How Many Credit Cards Do You Have?

[Trim]

Can I opt out of the Avios scheme?

Are we now part of the Airmiles scheme as they are now called Avios?

http://www.britishairways.com/travel/ec-frequently-asked-questions/public/en_us

 

[FP TC etc.]

Does the AA citi offer still work?

yes

Thanks. Guess I'm going to take the plunge then. 

[FP TC etc.]

Also, when I call to activate the card can I confirm with them that I will get the miles after I meet the spend req? Or is that not something they would know?

[steve dave]

You can, but you will be

[raquetcat]

Also, when I call to activate the card can I confirm with them that I will get the miles after I meet the spend req? Or is that not something they would know?

got the AA citi visa and amex and was approved for both and confirmed for the miles too. You should be able to call the day after you apply with your application ID and they will let you know if you're approved and anything else you need to know

[FP TC etc.]

Also, when I call to activate the card can I confirm with them that I will get the miles after I meet the spend req? Or is that not something they would know?

got the AA citi visa and amex and was approved for both and confirmed for the miles too. You should be able to call the day after you apply with your application ID and they will let you know if you're approved and anything else you need to know

Cool, thanks.

[steve dave]

Hilton is rolling out points+money awards similar to SPG.  They have limited selection right now but some guy on ft claims they are going to broaden it.  copy pasta from FTG:

The Hilton Brands:
Conrad Hotels & Resorts, Hilton Hotels & Resorts, DoubleTree by Hilton,
Embassy Suites Hotels, Hampton Inn, Hampton Inn & Suites, Hilton Garden Inn,
Homewood Suites by Hilton and Home2 Suites by Hilton, and the luxury brand Waldorf Astoria.

Category 1 Hotels:
 Points alone: 7500
 Points + Money: Unavailable

Category 2 Hotels:
Points alone: 12,500
Points + Money: 6250 points + $30 per night

Category 3 Hotels:
Points alone: 25,000
Points + Money: 12,500 points + $40 per night

Category 4 Hotels:
Points alone: 30,000
Points + Money: 15,000 points + $50 per night

Category 5 Hotels:
Points alone: 35,000
Points + Money: 17,500 points + $60 per night

Category 6 Hotels:
Points alone: 40,000
Points + Money: 20,000 points + $70 per night 

Category 7 Hotels:
Points alone: 50,000
Points + Money: 25,000 points + $85 per night

Waldorf Astoria Hotels and Resorts:
Points Alone: 50,000-70,000 low season and 60,000-80,000 high season
Points + Money: 30,000 points + $100 per night

[steve dave]

also, all SPG award stays count as regular stays/nights towards elite status which is a great change.

[steve dave]

great news, small business saturday is back.  if you recall, last year your could register each of yoru Amex cards for this and then you got a credit up to $50 on each card for any purchases you made at a small business.  I bought $150 in booze on three different cards and essentially got it free.  non-chain restaraunts and any non-chain store qualifies.  Registration of cards isn't open yet.  November 26th is the day you are supposed to make the purchases but last year they extended it so you could make purchases for about a month.  Free money.

http://smallbusinesssaturday.com/

[FP TC etc.]

Dear FP TC etc.

 Why we're writing you
 Thank you for applying for the Citi(R) Gold / AAdvantage(R)
 Visa(R) account.  We are unable to verify some of the
 required credit information.  To continue processing your
 application, please provide the following documentation:

 o   Telephone bill copy must be a residential phone bill,
 dated within the past 60 days, stating your name, mailing
 address and phone number* (Cellular phone bills are
 not acceptable) OR utility bill copy, must be dated within
 the past 60 days, stating your name and mailing
 address.  Can be a water, cable, electric, sewer or gas bill.

 *If the phone bill is not in your name, you must
 also include a copy of a mortgage, bank or credit card
 statement, dated within the past 60 days, that clearly
 states your name and mailing address.

 Here's what you need to do
 Please send the requested information along with a copy of
 this email to

 Citibank(South Dakota), N.A.
 PO Box 6495
 Sioux Falls, SD 57117-6495

 Do not send original documents since we are unable to return
 them.

 Some important information
 We must receive the requested items within 30 days from
 the date of this email or we will consider this application
 withdrawn.  Do not provide this information by replying
 to this email, as we cannot process individual messages
 arriving at this address.

 We look forward to having the opportunity to serve you.

 Sincerely,

 R. M. Pick
 Credit Operations Department

 AmericanAirlines and AAdvantage are trademarks of
 American Airlines, Inc.

 NOTICE: The federal Equal Credit Opportunity Act prohibits
 creditors from discriminating against credit applicants
 on the basis of race, color, religion, national origin,
 sex, marital status, age (provided the applicant has the
 capacity to enter into a binding contract); because all
 or part of the applicant's income derives from any public
 assistance program; or because the applicant has in
 good faith exercised any right under the Consumer Credit
 Protection Act.  The federal agency that administers
 compliance with this law concerning this creditor is the
 Office of the Comptroller of the Currency, Customer
 Assistance Group, 1301 McKinney Street, Suite 3450, Houston,
 Texas 77010-9050.

 The creditor is Citibank, N.A., 701 E. 60th St. N.,
 Sioux Falls, SD 57104.  Please direct any questions to the
 Customer Service address below.

Anyone ever seen something like this before? 

[steve dave]

I've not gotten one myself but have heard of them.  Somewhat common.

[FP TC etc.]

I've not gotten one myself but have heard of them.  Somewhat common.

Welp. Guess I'm sending them a cable bill 

A land line phone bill? gtfomf who has those anymore?

[raquetcat]

I've not gotten one myself but have heard of them.  Somewhat common.

