"Obamacare"

[chum1]

I'm unclear on how it's a foregone conclusion that greater numbers of uninsured won't have exchange plans in future years.  This is at odds with what insurance companies expect based on where they're putting their money.

Insurance companies never would have bought into this if the government hadn't promised to bail them out for the foreseeable future. That, and the fact that Obama was offering them a law that required people to buy their product.

So, you agree that enrollment will increase?

[john "teach me how to" dougie]

We're never going to know the real numbers, but I'm very curious. I do wonder how many of these 6-7 million newly insured are signed up for Medicaid. I would guess at least half. The other burning question is how many were previously insured but lost their coverage because of obamacare.

[K-S-U-Wildcats!]

We're never going to know the real numbers, but I'm very curious. I do wonder how many of these 6-7 million newly insured are signed up for Medicaid. I would guess at least half. The other burning question is how many were previously insured but lost their coverage because of obamacare.

Those numbers don't include Medicaid. Apparently, that's another 9 million or so but, to be fair, the entire nine million is not due to Obamacare's expansion of Medicaid. Most of those people would have been eligible regardless.

Your second question is key, but only gets at part of the problem. There's also undoubtedly a big chunk that we're paying their own way but are now being subsidized.

[chum1]

The answer to the other burning question is either all or none.  There are no other options.

[The Tonya Harding of Twitter Users Creep]

really happy for barry today

USA!!

[john "teach me how to" dougie]

Funny how the same study is good news for Obama and his press and bad for everyone else.

Numbers from a RAND Corporation study that has been kept under wraps suggest that barely 858,000 previously uninsured Americans – nowhere near 7.1 million – have paid for new policies and joined the ranks of the insured by Monday night.

The unpublished RAND study – only the Los Angeles Times has seen it – found that just 23 per cent of new enrollees had no insurance before signing up.

And of those newly insured Americans, just 53 per cent have paid their first month's premiums.

If those numbers hold, the actual net gain of paid policies among Americans who lacked medical insurance in the pre-Obamacare days would be just 858,298.

Read more: http://www.dailymail.co.uk/news/article-2594309/President-plans-victory-lap-strong-Obamacare-enrollment-Sebelius-faces-unpopular-law-blank-stare-tough-questions-remain-whos-signing-up.html#ixzz2xg2Ee81p
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[AbeFroman]

http://www.forbes.com/sites/rickungar/2014/04/01/hobby-lobby-401k-discovered-to-be-investor-in-numerous-abortion-and-contraception-products-while-claiming-religious-objection/

lol whoops

[Rage Against the McKee]

http://www.forbes.com/sites/rickungar/2014/04/01/hobby-lobby-401k-discovered-to-be-investor-in-numerous-abortion-and-contraception-products-while-claiming-religious-objection/

lol whoops

Well, that's totally different. See, Hobby Lobby wants to use their religious beliefs to control their employees. They aren't interested in actually being controlled by those religious beliefs themselves. I just hope that this doesn't cause those employees to end up with a shittier 401k plan.

[Emo EMAW]

I've got to think its about impossible to not own some, for example, Wal-Mart in a 401k, if for some reason someone hated Wal-Mart.   I bet the other stuff is similar.

Sent from my SPH-L710 using Tapatalk

[Rage Against the McKee]

I've got to think its about impossible to not own some, for example, Wal-Mart in a 401k, if for some reason someone hated Wal-Mart.   I bet the other stuff is similar.

Sent from my SPH-L710 using Tapatalk

To avoid supporting companies that manufacture abortion drugs—or products such as alcohol or pornography—religious investors can turn to a cottage industry of mutual funds that screen out stocks that religious people might consider morally objectionable. The Timothy Plan and the Ave Maria Fund, for example, screen for companies that manufacture abortion drugs, support Planned Parenthood, or engage in embryonic stem cell research.

[Emo EMAW]

Devilish.

Sent from my SPH-L710 using Tapatalk

[Tobias]

I've got to think its about impossible to not own some, for example, Wal-Mart in a 401k, if for some reason someone hated Wal-Mart.   I bet the other stuff is similar.

Sent from my SPH-L710 using Tapatalk

load that 401k up on Timothy Plan funds or something

edit: tapaluked

[ben ji]

Not really obamacare related but my mom just gave me a stud pro tip about health insurance.

