Joint Checking Accounts

[Mr Bread]

Fair enough. I guess we've just never had much trouble deciding who buys what.  Usually it's just the person that's there when it's time to pay.  We frequently move money to/from each other's accounts when unexpected expenses arise.

Actually, now that I think about it, we are probably closer to having two joint accounts rather than separate accounts and it may be the most inefficient set up there is. Oh well, works for us.

Sounds like a great setup. 

[Dugout DickStone]

Did any of you sign prenups?

no.  we both rich

Good to know. 

seriously tho, there is no one on this board who needs or has any reason to have a pre-nup. 

[420seriouscat69]

Oh, I totally agree. I'll just talk to you off to the side on this one.

[Dugout DickStone]

Oh, I totally agree. I'll just talk to you off to the side on this one.

My advice is already that she doesn't have enough $$ to require one. 

[420seriouscat69]

Oh, I totally agree. I'll just talk to you off to the side on this one.

My advice is already that she doesn't have enough $$ to require one.

[mocat]

Joint account seems like the best option for me and future mrs mocat but then again neither of us have crippling gambling addictions and also we love each other

[Tobias]

Joint account seems like the best option for me and future mrs mocat but then again neither of us have crippling gambling addictions and also we love each other

have you considered daddy claxton's method as a "stress test" at the beginning?

[Mrs. Gooch]

For you separate account people: Do you keep all your credit card miles/points for yourself also?

[CHONGS]

Boy this thread turned out to be a hamdinger.  I think this issue is like a pair of shoes, some fit some people other fit other people better. While heels might help lengthen the leg and produce a nice line, sometimes a nice pair of flats is what one needs to get through the day.

[SkinnyBenny]

Boy this thread turned out to be a hamdinger.

Yeah lotsa this. 

Always feels great to start a thread that gets a bunch of people rankled about something or other. I gotta hang out more in the DK Dome.

[pissclams]

Fair enough. I guess we've just never had much trouble deciding who buys what.  Usually it's just the person that's there when it's time to pay.  We frequently move money to/from each other's accounts when unexpected expenses arise.

Actually, now that I think about it, we are probably closer to having two joint accounts rather than separate accounts and it may be the most inefficient set up there is. Oh well, works for us.

obviously deciding who buys what is a huge problem is some people's marriages (they should have never gotten married).  i mean, WHO'S  GONNA PAY THE ER BILL?

[pissclams]

the gas bill, it's here again.  every F'N month this thing comes.  and every month i'm going to stare at it until i figure out how, without a joint checking account, this thing is going to get paid.  because at this point, without that joint account, it really doesn't seem possible and neither does marriage.  and neither does life.  nor the universe, nor gravity. 

[Mrs. Gooch]

Here's a sample convo if we had separate accounts.

Gooch: Well I just bought a new phone, new tablet, new vehicle. Plus I ate out and had the most expensive meal in the restaurant yesterday so I think I'll just cook something up tonight...After checking my account balance I guess I'll have ramen noodles.

Mrs. Gooch: I'll save some money by eating in too, but I'll have a steak.

Gooch: Who is going to cook your steak for you?

Mrs. Gooch: 

[KITNfury]

A lot of people in here that are insecure about their marriages and can’t handle people that do things differently.

I think you're the most intolerant in this thread.

Everyone's situation is different. Single joint accounts work for some while separate accounts work better for others.

I said that people should do what works for them, so not sure what you're talking about. But, apparently if you split the accounts, you're hiding something or don't communicate. To each their own. I would prefer to prevent a problem instead of solve it once it occurs. Ounce of prevention/pound of cure type of thing. If people don't ever have money arguments, then there would be no reason to do it differently.

[Mr Bread]

the gas bill, it's here again.  every F'N month this thing comes.  and every month i'm going to stare at it until i figure out how, without a joint checking account, this thing is going to get paid.  because at this point, without that joint account, it really doesn't seem possible and neither does marriage.  and neither does life.  nor the universe, nor gravity.

That sounds awful.  What a shitty life that person has. 

[michigancat]

A lot of people in here that are insecure about their marriages and can’t handle people that do things differently.

I think you're the most intolerant in this thread.

Everyone's situation is different. Single joint accounts work for some while separate accounts work better for others.

I said that people should do what works for them, so not sure what you're talking about. But, apparently if you split the accounts, you're hiding something or don't communicate. To each their own. I would prefer to prevent a problem instead of solve it once it occurs. Ounce of prevention/pound of cure type of thing. If people don't ever have money arguments, then there would be no reason to do it differently.

uh yeah. This is clearly a "do what works for you" post:

I feel bad for guys that have to check with their wives before they buy what they want, which is apparently several of you here. Have separate money so you can take your balls out of her expensive handbag she bought without asking

[Daddy Claxton]

Here's a sample convo if we had separate accounts.

Gooch: Well I just bought a new phone, new tablet, new vehicle. Plus I ate out and had the most expensive meal in the restaurant yesterday so I think I'll just cook something up tonight...After checking my account balance I guess I'll have ramen noodles.

Mrs. Gooch: I'll save some money by eating in too, but I'll have a steak.

Gooch: Who is going to cook your steak for you?

Mrs. Gooch: 

Believe it or not my wife and I each make our own dinner. I suppose I'm doomed to divorce court.

[puniraptor]

Here's a sample convo if we had separate accounts.

Gooch: Well I just bought a new phone, new tablet, new vehicle. Plus I ate out and had the most expensive meal in the restaurant yesterday so I think I'll just cook something up tonight...After checking my account balance I guess I'll have ramen noodles.

Mrs. Gooch: I'll save some money by eating in too, but I'll have a steak.

Gooch: Who is going to cook your steak for you?

Mrs. Gooch: 

Believe it or not my wife and I each make our own dinner. I suppose I'm doomed to divorce court.

[meow meow]

Here's a sample convo if we had separate accounts.

Gooch: Well I just bought a new phone, new tablet, new vehicle. Plus I ate out and had the most expensive meal in the restaurant yesterday so I think I'll just cook something up tonight...After checking my account balance I guess I'll have ramen noodles.

Mrs. Gooch: I'll save some money by eating in too, but I'll have a steak.

Gooch: Who is going to cook your steak for you?

Mrs. Gooch: 

Believe it or not my wife and I each make our own dinner. I suppose I'm doomed to divorce court.

like every night?  why?

[Mrs. Gooch]

Here's a sample convo if we had separate accounts.

Gooch: Well I just bought a new phone, new tablet, new vehicle. Plus I ate out and had the most expensive meal in the restaurant yesterday so I think I'll just cook something up tonight...After checking my account balance I guess I'll have ramen noodles.

Mrs. Gooch: I'll save some money by eating in too, but I'll have a steak.

Gooch: Who is going to cook your steak for you?

Mrs. Gooch: 

Believe it or not my wife and I each make our own dinner. I suppose I'm doomed to divorce court.

That seems very inefficient unless you guys are eating dinner at drastically different times.

[Daddy Claxton]

Different times and she has some food allergies so she can't eat most of the things I like.

[Tobias]

i have no idea how daddy claxton has time to get anything done

[Tobias]

wait, do you live in the same house as mrs claxton?

[Daddy Claxton]

 :

i have no idea how daddy claxton has time to get anything done

Because I cook my own dinner and balance a checking account? 

Also, mrs G, we usually spend credit card points on something for both of us.

[michigancat]

What's she allergic to?