Author Topic: How Many Credit Cards Do You Have?  (Read 1002761 times)

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Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #5500 on: May 22, 2014, 07:46:42 AM »
Singapore Air miles (krisflyer) just got added as an UR transfer partner. Pretty great news. Stupid Gary has a good write up about why it's great.

http://boardingarea.com/viewfromthewing/2014/05/21/chase-increases-value-points-fantastic-new-airline-transfer-partner/

Offline IPA4Me

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Re: How Many Credit Cards Do You Have?
« Reply #5501 on: May 22, 2014, 05:16:41 PM »
Have any of you started getting spam calls since opening a business card? I'm getting three to four a day in the last week. They're getting smarter too. Area code is spoofing to local number. So I answer thinking it's a legit call.

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #5502 on: May 22, 2014, 05:22:11 PM »
No, none

Offline WonderMeal

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Re: How Many Credit Cards Do You Have?
« Reply #5503 on: May 27, 2014, 09:16:06 PM »
Just booked Christmas and Labor Day travel for The WonderMeal family using SW points/companion pass. Cost me $50 total. I know this isn't as sexy in this thread as booking RowdyyBoy's First Class Tokyo Journey, but it still feels good, you guys.

 :adored: :bill:  :ksu:

Mrs. WonderMeal, who has been pretty skeptical of churning (yet still let me use her SSN carte blanche) is now officially on board w/ the growing stack of credit cards on the desk.

Cats, man.

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #5504 on: May 27, 2014, 09:54:17 PM »
That's what it's all about WM

Offline EMAWmeister

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Re: How Many Credit Cards Do You Have?
« Reply #5505 on: June 03, 2014, 11:21:36 PM »
Best credit card for someone with very little credit history (utilities in college, NFM card, etc) but is going to start flying to Denver once a month or more in the very near future.

Offline GoodForAnother

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Re: How Many Credit Cards Do You Have?
« Reply #5506 on: June 03, 2014, 11:34:52 PM »
discover card
emaw

Offline michigancat

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Re: How Many Credit Cards Do You Have?
« Reply #5507 on: June 03, 2014, 11:36:36 PM »
If you have any income (or are OK w/ lying about your income) and nothing bad on your credit history you should be able to get approved w/ any card mentioned. Start w/ the AA or BA or Chase Sapphire.

Offline Trim

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Re: How Many Credit Cards Do You Have?
« Reply #5508 on: June 04, 2014, 12:32:33 AM »
Best credit card for someone with very little credit history (utilities in college, NFM card, etc) but is going to start flying to Denver once a month or more in the very near future.

I recommend the sd/kkk frontier discount if your very near future predates you being where you need to be with credit cards.

Offline Mikeyis4dcats

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Re: How Many Credit Cards Do You Have?
« Reply #5509 on: June 04, 2014, 08:08:32 AM »
Best credit card for someone with very little credit history (utilities in college, NFM card, etc) but is going to start flying to Denver once a month or more in the very near future.

Frontier sucks so bad these days I wouldn't fly them (charge for a carry on!) so I'd look at United or SW for nonstop flights.   This is assuming out of KC.   IS this expensed travel or personal?

Offline EMAWmeister

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Re: How Many Credit Cards Do You Have?
« Reply #5510 on: June 04, 2014, 08:10:45 AM »

Best credit card for someone with very little credit history (utilities in college, NFM card, etc) but is going to start flying to Denver once a month or more in the very near future.

Frontier sucks so bad these days I wouldn't fly them (charge for a carry on!) so I'd look at United or SW for nonstop flights.   This is assuming out of KC.   IS this expensed travel or personal?

Personal.


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Offline Boom Roasted

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Re: How Many Credit Cards Do You Have?
« Reply #5511 on: June 04, 2014, 08:29:56 AM »
SW

Offline Trim

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Re: How Many Credit Cards Do You Have?
« Reply #5512 on: June 04, 2014, 08:36:22 AM »
eff Southwest.

