Author Topic: The Biden (interim) Dictator  (Read 57870 times)

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Offline sys

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Re: The Biden (interim) Dictator
« Reply #2225 on: June 18, 2021, 05:38:07 PM »
]They need to alter costs & fix the way they do federal loans. The system is a joke.

wacky, i'm all for improving our education system, including how we allocate costs, but let's dispense with the woebegonen victim crap.  from what i gather of your life, you easily are easily in the top 10 or top 20% income decile in the united states.  whatever you've paid in student loans has been well worth it for you and your family.

and i don't think the federal govt should retroactively subsidize your education.  you, along with almost everyone else that posts on this message board, is massively fortunate with our lot in life and the govt should be taking from us and spending it to help others join us in our success.
"a lot of political rhetoric is picking a slice of "elites" and positioning yourselves against them."

Offline Justwin

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Re: The Biden (interim) Dictator
« Reply #2226 on: June 18, 2021, 05:42:38 PM »
I think we all agree that college should be free

Public schools should be more expensive than they are.
This is a take.

He 100% believes it too. These idiots think we're falling behind the rest of the world in education because it isn't exclusive enough. Never mind the fact we already have the least equitable education system than every other country above us.

Sap more resources from the poor and disadvantaged then they'll just quit and we won't have to count them.

Going to college is very little about education and primarily about signaling.  It is wasteful to be spending so much money as a society on college education.  Differences in education between countries, especially at the college level, explains little in terms of differences in income per person between countries.

The poor and disadvantaged would be much better off in a society where a bachelor's degree is not considered the bare minimum for so many jobs.  If college was much more expensive (not so heavily subsidized for everyone), then I would guess enrollment at universities would drop 50-60%.  This would make for a much better society for the poor and disadvantaged to get ahead in.

Online Trim

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Re: The Biden (interim) Dictator
« Reply #2227 on: June 18, 2021, 06:24:20 PM »
Make freshman classes cheaper and upperclassmen classes more expensive.

Offline 420seriouscat69

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Re: The Biden (interim) Dictator
« Reply #2228 on: June 18, 2021, 07:09:20 PM »
]They need to alter costs & fix the way they do federal loans. The system is a joke.

wacky, i'm all for improving our education system, including how we allocate costs, but let's dispense with the woebegonen victim crap.  from what i gather of your life, you easily are easily in the top 10 or top 20% income decile in the united states.  whatever you've paid in student loans has been well worth it for you and your family.

and i don't think the federal govt should retroactively subsidize your education.  you, along with almost everyone else that posts on this message board, is massively fortunate with our lot in life and the govt should be taking from us and spending it to help others join us in our success.
Fair. I did have to really hustle for it. Finding a company that covered most of my MBA costs made me feel better about my negligence at K-State, made me feel better about the debt I had in whole.

Offline Spracne

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Re: The Biden (interim) Dictator
« Reply #2229 on: June 18, 2021, 07:36:25 PM »
Lol, love you Wacks, but didn't you actively participate in and profit from saddling poor students with significant student debt based on the hopes of obtaining practically worthless degrees?


Offline 420seriouscat69

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Re: The Biden (interim) Dictator
« Reply #2230 on: June 18, 2021, 07:52:59 PM »
Lol, love you Wacks, but didn't you actively participate in and profit from saddling poor students with significant student debt based on the hopes of obtaining practically worthless degrees?
Yes. This is why I know so much about this stuff. Also, I thought it was a great Avenue at the time for parents who had kids early in their lives and never had a chance at furthering their education. Many people I helped recruit to some of these organizations have a good life now. Night school/online stuff helped them get a ACCREDITED degree. Most of them got grants too due to their situation. That’s why the system is flawed. Guy who was in massive debt took a job, to help pay his loans, while furthering his education, but also putting people in the same situation I was in. I still get messages from previous students thanking me for believing in them. I gave them my cell, so when times were tough with life & school, I tried to motivate them that they could do it. When I joined that field, there was no incentive for how many students you recruited, but it was a huge mess about that stuff previous to 2011.

