Post by: SkinnyBenny on May 05, 2014, 03:15:13 PM
:Wha:
Post by: SkinnyBenny on May 05, 2014, 03:16:16 PM
Post by: steve dave on May 05, 2014, 03:19:10 PM
Post by: SkinnyBenny on May 05, 2014, 03:19:55 PM
first national bank. reason? they have an ATM in my office for the rare occasions I need cash. source: A+.
Sounds good. Mods, lock thread.
Post by: ChiComCat on May 05, 2014, 03:20:36 PM
SD does make a solid point though
Post by: The Tonya Harding of Twitter Users Creep on May 05, 2014, 03:21:38 PM
Post by: The Tonya Harding of Twitter Users Creep on May 05, 2014, 03:22:01 PM
Post by: puniraptor on May 05, 2014, 03:23:16 PM
MONEY 4 #LIFE
Post by: SkinnyBenny on May 05, 2014, 03:23:23 PM
Post by: _33 on May 05, 2014, 03:23:51 PM
Post by: SkinnyBenny on May 05, 2014, 03:26:04 PM
Post by: Emo EMAW on May 05, 2014, 03:27:07 PM
Post by: Rage Against the McKee on May 05, 2014, 03:29:33 PM
Charles Schwab apparently reimburses you for every single ATM fee everywhere. This is important to us because we are stud travelers.
I use a credit union that does this. It's nice for the 2-3 times per year that I have to come up with some cash.
Post by: SkinnyBenny on May 05, 2014, 03:32:15 PM
Charles Schwab apparently reimburses you for every single ATM fee everywhere. This is important to us because we are stud travelers.
I use a credit union that does this. It's nice for the 2-3 times per year that I have to come up with some cash.
Yes. Bigger deal if you live in New Orleans because this city is supes behind the times and there are tons of places that only take cash for some dumbass reason.
Post by: Rage Against the McKee on May 05, 2014, 03:33:02 PM
Charles Schwab apparently reimburses you for every single ATM fee everywhere. This is important to us because we are stud travelers.
I use a credit union that does this. It's nice for the 2-3 times per year that I have to come up with some cash.
Yes. Bigger deal if you live in New Orleans because this city is supes behind the times and there are tons of places that only take cash for some dumbass reason.
Those places cheat on their taxes.
Post by: Emo EMAW on May 05, 2014, 03:33:02 PM
Charles Schwab apparently reimburses you for every single ATM fee everywhere. This is important to us because we are stud travelers.
I use a credit union that does this. It's nice for the 2-3 times per year that I have to come up with some cash.
Yes. Bigger deal if you live in New Orleans because this city is supes behind the times and there are tons of places that only take cash for some dumbass reason.
rampant corruption, money laundering, etc
Post by: MakeItRain on May 05, 2014, 03:33:49 PM
http://www.co-opsharedbranch.org/
http://co-opatm.org/
Post by: Emo EMAW on May 05, 2014, 03:34:46 PM
If you travel a lot use a credit union that's a part of the co-op network.
http://www.co-opsharedbranch.org/
http://co-opatm.org/
Is there an easy way to find an in-network ATM from a smart phone? Like an app or something?
Post by: _33 on May 05, 2014, 03:35:25 PM
Post by: MakeItRain on May 05, 2014, 03:37:22 PM
If you travel a lot use a credit union that's a part of the co-op network.
http://www.co-opsharedbranch.org/
http://co-opatm.org/
Is there an easy way to find an in-network ATM from a smart phone? Like an app or something?
Yes they have an app. My home credit union, Meritrust, has an app that shows all of the network atms and branches too.
Post by: michigancat on May 05, 2014, 03:40:48 PM
They don't have their own ATM network but instead uses a weird national network of ATM's at 7-11's, Targets, and scuzzy cash-only bars.
Post by: nicname on May 05, 2014, 03:43:01 PM
My mom has crap credit from her p.o.s ex-husband. When she moved to a certain Kansas small-town 8 or 9 years ago she started building credit with them almost immediately. She started small at first and now, even with a modest income, she has built a pretty good credit relationship with the local bank there. Credit is still tough for her outside of that, but she really doesn't need to look elsewhere.
Post by: puniraptor on May 05, 2014, 03:44:21 PM
(https://goemaw.com/forum/proxy.php?request=http%3A%2F%2Fwww.independentmusicpromotions.com%2Fwp-content%2Fuploads%2F2013%2F02%2FMoney.jpg&hash=5ee35ccf017efd0d7d05b2d6df7708286036fc26)(https://goemaw.com/forum/proxy.php?request=http%3A%2F%2Fbinaryapi.ap.org%2F050866f8cce042448b3ee729465ec52c%2F940x.jpg&hash=1b0498993cb134128afdc60e036c35c98d7d8900)
Post by: pissclams on May 05, 2014, 04:55:43 PM
Post by: KITNfury on May 05, 2014, 05:13:04 PM
why a joint account? seems unnecessaryYeah.
I’m not married, but if/when I do become hitched, I intend to have 3 accounts. The bill paying one, mine, and hers. Seems much easier to put x amount into each of our and y amount in the bill one. That way you can spend your money the way you see fit without starting arguments. She buys some expensive handbag? If it’s out of her account, who cares. You buy a wave runner without running it by her? Well, you used “your” money so she can’t say anything. Seems simpler. Kind of like you each get an allowance to do with what you want.
Post by: SkinnyBenny on May 05, 2014, 05:27:24 PM
Post by: Dugout DickStone on May 05, 2014, 05:30:23 PM
Post by: _33 on May 05, 2014, 05:32:05 PM
why a joint account? seems unnecessaryYeah.
I’m not married, but if/when I do become hitched, I intend to have 3 accounts. The bill paying one, mine, and hers. Seems much easier to put x amount into each of our and y amount in the bill one. That way you can spend your money the way you see fit without starting arguments. She buys some expensive handbag? If it’s out of her account, who cares. You buy a wave runner without running it by her? Well, you used “your” money so she can’t say anything. Seems simpler. Kind of like you each get an allowance to do with what you want.
No, you should pool all your money and big purchases should be discussed and agreed upon together. Do you guys even know anything about marriage?
Post by: GoodForAnother on May 05, 2014, 05:46:01 PM
Post by: Boom Roasted on May 05, 2014, 06:12:30 PM
Post by: 420seriouscat69 on May 05, 2014, 06:15:36 PM
Post by: CNS on May 05, 2014, 06:22:46 PM
Post by: pissclams on May 05, 2014, 06:26:45 PM
pro-tip: having 1 checking account is easier than having 3 checking accounts
pro tip: having a checking account isn't hard
Post by: slobber on May 05, 2014, 07:07:14 PM
Also, even with separate accounts, big purchases should be discussed before being made. "Big" will be defined differently as you get older.
Gonna win 'em all!
Post by: WonderMeal on May 05, 2014, 07:59:53 PM
Like other wise old EMAWs Slobbs and CNS, I am getting some good LOLs at these unmarried noobs over here. The key to married finances is not "mine vs. hers" or "jetskis vs. handbags," it's "Hey we got married, so we need to have regular conversations about our financial future. What goals do we have? What debts do we have? Where can we splurge? What's important to us?" You know, because you're married, and that's what happily married people do.
I mean, have none of you read the Debt Collectors thread?
Post by: pissclams on May 05, 2014, 08:09:20 PM
Schwab is BITB at this. Free checks (lol at checks), no ATM fees anywhere, no fees ever, super-nice customer service peeps, great website, can easily split money up between multiple brokerage accounts. I know many EMAW elites who use Schwab and have never heard one complaint.
Like other wise old EMAWs Slobbs and CNS, I am getting some good LOLs at these unmarried noobs over here. The key to married finances is not "mine vs. hers" or "jetskis vs. handbags," it's "Hey we got married, so we need to have regular conversations about our financial future. What goals do we have? What debts do we have? Where can we splurge? What's important to us?" You know, because you're married, and that's what happily married people do.
I mean, have none of you read the Debt Collectors thread?
SUPER QUIZ: what does any of this have to do with combining checking accounts?
78% of Americans voted: Nothing
Post by: Bloodfart on May 05, 2014, 08:12:57 PM
Post by: GoodForAnother on May 05, 2014, 08:45:08 PM
pro-tip: having 1 checking account is easier than having 3 checking accounts
pro tip: having a checking account isn't hard
your face isn't hard
Post by: kim carnes on May 05, 2014, 08:52:10 PM
Post by: raquetcat on May 05, 2014, 08:59:53 PM
Schwab is BITB at this. Free checks (lol at checks), no ATM fees anywhere, no fees ever, super-nice customer service peeps, great website, can easily split money up between multiple brokerage accounts. I know many EMAW elites who use Schwab and have never heard one complaint.Wondermeal just knocked it out of the park
Like other wise old EMAWs Slobbs and CNS, I am getting some good LOLs at these unmarried noobs over here. The key to married finances is not "mine vs. hers" or "jetskis vs. handbags," it's "Hey we got married, so we need to have regular conversations about our financial future. What goals do we have? What debts do we have? Where can we splurge? What's important to us?" You know, because you're married, and that's what happily married people do.
I mean, have none of you read the Debt Collectors thread?
Post by: star seed 7 on May 05, 2014, 09:26:00 PM
Post by: GoodForAnother on May 05, 2014, 09:30:10 PM
Schwab is BITB at this. Free checks (lol at checks), no ATM fees anywhere, no fees ever, super-nice customer service peeps, great website, can easily split money up between multiple brokerage accounts. I know many EMAW elites who use Schwab and have never heard one complaint.
Like other wise old EMAWs Slobbs and CNS, I am getting some good LOLs at these unmarried noobs over here. The key to married finances is not "mine vs. hers" or "jetskis vs. handbags," it's "Hey we got married, so we need to have regular conversations about our financial future. What goals do we have? What debts do we have? Where can we splurge? What's important to us?" You know, because you're married, and that's what happily married people do.
I mean, have none of you read the Debt Collectors thread?
hey WonderMeal. I like your post. have a good day!
Post by: SkinnyBenny on May 05, 2014, 09:53:03 PM
Post by: ew2x4 on May 05, 2014, 10:01:26 PM
Post by: SkinnyBenny on May 05, 2014, 10:02:50 PM
Post by: SkinnyBenny on May 05, 2014, 10:04:38 PM
Post by: ew2x4 on May 05, 2014, 10:12:00 PM
I really don't get why small banks advertise their fantastic customer service vs. the big guys. I mean who really gives a eff if they know my name and say it when I walk in? I don't. Know what I give a eff about? Having tons and tons of ATMs and branches all around the city and country.
I can't remember the last time I went to an ATM or a branch. Let alone need one out of my city. I want a good app, good online management, and a bank that won't eff me over. Maybe some investment options? That's about it.
Post by: ew2x4 on May 05, 2014, 10:14:07 PM
Just one on the side for splurges like an Icee now and then. :D
Is the wife going to bust your balls over a couple bucks?
Post by: wetwillie on May 05, 2014, 10:18:39 PM
Post by: KITNfury on May 05, 2014, 10:22:02 PM
Post by: ew2x4 on May 05, 2014, 10:25:17 PM
Post by: Dugout DickStone on May 05, 2014, 10:26:15 PM
put your money in a coffee can
In a cave
Post by: GoodForAnother on May 05, 2014, 10:31:59 PM
Go local with whatever you do. None of those evil assholes like Wells Fargo. And I don't really see a benefit of multiple checking accounts unless you're awful with money.
small banks take your money just like big banks
Post by: kim carnes on May 05, 2014, 10:36:42 PM
Post by: puniraptor on May 05, 2014, 10:37:40 PM
Here is my advice, choose the bank that you think is right for you.
STUPID
Post by: ew2x4 on May 05, 2014, 10:40:06 PM
Go local with whatever you do. None of those evil assholes like Wells Fargo. And I don't really see a benefit of multiple checking accounts unless you're awful with money.
small banks take your money just like big banks
Well that is their job. What matters is what they do with the money. Some places like Wells Fargo have some awful horror stories. Have fun with that.
Post by: OB_Won on May 05, 2014, 10:51:16 PM
We were honest about our debt and assets while dating. We saw each other's FICO scores for all 3 bureaus while engaged. We then decided on financial goals and what we wanted out of life prior to marriage. We set a budget for retirement, investments, savings, bills, etc.
With direct deposit, online bill pay, mobile banking, etc. there really isn't much of a reason to go to a branch except maybe applying for a home loan.
We have a text sent to our phones if anything over $10 is deposited, withdrawn, or transferred from our checking or savings accounts in case of fraud. I don't bug her about what she buys, and she doesn't bug me. If we spend more than $100 for non-essentials then we discuss it with each other prior. However, we've found that when we're responsible with our money we don't care if the other person splurges on something.
I hope I never feel like she holds my jewels in her purse, or she feels like I'm her father. We don't always agree, but we find we can always come to a common understanding when we work towards a solution together.
Post by: GoodForAnother on May 05, 2014, 11:08:37 PM
Go local with whatever you do. None of those evil assholes like Wells Fargo. And I don't really see a benefit of multiple checking accounts unless you're awful with money.
small banks take your money just like big banks
Well that is their job. What matters is what they do with the money. Some places like Wells Fargo have some awful horror stories. Have fun with that.
small local banks have awful horror stories too. sure, wells fargo has more, but that's probably because they have 70 million customers.
Post by: ew2x4 on May 05, 2014, 11:10:02 PM
Go local with whatever you do. None of those evil assholes like Wells Fargo. And I don't really see a benefit of multiple checking accounts unless you're awful with money.
small banks take your money just like big banks
Well that is their job. What matters is what they do with the money. Some places like Wells Fargo have some awful horror stories. Have fun with that.
small local banks have awful horror stories too. sure, wells fargo has more, but that's probably because they have 70 million customers.
Ok. Well, good luck with that.
Post by: steve dave on May 06, 2014, 06:19:19 AM
Post by: SkinnyBenny on May 06, 2014, 06:27:02 AM
Post by: steve dave on May 06, 2014, 07:08:35 AM
Post by: SkinnyBenny on May 06, 2014, 07:43:50 AM
Post by: slobber on May 06, 2014, 07:45:35 AM
Run everything by Jeeves 1st. gE 2nd.
Gonna win 'em all!
Post by: SkinnyBenny on May 06, 2014, 07:46:30 AM
dobber's financial pro tip:
Run everything by Jeeves 1st. gE 2nd.
Gonna win 'em all!
The word.
Post by: SkinnyBenny on May 06, 2014, 07:48:43 AM
Post by: pissclams on May 06, 2014, 07:51:23 AM
how are you guys going to fund this thing? like, direct deposit paychecks in each of your individual accounts and then transfer a set amount to the joint each month? does the higher earner deposit more?
don't most companies allow for multiple direct deposits? i know mine does- some money to acct a, some to acct b, etc. you just tell them what percentage goes where.
i still haven't figured out the need for a joint account, no one has given a reason
Post by: Dr Rick Daris on May 06, 2014, 08:01:10 AM
how are you guys going to fund this thing? like, direct deposit paychecks in each of your individual accounts and then transfer a set amount to the joint each month? does the higher earner deposit more?
don't most companies allow for multiple direct deposits? i know mine does- some money to acct a, some to acct b, etc. you just tell them what percentage goes where.
i still haven't figured out the need for a joint account, no one has given a reason
a single joint account makes it easier for paying bills. like if you don't have a joint account, who pays for cable? who pays for food? little clams goes to the ER because he busted up his knee at mcdonalds and you decide not to sue. who pays that $200 ER bill? he was with mrs clams at the time so it comes out of her account? if you go out to dinner together do you make the waitress split the check and pay out of seperate accounts? what about the babysitter? your idea to get out of the house and have a date night so you have to pay? i mean you get a joint account for the same reason that most married people choose to live in the same house and in the same town. it's easier. like way easier. i can't for the life of me imagine what the reasons would be for not having one. i mean we can talk about the reasons for having one i guess but i want to hear the need or reasons to not have one. i can't even imagine.
Post by: Dr Rick Daris on May 06, 2014, 08:04:46 AM
Post by: Dr Rick Daris on May 06, 2014, 08:06:43 AM
Post by: Dr Rick Daris on May 06, 2014, 08:08:21 AM
Post by: SkinnyBenny on May 06, 2014, 08:08:48 AM
how are you guys going to fund this thing? like, direct deposit paychecks in each of your individual accounts and then transfer a set amount to the joint each month? does the higher earner deposit more?
don't most companies allow for multiple direct deposits? i know mine does- some money to acct a, some to acct b, etc. you just tell them what percentage goes where.
i still haven't figured out the need for a joint account, no one has given a reason
a single joint account makes it easier for paying bills. like if you don't have a joint account, who pays for cable? who pays for food? little clams goes to the ER because he busted up his knee at mcdonalds and you decide not to sue. who pays that $200 ER bill? he was with mrs clams at the time so it comes out of her account? if you go out to dinner together do you make the waitress split the check and pay out of seperate accounts? what about the babysitter? your idea to get out of the house and have a date night so you have to pay? i mean you get a joint account for the same reason that most married people choose to live in the same house and in the same town. it's easier. like way easier. i can't for the life of me imagine what the reasons would be for not having one. i mean we can talk about the reasons for having one i guess but i want to hear the need or reasons to not have one. i can't even imagine.
Yeah, pretty much this.
Here comes RowdyBoyy :ump:
Post by: XocolateThundarr on May 06, 2014, 08:13:14 AM
Post by: Dr Rick Daris on May 06, 2014, 08:17:49 AM
my wife and i had a joint checking account before we got married, maybe even before we got engaged. can't remember for sure but def before the marriage though.
Post by: steve dave on May 06, 2014, 08:17:58 AM
Post by: pissclams on May 06, 2014, 08:19:08 AM
how are you guys going to fund this thing? like, direct deposit paychecks in each of your individual accounts and then transfer a set amount to the joint each month? does the higher earner deposit more?
don't most companies allow for multiple direct deposits? i know mine does- some money to acct a, some to acct b, etc. you just tell them what percentage goes where.
i still haven't figured out the need for a joint account, no one has given a reason
a single joint account makes it easier for paying bills. like if you don't have a joint account, who pays for cable? who pays for food? little clams goes to the ER because he busted up his knee at mcdonalds and you decide not to sue. who pays that $200 ER bill? he was with mrs clams at the time so it comes out of her account? if you go out to dinner together do you make the waitress split the check and pay out of seperate accounts? what about the babysitter? your idea to get out of the house and have a date night so you have to pay? i mean you get a joint account for the same reason that most married people choose to live in the same house and in the same town. it's easier. like way easier. i can't for the life of me imagine what the reasons would be for not having one. i mean we can talk about the reasons for having one i guess but i want to hear the need or reasons to not have one. i can't even imagine.
reason not to have one? did you have a joint account when you were dating your girlfriend in college? do you have a joint account with your folks? how about a joint account with the guy in the office next to you at work?
your kid is at the ER or you're on a date with your wife and you're worried about who's going to pay? bigger issues are at play here that you're not recognizing.
how hard is it to remember that you're in charge of the cable bill each month? i guess maybe it's tough for some. dunno.
Post by: steve dave on May 06, 2014, 08:20:31 AM
how are you guys going to fund this thing? like, direct deposit paychecks in each of your individual accounts and then transfer a set amount to the joint each month? does the higher earner deposit more?
don't most companies allow for multiple direct deposits? i know mine does- some money to acct a, some to acct b, etc. you just tell them what percentage goes where.
i still haven't figured out the need for a joint account, no one has given a reason
a single joint account makes it easier for paying bills. like if you don't have a joint account, who pays for cable? who pays for food? little clams goes to the ER because he busted up his knee at mcdonalds and you decide not to sue. who pays that $200 ER bill? he was with mrs clams at the time so it comes out of her account? if you go out to dinner together do you make the waitress split the check and pay out of seperate accounts? what about the babysitter? your idea to get out of the house and have a date night so you have to pay? i mean you get a joint account for the same reason that most married people choose to live in the same house and in the same town. it's easier. like way easier. i can't for the life of me imagine what the reasons would be for not having one. i mean we can talk about the reasons for having one i guess but i want to hear the need or reasons to not have one. i can't even imagine.
reason not to have one? did you have a joint account when you were dating your girlfriend in college? do you have a joint account with your folks? how about a joint account with the guy in the office next to you at work?
your kid is at the ER or you're on a date with your wife and you're worried about who's going to pay? bigger issues are at play here that you're not recognizing.
how hard is it to remember that you're in charge of the cable bill each month? i guess maybe it's tough for some. dunno.
you don't legally split assets with any of those people. and you didn't name a benefit of having multiple.
Post by: pissclams on May 06, 2014, 08:21:01 AM
I mean, what is the benefit of juggling two or three accounts when you could have one? the convenience is significant. like rick points out almost everything you buy is going to be for the benefit of both of you. I'm sure people have good systems for keeping their finances seperate but I can't think of a reason to do so. maybe the keeping stuff secret thing or whatever. if that's what you need to do then that's a different issue. or insecurity and commitment issues but you just got married.
balls, meet wife's vice grip.
Post by: SkinnyBenny on May 06, 2014, 08:22:17 AM
I mean, what is the benefit of juggling two or three accounts when you could have one? the convenience is significant. like rick points out almost everything you buy is going to be for the benefit of both of you. I'm sure people have good systems for keeping their finances seperate but I can't think of a reason to do so. maybe the keeping stuff secret thing or whatever. if that's what you need to do then that's a different issue. or insecurity and commitment issues but you just got married.
ya, seems way easier. Jeeves said it was so your wife can get manicures from her "fun" account and you can go buy ammo and beer with your bros and no one gets their knickers in a twist about it. But neither Sb or Mrs. Sb are really knickers in a twist type people so w/e.
