Author Topic: Are you "Upper Middle Class"? (Read 38923 times)

steve dave · « **Reply #375 on:** December 11, 2015, 08:22:33 PM »

Money does buy happiness to a degree though

http://www.wsj.com/articles/can-money-buy-happiness-heres-what-science-has-to-say-1415569538

K-S-U-Wildcats! · « **Reply #376 on:** December 11, 2015, 08:55:12 PM »

Quote from: Kat Kid on December 11, 2015, 04:09:37 PM

Quote from: K-S-U-Wildcats! on December 11, 2015, 04:00:40 PM
Quote from: Kat Kid on December 11, 2015, 01:45:48 PM
I keep forgetting that I put roughly a mortgage payment every month in to day care for 2 kids, I guess I could afford all sorts of things if I was not doing that.

Have you considered hiring a nanny? Could save you a lot of money.

1. There is no way this is true.
2. My mortgage is cheap.

You might want to check it out. It has definitely been cheaper for us since we got to two kids, and the savings get bigger if you have more than two. It also depends on if you are using in-home daycare (less expensive) or facility daycare.

You also might be confusing nanny with au pair (a live in nanny). Ours has her own car, home, etc. Way cheaper. And way easier than drop off / pick up.

steve dave · « **Reply #377 on:** December 11, 2015, 09:00:33 PM »

What do you pay them ksudub? I'd be interested in something like that.

Cartierfor3 · « **Reply #378 on:** December 11, 2015, 09:18:26 PM »

Quote from: steve dave on December 11, 2015, 08:22:33 PM

Money does buy happiness to a degree though

http://www.wsj.com/articles/can-money-buy-happiness-heres-what-science-has-to-say-1415569538

I can't read that, but I'd agree that there's a level of financial security that once reached allows your brain to free itself up a bit, rather than constantly worrying you're down to your last buck

star seed 7 · « **Reply #379 on:** December 11, 2015, 09:27:10 PM »

Wait until you see how happy you are when we are neighbors

K-S-U-Wildcats! · « **Reply #380 on:** December 11, 2015, 09:46:16 PM »

Quote from: steve dave on December 11, 2015, 09:00:33 PM

What do you pay them ksudub? I'd be interested in something like that.

We were at $10-12 when it was just two kids and now we're up to $15. We guarantee her at least 40 hours every two weeks but it's usually more like 60. That's the other thing: it's tough to find part time facility care, but nanny arrangements can be much more flexible. The only thing that's kind of a pain in the ass is doing the employment tax if you choose to pay her legally, but you also get the income tax deduction that way which pretty much offsets the FICA/employment tax.

Care.com is the place to find a nanny.

steve dave · « **Reply #381 on:** December 12, 2015, 04:32:17 AM »

Cool, thx

slobber · « **Reply #382 on:** December 12, 2015, 08:28:16 AM »

My brother had a live in nanny for a couple of years for his kids. I think I recall him saying he paid $18k plus room and board.

Gonna win 'em all!

renocat · « **Reply #383 on:** December 12, 2015, 08:38:41 AM »

If you have a few farm critters, cats with brain problems, and a yard with a variety of grass and legumes, can you be considered middle with class?

gatoveintisiete · « **Reply #384 on:** December 12, 2015, 10:15:53 AM »

FYI, most of the BTO's I run with (big-time operators) don't have their wives work.

steve dave · « **Reply #385 on:** December 12, 2015, 10:28:15 AM »

Quote from: gatoveintisiete on December 12, 2015, 10:15:53 AM

FYI, most of the BTO's I run with (big-time operators) don't have their wives work.

That's some BTM (big-time misogyny)

Dugout DickStone · « **Reply #386 on:** December 12, 2015, 10:43:49 AM »

stay at home mom with a degree is upper class move.

Kat Kid · « **Reply #387 on:** December 12, 2015, 11:09:11 AM »

Yeah good info ksuw. We actually pay less than that at an in home and it's pretty convenient. May change our mind with one off to pre-school and multiple drop off locations/pick ups.

gatoveintisiete · « **Reply #388 on:** December 12, 2015, 11:59:32 AM »

leaving your kids with strangers all day because you want more earthly possessions is pretty losery and un- enlightened, I mean unless you just can't provide sufficiently.

Tobias · « **Reply #389 on:** December 12, 2015, 12:00:23 PM »

betas

Dugout DickStone · « **Reply #390 on:** December 12, 2015, 12:14:27 PM »

Quote from: gatoveintisiete on December 12, 2015, 11:59:32 AM

leaving your kids with strangers all day because you want more earthly possessions is pretty losery and un- enlightened, I mean unless you just can't provide sufficiently.

Who leaves their kids with a stranger?

chum1 · « **Reply #391 on:** December 12, 2015, 12:27:44 PM »

Upper middle class is also having both degreed wife not working and a nanny.

star seed 7 · « **Reply #392 on:** December 12, 2015, 12:29:48 PM »

Being a mom is the hardest job on earth, guys

K-S-U-Wildcats! · « **Reply #393 on:** December 12, 2015, 12:37:34 PM »

Guys please leave the nannies out of your class warfare. Not cool.

Dr Rick Daris · « **Reply #394 on:** December 12, 2015, 12:50:25 PM »

the big plusses about nannies are that they are in your house so you don't have to drop off and pick up and you can also tell them to do the dishes or vacuum or whatever while they are there.

wetwillie · « **Reply #395 on:** December 12, 2015, 12:55:38 PM »

So they live there or just show up at ass crack of dawn?

Dugout DickStone · « **Reply #396 on:** December 12, 2015, 01:49:21 PM »

Quote from: chum1 on December 12, 2015, 12:27:44 PM

Upper middle class is also having both degreed wife not working and a nanny.

Yes. It's why I go to work everyday. Someday

Dugout DickStone · « **Reply #397 on:** December 12, 2015, 01:53:35 PM »

If we have to start a separate nanny thread Obi is going to mock us to death.

CNS · « **Reply #398 on:** December 12, 2015, 06:01:04 PM »

At those prices, I may get a nanny if I can get him/her to mow, do dishes, dust, go to the grocery store, etc. Kids both in school, so they only would need nanny'ing like 2 hrs a day after school.

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K-S-U-Wildcats! · « **Reply #399 on:** December 12, 2015, 07:36:04 PM »

We ask ours to take prepare meals for, and clean up after, the kids. She's not a servant.