Offline 420seriouscat69

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Re: The Biden (interim) Dictator
« Reply #2231 on: June 18, 2021, 08:02:05 PM »
I also got paid peanuts when I look back at it too. I honestly learned more through my 18 month MBA program at University of Phoenix than I did at K-State in my 5 years there. I got so close with the journalism school & was a ambassador there too. Because my professors loved me, they game me a pass for my horrid grammatical crap at the time. Life is literally who you know, are you likable, etc. when I’m trying to hire a dentist these days, the field barely looks at their CV or where they went for school. They want to know about their experience first.

Offline CNS

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Re: The Biden (interim) Dictator
« Reply #2232 on: June 18, 2021, 08:42:34 PM »
Make freshman classes cheaper and upperclassmen classes more expensive.

I like this idea.

I also like the idea of not making architects take Chem or English majors take college algebra, etc.

Offline IPA4Me

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Re: The Biden (interim) Dictator
« Reply #2233 on: June 18, 2021, 08:56:11 PM »
Make freshman classes cheaper and upperclassmen classes more expensive.

I like this idea.

I also like the idea of not making architects take Chem or English majors take college algebra, etc.
I prefer a well rounded education. You should know more than your field of study.

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Offline yoga-like_abana

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Re: The Biden (interim) Dictator
« Reply #2234 on: June 18, 2021, 09:41:49 PM »
Make freshman classes cheaper and upperclassmen classes more expensive.

I like this idea.

I also like the idea of not making architects take Chem or English majors take college algebra, etc.
Here for all of this. It’s an old broke ass system

Online steve dave

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Re: The Biden (interim) Dictator
« Reply #2235 on: June 18, 2021, 10:00:22 PM »
the market is efficient fellas and fellettes

Offline 420seriouscat69

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Re: The Biden (interim) Dictator
« Reply #2236 on: June 18, 2021, 10:07:02 PM »
the market is efficient fellas and fellettes
How much student loans did you pay for, bud?

Offline catastrophe

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Re: The Biden (interim) Dictator
« Reply #2237 on: June 18, 2021, 10:10:05 PM »
I think it's unfair that a teenager can take out a $100k loan and not discharge it to bankruptcy. Lenders should hold some of the risk in a loan.

you are then asking the lender to underwrite the terms and accept/reject some students. that's against the entire point of the program.
I think I’m with Rage on this one. School loans have practically become a predatory business. I’m not sure why we don’t treat them more like payday lending.

Like MIR said the whole system is only out rottened by healthcare in the US. I think the federal government could do a lot to overhaul the system starting with free community college and actually negotiating tuition prices in addition to subsidizing loans.

Online steve dave

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Re: The Biden (interim) Dictator
« Reply #2238 on: June 18, 2021, 10:39:11 PM »
the market is efficient fellas and fellettes
How much student loans did you pay for, bud?

Mine are around $50k and are just recently paid off. My wife is around $150k. We're paying hers off but it's like 1% so we aren't rushing it. We still have around $40k left.

Offline 420seriouscat69

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Re: The Biden (interim) Dictator
« Reply #2239 on: June 18, 2021, 11:25:33 PM »
the market is efficient fellas and fellettes
How much student loans did you pay for, bud?

Mine are around $50k and are just recently paid off. My wife is around $150k. We're paying hers off but it's like 1% so we aren't rushing it. We still have around $40k left.
Damn, respect!

Online DQ12

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Re: The Biden (interim) Dictator
« Reply #2240 on: June 19, 2021, 07:15:57 AM »
My only real beef is that college prices have close to doubled since I graduated about 10 years ago.  I’m not sure if that’s “market efficiency” so much as it is colleges recognizing that Uncle Sam is an unlimited money faucet.


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Online steve dave

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Re: The Biden (interim) Dictator
« Reply #2241 on: June 19, 2021, 07:49:08 AM »
My only real beef is that college prices have close to doubled since I graduated about 10 years ago.  I’m not sure if that’s “market efficiency” so much as it is colleges recognizing that Uncle Sam is an unlimited money faucet.

then don't go if the cost is stupid. that's the great thing, there are shitloads of other options. shaking your fist at them for any reason is silly.