Post by: pissclams on May 06, 2014, 08:23:08 AM
how are you guys going to fund this thing? like, direct deposit paychecks in each of your individual accounts and then transfer a set amount to the joint each month? does the higher earner deposit more?
don't most companies allow for multiple direct deposits? i know mine does- some money to acct a, some to acct b, etc. you just tell them what percentage goes where.
i still haven't figured out the need for a joint account, no one has given a reason
a single joint account makes it easier for paying bills. like if you don't have a joint account, who pays for cable? who pays for food? little clams goes to the ER because he busted up his knee at mcdonalds and you decide not to sue. who pays that $200 ER bill? he was with mrs clams at the time so it comes out of her account? if you go out to dinner together do you make the waitress split the check and pay out of seperate accounts? what about the babysitter? your idea to get out of the house and have a date night so you have to pay? i mean you get a joint account for the same reason that most married people choose to live in the same house and in the same town. it's easier. like way easier. i can't for the life of me imagine what the reasons would be for not having one. i mean we can talk about the reasons for having one i guess but i want to hear the need or reasons to not have one. i can't even imagine.
reason not to have one? did you have a joint account when you were dating your girlfriend in college? do you have a joint account with your folks? how about a joint account with the guy in the office next to you at work?
your kid is at the ER or you're on a date with your wife and you're worried about who's going to pay? bigger issues are at play here that you're not recognizing.
how hard is it to remember that you're in charge of the cable bill each month? i guess maybe it's tough for some. dunno.
you don't legally split assets with any of those people. and you didn't name a benefit of having multiple.
he currently doesn't have a joint account, those lobbying for the joint account need to provide the reason to move from what he's currently doing. the wife's balls vice grip isn't a good reason. convenience isn't either considering it's just as convenient to keep them separate.
Post by: steve dave on May 06, 2014, 08:23:39 AM
I mean, what is the benefit of juggling two or three accounts when you could have one? the convenience is significant. like rick points out almost everything you buy is going to be for the benefit of both of you. I'm sure people have good systems for keeping their finances seperate but I can't think of a reason to do so. maybe the keeping stuff secret thing or whatever. if that's what you need to do then that's a different issue. or insecurity and commitment issues but you just got married.
ya, seems way easier. Jeeves said it was so your wife can get manicures from her "fun" account and you can go buy ammo and beer with your bros and no one gets mad about it.
I can see that being needed if people have trouble controlling spending and they need a specific account with limited funds. but again, that seems like a solution for idiots who have bigger problems than how many checking accounts to have.
Post by: Emo EMAW on May 06, 2014, 08:31:41 AM
why a joint account? seems unnecessaryYeah.
I’m not married, but if/when I do become hitched, I intend to have 3 accounts. The bill paying one, mine, and hers. Seems much easier to put x amount into each of our and y amount in the bill one. That way you can spend your money the way you see fit without starting arguments. She buys some expensive handbag? If it’s out of her account, who cares. You buy a wave runner without running it by her? Well, you used “your” money so she can’t say anything. Seems simpler. Kind of like you each get an allowance to do with what you want.
We do this, except we have the fourth account, savings.
Post by: tdaver on May 06, 2014, 08:32:14 AM
Post by: pissclams on May 06, 2014, 08:38:26 AM
in this convenient-centric world, things like checking accounts are a massive pain in the ass and are dying a quick death.
the fewer accounts, the better, that's what i always say. and in this world of high stakes banking, 0 > more than 0.
Post by: steve dave on May 06, 2014, 08:40:28 AM
why even have a checking account, it's way easier to just put the money in a pile on the living room floor. have to go to the store? grab some dollars. no need to ever worry about losing your card, running out of checks, or finding an atm ever again.
well, that's what people who follow dave ramsey do. except the pile is organized into envelopes.
Post by: Bloodfart on May 06, 2014, 08:43:16 AM
Post by: Dugout DickStone on May 06, 2014, 08:59:00 AM
Post by: Emo EMAW on May 06, 2014, 09:05:28 AM
Mrs. Bf melts down when I eat the last scoop of icecream without consulting with her first. I can't imagine what she would do if I bought a tractor or something without full disclosure.
You should get on the Emo FIL plan. Every week he sits his wife down and just has her sign a bunch of crap, like when they buy land or need a loan or whatever. She's stopped asking questions by now.
Post by: KITNfury on May 06, 2014, 09:24:04 AM
I mean, what is the benefit of juggling two or three accounts when you could have one? the convenience is significant. like rick points out almost everything you buy is going to be for the benefit of both of you. I'm sure people have good systems for keeping their finances seperate but I can't think of a reason to do so. maybe the keeping stuff secret thing or whatever. if that's what you need to do then that's a different issue. or insecurity and commitment issues but you just got married.I'm not married but I plan never have to worry about hearing about it for buying what I want with my money. I mean, if "juggling" (lol) a few accounts is too complicated for you, then by all means, keep one and do what works for you.
But, money arguments are a common problem in marriages. Seems easier to avoid this problem by allowing each person to do what they want.
Post by: Rage Against the McKee on May 06, 2014, 09:27:21 AM
I mean, what is the benefit of juggling two or three accounts when you could have one? the convenience is significant. like rick points out almost everything you buy is going to be for the benefit of both of you. I'm sure people have good systems for keeping their finances seperate but I can't think of a reason to do so. maybe the keeping stuff secret thing or whatever. if that's what you need to do then that's a different issue. or insecurity and commitment issues but you just got married.I'm not married but I plan never have to worry about hearing about it for buying what I want with my money. I mean, if "juggling" (lol) a few accounts is too complicated for you, then by all means, keep one and do what works for you.
But, money arguments are a common problem in marriages. Seems easier to avoid this problem by allowing each person to do what they want.
Yeah, until your wife wants to upgrade to a bigger house and you just went out and bought a jet ski so the only way that is ever going to happen is if she saves every penny she earns while you go have fun with what's yours.
Post by: CNS on May 06, 2014, 09:28:33 AM
I mean, what is the benefit of juggling two or three accounts when you could have one? the convenience is significant. like rick points out almost everything you buy is going to be for the benefit of both of you. I'm sure people have good systems for keeping their finances seperate but I can't think of a reason to do so. maybe the keeping stuff secret thing or whatever. if that's what you need to do then that's a different issue. or insecurity and commitment issues but you just got married.
ya, seems way easier. Jeeves said it was so your wife can get manicures from her "fun" account and you can go buy ammo and beer with your bros and no one gets their knickers in a twist about it. But neither Sb or Mrs. Sb are really knickers in a twist type people so w/e.
To clarify, you should both definitely be paying yourselves a little something out of your budget for that specific type of thing. If you want a separate acct for that money, who cares.
Post by: puniraptor on May 06, 2014, 09:29:40 AM
i dont see how buying stuff in secret isnt worse? out of sight out of mind until she sees the motorcycle in the garage or you see her new gucci gucci?
Post by: Bloodfart on May 06, 2014, 09:31:59 AM
Post by: puniraptor on May 06, 2014, 09:33:12 AM
Post by: _33 on May 06, 2014, 09:34:24 AM
I'm not married but I plan never have to worry about hearing about it for buying what I want with my money. I mean, if "juggling" (lol) a few accounts is too complicated for you, then by all means, keep one and do what works for you.
But, money arguments are a common problem in marriages. Seems easier to avoid this problem by allowing each person to do what they want.
Yes, any time you can avoid open communication in a marriage it is for the best. Nothing ruins a good marriage like discussing decisions together.
Post by: Rage Against the McKee on May 06, 2014, 09:35:01 AM
you can allow each person to do what they want out of one account?
i dont see how buying stuff in secret isnt worse? out of sight out of mind until she sees the motorcycle in the garage or you see her new gucci gucci?
Some people have severe budgeting problems and letting them do what they want out of the account that pays the bills can spell trouble. That is really the only reason to ever have separate accounts. If you marry somebody who is just terrible with money, it makes sense to have money for day to day living in an account that he/she cannot touch. Also, if you marry somebody with poor credit (same thing, really), I think they can go bankrupt without dragging your credit down with them if you keep everything separate.
Post by: KITNfury on May 06, 2014, 09:39:43 AM
I don't think buying what you want is closed communication. It's really not that hard guys.I'm not married but I plan never have to worry about hearing about it for buying what I want with my money. I mean, if "juggling" (lol) a few accounts is too complicated for you, then by all means, keep one and do what works for you.
But, money arguments are a common problem in marriages. Seems easier to avoid this problem by allowing each person to do what they want.
Yes, any time you can avoid open communication in a marriage it is for the best.
Direct deposit both paychecks into account #1. You each have a separate account that automatically draws X amount of dollars out of account #1 each month for you to do what you want with. Use account #1 to pay bills and save for family vacation etc. Never get into fights about each others spending. Seems pretty easy to me.
Post by: SkinnyBenny on May 06, 2014, 09:47:58 AM
Direct deposit both paychecks into account #1. You each have a separate account that automatically draws X amount of dollars out of account #1 each month for you to do what you want with. Use account #1 to pay bills and save for family vacation etc. Never get into fights about each others spending. Seems pretty easy to me.
That's the line of thinking from many of the articles Jeeves pulled up. Also nobody mentioned buying anything "in secret" from the side accounts or not communicating, just keeping a few throwaway joke bucks in a no-questions-asked side account to upgrade kat tix for the big game if you want to without starting a squabble about money or whatevs. Probably will just go w/ one joint acct though because we communicate freely in advance about everything and never really fight much. Can't decide for sure until kat kid weighs in though.
:billdance:
Post by: KITNfury on May 06, 2014, 09:54:02 AM
Well sure you should still talk. It's not like a guy won't have been contemplating buying a motorcycle for a while before actually pulling the trigger. I would imagine that would come up in conversation prior to the buy. But if he or she wants to conserve on spending for a while to get something he/she really wants that's a little pricey, they should be able to without trying to talk the other into it.Direct deposit both paychecks into account #1. You each have a separate account that automatically draws X amount of dollars out of account #1 each month for you to do what you want with. Use account #1 to pay bills and save for family vacation etc. Never get into fights about each others spending. Seems pretty easy to me.
That's the line of thinking from many of the articles Jeeves pulled up. Also nobody mentioned buying anything "in secret" from the side accounts or not communicating, just keeping a few throwaway joke bucks in a no-questions-asked side account to upgrade kat tix for the big game if you want to without starting a squabble about money or whatevs. Probably will just go w/ one joint acct though because we communicate freely in advance about everything and never really fight much. Won't decide for sure until kat kid weighs in though.
:billdance:
Post by: puniraptor on May 06, 2014, 09:56:11 AM
Post by: steve dave on May 06, 2014, 10:01:16 AM
I guess I understand the theory of putting hard limits on discretionary spending with the individual accounts separate from the household, but it seems more like a stomach stapling, an engineering control to limit a behavior.
the only other reason mentioned in this thread is to help control fights about money. the first one is for people who can't handle money and the second is for people who can't handle marriage. if you fall into either of these then maybe joint accounts are for you.
Post by: Dr Rick Daris on May 06, 2014, 10:03:20 AM
I guess I understand the theory of putting hard limits on discretionary spending with the individual accounts separate from the household, but it seems more like a stomach stapling, an engineering control to limit a behavior.
the only other reason mentioned in this thread is to help control fights about money. the first one is for people who can't handle money and the second is for people who can't handle marriage. if you fall into either of these then maybe joint accounts are for you.
yep. in addition to the joint accounts for the above situation, i'd also possibly suggest separate living spaces as well as maybe not even getting married.
Post by: Daddy Claxton on May 06, 2014, 10:08:12 AM
Post by: puniraptor on May 06, 2014, 10:10:25 AM
Happily married for 12 years with separate accounts. Each one's income goes into his/her own account and then we divide the expenses up and each pay what we agreed to pay. Each one's excess is put into savings and personal spending as we've agreed with each other. We discuss expenses and budget in order to divide the expenses and allocate savings, so it works fine. If we get divorced I'm sure it will have nothing to do with where we deposit our paychecks.
bets: hedged
smart, daddy.
Post by: BIG APPLE CAT on May 06, 2014, 10:13:46 AM
*I am the least qualified person to be giving any advice whatsoever when it comes to money re: debt collectors thread.
Post by: ben ji on May 06, 2014, 10:30:09 AM
Side note- ben ji's parents had a joint account the first 25 or so years of marriage but sometime after I moved off to college they switched to having their own accounts. I've never really asked how it's set up(Mom pays for X, Dad pays for X) but their mortgage is paid off so that probably makes it a little easier.
Post by: Mr Bread on May 06, 2014, 10:30:31 AM
SD and RD have already said it, but if that's how you need to get along you are a complete dumbfuck for getting married.
Post by: 420seriouscat69 on May 06, 2014, 10:32:54 AM
Post by: KITNfury on May 06, 2014, 10:43:34 AM
Post by: ben ji on May 06, 2014, 10:44:40 AM
How does it work when you buy something for the other person? Say you want to surprise your wife with a big purchase, maybe some jewelry or something. Wouldn't she check the account balance and see that X amount of money was spent at a jewelry store and ruin the surprise?
What about christmas gifts? "Welp, checked my bank account and it looks like sally dropped $100 at bass pro the other day, looks like I know I'm getting fishing gear for christmas"
Post by: puniraptor on May 06, 2014, 10:46:14 AM
question for you joint checking account people.
How does it work when you buy something for the other person? Say you want to surprise your wife with a big purchase, maybe some jewelry or something. Wouldn't she check the account balance and see that X amount of money was spent at a jewelry store and ruin the surprise?
What about christmas gifts? "Welp, checked my bank account and it looks like sally dropped $100 at bass pro the other day, looks like I know I'm getting fishing gear for christmas"
in practice, it's a combination of her never looking at the account anyway and a reduced incidence in true suprise giftgiving
Post by: steve dave on May 06, 2014, 10:47:29 AM
question for you joint checking account people.
How does it work when you buy something for the other person? Say you want to surprise your wife with a big purchase, maybe some jewelry or something. Wouldn't she check the account balance and see that X amount of money was spent at a jewelry store and ruin the surprise?
What about christmas gifts? "Welp, checked my bank account and it looks like sally dropped $100 at bass pro the other day, looks like I know I'm getting fishing gear for christmas"
do you even credit card?
Post by: ben ji on May 06, 2014, 10:51:51 AM
question for you joint checking account people.
How does it work when you buy something for the other person? Say you want to surprise your wife with a big purchase, maybe some jewelry or something. Wouldn't she check the account balance and see that X amount of money was spent at a jewelry store and ruin the surprise?
What about christmas gifts? "Welp, checked my bank account and it looks like sally dropped $100 at bass pro the other day, looks like I know I'm getting fishing gear for christmas"
do you even credit card?
Not enough :frown:
Post by: Daddy Claxton on May 06, 2014, 10:57:35 AM
What? Sounds like an account that your spouse is not entirely in the know about, from which you can spend no questions asked. Suggest you talk to a good divorce attorney ASAP.
do you even credit card?
Post by: puniraptor on May 06, 2014, 10:58:59 AM
Post by: michigancat on May 06, 2014, 11:00:27 AM
A lot of people in here that are insecure about their marriages and can’t handle people that do things differently.
I think you're the most intolerant in this thread.
Everyone's situation is different. Single joint accounts work for some while separate accounts work better for others.
Post by: Mrs. Gooch on May 06, 2014, 11:00:59 AM
do you even credit card?
That's what I was going to say. I am the one who checks the statements of our (joint) credit cards so I would know if he ever bought me a gift :ROFL:, but he would probably not know if I bought him one.
Post by: puniraptor on May 06, 2014, 11:02:37 AM
question for you joint checking account people.
How does it work when you buy something for the other person? Say you want to surprise your wife with a big purchase, maybe some jewelry or something. Wouldn't she check the account balance and see that X amount of money was spent at a jewelry store and ruin the surprise?
What about christmas gifts? "Welp, checked my bank account and it looks like sally dropped $100 at bass pro the other day, looks like I know I'm getting fishing gear for christmas"
do you even credit card?
Not enough :frown:
you should probably just assume that you are getting fishing gear every christmas
Post by: steve dave on May 06, 2014, 11:04:13 AM
What? Sounds like an account that your spouse is not entirely in the know about, from which you can spend no questions asked. Suggest you talk to a good divorce attorney ASAP.
do you even credit card?
she knows about it and can look at it if she wants to.
Post by: Mr Bread on May 06, 2014, 11:06:23 AM
A lot of people in here that are insecure about their marriages and can’t handle people that do things differently.
You don't do it differently.
Post by: Daddy Claxton on May 06, 2014, 11:07:05 AM
My wife and I each know each other's passwords for our separate accounts, btw.
Post by: Mrs. Gooch on May 06, 2014, 11:11:05 AM
In practice, how exactly is a joint account, that one spouse never looks at, different from a separate account?
My wife and I each know each other's passwords for our separate accounts, btw.
Because then you don't have to decide who is buying what; like RD was pointing out.
Post by: Daddy Claxton on May 06, 2014, 11:28:29 AM
Actually, now that I think about it, we are probably closer to having two joint accounts rather than separate accounts and it may be the most inefficient set up there is. Oh well, works for us.
Post by: Dugout DickStone on May 06, 2014, 11:35:03 AM
Did any of you sign prenups? :popcorn:
no. we both rich
Post by: 420seriouscat69 on May 06, 2014, 11:36:24 AM
Good to know. :) :cheers:Did any of you sign prenups? :popcorn:
no. we both rich
Post by: Mr Bread on May 06, 2014, 11:36:34 AM
Fair enough. I guess we've just never had much trouble deciding who buys what. Usually it's just the person that's there when it's time to pay. We frequently move money to/from each other's accounts when unexpected expenses arise.
Actually, now that I think about it, we are probably closer to having two joint accounts rather than separate accounts and it may be the most inefficient set up there is. Oh well, works for us.
Sounds like a great setup.
Post by: Dugout DickStone on May 06, 2014, 11:41:35 AM
Good to know. :) :cheers:Did any of you sign prenups? :popcorn:
no. we both rich
seriously tho, there is no one on this board who needs or has any reason to have a pre-nup.
Post by: 420seriouscat69 on May 06, 2014, 11:43:01 AM
Post by: Dugout DickStone on May 06, 2014, 11:45:25 AM
Oh, I totally agree. I'll just talk to you off to the side on this one.
My advice is already that she doesn't have enough $$ to require one.
Post by: 420seriouscat69 on May 06, 2014, 11:48:00 AM
:thumbs:Oh, I totally agree. I'll just talk to you off to the side on this one.
My advice is already that she doesn't have enough $$ to require one.
Post by: mocat on May 06, 2014, 11:48:54 AM
Post by: Tobias on May 06, 2014, 11:49:50 AM
Joint account seems like the best option for me and future mrs mocat but then again neither of us have crippling gambling addictions and also we love each other
have you considered daddy claxton's method as a "stress test" at the beginning?
Post by: Mrs. Gooch on May 06, 2014, 12:01:44 PM
Post by: CHONGS on May 06, 2014, 12:07:12 PM
Post by: SkinnyBenny on May 06, 2014, 12:26:31 PM
Boy this thread turned out to be a hamdinger.
Yeah lotsa this. (https://goemaw.com/forum/proxy.php?request=http%3A%2F%2Fwww.picgifs.com%2Fsmileys%2Fsmileys-and-emoticons%2Fboxing%2Fsmileys-boxing-434912.gif&hash=e3a9896f59f65ecf3b7c5f72ab8b74a4d7cd35f0)
Always feels great to start a thread that gets a bunch of people rankled about something or other. :cool: I gotta hang out more in the DK Dome.
Post by: pissclams on May 06, 2014, 12:33:12 PM
Fair enough. I guess we've just never had much trouble deciding who buys what. Usually it's just the person that's there when it's time to pay. We frequently move money to/from each other's accounts when unexpected expenses arise.
Actually, now that I think about it, we are probably closer to having two joint accounts rather than separate accounts and it may be the most inefficient set up there is. Oh well, works for us.
obviously deciding who buys what is a huge problem is some people's marriages (they should have never gotten married). i mean, WHO'S GONNA PAY THE ER BILL?
Post by: pissclams on May 06, 2014, 12:39:36 PM
Post by: Mrs. Gooch on May 06, 2014, 12:41:05 PM
Gooch: Well I just bought a new phone, new tablet, new vehicle. Plus I ate out and had the most expensive meal in the restaurant yesterday so I think I'll just cook something up tonight...After checking my account balance I guess I'll have ramen noodles.
Mrs. Gooch: I'll save some money by eating in too, but I'll have a steak.
Gooch: Who is going to cook your steak for you?
Mrs. Gooch: :dubious:
Post by: KITNfury on May 06, 2014, 12:50:15 PM
I said that people should do what works for them, so not sure what you're talking about. But, apparently if you split the accounts, you're hiding something or don't communicate. To each their own. I would prefer to prevent a problem instead of solve it once it occurs. Ounce of prevention/pound of cure type of thing. If people don't ever have money arguments, then there would be no reason to do it differently.A lot of people in here that are insecure about their marriages and can’t handle people that do things differently.
I think you're the most intolerant in this thread.
Everyone's situation is different. Single joint accounts work for some while separate accounts work better for others.
Post by: Mr Bread on May 06, 2014, 01:05:01 PM
the gas bill, it's here again. every F'N month this thing comes. and every month i'm going to stare at it until i figure out how, without a joint checking account, this thing is going to get paid. because at this point, without that joint account, it really doesn't seem possible and neither does marriage. and neither does life. nor the universe, nor gravity.
That sounds awful. What a shitty life that person has.
Post by: michigancat on May 06, 2014, 01:39:23 PM
I said that people should do what works for them, so not sure what you're talking about. But, apparently if you split the accounts, you're hiding something or don't communicate. To each their own. I would prefer to prevent a problem instead of solve it once it occurs. Ounce of prevention/pound of cure type of thing. If people don't ever have money arguments, then there would be no reason to do it differently.A lot of people in here that are insecure about their marriages and can’t handle people that do things differently.
I think you're the most intolerant in this thread.
Everyone's situation is different. Single joint accounts work for some while separate accounts work better for others.
uh yeah. This is clearly a "do what works for you" post:
I feel bad for guys that have to check with their wives before they buy what they want, which is apparently several of you here. Have separate money so you can take your balls out of her expensive handbag she bought without asking
Post by: Daddy Claxton on May 06, 2014, 01:55:18 PM
Here's a sample convo if we had separate accounts.Believe it or not my wife and I each make our own dinner. I suppose I'm doomed to divorce court.
