Author Topic: How Many Credit Cards Do You Have?  (Read 1005928 times)

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Offline sys

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Re: How Many Credit Cards Do You Have?
« Reply #8150 on: December 01, 2015, 08:39:35 PM »
Did CSP/ChaseUR ever transfer to Delta?  For some reason I thought it did but don't see that option now. 

Can I xfer to British Airways and then book Delta to the Bahamas?

no.  no.
"experienced commanders will simply be smeared and will actually go to the meat."

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #8151 on: December 01, 2015, 08:45:27 PM »

Did CSP/ChaseUR ever transfer to Delta?  For some reason I thought it did but don't see that option now. 

Can I xfer to British Airways and then book Delta to the Bahamas?


Offline Emo EMAW

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Re: How Many Credit Cards Do You Have?
« Reply #8152 on: December 01, 2015, 08:58:02 PM »
Any way I can get like 17k miles on American pretty quick short of just buying them?  Is it possible to trade points?  Like I got a crap ton of CSP points.

Offline sys

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Re: How Many Credit Cards Do You Have?
« Reply #8153 on: December 01, 2015, 11:18:00 PM »
you can get an citi aa card.  the gold has a low spend that you could crank out super fast.  not sure how long it takes for the points to post, but it's reasonably fast.

if you just want an aa flight, you could transfer your ur's to ba and book it with avios.



check into the cost of just purchasing the flight with ur.  sometimes that's the best deal.
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Offline Mrs. Gooch

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Re: How Many Credit Cards Do You Have?
« Reply #8154 on: December 03, 2015, 08:06:03 AM »
I need to go to Italy within the next 3 years, including but not limited to Venice. I currently have 100k UR points. Can someone make me a plan to get the rest of what I need to get flights and hotel paid for?

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #8155 on: December 03, 2015, 08:18:13 AM »
I need to go to Italy within the next 3 years, including but not limited to Venice. I currently have 100k UR points. Can someone make me a plan to get the rest of what I need to get flights and hotel paid for?

keep acquiring UR points and maybe get an AA card for yourself and gooch.

Offline TownieCat

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Re: How Many Credit Cards Do You Have?
« Reply #8156 on: December 03, 2015, 08:32:05 AM »
Any way I can get like 17k miles on American pretty quick short of just buying them?  Is it possible to trade points?  Like I got a crap ton of CSP points.

you can get an citi aa card.  the gold has a low spend that you could crank out super fast.  not sure how long it takes for the points to post, but it's reasonably fast.

if you just want an aa flight, you could transfer your ur's to ba and book it with avios.



check into the cost of just purchasing the flight with ur.  sometimes that's the best deal.

I got my Citi AA card bonus this summer. It took nearly a month (one billing cycle) to post.

Offline Mrs. Gooch

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Re: How Many Credit Cards Do You Have?
« Reply #8157 on: December 03, 2015, 08:54:46 AM »
I need to go to Italy within the next 3 years, including but not limited to Venice. I currently have 100k UR points. Can someone make me a plan to get the rest of what I need to get flights and hotel paid for?

keep acquiring UR points and maybe get an AA card for yourself and gooch.

He already has the AA card, and has only had it a year so he said he doesn't want to cancel it. I'll get one. Can I get a referral from him to get him some extra points?

Should I make sure to keep my credit card applications low so that I can get another UR card sometime within the next couple years?

Offline WonderMeal

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Re: How Many Credit Cards Do You Have?
« Reply #8158 on: December 03, 2015, 09:59:06 AM »
Need some help from some UR pros, may have made a big mistake.

It looks like in canceling Mrs. WonderMeal's Ink before the fee hit, I've canceled the last UR-earning card we have. Will I lose these URs? Can I transfer them to the freedom and still have them as URs, not crummy cash back?

She just got denied (:horrorsurprise:) for a CSP, we got stung by the authorized user/too many cards thing. I'd probably get denied for a CSP too, given that I've applied for three credit cards in the last couple of months and have cycled through pretty much all Chase products.

What should we do? Are we mumped?

Online michigancat

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Re: How Many Credit Cards Do You Have?
« Reply #8159 on: December 03, 2015, 11:34:41 AM »
Need some help from some UR pros, may have made a big mistake.

It looks like in canceling Mrs. WonderMeal's Ink before the fee hit, I've canceled the last UR-earning card we have. Will I lose these URs? Can I transfer them to the freedom and still have them as URs, not crummy cash back?

She just got denied (:horrorsurprise:) for a CSP, we got stung by the authorized user/too many cards thing. I'd probably get denied for a CSP too, given that I've applied for three credit cards in the last couple of months and have cycled through pretty much all Chase products.

What should we do? Are we mumped?

Don't know if you lose the UR's, but you could transfer them to freedom until one of you can get a UR account again. Probably worth a fee to keep at least one UR earning card between the two of you open all the time.

