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Messages - KITNfury

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1
I hope we all stick together and add a few aac teams. 

Like it or not, there’s no such thing as the P5 anymore, and there probably is no such thing as even the P4 either. the SEC getting that much stronger already puts the Pac, ACC and Big 10 (though to a lesser degree) that much further below - financially, competitively, and optics-wise.  How long until the top PAC and ACC (and Big 10?) teams catch wind of that and decide to act in their “own self interest”?  I would say about 15 years at the longest, and likely much quicker.

Regardless, the money train is over for kstate unless/until CFB breaks away and reshuffles the conference/divisional deck. Which feels like a long way off and may not end up being a boon for kstate anyway.

If that’s the case, I’d rather play some other “have nots” I’m at least familiar with - KU, OSU, ISU and the Texas schools.
Yea pretty sure this is a long term separation between the top schools and all smaller schools. Short term, we might get a lifeline to the PAC. Long term, the best we can hope for is some sort of European (soccer?) type league where there's a constant shuffle of top lower level teams and worst upper level teams. Maybe we could play our way into the top league.

2
?s=19
eff that, it's over.

3
Gene is probably on a Canadian fishing trip, unaware of all this.

4
I hope the PAC is super desperate for 16 teams for whatever weird reason. Because that's like the only non shitty option for us.
Agreed and I'm going be super uppity about it like we're too good for those garbage teams.

5
I'm still exhausted over it all. Just rip the bandaid off. I care, but sort of don't. I'm kind of ready for my break up with college sports.

6
I'm sure Gene will get us a nice soft landing somewhere.

But seriously, I still kind of doubt OU actually would want to leave. They have it so absurdly good now in respect to playoff chances. But what do I know

7
Essentially Flyertalk / Re: Cryptocurrency Master Thread
« on: July 20, 2021, 06:17:54 AM »
Man, I look like a real genius right now. Gonna go ahead and time the dip again, as well. (TBT, please tell me when.)
You were a genius and I am/was a complete and utter doofus.

8
Kansas State Football / Re: Texas Football Is Downy Soft
« on: July 16, 2021, 03:03:20 PM »
imagine how elite it would feel to have a hand gesture specifically made to indicate you are actually not good. how nuts would it be to have all other teams do the upside down down combo fan to us. wow.
It really is a compliment

9
Kansas State Basketball / Re: Cartier Diarra is an anti-vaxer
« on: July 14, 2021, 12:33:19 PM »
not sure if this has been shared, pretty interesting

https://www.youtube.com/watch?v=jajA4FYqMBQ&t
Finally got around to watching this. He's an interesting and seemingly introspective guy...but there really wasn't much to the story. Player and coach don't see eye to eye, player leaves. Happens all the time.

10
They're probably too broke being in the pac12.

11
If ole Leipold, as one of the 10 best coaches in the sport, can't get them regularly competing for Dr Pepper's, it's time to talk about canceling the program.

12
Does this mean KU is getting a crisp $50k bill back in their pocket?
Probably get deducted from the settlement statement of that player's lawsuit winnings.

13
Essentially Flyertalk / Re: Buy, borrow, die
« on: July 11, 2021, 11:04:29 AM »
I’m really just thinking I’d refinance to a lower 30-year rate now, and cash out whatever equity is currently in my home. Why would a HELOC work better than that? Just because you’re thinking after paying it back in 10 years I’d want to do another round?

So maybe the only real difference is that the refi would expose me to less risk in case the market suddenly tanks?
The risk is the same, if you don't pay, they take your house.

If you refi at a lower rate, get cash out, and afford the payment, it's a no brainer imo. And if you'll take some unsolicited advice, put that cash out towards an investment that returns more money that the cost it took to borrow.

14
Essentially Flyertalk / Re: Buy, borrow, die
« on: July 11, 2021, 10:32:39 AM »
From what I understand, it's basically like a cash out refinance I talk about in real estate investing thread. You get a loan using an asset as collateral. Loans aren't income so there is no income tax. You still keep your asset, so future gains are realized, less the cost of money you borrowed. I'm a fan, but it comes with risk relative to the amount you own and the amount you borrowed.

It's not rocket surgery, but it's a powerful tool.
I really need to look into this I think. One of my frustrations with the real estate market right now is the inability to take advantage of low interest rates in the process of buying a more expensive home. Not sure it had occurred to me I’d get the exact same benefit by a cash out refinance in the current home.
A heloc would work too, but you don't get that sweet 30 year payback.
Can I get some pros and cons of HELOC vs. refi?
Mainly the 30 year fixed vs whatever heloc terms the bank offers (I think typically 10 year payback, maybe slightly higher interest). Heloc will be a little less painful, but not by a lot IME. Probably doesn't apply now, but you would probably prefer a heloc in 10 years since ideally you're currently in a low interest mortgage. So you probably wouldn't want to refinance to a higher rate.

15
Essentially Flyertalk / Re: Buy, borrow, die
« on: July 11, 2021, 09:48:23 AM »
From what I understand, it's basically like a cash out refinance I talk about in real estate investing thread. You get a loan using an asset as collateral. Loans aren't income so there is no income tax. You still keep your asset, so future gains are realized, less the cost of money you borrowed. I'm a fan, but it comes with risk relative to the amount you own and the amount you borrowed.

It's not rocket surgery, but it's a powerful tool.
I really need to look into this I think. One of my frustrations with the real estate market right now is the inability to take advantage of low interest rates in the process of buying a more expensive home. Not sure it had occurred to me I’d get the exact same benefit by a cash out refinance in the current home.
A heloc would work too, but you don't get that sweet 30 year payback.

17
Essentially Flyertalk / Re: Buy, borrow, die
« on: July 11, 2021, 09:31:51 AM »
From what I understand, it's basically like a cash out refinance I talk about in real estate investing thread. You get a loan using an asset as collateral. Loans aren't income so there is no income tax. You still keep your asset, so future gains are realized, less the cost of money you borrowed. I'm a fan, but it comes with risk relative to the amount you own and the amount you borrowed.

It's not rocket surgery, but it's a powerful tool.

18
Kansas State Football / Re: BSFS Expansion Thread
« on: July 08, 2021, 09:09:14 AM »
None of the pics show the new "Powercat Porch Busch Light Beer Garden" in the southeast corner.

Are they just going to put up some cattle panels and say you can drink in there or what?
I think one beer station on top of the whole thing. Just throw a hose to each paying customer to beer bong.

19
Essentially Flyertalk / Re: New To Investing Thread
« on: July 08, 2021, 07:10:11 AM »
I am once again asking you to hold onto your asses


Explain this to me as if I were a child (please)

20
Kansas State Football / Re: Football Recruiting Thread
« on: July 07, 2021, 09:24:18 AM »
#teamgranny

21
Kansas State Football / Re: BSFS Expansion Thread
« on: July 07, 2021, 05:50:05 AM »
Shamrock our faces off

22
I think Oregon will get even better.

23
Kansas State Football / Re: BSFS Expansion Thread
« on: July 03, 2021, 12:26:24 PM »
Tell me there will be flame torches in the wheat baskets  :love:

24
Kansas State Football / Re: Football Recruiting Thread
« on: July 02, 2021, 10:03:17 PM »
Solid /good offer list

25
Kansas State Football / Re: Football Recruiting Thread
« on: July 02, 2021, 06:38:09 AM »
There needs to be purple lasers shooting from the cat's eyes and lighting from his finger. He might need a cape too.

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