Author Topic: How Many Credit Cards Do You Have? (Read 1001186 times)

IPA4Me · « **Reply #11100 on:** April 28, 2020, 11:32:32 AM »

I have Ink Biz and zero accounts for savings/checking/investing with them. Must be new thing.

XocolateThundarr · « **Reply #11101 on:** April 28, 2020, 11:40:14 AM »

Quote from: IPA4Me on April 28, 2020, 11:32:32 AM

I have Ink Biz and zero accounts for savings/checking/investing with them. Must be new thing.

Same.

Trim · « **Reply #11102 on:** April 28, 2020, 11:45:39 AM »

That denial rationale doesn't line up to me with a biz card application. Check for user error.

steve dave · « **Reply #11103 on:** April 28, 2020, 12:24:24 PM »

Keep in mind they will put out offers with personal banking clients with big $ with them. Could be an offer for the same for business?

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Cardiac Cats · « **Reply #11104 on:** April 28, 2020, 01:33:11 PM »

Quote from: steve dave on April 28, 2020, 12:24:24 PM

Keep in mind they will put out offers with personal banking clients with big $ with them. Could be an offer for the same for business?

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This makes more sense, I had to "sign in to apply". I rotate through co branded business cards, so I have the login, didn't think twice when it asked for it. Thanks.

sys · « **Reply #11105 on:** April 28, 2020, 07:02:43 PM »

Quote from: Cardiac Cats on April 28, 2020, 10:24:58 AM

Got denied for the 100k Ink card yesterday

amex mumped me like that for churning b.c., but chase has always treated me well.

sys · « **Reply #11106 on:** May 03, 2020, 09:56:42 PM »

my wife is down to one card and i'm down to six. two more of mine to close, but i'm not in a huge hurry.

Phil Titola · « **Reply #11107 on:** May 03, 2020, 10:47:20 PM »

Amex plat adding 320 in credits for streaming services and cell phone bills might keep me a member through the non travel 2020 year.

steve dave · « **Reply #11108 on:** May 04, 2020, 06:12:09 AM »

Word is Chase is tightening up quite a bit on approvals. Sucks.

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IPA4Me · « **Reply #11109 on:** May 04, 2020, 07:49:01 AM »

I've been lazy about playing the Freedom quarterly game. I've kept everything on my Ink Biz Preferred.

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steve dave · « **Reply #11110 on:** May 04, 2020, 08:15:15 AM »

Lot of chase cards now doing grocery bonus. Believe CSR is 6x.

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pissclams · « **Reply #11111 on:** May 04, 2020, 09:08:19 AM »

csr is 5x

IPA4Me · « **Reply #11112 on:** May 04, 2020, 12:41:28 PM »

Groceries are the Freedom quarterly currently. Kroger booze store counts.

Trim · « **Reply #11113 on:** May 04, 2020, 03:19:31 PM »

Where’s chase’s official confirmation of this thing?

steve dave · « **Reply #11114 on:** May 05, 2020, 01:39:32 PM »

after cancelling our july kauai trip I'm sitting on millions of points/miles and am getting worried that there is a massive devaluation coming across almost all brands. going to try to book them all up now.

WonderMeal · « **Reply #11115 on:** May 05, 2020, 01:45:29 PM »

I just applied and was approved for a SW personal card with a 40k point bonus so I can get the companion pass for 2020/2021. Received the 75k business bonus on like January 2nd. Had to wait out my 24 months to get another personal and then have been waiting for the bonus to increase, but it just wasn't happening. Finally just ripped the bandaid off so I can get the pass and move on to other cards.

For whatever reason, Chase seems to be mushing Mrs. Wondermeal v hard on any of her new applications, which doesn't make sense since we have the same credit history and she is under 5/24. Misogyny?

Trim · « **Reply #11116 on:** May 06, 2020, 02:59:58 PM »

Quote from: Trim on May 04, 2020, 03:19:31 PM

Where’s chase’s official confirmation of this thing?

I just got the CSR email about it.

steve dave · « **Reply #11117 on:** May 31, 2020, 12:48:26 PM »

Pretty awesome

https://twitter.com/boardingarea/status/1267146080040259584?s=21

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Trim · « **Reply #11118 on:** May 31, 2020, 01:04:03 PM »

Stevesie60 · « **Reply #11119 on:** May 31, 2020, 01:25:47 PM »

Help me out here. I read it twice and besides lower renewal (which I wouldn't be able to redeem because I'll have cancelled it before next year) I don't see a huge added benefit?

sys · « **Reply #11120 on:** May 31, 2020, 03:48:25 PM »

maybe i shouldn't have closed my csr.

TheHamburglar · « **Reply #11121 on:** May 31, 2020, 05:09:17 PM »

Quote from: steve dave on May 05, 2020, 01:39:32 PM

after cancelling our july kauai trip I'm sitting on millions of points/miles and am getting worried that there is a massive devaluation coming across almost all brands. going to try to book them all up now.

How did this go?

TheHamburglar · « **Reply #11122 on:** May 31, 2020, 05:15:11 PM »

Quote from: Stevesie60 on May 31, 2020, 01:25:47 PM

Help me out here. I read it twice and besides lower renewal (which I wouldn't be able to redeem because I'll have cancelled it before next year) I don't see a huge added benefit?

You get the full benefit of booking travel through their site (1.25 or 1.50 multiplier) on restaurants, grocery stores & Lowes/Home Depot. It looks like it works just like the Venture charge eraser. Log into your bill and use points to clear off charges at those places instead of just being able to use it on travel. Have $125 or $150 grocery charge, use $100 worth of points to clear it off.

steve dave · « **Reply #11123 on:** May 31, 2020, 05:25:41 PM »

Quote from: TheHamburglar on May 31, 2020, 05:09:17 PM

Quote from: steve dave on May 05, 2020, 01:39:32 PM
after cancelling our july kauai trip I'm sitting on millions of points/miles and am getting worried that there is a massive devaluation coming across almost all brands. going to try to book them all up now.

How did this go?

Nothing yet.

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steve dave · « **Reply #11124 on:** May 31, 2020, 05:36:13 PM »

Quote from: TheHamburglar on May 31, 2020, 05:15:11 PM

Quote from: Stevesie60 on May 31, 2020, 01:25:47 PM
Help me out here. I read it twice and besides lower renewal (which I wouldn't be able to redeem because I'll have cancelled it before next year) I don't see a huge added benefit?

You get the full benefit of booking travel through their site (1.25 or 1.50 multiplier) on restaurants, grocery stores & Lowes/Home Depot. It looks like it works just like the Venture charge eraser. Log into your bill and use points to clear off charges at those places instead of just being able to use it on travel. Have $125 or $150 grocery charge, use $100 worth of points to clear it off.

It’s still not the absolute best redemption but it’s pretty nice. And you are earning 3x points on travel and dining. So spend $100 out to eat. Then you can just cancel $4.50 of charges. So like 4.5% cash back on travel and dining. Of course, you can transfer those points to Hyatt, United, Southwest, etc. too.

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