CNS's time frame for full capital pay back is a bit aggressive, better to be cautious and set all lenders' expectations to be that they have to wait a least a month.
Cartier is right, if you don't have a good name, you are mumped. Look at Waste Management...the eff is that name? No surprise they almost went bankrupt a couple years ago.
If the business is in Manhattan, you will have a roughly 20% higher rate of success if your name includes "wildcat." In Lawrence, you literally cannot fail if you include "jayhawk" in the name. I know the guy who owns Jayhawk Drug and he basically has a store full of pill bottles and he is LOADED.
In KC, "smoke" or some derivative of that seems to be a real action generator, though I don't have any hard numbers on KC.
Anything west of Manhattan should include either "sunflower" or "America " in the name.
Hope this helps.