Guys, I'm pretty sure I just did something stupid. The AA Visa lady offered me $85 credit to not cancel. She said it would post sometime on my next two statements so May or June. My account renewal date is June something so the annual fee would have probably hit around the same time. I just cancelled. I thought it was a trap.
Also, I almost lol'd at the BA/United "specialist." She went through her standard script for the BA cancel and then mentioned something about the United Card. I said, "Oh yeah, I want to cancel that one too." She sounded really sad and then proceeded with the exact same script from the first one. Something like, "Oh no, well I am very sorry to hear that... also...". I mean it was word for word. Not surprising but def. funny.