Author Topic: How Many Credit Cards Do You Have?  (Read 1005666 times)

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Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #5225 on: March 27, 2014, 07:45:59 PM »
Just approved for one of the inks. Should I do the SPG business today too?

if you are going to apply for a bunch then do them all today

Offline Mikeyis4dcats

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Re: How Many Credit Cards Do You Have?
« Reply #5226 on: March 27, 2014, 09:11:04 PM »
Just approved for one of the inks. Should I do the SPG business today too?

with the impending AMEX changes to once per lifetime bonus, i'd wait for a better bonus on the SPG

Offline SwiftCat

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Re: How Many Credit Cards Do You Have?
« Reply #5227 on: March 29, 2014, 11:32:44 AM »
Hi guys,

I'm 22 and I've never owned a credit card. What should I do? How many pages of this thread do I need to read? Ask me questions that I'll answer and then suggest me a credit card.

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #5228 on: March 29, 2014, 12:32:42 PM »
Hi guys,

I'm 22 and I've never owned a credit card. What should I do? How many pages of this thread do I need to read? Ask me questions that I'll answer and then suggest me a credit card.

where do you live. where do you like to travel. do you have any points in any travel program right now?

Offline SwiftCat

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Re: How Many Credit Cards Do You Have?
« Reply #5229 on: March 29, 2014, 12:34:29 PM »
Hi guys,

I'm 22 and I've never owned a credit card. What should I do? How many pages of this thread do I need to read? Ask me questions that I'll answer and then suggest me a credit card.

where do you live. where do you like to travel. do you have any points in any travel program right now?

Wichita.
In the past I haven't traveled. Never really had the means or opportunity.
No.

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #5230 on: March 29, 2014, 12:35:43 PM »
I'd get an AA card and a Sapphire Preferred card. Use the AA card until you get the min. spend and then the Sapphire Preferred card for all daily purchases. cancel the AA card before the annual fee. once you have met the min. spend on the AA card come back to the thread and we'll tell you what to get next.

Offline SwiftCat

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Re: How Many Credit Cards Do You Have?
« Reply #5231 on: March 29, 2014, 12:40:00 PM »
Thanks pal


Offline j rake

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Re: How Many Credit Cards Do You Have?
« Reply #5233 on: March 29, 2014, 03:27:56 PM »
had 1 credit card, now 0. lost it.  :frown:

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #5234 on: March 29, 2014, 06:19:02 PM »

had 1 credit card, now 0. lost it.  :frown:

You could not be more j rake

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #5235 on: March 30, 2014, 07:03:34 PM »
also, if anyone is going to apply for the sapphire preferred card you can PM me your email and I'll refer you so I also get some points  :gocho:

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #5236 on: March 31, 2014, 07:34:16 AM »
US joins Oneworld today. so you can now book with avios.

Offline JavaCat

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Re: How Many Credit Cards Do You Have?
« Reply #5237 on: March 31, 2014, 08:34:53 AM »
Hi guys,

I'm 22 and I've never owned a credit card. What should I do? How many pages of this thread do I need to read? Ask me questions that I'll answer and then suggest me a credit card.

where do you live. where do you like to travel. do you have any points in any travel program right now?

Wichita.
In the past I haven't traveled. Never really had the means or opportunity.
No.

If you've never owned a credit card you probably aren't going to qualify for the cards SD suggested. You can try, but my guess is you're denied. If you are denied you can send a reconsideration letter, but I tried that with my wife and didn't have any luck although she was making good money and had a lot of money in savings. Eventually got approved for the Capital One Journey card and got some credit built.

Offline Emo EMAW

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Re: How Many Credit Cards Do You Have?
« Reply #5238 on: March 31, 2014, 09:11:17 AM »
also, if anyone is going to apply for the sapphire preferred card you can PM me your email and I'll refer you so I also get some points  :gocho:

Well should have posted this like a month ago.

Offline FP TC etc.

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Re: How Many Credit Cards Do You Have?
« Reply #5239 on: April 01, 2014, 03:55:22 PM »
Hi friends!

I'm hoping someone can give me some advice. My special lady friend and I would like to take a vacation to Ireland/England sometime in the future.

She already has 30k AAdvantage miles and I have 6k. (spent the rest  :frown: )

Which credit cards should she and I apply for to get the airfare free?

I've already done the citi AAdvantage card (so has she) but other than that we should be able to do whatever.

