How Many Credit Cards Do You Have?

[steve dave]

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What's your companion pass strategy or do you have another year?

I let it lapse last year. Probably shouldn’t have but got lazy.


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[DaBigTrain]

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What's the backside of that thing look like?

[Phil Titola]

Good luck in your new business venture!

[michigancat]

Keep your boxes and heavy cards and turn CSR back into a points machine with reasonable fees

[catastrophe]

How do you bro's put 30k on a new credit card in 6 months to get the bonus? I'm around 2k a month in normal spend on my CSR but have a wedding coming up and am looking at new cards and think I can barely make it without doing the long slog of switching over all my regular expenses to this card for 6 months (along with wedding stuff) then cancelling it and switching it all back over to a new card.

Maybe I'm getting old but that just seems like a lot of work. Why cant I just apply for a card, spend like 5K in 3 months and get a ton of points?!?!

Take it to the stud things thread. $24k / year in credit card expenses sounds super low to me unless there’s a bunch of stuff you’re purposely not paying for with a credit card.

[Spracne]

How do you bro's put 30k on a new credit card in 6 months to get the bonus? I'm around 2k a month in normal spend on my CSR but have a wedding coming up and am looking at new cards and think I can barely make it without doing the long slog of switching over all my regular expenses to this card for 6 months (along with wedding stuff) then cancelling it and switching it all back over to a new card.

Maybe I'm getting old but that just seems like a lot of work. Why cant I just apply for a card, spend like 5K in 3 months and get a ton of points?!?!

Take it to the stud things thread. $24k / year in credit card expenses sounds super low to me unless there’s a bunch of stuff you’re purposely not paying for with a credit card.

I put pretty much everything on my credit cards. Except for my monthly recurring bills, which I sit down and reconcile each month before issuing personal checks and balancing my ledger. Also, my morning coffee (at McDonald's) I pay for in cash so I can tip the cashier boys. All my meals, come to think of it. Major expenses all draw directly from my bank account. I don't even have any credit cards, come to think of it.

[Trim]

Current CSR holder who will get out before next fee. Want to get a CSP and that bonus. Just got generic-ish email offering CSP w/75k bonus. If I click thru, will there be a spot that tells me up front if i can get that bonus? I hit all 3 categories of "bonus MAY not be available" in the email.

This credit card is unavailable to you if you currently have one open. The new cardmember bonus may not be available to you if you currently have any other personal Sapphire cards open, previously held this card or received a new cardmember bonus for this card. We may also consider the number of cards you have opened and closed, as well as other factors in determining your bonus eligibility.

[Phil Titola]

So the sapphire world is basically over for life right? I mean one can get it but never again will the bonus miles be awarded?

[tdaver]

Current CSR holder who will get out before next fee. Want to get a CSP and that bonus. Just got generic-ish email offering CSP w/75k bonus. If I click thru, will there be a spot that tells me up front if i can get that bonus? I hit all 3 categories of "bonus MAY not be available" in the email.

This credit card is unavailable to you if you currently have one open. The new cardmember bonus may not be available to you if you currently have any other personal Sapphire cards open, previously held this card or received a new cardmember bonus for this card. We may also consider the number of cards you have opened and closed, as well as other factors in determining your bonus eligibility.

Mrstdaver is in the same situation.  Tried for CSP, received notice that could get card but not bonus, and then was able to cancel application.

[Trim]

[tdaver]

CSR bonus now up to 125k.  Must not have got the new signups they were hoping for.

[michigancat]

CSR sent me an air tag and luggage tag in an absurd box. I think their changes were really unpopular

[mocat]

CSR sent me an air tag and luggage tag in an absurd box. I think their changes were really unpopular

Are they still locking people out who've had a sapphire before? That's the entire audience for this new csr

[tdaver]

CSR sent me an air tag and luggage tag in an absurd box. I think their changes were really unpopular

Are they still locking people out who've had a sapphire before? That's the entire audience for this new csr

The new language isn’t clear.  It does indicate that you can have both a CSP and CSR at the same time now.  But a lot of “may not be eligible if…” for signup bonuses rather than the hard 48 month rule.

[WonderMeal]

I was sad about the Qatz loss to ISU so I applied for and got a 200k CSR using my new (and real) EIN.

If anyone needs me, I'll be at the Hyatt Regency Wichita for the next 14 months.

[pissclams]

I was sad about the Qatz loss to ISU so I applied for and got a 200k CSR using my new (and real) EIN.

If anyone needs me, I'll be at the Hyatt Regency Wichita for the next 14 months.

same. but not staying at the hyatt in wichita.

[IPA4Me]

True story (and a bit of shame) but I used Hyatt points and my CC freebie night to stay at that hotel for my 30th reunion a few years ago. Beat staying in Wellington.

[Trim]

I was sad about the Qatz loss to ISU so I applied for and got a 200k CSR using my new (and real) EIN.

If anyone needs me, I'll be at the Hyatt Regency Wichita for the next 14 months.