Author Topic: How Many Credit Cards Do You Have?  (Read 1002578 times)

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Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #2725 on: August 08, 2012, 08:34:13 AM »
k, do you know the date you got it?

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Re: How Many Credit Cards Do You Have?
« Reply #2726 on: August 08, 2012, 08:36:38 AM »
k, do you know the date you got it?

Applied 7/21, date on the paper that had the card stuck to it is 7/25.

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #2727 on: August 08, 2012, 08:39:56 AM »
k, do you know the date you got it?

Applied 7/21, date on the paper that had the card stuck to it is 7/25.

pm me the email address you used please

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Re: How Many Credit Cards Do You Have?
« Reply #2728 on: August 08, 2012, 08:48:59 AM »
10K spoons ironically, I just got an email from SPG AMEX to refer other people for both cards even though I don't currently have either.  Refer myself using 2 different emails?  :fatty:

sd, will you have a SPG biz AMEX referral in a couple weeks?

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #2729 on: August 08, 2012, 08:52:19 AM »
10K spoons ironically, I just got an email from SPG AMEX to refer other people for both cards even though I don't currently have either.  Refer myself using 2 different emails?  :fatty:

sd, will you have a SPG biz AMEX referral in a couple weeks?

damn, I don't know about referring yourself.  may work?  I don't know if I will get the SPG biz or not.  Right now working on about $10k in spend I have to get through in the next 2 months. 

Offline Saulbadguy

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Re: How Many Credit Cards Do You Have?
« Reply #2730 on: August 08, 2012, 09:35:11 AM »
Not sure I can hit the spend requirement on the SPG since I got the 2 citi cards. Hmm..

there are ways to do it.  I've never used them but you can send $1k a month to someone via amazon payments for free.  you could send your wife $1k and she can send it back and you won't pay any fees.  that's an easy extra $2k a month.  rick daris has bought fully refundable SW tickets and waited for the points to credit before refunding the tickets.  that's another option.
First year waived, so who gives a sh1t if I meet it or not. I should be able to with though. Citi is 4 months (will easily hit both), the following 2 months I should be able to get $5000
Where did you get that overnight bag?

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #2731 on: August 08, 2012, 09:40:13 AM »
yeah, but would be a shame to get it an not hit the spend.  would keep you (her) from getting it again soon after.  you can also wait until september or whenever the promo runs and then have her apply.

Offline Saulbadguy

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Re: How Many Credit Cards Do You Have?
« Reply #2732 on: August 08, 2012, 09:42:00 AM »
yeah, but would be a shame to get it an not hit the spend.  would keep you from getting it again soon after.  you can also wait until september or whenever the promo runs out to apply.
Yeah I think it will be ok, i'll just say don't submit until the a couple days before the due date.
Where did you get that overnight bag?

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #2733 on: August 08, 2012, 09:45:51 AM »
yeah, but would be a shame to get it an not hit the spend.  would keep you from getting it again soon after.  you can also wait until september or whenever the promo runs out to apply.
Yeah I think it will be ok, i'll just say don't submit until the a couple days before the due date.

and don't refer her until later as well.  I think the live referal only lasts a couple week or something.  if you've already sent her a referal you can just send her another one whenever you are ready to apply. 

Offline wetwillie

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Re: How Many Credit Cards Do You Have?
« Reply #2734 on: August 08, 2012, 01:21:02 PM »
Haven't followed closely on Amex spg situation and need some advice:

Cancelled old card in February been about 15 months since application, haven't done business spg ever.  Do I stand a shot at the 30k bonus on either or should I wait until next year?
When the bullets are flying, that's when I'm at my best

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #2735 on: August 08, 2012, 02:07:10 PM »
Haven't followed closely on Amex spg situation and need some advice:

Cancelled old card in February been about 15 months since application, haven't done business spg ever.  Do I stand a shot at the 30k bonus on either or should I wait until next year?

you will probably get both if you applied to both.  ASK ME TO REFER YOU WETWILLIE!

Offline Saulbadguy

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Re: How Many Credit Cards Do You Have?
« Reply #2736 on: August 08, 2012, 02:10:53 PM »
Question, may I use this thread title on another forum to bait posters in to being idiots?

The format will be :

Title: How many Credit Cards do you have?
body: I have 11
Where did you get that overnight bag?

Offline Mikeyis4dcats

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Re: How Many Credit Cards Do You Have?
« Reply #2737 on: August 08, 2012, 02:12:46 PM »
You can qualify for signup on both AMEX personal and business at the same time so long as you have NOT had an open account for either in the last 12 months.

For those wanting a referral on SPG Business, PM me your email address.   I will have my card in a couple of days.