I recently switched jobs and will have a 2 month gap where I am uninsured. I asked her about getting some sort of gap insurance policy in case something happened and she told me not to worry about it because you can get COBRA retroactively for up to 1 year if something were to happen.

Source- Mom is an accountant at a hospital and they will help people retroactively file for COBRA so the hospitable can get paid.

[The1BigWillie]

Not really obamacare related but my mom just gave me a stud pro tip about health insurance.

I recently switched jobs and will have a 2 month gap where I am uninsured. I asked her about getting some sort of gap insurance policy in case something happened and she told me not to worry about it because you can get COBRA retroactively for up to 1 year if something were to happen.

Source- Mom is an accountant at a hospital and they will help people retroactively file for COBRA so the hospitable can get paid.

Pro-tip Mom + Bee Venom Dad = Ben Ji 

[AbeFroman]

Not really obamacare related but my mom just gave me a stud pro tip about health insurance.

I recently switched jobs and will have a 2 month gap where I am uninsured. I asked her about getting some sort of gap insurance policy in case something happened and she told me not to worry about it because you can get COBRA retroactively for up to 1 year if something were to happen.

Source- Mom is an accountant at a hospital and they will help people retroactively file for COBRA so the hospitable can get paid.

I too have a one month gap coming up. Thanks 

[star seed 7]

i haven't had insurance for a year and a half 

[Mr Bread]

i haven't had insurance for a year and a half 

Why not student? 

[LickNeckey]

 

[mocat]

Not really obamacare related but my mom just gave me a stud pro tip about health insurance.

I recently switched jobs and will have a 2 month gap where I am uninsured. I asked her about getting some sort of gap insurance policy in case something happened and she told me not to worry about it because you can get COBRA retroactively for up to 1 year if something were to happen.

Source- Mom is an accountant at a hospital and they will help people retroactively file for COBRA so the hospitable can get paid.

Pro-tip Mom + Bee Venom Dad = Ben Ji 

I dont think cobras have bee venom

[star seed 7]

so fun obamacare story:

radio show i listen to, one host a very hostile far right guy (think FSD), the other is a SD moderate that mostly just doesn't care about politics (it's not a political show, but they do talk about it occasionally).  anyway, these guys probably make somewhere around the high 7 figures each, maybe into the 8's.  the moderate guy had his plan canceled because it wasn't up to legal standards now and they spent an hour yesterday just absolutely railing on obamacare and how he's going to get mumped in the ass getting a new plan and how we need a revolution in this country.  show comes on today and he opens with an embarrassing revelation... turns out when he went to get a new plan, he actually got the exact same coverage (with the "legal" updates) at a lower premium, deductible and copay.  everyone had a little laugh at his expense and he apologized for being butthurt yesterday.

 

[Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!)]

7 thinks I make 8 figures 

[CNS]

Cobra pro tip: I switched jobs 7yrs ago and went on to private insurance for about a yr afterward.  My new insurance guy told me to tell my previous employer that I was indeed interested in Cobra suring my exit interview.   He said I had 60 days from leaving before I would actually have to pay a premium and basically got two months coverage for free because on day 59 my private insurance kicked in and I didn't pay a Cobra premium.  That was in the horrible state of Missouri and seven yrs ago.  Not sure if that all still works.

[Institutional Control]

Cobra pro tip: I switched jobs 7yrs ago and went on to private insurance for about a yr afterward.  My new insurance guy told me to tell my previous employer that I was indeed interested in Cobra suring my exit interview.   He said I had 60 days from leaving before I would actually have to pay a premium and basically got two months coverage for free because on day 59 my private insurance kicked in and I didn't pay a Cobra premium.  That was in the horrible state of Missouri and seven yrs ago.  Not sure if that all still works.

Sort of true. It's not technically free.

If on day 59 you fall and break your arm and go to the hospital, you can elect the COBRA benefits.  BUT you would have to pay the premiums for the past 59 days.  In most cases, the COBRA premiums would be more than a trip to the ER. But if you ended up having a lengthy hospital stay, you could retroactively enroll in COBRA.

But if you went to the doctor on day 59 and hadn't paid the premiums, it would not be paid by your former plan.

[Unruly]

Real Life Obamacare Story:  Friend who is a chef and entrepreneur went to the obama care website to get a quote.  They quoted him a premium that on an annual basis was hire than the annual income he inputted.

[Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!)]

How on earth do so many of you idiots not know about cobra?

Here's some more breaking news, your 401k account is portable!!!  PM for super secret deets.