So funds contributed to a 401k (non-Roth) and an HSA both go in pre-tax, and can be pulled out after the age of 65 subject to income tax rates, just the same, i don't get why you'd contribute to your HSA versus towards your $18k cap on your 401k? Both have the same tax implecations, however my 401k has a helluva lot greater returns than my HSA. Am i missing something?
Also, i just got a raise and i've decided use that raise to start contributing more than my employer match 6% to my 401k to hit the contribution limit of $18k every year. Thoughts?