Welp. Guess I'm sending them a cable bill 

A land line phone bill? gtfomf who has those anymore?

I had to send a cable bill because I moved recently, after you mail it or fax it, wait a couple days then call and they will look up your application and your bill and approve you

[steve dave]

So there's this site called TripAlertz that is kind of like groupon for travel.  If you sign up to see the deals using this link I get $10 in tripalertz money which may or may not be worthless.  K'thanks.

http://www.tripalertz.com/pages/curtain/?friend_u=88626

[steve dave]

great news, small business saturday is back.  if you recall, last year your could register each of yoru Amex cards for this and then you got a credit up to $50 on each card for any purchases you made at a small business.  I bought $150 in booze on three different cards and essentially got it free.  non-chain restaraunts and any non-chain store qualifies.  Registration of cards isn't open yet.  November 26th is the day you are supposed to make the purchases but last year they extended it so you could make purchases for about a month.  Free money.

http://smallbusinesssaturday.com/

Another great thing about this is you can register multiple cards on the same account.  For example, I have 3 Amex cards.  But, mrs. dave has her own cards on two of those accounts.  So, we have 5 total Amex cards.  Each can be registered for this promotion individually so we are looking at $250 to spend between the 5 cards on the saturday after thanksgiving.  Free money. 

[wetwillie]

great news, small business saturday is back.  if you recall, last year your could register each of yoru Amex cards for this and then you got a credit up to $50 on each card for any purchases you made at a small business.  I bought $150 in booze on three different cards and essentially got it free.  non-chain restaraunts and any non-chain store qualifies.  Registration of cards isn't open yet.  November 26th is the day you are supposed to make the purchases but last year they extended it so you could make purchases for about a month.  Free money.

http://smallbusinesssaturday.com/

Another great thing about this is you can register multiple cards on the same account.  For example, I have 3 Amex cards.  But, mrs. dave has her own cards on two of those accounts.  So, we have 5 total Amex cards.  Each can be registered for this promotion individually so we are looking at $250 to spend between the 5 cards on the saturday after thanksgiving.  Free money. 

Will you bump when registration opens?  So how does this promo get paid, as a credit to your amex statement?

[steve dave]

great news, small business saturday is back.  if you recall, last year your could register each of yoru Amex cards for this and then you got a credit up to $50 on each card for any purchases you made at a small business.  I bought $150 in booze on three different cards and essentially got it free.  non-chain restaraunts and any non-chain store qualifies.  Registration of cards isn't open yet.  November 26th is the day you are supposed to make the purchases but last year they extended it so you could make purchases for about a month.  Free money.

http://smallbusinesssaturday.com/

Another great thing about this is you can register multiple cards on the same account.  For example, I have 3 Amex cards.  But, mrs. dave has her own cards on two of those accounts.  So, we have 5 total Amex cards.  Each can be registered for this promotion individually so we are looking at $250 to spend between the 5 cards on the saturday after thanksgiving.  Free money. 

Will you bump when registration opens?  So how does this promo get paid, as a credit to your amex statement?

yes. yes.

[FP TC etc.]

I've not gotten one myself but have heard of them.  Somewhat common.

Welp. Guess I'm sending them a cable bill 

A land line phone bill? gtfomf who has those anymore?

I had to send a cable bill because I moved recently, after you mail it or fax it, wait a couple days then call and they will look up your application and your bill and approve you

Ah. I moved 2 months ago. Probably what happened.

[steve dave]

AA Citi 75k deal is dead 

[JavaCat]

great news, small business saturday is back.  if you recall, last year your could register each of yoru Amex cards for this and then you got a credit up to $50 on each card for any purchases you made at a small business.  I bought $150 in booze on three different cards and essentially got it free.  non-chain restaraunts and any non-chain store qualifies.  Registration of cards isn't open yet.  November 26th is the day you are supposed to make the purchases but last year they extended it so you could make purchases for about a month.  Free money.

http://smallbusinesssaturday.com/

Another great thing about this is you can register multiple cards on the same account.  For example, I have 3 Amex cards.  But, mrs. dave has her own cards on two of those accounts.  So, we have 5 total Amex cards.  Each can be registered for this promotion individually so we are looking at $250 to spend between the 5 cards on the saturday after thanksgiving.  Free money. 

Will you bump when registration opens?  So how does this promo get paid, as a credit to your amex statement?

yes. yes.

I think it was a $25 credit for spending $25 or more at a small business last year. Hope they do it again, but I don't see anything that says they'll have the $25 credit promotion again. Just that they'll have a dedicated day again. 

[FP TC etc.]

AA Citi 75k deal is dead 

If I just don't respond to that letter thingy I got above will it hurt my credit?

[steve dave]

AA Citi 75k deal is dead 

If I just don't respond to that letter thingy I got above will it hurt my credit?

they will have already checked your credit (and it probably won't hurt it anyway) so the damage (if any, probably none) is done.  plus, given you applied at the link while it was live you may still get it. 

[FP TC etc.]

AA Citi 75k deal is dead 

If I just don't respond to that letter thingy I got above will it hurt my credit?

they will have already checked your credit (and it probably won't hurt it anyway) so the damage (if any, probably none) is done.  plus, given you applied at the link while it was live you may still get it. 

 

[SpudCat]

AA Citi 75k deal is dead 

Sad, sad day.  Glad I jumped on that while it was still live.

[raquetcat]

SD how many rewards did you rack up when you put the 'ole jeep on the CC and then paid off that monthly bill, like a boss. (Am thinking about signing up for like 5 to 6 new cards next time I buy a new car and then meeting the min spend on them all when I buy the car then paying them off and raking in the rewards)