Author Topic: How Many Credit Cards Do You Have?  (Read 1002058 times)

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Offline yoga-like_abana

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Re: How Many Credit Cards Do You Have?
« Reply #9925 on: May 02, 2017, 02:29:47 PM »
Just closed a sw card today. whats best option for me? could be business card or whatevs. Kicking myself because I just made a large purchase on the SW card :(

Offline sys

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Re: How Many Credit Cards Do You Have?
« Reply #9926 on: May 02, 2017, 02:42:24 PM »
chase ink 80k, if you are 5/24 eligible.
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Offline kitten_mittons

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Re: How Many Credit Cards Do You Have?
« Reply #9927 on: May 03, 2017, 04:09:09 PM »
So we're taking a trip with friends in July.  My friends gave me cash and told me to just purchase all the stuff at once.  So I just got a free 9k UR points, nbd.

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Offline IPA4Me

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Re: How Many Credit Cards Do You Have?
« Reply #9928 on: May 03, 2017, 06:45:14 PM »
Sweet deal there.

Got my Hyatt free nights in the account today. NYC here we come.

Offline DQ12

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Re: How Many Credit Cards Do You Have?
« Reply #9929 on: May 03, 2017, 10:55:10 PM »
I understand it's worth it, all else being equal.  But I assume there are other cards out there with spending bonuses I could be hitting in lieu of garnering 3x for a $150 fee.

don't keep it, add it into your churn.  you'll have it 50% of the time anyways, assuming you stay on top of your 5/24 and 2 year cycles.  try and get married and alternate with your wife on who has one at any given time.
okay.  1.  Freedom, 2. CSP, 3. CSR, 4. Get married


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Offline sys

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Re: How Many Credit Cards Do You Have?
« Reply #9930 on: May 03, 2017, 11:25:12 PM »
imo (imo), you should get one freedom and keep it, because of the 5x and because you may need it to stash points at some point.  then churn csp, csr, whatever the current ink is called and chase united.  once the freedom falls off of your 24, that leaves you one slot and business cards for non chase churning.  that's my opinion, dlew12.
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Offline mocat

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Re: How Many Credit Cards Do You Have?
« Reply #9931 on: May 04, 2017, 07:22:33 AM »
I thought the freedom stopped offering 5x for new freedom users

Offline meow meow

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Re: How Many Credit Cards Do You Have?
« Reply #9932 on: May 04, 2017, 08:21:43 AM »
I thought the freedom stopped offering 5x for new freedom users

they came out with freedom unlimited which has 1.5% back on all purchases, think that replaced the old freedom.  best wishes.

Offline pissclams

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Re: How Many Credit Cards Do You Have?
« Reply #9933 on: May 04, 2017, 09:07:19 AM »
cash back cards are for massive losers


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Offline mocat

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Re: How Many Credit Cards Do You Have?
« Reply #9934 on: May 04, 2017, 02:20:08 PM »
cash back cards are for massive losers

idk if you are talking about the freedom, but we're talking about UR points here

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Re: How Many Credit Cards Do You Have?
« Reply #9935 on: May 04, 2017, 03:08:13 PM »
oh i meant that meow meow said that the chase unlimited gives 1.5% cash back and i said cash back cards are stupid


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Offline mocat

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Re: How Many Credit Cards Do You Have?
« Reply #9936 on: May 04, 2017, 03:11:35 PM »
oh i meant that meow meow said that the chase unlimited gives 1.5% cash back and i said cash back cards are stupid

i'm pretty sure (within the confines of this thread) that actually means 1.5x "points" per purchase, which you can transfer to UR's if you have a CSP/CSR, etc

Offline meow meow

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Re: How Many Credit Cards Do You Have?
« Reply #9937 on: May 04, 2017, 03:36:00 PM »
yeah never said cash back, get my name outcha mouth with that talk

Offline pissclams

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Re: How Many Credit Cards Do You Have?
« Reply #9938 on: May 04, 2017, 03:50:31 PM »
oh i meant that meow meow said that the chase unlimited gives 1.5% cash back and i said cash back cards are stupid

i'm pretty sure (within the confines of this thread) that actually means 1.5x "points" per purchase, which you can transfer to UR's if you have a CSP/CSR, etc


sorry peasant, i really don't  know the specific of this card, i really should just stick to discussions involving 3x but i'm sure 1.5 is good for some of you


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Offline sys

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Re: How Many Credit Cards Do You Have?
« Reply #9939 on: May 04, 2017, 04:23:36 PM »
that's too bad about the new freedom.  tough luck, dlew12.
"experienced commanders will simply be smeared and will actually go to the meat."

