How Many Credit Cards Do You Have?

[steve dave]

omg you have bad credit

[Stupid Fitz]

omg you have bad credit

  I don't though. 800 plus score and  I guess its just one of those me things. god dammit

[steve dave]

I was just joking around, I know you don't have bad credit

[Stupid Fitz]

I was just joking around, I know you don't have bad credit

Yeah sorry, I forgot I had to give you my SS # to get an account here.

[Cartierfor3]

tricked me because I thought maybe IRL he had bad credit

[Stupid Fitz]

tricked me because I thought maybe IRL he had bad credit

Nope, but I am speaking to an attorney today to discuss libel. Not to sue or anything, I just want to know what it means.


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[mocat]

.

[kstate4life]

Questions...

Anyone have or know about the Alaska Airlines card?  We are looking to book a trip to Kona and Alaska has the only non-stop flight out of PDX.  I am a long time CSP owner, but they do not transfer points to Alaska, and right now the sign-up deal is 70k points which is enough for one flight.  Can I have my wife and I both sign up to get 140k points?  And part of it is one $99 companion flight yearly.  It says on your anniversary, but does anyone know if you get the companion flight at sign-up too?  TIA

[Stupid Fitz]

hello friends. Making some changes to my Portugal trip and I was in computer smashing mode last night. A friend recommended a nice beach area outside of Lisbon so we decided to book a few days there. I haven't used Amex MR points much and Mrs SF has a crap ton due to a Platinum promotion. I was going to book through the Amex site but Mrs SF looked at the place directly on her phone and it was available for like $150 less a night for the same room!!! Is this a normal thing? I didn't even bother using the points because of the price difference.

[sys]

hello friends. Making some changes to my Portugal trip and I was in computer smashing mode last night. A friend recommended a nice beach area outside of Lisbon so we decided to book a few days there. I haven't used Amex MR points much and Mrs SF has a crap ton due to a Platinum promotion. I was going to book through the Amex site but Mrs SF looked at the place directly on her phone and it was available for like $150 less a night for the same room!!! Is this a normal thing? I didn't even bother using the points because of the price difference.

it's pretty normal for the capital one travel site to give you higher prices.  chase is usually a little better.  haven't used amex.

[Stupid Fitz]

hello friends. Making some changes to my Portugal trip and I was in computer smashing mode last night. A friend recommended a nice beach area outside of Lisbon so we decided to book a few days there. I haven't used Amex MR points much and Mrs SF has a crap ton due to a Platinum promotion. I was going to book through the Amex site but Mrs SF looked at the place directly on her phone and it was available for like $150 less a night for the same room!!! Is this a normal thing? I didn't even bother using the points because of the price difference.

it's pretty normal for the capital one travel site to give you higher prices.  chase is usually a little better.  haven't used amex.

Thanks. So I guess the play here is to wait for a transfer bonus or something. The other thing that was odd was that the Amex site kept showing it as booked. I didn't even consider going directly because I wanted to either use points or get the bonus from booking through the site. Another lesson learned I guess.

[IPA4Me]

hello friends. Making some changes to my Portugal trip and I was in computer smashing mode last night. A friend recommended a nice beach area outside of Lisbon so we decided to book a few days there. I haven't used Amex MR points much and Mrs SF has a crap ton due to a Platinum promotion. I was going to book through the Amex site but Mrs SF looked at the place directly on her phone and it was available for like $150 less a night for the same room!!! Is this a normal thing? I didn't even bother using the points because of the price difference.

it's pretty normal for the capital one travel site to give you higher prices.  chase is usually a little better.  haven't used amex.

Thanks. So I guess the play here is to wait for a transfer bonus or something. The other thing that was odd was that the Amex site kept showing it as booked. I didn't even consider going directly because I wanted to either use points or get the bonus from booking through the site. Another lesson learned I guess.

They only allocate a specific number of rooms for the various travel reward sites.

[pissclams]

chase is offering $25 off new hbo max plans of $99 or more.  the offer is in the chase app.  combine this with the current 45% ultimate add free annual plan and it ends up being $9.59/mo.  p.great deal!




* $35 or $25 Max Statement Credit: To be eligible for this bonus offer, you must activate by 6/30/24 11:59 PM ET. and make qualifying Max purchases of at least $99 with your eligible card through 9/30/24. Cards eligible for the $35 statement credit are: Chase Sapphire Reserve Card and J.P. Morgan Reserve Card. Cards eligible for the $25 statement credit are all Chase credit cards except: Chase Sapphire Reserve Card, J.P. Morgan Reserve Card, Chase Slate Card, Amazon Visa, Amazon Prime, Amazon Business Rewards Visa Card, Amazon Business Rewards Visa Signature Card, Disney Premier Visa Card, Disney Visa Card, and Ink Capital Business Credit Card. Qualifying Max purchases include only those Max subscriptions and add-on plans purchased by you, or an authorized user, directly with Max at Max.com

[Pete]

Robinhood's new gold card?

[yoga-like_abana]

Robinhood's new gold card?

Saw that and wondered as well.

[steve dave]

3% back is decent. That said imagine how humiliating it would be to use it.


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[Stupid Fitz]

3% back is decent. That said imagine how humiliating it would be to use it.


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haaaaaaa

[raquetcat]

I’ve been out of the cc game for a bit, what is Chase’s timeline for when you can get the same card again ?

Does Chase still allow you to transfer UR points to your spouse?

[steve dave]

I’ve been out of the cc game for a bit, what is Chase’s timeline for when you can get the same card again ?

Does Chase still allow you to transfer UR points to your spouse?

24 months iirc. yes.

[IPA4Me]

3% back is decent. That said imagine how humiliating it would be to use it.


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We know you're holding out for the Webull card.

[Stevesie60]

Does Capital One let you transfer points to your spouse?

[Stupid Fitz]

Cards you keep? Mine are below. Any tips/suggestions?

Freedom
Unlimited
Preferred - keep for transfers, Mrs SF flips every 2 years.
Amex Everyday - never use, but have some old MRs that require a card to keep.
Amazon - 5x Amazon purchases. May not be the best deal, but we get like 3 deliveries a day so points rack up pretty quick. Currently Amazoning with Freedom at 5x.
Costco- Use only at Costco
Hyatt - Should I keep this or flip it every 2 years? I got it for the first time last year. Been staying at Hyatts a bit now that I ran out of Marriott points finally.

My main flips are SW visas to get companion pass. Should prob up this game a bit.

[sys]

as more or less permanent cards, we keep:

chase freedom (x2)
costco
bofa cash rewards
cap one vx

everything else gets churned at various speeds.

[steve dave]

keep:
freedom
saph reserve
hyatt

churn:
sw cards to keep a companion pass

[Stupid Fitz]

Attention fancy people. My MIL has inquired about upgrading their flights to Portugal. She has some pain from sitting too long and is getting nervous about the 7.5 hour flight. I booked it all for them using Chase URs. The flights are through like 3 different carriers and when I go to each, I don't see any upgrade options for cabin. I think that possibly they are all booked in fancy land, but i've also seen a notice saying that since everything was booked via a "partner" all seats may not be showing. Should I have them call the airline or Chase to see what the availability is? I've also considered waiting until around check in since I'm sure anything available will be solicited. Any fancy upgrade people have any experience here?