How Many Credit Cards Do You Have?

[Stupid Fitz]

Mrs SF just got a 100k SW personal card offer with 5 months to spend the 4k. She also has until september to open the card so that should push well in to 2026 to have the 100k hit. Seems like a no brainer right? It's her turn in the SW companion pass churn, so it seems like I can sign up for this and then get a business card whenever to clear the companion pass threshold in early 2026 right? The offer lists the new benefits related to SW changing their seating and bag policy, but i'm not seeing any specific changes to the companion pass program. I think SD mentioned that he heard they may be changing it so I'm just checking as this seems like a great deal.

[pissclams]

Mrs SF just got a 100k SW personal card offer with 5 months to spend the 4k. She also has until september to open the card so that should push well in to 2026 to have the 100k hit. Seems like a no brainer right? It's her turn in the SW companion pass churn, so it seems like I can sign up for this and then get a business card whenever to clear the companion pass threshold in early 2026 right? The offer lists the new benefits related to SW changing their seating and bag policy, but i'm not seeing any specific changes to the companion pass program. I think SD mentioned that he heard they may be changing it so I'm just checking as this seems like a great deal.

they haven’t announced any changes to the companion pass but i’m sure they will.

[Stupid Fitz]

Mrs SF just got a 100k SW personal card offer with 5 months to spend the 4k. She also has until september to open the card so that should push well in to 2026 to have the 100k hit. Seems like a no brainer right? It's her turn in the SW companion pass churn, so it seems like I can sign up for this and then get a business card whenever to clear the companion pass threshold in early 2026 right? The offer lists the new benefits related to SW changing their seating and bag policy, but i'm not seeing any specific changes to the companion pass program. I think SD mentioned that he heard they may be changing it so I'm just checking as this seems like a great deal.

they haven’t announced any changes to the companion pass but i’m sure they will.

Still prob worth the risk to get the card in September then hit the 4k spend in January and see what happens I guess. 

[Stupid Fitz]

Mrs SF just got a 100k SW personal card offer with 5 months to spend the 4k. She also has until september to open the card so that should push well in to 2026 to have the 100k hit. Seems like a no brainer right? It's her turn in the SW companion pass churn, so it seems like I can sign up for this and then get a business card whenever to clear the companion pass threshold in early 2026 right? The offer lists the new benefits related to SW changing their seating and bag policy, but i'm not seeing any specific changes to the companion pass program. I think SD mentioned that he heard they may be changing it so I'm just checking as this seems like a great deal.

they haven’t announced any changes to the companion pass but i’m sure they will.

Still prob worth the risk to get the card in September then hit the 4k spend in January and see what happens I guess. 

Been doing some reading and it seems some of the points nerds are thinking they will make changes to the CP in 2026. Not sure what I should do. I have it for Mrs SF right now but it expires this year. I guess I just have weigh the risk of waiting to get it again early next year to have it for two years or just go ahead and get it now to ensure I have it for at least one year. SD or anyone else that does the every two year thing have an opinion on this?

[XocolateThundarr]

Secured that 200k CSR Business bonus today....

[star seed 7]

Secured that 200k CSR Business bonus today....

 

[Phil Titola]

Mrs SF just got a 100k SW personal card offer with 5 months to spend the 4k. She also has until september to open the card so that should push well in to 2026 to have the 100k hit. Seems like a no brainer right? It's her turn in the SW companion pass churn, so it seems like I can sign up for this and then get a business card whenever to clear the companion pass threshold in early 2026 right? The offer lists the new benefits related to SW changing their seating and bag policy, but i'm not seeing any specific changes to the companion pass program. I think SD mentioned that he heard they may be changing it so I'm just checking as this seems like a great deal.

they haven’t announced any changes to the companion pass but i’m sure they will.

Still prob worth the risk to get the card in September then hit the 4k spend in January and see what happens I guess. 

I think changes would be announced in 26 for 27 if anything. They have already granted out CP until 12/31/26 for those who have qualified. Not that companies haven't pulled back benefits before.

