I'm not going to do the research on this, but IF it's probable, or even possible for a person to "get through" the soul crushing loss of a child easier if they had another living child, then what is a couple hundred thousand dollars? Does it make more sense to you if the person is affluent

And, it's probably not likely that is the ONLY reason this hypothetical person had a second kid. Is your objection limited to cases where that is the ONLY reason, is merely having that as A reason enough for you to object?