and then, after you sit out for two years, you apply for the CSP, Ink, and Freedom and that's 3 of your 5 for the next two years so your really committing yourself to only getting a single CSP, Ink, and Freedom and then a single other card every 24 months. I guess you'd probably just hold onto the freedom and get a CSP and Ink every two years and give yourself the option for 2 other cards. Either way it doesn't add up to me. There are too many other options out there and when a huge thing pops up like the 100k Plat Amex that I got a few months ago I want to be able to jump on it.