Joint Checking Accounts

[KITNfury]

A lot of people in here that are insecure about their marriages and can’t handle people that do things differently.

I think you're the most intolerant in this thread.

Everyone's situation is different. Single joint accounts work for some while separate accounts work better for others.

I said that people should do what works for them, so not sure what you're talking about. But, apparently if you split the accounts, you're hiding something or don't communicate. To each their own. I would prefer to prevent a problem instead of solve it once it occurs. Ounce of prevention/pound of cure type of thing. If people don't ever have money arguments, then there would be no reason to do it differently.

uh yeah. This is clearly a "do what works for you" post:

I feel bad for guys that have to check with their wives before they buy what they want, which is apparently several of you here. Have separate money so you can take your balls out of her expensive handbag she bought without asking

I stand by that quote. Doesn't mean I think it applies to all couples with a joint account. If you have to ask to buy something, maybe you should consider separating your money. If both parties can keep it straight without fights or permission, then they should do that. A lot of people can't. Fighting about money/spending is pretty common problem in relationships.

I certainly don't understand people slamming the idea because it's complicated or that it implies you're hiding something or lack of communication. It's really a pretty basic concept.

[Mr Bread]

Here's a sample convo if we had separate accounts.

Gooch: Well I just bought a new phone, new tablet, new vehicle. Plus I ate out and had the most expensive meal in the restaurant yesterday so I think I'll just cook something up tonight...After checking my account balance I guess I'll have ramen noodles.

Mrs. Gooch: I'll save some money by eating in too, but I'll have a steak.

Gooch: Who is going to cook your steak for you?

Mrs. Gooch: 

Believe it or not my wife and I each make our own dinner. I suppose I'm doomed to divorce court.

It sounds like you have a great roommate. 

[michigancat]

A lot of people in here that are insecure about their marriages and can’t handle people that do things differently.

I think you're the most intolerant in this thread.

Everyone's situation is different. Single joint accounts work for some while separate accounts work better for others.

I said that people should do what works for them, so not sure what you're talking about. But, apparently if you split the accounts, you're hiding something or don't communicate. To each their own. I would prefer to prevent a problem instead of solve it once it occurs. Ounce of prevention/pound of cure type of thing. If people don't ever have money arguments, then there would be no reason to do it differently.

uh yeah. This is clearly a "do what works for you" post:

I feel bad for guys that have to check with their wives before they buy what they want, which is apparently several of you here. Have separate money so you can take your balls out of her expensive handbag she bought without asking

I stand by that quote. Doesn't mean I think it applies to all couples with a joint account. If you have to ask to buy something, maybe you should consider separating your money. If both parties can keep it straight without fights or permission, then they should do that. A lot of people can't. Fighting about money/spending is pretty common problem in relationships.

I certainly don't understand people slamming the idea because it's complicated or that it implies you're hiding something or lack of communication. It's really a pretty basic concept.

Who slammed the idea on a "pull your balls out of your wife's expensive handbag" level?

[Mr Bread]

A lot of people in here that are insecure about their marriages and can’t handle people that do things differently.

I think you're the most intolerant in this thread.

Everyone's situation is different. Single joint accounts work for some while separate accounts work better for others.

I said that people should do what works for them, so not sure what you're talking about. But, apparently if you split the accounts, you're hiding something or don't communicate. To each their own. I would prefer to prevent a problem instead of solve it once it occurs. Ounce of prevention/pound of cure type of thing. If people don't ever have money arguments, then there would be no reason to do it differently.

uh yeah. This is clearly a "do what works for you" post:

I feel bad for guys that have to check with their wives before they buy what they want, which is apparently several of you here. Have separate money so you can take your balls out of her expensive handbag she bought without asking

I stand by that quote. Doesn't mean I think it applies to all couples with a joint account. If you have to ask to buy something, maybe you should consider separating your money. If both parties can keep it straight without fights or permission, then they should do that. A lot of people can't. Fighting about money/spending is pretty common problem in relationships.

That you think that someone whose wife required them to ask permission to buy things they want using the joint account funds would be okay with separate accounts as an alternative is the stupidest rough ridin' thing posted in this thread.   

"Oh I can't buy the things I want, I see. What if I make it slightly harder for you to find out when I do it?"

It doesn't solve anything you colossal shitbrain.  If it's a problem, then it remains a problem. 

[puniraptor]

its like trying to explain the merits of tv show speculation to a book person

[mocat]

<--- book person
<--- understands the merits of speculation

 

[KITNfury]

A lot of people in here that are insecure about their marriages and can’t handle people that do things differently.

I think you're the most intolerant in this thread.

Everyone's situation is different. Single joint accounts work for some while separate accounts work better for others.

