 8k in various points programs to to about 265K.  Not a penny spent on interest either
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on May 01, 2011, 04:35:36 PM
After following advice in this thread for 3 months, I have gone from about 8k in various points programs to to about 265K.  Not a penny spent on interest either

 :emawkid:
Title: Re: How Many Credit Cards Do You Have?
Post by: Benja on May 01, 2011, 04:40:42 PM
alright, i'm gonna have to get in on all this.

want to take trips with the gf and stuff, just not sure where to start.

my dad, a financial advisor, would not approve, to say the least.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 01, 2011, 06:00:35 PM
alright, i'm gonna have to get in on all this.

want to take trips with the gf and stuff, just not sure where to start.

my dad, a financial advisor, would not approve, to say the least.

Do the British Air Chase card to start.  The 100k deal is up May 6th iirc. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 01, 2011, 07:17:12 PM
After following advice in this thread for 3 months, I have gone from about 8k in various points programs to to about 265K.  Not a penny spent on interest either

413,427
Title: Re: How Many Credit Cards Do You Have?
Post by: wiley on May 01, 2011, 07:19:08 PM
After following advice in this thread for 3 months, I have gone from about 8k in various points programs to to about 265K.  Not a penny spent on interest either

413,427

 :horrorsurprise:
Title: Re: How Many Credit Cards Do You Have?
Post by: Benja on May 01, 2011, 07:26:46 PM
alright, i'm gonna have to get in on all this.

want to take trips with the gf and stuff, just not sure where to start.

my dad, a financial advisor, would not approve, to say the least.

Do the British Air Chase card to start.  The 100k deal is up May 6th iirc. 

Yeah, that deal looks amazing. Filled it out, just waiting on approval. I'm pretty new to this, what's to stop me from just taking the 50k miles for signing up, using the card one time and then cancelling?
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on May 01, 2011, 07:51:09 PM
Benja the only thing stopping you is the collective bitch slapping we would give you for not doing the 2500 to get the other 50k
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 01, 2011, 08:36:30 PM
alright, i'm gonna have to get in on all this.

want to take trips with the gf and stuff, just not sure where to start.

my dad, a financial advisor, would not approve, to say the least.

Do the British Air Chase card to start.  The 100k deal is up May 6th iirc. 

Yeah, that deal looks amazing. Filled it out, just waiting on approval. I'm pretty new to this, what's to stop me from just taking the 50k miles for signing up, using the card one time and then cancelling?

yes, at least spend 2500 on it to get the adnl 50k.  then there is nothing to stop you from cancelling or never using it again. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 01, 2011, 08:37:40 PM
After following advice in this thread for 3 months, I have gone from about 8k in various points programs to to about 265K.  Not a penny spent on interest either

413,427

 :horrorsurprise:

And that's after using miles for 2 RTs to Hawaii, Florida twice, NY & San Fran with multiple hotel stays at each in just the last 12 months. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 01, 2011, 08:49:11 PM
368,195 after using 80K in the last month.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on May 01, 2011, 09:26:05 PM
just a reminder for those who signed up for the Venture card, if you haven't matched your miles (like me), THE 45 DAYS is up on a week or so....
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on May 01, 2011, 09:30:08 PM
just a reminder for those who signed up for the Venture card, if you haven't matched your miles (like me), THE 45 DAYS is up on a week or so....
yeah I think your mumped. could be wrong though
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on May 01, 2011, 10:47:02 PM
just a reminder for those who signed up for the Venture card, if you haven't matched your miles (like me), THE 45 DAYS is up on a week or so....
yeah I think your mumped. could be wrong though

nope, I reserved my miles immediately, then had 45 days to submit the paperwork.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 02, 2011, 07:03:39 AM
this has all the makings of a mikeygettingfucked type turn of events.  of course, we all remember steve dave telling him he should probably submit his miles immediately a few pages back.....that said, cap one set this thing up really poorly for people who don't like fine print so I bet they cave and still give him his points. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on May 02, 2011, 05:40:07 PM
What's the best hotel related credit card deal out there right now.  I just got a thing from Marriot, sign up for 5 free nights.  I like marriot.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on May 02, 2011, 06:03:06 PM
What's the best hotel related credit card deal out there right now.  I just got a thing from Marriot, sign up for 5 free nights.  I like marriot.

that sounds good. what are the rest of the details. how many total points? yearly fees? do you have a spend that you have to meet?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 02, 2011, 06:18:53 PM
What's the best hotel related credit card deal out there right now.  I just got a thing from Marriot, sign up for 5 free nights.  I like marriot.

that sounds good. what are the rest of the details. how many total points? yearly fees? do you have a spend that you have to meet?

I think he's referring to the Marriott 50k deal.  That and the Priority Club 50k are the best specials right now.  After that it's the regular 25k SPG imo. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on May 02, 2011, 06:20:20 PM
What's the best hotel related credit card deal out there right now.  I just got a thing from Marriot, sign up for 5 free nights.  I like marriot.

that sounds good. what are the rest of the details. how many total points? yearly fees? do you have a spend that you have to meet?
22.5k points after first purchase + 2 free nights at any category 1-4 hotel, for a total of 5 free nights.

$30 annual fee
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on May 02, 2011, 06:36:19 PM
What's the best hotel related credit card deal out there right now.  I just got a thing from Marriot, sign up for 5 free nights.  I like marriot.

that sounds good. what are the rest of the details. how many total points? yearly fees? do you have a spend that you have to meet?
22.5k points after first purchase + 2 free nights at any category 1-4 hotel, for a total of 5 free nights.

$30 annual fee

i like it. it's probably going to be more like three free nights for you though. the five nights assumes that you are getting three nights at a cat1 for 7,500 each and the cat1's are all located in places like emporia and joplin. so three nights at a cat4 for thirty dollars. seems decent.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 02, 2011, 06:51:14 PM
What's the best hotel related credit card deal out there right now.  I just got a thing from Marriot, sign up for 5 free nights.  I like marriot.

that sounds good. what are the rest of the details. how many total points? yearly fees? do you have a spend that you have to meet?
22.5k points after first purchase + 2 free nights at any category 1-4 hotel, for a total of 5 free nights.

$30 annual fee

i like it. it's probably going to be more like three free nights for you though. the five nights assumes that you are getting three nights at a cat1 for 7,500 each and the cat1's are all located in places like emporia and joplin. so three nights at a cat4 for thirty dollars. seems decent.

better deal imo:

https://applynowdc1.chase.com/FlexAppWeb/renderApp.do?SPID=CQJC

50k plus one free night.  annual fee may be waived for the first year but i'm not sure.
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on May 02, 2011, 07:36:58 PM
$30 for the other one (annual fee waived 1st year for sure) = 22500 points + 2 free nights at a cat 1 -4
$65 per year (maybe waived) = 50k points + 1 free night stay
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on May 02, 2011, 07:59:27 PM
$30 for the other one (annual fee waived 1st year for sure) = 22500 points + 2 free nights at a cat 1 -4
$65 per year (maybe waived) = 50k points + 1 free night stay

If you plan on going to a badass hotel in the next year, I would do the $65

The PC deal is 60K, which would be enough for 4 free nights.  Also makes you platinum (free upgrades if available).
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on May 02, 2011, 09:19:51 PM
:( had too many chase cards. Turned down for the BA offer  :(

call them and tell them you will dump another chase card if they will approve you. 

Just made the call. 

Lady was like  :nono: you've opened a new account last 30 days and another in last 6 months.  I'm like "oh yeah, well I actually called to cancel your shitty Freedom card I've had sitting there for no reason since college" and she's like "boom, you'll be approved for BA 100k in no time.  Have fun on those white sandy beaches."

 :driving:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 03, 2011, 01:11:54 PM
leaving saturday for 11 nights in hawaii.  number of pairs of socks packed:  0 (not counting the pair I wear on the flight)
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on May 03, 2011, 01:14:34 PM
leaving saturday for 11 nights in hawaii.  number of pairs of socks packed:  0 (not counting the pair I wear on the flight)

My feet are white from the winter with pretty bad ankle tan lines, how did you solve this prior to your trip?  I've never been in a tanning bed  :ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 03, 2011, 01:15:36 PM
leaving saturday for 11 nights in hawaii.  number of pairs of socks packed:  0 (not counting the pair I wear on the flight)

My feet are white from the winter with pretty bad ankle tan lines, how did you solve this prior to your trip?  I've never been in a tanning bed  :ohno:

a week in mexico a few months back has me still looking pretty great
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on May 16, 2011, 11:25:15 AM
Got my Marriott card yesterday. First purchase? 5 nights at the Marriott on the Magnificent Mile in Chicago. :cool:
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on May 16, 2011, 01:52:22 PM
Has anyone used the bump strategy to raise credit scores after a sign up spreee for new cards?

I have run across credit karma and quizzle as sites that will allow one free daily pull of your transunion and equifax scores.

Basically the theory if you don't already know is to use enough soft credit pulls to bump the hard credit pulls off of the report.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on May 16, 2011, 02:23:43 PM
Has anyone used the bump strategy to raise credit scores after a sign up spreee for new cards?

I have run across credit karma and quizzle as sites that will allow one free daily pull of your transunion and equifax scores.

Basically the theory if you don't already know is to use enough soft credit pulls to bump the hard credit pulls off of the report.