Offline nicname

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Re: How Many Credit Cards Do You Have?
« Reply #9940 on: May 04, 2017, 04:29:14 PM »
I understand it's worth it, all else being equal.  But I assume there are other cards out there with spending bonuses I could be hitting in lieu of garnering 3x for a $150 fee.

don't keep it, add it into your churn.  you'll have it 50% of the time anyways, assuming you stay on top of your 5/24 and 2 year cycles.  try and get married and alternate with your wife on who has one at any given time.
okay.  1.  Freedom, 2. CSP, 3. CSR, 4. Get married

Don't forget the Chase Hyatt 2 free nights at any Cat 4 or less, and doesn't count toward 5/24.
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Offline mocat

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Re: How Many Credit Cards Do You Have?
« Reply #9941 on: May 04, 2017, 04:45:17 PM »
oh i meant that meow meow said that the chase unlimited gives 1.5% cash back and i said cash back cards are stupid

i'm pretty sure (within the confines of this thread) that actually means 1.5x "points" per purchase, which you can transfer to UR's if you have a CSP/CSR, etc


sorry peasant, i really don't  know the specific of this card, i really should just stick to discussions involving 3x but i'm sure 1.5 is good for some of you

it's not good enough, that was the point of my post

Offline sys

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Re: How Many Credit Cards Do You Have?
« Reply #9942 on: May 04, 2017, 04:53:04 PM »
it's still an important part of the chase ur churn.  especially for a single lad.
"experienced commanders will simply be smeared and will actually go to the meat."

Offline IPA4Me

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Re: How Many Credit Cards Do You Have?
« Reply #9943 on: May 04, 2017, 05:30:04 PM »
I understand it's worth it, all else being equal.  But I assume there are other cards out there with spending bonuses I could be hitting in lieu of garnering 3x for a $150 fee.

don't keep it, add it into your churn.  you'll have it 50% of the time anyways, assuming you stay on top of your 5/24 and 2 year cycles.  try and get married and alternate with your wife on who has one at any given time.
okay.  1.  Freedom, 2. CSP, 3. CSR, 4. Get married

Don't forget the Chase Hyatt 2 free nights at any Cat 4 or less, and doesn't count toward 5/24.
That's good to know!

Offline sys

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Re: How Many Credit Cards Do You Have?
« Reply #9944 on: May 04, 2017, 05:56:45 PM »
i think it counts towards 5/24, it's just not 5/24 protected.
"experienced commanders will simply be smeared and will actually go to the meat."

Offline pissclams

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Re: How Many Credit Cards Do You Have?
« Reply #9945 on: May 04, 2017, 06:35:32 PM »
oh i meant that meow meow said that the chase unlimited gives 1.5% cash back and i said cash back cards are stupid

i'm pretty sure (within the confines of this thread) that actually means 1.5x "points" per purchase, which you can transfer to UR's if you have a CSP/CSR, etc


sorry peasant, i really don't  know the specific of this card, i really should just stick to discussions involving 3x but i'm sure 1.5 is good for some of you

it's not good enough, that was the point of my post

i'm sure it's good enough for someone was the point of my post.  but i really only do 3x because it's the best.


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Offline DQ12

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Re: How Many Credit Cards Do You Have?
« Reply #9946 on: May 04, 2017, 09:17:36 PM »
I still have my freedom, dudes.  Just tryin to expand my churn horizon in a post-CSR-bonus world.


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Offline mocat

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Re: How Many Credit Cards Do You Have?
« Reply #9947 on: May 05, 2017, 09:49:51 AM »
just found out i have been pronouncing Andaz wrong like a complete idiot this whole time

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #9948 on: May 05, 2017, 10:05:21 AM »
i think it counts towards 5/24, it's just not 5/24 protected.

correct

Offline IPA4Me

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Re: How Many Credit Cards Do You Have?
« Reply #9949 on: May 05, 2017, 10:23:07 AM »
Hyatt free night experts...

Got the email telling me I have two free nights. I see the award in my Hyatt account.

How do I book it? Website won't let me because I don't have enough points. Do I have to call?