Gooch: Well I just bought a new phone, new tablet, new vehicle. Plus I ate out and had the most expensive meal in the restaurant yesterday so I think I'll just cook something up tonight...After checking my account balance I guess I'll have ramen noodles.
Mrs. Gooch: I'll save some money by eating in too, but I'll have a steak.
Gooch: Who is going to cook your steak for you?
Mrs. Gooch: :dubious:
Post by: puniraptor on May 06, 2014, 01:57:19 PM
Here's a sample convo if we had separate accounts.Believe it or not my wife and I each make our own dinner. I suppose I'm doomed to divorce court.
Gooch: Well I just bought a new phone, new tablet, new vehicle. Plus I ate out and had the most expensive meal in the restaurant yesterday so I think I'll just cook something up tonight...After checking my account balance I guess I'll have ramen noodles.
Mrs. Gooch: I'll save some money by eating in too, but I'll have a steak.
Gooch: Who is going to cook your steak for you?
Mrs. Gooch: :dubious:
(https://goemaw.com/forum/proxy.php?request=http%3A%2F%2Fimages.askmen.com%2Fdating%2Fcurtsmith_400%2F441_the-argument-for-separate-beds-1033752-flash-1033752-flash.jpg&hash=f7adc263c8cee222c403c61949c690353e42c67c)
Post by: meow meow on May 06, 2014, 01:58:42 PM
Here's a sample convo if we had separate accounts.Believe it or not my wife and I each make our own dinner. I suppose I'm doomed to divorce court.
Gooch: Well I just bought a new phone, new tablet, new vehicle. Plus I ate out and had the most expensive meal in the restaurant yesterday so I think I'll just cook something up tonight...After checking my account balance I guess I'll have ramen noodles.
Mrs. Gooch: I'll save some money by eating in too, but I'll have a steak.
Gooch: Who is going to cook your steak for you?
Mrs. Gooch: :dubious:
like every night? why?
Post by: Mrs. Gooch on May 06, 2014, 01:59:40 PM
Here's a sample convo if we had separate accounts.Believe it or not my wife and I each make our own dinner. I suppose I'm doomed to divorce court.
Gooch: Well I just bought a new phone, new tablet, new vehicle. Plus I ate out and had the most expensive meal in the restaurant yesterday so I think I'll just cook something up tonight...After checking my account balance I guess I'll have ramen noodles.
Mrs. Gooch: I'll save some money by eating in too, but I'll have a steak.
Gooch: Who is going to cook your steak for you?
Mrs. Gooch: :dubious:
That seems very inefficient unless you guys are eating dinner at drastically different times.
Post by: Daddy Claxton on May 06, 2014, 02:03:15 PM
Post by: Tobias on May 06, 2014, 02:06:19 PM
Post by: Tobias on May 06, 2014, 02:07:12 PM
Post by: Daddy Claxton on May 06, 2014, 02:13:26 PM
i have no idea how daddy claxton has time to get anything done
Because I cook my own dinner and balance a checking account?
Also, mrs G, we usually spend credit card points on something for both of us.
Post by: michigancat on May 06, 2014, 02:24:59 PM
Post by: KITNfury on May 06, 2014, 02:41:01 PM
I stand by that quote. Doesn't mean I think it applies to all couples with a joint account. If you have to ask to buy something, maybe you should consider separating your money. If both parties can keep it straight without fights or permission, then they should do that. A lot of people can't. Fighting about money/spending is pretty common problem in relationships.I said that people should do what works for them, so not sure what you're talking about. But, apparently if you split the accounts, you're hiding something or don't communicate. To each their own. I would prefer to prevent a problem instead of solve it once it occurs. Ounce of prevention/pound of cure type of thing. If people don't ever have money arguments, then there would be no reason to do it differently.A lot of people in here that are insecure about their marriages and can’t handle people that do things differently.
I think you're the most intolerant in this thread.
Everyone's situation is different. Single joint accounts work for some while separate accounts work better for others.
uh yeah. This is clearly a "do what works for you" post:I feel bad for guys that have to check with their wives before they buy what they want, which is apparently several of you here. Have separate money so you can take your balls out of her expensive handbag she bought without asking
I certainly don't understand people slamming the idea because it's complicated or that it implies you're hiding something or lack of communication. It's really a pretty basic concept.
Post by: Mr Bread on May 06, 2014, 02:41:13 PM
Here's a sample convo if we had separate accounts.Believe it or not my wife and I each make our own dinner. I suppose I'm doomed to divorce court.
Gooch: Well I just bought a new phone, new tablet, new vehicle. Plus I ate out and had the most expensive meal in the restaurant yesterday so I think I'll just cook something up tonight...After checking my account balance I guess I'll have ramen noodles.
Mrs. Gooch: I'll save some money by eating in too, but I'll have a steak.
Gooch: Who is going to cook your steak for you?
Mrs. Gooch: :dubious:
It sounds like you have a great roommate.
Post by: michigancat on May 06, 2014, 02:47:53 PM
I stand by that quote. Doesn't mean I think it applies to all couples with a joint account. If you have to ask to buy something, maybe you should consider separating your money. If both parties can keep it straight without fights or permission, then they should do that. A lot of people can't. Fighting about money/spending is pretty common problem in relationships.I said that people should do what works for them, so not sure what you're talking about. But, apparently if you split the accounts, you're hiding something or don't communicate. To each their own. I would prefer to prevent a problem instead of solve it once it occurs. Ounce of prevention/pound of cure type of thing. If people don't ever have money arguments, then there would be no reason to do it differently.A lot of people in here that are insecure about their marriages and can’t handle people that do things differently.
I think you're the most intolerant in this thread.
Everyone's situation is different. Single joint accounts work for some while separate accounts work better for others.
uh yeah. This is clearly a "do what works for you" post:I feel bad for guys that have to check with their wives before they buy what they want, which is apparently several of you here. Have separate money so you can take your balls out of her expensive handbag she bought without asking
I certainly don't understand people slamming the idea because it's complicated or that it implies you're hiding something or lack of communication. It's really a pretty basic concept.
Who slammed the idea on a "pull your balls out of your wife's expensive handbag" level?
Post by: Mr Bread on May 06, 2014, 02:50:24 PM
I stand by that quote. Doesn't mean I think it applies to all couples with a joint account. If you have to ask to buy something, maybe you should consider separating your money. If both parties can keep it straight without fights or permission, then they should do that. A lot of people can't. Fighting about money/spending is pretty common problem in relationships.I said that people should do what works for them, so not sure what you're talking about. But, apparently if you split the accounts, you're hiding something or don't communicate. To each their own. I would prefer to prevent a problem instead of solve it once it occurs. Ounce of prevention/pound of cure type of thing. If people don't ever have money arguments, then there would be no reason to do it differently.A lot of people in here that are insecure about their marriages and can’t handle people that do things differently.
I think you're the most intolerant in this thread.
Everyone's situation is different. Single joint accounts work for some while separate accounts work better for others.
uh yeah. This is clearly a "do what works for you" post:I feel bad for guys that have to check with their wives before they buy what they want, which is apparently several of you here. Have separate money so you can take your balls out of her expensive handbag she bought without asking
That you think that someone whose wife required them to ask permission to buy things they want using the joint account funds would be okay with separate accounts as an alternative is the stupidest rough ridin' thing posted in this thread.
"Oh I can't buy the things I want, I see. What if I make it slightly harder for you to find out when I do it?"
It doesn't solve anything you colossal shitbrain. If it's a problem, then it remains a problem.
Post by: puniraptor on May 06, 2014, 02:52:01 PM
Post by: mocat on May 06, 2014, 02:53:04 PM
<--- understands the merits of speculation
:dunno:
Post by: KITNfury on May 06, 2014, 02:53:26 PM
I could have, perhaps, shown more tact.I stand by that quote. Doesn't mean I think it applies to all couples with a joint account. If you have to ask to buy something, maybe you should consider separating your money. If both parties can keep it straight without fights or permission, then they should do that. A lot of people can't. Fighting about money/spending is pretty common problem in relationships.I said that people should do what works for them, so not sure what you're talking about. But, apparently if you split the accounts, you're hiding something or don't communicate. To each their own. I would prefer to prevent a problem instead of solve it once it occurs. Ounce of prevention/pound of cure type of thing. If people don't ever have money arguments, then there would be no reason to do it differently.A lot of people in here that are insecure about their marriages and can’t handle people that do things differently.
I think you're the most intolerant in this thread.
Everyone's situation is different. Single joint accounts work for some while separate accounts work better for others.
uh yeah. This is clearly a "do what works for you" post:I feel bad for guys that have to check with their wives before they buy what they want, which is apparently several of you here. Have separate money so you can take your balls out of her expensive handbag she bought without asking
I certainly don't understand people slamming the idea because it's complicated or that it implies you're hiding something or lack of communication. It's really a pretty basic concept.
Who slammed the idea on a "pull your balls out of your wife's expensive handbag" level?
Post by: puniraptor on May 06, 2014, 02:53:35 PM
<--- book person
<--- understands the merits of speculation
:dunno:
(https://lh5.googleusercontent.com/-eqZAV67n_o8/UjxW_ikFjjI/AAAAAAAAC8o/niXKjU9mNZw/w500/hercule-poirot-o.gif)
Post by: mocat on May 06, 2014, 02:53:41 PM
<---- has head
:surprised:
Post by: mocat on May 06, 2014, 02:54:04 PM
Post by: KITNfury on May 06, 2014, 02:58:15 PM
Well, I don't see it that way. I see it a way to budget your combined money fairly where you both get to do what you want. Not about hiding a purchase.I stand by that quote. Doesn't mean I think it applies to all couples with a joint account. If you have to ask to buy something, maybe you should consider separating your money. If both parties can keep it straight without fights or permission, then they should do that. A lot of people can't. Fighting about money/spending is pretty common problem in relationships.I said that people should do what works for them, so not sure what you're talking about. But, apparently if you split the accounts, you're hiding something or don't communicate. To each their own. I would prefer to prevent a problem instead of solve it once it occurs. Ounce of prevention/pound of cure type of thing. If people don't ever have money arguments, then there would be no reason to do it differently.A lot of people in here that are insecure about their marriages and can’t handle people that do things differently.
I think you're the most intolerant in this thread.
Everyone's situation is different. Single joint accounts work for some while separate accounts work better for others.
uh yeah. This is clearly a "do what works for you" post:I feel bad for guys that have to check with their wives before they buy what they want, which is apparently several of you here. Have separate money so you can take your balls out of her expensive handbag she bought without asking
That you think that someone whose wife required them to ask permission to buy things they want using the joint account funds would be okay with separate accounts as an alternative is the stupidest rough ridin' thing posted in this thread.
"Oh I can't buy the things I want, I see. What if I make it slightly harder for you to find out when I do it?"
It doesn't solve anything you colossal shitbrain. If it's a problem, then it remains a problem.
If one person spends too freely in a combined account, it can inhibit the other from getting what they should fairly be able to have. Which leads to arguments and resentment. If one person is willing to concede they don't get what they want at the others expense, or both people can inherently manage to not overstep their bounds, then good for them (no sarcasm).
EDIT - to answer your question about the wife accepting it, this is why I think couples should start out with a split account so their no feeling of resentment if you bring it up later. Just start out that way and never have to deal with spending problems in the relationship.
Post by: Mr Bread on May 06, 2014, 03:09:27 PM
Post by: KITNfury on May 06, 2014, 03:13:24 PM
If the person in question is inclined to get pissed about how you spend money, then it's coming out at some point whether you start out separate or not. The problem isn't rough ridin' joint or separate accounts. If she's bitchy and bossy about how money is spent that isn't going anywhere. Do you even interact with other people in your life or is this all some simple-minded abstraction?I guess I find I've found that women are good with consistency. IME, it does go bad if you try to take back what you've given them, in this case the "power" to decide how you might spend your money. But I've found that if you both agree on something, and stay steady with it, then it goes well. Maybe you've had worse luck than I, I dunno.
Post by: Mr Bread on May 06, 2014, 03:16:24 PM
Post by: steve dave on May 06, 2014, 03:18:51 PM
If the person in question is inclined to get pissed about how you spend money, then it's coming out at some point whether you start out separate or not. The problem isn't rough ridin' joint or separate accounts. If she's bitchy and bossy about how money is spent that isn't going anywhere. Do you even interact with other people in your life or is this all some simple-minded abstraction?I guess I find I've found that women are good with consistency. IME, it does go bad if you try to take back what you've given them, in this case the "power" to decide how you might spend your money. But I've found that if you both agree on something, and stay steady with it, then it goes well. Maybe you've had worse luck than I, I dunno.
lol at you claiming other peoples wives had their balls in their purses :lol:
Post by: KITNfury on May 06, 2014, 03:19:42 PM
So simple-minded abstraction.Ok man. I would bet you have a problem with your wife/girlfriend judging from your responses.
Post by: Spracne on May 06, 2014, 03:23:06 PM
Post by: Mr Bread on May 06, 2014, 03:24:04 PM
So simple-minded abstraction.Ok man. I would bet you have a problem with your wife/girlfriend judging from your responses.
Yes, you've got this marriage thing all sorted. Women are basically parrots. Put a sheet on their cage and they think it's nighttime.
Post by: Mrs. Gooch on May 06, 2014, 03:30:27 PM
Post by: pissclams on May 06, 2014, 03:32:24 PM
Post by: KITNfury on May 06, 2014, 03:35:51 PM
Never said I had anything sorted out, but I would like to think that a guy doesn't marry someone that is a controlling bitch from the get-go. If I can assume that's true, you'd like to think that she'd be open to budgeting the money fairly. Now if you, or anyone else, marries someone that isn't reasonable, then yea you've got a problem that separate accounts won't fix. I will not marry someone like that.So simple-minded abstraction.Ok man. I would bet you have a problem with your wife/girlfriend judging from your responses.
Yes, you've got this marriage thing all sorted. Women are basically parrots. Put a sheet on their cage and they think it's nighttime.
Post by: Mr Bread on May 06, 2014, 03:49:18 PM
Never said I had anything sorted out, but I would like to think that a guy doesn't marry someone that is a controlling bitch from the get-go. If I can assume that's true, you'd like to think that she'd be open to budgeting the money fairly. Now if you, or anyone else, marries someone that isn't reasonable, then yea you've got a problem that separate accounts won't fix. I will not marry someone like that.So simple-minded abstraction.Ok man. I would bet you have a problem with your wife/girlfriend judging from your responses.
Yes, you've got this marriage thing all sorted. Women are basically parrots. Put a sheet on their cage and they think it's nighttime.
Just don't give her too much power or you'll spoil her. Once they get a taste, then plop go your nuts in the handbag.
Post by: Rage Against the McKee on May 06, 2014, 03:49:53 PM
Never said I had anything sorted out, but I would like to think that a guy doesn't marry someone that is a controlling bitch from the get-go. If I can assume that's true, you'd like to think that she'd be open to budgeting the money fairly. Now if you, or anyone else, marries someone that isn't reasonable, then yea you've got a problem that separate accounts won't fix. I will not marry someone like that.So simple-minded abstraction.Ok man. I would bet you have a problem with your wife/girlfriend judging from your responses.
Yes, you've got this marriage thing all sorted. Women are basically parrots. Put a sheet on their cage and they think it's nighttime.
Just don't give her too much power or you'll spoil her. Once they get a taste, then plop go your nuts in the handbag.
The worst part is when the cut them off, really.
Post by: KITNfury on May 06, 2014, 03:54:53 PM
You know that's not what I said. You're taking this awfully personal, Bread. Problems at home, buddy?Never said I had anything sorted out, but I would like to think that a guy doesn't marry someone that is a controlling bitch from the get-go. If I can assume that's true, you'd like to think that she'd be open to budgeting the money fairly. Now if you, or anyone else, marries someone that isn't reasonable, then yea you've got a problem that separate accounts won't fix. I will not marry someone like that.So simple-minded abstraction.Ok man. I would bet you have a problem with your wife/girlfriend judging from your responses.
Yes, you've got this marriage thing all sorted. Women are basically parrots. Put a sheet on their cage and they think it's nighttime.
Just don't give her too much power or you'll spoil her. Once they get a taste, then plop go your nuts in the handbag.
Post by: Mr Bread on May 06, 2014, 04:11:34 PM
So simple-minded abstraction.Ok man. I would bet you have a problem with your wife/girlfriend judging from your responses.
Yes, you've got this marriage thing all sorted. Women are basically parrots. Put a sheet on their cage and they think it's nighttime.
Never said I had anything sorted out, but I would like to think that a guy doesn't marry someone that is a controlling bitch from the get-go. If I can assume that's true, you'd like to think that she'd be open to budgeting the money fairly. Now if you, or anyone else, marries someone that isn't reasonable, then yea you've got a problem that separate accounts won't fix. I will not marry someone like that.
Just don't give her too much power or you'll spoil her. Once they get a taste, then plop go your nuts in the handbag.
You know that's not what I said. You're taking this awfully personal, Bread. Problems at home, buddy?
I feel bad for guys that have to check with their wives before they buy what they want, which is apparently several of you here. Have separate money so you can take your balls out of her expensive handbag she bought without asking
I guess I find I've found that women are good with consistency. IME, it does go bad if you try to take back what you've given them, in this case the "power" to decide how you might spend your money.
It looks like what you said. Could be it's my home problems making me not read so good, otherwise it seems like you might be a real shitbrain.
Post by: michigancat on May 06, 2014, 04:13:51 PM
You know that's not what I said. You're taking this awfully personal, Bread. Problems at home, buddy?Never said I had anything sorted out, but I would like to think that a guy doesn't marry someone that is a controlling bitch from the get-go. If I can assume that's true, you'd like to think that she'd be open to budgeting the money fairly. Now if you, or anyone else, marries someone that isn't reasonable, then yea you've got a problem that separate accounts won't fix. I will not marry someone like that.So simple-minded abstraction.Ok man. I would bet you have a problem with your wife/girlfriend judging from your responses.
Yes, you've got this marriage thing all sorted. Women are basically parrots. Put a sheet on their cage and they think it's nighttime.
Just don't give her too much power or you'll spoil her. Once they get a taste, then plop go your nuts in the handbag.
Yep, bread's balls are clearly stored in BIG HANDBAG
Post by: SkinnyBenny on May 06, 2014, 04:15:34 PM
Post by: Spracne on May 06, 2014, 04:15:49 PM
You know that's not what I said. You're taking this awfully personal, Bread. Problems at home, buddy?Never said I had anything sorted out, but I would like to think that a guy doesn't marry someone that is a controlling bitch from the get-go. If I can assume that's true, you'd like to think that she'd be open to budgeting the money fairly. Now if you, or anyone else, marries someone that isn't reasonable, then yea you've got a problem that separate accounts won't fix. I will not marry someone like that.So simple-minded abstraction.Ok man. I would bet you have a problem with your wife/girlfriend judging from your responses.
Yes, you've got this marriage thing all sorted. Women are basically parrots. Put a sheet on their cage and they think it's nighttime.
Just don't give her too much power or you'll spoil her. Once they get a taste, then plop go your nuts in the handbag.
Yep, bread's balls are clearly stored in BIG HANDBAG
FALSE. He stores them in a basket.
Post by: michigancat on May 06, 2014, 04:19:50 PM
The best part is how everyone prize fighting in this thread seems to be taking everything very personally. :eek: WILL continue watching even though the original question was settled ages ago. :popcorn:
The only one taking anything personally is KITN...people are just picking on him because he's a shitbrain.
Post by: Rage Against the McKee on May 06, 2014, 04:26:28 PM
The best part is how everyone prize fighting in this thread seems to be taking everything very personally. :eek: WILL continue watching even though the original question was settled ages ago. :popcorn:
Did you find a good credit union or go with one of the big banks?
Post by: SkinnyBenny on May 06, 2014, 04:34:59 PM
Post by: KITNfury on May 06, 2014, 04:40:04 PM
Haha, I said I didn't exactly use good tact originally MC.The best part is how everyone prize fighting in this thread seems to be taking everything very personally. :eek: WILL continue watching even though the original question was settled ages ago. :popcorn:
The only one taking anything personally is KITN...people are just picking on him because he's a shitbrain.
It's cool if you think joint accounts are best. I disagree though. Bread is undoubtedly butthurt though. Not sure why
Post by: Mr Bread on May 06, 2014, 04:41:54 PM
The best part is how everyone prize fighting in this thread seems to be taking everything very personally. :eek: WILL continue watching even though the original question was settled ages ago. :popcorn:
The only one taking anything personally is KITN...people are just picking on him because he's a shitbrain.
Attacking shitbrains is a bedrock principle of gE.com as I understood it. Very impersonal. Also SB thinking whether or not his question was answered matters to the survival of this thread. :confused: It's like he had a stroke. :frown:
Post by: puniraptor on May 06, 2014, 04:42:23 PM
Post by: michigancat on May 06, 2014, 05:12:05 PM
Haha, I said I didn't exactly use good tact originally MC.The best part is how everyone prize fighting in this thread seems to be taking everything very personally. :eek: WILL continue watching even though the original question was settled ages ago. :popcorn:
The only one taking anything personally is KITN...people are just picking on him because he's a shitbrain.
It's cool if you think joint accounts are best. I disagree though. Bread is undoubtedly butthurt though. Not sure why
I rough ridin' said joint works best for some, separate works best for others in a direct reply to you, no less. Good grief you're a dense one.
A lot of people in here that are insecure about their marriages and can’t handle people that do things differently.
I think you're the most intolerant in this thread.
Everyone's situation is different. Single joint accounts work for some while separate accounts work better for others.
Post by: KITNfury on May 06, 2014, 05:16:03 PM
no one cares about joint accounts at all. the issue is your assertation that spending money she can't see will avoid arguments over spending she doesnt want you to spend.It's simple budgeting. I think everyone should do that as a couple. It's just easier to avoid any conflicts of spending since it's equal for both.
I've already conceded that if a guy is married to a bitch or a woman to some dickface, then yeah, it won't work anyway because they made a bad choice in a spouse.