ASFAIK  Transunion and Equifax no longer work doing this....they ignore the extra soft pulls.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on May 16, 2011, 08:42:17 PM
Got my Bose Quiet Comfort headphones the other day. Thanks Delta.  :driving:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 21, 2011, 05:18:46 PM
Chase Sapphire card now has a 50k sign up bonus.  It's good for booking through there service which is supposed to be pretty user friendly.  But, your most value will be exchanging the points for hotel or airline miles.  1:1 exchange ratio for participating programs.  SPG and Hilton (would be awful to exchange for Hilton anyway) don't participate but Hyatt and Marriott do.  I think the highest level properties of Hyatt are only 22k points a night (Grand Hyatt Kauai we just stayed at had a roughly $700 rack rate for our ocean view room) so that may be the best bang for the buck if you want hotel instead of airline miles.

https://applynowdc1.chase.com/FlexAppWeb/renderApp.do?SPID=DFL2&CELL=6H8X&AFFID=&CLICK=&CID=&PROMO=DF01&AFFID=PPkX79_c.b0-Dmyat2q3Eda.X64pNbob4w&pvid=161213FOF495229294

Also, used the Cap One points from the 100k match your miles promo to pay for $1200 worth of room charges and rental cars on the islands in Hawaii.  They credited the account the day after I requested it.  Worked very well.  Cap One gets a bad rap but I had very good luck with that card.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 21, 2011, 05:39:46 PM
another thing I got from flyertalk about the sapphire card is that you can transfer the points to someone elses airline/hotel account.  so if you and the wife want to each get one you can get 100k in one account at the 1:1.  So, basically you could get 4 nights at the highest level Park Hyatt and have 12k hyatt points left over if you both get it.  better than the Hyatt card which gives two nights at any property because you could use them at lower level properties for fewer points and have some leftover even if you did use them at the top level properties.  but, you wouldn't get platinum hyatt status with this one like you do the hyatt card.  A good idea for someone who wants to honeymoon/take a long trip somewhere with a top level Hyatt (maui, kauai, paris, DC, NYC, a few in CA) would be to have the wife and yourself sign up for both the Hyatt cards and the Sapphire Cards and you are looking at 8 nights at a hotel that runs at least $500 a night with platinum status which should probably get you a room upgrade.  
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on May 21, 2011, 09:12:54 PM
steve dave you are just the absolute tits.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 21, 2011, 09:54:15 PM
steve dave you are just the absolute tits.

iknowrite
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on May 22, 2011, 08:30:22 AM
Basic question.  I had to fly United for work (rare occurrence) and don't want to lose the miles.  What is best way to exchange them?  I usually fly Delta.  I have looked at points.com but never used it. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 22, 2011, 08:44:29 AM
sd, figure out a way for us to have our own points/miles-exchanging process within goEMAW.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 22, 2011, 10:05:11 AM
Basic question.  I had to fly United for work (rare occurrence) and don't want to lose the miles.  What is best way to exchange them?  I usually fly Delta.  I have looked at points.com but never used it. 

really no option.  you can set up a continental account if you don't have one and send them there for free if you are coming up on the miles expiration date or something.  they'll eventually come back to united anyway when the merger is complete.  exchanging miles between programs is pretty difficult except with SPG to airline or AA to Hotel.  Those two aren't bad. 
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on May 22, 2011, 10:07:27 AM
pathetic
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 04, 2011, 09:46:11 AM
kind of a pain in the ass.  just screen shotted my hyatt/spg/hilton activity and sent to them.  I guess I now book a room with them, send them the coupon code they emailed me, and I should get a free night.  we'll see how it goes.

http://thepointsguy.com/2011/06/hotels-com-free-night-and-elite-status/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 11, 2011, 09:44:37 AM
If you don't have a Frontier mileage account you can now sign up for one and get 1k free miles just for doing so.  as noted in this blog entry you could then convert them to your favorite airline at a steep discount if you will never fly frontier. 

http://boardingarea.com/blogs/viewfromthewing/2011/06/11/free-miles-on-your-choice-of-airlines/
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 11, 2011, 09:52:48 AM
you can friend expedia on facebook and then click on a link and get $150 for a four night stay. some people are booking four nights at a cheap vegas hotel and pocketing the money. have to used mastercard or something though.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 11, 2011, 09:55:51 AM
you can friend expedia on facebook and then click on a link and get $150 for a four night stay. some people are booking four nights at a cheap vegas hotel and pocketing the money. have to used mastercard or something though.

that's a pretty great deal.  I use expedia for booking package deals but never for nights alone. 
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on June 11, 2011, 10:48:34 AM
you can friend expedia on facebook and then click on a link and get $150 for a four night stay. some people are booking four nights at a cheap vegas hotel and pocketing the money. have to used mastercard or something though.

I must be Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!) because I can only seem to like them on facebook but can't figure out how to add as a friend.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 11, 2011, 10:56:45 AM
you can friend expedia on facebook and then click on a link and get $150 for a four night stay. some people are booking four nights at a cheap vegas hotel and pocketing the money. have to used mastercard or something though.

I must be Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!) because I can only seem to like them on facebook but can't figure out how to add as a friend.

You like them.  They don't like you.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 11, 2011, 11:16:37 AM
you can friend expedia on facebook and then click on a link and get $150 for a four night stay. some people are booking four nights at a cheap vegas hotel and pocketing the money. have to used mastercard or something though.

I must be respected because I can only seem to like them on facebook but can't figure out how to add as a friend.

Yeah. You just have to like them. Not friend them. Sorry. Some guy has like five different mastercards and used them all with dif accounts and slightly dif addresses to book twenty dollar a night Vegas rooms that he won't show up for but will only total eighty for the for nights. He'll just pocket the seventy dollar difference times five. Three hundred and fifty dollars richer that guy is.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on June 11, 2011, 12:05:00 PM
you can friend expedia on facebook and then click on a link and get $150 for a four night stay. some people are booking four nights at a cheap vegas hotel and pocketing the money. have to used mastercard or something though.

I must be respected because I can only seem to like them on facebook but can't figure out how to add as a friend.

Yeah. You just have to like them. Not friend them. Sorry. Some guy has like five different mastercards and used them all with dif accounts and slightly dif addresses to book twenty dollar a night Vegas rooms that he won't show up for but will only total eighty for the for nights. He'll just pocket the seventy dollar difference times five. Three hundred and fifty dollars richer that guy is.
Guy sounds awesome, does he also have a lawn for me to park in if need be some of this upcoming 2011-2012 Kazzu Football season. I'll listen off the air
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on June 14, 2011, 07:35:08 PM
https://creditcards.citi.com/reward-programs/american-airlines-aadvantage-reward-program-reduced-mileage-awards-for-platinum-july-september-2011/#Midwest4A

Good time for using your AA card miles.  Wichita and KC are both on 3Q super cheap award tix list
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on June 14, 2011, 07:53:31 PM



Wife and I completed the BA program for 100k each miles, now have 200k BA miles.  Any chance I can redeem some of these miles through AAdvantage for hotel stays and car rental?
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 14, 2011, 08:20:00 PM



Wife and I completed the BA program for 100k each miles, now have 200k BA miles.  Any chance I can redeem some of these miles through AAdvantage for hotel stays and car rental?

Nope. Flights only.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr. tylerhughes on June 14, 2011, 08:45:10 PM
<---- is using his dad's bank of America points to replace his old Mac for a new Mac just in time for med school

:gocho:

Also, is this where I post things like this? tia...
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on June 14, 2011, 09:17:11 PM
you can friend expedia on facebook and then click on a link and get $150 for a four night stay. some people are booking four nights at a cheap vegas hotel and pocketing the money. have to used mastercard or something though.

I must be respected because I can only seem to like them on facebook but can't figure out how to add as a friend.

Yeah. You just have to like them. Not friend them. Sorry. Some guy has like five different mastercards and used them all with dif accounts and slightly dif addresses to book twenty dollar a night Vegas rooms that he won't show up for but will only total eighty for the for nights. He'll just pocket the seventy dollar difference times five. Three hundred and fifty dollars richer that guy is.
Guy sounds awesome, does he also have a lawn for me to park in if need be some of this upcoming 2011-2012 Kazzu Football season. I'll listen off the air
must be a different guy, a real jerkwad, like one that sets up a challenge for eating slim jims then pulls the rug out
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2011, 08:09:19 AM
hypothetical thing or whatever.  So, there's this:

http://boardingarea.com/blogs/viewfromthewing/2011/06/11/free-miles-on-your-choice-of-airlines/  

that I posted about before.  You get 1k frontier miles for signing up.  whatever, I already have a frontier account.  won't work for me.  but, the points transfer via points.com which is generally a huge ripoff because of how deep you have to discount your points.  does anyone use points.com?  can you transfer from one person's whatever account to another person's or do they have to all be in the same name?  because, here is the hypothetical part, what is stopping you from signing up with frontier under a thousand different fake names and then transferring all the points via points.com to the same priority club account or something?  probably can't do it for the same name reason I mentioned but whatevs.  
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 15, 2011, 08:50:45 AM
you can friend expedia on facebook and then click on a link and get $150 for a four night stay. some people are booking four nights at a cheap vegas hotel and pocketing the money. have to used mastercard or something though.

I must be respected because I can only seem to like them on facebook but can't figure out how to add as a friend.

Yeah. You just have to like them. Not friend them. Sorry. Some guy has like five different mastercards and used them all with dif accounts and slightly dif addresses to book twenty dollar a night Vegas rooms that he won't show up for but will only total eighty for the for nights. He'll just pocket the seventy dollar difference times five. Three hundred and fifty dollars richer that guy is.
Guy sounds awesome, does he also have a lawn for me to park in if need be some of this upcoming 2011-2012 Kazzu Football season. I'll listen off the air
must be a different guy, a real jerkwad, like one that sets up a challenge for eating slim jims then pulls the rug out

It actually was a different guy. It seemed like a lot of work cause you could only do one per Facebook account so that would mean setting up more Facebook accounts. No thanks. Also SD, thoughts on being able to somewhat churn aa Citibank again? Everybody is saying that if you haven't had the card for a year or more that you can prob get. Currently can sign up for two did personal cards oj same day.75k each with 1500/6 month spend. Prob going to  do it. Thoughts?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2011, 08:54:14 AM
rd, post links to the sign ups for those citi aa cards.  I will also do it.  ok, bye.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 15, 2011, 09:27:43 AM
rd, post links to the sign ups for those citi aa cards.  I will also do it.  ok, bye.