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #2738 on: August 08, 2012, 02:12:54 PM »
Question, may I use this thread title on another forum to bait posters in to being idiots?

The format will be :

Title: How many Credit Cards do you have?
body: I have 11

yes, approved

Offline Saulbadguy

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Re: How Many Credit Cards Do You Have?
« Reply #2739 on: August 08, 2012, 02:13:28 PM »
Question, may I use this thread title on another forum to bait posters in to being idiots?

The format will be :

Title: How many Credit Cards do you have?
body: I have 11

yes, approved
Thanks.

mikeyis4dcats, don't be an idiot and ruin my new thread
Where did you get that overnight bag?

Offline sys

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Re: How Many Credit Cards Do You Have?
« Reply #2740 on: August 08, 2012, 02:15:50 PM »
I just got an email from SPG AMEX to refer other people for both cards even though I don't currently have either.

send me one.  then you can argue for the credit later.
"experienced commanders will simply be smeared and will actually go to the meat."

Offline Mikeyis4dcats

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Re: How Many Credit Cards Do You Have?
« Reply #2741 on: August 08, 2012, 02:36:57 PM »
Question, may I use this thread title on another forum to bait posters in to being idiots?

The format will be :

Title: How many Credit Cards do you have?
body: I have 11

yes, approved
Thanks.

mikeyis4dcats, don't be an idiot and ruin my new thread

LOL....R8rs will have a meltdown.

Offline Mikeyis4dcats

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Re: How Many Credit Cards Do You Have?
« Reply #2742 on: August 08, 2012, 02:37:37 PM »
also, should anyone want a referral to the Citi HHonors AMEX (non-Surpass) let me know.   Churnable every 3 months.
« Last Edit: August 08, 2012, 02:42:46 PM by Mikeyis4dcats »

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #2743 on: August 08, 2012, 02:39:02 PM »
also, should anyone want a referral to the Citi HHonors Visa (non-Surpass) let me know.   Churnable every 3 months.

Surpass is an Amex

Offline Mikeyis4dcats

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Re: How Many Credit Cards Do You Have?
« Reply #2744 on: August 08, 2012, 02:42:20 PM »
also, should anyone want a referral to the Citi HHonors Visa (non-Surpass) let me know.   Churnable every 3 months.

Surpass is an Amex

Ah, you are correct.  This is an AMEX card.    Been typing Visa too much today.

Offline Dr Rick Daris

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Re: How Many Credit Cards Do You Have?
« Reply #2745 on: August 08, 2012, 02:45:39 PM »
amex has apparently changed some of their verbage lately and some people think it's going to go to every year for the hilton amex and some others.

Offline Mikeyis4dcats

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Re: How Many Credit Cards Do You Have?
« Reply #2746 on: August 08, 2012, 03:16:39 PM »
amex has apparently changed some of their verbage lately and some people think it's going to go to every year for the hilton amex and some others.

the SPG cards seem to be the first with the "within 12 months" verbage.   Previously it was thought it was a 24mo cycle from application, so this is actually an improvement for churners.


Offline Dr Rick Daris

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Re: How Many Credit Cards Do You Have?
« Reply #2747 on: August 08, 2012, 03:26:29 PM »
amex has apparently changed some of their verbage lately and some people think it's going to go to every year for the hilton amex and some others.

the SPG cards seem to be the first with the "within 12 months" verbage.   Previously it was thought it was a 24mo cycle from application, so this is actually an improvement for churners.


not true...




Welcome bonus offer not available to applicants who have had this product within the last 12 months or any other Consumer Hilton HHonors™ Credit Card from American Express® Card account within the last 90 days.
https://www262.americanexpress.com/apisites/microsite/apply/hilton-hhonors-card/71-1000-148#tcm:30-387790

Offline Mikeyis4dcats

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Re: How Many Credit Cards Do You Have?
« Reply #2748 on: August 08, 2012, 03:37:30 PM »
amex has apparently changed some of their verbage lately and some people think it's going to go to every year for the hilton amex and some others.

the SPG cards seem to be the first with the "within 12 months" verbage.   Previously it was thought it was a 24mo cycle from application, so this is actually an improvement for churners.


not true...




Welcome bonus offer not available to applicants who have had this product within the last 12 months or any other Consumer Hilton HHonors™ Credit Card from American Express® Card account within the last 90 days.
https://www262.americanexpress.com/apisites/microsite/apply/hilton-hhonors-card/71-1000-148#tcm:30-387790

oh, so the Hilton card had that verbage first?      That part about the any other Hilton card sucks....

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #2749 on: August 08, 2012, 03:39:16 PM »
fwiw, I don't think they really enforce a lot of this stuff.  just an imo.  I don't think they know or care if you have a surpass amex and are applying for a citi visa.