Post by: KITNfury on May 06, 2014, 05:18:59 PM
"You" was used generically in reference to anyone that that thinks joint is best. Sorry I wasn't clear.Haha, I said I didn't exactly use good tact originally MC.The best part is how everyone prize fighting in this thread seems to be taking everything very personally. :eek: WILL continue watching even though the original question was settled ages ago. :popcorn:
The only one taking anything personally is KITN...people are just picking on him because he's a shitbrain.
It's cool if you think joint accounts are best. I disagree though. Bread is undoubtedly butthurt though. Not sure why
I rough ridin' said joint works best for some, separate works best for others in a direct reply to you, no less. Good grief you're a dense one.A lot of people in here that are insecure about their marriages and can’t handle people that do things differently.
I think you're the most intolerant in this thread.
Everyone's situation is different. Single joint accounts work for some while separate accounts work better for others.
Post by: Gooch on May 06, 2014, 05:21:24 PM
As long as you keep her in the kitchen and barefoot from the very beginning she won't ever want to leave.Their is always an outlier. You need to stay the F out of the kitchen.
Post by: slobber on May 06, 2014, 06:39:36 PM
-said 234,637 comedians.
Gonna win 'em all!
Post by: kim carnes on May 06, 2014, 07:43:25 PM
Post by: slobber on May 06, 2014, 08:07:12 PM
Gonna win 'em all!
Post by: Bloodfart on May 06, 2014, 08:12:00 PM
Post by: Spracne on May 06, 2014, 08:22:33 PM
Hey let's all just combine our checking accounts
Thanks a lot, Obama :Ugh:
Post by: WonderMeal on May 06, 2014, 08:54:24 PM
=Mods?=, please change KITNfury to "MisogynistCat" or something similar. I'll fax in the forms.
Quote from: KITNfury, all day, ITT
I've already conceded that if a guy is married to a bitch
Never said I had anything sorted out, but I would like to think that a guy doesn't marry someone that is a controlling bitch from the get-go. If I can assume that's true, you'd like to think that she'd be open to budgeting the money fairly.
I guess I find I've found that women are good with consistency. IME, it does go bad if you try to take back what you've given them, in this case the "power" to decide how you might spend your money.
She buys some expensive handbag? If it’s out of her account, who cares. You buy a wave runner without running it by her? Well, you used “your” money so she can’t say anything.
I feel bad for guys that have to check with their wives before they buy what they want, which is apparently several of you here. Have separate money so you can take your balls out of her expensive handbag she bought without asking
And my personal favorite, regarding the "balls out of her expensive handbag" statement:
Quote from: Misogynist Cat
...I stand by that quote.
Oh yeah, this on in another thread today, too:
Quote from: Misogynist Cat, in another thread
I'm guessing Rowdy figured he get out of jail and just start slayin' some hoes. He either A) did indeed slay a bunch of hoes, got satisfied and got back with Tami or B) found out that hookin' up wasn't as easy as he thought and decided to get back with Tami.
@Rick RowdyBoyy Daris--do not let Misogynist Cat date your sister under any circumstances.
Quote from: Misogynist Cat, today at 9:24am
I'm not married but I plan never have to worry about hearing about it for buying what I want with my money.
You don't say? I'm shocked. Shocked.
Post by: OK_Cat on May 06, 2014, 09:00:55 PM
Post by: puniraptor on May 06, 2014, 09:04:53 PM
Post by: Tobias on May 06, 2014, 09:06:01 PM
Post by: Mr Bread on May 06, 2014, 09:09:18 PM
wondermeal consistently does good work on this blog in a pleasant fashion :thumbs:
Is he the one that tries to do his own poster awards? If so, he's not good at that.
Post by: Dugout DickStone on May 06, 2014, 09:33:50 PM
Post by: SkinnyBenny on May 06, 2014, 09:37:17 PM
wondermeal consistently does good work on this blog in a pleasant fashion :thumbs:
Is he the one that tries to do his own poster awards? If so, he's not good at that.
:surprised:
Post by: KITNfury on May 06, 2014, 09:53:57 PM
Post by: michigancat on May 06, 2014, 09:54:57 PM
Please leave "cat" out of my new name, mods.
well now you're just asking for it
Post by: SkinnyBenny on May 06, 2014, 10:03:41 PM
Post by: mocat on May 06, 2014, 10:22:21 PM
Post by: MakeItRain on May 06, 2014, 11:46:54 PM
Post by: EllRobersonisInnocent on May 06, 2014, 11:51:04 PM
Post by: KITNfury on May 07, 2014, 06:12:21 AM
Fine. How about WomynRgr8Cat, thenPlease leave "cat" out of my new name, mods.
well now you're just asking for it
Post by: mocat on May 07, 2014, 08:51:43 AM
Post by: mocat on May 07, 2014, 08:52:23 AM
Post by: slobber on May 07, 2014, 08:56:28 AM
i actually have turned to future mrs mocat on more than one occasion and said "are you jacked up to be JATS'd up?" and she was like "oh man, yes"mrs. dobber and I used to be the same way when we first started JATS. After the "oh man, yes" then we would sex each other. Come to think of it, it is still that way!
Post by: SkinnyBenny on May 07, 2014, 09:16:00 AM
Post by: BIG APPLE CAT on May 07, 2014, 09:25:42 AM
i actually have turned to future mrs mocat on more than one occasion and said "are you jacked up to be JATS'd up?" and she was like "oh man, yes"
...so does that make you JATSCATS?
Post by: sys on May 07, 2014, 11:25:26 PM
chase sends me crap about giving me money to open a checking account all the time. i'd open the account with them (however many they'll pay for).
Post by: 420seriouscat69 on May 02, 2017, 09:11:14 AM
Post by: yoga-like_abana on May 02, 2017, 09:37:09 AM
Post by: Cire on May 02, 2017, 09:59:12 AM
Sent from my iPad using Tapatalk
Post by: catastrophe on May 02, 2017, 12:53:49 PM
Also, if you currently have separate accounts and you are worried about it being a PITA to open a joint account, then at least you could think of it as avoiding the hassle of one of you dying and then having to get access to the balance through other channels.
Post by: Mrs. Gooch on May 02, 2017, 01:04:28 PM
"Want to go to dinner, honey."
"You paying? I can't afford it."
"Nope. I'll just go without you."
Post by: 420seriouscat69 on May 02, 2017, 01:19:10 PM
If you are married and do not have a joint checking account, how do you decide who pays for what?I usually take the bill 95% of the time, but she'll help on occasion. She just hates it when it comes to rent/bills, because I write her a check.
"Want to go to dinner, honey."
"You paying? I can't afford it."
"Nope. I'll just go without you."
Post by: star seed 7 on May 02, 2017, 01:35:51 PM
Post by: wetwillie on May 02, 2017, 01:44:04 PM
Post by: mocat on May 02, 2017, 01:45:27 PM
Post by: Shooter Jones on May 02, 2017, 01:55:28 PM
Married: Zero reason to have a joint facebook account.
Post by: Mrs. Gooch on May 02, 2017, 01:55:59 PM
I don't get the married but seperate checking accounts. Just split expenses 50/50?
Maybe they should split the bills based on the ratio of their incomes?
Post by: Mrs. Gooch on May 02, 2017, 01:56:34 PM
Married: Zero reason to have separate checking accounts.
Married: Zero reason to have a joint facebook account.
:love:
People who have joint Facebook accounts creep me out.
Post by: SdK on May 02, 2017, 02:00:42 PM
Post by: The Big Train on May 02, 2017, 02:01:58 PM
Ugh, I would hate having to deal with depositing a check all the time
Can the android camera not get a good picture for mobile deposit? T's
Post by: star seed 7 on May 02, 2017, 02:04:59 PM
Ugh, I would hate having to deal with depositing a check all the time
Can the android camera not get a good picture for mobile deposit? T's
:facepalm:
Post by: wetwillie on May 02, 2017, 02:13:47 PM
I don't get the married but seperate checking accounts. Just split expenses 50/50?
Maybe they should split the bills based on the ratio of their incomes?
Have to provide income verification quarterly?
Post by: Emo EMAW on May 02, 2017, 02:21:47 PM
I don't get the married but seperate checking accounts. Just split expenses 50/50?
Maybe they should split the bills based on the ratio of their incomes?
Lol no. You want to incentivize making more money. This coming from a guy who's wife was very recently making more money than me.
Post by: yoga-like_abana on May 02, 2017, 02:28:06 PM
Post by: sys on May 02, 2017, 02:44:50 PM
mrs yla and I are on each other's accounts.. We just don't have a combined acct.
it sounds like you have two combined accounts.
Post by: yoga-like_abana on May 02, 2017, 02:50:25 PM
:curse: yea.. I guess.. But I never use her card and vice versamrs yla and I are on each other's accounts.. We just don't have a combined acct.
it sounds like you have two combined accounts.
Post by: ChiComCat on May 02, 2017, 03:18:14 PM
Post by: 420seriouscat69 on May 02, 2017, 03:18:39 PM
Why don't you just add her to your current account, Wacky? Then open a new personal account if you want one. I'm done this a couple of times and I wasn't married to then other person.She hates Commerce
Post by: star seed 7 on May 02, 2017, 03:22:31 PM
Post by: SdK on May 02, 2017, 03:44:10 PM
Post by: MakeItRain on May 02, 2017, 03:56:12 PM
I don't get the married but seperate checking accounts. Just split expenses 50/50?
Maybe they should split the bills based on the ratio of their incomes?
Lol no. You want to incentivize making more money. This coming from a guy who's wife was very recently making more money than me.
We split based on the ratio of our income.
What the eff does "incentivize making more money" mean? Does that mean you and your wife are in constant competition to see who makes more money so you frequently quit jobs?
Post by: wetwillie on May 02, 2017, 04:22:36 PM
I don't get the married but seperate checking accounts. Just split expenses 50/50?
Maybe they should split the bills based on the ratio of their incomes?
Lol no. You want to incentivize making more money. This coming from a guy who's wife was very recently making more money than me.
We split based on the ratio of our income.
What the eff does "incentivize making more money" mean? Does that mean you and your wife are in constant competition to see who makes more money so you frequently quit jobs?
Why do you keep seperate accounts?
Post by: catastrophe on May 02, 2017, 04:38:31 PM
Post by: meow meow on May 02, 2017, 04:49:55 PM
I cannot think of a good reason for a married couple to have separate bank accounts.
they are hiding things
Post by: Cartierfor3 on May 02, 2017, 04:50:30 PM
If you are married and do not have a joint checking account, how do you decide who pays for what?I usually take the bill 95% of the time, but she'll help on occasion. She just hates it when it comes to rent/bills, because I write her a check.
"Want to go to dinner, honey."
"You paying? I can't afford it."
"Nope. I'll just go without you."
I'm fascinated by the idea of having to decide who pays when the other person at the dinner is your wife. Also fascinated by the idea of writing a check to your own wife.
Post by: Cartierfor3 on May 02, 2017, 04:52:26 PM
Post by: star seed 7 on May 02, 2017, 04:53:01 PM
Post by: 420seriouscat69 on May 02, 2017, 04:54:16 PM
Post by: yoga-like_abana on May 02, 2017, 04:57:31 PM
Post by: meow meow on May 02, 2017, 04:58:17 PM
maybe we need a thread called "how many checking accounts do you have" :dunno:
Post by: meow meow on May 02, 2017, 04:58:57 PM
Post by: wetwillie on May 02, 2017, 05:00:16 PM
We usually know where our $ is. We just decide which account should take the bill. Mrs. Wacky does all the housing bills, cable, utlities, etc. and tells me what I owe at the start of every month. She has all my checks and just usually puts it in her account to pay the bills.
"Alright your half comes to $7600 this month, you can make that out to Mrs Wackycat please."
Post by: 420seriouscat69 on May 02, 2017, 05:03:02 PM
Like, do you ever borrow money from your spouse?God no. We just pay our own bills: "student loans, car payment, etc." Whatever is left is our own play $. Which is usually used on the weekend when we're out and about. She pays for her clothes and happy hours with friends. I usually use mine for movies, football games, golf, etc.
Post by: Phil Titola on May 02, 2017, 05:05:44 PM
Post by: Rage Against the McKee on May 02, 2017, 05:07:53 PM
Post by: Cartierfor3 on May 02, 2017, 05:09:17 PM
Post by: Phil Titola on May 02, 2017, 05:15:21 PM
If either you or your spouse is bad at managing money, separate accounts are a good idea. Otherwise, a joint account is better in every way.
Or give the good money person that job
Post by: catastrophe on May 02, 2017, 05:18:23 PM
If either you or your spouse is bad at managing money, separate accounts are a good idea. Otherwise, a joint account is better in every way.
Or give the good money person that job
Yea, you shouldn't encourage the person who is bad with money to just keep being bad. There should be a money manager.
It's actually really important to me that I don't think of the money I make as any different than the money my wife makes.
Post by: catastrophe on May 02, 2017, 05:19:18 PM
Like, do you ever borrow money from your spouse?God no. We just pay our own bills: "student loans, car payment, etc." Whatever is left is our own play $. Which is usually used on the weekend when we're out and about. She pays for her clothes and happy hours with friends. I usually use mine for movies, football games, golf, etc.
What happens if one of you is out of work for a while?
Post by: meow meow on May 02, 2017, 05:20:34 PM
Like, do you ever borrow money from your spouse?God no. We just pay our own bills: "student loans, car payment, etc." Whatever is left is our own play $. Which is usually used on the weekend when we're out and about. She pays for her clothes and happy hours with friends. I usually use mine for movies, football games, golf, etc.
What happens if one of you is out of work for a while?
interest bearing loan
Post by: 420seriouscat69 on May 02, 2017, 05:28:08 PM
Sent from my iPhone using Tapatalk
Post by: 420seriouscat69 on May 02, 2017, 05:28:58 PM
Sent from my iPhone using Tapatalk
Post by: meow meow on May 02, 2017, 05:31:19 PM
Post by: 420seriouscat69 on May 02, 2017, 05:38:16 PM
Sent from my iPhone using Tapatalk
Post by: meow meow on May 02, 2017, 06:23:44 PM
Post by: Emo EMAW on May 02, 2017, 06:41:22 PM
I don't get the married but seperate checking accounts. Just split expenses 50/50?
Maybe they should split the bills based on the ratio of their incomes?
Lol no. You want to incentivize making more money. This coming from a guy who's wife was very recently making more money than me.
We split based on the ratio of our income.
What the eff does "incentivize making more money" mean? Does that mean you and your wife are in constant competition to see who makes more money so you frequently quit jobs?
Is frequently quitting jobs the way to make more money?
Post by: star seed 7 on May 02, 2017, 06:52:27 PM
Post by: MakeItRain on May 02, 2017, 08:45:53 PM
I don't get the married but seperate checking accounts. Just split expenses 50/50?
Maybe they should split the bills based on the ratio of their incomes?
Lol no. You want to incentivize making more money. This coming from a guy who's wife was very recently making more money than me.
We split based on the ratio of our income.
What the eff does "incentivize making more money" mean? Does that mean you and your wife are in constant competition to see who makes more money so you frequently quit jobs?
Why do you keep seperate accounts?
We have a joint and separate accounts because we buy our own crap too. I don't want to buy my wife her mothers day gift out of money she has made, just as I don't want to spend her money when I'm pounding Cap'n in LA and she's at home with the kids. Just as I'm sure she doesn't want me to say anything if she wants to buy shoes or spend $100 on a yoga mat.
Post by: MakeItRain on May 02, 2017, 08:49:44 PM
I don't get the married but seperate checking accounts. Just split expenses 50/50?
Maybe they should split the bills based on the ratio of their incomes?
Lol no. You want to incentivize making more money. This coming from a guy who's wife was very recently making more money than me.
We split based on the ratio of our income.
What the eff does "incentivize making more money" mean? Does that mean you and your wife are in constant competition to see who makes more money so you frequently quit jobs?
Is frequently quitting jobs the way to make more money?
:dunno: you tell me, I'm trying to figure out what incentivize making more money means. I can't think of anything beyond
1. You both work in sales
2. You think you can just will yourself to a higher salary
3. You are constantly looking for a higher paying job just to be the higher earner.
Post by: SkinnyBenny on May 02, 2017, 08:59:26 PM
I floated this idea 3 years ago when we got married there were tons of naysaying how'd-he-do-dats who seemed absolutely blown away. It's so LOL to read back on some of the overreactions. Buncha blowhardy know-it-alls, and everyone acted like doing it this way (having multiple accounts) is either nefarious, dishonest, sign of a doomed marriage, or incredibly complicated. (OH NOES HOW DO YOU MANAGE MORE THAN ONE ACCOUNT THE SAME TIME?!?) (OH NOES HOW ON EARTH DOES YOUR WORK DO DIRECT DEPOSIT TO TWO DIFFERENT ACCOUNTS? :eek:)
Protip: it's all really rough ridin' easy if you have even 1/10th of a brain, and this system has made us incredibly happy. Highly, highly recommend. However, I'm not gonna get apoplectic and tell you your marriage is doomed if you choose to do it a different way. Figure out what works best for you and Trim 3:16 the crap out of it.
:billdance:
Post by: SdK on May 02, 2017, 09:12:02 PM
Post by: kim carnes on May 02, 2017, 09:13:17 PM
Post by: Trim on May 02, 2017, 09:24:33 PM
Post by: catastrophe on May 02, 2017, 09:34:16 PM
Post by: SkinnyBenny on May 02, 2017, 09:44:44 PM
Post by: MakeItRain on May 02, 2017, 11:49:11 PM
My standard prenup calls for separate accounts, from which money is deposited into a joint account.
The only conceivable case against this is that you like inevitable and unnecessary arguments or resentment.
Post by: michigancat on May 02, 2017, 11:58:33 PM
But yeah, do what you want.
Post by: steve dave on May 03, 2017, 07:00:53 AM
Post by: catastrophe on May 03, 2017, 07:31:38 AM
Post by: steve dave on May 03, 2017, 07:32:54 AM
Post by: star seed 7 on May 03, 2017, 07:58:36 AM
Post by: star seed 7 on May 03, 2017, 08:03:53 AM
Post by: Institutional Control on May 03, 2017, 08:08:31 AM
I'm betting edn calls his wife's clothes "our clothes", cause everything is 50/50 man
Did edn have a name change or am I just missing a post?
Post by: SdK on May 03, 2017, 08:20:09 AM
Post by: kim carnes on May 03, 2017, 08:21:48 AM
Post by: Gooch on May 03, 2017, 08:26:36 AM
Bingo!If either you or your spouse is bad at managing money, separate accounts are a good idea. Otherwise, a joint account is better in every way.
Or give the good money person that job
Post by: 420seriouscat69 on May 03, 2017, 08:54:24 AM
When we lived downtown, I loved to play poker at the casino, so I probably wouldn't want her seeing me going back to the ATM after losing on a great hand, but those days are over with now that we live in Waldo.
Most of my $ goes to bills anyways. Thanks Sallie Mae.
(https://media.tenor.co/images/3cc7b80a9565b7ac7043e806da5fc24a/tenor.gif)
Post by: Kat Kid on May 03, 2017, 09:01:25 AM
Like, do you ever borrow money from your spouse?
People actually do this! A couple that is about to have a kid actually does this!
It is astounding to me.
Post by: yoga-like_abana on May 03, 2017, 09:02:17 AM
Post by: 420seriouscat69 on May 03, 2017, 09:05:24 AM
Post by: 420seriouscat69 on May 03, 2017, 09:12:08 AM
Post by: Brock Landers on May 03, 2017, 09:13:39 AM
I've always wondered that too, yoga. Also, this will blow JATs heads off. Most of the time when Mrs. Wacky and I go grocery shopping, we divide the groceries on who's going to buy what. :D :love:
WTF man. When you get home and put the groceries away do you and Mrs. Wacky have your own cabinet and your own side of the fridge to divide the food too?
Post by: wetwillie on May 03, 2017, 09:14:07 AM
for the JATS how do you buy gifts and crap for your spouse? Do you tell them not to check the account for a couple of weeks because you have a surprise for them or just put it on a cc?
Straight cash homie
Post by: Institutional Control on May 03, 2017, 09:19:26 AM
Post by: Kat Kid on May 03, 2017, 09:22:01 AM
for the JATS how do you buy gifts and crap for your spouse? Do you tell them not to check the account for a couple of weeks because you have a surprise for them or just put it on a cc?
Credit cards?
Post by: Kat Kid on May 03, 2017, 09:22:47 AM
Post by: Kat Kid on May 03, 2017, 09:23:17 AM
Post by: chum1 on May 03, 2017, 09:25:47 AM
Post by: Institutional Control on May 03, 2017, 09:28:49 AM
Post by: 420seriouscat69 on May 03, 2017, 09:29:24 AM
No, but she's a weirdo and isn't a fan of steak, so she rather I spend my own $ on it. Things like that.I've always wondered that too, yoga. Also, this will blow JATs heads off. Most of the time when Mrs. Wacky and I go grocery shopping, we divide the groceries on who's going to buy what. :D :love:
WTF man. When you get home and put the groceries away do you and Mrs. Wacky have your own cabinet and your own side of the fridge to divide the food too?
Post by: yoga-like_abana on May 03, 2017, 09:32:56 AM
Post by: 420seriouscat69 on May 03, 2017, 09:37:02 AM
Also, I don't want to pay for overpriced wine like kim crawford, so that goes on her groceries.No, but she's a weirdo and isn't a fan of steak, so she rather I spend my own $ on it. Things like that.I've always wondered that too, yoga. Also, this will blow JATs heads off. Most of the time when Mrs. Wacky and I go grocery shopping, we divide the groceries on who's going to buy what. :D :love:
WTF man. When you get home and put the groceries away do you and Mrs. Wacky have your own cabinet and your own side of the fridge to divide the food too?
Post by: meow meow on May 03, 2017, 09:38:32 AM
"rock, paper, scissors who has to buy the toilet paper!"