I said that people should do what works for them, so not sure what you're talking about. But, apparently if you split the accounts, you're hiding something or don't communicate. To each their own. I would prefer to prevent a problem instead of solve it once it occurs. Ounce of prevention/pound of cure type of thing. If people don't ever have money arguments, then there would be no reason to do it differently.

uh yeah. This is clearly a "do what works for you" post:

I feel bad for guys that have to check with their wives before they buy what they want, which is apparently several of you here. Have separate money so you can take your balls out of her expensive handbag she bought without asking

I stand by that quote. Doesn't mean I think it applies to all couples with a joint account. If you have to ask to buy something, maybe you should consider separating your money. If both parties can keep it straight without fights or permission, then they should do that. A lot of people can't. Fighting about money/spending is pretty common problem in relationships.

I certainly don't understand people slamming the idea because it's complicated or that it implies you're hiding something or lack of communication. It's really a pretty basic concept.

Who slammed the idea on a "pull your balls out of your wife's expensive handbag" level?

I could have, perhaps, shown more tact.

[puniraptor]

<--- book person
<--- understands the merits of speculation

 

[mocat]

<---- enjoys metal
<---- has head

 

[mocat]

<---- also loves the crap out of Hercule Poirot

[KITNfury]

A lot of people in here that are insecure about their marriages and can’t handle people that do things differently.

I think you're the most intolerant in this thread.

Everyone's situation is different. Single joint accounts work for some while separate accounts work better for others.

I said that people should do what works for them, so not sure what you're talking about. But, apparently if you split the accounts, you're hiding something or don't communicate. To each their own. I would prefer to prevent a problem instead of solve it once it occurs. Ounce of prevention/pound of cure type of thing. If people don't ever have money arguments, then there would be no reason to do it differently.

uh yeah. This is clearly a "do what works for you" post:

I feel bad for guys that have to check with their wives before they buy what they want, which is apparently several of you here. Have separate money so you can take your balls out of her expensive handbag she bought without asking

I stand by that quote. Doesn't mean I think it applies to all couples with a joint account. If you have to ask to buy something, maybe you should consider separating your money. If both parties can keep it straight without fights or permission, then they should do that. A lot of people can't. Fighting about money/spending is pretty common problem in relationships.

That you think that someone whose wife required them to ask permission to buy things they want using the joint account funds would be okay with separate accounts as an alternative is the stupidest rough ridin' thing posted in this thread.   

"Oh I can't buy the things I want, I see. What if I make it slightly harder for you to find out when I do it?"

It doesn't solve anything you colossal shitbrain.  If it's a problem, then it remains a problem.

Well, I don't see it that way. I see it a way to budget your combined money fairly where you both get to do what you want. Not about hiding a purchase.

If one person spends too freely in a combined account, it can inhibit the other from getting what they should fairly be able to have. Which leads to arguments and resentment. If one person is willing to concede they don't get what they want at the others expense, or both people can inherently manage to not overstep their bounds, then good for them (no sarcasm).

EDIT - to answer your question about the wife accepting it, this is why I think couples should start out with a split account so their no feeling of resentment if you bring it up later. Just start out that way and never have to deal with spending problems in the relationship.

[Mr Bread]

If the person in question is inclined to get pissed about how you spend money, then it's coming out at some point whether you start out separate or not.  The problem isn't rough ridin' joint or separate accounts.  If she's bitchy and bossy about how money is spent that isn't going anywhere.  Do you even interact with other people in your life or is this all some simple-minded abstraction? 

[KITNfury]

If the person in question is inclined to get pissed about how you spend money, then it's coming out at some point whether you start out separate or not.  The problem isn't rough ridin' joint or separate accounts.  If she's bitchy and bossy about how money is spent that isn't going anywhere.  Do you even interact with other people in your life or is this all some simple-minded abstraction?

I guess I find I've found that women are good with consistency. IME, it does go bad if you try to take back what you've given them, in this case the "power" to decide how you might spend your money. But I've found that if you both agree on something, and stay steady with it, then it goes well. Maybe you've had worse luck than I, I dunno.

[Mr Bread]

So simple-minded abstraction.

[steve dave]

If the person in question is inclined to get pissed about how you spend money, then it's coming out at some point whether you start out separate or not.  The problem isn't rough ridin' joint or separate accounts.  If she's bitchy and bossy about how money is spent that isn't going anywhere.  Do you even interact with other people in your life or is this all some simple-minded abstraction?

I guess I find I've found that women are good with consistency. IME, it does go bad if you try to take back what you've given them, in this case the "power" to decide how you might spend your money. But I've found that if you both agree on something, and stay steady with it, then it goes well. Maybe you've had worse luck than I, I dunno.

lol at you claiming other peoples wives had their balls in their purses 

[KITNfury]

So simple-minded abstraction.