Thanks  :)

Offline Mr Bread

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Re: How Many Credit Cards Do You Have?
« Reply #5240 on: April 01, 2014, 03:58:23 PM »
What if you don't really travel?  Are there any worthwhile things to get points for other than that? 
My prescience is fully engorged.  It throbs with righteous accuracy.  I am sated.

Offline michigancat

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Re: How Many Credit Cards Do You Have?
« Reply #5241 on: April 01, 2014, 04:03:53 PM »
What if you don't really travel?  Are there any worthwhile things to get points for other than that?

Just get the chase freedom and you can use it for cash back or redemption at stores.

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Re: How Many Credit Cards Do You Have?
« Reply #5242 on: April 01, 2014, 04:06:09 PM »
What if you don't really travel?  Are there any worthwhile things to get points for other than that?

I did the citi thank you card. You can redeem the "thank you points" for some neat stuff.

I got a gopro for free.  :dunno:

Offline Boom Roasted

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Re: How Many Credit Cards Do You Have?
« Reply #5243 on: April 01, 2014, 04:20:00 PM »

Hi friends!

I'm hoping someone can give me some advice. My special lady friend and I would like to take a vacation to Ireland/England sometime in the future.

She already has 30k AAdvantage miles and I have 6k. (spent the rest  :frown: )

Which credit cards should she and I apply for to get the airfare free?

I've already done the citi AAdvantage card (so has she) but other than that we should be able to do whatever.

Thanks  :)
Spg transfer into AA 20k SPG = 25k AA

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Re: How Many Credit Cards Do You Have?
« Reply #5244 on: April 01, 2014, 04:24:23 PM »

Hi friends!

I'm hoping someone can give me some advice. My special lady friend and I would like to take a vacation to Ireland/England sometime in the future.

She already has 30k AAdvantage miles and I have 6k. (spent the rest  :frown: )

Which credit cards should she and I apply for to get the airfare free?

I've already done the citi AAdvantage card (so has she) but other than that we should be able to do whatever.

Thanks  :)
Spg transfer into AA 20k SPG = 25k AA

 :cheers:

What's the best SPG card?

Offline Emo EMAW

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Re: How Many Credit Cards Do You Have?
« Reply #5245 on: April 01, 2014, 04:40:03 PM »
What if you don't really travel?  Are there any worthwhile things to get points for other than that?

Just get the chase freedom and you can use it for cash back or redemption at stores.

The Sapphire gives you UR points too but you get the signup bonus.

Offline Johnny Wichita

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Re: How Many Credit Cards Do You Have?
« Reply #5246 on: April 01, 2014, 04:43:56 PM »
Hi Steve Dave.  I still haven't called United about my expired miles.  What level does that put you at on the I want to punch you in the face scale? 

Offline puniraptor

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Re: How Many Credit Cards Do You Have?
« Reply #5247 on: April 01, 2014, 05:05:32 PM »

Hi friends!

I'm hoping someone can give me some advice. My special lady friend and I would like to take a vacation to Ireland/England sometime in the future.

She already has 30k AAdvantage miles and I have 6k. (spent the rest  :frown: )

Which credit cards should she and I apply for to get the airfare free?

I've already done the citi AAdvantage card (so has she) but other than that we should be able to do whatever.

Thanks  :)
Spg transfer into AA 20k SPG = 25k AA

 :cheers:

What's the best SPG card?

fur rell!?!?

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Re: How Many Credit Cards Do You Have?
« Reply #5248 on: April 01, 2014, 06:42:35 PM »

Hi friends!

I'm hoping someone can give me some advice. My special lady friend and I would like to take a vacation to Ireland/England sometime in the future.

She already has 30k AAdvantage miles and I have 6k. (spent the rest  :frown: )

Which credit cards should she and I apply for to get the airfare free?

I've already done the citi AAdvantage card (so has she) but other than that we should be able to do whatever.

Thanks  :)
Spg transfer into AA 20k SPG = 25k AA

 :cheers:

What's the best SPG card?

fur rell!?!?

....?

Offline ksupamplemousse

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Re: How Many Credit Cards Do You Have?
« Reply #5249 on: April 01, 2014, 08:42:16 PM »
also, if anyone is going to apply for the sapphire preferred card you can PM me your email and I'll refer you so I also get some points  :gocho:

Damn, should have checked this thread again before my wife applied today. Sorry SD. Quick question, for air travel is it better to redeem through the rewards portal or transfer the points to Southwest or United?
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