'eister, when you need to fly to Denver soon, look up how much the frontier flight would cost and how many points it would be and get at me.

Offline WonderMeal

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Re: How Many Credit Cards Do You Have?
« Reply #5513 on: June 08, 2014, 11:08:43 PM »
Since I started churning around this time last year, Mrs. WonderMeal and I have gotten 10 free domestic plane tickets and will have 190k UR/120k US Air/40k SW points at the end of the month. Still haven't even touched United, BA, American, Amex, or hotel cards.

In that time, my credit score has increased by 38 points. (Prob due to my credit utilization or whatever it's called.)

Thanks, gE.

Offline Dr Rick Daris

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Re: How Many Credit Cards Do You Have?
« Reply #5514 on: June 08, 2014, 11:29:51 PM »
Since I started churning around this time last year, Mrs. WonderMeal and I have gotten 10 free domestic plane tickets and will have 190k UR/120k US Air/40k SW points at the end of the month. Still haven't even touched United, BA, American, Amex, or hotel cards.

In that time, my credit score has increased by 38 points. (Prob due to my credit utilization or whatever it's called.)

Thanks, gE.

that's fantastic .

Offline michigancat

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Re: How Many Credit Cards Do You Have?
« Reply #5515 on: June 08, 2014, 11:31:00 PM »
How often do you folks need to worry about your credit score?

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #5516 on: June 09, 2014, 06:54:01 AM »
How often do you folks need to worry about your credit score?

never again in my entire life

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #5517 on: June 09, 2014, 06:54:17 AM »
Since I started churning around this time last year, Mrs. WonderMeal and I have gotten 10 free domestic plane tickets and will have 190k UR/120k US Air/40k SW points at the end of the month. Still haven't even touched United, BA, American, Amex, or hotel cards.

In that time, my credit score has increased by 38 points. (Prob due to my credit utilization or whatever it's called.)

Thanks, gE.

 :thumbs:

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #5518 on: June 10, 2014, 12:21:24 PM »
travel blogging community going completely nuts over the new United revenue based earning changes.  :lol:

Offline michigancat

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Re: How Many Credit Cards Do You Have?
« Reply #5519 on: June 10, 2014, 12:33:20 PM »
travel blogging community going completely nuts over the new United revenue based earning changes.  :lol:

What. :blank:

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #5520 on: June 10, 2014, 12:37:52 PM »
travel blogging community going completely nuts over the new United revenue based earning changes.  :lol:

What. :blank:

United is going the way Delta went and you now earn miles based on the cost of your ticket instead of your miles flown. These people who mile run flights lose out because the miles they earn are now (or in 2015 anyway) directly proportional to what they pay for their ticket. AA is really the last domestic holdout that will still be doing it the old way and I'd expect them to switch soon. it's stupid to do it any other way because of people who mileage run flights all the time. I'm sure you know but for those that don't really follow this stuff people will "mileage run" flights by finding super cheap flights that are really long and just flying them to earn the miles. They do it because they earn so many cents per mile and/or re-qualify for their elite status. Now they will just have to spend a ton on whatever carrier to earn either and their cents per mile advantage they could find looking for huge deals dissapears.

Offline michigancat

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Re: How Many Credit Cards Do You Have?
« Reply #5521 on: June 10, 2014, 12:39:12 PM »
I earned 14000 miles on an $800 ticket earlier this year. Would earn 5600 in the new system.

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #5522 on: June 10, 2014, 12:40:30 PM »
I earned 14000 miles on an $800 ticket earlier this year. Would earn 5600 in the new system.

yeah, there you go

Offline michigancat

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Re: How Many Credit Cards Do You Have?
« Reply #5523 on: June 10, 2014, 12:44:16 PM »
Starts March 1, so hopefully I can get in another big trip to get silver for another year.

Offline sys

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Re: How Many Credit Cards Do You Have?
« Reply #5524 on: June 10, 2014, 03:16:13 PM »
does this change how you spend, or just how you earn?
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