Author Topic: How Many Credit Cards Do You Have?  (Read 1002618 times)

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Offline Mrs. Gooch

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Re: How Many Credit Cards Do You Have?
« Reply #8925 on: June 07, 2016, 09:40:58 AM »
Is it true that the CSP card is more than just a credit card, it's a lifestyle?

I hope you don't mind people commenting on how heavy your card is all the time.

It was fun at first, now I'm tired of it.

Offline Emo EMAW

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Re: How Many Credit Cards Do You Have?
« Reply #8926 on: June 07, 2016, 09:41:29 AM »
Re: the CSP, I had a guy at the Burger King drive thru tell me "man you must be a baller!"  And I thought to myself well duh I'm eating at BK.

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #8927 on: June 07, 2016, 09:43:00 AM »
fyi, all of the chase non entry level cards are the same now.

Offline Asteriskhead

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Re: How Many Credit Cards Do You Have?
« Reply #8928 on: June 07, 2016, 09:43:10 AM »
Re: the CSP, I had a guy at the Burger King drive thru tell me "man you must be a baller!"  And I thought to myself well duh I'm eating at BK.

^^ it's always these type of low, low-medium, establishments where I get the comment too.

Offline DQ12

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Re: How Many Credit Cards Do You Have?
« Reply #8929 on: June 07, 2016, 10:14:12 AM »
fyi, all of the chase non entry level cards are the same now.
What does this mean for a guy like me, who has been using a freedom (is that entry level?) and who will receive his CSP (is this entry level) in 7-10 days?


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Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #8930 on: June 07, 2016, 10:22:40 AM »
fyi, all of the chase non entry level cards are the same now.
What does this mean for a guy like me, who has been using a freedom (is that entry level?) and who will receive his CSP (is this entry level) in 7-10 days?

freedom is entry level, csp is not

Offline DQ12

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Re: How Many Credit Cards Do You Have?
« Reply #8931 on: June 07, 2016, 10:23:58 AM »
:thumbs:

So now I should transfer Chase Freedom UR points to my CSP account, correct?
« Last Edit: June 07, 2016, 10:27:41 AM by Dlew12 »


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Offline Emo EMAW

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Re: How Many Credit Cards Do You Have?
« Reply #8932 on: June 07, 2016, 11:05:02 AM »
:thumbs:

So now I should transfer Chase Freedom UR points to my CSP account, correct?

It's like you haven't even read all 358 pages of this thread.  :facepalm:

Offline GoodForAnother

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Re: How Many Credit Cards Do You Have?
« Reply #8933 on: June 07, 2016, 11:41:50 AM »
wife got approved for Hyatt without calling. I haven't had a chance to call yet but prob will. Haven't heard anything
emaw

Offline DQ12

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Re: How Many Credit Cards Do You Have?
« Reply #8934 on: June 07, 2016, 01:05:12 PM »
:thumbs:

So now I should transfer Chase Freedom UR points to my CSP account, correct?

It's like you haven't even read all 358 pages of this thread.  :facepalm:
Yeah.  This thread is v. intimidating and I only pop in once every quarter or so to get some CC advice from the resident CC gurus.


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Offline Mikeyis4dcats

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Re: How Many Credit Cards Do You Have?
« Reply #8935 on: June 07, 2016, 02:41:06 PM »
I've had three citi credit cards stolen in like 3 months... And I don't use a one of them on weird pron sites.

my Cit AA plat was just stolen, but based on the charges I suspect someone in SF stole my number at a shop or restaurant.

Offline KCFDcat

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Re: How Many Credit Cards Do You Have?
« Reply #8936 on: June 07, 2016, 03:03:51 PM »
Got a targeted 60k delta Amex offer. Gonna be flying delta all over this bitch.

Offline mocat

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Re: How Many Credit Cards Do You Have?
« Reply #8937 on: June 07, 2016, 03:17:50 PM »
the delta amex offers are like lightning THEY DON'T STRIKE TWICE


Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #8938 on: June 07, 2016, 03:20:21 PM »
:thumbs:

So now I should transfer Chase Freedom UR points to my CSP account, correct?

affirmative

Offline 'taterblast

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Re: How Many Credit Cards Do You Have?
« Reply #8939 on: June 07, 2016, 05:19:16 PM »
Got a targeted 60k delta Amex offer. Gonna be flying delta all over this bitch.