Post by: 420seriouscat69 on May 03, 2017, 09:41:42 AM
Post by: kso_FAN on May 03, 2017, 09:42:23 AM
Post by: yoga-like_abana on May 03, 2017, 09:45:31 AM
Post by: pissclams on May 03, 2017, 09:46:25 AM
overpriced wine like kim crawford
:confused:
it's like $15 a bottle
Post by: 420seriouscat69 on May 03, 2017, 09:51:19 AM
I don't really drink wine tho. So when I do, a Trader Joe's Pinot will suffice for my appetite. I know i'm cheap, but Svedka will last way longer and is like 3 more dollars. :dunno:overpriced wine like kim crawford
:confused:
it's like $15 a bottle
Post by: meow meow on May 03, 2017, 09:51:54 AM
overpriced wine like kim crawford
:confused:
it's like $15 a bottle
but he bought a steak so it's all good
Post by: 420seriouscat69 on May 03, 2017, 09:53:51 AM
I'm just picturing wack on his wedding anniversary grocery shopping with mrs wack and at the checkout line is like "no babe, I got this.. Its our anniversary after all":love: I actually do this a lot on the way home from the gym. I pick up wine and cheese and crap and bring it home. If she goes grocery shopping that week, I just have her add it to my tab when I write her a check at the beginning of the month.
Post by: catastrophe on May 03, 2017, 09:54:27 AM
I thought that was, like, a normal non Texas law
It's actually more of a "later state to the union" kinda law. They're called community property states, and they include more than just income.
Post by: yoga-like_abana on May 03, 2017, 09:54:54 AM
Love it.. these two crazy kids need a sitcom showI'm just picturing wack on his wedding anniversary grocery shopping with mrs wack and at the checkout line is like "no babe, I got this.. Its our anniversary after all":love: I actually do this a lot on the way home from the gym. I pick up wine and cheese and crap and bring it home. If she goes grocery shopping that week, I just have her add it to my tab when I write her a check at the beginning of the month.
Post by: catastrophe on May 03, 2017, 09:59:47 AM
for the JATS how do you buy gifts and crap for your spouse? Do you tell them not to check the account for a couple of weeks because you have a surprise for them or just put it on a cc?
More of the first. Although neither of us care that much about a big reveal for surprise gifts. Up until last year it didn't even occur to me to have gifts shipped to the office instead of at home.
Especially around Christmas neither of us check the account much anyway.
Post by: ChiComCat on May 03, 2017, 10:37:40 AM
"WHEN IT IS YOUR TURN TO BUY THE FORMULA YOU BUY THE CHEAP FORMULA AND IT IS HURTING OUR BABY!"
Kids getting into the equation will probably force the joint account on us.
Post by: mocat on May 03, 2017, 10:40:13 AM
Post by: 420seriouscat69 on May 03, 2017, 10:42:56 AM
Post by: star seed 7 on May 03, 2017, 10:46:21 AM
"but how would we surprise each other with gifts???" seems like an awfully feeble attempt at justifying not having a joint account
It doesn't need justifying in the first place
Post by: Kat Kid on May 03, 2017, 10:50:11 AM
"but how would we surprise each other with gifts???" seems like an awfully feeble attempt at justifying not having a joint account
it is hilarious.
"Yes, but my wife will know how much the flowers and new gloves and hat I bought her for our Sunday walks! I will know how much she spent on my monocle and pocket watch for Christmas!"
Post by: kso_FAN on May 03, 2017, 10:56:39 AM
"but how would we surprise each other with gifts???" seems like an awfully feeble attempt at justifying not having a joint account
it is hilarious.
"Yes, but my wife will know how much the flowers and new gloves and hat I bought her for our Sunday walks! I will know how much she spent on my monocle and pocket watch for Christmas!"
:lol:
Post by: yoga-like_abana on May 03, 2017, 11:04:09 AM
Post by: wetwillie on May 03, 2017, 11:28:57 AM
Post by: 420seriouscat69 on May 03, 2017, 11:32:07 AM
Post by: Mrs. Gooch on May 03, 2017, 11:50:30 AM
In our household, I pay all the bills and do the budgeting and balance the checkbook and then if we want to make a very large purchase, we have a conversation. And for day-to-day spending we just spend whatever we want and then once in a while I tell Gooch he needs to stop spending so much and he says "OK" and stops spending so much for like a day.
OK, actually we do have 2 checking accounts, but one is for bills (all our bills) and the other is for all other spending (for both of us)....which actually we hardly pay anything out of this account except credit card payments, of course. This is more of a budgeting strategy. (Gooch probably doesn't even know we have 2 different accounts.)
Post by: yoga-like_abana on May 03, 2017, 12:11:44 PM
Post by: meow meow on May 03, 2017, 12:12:38 PM
Post by: Trim on May 03, 2017, 12:16:02 PM
Post by: yoga-like_abana on May 03, 2017, 12:17:48 PM
Post by: catastrophe on May 03, 2017, 12:20:08 PM
I don't doubt that people make it work, but I personally would be concerned if my spouse wanted to have a separate account.
Post by: 'taterblast on May 03, 2017, 12:31:20 PM
there are +'s and -'s, but right now we have to track everything we spend for various reasons and this just makes it easier. do what works best for you.
Post by: SkinnyBenny on May 03, 2017, 12:33:08 PM
definitely don't want a joint account now.. they seem like hostile people
definitely the most butthurt faction ITT, for sure. To wit:
I think separate accounts in marriage bugs me mostly because ...
Like the fact that what another couple does with their own money could possibly "bug you" is incredibly LOL
Post by: kitten_mittons on May 03, 2017, 12:34:53 PM
Sent from my SM-G930P using Tapatalk
Post by: SkinnyBenny on May 03, 2017, 12:37:58 PM
mrs_k_m and myself have a joint checking/savings, and we also have separate checking/savings. I do all of the monthly bills out of the joint checking, so she just transfers $xxxxxx into that account once a month. Then we just use our own accounts to pay off our credit cards so that either of us can buy whatever we want. Then we just transfer whatever is left over at the end of the month into our savings. Pretty simple and we never argue over money. She wants to spend $400 on makeup this month? Why not, it's her money, man.
Sent from my SM-G930P using Tapatalk
kitten_mittons gets it
Post by: wetwillie on May 03, 2017, 12:41:29 PM
Post by: The Big Train on May 03, 2017, 12:44:00 PM
Post by: star seed 7 on May 03, 2017, 12:46:06 PM
i think the concept of his money and her money is the most intriguing psychological aspect from people who are married.
Does the concept of his/her car or his/her clothes also blow your mind??
Post by: Kat Kid on May 03, 2017, 12:47:08 PM
Post by: catastrophe on May 03, 2017, 01:07:32 PM
Like the fact that what another couple does with their own money could possibly "bug you" is incredibly LOL
I just care about you guys and want you to have happy marriages. :frown:
Post by: 420seriouscat69 on May 03, 2017, 01:10:35 PM
I think separate accounts in marriage bugs me mostly because the top two reasons for having them are (1) keeping certain financials / spending a secret, and (2) keeping score of his vs. hers. Both of those just seem like recipes for disaster.No reason to keep score. We both know i'm already winning. :D
I don't doubt that people make it work, but I personally would be concerned if my spouse wanted to have a separate account.
Also, MRS gooch, major purchase you say? Here's my check for my part. Looking forward to Puerto Rico in a couple of months. High five.
Post by: catastrophe on May 03, 2017, 01:15:11 PM
i think the concept of his money and her money is the most intriguing psychological aspect from people who are married.
Does the concept of his/her car or his/her clothes also blow your mind??
You can still buy things for your personal use with shared money. We buy toothbrushes for ourselves out of our joint account and have never fought about whose is nicer.
Post by: Trim on May 03, 2017, 01:20:35 PM
There's a best-of-all-worlds, practical solution that can be customized to work for any situation.
If this thread goes another 5 pages or so, I'll do a professional presentation on this at FattyFest, separate from the other activities and before I start drinking, and attendees for that session can pay a fee that I'll donate to the Fund.
Post by: star seed 7 on May 03, 2017, 01:23:36 PM
Post by: kim carnes on May 03, 2017, 01:27:32 PM
mrs_k_m and myself have a joint checking/savings, and we also have separate checking/savings. I do all of the monthly bills out of the joint checking, so she just transfers $xxxxxx into that account once a month. Then we just use our own accounts to pay off our credit cards so that either of us can buy whatever we want. Then we just transfer whatever is left over at the end of the month into our savings. Pretty simple and we never argue over money. She wants to spend $400 on makeup this month? Why not, it's her money, man.
Sent from my SM-G930P using Tapatalk
kitten_mittons gets it
Does he tho?
Post by: pissclams on May 03, 2017, 01:35:31 PM
i think the concept of his money and her money is the most intriguing psychological aspect from people who are married.
Does the concept of his/her car or his/her clothes also blow your mind??
You can still buy things for your personal use with shared money. We buy toothbrushes for ourselves out of our joint account and have never fought about whose is nicer.
toothbrushes, as in plural? why aren't you sharing a toothbrush too, something to hide?
Post by: catastrophe on May 03, 2017, 01:40:41 PM
The only mention of competition has been by you and the other one account'rs. Freudian maybe?
I admire your faith in people being able to identify their own flaws. But no, not a Freudian thing.
Post by: SkinnyBenny on May 03, 2017, 01:41:51 PM
i think the concept of his money and her money is the most intriguing psychological aspect from people who are married.
Does the concept of his/her car or his/her clothes also blow your mind??
You can still buy things for your personal use with shared money. We buy toothbrushes for ourselves out of our joint account and have never fought about whose is nicer.
Yeah, toothbrushes barely factor into anything in this discussion. They're $3. But to go back to my earlier example, I can guarantee you if I told Mrs. SB that I wanted to buy a nice guitar with our shared money from our joint account, I wouldn't end up buying as nice of a guitar as I want. One one hand, she'd be all, "hey this First Act is nice and shiny and it only costs $99, so maybe you should get this one!" On the other, I'd feel guilty about making her contribute any of her hard-earned money to pay for my expensive Gibson since she doesn't play, because that's not fair to her. So boom, save up in the little fun money account for a while, buy the expensive nice one myself, and voila, we never have to have any kind of discussion about First Act vs. Gibson.
No-questions-asked side money accounts are so much fun, you guys. You guys have no idea what you're missing. All you have to do is be honest about it if they ask and it automatically eradicates any potential "zOMG SOMEONE'S HIDING SOMETHING" suspicions that some of the butthurts ITT have. Like, I gladly would show Mrs. SB all the sweet things I've bought out of my little side account if she ever asked (which she never will because we trust each other and because she just doesn't ever check accounts). We have a great marriage and we never fight about money or spending. :dunno:
Post by: meow meow on May 03, 2017, 01:49:56 PM
Post by: SkinnyBenny on May 03, 2017, 01:51:14 PM
does going out and getting blackout go in the fun account or joint?
If it's both of us then definitely joint. If it's me then it's definitely fun. Remember, the joint account is for us working together to achieve our major goals, and in that case the major goal is getting absolutely blackout together. Hungover breakfast together the next morning also comes from the joint account. Obviously.
Post by: meow meow on May 03, 2017, 01:52:46 PM
does going out and getting blackout go in the fun account or joint?
If it's both of us then definitely joint. If it's me then it's definitely fun. Remember, the joint account is for us working together to achieve our major goals, and in that case the major goal is getting absolutely blackout together.
i'll be honest, you are selling me on this fun/joint blackout account thing
Post by: SkinnyBenny on May 03, 2017, 01:54:54 PM
Post by: _33 on May 03, 2017, 01:58:17 PM
Post by: 420seriouscat69 on May 03, 2017, 01:59:38 PM
^Big reason why I like pak'ing at home, because duh, it's way cheaper. However, she hates it, cause she loves going out with friends, when i'm content on the couch.
Thanks for the pro tip, _33. That sounds much easier.
Post by: Mrs. Gooch on May 03, 2017, 02:01:46 PM
Post by: 420seriouscat69 on May 03, 2017, 02:03:50 PM
Post by: _33 on May 03, 2017, 02:04:21 PM
Post by: 420seriouscat69 on May 03, 2017, 02:06:48 PM
Post by: meow meow on May 03, 2017, 02:09:35 PM
Post by: wetwillie on May 03, 2017, 02:12:24 PM
sounds like a lot of gray areas in this 3 account game
I say we push this thing to 5 more pages and let trim sort it out at FF.
Post by: kim carnes on May 03, 2017, 02:13:25 PM
Post by: 420seriouscat69 on May 03, 2017, 02:15:43 PM
Post by: sys on May 03, 2017, 02:16:05 PM
also seems like all of this my money, your money crap would interfere with getting the right spend on the right card at the right time.
Post by: pissclams on May 03, 2017, 02:17:43 PM
Post by: MakeItRain on May 03, 2017, 02:18:48 PM
for the JATS how do you buy gifts and crap for your spouse? Do you tell them not to check the account for a couple of weeks because you have a surprise for them or just put it on a cc?
I am blown away as to how people don't seem to grasp the concept of having joint accounts and separate accounts. I can't believe this thread extended beyond like seven posts.
Post by: Kat Kid on May 03, 2017, 02:22:05 PM
Post by: catastrophe on May 03, 2017, 02:22:35 PM
Post by: MakeItRain on May 03, 2017, 02:22:59 PM
mrs_k_m and myself have a joint checking/savings, and we also have separate checking/savings. I do all of the monthly bills out of the joint checking, so she just transfers $xxxxxx into that account once a month. Then we just use our own accounts to pay off our credit cards so that either of us can buy whatever we want. Then we just transfer whatever is left over at the end of the month into our savings. Pretty simple and we never argue over money. She wants to spend $400 on makeup this month? Why not, it's her money, man.
Sent from my SM-G930P using Tapatalk
You'd think this would be common sense, guess not.
Post by: MakeItRain on May 03, 2017, 02:26:48 PM
i think the concept of his money and her money is the most intriguing psychological aspect from people who are married.
Does the concept of his/her car or his/her clothes also blow your mind??
You can still buy things for your personal use with shared money. We buy toothbrushes for ourselves out of our joint account and have never fought about whose is nicer.
toothbrushes, as in plural? why aren't you sharing a toothbrush too, something to hide?
:ROFL:
Post by: MakeItRain on May 03, 2017, 02:29:13 PM
Post by: Mrs. Gooch on May 03, 2017, 02:29:55 PM
also seems like all of this my money, your money crap would interfere with getting the right spend on the right card at the right time.
This
Post by: 420seriouscat69 on May 03, 2017, 02:32:40 PM
Post by: Mrs. Gooch on May 03, 2017, 02:32:48 PM
Post by: 420seriouscat69 on May 03, 2017, 02:35:10 PM
What if your kid ends up being really good at a sport but that sport is really expensive? You want to see your kid succeed at this sport but your SO thinks it is too expensive. Now you have to dip into your fun money so your kid can do a sport...but then the kid gets a scholarship for doing that sport....do you get a rebate into your fun money from the college savings account?That a joint account thing. She signed the contract when we got married to this exact thing. I'll be the kids agent, so i'll make that $ back anyways.
Post by: Mrs. Gooch on May 03, 2017, 02:37:53 PM
What if your kid ends up being really good at a sport but that sport is really expensive? You want to see your kid succeed at this sport but your SO thinks it is too expensive. Now you have to dip into your fun money so your kid can do a sport...but then the kid gets a scholarship for doing that sport....do you get a rebate into your fun money from the college savings account?That a joint account thing. She signed the contract when we got married to this exact thing. I'll be the kids agent, so i'll make that $ back anyways.
So she gets no say in what kind of activities your kid does? What if the kid is a girl and she wants to do tap dance but you don't think there is much opportunity to get a tap dance scholarship? (What if it's a boy that wants to do tap dance???)
Post by: yoga-like_abana on May 03, 2017, 02:38:26 PM
Post by: catastrophe on May 03, 2017, 02:39:40 PM
I'm all for this thread continuing to go if it's 'clams and 33 asking questions of catastrophe and wacky. Can we just do that?
To 'clams' last question, we actually know where each other's toothbrushes are at all times.
Post by: Cartierfor3 on May 03, 2017, 02:40:52 PM
Post by: wetwillie on May 03, 2017, 02:42:10 PM
Q: What if one spouse is a stay at home parent but wants a new guitar?
quite the pickle
Post by: Cartierfor3 on May 03, 2017, 02:44:34 PM
Post by: 420seriouscat69 on May 03, 2017, 02:44:48 PM
True story- Back in 02' my dad paid over a thousand $'s to get me on a recruiting website and it worked. Had a handful of offers and I rejected them all because my heart was at K-State. I've always felt bad about that to this day. :frown:
Post by: Cartierfor3 on May 03, 2017, 02:46:25 PM
Mrs Gooch, whatever that kid wants to do, we'll make it work together. Boy/Girl, ballet, skiing, etc. I think a kid having an activity that they really value is very important. My dad worked OT just so I could be on a competitive traveling team for baseball. When my team made the World Series in baseball up in Canada, mom got a 2nd job. I was very lucky. I plan to do the same if I ever have kids. Plus, we all know I married Mrs. Wacky for her eventual small inheritance. I'm hoping that will never be a problem for my kids.
True story- Back in 02' my dad paid over a thousand $'s to get me on a recruiting website and it worked. Had a handful of offers and I rejected them all because my heart was at K-State. I've always felt bad about that to this day. :frown:
did the website mention you were team captain?
Post by: star seed 7 on May 03, 2017, 02:47:41 PM
Mrs Gooch, whatever that kid wants to do, we'll make it work together. Boy/Girl, ballet, skiing, etc. I think a kid having an activity that they really value is very important. My dad worked OT just so I could be on a competitive traveling team for baseball. When my team made the World Series in baseball up in Canada, mom got a 2nd job. I was very lucky. I plan to do the same if I ever have kids. Plus, we all know I married Mrs. Wacky for her eventual small inheritance. I'm hoping that will never be a problem for my kids.
True story- Back in 02' my dad paid over a thousand $'s to get me on a recruiting website and it worked. Had a handful of offers and I rejected them all because my heart was at K-State. I've always felt bad about that to this day. :frown:
:D
Post by: 420seriouscat69 on May 03, 2017, 02:48:07 PM
Q: What if one spouse is a stay at home parent but wants a new guitar?That wasn't part of the marriage contract. Also, we all know you'd try and make it work for her unfortunately. I went 2K over my ring budget and she still convinced me two get her two bands on top of that. :frown: #Sucker
Post by: 420seriouscat69 on May 03, 2017, 02:49:24 PM
No. :frown:Mrs Gooch, whatever that kid wants to do, we'll make it work together. Boy/Girl, ballet, skiing, etc. I think a kid having an activity that they really value is very important. My dad worked OT just so I could be on a competitive traveling team for baseball. When my team made the World Series in baseball up in Canada, mom got a 2nd job. I was very lucky. I plan to do the same if I ever have kids. Plus, we all know I married Mrs. Wacky for her eventual small inheritance. I'm hoping that will never be a problem for my kids.
True story- Back in 02' my dad paid over a thousand $'s to get me on a recruiting website and it worked. Had a handful of offers and I rejected them all because my heart was at K-State. I've always felt bad about that to this day. :frown:
did the website mention you were team captain?
Also, nice catch lib. :D
Post by: Cartierfor3 on May 03, 2017, 02:50:52 PM
Post by: kso_FAN on May 03, 2017, 02:51:18 PM
Post by: 420seriouscat69 on May 03, 2017, 02:52:45 PM
Post by: kso_FAN on May 03, 2017, 02:53:47 PM
True story- Back in 02' my dad paid over a thousand $'s to get me on a recruiting website and it worked. Had a handful of offers and I rejected them all because my heart was at K-State. I've always felt bad about that to this day. :frown:
Oh boy. This will belongs in another thread, but don't get me started on these recruiting websites/services.
Post by: Cartierfor3 on May 03, 2017, 02:54:18 PM
It did mention NHS and my height and weight and the speed of my fastball and my batting average and junk like that, cf3. :)
i'm gonna go out on a limb and say your fastball speed was p fast. I mean you played in the World Series in Canada so......
Post by: kitten_mittons on May 03, 2017, 02:54:27 PM
Q: What if one spouse is a stay at home parent but wants a new guitar?Just transfer 1/2 of your spending money to the stay at home parent's account.
Sent from my SM-G930P using Tapatalk
Post by: 420seriouscat69 on May 03, 2017, 02:55:31 PM
Post by: 420seriouscat69 on May 03, 2017, 02:58:21 PM
I know man. I was already getting looked at locally and asked dad not to do it. That's a lot of pressure for a kid and by the end of the day, I ended up filling like crap about it. :frown:True story- Back in 02' my dad paid over a thousand $'s to get me on a recruiting website and it worked. Had a handful of offers and I rejected them all because my heart was at K-State. I've always felt bad about that to this day. :frown:
Oh boy. This will belongs in another thread, but don't get me started on these recruiting websites/services.
cf3, I know you're poking fun at me :D, but I topped out at 85-6 mph in HS.
Post by: yoga-like_abana on May 03, 2017, 02:59:58 PM
I know man. I was already getting looked at locally and asked dad not to do it. That's a lot of pressure for a kid and by the end of the day, I ended up filling like crap about it. :frown:True story- Back in 02' my dad paid over a thousand $'s to get me on a recruiting website and it worked. Had a handful of offers and I rejected them all because my heart was at K-State. I've always felt bad about that to this day. :frown:
Oh boy. This will belongs in another thread, but don't get me started on these recruiting websites/services.
cf3, I know you're poking fun at me :D, but I topped out at 85-6 mph in HS.
:D
Post by: Cartierfor3 on May 03, 2017, 03:00:19 PM
Post by: kso_FAN on May 03, 2017, 03:01:42 PM
I know man. I was already getting looked at locally and asked dad not to do it. That's a lot of pressure for a kid and by the end of the day, I ended up filling like crap about it. :frown:True story- Back in 02' my dad paid over a thousand $'s to get me on a recruiting website and it worked. Had a handful of offers and I rejected them all because my heart was at K-State. I've always felt bad about that to this day. :frown:
Oh boy. This will belongs in another thread, but don't get me started on these recruiting websites/services.
cf3, I know you're poking fun at me :D, but I topped out at 85-6 mph in HS.
The people who run those things should be prosecuted for being thieves. But if parents are dumb enough to buy it (no offense to your dad wacky) then I suppose that's part of the deal.
