Yea, I'm not worried about the line as much as an online website that I can trust to get a payout from
i've been betting online since i was a teenager and have only been stiffed once, by a now-defunct site called betonsports, and that's because the site was owned and operated by scammers. the overwhelming majority of sites - close to all of them, really - will pay out and on time.
if you go to review sites such as SBR, you'll see some player complaints that have been filed. some are valid, but many aren't. also, when you consider the tens of thousands of players betting at these sites, it's pretty remarkable that there are so few payout grievances filed.
all offshore sites, certainly the reputable ones,
want to pay and have no intention of stiffing. the typical reasons for delays has more to do with trying to get around US laws, figuring out processors, etc.