 :cheers: mine should be arriving any day now

Offline GoodForAnother

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Re: How Many Credit Cards Do You Have?
« Reply #8940 on: June 07, 2016, 09:27:15 PM »
was gonna call chase but I called like five minutes after they closed because I worked late.  then logged into my account and a new Hyatt card was sitting in there so I guess I got approved too.  now I can do the GH Kauai without blowing out a ton of UR points.   :thumbs:
emaw

Offline mocat

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Re: How Many Credit Cards Do You Have?
« Reply #8941 on: June 09, 2016, 01:56:16 PM »
so you can now transfer UR points to air france / KLM. does this mean i could theoretically somehow use UR's for a delta flight?  :Wha:

Offline KCFDcat

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Re: How Many Credit Cards Do You Have?
« Reply #8942 on: June 09, 2016, 02:09:14 PM »
so you can now transfer UR points to air france / KLM. does this mean i could theoretically somehow use UR's for a delta flight?  :Wha:
Maybe?  Can you book delta flights through klm's site? They may have a restriction on using points on u.s. Delta flights too.

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #8943 on: June 09, 2016, 02:24:40 PM »
so you can now transfer UR points to air france / KLM. does this mean i could theoretically somehow use UR's for a delta flight?  :Wha:

affirmative, but they were already transfer partners with Korean which is a Delta partner

Offline JavaCat

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Re: How Many Credit Cards Do You Have?
« Reply #8944 on: June 09, 2016, 02:49:19 PM »
SPG 35k Amex now available. Highest bonus ever. Unfortunately if you've ever had the personal or business in your life you can't get the bonus again. If someone wants a SPG Biz referral let me know. Just need a PM wit your first name and email addy  :fatty:
I've you've received the personal bonus (I did 4 years ago), can I get the biz bonus? Spend req?

I got the SPG Personal and Biz in July 2010. When I got rid of the Personal card I did a product change to the Blue Cash card instead of canceling it because I wanted to keep my Amex history. I was checking out my credit report today and noticed that there's not separate accounts for both cards. It just shows the card being active since 2010. I chatted with Amex to see what cards I've ever had and they said I've never been the primary account holder on the SPG Personal (only Biz). So yeah, definitely chat with them and maybe even check your credit report. I think I'll do another chat just to make sure, but looks like a product change might be a way around this if you happened to do that.

FYI, this worked. Got 35,000 points on the SPG Personal for a second time so first time SPG Personal card holders should do a product change when you go to cancel. Don't know if I just got lucky, but doing a product change will also retain your AMEX history if it's your first AMEX card.

Offline WonderMeal

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Re: How Many Credit Cards Do You Have?
« Reply #8945 on: June 13, 2016, 12:15:37 AM »
I need some advice on maxing out my Chase UR accumulation before we ultimately part ways. I've run through every UR card except the Sapphire Preferred (I know, right?), as has Mrs. WonderMeal. The two years has almost elapsed on our Inks. However, we're getting very close to being done w/ Chase due to the 5/24 rule, which stinks because Chase has been very good to us. (We fly SW a lot and stay at lots of Hyatts.)

Mrs. WonderMeal: Has four cc applications since 6/30/14, one of which is an Ink (two year window expires this month) and the rest co-branded.
Obviously Mrs. WM should wait until 6/30 to apply for a new card, at which point she should probably get one more Chase card to max out her 5/24. Should she go for the Ink again, or go with a Sapphire Preferred? Whichever one she chooses, it would likely be her long-term card when she isn't churning.


WonderMeal: Has five cc applications since 4/1/15, two of which are SW, one of which is Hyatt.

Is it even worth trying to sneak through one more Chase card? My only strategy upon rejection would be to say I would like the Sapphire for everyday spend (most other cards have been business), but if there's no hope of sneaking past the 5/24 I won't bother.

If the 5/24 is ironclad, I'll move on to something like the fancy Citi card, another big-bonus Amex, or anything else you recommend. (Have been toying w/ the idea of loading up on AA miles.) Steve Dave, you don't still have 35k SPG referral links, do you? I might make a run at the SPG if 35k is still available, since I think I can use up the points before the merger. (Unless you think it makes sense to keep the points through the merger?)

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #8946 on: June 13, 2016, 08:23:25 AM »
no, I no longer have the card. mrs. dave has the biz SPG

Offline 'taterblast

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Re: How Many Credit Cards Do You Have?
« Reply #8947 on: June 13, 2016, 09:26:43 AM »
so you can now transfer UR points to air france / KLM. does this mean i could theoretically somehow use UR's for a delta flight?  :Wha:

pretty sure you've been able to book Delta flights with UR points for a while now. they show up when searching flights on the UR site (if that's what you're referring to.)

Offline mocat

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Re: How Many Credit Cards Do You Have?
« Reply #8948 on: June 13, 2016, 09:36:48 AM »
so you can now transfer UR points to air france / KLM. does this mean i could theoretically somehow use UR's for a delta flight?  :Wha:

pretty sure you've been able to book Delta flights with UR points for a while now. they show up when searching flights on the UR site (if that's what you're referring to.)

No do not ever do that.

Offline 'taterblast

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Re: How Many Credit Cards Do You Have?
« Reply #8949 on: June 13, 2016, 09:38:07 AM »
i've done it once