Can somebody explain to me how exactly my healthcare is going to be changed by this Obamacare bill? I honestly still have no idea.
That depends upon a great many factors, and whether you are talking about your health insurance or healthcare, which are two different things. Currently insured? Current coverage? Uninsured with preexisting conditions? Do you buy from your employer (hint, you're buying it whether it is a "free" benefit or not) or on the individual market? Kansas? Income matter, too. If your income is a certain level (up to 400% of the poverty line) you'll also be eligible for at least a partial taxpayer handout to help pay for the much more expensive individual market insurance.
Most people who get their insurance through their employer will likely not see much change in the short run. Premiums will continue to rise, but that's not exactly new. If you've got one of those wonderful HDHP/HSAs, it's still unknown exactly how Obamacare's minimum coverage mandates may eff with them, so keep your fingers crossed.
As for healthcare in general, the whole Obamacare program can basically be analogized to a massive expansion of Medicaid. Doctors already don't like Medicaid because (1) Medicaid patients generally suck, and (2) Medicaid usually lower reimbursement rates. We already have a growing doctor shortage in this country, and Obamacare is going to make this worse. Couple that with the massive influx of new taxpayer subsidized patients, and yeah, healthcare is going to get worse unless you're one of those taxpayer subsidized patients, for which it may get marginally better.
Good luck!