Great summary of the best cc deals currently out there...
Http://thepointsguy.com/top-deals/



Some more info about Citi aa churning here...
Http://millionmilesecrets.com/2011/06/04/see-how-easily-you-can-earn-150000-free-aadvantage-miles/



A lot more talk about the 75k on flyertalk too.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2011, 09:30:11 AM
did you see that the pointsguy quit his wallstreet job to do that blog full time?  didn't really get into what exactly he did but seemed to insinuate he made bank.  that guy is living the dream.  I'm considering quitting goEMAW to start goemawtravelblogaboutcreditcardsandpoints.net
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2011, 09:47:24 AM
rd, I get an error when trying to use the pointsguys link to the amex card.  I got approved for the visa. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2011, 09:54:58 AM
nvm, found a working link on FT.  another $40k in available credit and another 10+ day trip to hawaii or somewhere next year.  it's a rough existance being a cc churner.   :kstategrad:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2011, 09:55:52 AM
I've been kind of looking at the 75k aa stuff for awhile but it took rd saying he was going to do it to make me not want him to get out ahead of me.  also got the chase saphire which I'm planning to transfer to hyatt points.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 15, 2011, 09:57:00 AM
did you see that the pointsguy quit his wallstreet job to do that blog full time?  didn't really get into what exactly he did but seemed to insinuate he made bank.  that guy is living the dream.  I'm considering quitting goEMAW to start goEMAWtravelblogaboutcreditcardsandpoints.net

Man. Great for him if true. Absolutely living the dream. Travel for free and occasionally update your points and credit card travel blog. Who would you rather be? Him or a decent looking actor that gets decent work? Let's say Jason Batman for arguments sake. Tough call for me. Prob the travel guy. Dunno.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 15, 2011, 10:06:12 AM
I've been kind of looking at the 75k aa stuff for awhile but it took rd saying he was going to do it to make me not want him to get out ahead of me.  also got the chase saphire which I'm planning to transfer to hyatt points.

Yeah. That looks ridiculously good. That's just a crapload of hyatt points. Also please post the other flyertalk link that you used. Also, how is Mrs SD with this? Mrs rd is now kind of starting to get slightly annoyed with all the cards and new cards and having to activate and cancel. So frustrating. Thoughts?
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on June 15, 2011, 10:23:07 AM
Jason Batman

lol
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 15, 2011, 10:26:53 AM
Jason Batman

lol

That is kind of funny. Should be bateman. Auto correct on the old evo an stuff.
Title: Re: How Many Credit Cards Do You Have?
Post by: WillieWatanabe on June 15, 2011, 10:58:07 AM
Jason Batman

lol
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2011, 11:11:23 AM
I've been kind of looking at the 75k aa stuff for awhile but it took rd saying he was going to do it to make me not want him to get out ahead of me.  also got the chase saphire which I'm planning to transfer to hyatt points.

Yeah. That looks ridiculously good. That's just a crapload of hyatt points. Also please post the other flyertalk link that you used. Also, how is Mrs SD with this? Mrs rd is now kind of starting to get slightly annoyed with all the cards and new cards and having to activate and cancel. So frustrating. Thoughts?

mrs. dave will rarely sign up.  she did the BA, SPG 30k and Hyatt 2 free nights but that is all over the last 4 years or so.  Here is the post.  Used the Amex-expired but works link (it's $4k spend to get 75k though I think).

http://www.flyertalk.com/forum/14386923-post2.html
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2011, 11:16:42 AM
That post I linked was just updated the 13th so all info should be current.  I'll have to spend $5,500 on the two cards total in 4 months which won't be a problem but will miss out on those 5500 SPG I could have otherwise had. 
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on June 15, 2011, 11:20:50 AM
That post I linked was just updated the 13th so all info should be current.  I'll have to spend $5,500 on the two cards total in 4 months which won't be a problem but will miss out on those 5500 SPG I could have otherwise had. 

I thought I saw those links to be 1500 in spending for 6 months?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2011, 11:21:41 AM
That post I linked was just updated the 13th so all info should be current.  I'll have to spend $5,500 on the two cards total in 4 months which won't be a problem but will miss out on those 5500 SPG I could have otherwise had. 

I thought I saw those links to be 1500 in spending for 6 months?

Amex one is listed as expired and not working right now.  Visa and Visa biz are both listed as still working.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on June 15, 2011, 02:00:13 PM


Great summary of the best cc deals currently out there...
Http://thepointsguy.com/top-deals/



Some more info about Citi aa churning here...
Http://millionmilesecrets.com/2011/06/04/see-how-easily-you-can-earn-150000-free-aadvantage-miles/



A lot more talk about the 75k on flyertalk too.

:love: I take back the jerkwad comment
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on June 15, 2011, 06:37:51 PM
Ok, looking at signing up for a couple more.  I think Chase is probably out because it was a pain to get my last one thru.  I may cancel one of theirs if a great offer comes up, but haven't really seen anything that blows my hair back.  I was kicking around getting the Citi Hyatt card as well as their 50K thankyou points offer.  I could cash the ThankYou points in for a $500 Hyatt giftcard on top of the two free nights I already get for the Hyatt card.  Only kick in the nuts is the $125 isnt waived first years on the ThankYou.  Experts, thoughts?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2011, 07:00:23 PM
Ok, looking at signing up for a couple more.  I think Chase is probably out because it was a pain to get my last one thru.  I may cancel one of theirs if a great offer comes up, but haven't really seen anything that blows my hair back.  I was kicking around getting the Citi Hyatt card as well as their 50K thankyou points offer.  I could cash the ThankYou points in for a $500 Hyatt giftcard on top of the two free nights I already get for the Hyatt card.  Only kick in the nuts is the $125 isnt waived first years on the ThankYou.  Experts, thoughts?

I know you said no Chase but the Sapphire card promo they currently have would give you 50k Hyatt points which is even better than the two free Hyatt nights because the highest level hyatt is only 22k.  both are chase though. 
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on June 15, 2011, 07:07:11 PM
Damn, I thought Hyatt was Citi, guess I confused it with the Hilton.  Maybe the the Sapphire and the ThankYou.  I feel in fairly good shape with airline miles, but only have PC points.  While PC points are great for staying a night here and there (various KSU games), I would like more big-timey vacation nights.

Maybe I just need to invest in the CC point system for the flexibility :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 16, 2011, 05:31:52 PM
anyone know any backdoors to a bunch of Hyatt points other than the Sapphire card?  I have the Hyatt card but at 1 point a $ it's going to take a shitload of spend to get the length of stay I need.  I think we are going back to kauai again next may and want to stay about 8 nights at the Hyatt.  Will come to 176k Hyatt points.  I'll have about 60k from the Sapphire and those I have left in my Hyatt account.  I also guess I'll have the option of using AA miles for hotel stays but it's going to be north of 45k AA miles per night to stay there.  In briefly researching it there doesn't seem to be many programs that will transfer to Hyatt other than diners club.  Doubt the Hyatt card is churnable as it's not a points bonus but a two night bonus (still plan on exploring this though).  The hotel will go anywhere from $300 to $600 a night so I'm really not interested in paying that for 8 nights.  thoughts/input?  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 16, 2011, 06:32:31 PM
so, Delta's flight award system sucks major balls.  They are essentially liars when they quote mileage required for award flights.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 16, 2011, 06:36:16 PM
anyone know any backdoors to a bunch of Hyatt points other than the Sapphire card?  I have the Hyatt card but at 1 point a $ it's going to take a crapload of spend to get the length of stay I need.  I think we are going back to kauai again next may and want to stay about 8 nights at the Hyatt.  Will come to 176k Hyatt points.  I'll have about 60k from the Sapphire and those I have left in my Hyatt account.  I also guess I'll have the option of using AA miles for hotel stays but it's going to be north of 45k AA miles per night to stay there.  In briefly researching it there doesn't seem to be many programs that will transfer to Hyatt other than diners club.  Doubt the Hyatt card is churnable as it's not a points bonus but a two night bonus (still plan on exploring this though).  The hotel will go anywhere from $300 to $600 a night so I'm really not interested in paying that for 8 nights.  thoughts/input?  :frown:

i'll provide thoughts and/or input once i can actually wrap my brain around the possibility of having and using 176k hyatt points. i mean, wow. meanwhile i'm kind of still pissed at the 48k starwood that i'll be using next month.
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on June 16, 2011, 06:39:47 PM
anyone know any backdoors to a bunch of Hyatt points other than the Sapphire card?  I have the Hyatt card but at 1 point a $ it's going to take a crapload of spend to get the length of stay I need.  I think we are going back to kauai again next may and want to stay about 8 nights at the Hyatt.  Will come to 176k Hyatt points.  I'll have about 60k from the Sapphire and those I have left in my Hyatt account.  I also guess I'll have the option of using AA miles for hotel stays but it's going to be north of 45k AA miles per night to stay there.  In briefly researching it there doesn't seem to be many programs that will transfer to Hyatt other than diners club.  Doubt the Hyatt card is churnable as it's not a points bonus but a two night bonus (still plan on exploring this though).  The hotel will go anywhere from $300 to $600 a night so I'm really not interested in paying that for 8 nights.  thoughts/input?  :frown:

i'll provide thoughts and/or input once i can actually wrap my brain around the possibility of having and using 176k hyatt points. i mean, wow. meanwhile i'm kind of still pissed at the 48k starwood that i'll be using next month.