Post by: 420seriouscat69 on May 03, 2017, 03:08:27 PM
that's faster than Vargas is now! :horrorsurprise:He's a lefty tho. :frown: So jealous.
_fan, no offense at all. They sell dads/moms who want nothing but the best for their kid. It's a scam for the most part. Dad just knew he was going to do whatever he could to get me seen. It was easier for my brother. He ran cross country and track at one of the biggest high schools in Iowa and they just look at times. He had D1 schools flying in to eat dinner with us 24/7.
Post by: _33 on May 03, 2017, 03:15:41 PM
Q: What if one spouse is a stay at home parent but wants a new guitar?
I make my spouse apply for a loan since I make the money. I almost always loan her the money and since she's my wife I give her a sweet interest rate.
Post by: meow meow on May 03, 2017, 03:17:54 PM
Post by: 420seriouscat69 on May 03, 2017, 03:19:06 PM
Post by: catastrophe on May 03, 2017, 03:20:56 PM
Post by: Institutional Control on May 03, 2017, 03:21:37 PM
I thought I had this thing figured out, but a new question just popped up in my head. Does medicine count as joint bills or "play $"? I would think joint, right? I pay $70 a month for my crap.
Wacky, when you have kids, never pick up WackyJr from daycare the day payment is due. You don't want that big ass bill coming out of your account.
Post by: meow meow on May 03, 2017, 03:22:07 PM
follow up, are you guys on separate health insurance?
Post by: 420seriouscat69 on May 03, 2017, 03:22:47 PM
Post by: catastrophe on May 03, 2017, 03:22:51 PM
Post by: yoga-like_abana on May 03, 2017, 03:23:43 PM
I would think pre-existing health issues you bring into the marriage should be covered by the joint funds since Mrs. Wacky knew those were part of the deal, but I don't know if new illnesses would be covered.check with HR bub
Post by: 420seriouscat69 on May 03, 2017, 03:26:11 PM
Post by: Institutional Control on May 03, 2017, 03:27:49 PM
Post by: _33 on May 03, 2017, 03:28:20 PM
Post by: star seed 7 on May 03, 2017, 03:29:46 PM
Yeah, nothing new. Thanks for the pro tip Batt BcKee. Meow Meow, Mrs. Wacky just started her job in like January I believe. We have separate health insurance for the time being, but for some reason in November, she said she has to jump on mine. Which sucks, because mine is crap and it's really going to take away from my fun allowance.
This sounds fishy
Post by: 420seriouscat69 on May 03, 2017, 03:30:56 PM
Just pay the $70 from your account every month then when you guys have a baby you can pin all the medical costs on her because you pay all your own medical bills after all. I mean you're not the one getting the epidural so why should you have to pay?:lol:
Post by: Mrs. Gooch on May 03, 2017, 03:31:49 PM
Post by: catastrophe on May 03, 2017, 03:32:28 PM
Post by: star seed 7 on May 03, 2017, 03:33:03 PM
Post by: Cartierfor3 on May 03, 2017, 03:34:57 PM
"Um honey.."
"Yes dear?"
"I clearly marked this orange juice was mine but I can tell you've been drinking some of it. You have to ask permission!"
Post by: 420seriouscat69 on May 03, 2017, 03:36:32 PM
Post by: 420seriouscat69 on May 03, 2017, 03:38:14 PM
WC do you and Mrs. Wacky write your names on your food in the fridge?:lol: We openly share everything. However, if you want to die, eat one of her last french fries at dinner and see if you live to tell about it.
"Um honey.."
"Yes dear?"
"I clearly marked this orange juice was mine but I can tell you've been drinking some of it. You have to ask permission!"
Post by: star seed 7 on May 03, 2017, 03:40:56 PM
Post by: 420seriouscat69 on May 03, 2017, 03:42:40 PM
Post by: Tobias on May 03, 2017, 03:43:15 PM
"can you put his meal and my burger and drink on this card and my fries on this other card?"
Post by: 420seriouscat69 on May 03, 2017, 03:46:37 PM
"will this be together or separate?":ROFL: We get super weird looks at the grocery store when we're goofing around in line and the cashier and bag guy watch us split the groceries. I would love to live in their heads during that moment in time.
"can you put his meal and my burger and drink on this card and my fries on this other card?"
Post by: mocat on May 03, 2017, 03:51:12 PM
Post by: Mrs. Gooch on May 03, 2017, 04:01:56 PM
Post by: kitten_mittons on May 03, 2017, 04:03:11 PM
Sent from my SM-G930P using Tapatalk
Post by: meow meow on May 03, 2017, 04:05:13 PM
"will this be together or separate?":ROFL: We get super weird looks at the grocery store when we're goofing around in line and the cashier and bag guy watch us split the groceries. I would love to live in their heads during that moment in time.
"can you put his meal and my burger and drink on this card and my fries on this other card?"
that doesn't bother her? this is probably the weirdest thing about your whole setup imo
Post by: Cartierfor3 on May 03, 2017, 04:05:50 PM
"will this be together or separate?":ROFL: We get super weird looks at the grocery store when we're goofing around in line and the cashier and bag guy watch us split the groceries. I would love to live in their heads during that moment in time.
"can you put his meal and my burger and drink on this card and my fries on this other card?"
"um, no way am I paying for the teddy grahams, you're going to eat all of them!"
Post by: Cartierfor3 on May 03, 2017, 04:07:33 PM
Post by: meow meow on May 03, 2017, 04:10:24 PM
Post by: yoga-like_abana on May 03, 2017, 04:16:26 PM
How do you split the groceries? Like if you are cooking a meal, you buy all the groceries for that meal? Or like you by the meat and she buys the buns?:D
Post by: catastrophe on May 03, 2017, 04:25:34 PM
Post by: Trim on May 03, 2017, 04:43:19 PM
Post by: 420seriouscat69 on May 03, 2017, 04:46:33 PM
Mrs. Wacky: Protein bars, celery, carrots, salad crap, chicken, la croix, wine
Wacky: steak, steak marinade, cheese, potatoes, popsicles, beef jerky, etc.
If I feel like a carrot at night, I help myself to a handful. If she wants a jerky snack, snack away. I guess the person who we know is going to eat it the most usually gets said item. I know it sounds and looks weird, this will no longer be an issue.
cf3: Sometimes I sneak some gummy bears in her groceries. I know she wants them too. :)
M^2: Of course I carry her groceries. I'm a gentlemen. :D
Post by: SdK on May 03, 2017, 04:56:23 PM
Post by: Phil Titola on May 03, 2017, 05:01:44 PM
Post by: SdK on May 03, 2017, 05:06:26 PM
Post by: 420seriouscat69 on May 03, 2017, 05:08:09 PM
Post by: wetwillie on May 03, 2017, 05:08:52 PM
Post by: 420seriouscat69 on May 03, 2017, 05:13:04 PM
:sdeek:
Post by: MakeItRain on May 03, 2017, 05:15:03 PM
For the joint + splits; how do you decide how much $$$ goes into each individual's account? Equal or based on income level?
Income level for us
Post by: 420seriouscat69 on May 03, 2017, 05:16:02 PM
How does she pronounce la croix?la croy
Post by: SdK on May 03, 2017, 05:18:01 PM
:( haha. I had to ask my French friend how to pronounce it properly.How does she pronounce la croix?la croy
Post by: MakeItRain on May 03, 2017, 05:19:24 PM
Post by: Brock Landers on May 03, 2017, 05:20:40 PM
:( haha. I had to ask my French friend how to pronounce it properly.How does she pronounce la croix?la croy
That's the only way for any white midwesterner to pronounce it.
Post by: 420seriouscat69 on May 03, 2017, 05:22:00 PM
What's the deal with white women and La Croix? My goodness. Did a mommyblog recommend it?It's her favorite mixer. White girls think they're staying skinny by mixing their drinks with it. It's a whole science that I've studied over the last year with her friends.
Post by: Mrs. Gooch on May 03, 2017, 05:28:18 PM
if she is helping pay for my bad gene medicine, I have to help with the birth control.
What do you mean IF? Whether or not she is paying for your bad genes (which she shouldn't), you should still pay half of the birth control. It takes 2 to make a baby.
Post by: Phil Titola on May 03, 2017, 05:31:04 PM
What's the deal with white women and La Croix? My goodness. Did a mommyblog recommend it?It's her favorite mixer. White girls think they're staying skinny by mixing their drinks with it. It's a whole science that I've studied over the last year with her friends.
I don't understand how everybody doesn't love sparkling water. Not for booze drinks although vodka sodas rock.
The new hard seltzers are delicious as well
Post by: sys on May 03, 2017, 05:31:40 PM
Post by: OK_Cat on May 03, 2017, 05:33:16 PM
Super easy and no extra thinking involved.
Sent from my iPhone using Tapatalk
Post by: catastrophe on May 03, 2017, 05:33:47 PM
What's the deal with white women and La Croix? My goodness. Did a mommyblog recommend it?It's her favorite mixer. White girls think they're staying skinny by mixing their drinks with it. It's a whole science that I've studied over the last year with her friends.
I don't understand how everybody doesn't love sparkling water. Not for booze drinks although vodka sodas rock.
The new hard seltzers are delicious as well
Agreed sparkling water is fantastic, although I think the store brand is usually just as good (I mean, it's water).
Post by: MakeItRain on May 03, 2017, 05:35:01 PM
What's the deal with white women and La Croix? My goodness. Did a mommyblog recommend it?It's her favorite mixer. White girls think they're staying skinny by mixing their drinks with it. It's a whole science that I've studied over the last year with her friends.
My wife mainlines that gross crap. And during my girls' soccer games all of the women who drive imports have this stuff in hand as if it's essential for life. I didn't see this until last fall, now it's everywhere.
Post by: Mrs. Gooch on May 03, 2017, 05:35:16 PM
no, i don't believe that's accurate. each party is responsible for their own birth control.
That makes zero sense.
Post by: Tobias on May 03, 2017, 05:37:51 PM
Post by: catastrophe on May 03, 2017, 05:49:01 PM
no, i don't believe that's accurate. each party is responsible for their own birth control.
That makes zero sense.
It's like chicken, but if neither person bails you end up with a baby. I think it's just a typical pro-procreation stance by sys.
Post by: chum1 on May 03, 2017, 06:11:54 PM
Post by: 420seriouscat69 on May 03, 2017, 06:25:52 PM
Sent from my iPhone using Tapatalk
Post by: mocat on May 03, 2017, 06:27:42 PM
la croix used to be a hipster thing, i'm sure they've moved on in the last couple of years
:lol:
Post by: SdK on May 03, 2017, 06:28:07 PM
Mmm or you could just learn to pronounce it properly?:( haha. I had to ask my French friend how to pronounce it properly.How does she pronounce la croix?la croy
That's the only way for any white midwesterner to pronounce it.
Post by: wetwillie on May 03, 2017, 06:28:19 PM
What do you do if you win Powerball with a ticket that you purchased using funds from your own account? Put the winnings in your own account?
You unfortunately have to put your percentage of that income into the joint account.
Post by: SdK on May 03, 2017, 06:28:52 PM
What's the deal with white women and La Croix? My goodness. Did a mommyblog recommend it?Mom and sister SdK love it.
Post by: SdK on May 03, 2017, 06:30:50 PM
You wouldn't (would) be amazed at how much of that crap moves through the Target DC. It's quite insane.What's the deal with white women and La Croix? My goodness. Did a mommyblog recommend it?It's her favorite mixer. White girls think they're staying skinny by mixing their drinks with it. It's a whole science that I've studied over the last year with her friends.
My wife mainlines that gross crap. And during my girls' soccer games all of the women who drive imports have this stuff in hand as if it's essential for life. I didn't see this until last fall, now it's everywhere.
Post by: MakeItRain on May 03, 2017, 06:34:12 PM
You wouldn't (would) be amazed at how much of that crap moves through the Target DC. It's quite insane.What's the deal with white women and La Croix? My goodness. Did a mommyblog recommend it?It's her favorite mixer. White girls think they're staying skinny by mixing their drinks with it. It's a whole science that I've studied over the last year with her friends.
My wife mainlines that gross crap. And during my girls' soccer games all of the women who drive imports have this stuff in hand as if it's essential for life. I didn't see this until last fall, now it's everywhere.
I'd imagine target sells more of that than Wal-Mart
Post by: MakeItRain on May 03, 2017, 06:35:31 PM
What do you do if you win Powerball with a ticket that you purchased using funds from your own account? Put the winnings in your own account?
If I win the Powerball my wife isn't getting crap
Post by: IPA4Me on May 03, 2017, 06:37:51 PM
She's getting half plus half of your half plus maintenance.What do you do if you win Powerball with a ticket that you purchased using funds from your own account? Put the winnings in your own account?
If I win the Powerball my wife isn't getting crap
Post by: star seed 7 on May 03, 2017, 06:40:23 PM
Mmm or you could just learn to pronounce it properly?:( haha. I had to ask my French friend how to pronounce it properly.How does she pronounce la croix?la croy
That's the only way for any white midwesterner to pronounce it.
Croy is the proper pronunciation according to the company so maybe you should #educate yourself
http://www.lacroixwater.com/nutritionals/how-is-lacroix-pronounced/
Post by: SdK on May 03, 2017, 06:43:34 PM
I would guarantee that beyond a doubt. It was such a pain in the was loading 60 cases of La Croix onto a cage cart while 40+ ft in the air. And doing that quite often.You wouldn't (would) be amazed at how much of that crap moves through the Target DC. It's quite insane.What's the deal with white women and La Croix? My goodness. Did a mommyblog recommend it?It's her favorite mixer. White girls think they're staying skinny by mixing their drinks with it. It's a whole science that I've studied over the last year with her friends.
My wife mainlines that gross crap. And during my girls' soccer games all of the women who drive imports have this stuff in hand as if it's essential for life. I didn't see this until last fall, now it's everywhere.
I'd imagine target sells more of that than Wal-Mart
SdK mom is from LI and grew up on seltzer water (seltza wadda) so it makes sense for her to like it. I don't get anyone else doing it.
Post by: steve dave on May 03, 2017, 06:48:52 PM
Post by: SdK on May 03, 2017, 06:49:07 PM
Gotta love inventing your own pronunciation to other languages. "Hey Julie, how do you say the cross when back home on Blois? We say luh croy." LmaoMmm or you could just learn to pronounce it properly?:( haha. I had to ask my French friend how to pronounce it properly.How does she pronounce la croix?la croy
That's the only way for any white midwesterner to pronounce it.
Croy is the proper pronunciation according to the company so maybe you should #educate yourself
http://www.lacroixwater.com/nutritionals/how-is-lacroix-pronounced/
Post by: catastrophe on May 03, 2017, 07:19:05 PM
She's getting half plus half of your half plus maintenance.What do you do if you win Powerball with a ticket that you purchased using funds from your own account? Put the winnings in your own account?
If I win the Powerball my wife isn't getting crap
So true.
Post by: Rage Against the McKee on May 03, 2017, 07:59:33 PM
What if your kid ends up being really good at a sport but that sport is really expensive? You want to see your kid succeed at this sport but your SO thinks it is too expensive. Now you have to dip into your fun money so your kid can do a sport...but then the kid gets a scholarship for doing that sport....do you get a rebate into your fun money from the college savings account?
I think you would have to have very little respect for your significant other to spend money on your kids that they don't think you should be spending, whether you have joint or separate accounts. I would never do that. If it becomes a big problem, there is always divorce.
Post by: catastrophe on May 03, 2017, 08:07:08 PM
What if your kid ends up being really good at a sport but that sport is really expensive? You want to see your kid succeed at this sport but your SO thinks it is too expensive. Now you have to dip into your fun money so your kid can do a sport...but then the kid gets a scholarship for doing that sport....do you get a rebate into your fun money from the college savings account?
I think you would have to have very little respect for your significant other to spend money on your kids that they don't think you should be spending, whether you have joint or separate accounts. I would never do that. If it becomes a big problem, there is always divorce.
This guy gets it
Post by: SkinnyBenny on May 03, 2017, 09:56:03 PM
What if your kid ends up being really good at a sport but that sport is really expensive? You want to see your kid succeed at this sport but your SO thinks it is too expensive. Now you have to dip into your fun money so your kid can do a sport...but then the kid gets a scholarship for doing that sport....do you get a rebate into your fun money from the college savings account?
I think you would have to have very little respect for your significant other to spend money on your kids that they don't think you should be spending, whether you have joint or separate accounts. I would never do that. If it becomes a big problem, there is always divorce.
This guy gets it.
Post by: 420seriouscat69 on May 03, 2017, 10:51:03 PM
Sent from my iPhone using Tapatalk
Post by: 420seriouscat69 on May 03, 2017, 10:52:24 PM
Sent from my iPhone using Tapatalk
Post by: SdK on May 03, 2017, 11:07:43 PM
Post by: sys on May 03, 2017, 11:20:54 PM
no, i don't believe that's accurate. each party is responsible for their own birth control.
That makes zero sense.
i guess you could have a joint birth control supply, but each party would also likely want to maintain separate birth control to avoid fights and whatnot.
Post by: Rage Against the McKee on May 03, 2017, 11:24:46 PM
I respectfully disagree. Shouldn't kids be #1? Your significant other is no scout. Better than them smoking pot behind the bleachers at age 13. I'm not a parent yet, but I expect her be to on course with this scenario. My Parents have been married since 18. I'll make it work for them, like they did for me. Sounds super selfish. Don't have kids if that's your angle.
Sent from my iPhone using Tapatalk
http://goEMAW.com/forum/index.php?topic=32095.msg1715473#msg1715473
Post by: Spracne on May 04, 2017, 01:19:25 AM
Post by: 8manpick on May 04, 2017, 07:43:21 AM
Post by: Emo EMAW on May 04, 2017, 07:55:27 AM
Post by: SdK on May 04, 2017, 07:57:40 AM
Post by: 420seriouscat69 on May 04, 2017, 08:21:58 AM
You write checks to split costs for everyday purchases? Venmo, bro...I write 1 check a month, bro. I don't even write it. Mrs. Wacky does. :gocho:
Post by: meow meow on May 04, 2017, 08:23:00 AM
You write checks to split costs for everyday purchases? Venmo, bro...I write 1 check a month, bro. I don't even write it. Mrs. Wacky does. :gocho:
your bank doesn't do online transfers between accounts?
Post by: 420seriouscat69 on May 04, 2017, 08:24:53 AM
Post by: meow meow on May 04, 2017, 09:28:51 AM
Post by: catastrophe on May 04, 2017, 09:52:53 AM
You write checks to split costs for everyday purchases? Venmo, bro...I write 1 check a month, bro. I don't even write it. Mrs. Wacky does. :gocho:
your bank doesn't do online transfers between accounts?
Needs a clear paper trail in case Mrs. Wacky audits him.
Post by: XocolateThundarr on May 04, 2017, 10:48:23 AM
Mmm or you could just learn to pronounce it properly?:( haha. I had to ask my French friend how to pronounce it properly.How does she pronounce la croix?la croy
That's the only way for any white midwesterner to pronounce it.
Croy is the proper pronunciation according to the company so maybe you should #educate yourself
http://www.lacroixwater.com/nutritionals/how-is-lacroix-pronounced/
I drink the crap out of Luh Croy water with Tito's.
Post by: Spracne on May 04, 2017, 11:12:38 AM
Sent from my SM-G900P using Tapatalk
Post by: The Big Train on May 04, 2017, 11:14:00 AM
Post by: Tobias on May 04, 2017, 11:15:05 AM
Post by: Phil Titola on May 04, 2017, 11:48:10 AM
Post by: star seed 7 on May 04, 2017, 11:49:01 AM
Post by: MakeItRain on May 04, 2017, 12:56:22 PM
You write checks to split costs for everyday purchases? Venmo, bro...I write 1 check a month, bro. I don't even write it. Mrs. Wacky does. :gocho:
your bank doesn't do online transfers between accounts?
This is how we move money between our accounts.
Post by: Mrs. Gooch on May 04, 2017, 01:07:37 PM
Do you guys seriously not use Venmo? Like, outside of the spousal realm?
Sent from my SM-G900P using Tapatalk
Never used this. So you are paying to move your money around?
Post by: Spracne on May 04, 2017, 01:17:05 PM
Nope.Do you guys seriously not use Venmo? Like, outside of the spousal realm?
Sent from my SM-G900P using Tapatalk
Never used this. So you are paying to move your money around?
Sent from my SM-G900P using Tapatalk
Post by: catastrophe on May 04, 2017, 01:18:42 PM
Do you guys seriously not use Venmo? Like, outside of the spousal realm?
Sent from my SM-G900P using Tapatalk
Never used this. So you are paying to move your money around?
If you use a debit card it's basically the same as writing someone a check.
Post by: meow meow on May 11, 2017, 09:02:43 AM
Post by: Cartierfor3 on May 11, 2017, 09:04:35 AM
Post by: 420seriouscat69 on May 11, 2017, 09:11:23 AM
Before most of my $ rolled over into it on Monday, I got back from my grandparents farm on Sunday (Grandpas golf tournament) and Mrs wacky and I went out to eat/drink with a few friends. She made me pay for the whole day since "I didn't spend anything this weekend". I wanted normal chinese delivery, but she made me get postmates for a better chinese option that didn't deliver (Cost $12 more $ than your usual Chinese place). :curse: It ended up tasting just as shitty as any other Chinese place.