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #8160 on: December 03, 2015, 12:31:55 PM »
Transfer them to Hyatt immediately (if you still can)

Online michigancat

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Re: How Many Credit Cards Do You Have?
« Reply #8161 on: December 03, 2015, 12:32:57 PM »
Transfer them to Hyatt immediately (if you still can)

curious why?

Offline Pete

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Re: How Many Credit Cards Do You Have?
« Reply #8162 on: December 03, 2015, 01:06:53 PM »

Transfer them to Hyatt immediately (if you still can)

curious why?

Me too! Is Hyatt the best ratio?

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #8163 on: December 03, 2015, 01:19:05 PM »

Transfer them to Hyatt immediately (if you still can)

curious why?

Me too! Is Hyatt the best ratio?

of all the transfer partners it's the most consistently easy to get good value out of the points. If he's going to lose all the UR points (which he will if he cancels his last UR account) that's the safest spot for them. United can get you big value if you book low level premium class overseas flights, SW is a good choice if you have a companion pass which would ultimately double the value of the miles, some of the other air partners can get you a great redemption on premium class if you have a specific flight with availability in mind. But, with Hyatt, it's extremely easy to get 2 CPM. The Grand Hyatt Kauai is 25k points and will almost always be going for $500+ a night. The Hyatt in Wichita is only 5k so if you if it's going for $100 or more that's 2 CPM+. storing them on a freedom is fine if you think you are going to get another UR card soon but obviously you've just gotten shut down for one so you'll have a wait and won't be able to get more cards while you wait.

Offline Emo EMAW

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Re: How Many Credit Cards Do You Have?
« Reply #8164 on: December 03, 2015, 01:20:27 PM »
sd which of the airline cards will, if you cancel them, crap can all your miles in your frequent flier account (if any)?

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #8165 on: December 03, 2015, 01:20:50 PM »
sd which of the airline cards will, if you cancel them, crap can all your miles in your frequent flier account (if any)?

none of them

Offline Emo EMAW

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Re: How Many Credit Cards Do You Have?
« Reply #8166 on: December 03, 2015, 01:37:11 PM »
sd which of the airline cards will, if you cancel them, crap can all your miles in your frequent flier account (if any)?

none of them

rough ridin' AA lied to me!  :shakesfist:

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #8167 on: December 03, 2015, 01:48:06 PM »
sd which of the airline cards will, if you cancel them, crap can all your miles in your frequent flier account (if any)?

none of them

rough ridin' AA lied to me!  :shakesfist:

no they didn't

Offline Emo EMAW

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Re: How Many Credit Cards Do You Have?
« Reply #8168 on: December 03, 2015, 01:50:40 PM »
sd which of the airline cards will, if you cancel them, crap can all your miles in your frequent flier account (if any)?

none of them

rough ridin' AA lied to me!  :shakesfist:

no they didn't

My US Airways card got converted to an American card.  They (the card company, not AA) called for some reason or another.  I told them I wanted to cancel the card, they said if I did I'd lose my miles.  What is my misunderstanding?

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #8169 on: December 03, 2015, 01:52:27 PM »
yeah, I was just pointing out that AA didn't lie to you. Barclays probably did, sys hates their guts.

Offline Mrs. Gooch

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Re: How Many Credit Cards Do You Have?
« Reply #8170 on: December 03, 2015, 01:52:57 PM »
sd which of the airline cards will, if you cancel them, crap can all your miles in your frequent flier account (if any)?

none of them

rough ridin' AA lied to me!  :shakesfist:

no they didn't

My US Airways card got converted to an American card.  They (the card company, not AA) called for some reason or another.  I told them I wanted to cancel the card, they said if I did I'd lose my miles.  What is my misunderstanding?

Maybe they were talking about the miles that hadn't posted to your account yet (that you had earned within the last month).

Offline Emo EMAW

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Re: How Many Credit Cards Do You Have?
« Reply #8171 on: December 03, 2015, 02:08:08 PM »
I hadn't used the card since it went from US Airways to AA (many months).  They might have even been calling because I hadn't activated it. 

When has sys been wrong?

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #8172 on: December 03, 2015, 02:10:45 PM »
When has sys been wrong?

well, he seems to eff up every time he tries to book award travel for starters. could just be he only posts about the bad ones though.

Offline sys

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Re: How Many Credit Cards Do You Have?
« Reply #8173 on: December 03, 2015, 02:20:29 PM »
When has sys been wrong?

well, he seems to eff up every time he tries to book award travel for starters. could just be he only posts about the bad ones though.

i'm super proud of my last booking.  it took a lot of work, but i personally think i kicked a little ass, given i was starting from a position of ignorance.
"experienced commanders will simply be smeared and will actually go to the meat."

Offline sys

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Re: How Many Credit Cards Do You Have?
« Reply #8174 on: December 03, 2015, 02:22:05 PM »
Transfer them to Hyatt immediately (if you still can)

curious why?

i think sd maybe missed where the poster was going to keep a freedom.  i'd transfer the points to the freedom with the plan of transferring back to ur's when they get their next csp or ink.
"experienced commanders will simply be smeared and will actually go to the meat."