:eek:  is that a full week worth?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 16, 2011, 06:46:36 PM
anyone know any backdoors to a bunch of Hyatt points other than the Sapphire card?  I have the Hyatt card but at 1 point a $ it's going to take a crapload of spend to get the length of stay I need.  I think we are going back to kauai again next may and want to stay about 8 nights at the Hyatt.  Will come to 176k Hyatt points.  I'll have about 60k from the Sapphire and those I have left in my Hyatt account.  I also guess I'll have the option of using AA miles for hotel stays but it's going to be north of 45k AA miles per night to stay there.  In briefly researching it there doesn't seem to be many programs that will transfer to Hyatt other than diners club.  Doubt the Hyatt card is churnable as it's not a points bonus but a two night bonus (still plan on exploring this though).  The hotel will go anywhere from $300 to $600 a night so I'm really not interested in paying that for 8 nights.  thoughts/input?  :frown:

i'll provide thoughts and/or input once i can actually wrap my brain around the possibility of having and using 176k hyatt points. i mean, wow. meanwhile i'm kind of still pissed at the 48k starwood that i'll be using next month.

:eek:  is that a full week worth?

five nights at a cat5. you get the fifth night free. 12k/night. kinda mad that i'm doing it though. should really just quit the whole points/miles game because of how distraught i get when i actually use them.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 16, 2011, 08:02:00 PM
anyone know any backdoors to a bunch of Hyatt points other than the Sapphire card?  I have the Hyatt card but at 1 point a $ it's going to take a crapload of spend to get the length of stay I need.  I think we are going back to kauai again next may and want to stay about 8 nights at the Hyatt.  Will come to 176k Hyatt points.  I'll have about 60k from the Sapphire and those I have left in my Hyatt account.  I also guess I'll have the option of using AA miles for hotel stays but it's going to be north of 45k AA miles per night to stay there.  In briefly researching it there doesn't seem to be many programs that will transfer to Hyatt other than diners club.  Doubt the Hyatt card is churnable as it's not a points bonus but a two night bonus (still plan on exploring this though).  The hotel will go anywhere from $300 to $600 a night so I'm really not interested in paying that for 8 nights.  thoughts/input?  :frown:

i'll provide thoughts and/or input once i can actually wrap my brain around the possibility of having and using 176k hyatt points. i mean, wow. meanwhile i'm kind of still pissed at the 48k starwood that i'll be using next month.

:eek:  is that a full week worth?

five nights at a cat5. you get the fifth night free. 12k/night. kinda mad that i'm doing it though. should really just quit the whole points/miles game because of how distraught i get when i actually use them.

depends what I'm doing.  I love using miles in large chunks for fabulous vacations.  that's what it's all about for me. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 17, 2011, 07:49:20 AM
anyone know any backdoors to a bunch of Hyatt points other than the Sapphire card?  I have the Hyatt card but at 1 point a $ it's going to take a crapload of spend to get the length of stay I need.  I think we are going back to kauai again next may and want to stay about 8 nights at the Hyatt.  Will come to 176k Hyatt points.  I'll have about 60k from the Sapphire and those I have left in my Hyatt account.  I also guess I'll have the option of using AA miles for hotel stays but it's going to be north of 45k AA miles per night to stay there.  In briefly researching it there doesn't seem to be many programs that will transfer to Hyatt other than diners club.  Doubt the Hyatt card is churnable as it's not a points bonus but a two night bonus (still plan on exploring this though).  The hotel will go anywhere from $300 to $600 a night so I'm really not interested in paying that for 8 nights.  thoughts/input?  :frown:

i'll provide thoughts and/or input once i can actually wrap my brain around the possibility of having and using 176k hyatt points. i mean, wow. meanwhile i'm kind of still pissed at the 48k starwood that i'll be using next month.

I have 110k UA miles and I can get us both there and back in coach for 80k.  currently looking at $4,065 for the eight nights at the Hyatt if we paid for it.  Really not wanting to do that.  Current plan:

I have the Chase Sapphire coming:  53k Hyatt (after the $3k required spend)
Talk Mrs. Dave into the Chase Sapphire:  53k Hyatt (great benefit imo of this card is that you can transfer the miles to anyone elses Hyatt account so all of these would be in one account)
I currently have only 2k Hyatt
  
So, I'd end up with 108k Hyatt which is 2k short of 5 nights.  I'll spend $2k on either the Hyatt or the Sapphire card to get to five nights.  Then, (this will hurt me a lot) I can spend 47k AA miles for a night at the Hyatt.  141k AA miles on the last three nights?  Almost certainly better off just paying the $1,500 for the last three nights.  That is a lot of miles to burn through.  The booking of hotels with UA/AA miles is an awful redemption rate.  

I'll still be a Hyatt diamond come trip time so we will almost certainly get bumped to an ocean view again.  Thoughts?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 17, 2011, 07:58:40 AM
also, rd, where are you staying with the 48k SPG?
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on June 17, 2011, 08:17:31 AM
where can i post a dumb/embarrassing cc question? is there a thread for that?  :embarrassed:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 17, 2011, 08:19:33 AM
where can i post a dumb/embarrassing cc question? is there a thread for that?  :embarrassed:

yes, confirmed
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on June 17, 2011, 08:22:07 AM
where can i post a dumb/embarrassing cc question? is there a thread for that?  :embarrassed:

yes, confirmed

link, plz. and hurry.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 17, 2011, 08:22:53 AM
where can i post a dumb/embarrassing cc question? is there a thread for that?  :embarrassed:

yes, confirmed

link, plz. and hurry.

it's this one
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on June 17, 2011, 08:25:26 AM
where can i post a dumb/embarrassing cc question? is there a thread for that?  :embarrassed:

yes, confirmed

link, plz. and hurry.

it's this one

oh.

nevermind, then.

:frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 17, 2011, 08:27:56 AM
where can i post a dumb/embarrassing cc question? is there a thread for that?  :embarrassed:

yes, confirmed

link, plz. and hurry.

it's this one

oh.

nevermind, then.

:frown:

feel free to PM if needed
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on June 17, 2011, 08:29:56 AM
feel free to PM if needed

no, i'll swallow my pride.

so, like, doesn't all of these new cc's and cancelling cc's hurt your credit score?

:embarrassed:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 17, 2011, 08:35:13 AM
feel free to PM if needed

no, i'll swallow my pride.

so, like, doesn't all of these new cc's and cancelling cc's hurt your credit score?

:embarrassed:

not really. 
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on June 17, 2011, 08:37:13 AM
feel free to PM if needed

no, i'll swallow my pride.

so, like, doesn't all of these new cc's and cancelling cc's hurt your credit score?

:embarrassed:

not really. 

:dubious:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 17, 2011, 08:45:05 AM
feel free to PM if needed

no, i'll swallow my pride.

so, like, doesn't all of these new cc's and cancelling cc's hurt your credit score?

:embarrassed:

not really.  

:dubious:

my credit really hasn't changed much.  my fico score has actually gone up since I started.  It's good to have a very high amount of available credit and a low percentage of use of that credit.  I probably have $150k in available credit card credit amongst the various cards and use $0 of it since I pay everything off every month.  They do a hard pull of your credit when you get a new one which is factored into your credit but at a very small amount.  The portion of the credit score that takes into account the hard pulls is only 10% of the score now (used to be higher).  cancelling the cards would have really no effect on credit other than to lower your available credit so if you carry some balance you will then show up as using a higher percentage of available credit but this obv. isn't a concern of mine.
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on June 17, 2011, 08:50:59 AM
feel free to PM if needed

no, i'll swallow my pride.

so, like, doesn't all of these new cc's and cancelling cc's hurt your credit score?

:embarrassed:

not really.  

:dubious:

my credit really hasn't changed much.  my fico score has actually gone up since I started.  It's good to have a very high amount of available credit and a low percentage of use of that credit.  I probably have $150k in available credit card credit amongst the various cards and use $0 of it since I pay everything off every month.  They do a hard pull of your credit when you get a new one which is factored into your credit but at a very small amount.  The portion of the credit score that takes into account the hard pulls is only 10% of the score now (used to be higher).  cancelling the cards would have really no effect on credit other than to lower your available credit so if you carry some balance you will then show up as using a higher percentage of available credit but this obv. isn't a concern of mine.

how much money (or % of savings if $ is too personal) have you saved since you started on hotels and airlines?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 17, 2011, 08:54:36 AM
who the eff cares about a credit score? I mean really.
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on June 17, 2011, 09:05:36 AM
who the eff cares about a credit score? I mean really.

someone who will be refinancing on his house in the next 6 months and is in an industry where you can change jobs easily.

keep fighting the good fight though, michigancat.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 17, 2011, 09:07:58 AM
feel free to PM if needed

no, i'll swallow my pride.

so, like, doesn't all of these new cc's and cancelling cc's hurt your credit score?

:embarrassed:

not really.  

:dubious:

my credit really hasn't changed much.  my fico score has actually gone up since I started.  It's good to have a very high amount of available credit and a low percentage of use of that credit.  I probably have $150k in available credit card credit amongst the various cards and use $0 of it since I pay everything off every month.  They do a hard pull of your credit when you get a new one which is factored into your credit but at a very small amount.  The portion of the credit score that takes into account the hard pulls is only 10% of the score now (used to be higher).  cancelling the cards would have really no effect on credit other than to lower your available credit so if you carry some balance you will then show up as using a higher percentage of available credit but this obv. isn't a concern of mine.

how much money (or % of savings if $ is too personal) have you saved since you started on hotels and airlines?