We also had a little Sunday funday in our backyard. Made sangrias, blasted some citizen cope, and played catch (with a football) while bear (dog) bathed in the sun. :D
Post by: meow meow on May 11, 2017, 09:22:50 AM
Post by: 420seriouscat69 on May 11, 2017, 09:26:57 AM
Post by: meow meow on May 11, 2017, 09:28:19 AM
Yeah, she knew I hadn't spent any $ all weekend since I was with family. Since she was playing around with friends and at a wedding, she thought it would only be fair if I balanced out her spending by spending my $ on Sunday for the both of us.
that seems pretty selfish of her
Post by: Tobias on May 11, 2017, 09:28:32 AM
Post by: ChiComCat on May 11, 2017, 09:30:33 AM
Post by: 420seriouscat69 on May 11, 2017, 09:32:40 AM
Post by: Cartierfor3 on May 11, 2017, 09:34:11 AM
Post by: 420seriouscat69 on May 11, 2017, 09:40:15 AM
Post by: kso_FAN on May 11, 2017, 09:41:01 AM
Post by: star seed 7 on May 11, 2017, 09:41:40 AM
Post by: Cartierfor3 on May 11, 2017, 09:48:01 AM
Post by: star seed 7 on May 11, 2017, 09:49:33 AM
Post by: 420seriouscat69 on May 11, 2017, 09:53:40 AM
If I were you Wacky, I'd start demanding receipts. Oh you want some fancy Chinese food? Sure, but first lets see an itemized list of your expenses from Friday and Saturday.Good plan. Honestly tho, I really don't care that much. As long as we still have $ for trips and stuff, that's all I care about. This will obviously have to change with kids tho.
Post by: Cartierfor3 on May 11, 2017, 09:57:26 AM
Post by: meow meow on May 11, 2017, 10:05:38 AM
Post by: Kat Kid on May 11, 2017, 10:18:42 AM
Post by: Tobias on May 11, 2017, 10:21:53 AM
Post by: 420seriouscat69 on May 11, 2017, 10:23:26 AM
does she only get $150 of fun money also? because i'm telling you right now, that aint gonna be enough for her.I joined her account, so whatever she gets goes straight into it.
are you on the hook for the horses if and when you get some horsesFunny you say that, she had two growing up. :ohno:
Post by: ChiComCat on May 11, 2017, 10:23:55 AM
Post by: 420seriouscat69 on May 11, 2017, 10:24:54 AM
I knew this going in guys. I have no one to blame but myself.
Post by: Tobias on May 11, 2017, 10:25:15 AM
Post by: Mrs. Gooch on May 11, 2017, 10:27:00 AM
Post by: 420seriouscat69 on May 11, 2017, 10:28:04 AM
Post by: Cartierfor3 on May 11, 2017, 10:30:02 AM
does she only get $150 of fun money also? because i'm telling you right now, that aint gonna be enough for her.I joined her account, so whatever she gets goes straight into it.are you on the hook for the horses if and when you get some horsesFunny you say that, she had two growing up. :ohno:
oh we know. I think you blogged about it in the dating thread a few years back IIRC
Post by: mocat on May 11, 2017, 10:30:42 AM
Who bought the jumbo wine(s) last night?
seemed more like a 360 Vodka© night to me
Post by: kso_FAN on May 11, 2017, 10:32:36 AM
Post by: catastrophe on May 11, 2017, 10:33:21 AM
Post by: Tobias on May 11, 2017, 10:34:02 AM
Its hard to decide was is crazier; dealing with separate accounts or the amount of information wacky is willing to share on gE.
there's probably a parallel discussion going on over at the phog as well, except with real names
Post by: meow meow on May 11, 2017, 10:34:37 AM
Post by: 420seriouscat69 on May 11, 2017, 10:46:20 AM
so you have a fun money account, and she just has the joint account with you and her fun stuff comes out of that?I'm doing that for situations like this. We've never fought over $ tho. Unless it was me playing poker or honeymoon stuff. My play $ account is more of a savings account, because i'll sit on it, where i'm not sure if she will.
Post by: SdK on May 11, 2017, 10:47:29 AM
Post by: meow meow on May 11, 2017, 10:56:25 AM
so you have a fun money account, and she just has the joint account with you and her fun stuff comes out of that?I'm doing that for situations like this. We've never fought over $ tho. Unless it was me playing poker or honeymoon stuff. My play $ account is more of a savings account, because i'll sit on it, where i'm not sure if she will.
so she is aware of this account tho?
Post by: 420seriouscat69 on May 11, 2017, 10:57:34 AM
Post by: Cartierfor3 on May 11, 2017, 10:59:05 AM
Post by: 420seriouscat69 on May 11, 2017, 11:02:12 AM
So just to be clear, Ponies/Horses come out of HER fun money account.Sure, but we won't be getting them and my kids also won't be going to a private catholic school. Waste of $.
Post by: Tobias on May 11, 2017, 11:05:55 AM
Post by: ChiComCat on May 11, 2017, 11:13:23 AM
Post by: Cartierfor3 on May 11, 2017, 11:14:40 AM
So just to be clear, Ponies/Horses come out of HER fun money account.Sure, but we won't be getting them and my kids also won't be going to a private catholic school. Waste of $.
Bam son
Post by: The Big Train on May 11, 2017, 12:19:18 PM
Its hard to decide was is crazier; dealing with separate accounts or the amount of information wacky is willing to share on gE.
A comment like this without telling something about yourself is a risky venture _FAN.
Post by: pissclams on May 11, 2017, 12:30:25 PM
Post by: Trim on May 11, 2017, 12:44:25 PM
Post by: 420seriouscat69 on May 11, 2017, 01:09:59 PM
So triggeredIts hard to decide was is crazier; dealing with separate accounts or the amount of information wacky is willing to share on gE.
A comment like this without telling something about yourself is a risky venture _FAN.
Post by: 420seriouscat69 on May 11, 2017, 01:11:00 PM
i would use the fun money account to buy a scottish highland calf and give it to bear the dog so that he has a bud to play with while the adults are playing catch with the football:love:
Post by: meow meow on May 11, 2017, 01:17:00 PM
Post by: 420seriouscat69 on May 11, 2017, 01:23:18 PM
Post by: meow meow on May 11, 2017, 01:33:25 PM
Post by: star seed 7 on May 11, 2017, 01:37:50 PM
Post by: 420seriouscat69 on May 12, 2017, 09:13:25 AM
Post by: Tobias on May 12, 2017, 09:16:19 AM
Post by: yoga-like_abana on May 12, 2017, 09:29:56 AM
they know better, they know better
no joint account, no joint account
they know better, they know better
momma wacks gots my chedda
won't gimme the username or password ever
Post by: 420seriouscat69 on May 12, 2017, 09:32:46 AM
We're g chatting right now. Feeling pretty good about this. However, I just paid my cc (wedding rings (No interest, calm down SD)) with my play account. It's paid off in two months. :excited:
Post by: 420seriouscat69 on May 12, 2017, 09:35:27 AM
Post by: 420seriouscat69 on May 12, 2017, 09:36:08 AM
NO NEGATIVE CONSEQUENCES!
Post by: yoga-like_abana on May 12, 2017, 09:48:18 AM
Post by: michigancat on May 12, 2017, 09:49:15 AM
Post by: star seed 7 on May 12, 2017, 09:57:21 AM
What I wouldn't give to follow those g-chats in real time
:thumbs:
Post by: mocat on May 12, 2017, 09:58:55 AM
What I wouldn't give to follow those g-chats in real time
:thumbs:
the tidbit from the hopcat fiasco was such a tease :love:
Post by: 420seriouscat69 on May 12, 2017, 10:00:06 AM
What I wouldn't give to follow those g-chats in real time:D
sounds like she should be paying this weekend wacksBig weekend too. She wants to go out tonight ("Let's stop talking about $ babe and enjoy the weekend. We can get serious on Tuesday (catholic charity golf tournament on monday"). Having the folks over for steaks tomorrow for dads bday and mothers day. Sunday we're taking her mom out and step mom out.
Post by: 420seriouscat69 on May 12, 2017, 10:01:19 AM
What I wouldn't give to follow those g-chats in real timeHere's some more teasing
Quote
i am taking that rug back so that's $45 right there.:lol:
also if you want access to this account, I don't care. you can
I hope she's talking about her savings account
Post by: ChiComCat on May 12, 2017, 10:02:34 AM
Post by: meow meow on May 12, 2017, 10:04:41 AM
Post by: 420seriouscat69 on May 12, 2017, 10:05:24 AM
Post by: meow meow on May 12, 2017, 10:08:05 AM
Post by: 420seriouscat69 on May 12, 2017, 10:08:56 AM
Post by: michigancat on May 12, 2017, 10:19:47 AM
Yeah but I need to know what you said that led to this response.What I wouldn't give to follow those g-chats in real timeHere's some more teasingQuotei am taking that rug back so that's $45 right there.
also if you want access to this account, I don't care. you can
I hope she's talking about her savings account
Post by: michigancat on May 12, 2017, 10:20:07 AM
Actually probably don't do this but still.Yeah but I need to know what you said that led to this response.What I wouldn't give to follow those g-chats in real timeHere's some more teasingQuotei am taking that rug back so that's $45 right there.
also if you want access to this account, I don't care. you can
I hope she's talking about her savings account
Post by: 420seriouscat69 on May 12, 2017, 10:24:20 AM
She's all over the place.
Her: ha I'm sure you'll get used to it just fine.
lets not fight about money (we weren't fighting) ? We'll enjoy labor day just fine and figure something out....so let's put that behind us and go enjoy a night "out" for a little bit tonight? Dad's not taking me to lunch. boo.
Me: Ha. Ok
Her: i am taking that rug back so that's $45 right there.
also if you want access to this account, I don't care. you can
Me: Haha I would hope so.
You mean our combine account?
Her: yes
what are you doing for lunch?
:lol:
Post by: kim carnes on May 12, 2017, 10:26:19 AM
Post by: 420seriouscat69 on May 12, 2017, 10:26:34 AM
Post by: michigancat on May 12, 2017, 10:27:24 AM
Plz stopYeah I'm sorry for encouraging this
Post by: mocat on May 12, 2017, 10:31:28 AM
Post by: Dugout DickStone on May 12, 2017, 10:55:23 AM
Post by: meow meow on May 12, 2017, 10:56:37 AM
Post by: Shooter Jones on May 12, 2017, 11:06:12 AM
Post by: Mrs. Gooch on May 12, 2017, 01:20:16 PM
Post by: 420seriouscat69 on May 12, 2017, 01:23:51 PM
Post by: IPA4Me on May 12, 2017, 01:33:23 PM
Post by: Skipper44 on May 12, 2017, 03:22:40 PM
Lots of guys I know have secret accounts.this is why WC08 needed to keep his toe in the kickball league
Post by: Dugout DickStone on May 12, 2017, 03:32:13 PM
Lots of guys I know have secret accounts.this is why WC08 needed to keep his toe in the kickball league
oh no doubt.
Post by: catastrophe on May 12, 2017, 06:34:13 PM
Post by: The Big Train on May 12, 2017, 08:31:28 PM
It feels wrong to read this thread anymore.
Why?
Post by: catastrophe on May 12, 2017, 08:41:33 PM
Post by: The Big Train on May 12, 2017, 08:44:49 PM
Feels a little like cyberstalking.
This isn't some ransomware attack it's being supplied freely.
Post by: nicname on May 12, 2017, 09:24:51 PM
Post by: IPA4Me on June 01, 2017, 08:23:33 AM
Post by: 420seriouscat69 on June 01, 2017, 08:43:40 AM
Post by: Mrs. Gooch on June 01, 2017, 08:54:12 AM
Quote
DEAR AMY: I am on my second marriage. I am trying hard to stay “connected” because I felt disconnected in my last marriage. I moved almost 100 miles away from my family and into his world. This is fine, but sometimes I feel alone.
My husband and I decided to keep our finances separate. We split everything. When we’re at the store, he pays half and I pay half, vacation trips are split — also phones, utilities, and insurance. I also give him “rent” for living in the house, because he makes the house payment.
About a year after we got married, he inherited his father’s estate. He put some money into a savings account, and it was just sitting there, so I told him to invest it, and he did.
This money has grown some pretty good interest in the last four years, and we decided to do some repairs on our home, so he took the funds out of the interest income and used it for the repair.
Amy, he then asked me when I was going to pay him back my half of the cost of the remodel! I was floored! This was money he wouldn’t have had if I didn’t suggest that he invest it.
Is it wrong for me to feel like we are more roommates than a married couple? I don’t think we’re very “connected,” do you?
We’ve talked about consolidating our bank accounts, but I get scared that he’ll be controlling my money that I work hard for, like he controls everything else.
Are my feelings wrong?
Worried
DEAR WORRIED: If your husband “controls everything” in your life, then pay attention to this red flag; it might be wisest not to be with him.
You two also seem to suffer from an overall simple lack of generosity toward one another.
One way to feel “connected” is to work together as a couple to make major financial decisions. I like the idea of couples pooling some of their income into a household account and for both parties to agree on mutual expenses and bill paying. Then each party can also have their own money for their personal use.
However, your husband’s inheritance is his alone to spend. Your suggestion that he invest it seems to have been a wise one, but he needn’t compensate you for following your good advice.
Unless your name is on the title, he also owns the house, although you may have some ownership claim because you have been helping to pay the mortgage.
If he expects you to pay for half of this remodel, then your name should be put on the title of the house. Co-owning this home would help you to feel (and be) more connected.
You two should meet with a mediator and financial adviser to work on ways to share your assets, without either party controlling the other. Also, do some research on your marital property rights in your state.
Post by: 420seriouscat69 on June 01, 2017, 08:59:56 AM
Post by: Brock Landers on June 01, 2017, 09:27:32 AM
Also, that's not a marriage that's a business partnership.
Post by: Skipper44 on June 01, 2017, 09:32:12 AM
Post by: Brock Landers on June 01, 2017, 09:34:24 AM
"I love you too. Don't forget, rent is due tomorrow."
Post by: Cartierfor3 on June 01, 2017, 09:37:50 AM
Post by: star seed 7 on June 01, 2017, 09:38:13 AM
Post by: Mrs. Gooch on June 01, 2017, 09:39:41 AM
Wait, do some married people not have both names on the house?
Well if he owned the house before they got married why should he give her any of his hard earned equity?
Post by: Cartierfor3 on June 01, 2017, 09:42:28 AM
Wait, do some married people not have both names on the house?
Well if he owned the house before they got married why should he give her any of his hard earned equity?
good pointing. sharing with your wife is for losers
Post by: star seed 7 on June 01, 2017, 09:49:06 AM
Post by: Rage Against the McKee on June 01, 2017, 10:01:54 AM
Wait, do some married people not have both names on the house?
I think maybe if your spouse has really bad credit but you have good credit, you might be able to get a more favorable loan by leaving your spouse off the title. Not sure about that, though.
Post by: Mrs. Gooch on June 01, 2017, 10:07:05 AM
Wait, do some married people not have both names on the house?
I think maybe if your spouse has really bad credit but you have good credit, you might be able to get a more favorable loan by leaving your spouse off the title. Not sure about that, though.
Yes, this is true.
Post by: meow meow on June 01, 2017, 10:08:42 AM
Wait, do some married people not have both names on the house?
I think maybe if your spouse has really bad credit but you have good credit, you might be able to get a more favorable loan by leaving your spouse off the title. Not sure about that, though.
why would you marry someone with bad credit?
Post by: Mrs. Gooch on June 01, 2017, 10:09:32 AM
Wait, do some married people not have both names on the house?
I think maybe if your spouse has really bad credit but you have good credit, you might be able to get a more favorable loan by leaving your spouse off the title. Not sure about that, though.
why would you marry someone with bad credit?
Maybe if you didn't check their credit before marrying them?
Post by: Rage Against the McKee on June 01, 2017, 10:10:04 AM
Wait, do some married people not have both names on the house?
I think maybe if your spouse has really bad credit but you have good credit, you might be able to get a more favorable loan by leaving your spouse off the title. Not sure about that, though.
why would you marry someone with bad credit?
People do crazy things, meow meow.
Post by: meow meow on June 01, 2017, 10:20:17 AM
:lol:Wait, do some married people not have both names on the house?
I think maybe if your spouse has really bad credit but you have good credit, you might be able to get a more favorable loan by leaving your spouse off the title. Not sure about that, though.
why would you marry someone with bad credit?
Maybe if you didn't check their credit before marrying them?
Post by: MakeItRain on June 02, 2017, 01:02:12 AM
Wait, do some married people not have both names on the house?
Well if he owned the house before they got married why should he give her any of his hard earned equity?
good pointing. sharing with your wife is for losers
:confused:
In this case I don't know why the wife's name needs to be on the deed. Isn't it important that they just have a place to live? There is no credible reason why the wife in this case needs to have her name on the house. Going halfsies is also obviously problematic.
Post by: Emo EMAW on June 02, 2017, 07:53:32 AM
Post by: chum1 on June 02, 2017, 08:01:59 AM
Post by: Emo EMAW on June 02, 2017, 08:04:16 AM
Post by: Kat Kid on June 02, 2017, 08:14:26 AM
It's depends how much rent she is paying. If he dies she still gets the house (I assume).
We don't know this. But we have a good idea that she will be at a big disadvantage on recouping any equity if they divorce.Adding her name to the house recognizes her financial contributions to this. If they want to be weirdos about it, they could create a trust and assign her less than 50% ownership.
Post by: Rage Against the McKee on June 02, 2017, 08:33:14 AM
Post by: Mrs. Gooch on June 02, 2017, 08:36:35 AM
Post by: Rage Against the McKee on June 02, 2017, 08:37:28 AM
Is the wife legally entitled to any of the inheritance since he inherited it while they were married?
She should get half of it.
Post by: chum1 on June 02, 2017, 08:45:09 AM
Post by: Emo EMAW on June 02, 2017, 08:45:26 AM
It's depends how much rent she is paying. If he dies she still gets the house (I assume).
We don't know this. But we have a good idea that she will be at a big disadvantage on recouping any equity if they divorce.Adding her name to the house recognizes her financial contributions to this. If they want to be weirdos about it, they could create a trust and assign her less than 50% ownership.
That's why I said assume. Also, 0 percent chance this broad ever grows the balls to divorce this jackwagon.
Post by: meow meow on June 02, 2017, 09:03:34 AM
Post by: ChiComCat on June 02, 2017, 10:05:23 AM
Post by: ben ji on June 02, 2017, 04:18:02 PM
Wait, do some married people not have both names on the house?
I think maybe if your spouse has really bad credit but you have good credit, you might be able to get a more favorable loan by leaving your spouse off the title. Not sure about that, though.
why would you marry someone with bad credit?
Maybe if you didn't check their credit before marrying them?
Had a friend run into this....They get married and start looking to buy a house and the mortgage people were all like "Umm, she has 50k of credit card debt". He had no idea and apparently never asked before getting married and she never bothered to tell him. His dad had to talk him out of divorcing her right then....still married 5 years later.
Post by: Rage Against the McKee on June 02, 2017, 04:59:37 PM
Wait, do some married people not have both names on the house?
I think maybe if your spouse has really bad credit but you have good credit, you might be able to get a more favorable loan by leaving your spouse off the title. Not sure about that, though.
why would you marry someone with bad credit?
Maybe if you didn't check their credit before marrying them?
Had a friend run into this....They get married and start looking to buy a house and the mortgage people were all like "Umm, she has 50k of credit card debt". He had no idea and apparently never asked before getting married and she never bothered to tell him. His dad had to talk him out of divorcing her right then....still married 5 years later.
Damn. $50k in credit card debt is enough to at least ponder a bankruptcy.
Post by: IPA4Me on June 02, 2017, 05:27:51 PM
Post by: Emo EMAW on June 02, 2017, 05:29:56 PM
Post by: chum1 on June 02, 2017, 06:13:25 PM
Post by: wetwillie on June 02, 2017, 06:14:44 PM
Post by: star seed 7 on June 02, 2017, 06:43:00 PM
Post by: 420seriouscat69 on June 05, 2017, 10:25:49 AM
Post by: Brock Landers on June 05, 2017, 10:30:55 AM
Post by: 420seriouscat69 on June 05, 2017, 10:35:21 AM
Post by: SdK on June 05, 2017, 10:36:51 AM
Post by: yoga-like_abana on June 05, 2017, 10:47:00 AM
Post by: star seed 7 on June 05, 2017, 10:49:06 AM
Post by: 420seriouscat69 on June 05, 2017, 10:55:13 AM
Did you enjoy your steak?I will tonight. :lick: Mom and dad had us over last night for brats and hamburgers. :D
this is definitely going to end wellIt will be fine. We have a playful relationship. There honestly hasn't been any real problems.
Post by: 420seriouscat69 on June 05, 2017, 10:57:34 AM
Post by: star seed 7 on June 05, 2017, 11:07:37 AM
Post by: 420seriouscat69 on June 05, 2017, 11:12:02 AM
Post by: Emo EMAW on June 05, 2017, 11:15:35 AM
Post by: Tobias on June 05, 2017, 11:19:06 AM
Post by: Tobias on June 05, 2017, 11:19:39 AM
Post by: 420seriouscat69 on June 05, 2017, 11:25:29 AM
Post by: Cartierfor3 on June 05, 2017, 12:30:27 PM
Post by: catastrophe on June 05, 2017, 12:36:56 PM
Wait, do some married people not have both names on the house?
Well if he owned the house before they got married why should he give her any of his hard earned equity?
good pointing. sharing with your wife is for losers
:confused:
In this case I don't know why the wife's name needs to be on the deed. Isn't it important that they just have a place to live? There is no credible reason why the wife in this case needs to have her name on the house. Going halfsies is also obviously problematic.
Well the upside is pretty obvious. If one of you dies then the other still owns the house without having to go through any legal BS to get the title changed.
Now if you don't want your spouse to get your assets including the house if you die and/or are planning on a temporary marriage, then a lot of these issues could be avoided by not getting married.
Post by: catastrophe on June 05, 2017, 12:40:04 PM
Is the wife legally entitled to any of the inheritance since he inherited it while they were married?
Not in my state. Inheritance is not treated like income.
Post by: Cartierfor3 on June 05, 2017, 12:41:21 PM
Post by: Rage Against the McKee on June 05, 2017, 01:08:38 PM
Wackster, when you guys have kids its gonna be high end preschools and designer kids clothes and organic produce isnt' it
It's probably best to just get a vasectomy and don't tell her about it.
Post by: 420seriouscat69 on June 05, 2017, 01:19:55 PM
Post by: meow meow on June 05, 2017, 01:26:19 PM
Post by: 420seriouscat69 on June 05, 2017, 01:32:01 PM
Post by: 420seriouscat69 on June 05, 2017, 01:32:23 PM
Post by: Cartierfor3 on June 05, 2017, 04:53:40 PM
Post by: SdK on June 05, 2017, 04:54:55 PM
what brand of ketchup you using for dippin?I was afraid of this.
