I am going to refer to that chodo post for the train I am going to run on UR next year
I'm also going to try the ink plus cancel reapply, X2 next year. If everything works, you are talking 228k UR points per year. Assuming you can meet the 5X max on Freedom each Q and then reapplying continues to work for Preferred and Ink.
Best part is our credit is fantastic (bought a car in May), so my wife just lets me run rough shot with her SSN. It's like having 2 me's to play with.
The CVS>Vanilla>Bluebird changed the game for me. Paying mortgage, car, student loan, house cleaning, lawn care, etc via credit card. No problem meeting the minimums. Also just being
is significant.