It's kind of hard to calculate because some of the places we've gone or stayed we wouldn't have gone or stayed at if we didn't have the miles.  But, if you just take the rack rate of the flights and hotels and junk from all of the award stays/flights we've taken it would probably be more than $50k over the last 4 years or so.  We've gone to HI twice, Florida 3 times, San Diego, Napa, NYC twice, flown to Vegas about 5 times, a couple flights to both Denver and Chicago, flights to Cancun, about 10 nights in the Hampton in Manhattan and 10 at the Hilton Garden Inn in Wichita, 8 hotel nights split between 3 rooms at the NCAA in OKC.  Our last trip to HI would have probably been about $10k if we were paying rack rates for the flights and hotels.  Again, we wouldn't be staying at the $450 a night Hyatt if we were paying OOP for it though.  We would prolly stay at the $200 Sheraton just down the road.  
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 17, 2011, 09:10:52 AM
who the eff cares about a credit score? I mean really.

someone who will be refinancing on his house in the next 6 months and is in an industry where you can change jobs easily.

keep fighting the good fight though, michigancat.

don't buy a house (or refinance) if you are in an industry where you can change jobs easily. I mean sheesh.  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on June 17, 2011, 09:17:49 AM
who the eff cares about a credit score? I mean really.

someone who will be refinancing on his house in the next 6 months and is in an industry where you can change jobs easily.

keep fighting the good fight though, michigancat.

don't buy a house (or refinance) if you are in an industry where you can change jobs easily. I mean sheesh.  :dunno:

what's the correlation you're referring to ?

i mean that if i change jobs, i don't want a credit score ruining potential chance at employment.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on June 17, 2011, 09:20:15 AM
wow and I thought I had dumb cc questions. lmao  :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 17, 2011, 09:27:12 AM
who the eff cares about a credit score? I mean really.

someone who will be refinancing on his house in the next 6 months and is in an industry where you can change jobs easily.

keep fighting the good fight though, michigancat.

don't buy a house (or refinance) if you are in an industry where you can change jobs easily. I mean sheesh.  :dunno:

what's the correlation you're referring to ?

i mean that if i change jobs, i don't want a credit score ruining potential chance at employment.

If you have excellent credit it would take applying for about every credit card available every 3 months for a couple years to even push it down to good credit.  That may not even do it.  Some of the old AA churners back when you could re-apply for the same AA cards every 60 days got over a million miles over a couple years and estimated that that level of churning brought their scores down about 35 points.  Not a valid concern.  But, if you are teetering on the edge of good and average credit it may be I guess.   What's your credit score?  If too personal you can PM it to me and I will then post it in this thread for the appropriate level of mocking depending on what it is. 
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 17, 2011, 09:29:14 AM
who the eff cares about a credit score? I mean really.

someone who will be refinancing on his house in the next 6 months and is in an industry where you can change jobs easily.

keep fighting the good fight though, michigancat.

don't buy a house (or refinance) if you are in an industry where you can change jobs easily. I mean sheesh.  :dunno:

what's the correlation you're referring to ?

i mean that if i change jobs, i don't want a credit score ruining potential chance at employment.

I was thinking that if you had to change jobs you would have to move often. I would be more worried about that than a credit score ruining a chance of employment. Still, I would guess you would have to have absolutely abysmal credit and be in finance or something for your credit score to ruin a job oppy. Like, your credit is so bad you should not even dream of using credit cards in the foreseeable future.
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on June 17, 2011, 09:33:13 AM
who the eff cares about a credit score? I mean really.

someone who will be refinancing on his house in the next 6 months and is in an industry where you can change jobs easily.

keep fighting the good fight though, michigancat.

don't buy a house (or refinance) if you are in an industry where you can change jobs easily. I mean sheesh.  :dunno:

what's the correlation you're referring to ?

i mean that if i change jobs, i don't want a credit score ruining potential chance at employment.

If you have excellent credit it would take applying for about every credit card available every 3 months for a couple years to even push it down to good credit.  That may not even do it.  Some of the old AA churners back when you could re-apply for the same AA cards every 60 days got over a million miles over a couple years and estimated that that level of churning brought their scores down about 35 points.  Not a valid concern.  But, if you are teetering on the edge of good and average credit it may be I guess.   What's your credit score?  If too personal you can PM it to me and I will then post it in this thread for the appropriate level of mocking depending on what it is. 

it's good. i checked it like a month and a half ago and it was 750.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 17, 2011, 09:35:12 AM
who the eff cares about a credit score? I mean really.

someone who will be refinancing on his house in the next 6 months and is in an industry where you can change jobs easily.

keep fighting the good fight though, michigancat.

don't buy a house (or refinance) if you are in an industry where you can change jobs easily. I mean sheesh.  :dunno:

what's the correlation you're referring to ?

i mean that if i change jobs, i don't want a credit score ruining potential chance at employment.

If you have excellent credit it would take applying for about every credit card available every 3 months for a couple years to even push it down to good credit.  That may not even do it.  Some of the old AA churners back when you could re-apply for the same AA cards every 60 days got over a million miles over a couple years and estimated that that level of churning brought their scores down about 35 points.  Not a valid concern.  But, if you are teetering on the edge of good and average credit it may be I guess.   What's your credit score?  If too personal you can PM it to me and I will then post it in this thread for the appropriate level of mocking depending on what it is. 

it's good. i checked it like a month and a half ago and it was 750.

you should have absolutely nothing to worry about. :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on June 17, 2011, 09:37:02 AM
who the eff cares about a credit score? I mean really.

someone who will be refinancing on his house in the next 6 months and is in an industry where you can change jobs easily.

keep fighting the good fight though, michigancat.

don't buy a house (or refinance) if you are in an industry where you can change jobs easily. I mean sheesh.  :dunno:

what's the correlation you're referring to ?

i mean that if i change jobs, i don't want a credit score ruining potential chance at employment.

I was thinking that if you had to change jobs you would have to move often. I would be more worried about that than a credit score ruining a chance of employment. Still, I would guess you would have to have absolutely abysmal credit and be in finance or something for your credit score to ruin a job oppy. Like, your credit is so bad you should not even dream of using credit cards in the foreseeable future.

agreed, i'm not really worried to the point where i'd be screwing myself out of a job or low rate, i'm just uneducated when it comes to number of lines of credit and how it affects your score.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on June 17, 2011, 09:41:20 AM
I opened 4 credits cards during the past 4 months just for sign up bonuses, then applied for and was happily approved for a $180k mortgage.   
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 17, 2011, 09:42:11 AM
I opened 4 credits cards during the past 4 months just for sign up bonuses, then applied for and was happily approved for a $180k mortgage.   

:kstategrad:
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on June 17, 2011, 09:43:10 AM
free hotel rooms
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 17, 2011, 09:55:17 AM
PREPARE YOURSELVES FOR AN EPIC SD CREDIT BRAG:

(http://i256.photobucket.com/albums/hh193/stevedaveksu/untitled-11.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on June 17, 2011, 10:01:41 AM
Don't you have to pay for that?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 17, 2011, 10:36:04 AM
Don't you have to pay for that?

$7 (7 spg points)
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on June 17, 2011, 12:15:26 PM
Don't you have to pay for that?

$7 (7 spg points)

This thread is both useful and hilarious.  I love how SD pays for everything in Monopoly Money.  I am extremely jealous, but still too lazy to keep track of everything to be able to do it. 

(Typed this while listening to jams with my elite Bose Quiet Comfort headphones I got along with 20k Delta Miles and a companion ticket for signing up for the Delta Amex)   :pbj:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 17, 2011, 02:21:37 PM
also, rd, where are you staying with the 48k SPG?

Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 17, 2011, 02:52:09 PM
also, rd, where are you staying with the 48k SPG?



www.westinkeywestresort.com

Ive been pretty meh about the trip, but am starting to get more excited the closer it comes. I've been before a few times, but Mrs daris hasn't and we didnt have more than five days or so to spend so that ruled a lot of places out. Should be fun. Still its like... 48k? Good lord. Should've went to Cayman you know? Shouldn't be using all those points just to stay at some place in Florida. Whatever.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 17, 2011, 02:57:46 PM
also, rd, where are you staying with the 48k SPG?



www.westinkeywestresort.com

Ive been pretty meh about the trip, but am starting to get more excited the closer it comes. I've been before a few times, but Mrs daris hasn't and we didnt have more than five days or so to spend so that ruled a lot of places out. Should be fun. Still its like... 48k? Good lord. Should've went to Cayman you know? Shouldn't be using all those points just to stay at some place in Florida. Whatever.

yeah, we were going to stay there but went to Napa when our flights got jacked up (I think I talked to you about that).  Should be awesome.  I kinda want to go fishing down there (I don't fish or anything but it looks awesome).  Tried (still trying) to talk sdparents into key west instead of san diego for xmas. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 17, 2011, 03:08:47 PM
also, rd, where are you staying with the 48k SPG?



www.westinkeywestresort.com

Ive been pretty meh about the trip, but am starting to get more excited the closer it comes. I've been before a few times, but Mrs daris hasn't and we didnt have more than five days or so to spend so that ruled a lot of places out. Should be fun. Still its like... 48k? Good lord. Should've went to Cayman you know? Shouldn't be using all those points just to stay at some place in Florida. Whatever.

yeah, we were going to stay there but went to Napa when our flights got jacked up (I think I talked to you about that).  Should be awesome.  I kinda want to go fishing down there (I don't fish or anything but it looks awesome).  Tried (still trying) to talk sdparents into key west instead of san diego for xmas. 

Oh lord. Not even a debate where you guys would have more fun at. Your parents would love it. Everything is within walking distance. You can also rent a bike or moped if you want but totally don't need to. Regular bus schedule that picks up and drops of everywhere for like two bucks a day if you want too. Great happy hours and fun places to hang out. Westin and hyatt are pricey but there are smaller boutique places that are right in the thick of things too and are good enough for you guys at 1/3 the cost. You guys could absolutely just take a place over.

Historickeywestinns.com
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 17, 2011, 03:13:08 PM
yeah, priced a bunch of 4 and 5 bedroom houses near the action.  Prices of flights are what's keeping them away right now. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 17, 2011, 03:23:19 PM
yeah, priced a bunch of 4 and 5 bedroom houses near the action.  Prices of flights are what's keeping them away right now. 