Post by: 420seriouscat69 on June 05, 2017, 04:59:30 PM
Post by: SdK on June 05, 2017, 05:08:56 PM
Pfftt. My dad was a cattle buyer and we had steak on the table about 5 days a week. I would never insult a piece of steak like that.Good man!
Post by: cfbandyman on June 05, 2017, 05:09:40 PM
Pfftt. My dad was a cattle buyer and we had steak on the table about 5 days a week. I would never insult a piece of steak like that.
Man, I love steak, but hearing that made my bowels cringe. Once or twice a week is enough for me.
Post by: 420seriouscat69 on June 05, 2017, 05:13:04 PM
Post by: Dugout DickStone on June 06, 2017, 08:33:05 AM
Pfftt. My dad was a cattle buyer and we had steak on the table about 5 days a week. I would never insult a piece of steak like that.
Don't be a beta, put some 'sup on that steak
Post by: 420seriouscat69 on June 08, 2017, 09:05:20 AM
Post by: Tobias on June 08, 2017, 09:06:08 AM
Post by: 420seriouscat69 on June 08, 2017, 09:07:00 AM
Post by: Cartierfor3 on June 08, 2017, 09:12:38 AM
This was a bad idea guys. Who buys a $150 baby shower gift when "you're trying to save?" :bang:
Good lord what did she buy?
Post by: SdK on June 08, 2017, 09:13:25 AM
Post by: 420seriouscat69 on June 08, 2017, 09:17:24 AM
Mrs wacky: "(friends name) said it was a great gift" :rolleyes:
Post by: 420seriouscat69 on June 08, 2017, 09:18:31 AM
Post by: meow meow on June 08, 2017, 09:20:32 AM
Post by: yoga-like_abana on June 08, 2017, 09:21:56 AM
This was a bad idea guys. Who buys a $150 baby shower gift when "you're trying to save?" :bang:should've had her pay for it out of her fun money
Post by: Brock Landers on June 08, 2017, 09:24:00 AM
Post by: Cartierfor3 on June 08, 2017, 09:24:57 AM
Post by: meow meow on June 08, 2017, 09:26:42 AM
Post by: 420seriouscat69 on June 08, 2017, 09:30:50 AM
Post by: Cartierfor3 on June 08, 2017, 09:31:10 AM
It's for her brother. Like her real brother. No step or anything else.
dog or human
Post by: 420seriouscat69 on June 08, 2017, 09:31:27 AM
Post by: SdK on June 08, 2017, 09:32:11 AM
Post by: SdK on June 08, 2017, 09:32:42 AM
Post by: 420seriouscat69 on June 08, 2017, 09:34:33 AM
Also, I hope she wants to spend as much on your siblings kiddos.She would, but I wouldn't spend $ like that. My side of the family joins together on big purchase items. Plus, my bro married a women with a child and he won't be having one.
Post by: 420seriouscat69 on June 08, 2017, 09:36:38 AM
"Lol well just for reference most baby shower/wedding gifts will be around $100.
and i still have 4 wedding gifts to buy this year. it SUCKS
(friend of a friend) will only get $50 tho"
Post by: Cartierfor3 on June 08, 2017, 09:37:59 AM
Post by: 420seriouscat69 on June 08, 2017, 09:41:02 AM
Rant over. I know this is bad BBS'ing for many to read.
Post by: meow meow on June 08, 2017, 09:41:44 AM
Post by: 420seriouscat69 on June 08, 2017, 09:42:52 AM
Biggie was right. :frown:
Post by: Tobias on June 08, 2017, 09:42:55 AM
Post by: Cartierfor3 on June 08, 2017, 09:43:40 AM
Post by: Rage Against the McKee on June 08, 2017, 09:44:44 AM
Post by: 420seriouscat69 on June 08, 2017, 09:45:22 AM
Post by: Cartierfor3 on June 08, 2017, 09:45:45 AM
Me: "Do we have to get a gift?"
Mrs CF3: "Yeah, I just got them a $25 target gift card"
Me: "Sounds good. I'll eat/drink at least $40 worth of stuff so we still come out ahead on the evening"
Post by: 420seriouscat69 on June 08, 2017, 09:46:07 AM
You got married recently enough that it shouldn't be that hard to just spend about the same amount of money on these people as they spent on you.Yeah, that's her rationale for this.
Post by: SdK on June 08, 2017, 09:46:18 AM
Oh ok. Well there will still be birthday presents. Baby stuff is expensive for sure. It sounds like the gift can be used for multiple kids. So that's a plus. Maybe mrs. wacky is just making an investment for your future kiddo under the guise of it being for her brother. That thing is totally coming back to you. :)Also, I hope she wants to spend as much on your siblings kiddos.She would, but I wouldn't spend $ like that. My side of the family joins together on big purchase items. Plus, my bro married a women with a child and he won't be having one.
Post by: 420seriouscat69 on June 08, 2017, 09:46:46 AM
Every time there is a wedding::lol:
Me: "Do we have to get a gift?"
Mrs CF3: "Yeah, I just got them a $25 target gift card"
Me: "Sounds good. I'll eat/drink at least $40 worth of stuff so we still come out ahead on the evening"
That's why we're buds. :cheers:
Post by: meow meow on June 08, 2017, 09:47:00 AM
Post by: Cartierfor3 on June 08, 2017, 09:47:52 AM
:Cheers:Every time there is a wedding::lol:
Me: "Do we have to get a gift?"
Mrs CF3: "Yeah, I just got them a $25 target gift card"
Me: "Sounds good. I'll eat/drink at least $40 worth of stuff so we still come out ahead on the evening"
That's why we're buds. :cheers:
Post by: 420seriouscat69 on June 08, 2017, 09:50:26 AM
remind me who's the bread winner again? not that it matters, just curious how this plays into these situations.I make a little more than her now. She use to be, but not since we've been engaged/married. We do fine, but we both have debt (good debt: student loans) we're trying to pay off and I want to get that resolved before a house/baby. Making it rain on everyone isn't in my cards right now.
Post by: Rage Against the McKee on June 08, 2017, 09:51:34 AM
You got married recently enough that it shouldn't be that hard to just spend about the same amount of money on these people as they spent on you.Yeah, that's her rationale for this.
If all of these people spent $100-$150 on my wedding gift, I would have a hard time spending much less than $100 on theirs. If it's anyone else, I usually just go get something on the registry that costs $50 or less.
Post by: SdK on June 08, 2017, 09:52:13 AM
I'm shutting this crap down right now. The fact that she feels we need to give that much is redic. She's so afraid of looking cheap.Make her a nice dinner sometime and have a conversation about finances. Use a lot of I statements. Talk about your worries and fears. Avoid accusing her of anything or saying what you would do in her shoes or what she should do. Just explain your side, that you're willing to compromise on things. It's still super early in your marriage. Now is the time to have an honest, open, and comprehensive dialog about your financial future together. Get a solid game plan in place. Kids are just going to add more stress. If there is already money disagreements, coupled with increase in spending due to a kid, I'd worry about the happiness of your family unit.
Rant over. I know this is bad BBS'ing for many to read.
Post by: 420seriouscat69 on June 08, 2017, 09:53:48 AM
Post by: 420seriouscat69 on June 08, 2017, 09:56:23 AM
It's next Saturday. I plan on sending her our wedding flowers to her work on Friday and taking her out to a nice dinner. Any recommendos?
Post by: mocat on June 08, 2017, 09:57:40 AM
Speaking about marriage. Next week is our one year. What did you married dudes do for your 1 year?
It's next Saturday. I plan on sending her our wedding flowers to her work on Friday and taking her out to a nice dinner. Any recommendos?
that sounds nice. i took mrs mocat to paris.
Post by: mocat on June 08, 2017, 09:58:23 AM
Post by: 420seriouscat69 on June 08, 2017, 09:58:49 AM
Post by: 420seriouscat69 on June 08, 2017, 10:00:11 AM
Post by: mocat on June 08, 2017, 10:01:22 AM
Mocat, you travel so much for work, I can only imagine how many miles you have. I have enough for a big trip right now, but I can't.
i have only traveled one solitary time for work this year :frown:
Post by: Tobias on June 08, 2017, 10:01:58 AM
Post by: 420seriouscat69 on June 08, 2017, 10:03:50 AM
Post by: 420seriouscat69 on June 08, 2017, 10:04:33 AM
book that crap before Nicole's niece gets it all for her preschool graduationYou know her cousin? :runaway:
Post by: Cartierfor3 on June 08, 2017, 10:14:06 AM
She doesn't have PTO until August tho. I wanted to do Puerto Rico. :frown:
thought you were trying to save
Post by: 420seriouscat69 on June 08, 2017, 10:16:11 AM
Post by: meow meow on June 08, 2017, 10:23:55 AM
Post by: 420seriouscat69 on June 08, 2017, 10:28:42 AM
Post by: star seed 7 on June 08, 2017, 11:15:11 AM
Post by: Mrs. Gooch on June 08, 2017, 12:02:45 PM
I might be a pos, I've never bought a wedding gift before
Have you gone to any weddings?
Post by: Emo EMAW on June 08, 2017, 12:19:50 PM
I might be a pos, I've never bought a wedding gift before
Have you gone to any weddings?
In jeans I'm sure.
Post by: star seed 7 on June 08, 2017, 01:17:57 PM
I might be a pos, I've never bought a wedding gift before
Have you gone to any weddings?
Yes!
Post by: star seed 7 on June 08, 2017, 01:21:07 PM
I might be a pos, I've never bought a wedding gift before
Have you gone to any weddings?
In jeans I'm sure.
I don't even own a pair of jeans
Post by: Gooch on June 08, 2017, 01:55:42 PM
:dubious:I might be a pos, I've never bought a wedding gift before
Have you gone to any weddings?
In jeans I'm sure.
I don't even own a pair of jeans
Post by: yoga-like_abana on June 08, 2017, 02:15:38 PM
Post by: 420seriouscat69 on June 08, 2017, 02:21:07 PM
Post by: SdK on June 08, 2017, 02:55:55 PM
Post by: Skipper44 on June 09, 2017, 11:22:23 AM
Every time there is a wedding:um, that math only works if you have a free babysitter since this blog site definitively determined kids don't belong at weddings
Me: "Do we have to get a gift?"
Mrs CF3: "Yeah, I just got them a $25 target gift card"
Me: "Sounds good. I'll eat/drink at least $40 worth of stuff so we still come out ahead on the evening"
Post by: Rage Against the McKee on June 09, 2017, 11:43:28 AM
Post by: SdK on June 09, 2017, 12:12:22 PM
Post by: 8manpick on June 09, 2017, 12:13:24 PM
If I had kids, I would take them to the wedding even if the invitation said no kids.Huh, RAtM is now a known bad person. Who would have guessed?
Post by: 420seriouscat69 on June 09, 2017, 12:25:41 PM
Post by: meow meow on June 09, 2017, 12:30:54 PM
Post by: Rage Against the McKee on June 09, 2017, 01:11:41 PM
I'd have you escorted out.
I doubt that, but it would be great if that happened. I would return your ~$50 gift.
Post by: 420seriouscat69 on June 09, 2017, 01:14:33 PM
wacky you gonna destroy that JA this weekend?We both got paid today. :gocho: It's going down! Plus, fun $ account just rolled in some cash. :Woot:
Post by: meow meow on June 09, 2017, 01:34:54 PM
Post by: Cartierfor3 on June 09, 2017, 03:37:40 PM
Every time there is a wedding:um, that math only works if you have a free babysitter since this blog site definitively determined kids don't belong at weddings
Me: "Do we have to get a gift?"
Mrs CF3: "Yeah, I just got them a $25 target gift card"
Me: "Sounds good. I'll eat/drink at least $40 worth of stuff so we still come out ahead on the evening"
My babysitters are almost always free. My parents and my in laws both babysit a lot. For Free.
Post by: Emo EMAW on June 09, 2017, 03:47:06 PM
Post by: Cartierfor3 on June 09, 2017, 03:48:39 PM
Post by: star seed 7 on June 09, 2017, 05:35:59 PM
Post by: Emo EMAW on June 09, 2017, 10:12:46 PM
Post by: 420seriouscat69 on June 10, 2017, 09:00:05 AM
No, they won't. Sorry Emo. Also if I got invited to a "no kids allowed" wedding I wouldn't bother bringing a gift if I had to get a babysitter. That's just dumb.Remember when we didn't have horseradish for the meats? :frown: Freaking Lake Quiviria! :shakesfist:
Post by: Dugout DickStone on June 10, 2017, 09:16:04 AM
Post by: SkinnyBenny on June 12, 2017, 02:34:55 AM
You getting an adult night away from the kids is a gift so you technically should bring 2 gifts
qft. big ups to all the pioneers of this blog who know what a treat it is for parents to get to attend a no kid wedding.
Post by: 420seriouscat69 on August 22, 2018, 01:18:42 PM
We now have our basic account for bills, groceries, normal day things. We have the play account for trips, concerts, ball games, etc. And now we have a savings where about 60% of our paychecks go. :cheers:
Post by: meow meow on August 22, 2018, 02:00:07 PM
Post by: 420seriouscat69 on August 22, 2018, 02:01:30 PM
Post by: 420seriouscat69 on August 22, 2018, 02:02:57 PM
Post by: wetwillie on August 22, 2018, 02:22:00 PM
Post by: 420seriouscat69 on August 22, 2018, 02:37:36 PM
Post by: tdaver on August 22, 2018, 02:52:40 PM
Post by: 420seriouscat69 on August 22, 2018, 02:56:14 PM
Post by: Kat Kid on August 22, 2018, 03:02:14 PM
Post by: 420seriouscat69 on August 22, 2018, 03:06:16 PM
Post by: DaBigTrain on August 22, 2018, 06:44:51 PM
Mosey over tostay away from the investing thread friend and instead read the entire crypto thread
Post by: CHONGS on August 22, 2018, 06:48:52 PM
The Glenn Beck of blockchain.Mosey over tostay away from the investing thread friend and instead read the entire crypto thread
Post by: sys on August 23, 2018, 01:23:24 PM
I know, I need to, but i'm terrified.
i want to come murder you for this. and that's even though i hate you and logically should be pleased when you harm yourself.
Post by: 420seriouscat69 on August 23, 2018, 01:28:15 PM
Post by: sys on August 23, 2018, 01:38:51 PM
Post by: 420seriouscat69 on August 23, 2018, 01:40:29 PM
Post by: Spracne on August 23, 2018, 01:40:34 PM
why even earn money if you aren't going to invest it? what's the point?Maybe he's building up his emergency fund, first?
Sent from my SM-G955U using Tapatalk
Post by: 420seriouscat69 on August 23, 2018, 01:46:42 PM
Post by: star seed 7 on August 23, 2018, 01:50:56 PM
Post by: 420seriouscat69 on August 23, 2018, 01:53:32 PM
Post by: wetwillie on August 23, 2018, 01:54:21 PM
Post by: sys on August 23, 2018, 01:54:45 PM
Post by: 420seriouscat69 on August 23, 2018, 01:55:14 PM
Post by: sys on August 23, 2018, 02:45:11 PM
don't pay anyone.
https://www.bogleheads.org/forum/index.php
Post by: 8manpick on August 23, 2018, 02:47:39 PM
My fam was really bad with $. All I know how to do is save. Mrs. Wacky was supposed to cover this part of the relationship. At least that's what I was banking on.
Apparently you weren't really banking at all.
Post by: meow meow on August 23, 2018, 02:51:18 PM
Post by: tdaver on August 23, 2018, 02:53:21 PM
https://jlcollinsnh.com/stock-series/
sys is right, don’t pay anyone. Don’t let your best bud’s “investment guy” touch your money. Run from Edward Jones and the like.
Post by: 420seriouscat69 on August 23, 2018, 02:53:57 PM
i hate these pretentious, smug chuckleheaded fucks, but for you their advice is really good. go here and don't come back until you've taken their advice (which, amazingly takes like 30 seconds to understand and another 30 seconds to implement and the whole point is you never have to think about it again, but somehow these fucks support an entire messageboard devoted to talking about it 24 hours a day).:thumbs:
don't pay anyone.
https://www.bogleheads.org/forum/index.php
:frown:My fam was really bad with $. All I know how to do is save. Mrs. Wacky was supposed to cover this part of the relationship. At least that's what I was banking on.
Apparently you weren't really banking at all.
everyone's just blasting wacky, while missing the whole point of his post.... he's rich af now:excited:
Post by: 420seriouscat69 on August 23, 2018, 02:54:58 PM
Here’s another good reading assignment.Our friends husband worked for Edward Jones for a minute and he's what made me want to run away in the first place. Thanks! :cheers:
https://jlcollinsnh.com/stock-series/
sys is right, don’t pay anyone. Don’t let your best bud’s “investment guy” touch your money. Run from Edward Jones and the like.
Post by: catastrophe on August 23, 2018, 03:05:54 PM
Also, outside of like $5-10k, you don't need much money in the bank. Spend with your credit card and just be responsible about making sure to pay it off on time. If you need to tap into bigger cash (like buying a car), you can withdraw it from your emergency fund (which should be invested and building $$$).
I have very smart person reasons for recommending all these things, btw.
Post by: meow meow on August 23, 2018, 04:16:06 PM
Post by: catastrophe on August 23, 2018, 04:36:56 PM
Post by: 420seriouscat69 on August 23, 2018, 04:47:36 PM
Post by: wetwillie on August 23, 2018, 04:58:51 PM
what are the best places to stash your emergency fund that make a decent return and are very liquid?
Gold
Post by: Kat Kid on August 23, 2018, 05:32:31 PM
Sent from my iPhone using Tapatalk
Post by: catastrophe on August 23, 2018, 07:32:53 PM
At a minimum, maxing out a Roth IRA each year ($5,500) is always better than putting that money in a taxable account or a bank account because you can withdraw the principal at any time. For other retirement accounts, you really just need to say "bye for now" to the money because there are penalties if you try to withdraw it before age 60. That's from memory so confirm that somewhere before doing it.
Post by: 420seriouscat69 on August 23, 2018, 08:43:41 PM
Post by: Kat Kid on August 23, 2018, 08:57:49 PM
Sent from my iPhone using Tapatalk
Post by: wetwillie on August 23, 2018, 09:08:04 PM
Post by: IPA4Me on August 24, 2018, 05:16:28 AM
Post by: IPA4Me on August 24, 2018, 08:04:27 AM
Here’s another good reading assignment.I really enjoyed reading this. Made me feel better about what I'm doing with all that :kstategrad: .
https://jlcollinsnh.com/stock-series/ (https://jlcollinsnh.com/stock-series/)
sys is right, don’t pay anyone. Don’t let your best bud’s “investment guy” touch your money. Run from Edward Jones and the like.
Post by: 420seriouscat69 on August 24, 2018, 08:04:43 AM
Post by: IPA4Me on August 24, 2018, 08:08:28 AM
This company does a lot of great things, but that's the one that gets to me. Although, I believe a lot of companies have went away from matching, right?Eh. I've not worked for one in my career. New gig that I started last week gives 3% to my 5%. 100% vested immediately. 8% of income in 401K
Rest of my investments go to Roth and Conventional IRA.
I need to look at a Money Market for my cash.
Post by: wetwillie on August 24, 2018, 08:09:31 AM
This company does a lot of great things, but that's the one that gets to me. Although, I believe a lot of companies have went away from matching, right?
It’s just a shell game of where the compensation comes from, you have to just take into account the whole package.
Post by: 420seriouscat69 on August 24, 2018, 08:12:30 AM
Post by: Spracne on August 24, 2018, 08:51:03 AM
Yeah, this job has done more for me than almost any other jobs combined since college, so i'll just get creative in how I invest my extra cash. Don't you think it's bizarre that a bank that Mrs. Wacky works for doesn't match?
You had a better job before/during college?
Post by: 420seriouscat69 on August 24, 2018, 09:03:01 AM
Post by: sonofdaxjones on August 24, 2018, 02:07:43 PM
Just got married and once my very lazy and inefficient state mails back the marriage certificate and my wife's name change thingy we'll do the joint checking account. Thinking Schwab because of the no fees ever thing and the brokerage thing but open to just about anything right now. Currently just shopping around. Married cats! Tell me which bank to go with and why.
:Wha:
Have a joint one, and then one of your own.
:thread
Post by: star seed 7 on August 27, 2018, 05:54:19 PM
Post by: wetwillie on August 27, 2018, 06:39:42 PM
Post by: star seed 7 on August 28, 2018, 12:39:15 AM
Post by: IPA4Me on August 28, 2018, 04:37:10 AM
Post by: XocolateThundarr on August 28, 2018, 10:41:17 AM
My car loan is with ally and that's who I was looking at for a bank.
I have used Ally for about 6 years. They have been pretty great to work with.
Post by: star seed 7 on August 28, 2018, 10:43:54 AM
Post by: catastrophe on August 28, 2018, 11:26:17 AM
Post by: Phil Titola on August 28, 2018, 02:00:45 PM
Post by: wetwillie on August 28, 2018, 02:05:28 PM
Post by: Phil Titola on August 28, 2018, 02:10:09 PM
They reimburse up to $10 in fees each month but if you use an ATM more than a few times a month you are right
Good point... Probably never will hit that.
Post by: sys on August 28, 2018, 03:02:18 PM
i still have an everbank/tiaa acct that i've had for years, but don't use it much any more since they made their atm and xfer fee reimbursement/waiver policies less attractive. i prolly should cancel it, but too lazy to change autopay stuff.
Post by: DaBigTrain on November 04, 2018, 08:11:17 AM
https://www.reddit.com/r/personalfinance/comments/9tyvka/highly_recommend_a_fun_money_savings_account/?st=JO2YB5QO&sh=05714906
Post by: 420seriouscat69 on November 04, 2018, 01:17:06 PM
Post by: yoga-like_abana on November 05, 2018, 02:18:39 PM
Post by: catastrophe on November 06, 2018, 09:02:13 AM
The downside is it would probably take a few days if you wanted to actually use the money. So it definitely would not replace a checking account.
Post by: sys on November 06, 2018, 10:34:10 AM