The whole system is a scam, but if it doesn’t pertain to you, I get why you wouldn’t care. Kinda why I don’t get the whole socialism movement by the Dems, acting like they care about everyone, but pick & choose who it should effect. Just say you don’t want forgiveness for successful, capitalist, conservatives who have student loan debt & want to make even more gains for out hustling the lazies (who wasted their time in college. Didn’t finish. Have crap jobs & student loan debt).