Fly into Miami then drive? Fly into ft myers and take the big boat thing? Lots of cheaper ways to get there that don't really take much longer.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 17, 2011, 04:52:35 PM
yeah, priced a bunch of 4 and 5 bedroom houses near the action.  Prices of flights are what's keeping them away right now. 


Fly into Miami then drive? Fly into ft myers and take the big boat thing? Lots of cheaper ways to get there that don't really take much longer.

yeah, I meant flying into Miami.  about twice the cost as flying into san diego.  none of the other local options were any cheaper (or not much cheaper and further away).
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 18, 2011, 11:14:47 AM
https://market.android.com/details?id=com.itlogy.awardwallet&feature=search_result
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on June 18, 2011, 10:26:36 PM
http://www.frugaltravelguy.com/2011/06/its-bump-bonus-time-chase-sapphire.html

:love:  Could be a good one...
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 18, 2011, 10:32:23 PM
http://www.frugaltravelguy.com/2011/06/its-bump-bonus-time-chase-sapphire.html

:love:  Could be a good one...

Don't think it's real. We'll see. Would be amazing.
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on June 18, 2011, 10:37:26 PM
http://www.frugaltravelguy.com/2011/06/its-bump-bonus-time-chase-sapphire.html

:love:  Could be a good one...

Don't think it's real. We'll see. Would be amazing.

def. skeptical, but would be awesome
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 18, 2011, 10:43:48 PM
http://www.frugaltravelguy.com/2011/06/its-bump-bonus-time-chase-sapphire.html

:love:  Could be a good one...

Don't think it's real. We'll see. Would be amazing.

def. skeptical, but would be awesome

Is it a no-lose situation to hold off on getting the 50K Sapphire while checking back here for the next few weeks to see if sd and daris have gotten to the bottom of this 100K talk?
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on June 18, 2011, 11:35:48 PM
http://www.frugaltravelguy.com/2011/06/its-bump-bonus-time-chase-sapphire.html

:love:  Could be a good one...

Don't think it's real. We'll see. Would be amazing.

def. skeptical, but would be awesome

Is it a no-lose situation to hold off on getting the 50K Sapphire while checking back here for the next few weeks to see if sd and daris have gotten to the bottom of this 100K talk?

Its targeted, but my plan would be to apply for the 50K then try to talk them into the 100K once accepted.  Don't see me as being lucky enough to be in the target otherwise.  Still, no harm in waiting for someone on FlyerTalk to guinea pig this crap
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 19, 2011, 09:26:51 AM
If I can get 100k Chase Sapphire points my Hawaii Hyatt points problem is rough ridin' solved.  I've already been accepted for the 50k and when the card arrives I will call and badger them to change it to the 100k and post results. 
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on June 19, 2011, 12:41:57 PM
If I can get 100k Chase Sapphire points my Hawaii Hyatt points problem is rough ridin' solved.  I've already been accepted for the 50k and when the card arrives I will call and badger them to change it to the 100k and post results. 

The call/badger plan seems to work with amazing results per FlyerTalk People
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 19, 2011, 12:50:15 PM
If I can get 100k Chase Sapphire points my Hawaii Hyatt points problem is rough ridin' solved.  I've already been accepted for the 50k and when the card arrives I will call and badger them to change it to the 100k and post results. 

The call/badger plan seems to work with amazing results per FlyerTalk People

I'm am really good at complaining to get crap I want when it comes to hotel/airline miles.  johnny wichita is very bad at it according to the rumor mill. 
Title: Re: How Many Credit Cards Do You Have?
Post by: bradleigh on June 19, 2011, 12:55:11 PM
If you're looking for something to buy to get miles/rewards.

http://lifehacker.com/5812114/get-extra-frequent-flyer-miles-by-using-a-credit-card-to-buy-1-coins-straight-from-the-us-mint (http://lifehacker.com/5812114/get-extra-frequent-flyer-miles-by-using-a-credit-card-to-buy-1-coins-straight-from-the-us-mint)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 19, 2011, 12:56:29 PM
If you're looking for something to buy to get miles/rewards.

http://lifehacker.com/5812114/get-extra-frequent-flyer-miles-by-using-a-credit-card-to-buy-1-coins-straight-from-the-us-mint (http://lifehacker.com/5812114/get-extra-frequent-flyer-miles-by-using-a-credit-card-to-buy-1-coins-straight-from-the-us-mint)


yeah, we've discussed that in this thread.  Some card companies will cancel your account if you do it and some let it slide.  I haven't done it before. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on June 19, 2011, 12:59:02 PM
If I can get 100k Chase Sapphire points my Hawaii Hyatt points problem is effing solved.  I've already been accepted for the 50k and when the card arrives I will call and badger them to change it to the 100k and post results. 

The call/badger plan seems to work with amazing results per FlyerTalk People

I'm am really good at complaining to get crap I want when it comes to hotel/airline miles.  johnny wichita is very bad at it according to the rumor mill. 

Could you make up a script to follow?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 19, 2011, 12:59:30 PM
If I can get 100k Chase Sapphire points my Hawaii Hyatt points problem is rough ridin' solved.  I've already been accepted for the 50k and when the card arrives I will call and badger them to change it to the 100k and post results.  

The call/badger plan seems to work with amazing results per FlyerTalk People

I'm am really good at complaining to get crap I want when it comes to hotel/airline miles.  johnny wichita is very bad at it according to the rumor mill.  

So as somebody who hasn't applied for Sapphire, get the easy 50K now and start warming up my complaining, or call Chase and give them that dude's codes and see if that works?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 19, 2011, 01:03:35 PM
If I can get 100k Chase Sapphire points my Hawaii Hyatt points problem is rough ridin' solved.  I've already been accepted for the 50k and when the card arrives I will call and badger them to change it to the 100k and post results.  

The call/badger plan seems to work with amazing results per FlyerTalk People

I'm am really good at complaining to get crap I want when it comes to hotel/airline miles.  johnny wichita is very bad at it according to the rumor mill.  

So as somebody who hasn't applied for Sapphire, get the easy 50K now and start warming up my complaining, or call Chase and give them that dude's codes and see if that works?

that code doesn't work for me online anyway so it appears to be a specific code for each targeted applicant.  I think the apply for 50K and then complain to get 100k or call and ask to apply for 100k are the options here. 
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 19, 2011, 01:04:55 PM
I'm really good at complaining to get crap I want when it comes to hotel/airline miles.  johnny wichita is very bad at it according to the rumor mill. 

i don't apply for stuff sometimes because i know i'd be very bad at it.  it really holds me back.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on June 19, 2011, 01:14:27 PM
If I can get 100k Chase Sapphire points my Hawaii Hyatt points problem is effing solved.  I've already been accepted for the 50k and when the card arrives I will call and badger them to change it to the 100k and post results.  

The call/badger plan seems to work with amazing results per FlyerTalk People

I'm am really good at complaining to get crap I want when it comes to hotel/airline miles.  johnny wichita is very bad at it according to the rumor mill.  

Could you make up a script to follow?

This please, like do you start nice and then get assholey if they don't give you what you want or go straight assholey mode?


Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 19, 2011, 01:24:22 PM
http://millionmilesecrets.com/2011/06/19/emily-gets-50000-extra-bonus-points-for-chase-sapphire-preferred-credit-card/
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 19, 2011, 01:39:24 PM
that code doesn't work for me online anyway so it appears to be a specific code for each targeted applicant.  I think the apply for 50K and then complain to get 100k or call and ask to apply for 100k are the options here. 

Doesn't appear from other links/blogs that calling and asking to apply for 100K is working.  Secure messaging for the 100K on an existing or in-the-process 50K card is working.  Still not sure if applying for the 50K now that this is all out there will get me the 100K after the SM complaint.  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 19, 2011, 01:55:00 PM
sent the SM.  We will see.  The 50k is about the best deal out there anyway so really no risk.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 19, 2011, 02:05:15 PM
if I get approved for the adnl 50k I'm going to fist pump the doors off this place.  This will save me $2k at the Hyatt Kauai.  If mrs. dave signs up and also gets it that's another $2k.  unreal.  for doing nothing but spending $3k and no fees. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 19, 2011, 02:10:42 PM
I went ahead and applied for the 50K just now.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on June 19, 2011, 04:08:34 PM
I went ahead and applied for the 50K just now.

I will be doing the same.  On this type of crap, is there a chance that Citi tries to match it or is that wishful thinking on my part?
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 20, 2011, 06:20:01 AM
I am writing in response to your e-mail concerning the most recently promoted offers for Chase Sapphire customers.

I understand that the offer on your account is for 50000 bonus points after purchases worth $3000.00 within the first 93 days. It is never our intention to cause inconvenience to our customers due to different offers. You are our valued customer hence as a gesture of goodwill, I have added the balance 50000 points to your account which will be reflected in your next statement. I trust this adjustment brightens your day and hope to see a longstanding relationship with Chase. The original 50000 points which were offered will be added to your reward balance once you complete the required amount of purchases within the specified period
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 20, 2011, 06:41:32 AM
I have added the balance 50000 points to your account which will be reflected in your next statement.

:emawkid: 

Should I wait to actually get approved and have an account before SM'n?  It usually takes a week or 2 for me on Chase cards now that I've gone through so many.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 20, 2011, 06:45:31 AM
I went ahead and applied for the 50K just now.

I will be doing the same.  On this type of crap, is there a chance that Citi tries to match it or is that wishful thinking on my part?