[pissclams]

Secured that 200k CSR Business bonus today....

eff yeah

[mocat]

Secured that 200k CSR Business bonus today....

 

[steve dave]

Secured that 200k CSR Business bonus today....

same

[ben ji]

How do you bro's put 30k on a new credit card in 6 months to get the bonus? I'm around 2k a month in normal spend on my CSR but have a wedding coming up and am looking at new cards and think I can barely make it without doing the long slog of switching over all my regular expenses to this card for 6 months (along with wedding stuff) then cancelling it and switching it all back over to a new card.

Maybe I'm getting old but that just seems like a lot of work. Why cant I just apply for a card, spend like 5K in 3 months and get a ton of points?!?!

[michigancat]

How do you bro's put 30k on a new credit card in 6 months to get the bonus? I'm around 2k a month in normal spend on my CSR but have a wedding coming up and am looking at new cards and think I can barely make it without doing the long slog of switching over all my regular expenses to this card for 6 months (along with wedding stuff) then cancelling it and switching it all back over to a new card.

Maybe I'm getting old but that just seems like a lot of work. Why cant I just apply for a card, spend like 5K in 3 months and get a ton of points?!?!

Regular expenses?

[Stupid Fitz]

Mrs SF just got a 100k SW personal card offer with 5 months to spend the 4k. She also has until september to open the card so that should push well in to 2026 to have the 100k hit. Seems like a no brainer right? It's her turn in the SW companion pass churn, so it seems like I can sign up for this and then get a business card whenever to clear the companion pass threshold in early 2026 right? The offer lists the new benefits related to SW changing their seating and bag policy, but i'm not seeing any specific changes to the companion pass program. I think SD mentioned that he heard they may be changing it so I'm just checking as this seems like a great deal.

they haven’t announced any changes to the companion pass but i’m sure they will.

Still prob worth the risk to get the card in September then hit the 4k spend in January and see what happens I guess. 

Been doing some reading and it seems some of the points nerds are thinking they will make changes to the CP in 2026. Not sure what I should do. I have it for Mrs SF right now but it expires this year. I guess I just have weigh the risk of waiting to get it again early next year to have it for two years or just go ahead and get it now to ensure I have it for at least one year. SD or anyone else that does the every two year thing have an opinion on this?

I've decided to roll the dice and get the 100k card in early september to hit the spend in January. Will get a business card sometime in the fall to finish it off. Prepare for my rant when they change the requirements and I don't have the CP at all next year.

[steve dave]

How do you bro's put 30k on a new credit card in 6 months to get the bonus? I'm around 2k a month in normal spend on my CSR but have a wedding coming up and am looking at new cards and think I can barely make it without doing the long slog of switching over all my regular expenses to this card for 6 months (along with wedding stuff) then cancelling it and switching it all back over to a new card.

Maybe I'm getting old but that just seems like a lot of work. Why cant I just apply for a card, spend like 5K in 3 months and get a ton of points?!?!

Have two kids and a wife


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[michigancat]

What I wouldn't give to only put $30k on a credit card in 6 months

[ChiComCat]

You could potentially do some gift card shenanigans but $30k would be a lot for me (no kids and not in NYC)

[pissclams]

yeah. it’s almost impossible for me not to put at least $40k a month on my credit card because I make incredible gobs of money every year.

[wetwillie]

Ben Ji you need a side hustle or reselling account to up your churn game.

[steve dave]

Ben Ji you need a side hustle or reselling account to up your churn game.

have you considered doing drugs about it?

[michigancat]

yeah. it’s almost impossible for me not to put at least $40k a month on my credit card because I make incredible gobs of money every year.

Exactly

[wetwillie]

Ben Ji you need a side hustle or reselling account to up your churn game.

have you considered doing drugs about it?

I honestly have no idea what this means but excited to find out

[star seed 7]

sd was getting nostalgic about drugs since he's an old man dad now

[steve dave]

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[Stupid Fitz]

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What's your companion pass strategy or do you have another year?

[yoga-like_abana]

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I love handing over my heavy ass CSR to people to pay for things.