we are here to help at goEMAW though Rams. keep the questions coming.
Well, since you asked for more questions. I need some advice. I currently have the Sapphire card under my name and put all living expenses on this card. I signed up Mrs. Chodo this fall for the AA citi amex card, to get the 50k AA bonus and for her to use only on Costco purchases (since costco only allows amex). I tried the double browser thing to apply for the AA Amex and AA Visa to get 100k total AA for Mrs. Chodo, but it didn't work for me for some reason. The AA citi visa was denied.
We are going to book at trip to Cabo soon and will put the all-inclusive resort cost on a CC. I want to maximize my opportunity here b/c I'd like that big Cabo spend to go towards a spending requirement (either for the Sapphire or for the AA citi visa). The way I see it, I have 3 options:
1) Sign up for a Sapphire card for Mrs. Chodo to get the 50k bonus and earn points on that cabo trip while eating approx 50% of the spending requirement. Then we would each have 50k UR points, just under different accounts.
2) Sign myself up for the AA citi Visa to get the 50k bonus and eat approx 50% of the spending requirement. I can't sign up Mrs. Chodo b/c I have to wait 18 months from when I sign up. So again, we will each have 50k points, just under different accounts.
3) Just pay for the Cabo trip on my current Sapphire card to earn the 2X points.
Seems like option #1 is probably the best since I can get an extra 50k points while also getting 2X the points on travel costs while also eating away at spending requirement with one large purchase.
Thoughts? Just wanted to make sure I wasn't missing something with this. Fairly LCCCIQ here, but can we combine accounts either at Sapphire or AA since we are in the same household and each will potentiallly have an account? Please be easy on me.