:dunno:  I may have mumped up re: the citi thankyou points.  I called yesterday to cancel my citi AA because 1) annual fee coming up, 2) wanted to get the clock going on being able to get that deal again, 3) saw I'd be possibly applying for a Citi HHonors soon (wasn't familiar w/thankyou program) and also saw I'd get that to give me a solid reason to cancel AMEX HHonors quickly.  When they gave me their anti-close person, I rejected the fee waiver but then she was talking about changing it to a Thankyou card and getting 50K points.  I didn't know wtf she was talking about at the time so I insisted on getting the card closed, but I think if I'd been prepared I could've gotten the AA card shifted to a thankyou card w/the 50K points and no fee.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 20, 2011, 06:59:30 AM
I went ahead and applied for the 50K just now.

I will be doing the same.  On this type of crap, is there a chance that Citi tries to match it or is that wishful thinking on my part?

:dunno:  I may have mumped up re: the citi thankyou points.  I called yesterday to cancel my citi AA because 1) annual fee coming up, 2) wanted to get the clock going on being able to get that deal again, 3) saw I'd be possibly applying for a Citi HHonors soon (wasn't familiar w/thankyou program) and also saw I'd get that to give me a solid reason to cancel AMEX HHonors quickly.  When they gave me their anti-close person, I rejected the fee waiver but then she was talking about changing it to a Thankyou card and getting 50K points.  I didn't know wtf she was talking about at the time so I insisted on getting the card closed, but I think if I'd been prepared I could've gotten the AA card shifted to a thankyou card w/the 50K points and no fee.

yeah, that would have been nice.  Plus, no hard credit pull if you worry about that kind of thing. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 20, 2011, 06:59:55 AM
I have added the balance 50000 points to your account which will be reflected in your next statement.

:emawkid: 

Should I wait to actually get approved and have an account before SM'n?  It usually takes a week or 2 for me on Chase cards now that I've gone through so many.

I would wait to get confirmation that you are approved. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 20, 2011, 07:06:20 AM
yeah, that would have been nice.  Plus, no hard credit pull if you worry about that kind of thing. 

Yeah, lesson learned.  Have a list of other deals that would be good when cancelling.  I'll have a couple Chases to cancel once the Sapphire thing goes down, so I'll try to find some United/Delta I could use before calling.  Although when I cancelled Chase Continental they didn't try hard to keep me from cancelling.  Maybe that was just a Citi thing.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 20, 2011, 07:33:47 AM
hopefully will talk mrs. dave into signing up today and can get her the 100k too.  Will have roughly 208k Hyatt points when this whole thing is said and done.  That is ridiculous.  This will be the most lucrative credit card bonus for me so far. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 20, 2011, 07:51:56 AM
Quote
Your rewards balance is 50,000  Points

Holy crap, they don't eff around  :eek: :emawkid:
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 20, 2011, 08:10:11 AM
Went ahead and transferred the 50k to hyatt to see how long it took them to get there. They arrived instantly. Feels good.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 20, 2011, 08:24:23 AM
Just unreal.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 20, 2011, 08:34:04 AM
Just unreal.

haven't even got the rough ridin' card in the mail.  it's like they love printing money for smart people to use at their discretion. 
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 20, 2011, 08:41:19 AM
EMAWs, is the wife or gf wanting to go to Paris? Both of you sign up for the sapphire and try to get the 100k deal. Even if they cut it off you are looking at 50k each. So you get between 5 and 9 nights (depending on if you get the 50 or 100k) at the Park Hyatt Paris which goes for over $1k a night. Then each of you sign up for the 75k aa card and you're flying there free too. Bam, free luxury Paris vacation courtesy of goEMAW.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 20, 2011, 09:17:31 AM
so, the next deal to "chase" (lol) is the chase sapphire. would I need to cancel my current chase card prior to getting the deal?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 20, 2011, 09:23:27 AM
so, the next deal to "chase" (lol) is the chase sapphire. would I need to cancel my current chase card prior to getting the deal?

probably not if you only have one.  they have a maximum amount of credit they allow you to have between all of your chase accounts.  if you have too much on one card you will get a letter saying they can't give you this one because you have too much credit or too many cards or something.  then you call and tell them that you want to either move some credit from one of those cards to the new sapphire card or cancel one of the old ones or whatever.  I've had 3 chase cards most of the year but would have to cancel one each time I wanted another one. 

Also, just doing some quick math, if you and the wife/gf each sign up for this and end up with 206k points which you transfer to Hyatt points that is enough for 41 nights in the Hyatt Regency Wichita or Hyatt in KC.  41 nights.  41.  forty-one.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 20, 2011, 09:40:43 AM
Remember when Dylan lived in a hotel?  that could be any one of you....for 41 days.  have your house remodeled and kick it at the Hyatt for 6 weeks.  get to know the staff.  have your sheets washed constantly and your crap picked up off the floor.  fresh mini bars of soap every day....or just bring your own and stash the mini bars every day so you have 41 mini bars of soap when you go home!  tons of possibilities here. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 20, 2011, 09:41:30 AM
Also, just doing some quick math, if you and the wife/gf each sign up for this and end up with 206k points which you transfer to Hyatt points that is enough for 41 nights in the Hyatt Regency Wichita or Hyatt in KC.  41 nights.  41.  forty-one.

Thought about this when I got the 80K SPG points.  Could stay at that Starwood we stayed at for OKC paks for like a month.  Thought if my life ever hit the skids, I could just move into that hotel for a month to regroup.

Somebody w/41 Hyatt nights could put up nearly everyone good from goEMAW for the night for the Wichita HugginsPak.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 20, 2011, 09:44:13 AM
Since my company gives me a corporate card, spending $3k in 3 months would seriously be a lot for me. I would be getting into buying stupid crap just to get points.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 20, 2011, 09:47:46 AM
spending $3k in 3 months would seriously be a lot for me. I would be getting into buying stupid crap just to get points.

pay all your bills with it for 3 months or something.  buy some of those coins from the govt.  Buy a bunch of gift cards to somewhere you normally spend money.  I am looking at having to spend $6k between the two Sapphires in 3 months and $5500 on the two AA cards within 6 months (of which the three month sapphire time period is a part of).  So really $11,500 in six months.  
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 20, 2011, 09:48:55 AM
Since my company gives me a corporate card, spending $3k in 3 months would seriously be a lot for me. I would be getting into buying stupid crap just to get points.

Holding off on paying for hoops tickets while waiting for the card.  Will miss the incentives for ordering today but should still have a shot at Denis' jersey.

(http://grfx.cstv.com/schools/ksu/graphics/email/mbb061711_EB.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 20, 2011, 10:00:59 AM
spending $3k in 3 months would seriously be a lot for me. I would be getting into buying stupid crap just to get points.

pay all your bills with it for 3 months or something.  buy some of those coins from the govt.  Buy a bunch of gift cards to somewhere you normally spend money.  I am looking at having to spend $6k between the two Sapphires in 3 months and $5500 on the two AA cards within 6 months (of which the three month sapphire time period is a part of).  So really $11,500 in six months. 

that's a lot of hassle.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 20, 2011, 10:01:30 AM
How is that Starwood Amex treating you SD?  Been looking at the one but hate the though of a yearly fee being tacked on after the first year

If you spend a good amount on it they will waive the fee.  Come fee time just call them and tell them that you are going to cancel unless they waive it.  If they don't waive it they will offer to reduce it.  It all depends on how much you spend on it.  If they won't waive it you can just cancel it and re-apply.  Bonus is you get the re-apply bonus miles each time.  You may have to wait a while after cancelling to re-apply though.  Don't know for sure.  I cencelled the delta amex because of an upcoming annual fee and re applyed the next day and got all the bonus miles and everything.  The SPG is the best because their points transfer to any airline at 1:1 or 25k if you transfer 20k.  

My SPG annual fee is coming up between now and next month when I'm using 30K points for a 5-nighter and have the SPG card holding my reservation.  Would be kind of a pain to cancel the card, have been using it as my everyday for the last few weeks too.  Way to get fee waived if I'm not really wanting to posture cancellation?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 20, 2011, 10:03:26 AM
Also, not negotiating some crazy deal on that AA/thankyou transaction yesterday is really bugging me.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 20, 2011, 10:10:21 AM
rusty, quit being a pussy.

trim, if you use the card constantly I almost guarantee you can threaten to cancel using the annual fee as a reason and get it waived or be given sufficient free SPG points that you don't mind paying it.  and yeah, making mistakes on free travel miles stuff is worse to me than making a mistake that costs me actual cash.  actual cash is boring and used to barter for boring crap.  points are used soley for fun stuff and are the thinking man's cash.   
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 20, 2011, 10:16:55 AM
trim, if you use the card constantly I almost guarantee you can threaten to cancel using the annual fee as a reason and get it waived or be given sufficient free SPG points that you don't mind paying it.  and yeah, making mistakes on free travel miles stuff is worse to me than making a mistake that costs me actual cash.  actual cash is boring and used to barter for boring crap.  points are used soley for fun stuff and are the thinking man's cash.   

Trying right now. 

Yeah, I'd probably pay $50 to travel back in time and have another crack at that citi cancellation.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 20, 2011, 10:19:58 AM
I think I will do the AA 75k miles instead.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 20, 2011, 10:23:06 AM
trim, if you use the card constantly I almost guarantee you can threaten to cancel using the annual fee as a reason and get it waived or be given sufficient free SPG points that you don't mind paying it.  and yeah, making mistakes on free travel miles stuff is worse to me than making a mistake that costs me actual cash.  actual cash is boring and used to barter for boring crap.  points are used soley for fun stuff and are the thinking man's cash.   

Trying right now. 

Yeah, I'd probably pay $50 to travel back in time and have another crack at that citi cancellation.

Called.  Didn't threaten cancellation but asked what fee was and when and when I can cancel by.  I'll have 30 days after the fee is charged next month to cancel and get a refund.  Will work better for me with everything I've got going on through July to do that and actually be able to cancel if they don't refund me.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 20, 2011, 11:42:33 AM
Quote
Dear Richard Ingersoll,

Thank you for providing me with the opportunity to assist
you today.

