Author Topic: How Many Credit Cards Do You Have?  (Read 1003998 times)

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Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #10075 on: September 13, 2017, 02:03:32 PM »
My only other card is an Amex Blue Cash Preferred. I'll need some sort of Visa to replace the SW for a while and I figured the sapphire was the best to rack up general purpose reward miles?

yep, if you haven't dabbled in UR yet they are the best point (by far)

Offline K-S-U-Wildcats!

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Re: How Many Credit Cards Do You Have?
« Reply #10076 on: September 13, 2017, 03:45:01 PM »
So check my math, but it looks like the Sapphire Reserve is the better option over the Preferred.

For the extra $450, I get $300 annual travel credit, $137.50 more in points value when redeeming miles through UR (1.5 cents versus 1.25 cents), $100 Global Entry credit, plus the Priority Pass at airports.

Sucks that I've also got to shell out another $75 to get my wife a second card, but that's the same cost for both Reserve and Preferred.

And if I choose the cancel the Reserve (like before incurring a second annual fee), I either redeem my points before I cancel or just transfer them all to my Rapid Reward account?
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Offline nicname

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Re: How Many Credit Cards Do You Have?
« Reply #10077 on: September 13, 2017, 03:47:44 PM »
So check my math, but it looks like the Sapphire Reserve is the better option over the Preferred.

For the extra $450, I get $300 annual travel credit, $137.50 more in points value when redeeming miles through UR (1.5 cents versus 1.25 cents), $100 Global Entry credit, plus the Priority Pass at airports.

Sucks that I've also got to shell out another $75 to get my wife a second card, but that's the same cost for both Reserve and Preferred.

And if I choose the cancel the Reserve (like before incurring a second annual fee), I either redeem my points before I cancel or just transfer them all to my Rapid Reward account?

I thought it was a simple as keeping a Chase Freedom or something open to keep the points active?
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Offline mocat

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Re: How Many Credit Cards Do You Have?
« Reply #10078 on: September 13, 2017, 04:13:20 PM »
KSUW first off i can't believe you f with credit cards but never UR's yet.
secondly if you plan on getting another CSP/CSR at some point, just store the points on a freedom card until then. you cannot transfer the points anywhere from the freedom account tho.
if this is your one and only CSP/CSR then yeah i guess transfer them to southwest or hyatt or whatever you were planning on using them for, before cancelling.

Offline sys

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Re: How Many Credit Cards Do You Have?
« Reply #10079 on: September 14, 2017, 10:54:56 AM »
your wife gets her own card and her own bonus not an (almost) no bonus authorized user card, you neanderthal.
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Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #10080 on: September 14, 2017, 12:37:54 PM »
your wife gets her own card and her own bonus not an (almost) no bonus authorized user card, you neanderthal.

yes

Offline GregKSU1027

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Re: How Many Credit Cards Do You Have?
« Reply #10081 on: September 14, 2017, 03:23:24 PM »
I have 1
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Offline 420seriouscat69

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Re: How Many Credit Cards Do You Have?
« Reply #10082 on: September 14, 2017, 03:26:02 PM »
Cut it up, Greg.

Offline puniraptor

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Re: How Many Credit Cards Do You Have?
« Reply #10083 on: September 14, 2017, 05:43:20 PM »
okay. can I cancel my CSP to avoid the fee, transfer the URs to my INK, get my wife a CSP and then transfer ALL those URs to her new CSP?

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #10084 on: September 14, 2017, 08:29:40 PM »
okay. can I cancel my CSP to avoid the fee, transfer the URs to my INK, get my wife a CSP and then transfer ALL those URs to her new CSP?

yeah, should be good. transfer before cancelling obv.

Offline puniraptor

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Re: How Many Credit Cards Do You Have?
« Reply #10085 on: September 14, 2017, 08:44:39 PM »
ok
step 1, xfer ur to my ink
step 1a, cancel csp
step 2, wife up csp
step 3, transfer all ur to wifed up csp
step 4, retire
step 5, cancel ink?

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #10086 on: September 14, 2017, 08:47:49 PM »
should be ok

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #10087 on: September 15, 2017, 10:41:41 AM »
the 60k AA after one use barclay card looks pretty tasty. can't decide if it's worth a ding on 5/24 for the spouse and I. 120k AA for $150 with no spend requirement is hard to pass up though.

Offline Phil Titola

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Re: How Many Credit Cards Do You Have?
« Reply #10088 on: September 15, 2017, 02:07:08 PM »
the 60k AA after one use barclay card looks pretty tasty. can't decide if it's worth a ding on 5/24 for the spouse and I. 120k AA for $150 with no spend requirement is hard to pass up though.

Other benefit of that card (reason I got it) was $3000 EQD after $25k spend...helped push to status quicker.

Offline 'taterblast

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Re: How Many Credit Cards Do You Have?
« Reply #10089 on: September 20, 2017, 05:23:01 PM »
i don't know if this has been discussed before, but this site is interesting: http://statusmatcher.com

lets people give examples of status matches they requested and whether they were approved or denied. Alaska Air gave me MVP Gold 75k through Dec. 2018 to match my Delta Diamond

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #10090 on: September 21, 2017, 07:32:20 AM »
nice, I don't fly enough for any airline status but match hotel status a lot.

Offline pissclams

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Re: How Many Credit Cards Do You Have?
« Reply #10091 on: September 21, 2017, 09:49:35 AM »
is there a best way to check 5/24 status?


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Offline Mikeyis4dcats

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Re: How Many Credit Cards Do You Have?
« Reply #10092 on: September 21, 2017, 10:01:39 AM »
is there a best way to check 5/24 status?

you basically have to review your credit report or sign up for Credit Karma and look there.

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #10093 on: September 21, 2017, 10:06:10 AM »
you can also ask chase, they'll tell you

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #10094 on: September 21, 2017, 10:06:40 AM »
or just apply for a 5/24 effected (affected?) chase card and see if they approve you

Offline sys

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Re: How Many Credit Cards Do You Have?
« Reply #10095 on: September 21, 2017, 10:51:54 AM »
check your excel cc sheet.
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Offline pissclams

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Re: How Many Credit Cards Do You Have?
« Reply #10096 on: September 21, 2017, 03:11:45 PM »
check your excel cc sheet.
the last thing i want to do outside of the office is open excel


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Offline Gooch

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Re: How Many Credit Cards Do You Have?
« Reply #10097 on: September 21, 2017, 03:32:18 PM »
check your excel cc sheet.
the last thing i want to do outside of the office is open excel
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Offline meow meow

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Re: How Many Credit Cards Do You Have?
« Reply #10098 on: September 21, 2017, 05:12:33 PM »
if nashville taught us anything, it's that the pissmeister will take whoever he wants #pelts

Offline pissclams

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Re: How Many Credit Cards Do You Have?
« Reply #10099 on: September 21, 2017, 05:41:37 PM »
you can also ask chase, they'll tell you
lol i actually tried that


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