Offline catastrophe

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Re: The Biden (interim) Dictator
« Reply #2242 on: June 19, 2021, 09:07:30 AM »
My only real beef is that college prices have close to doubled since I graduated about 10 years ago.  I’m not sure if that’s “market efficiency” so much as it is colleges recognizing that Uncle Sam is an unlimited money faucet.

then don't go if the cost is stupid. that's the great thing, there are shitloads of other options. shaking your fist at them for any reason is silly.
It’s not that simple. First like I said, the “they know what they’re getting into” is the same argument used by payday lenders and the like. Maybe you agree with them but most don’t.

Second, especially in something like the legal field there is crazy high competition for culturally diverse talent because the supply coming out of law school isn’t that high. I’m sure that’s true for other white collar jobs as well.

The market wants those kids to get higher education, so telling people without an economic safety net that they’re probably better off going into trade school is not really the market having spoken.

Offline IPA4Me

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Re: The Biden (interim) Dictator
« Reply #2243 on: June 19, 2021, 09:32:30 AM »
It's still $15K a year for trade school. crap is expensive as well.

I paid $300 a semester at KSU. Pretty sure that included football and basketball season tickets.

What else has increased at that rate since 1989?

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Offline Cire

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The Biden (interim) Dictator
« Reply #2244 on: June 19, 2021, 09:39:30 AM »
It’s easy to say if it’s too expensive then just don’t go. But say goodbye to public education/social workers/counselors/therapists etc

Shitty paying professions that my anecdotal evidence suggests is populated by lower middle class kids that are being squeezed the most by price


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Offline Kat Kid

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The Biden (interim) Dictator
« Reply #2245 on: June 19, 2021, 10:49:30 AM »
The one thing that is an indisputable fact is that rough ridin' boomers had their college education incredibly subsidized and you have to remind them of that constantly because they forget, especially when they are talking about “working through college” to pay for it.
@bentren

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Re: The Biden (interim) Dictator
« Reply #2246 on: June 19, 2021, 01:18:54 PM »
My only real beef is that college prices have close to doubled since I graduated about 10 years ago.  I’m not sure if that’s “market efficiency” so much as it is colleges recognizing that Uncle Sam is an unlimited money faucet.

then don't go if the cost is stupid. that's the great thing, there are shitloads of other options. shaking your fist at them for any reason is silly.
It’s not that simple. First like I said, the “they know what they’re getting into” is the same argument used by payday lenders and the like. Maybe you agree with them but most don’t.

Second, especially in something like the legal field there is crazy high competition for culturally diverse talent because the supply coming out of law school isn’t that high. I’m sure that’s true for other white collar jobs as well.

The market wants those kids to get higher education, so telling people without an economic safety net that they’re probably better off going into trade school is not really the market having spoken.
That’s literally the market speaking


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Offline catastrophe

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Re: The Biden (interim) Dictator
« Reply #2247 on: June 19, 2021, 01:30:29 PM »
It’s evidence that the market is broken. Pretty much any social inequality could be justified by laissez faire because the whole point is the people with money and power are the ones the market is designed to most efficiently serve.

Letting “the market” determine education is a pretty efficient way to keep the underprivileged from becoming privileged, even if there exists a strong demand for the opposite.

Offline sys

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Re: The Biden (interim) Dictator
« Reply #2248 on: June 19, 2021, 02:08:29 PM »
Letting “the market” determine education is a pretty efficient way to keep the underprivileged from becoming privileged, even if there exists a strong demand for the opposite.

i'm confused.  you're still the same poster that wanted banks to decide how likely any given prospective college student is to repay a student loan?
"a lot of political rhetoric is picking a slice of "elites" and positioning yourselves against them."

Offline 420seriouscat69

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Re: The Biden (interim) Dictator
« Reply #2249 on: June 19, 2021, 02:27:13 PM »
The one thing that is an indisputable fact is that rough ridin' boomers had their college education incredibly subsidized and you have to remind them of that constantly because they forget, especially when they are talking about “working through college” to pay for it.
My god, YES!