Thank you for your inquiry. With the continual changes and
promotional offers for many credit card products we at
Chase will always consider allowing the newest promotion
to be applied to any qualified accounts that were opened
within the previous 90 days of the offer.

In reviewing the open date on the accounts, I regret to
advise that the accounts are not qualified to participate
in the new enrollment promotion and therefore we are
unable to honor your request.

Although we appreciate your loyalty, we ask that you trust
that this decision is the same for all members whose
accounts do not fall within this designated time frame. We
feel that adhering to the same policy for all members
outside of this designated time frame is the best way to
remain fair and consistent.

If you have any further questions, please reply using the
Secure Message Center.

Thank you,

looks like they are handling it exactly like the continental bonus in that as long as you got the Sapphire within the last 90 days (and hopefully going forward) you get the adnl 50k
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 20, 2011, 08:50:36 PM
I think I will do the AA 75k miles instead.

link please.
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 21, 2011, 06:18:41 AM
http://www.flyertalk.com/forum/14386923-post2.html

 various currently working aa offers.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 21, 2011, 08:52:59 AM
God damnit. Applied for chases yesterday morning. Did not get instantly approved on either. Called the reconsideration line this morning and still did not get approved instantly. Wtf? Going to call again tomorrow. Just got the continental cards a month ago so maybe that is affecting things. So mad. Also, there is a 23500 American airlines checking account out there that I plan on doing along with the 75k American Citi once I get all this Chase bs figured out.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 21, 2011, 09:13:49 AM
God damnit. Applied for chases yesterday morning. Did not get instantly approved on either. Called the reconsideration line this morning and still did not get approved instantly. Wtf? Going to call again tomorrow. Just got the continental cards a month ago so maybe that is affecting things. So mad. Also, there is a 23500 American airlines checking account out there that I plan on doing along with the 75k American Citi once I get all this Chase bs figured out.

I'm wondering if Chase hasn't put the brakes on the Sapphire while they decide what position to take on the hundreds of millions of miles they are giving away.  I applied for mrs. dave's sapphire card last night and was shocked she didn't get instantly approved as she hasn't applied for anything from chase in about 6 months and only has one chase card.  Even if I can only get her the 50K sapphire I'm pretty happy about having 156k Hyatt points.  Would only need about 18,500 more to get all eight nights in Kauai. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 21, 2011, 09:35:02 AM
God damnit. Applied for chases yesterday morning. Did not get instantly approved on either. Called the reconsideration line this morning and still did not get approved instantly. Wtf? Going to call again tomorrow. Just got the continental cards a month ago so maybe that is affecting things. So mad. Also, there is a 23500 American airlines checking account out there that I plan on doing along with the 75k American Citi once I get all this Chase bs figured out.

I'm wondering if Chase hasn't put the brakes on the Sapphire while they decide what position to take on the hundreds of millions of miles they are giving away.  I applied for mrs. dave's sapphire card last night and was shocked she didn't get instantly approved as she hasn't applied for anything from chase in about 6 months and only has one chase card.  Even if I can only get her the 50K sapphire I'm pretty happy about having 156k Hyatt points.  Would only need about 18,500 more to get all eight nights in Kauai. 

Well I'm wondering if Chase isn't looking for me to punch them in the face, neck and balls the next time i see them, because that's exactly what I'm going to do if they don't quickly approve my crap and give me the 100k.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 21, 2011, 09:36:12 AM
Is it even possible to call the re-consideration line before you get the rejection with the reference number or whatever?  I don't have a lot of experience with this.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 21, 2011, 09:39:43 AM
I'm going to be unreasonably upset at this point if I only get 50K instead of 100K.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 21, 2011, 09:42:34 AM
If I am the only person on this board that got the 100k......  :kstategrad:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 21, 2011, 09:50:25 AM
Is it even possible to call the re-consideration line before you get the rejection with the reference number or whatever?  I don't have a lot of experience with this.

There are tons of reports of people calling in even just ten minutes after they didn't get an instant approval. Have seen reports on both flyertalk and thepointsguy, who BTW is my absolute fav out of all the online points/Blogger guys. Used to like viewfromthewing, but that guy is just so rough ridin' full of himself now that it's not even funny.

Have you read the pointsguy nine different post ba miles breakdown? Just great info. Using your homebase as a stopover on a return flight so that it could save you from having to purchase/use points on an outward flight down the road never, ever occurred to me before reading that stuff and even then I had to read it three times before it made sense. Also, if you really want to go to hawaii again, you should just try to use it as a stopover for an Australia or new Zealand supermega trip.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 21, 2011, 10:15:58 AM
Is it even possible to call the re-consideration line before you get the rejection with the reference number or whatever?  I don't have a lot of experience with this.

There are tons of reports of people calling in even just ten minutes after they didn't get an instant approval. Have seen reports on both flyertalk and thepointsguy, who BTW is my absolute fav out of all the online points/Blogger guys. Used to like viewfromthewing, but that guy is just so rough ridin' full of himself now that it's not even funny.

Have you read the pointsguy nine different post ba miles breakdown? Just great info. Using your homebase as a stopover on a return flight so that it could save you from having to purchase/use points on an outward flight down the road never, ever occurred to me before reading that stuff and even then I had to read it three times before it made sense. Also, if you really want to go to hawaii again, you should just try to use it as a stopover for an Australia or new Zealand supermega trip.

Already booked the Kauai 2012 flight.  80K UA miles.  Booked a convertible via Enterprise for $450 for 9 days which was pretty ridic.  Now I just need these Hyatt points to have this mofo basically paid for. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on June 21, 2011, 10:45:30 AM
If I am the only person on this board that got the 100k......  :kstategrad:

 :peek: x 2
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 21, 2011, 10:46:08 AM
If I am the only person on this board that got the 100k......  :kstategrad:

 :peek: x 2

welcome to the cool kid club JW  :party:
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on June 21, 2011, 11:16:43 AM
If I am the only person on this board that got the 100k......  :kstategrad:

 :peek: x 2

welcome to the cool kid club JW  :party:

Thanks.  I'm going to wait until I get my statement confirming before I celebrate. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 21, 2011, 11:17:37 AM
If I am the only person on this board that got the 100k......  :kstategrad:

 :peek: x 2

welcome to the cool kid club JW  :party:

Thanks.  I'm going to wait until I get my statement confirming before I celebrate. 

I have no idea what this even means
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on June 21, 2011, 11:36:12 AM
Is it even possible to call the re-consideration line before you get the rejection with the reference number or whatever?  I don't have a lot of experience with this.

There are tons of reports of people calling in even just ten minutes after they didn't get an instant approval. Have seen reports on both flyertalk and thepointsguy, who BTW is my absolute fav out of all the online points/Blogger guys. Used to like viewfromthewing, but that guy is just so effing full of himself now that it's not even funny.

Have you read the pointsguy nine different post ba miles breakdown? Just great info. Using your homebase as a stopover on a return flight so that it could save you from having to purchase/use points on an outward flight down the road never, ever occurred to me before reading that stuff and even then I had to read it three times before it made sense. Also, if you really want to go to hawaii again, you should just try to use it as a stopover for an Australia or new Zealand supermega trip.

I'm probably going to get PI'd into account deletion for this, but could someone explain the stopover thing to me?  From what I am reading on FT you can somehow use BA points to fly one way routes from partner airlines but "stopover" in these connecting cities presumably multiple days and still not get charged extra miles for the connecting flight.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiCat on June 21, 2011, 11:55:09 AM
Is it even possible to call the re-consideration line before you get the rejection with the reference number or whatever?  I don't have a lot of experience with this.

There are tons of reports of people calling in even just ten minutes after they didn't get an instant approval. Have seen reports on both flyertalk and thepointsguy, who BTW is my absolute fav out of all the online points/Blogger guys. Used to like viewfromthewing, but that guy is just so effing full of himself now that it's not even funny.

Have you read the pointsguy nine different post ba miles breakdown? Just great info. Using your homebase as a stopover on a return flight so that it could save you from having to purchase/use points on an outward flight down the road never, ever occurred to me before reading that stuff and even then I had to read it three times before it made sense. Also, if you really want to go to hawaii again, you should just try to use it as a stopover for an Australia or new Zealand supermega trip.

I'm probably going to get PI'd into account deletion for this, but could someone explain the stopover thing to me?  From what I am reading on FT you can somehow use BA points to fly one way routes from partner airlines but "stopover" in these connecting cities presumably multiple days and still not get charged extra miles for the connecting flight.

Daris can link the post, but basically you have free reign to make layovers that are absurdly long (days) without using more miles really.  A few caveats such as they have to be in the same general direction and when redeeming BA miles you can't switch airlines.  RD may have to correct me on some of it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 21, 2011, 12:08:58 PM
I'm probably going to get PI'd into account deletion for this, but

safer here than on FT.  they are brutal. 
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on June 21, 2011, 12:41:59 PM
Man, I've missed this board (and this thread in particular) the past several weeks.

I feel like I have way too much catching up to do to figure out what is going on with the Chase Sapphire stuff.

This HHonors AmEx offer any good?
Quote
Get 20,000 HHonors Bonus Points after your first purchase with the Card.5
Get 30,000 HHonors Bonus Points when you spend US$500 in your first three months of Cardmembership.6
Get 2,500 HHonors Bonus Points for each of your first four stays at one of ten distinct brands within the Hilton Worldwide portfolio paid for with the Card during the first 18 months of Cardmembership.7
And get 2,500 HHonors Bonus Points when you add an Additional Cardmember.8
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 21, 2011, 12:47:09 PM
Man, I've missed this board (and this thread in particular) the past several weeks.

I feel like I have way too much catching up to do to f