Ok man. I would bet you have a problem with your wife/girlfriend judging from your responses.

[Spracne]

Just checking in here.  I had kinda checked out on this thread after checking it out yesterday, but good lord what sort've 15 round prize fight is this? 

[Mr Bread]

So simple-minded abstraction.

Ok man. I would bet you have a problem with your wife/girlfriend judging from your responses.

Yes, you've got this marriage thing all sorted.  Women are basically parrots.  Put a sheet on their cage and they think it's nighttime. 

[Mrs. Gooch]

As long as you keep her in the kitchen and barefoot from the very beginning she won't ever want to leave.

[pissclams]

some glaring trust issues festering within these joint checking account marriages.  kind of sad but hey at least going into the divorce they each know exactly what the other is doing with their pennies and dimes.

[KITNfury]

So simple-minded abstraction.

Ok man. I would bet you have a problem with your wife/girlfriend judging from your responses.

Yes, you've got this marriage thing all sorted.  Women are basically parrots.  Put a sheet on their cage and they think it's nighttime.

Never said I had anything sorted out, but I would like to think that a guy doesn't marry someone that is a controlling bitch from the get-go. If I can assume that's true, you'd like to think that she'd be open to budgeting the money fairly. Now if you, or anyone else, marries someone that isn't reasonable, then yea you've got a problem that separate accounts won't fix. I will not marry someone like that.

[Mr Bread]

So simple-minded abstraction.

Ok man. I would bet you have a problem with your wife/girlfriend judging from your responses.

Yes, you've got this marriage thing all sorted.  Women are basically parrots.  Put a sheet on their cage and they think it's nighttime.

Never said I had anything sorted out, but I would like to think that a guy doesn't marry someone that is a controlling bitch from the get-go. If I can assume that's true, you'd like to think that she'd be open to budgeting the money fairly. Now if you, or anyone else, marries someone that isn't reasonable, then yea you've got a problem that separate accounts won't fix. I will not marry someone like that.

Just don't give her too much power or you'll spoil her.  Once they get a taste, then plop go your nuts in the handbag. 

[Rage Against the McKee]

So simple-minded abstraction.

Ok man. I would bet you have a problem with your wife/girlfriend judging from your responses.

Yes, you've got this marriage thing all sorted.  Women are basically parrots.  Put a sheet on their cage and they think it's nighttime.

Never said I had anything sorted out, but I would like to think that a guy doesn't marry someone that is a controlling bitch from the get-go. If I can assume that's true, you'd like to think that she'd be open to budgeting the money fairly. Now if you, or anyone else, marries someone that isn't reasonable, then yea you've got a problem that separate accounts won't fix. I will not marry someone like that.

Just don't give her too much power or you'll spoil her.  Once they get a taste, then plop go your nuts in the handbag.

The worst part is when the cut them off, really.

[KITNfury]

So simple-minded abstraction.

Ok man. I would bet you have a problem with your wife/girlfriend judging from your responses.

Yes, you've got this marriage thing all sorted.  Women are basically parrots.  Put a sheet on their cage and they think it's nighttime.

Never said I had anything sorted out, but I would like to think that a guy doesn't marry someone that is a controlling bitch from the get-go. If I can assume that's true, you'd like to think that she'd be open to budgeting the money fairly. Now if you, or anyone else, marries someone that isn't reasonable, then yea you've got a problem that separate accounts won't fix. I will not marry someone like that.

Just don't give her too much power or you'll spoil her.  Once they get a taste, then plop go your nuts in the handbag.

You know that's not what I said. You're taking this awfully personal, Bread. Problems at home, buddy?

[Mr Bread]

So simple-minded abstraction.

Ok man. I would bet you have a problem with your wife/girlfriend judging from your responses.

Yes, you've got this marriage thing all sorted.  Women are basically parrots.  Put a sheet on their cage and they think it's nighttime.

Never said I had anything sorted out, but I would like to think that a guy doesn't marry someone that is a controlling bitch from the get-go. If I can assume that's true, you'd like to think that she'd be open to budgeting the money fairly. Now if you, or anyone else, marries someone that isn't reasonable, then yea you've got a problem that separate accounts won't fix. I will not marry someone like that.

Just don't give her too much power or you'll spoil her.  Once they get a taste, then plop go your nuts in the handbag.

You know that's not what I said. You're taking this awfully personal, Bread. Problems at home, buddy?

I feel bad for guys that have to check with their wives before they buy what they want, which is apparently several of you here. Have separate money so you can take your balls out of her expensive handbag she bought without asking

I guess I find I've found that women are good with consistency. IME, it does go bad if you try to take back what you've given them, in this case the "power" to decide how you might spend your money.

It looks like what you said.  Could be it's my home problems making me not read so good, otherwise it seems like you might be a real shitbrain.