buying a house

[8manpick]

I am surprised we are 4 pages in w/o a realtor posting.  I guess a gE realtor maybe savvy enough to use pm

here's the thing with a buyers agent, they get a cut of whatever you buy this place for. the sellers agent also gets a cut. this all takes away from your negotiating power. the seller is going to part with their house at $180k a lot easier than they would at $180k with 20% going to a couple of JCCC grads.

[Dr Rick Daris]

i have no student loan debt, paid cash for my ksu education 

also I pay approximately 0 dollars a month on health insurance  ($5 for dental though)

between my wife and I we have about $100k in student loan debt. no big whoop.

yeah me too. agree is super pud.

[Willesgirl]

Well of course.  Fanning's sock doesn't have a mother as it is a sock and ipso facto that mother does not have a career.

i think you're mistaken, mr. bread.  fanning's sock is a female.  a girl.  female.  get that through your head.

Thank you, sys. And suck it, bread, and whoever else called me a sock.

[sys]

Depending on the quantity of value you think you can create through the renovations, I wouldn't worry about the 20% down unless your renovations wouldn't increase the value of the home enough to cross that 20% threshold once complete...

All that said, PMI isn't very expensive.  Mine is like $80/mo.

good point and tip for our listener, cns casey.  he should do that.  $80/month is expensive though, in that $960/year would be a better return on the 15% of your house money than you could expect to get in the markets.  and no risk.

[The Big Train]

If you are looking at houses and want to know what the homeowners insurance would be on that particular house, I could help with that.

so can just about every insurance website ever. or my insurance dude.

sorry guy.

[sys]

you know me so well. do not itemize. will start after buying a house though.

don't bother.  you aren't going to even be close to your standard deductions once you're married.

[sys]

If you are looking at houses and want to know what the homeowners insurance would be on that particular house, I could help with that.

so can just about every insurance website ever. or my insurance dude.

sorry guy.

that was really mean, kcfdcat.  i maybe will give you bad advice from here on out, and hope you take it.

[KCFDcat]

If you are looking at houses and want to know what the homeowners insurance would be on that particular house, I could help with that.

so can just about every insurance website ever. or my insurance dude.

sorry guy.

that was really mean, kcfdcat.  i maybe will give you bad advice from here on out, and hope you take it.

it was. sorry TBT. hope I didn't hurt your feelings.

note to self. do not take sys advice.

[Mr Bread]

Well of course.  Fanning's sock doesn't have a mother as it is a sock and ipso facto that mother does not have a career.

i think you're mistaken, mr. bread.  fanning's sock is a female.  a girl.  female.  get that through your head.

Thank you, sys. And suck it, bread, and whoever else called me a sock.

this fanning sock crap is creepier than anything fitz ever did to random 17 year old townies in his mother's basement.

[kitten_mittons]

I am surprised we are 4 pages in w/o a realtor posting.  I guess a gE realtor maybe savvy enough to use pm

Have you ever met a realtor? If there was a realtor on here, we'd hear about it 5 times a day at least.

[CNS]

I am surprised we are 4 pages in w/o a realtor posting.  I guess a gE realtor maybe savvy enough to use pm

Have you ever met a realtor? If there was a realtor on here, we'd hear about it 5 times a day at least.

And, it would be a great sign of who not to hire as a realtor.

[pissclams]

KCFDcat, have you approached HGTV for possible inclusion on a future episode of House Hunters or Property Virgins (w/ Sandra Rinomato)?

based upon your posts here i think you'd make a great subject for the show

this is a great option. do they pay you for that kind of stuff? I'll look into it. would wear an emaw shirt for every shot of course.

did you talk to anyone when you called HGTV? 

http://www.hgtv.com/about-us/are-you-getting-ready-to-buy-a-home/index.html

sending them an email as we speak. have to attach a picture. looking for something super elite and sexy. good thing I am both of those things.

is this you guys?  you do seem kind of new and moderny, not sure about the husker you decided to marry though, but i guess she's prob old school. 

Style Battle Near Downtown Kansas City
A couple with a budget of $250,000 want out of their cramped condo, so they look for a large single family home near downtown Kansas City, but they don't agree when it comes to style: She likes old and charming, while he prefers new and modern.

tonight at 9pm   

[KCFDcat]

Nope not us. Didn't do the TV thing, did buy a house in Brookline though. Just finished renovations

Also getting married in Saturday, so there's that.

Also, paid for the house 100% in cash.

[pissclams]

i knew it was you guys, your denial just proves it.  did you actually meet suzanne whang in person, what was she like? 

[slobber]

Nope not us. Didn't do the TV thing, did buy a house in Brookline though. Just finished renovations

Also getting married in Saturday, so there's that.

Also, paid for the house 100% in cash.

[hemmy]

KCFDcat, have you approached HGTV for possible inclusion on a future episode of House Hunters or Property Virgins (w/ Sandra Rinomato)?

based upon your posts here i think you'd make a great subject for the show

this is a great option. do they pay you for that kind of stuff? I'll look into it. would wear an emaw shirt for every shot of course.

did you talk to anyone when you called HGTV? 

http://www.hgtv.com/about-us/are-you-getting-ready-to-buy-a-home/index.html

sending them an email as we speak. have to attach a picture. looking for something super elite and sexy. good thing I am both of those things.

is this you guys?  you do seem kind of new and moderny, not sure about the husker you decided to marry though, but i guess she's prob old school. 

Style Battle Near Downtown Kansas City
A couple with a budget of $250,000 want out of their cramped condo, so they look for a large single family home near downtown Kansas City, but they don't agree when it comes to style: She likes old and charming, while he prefers new and modern.

tonight at 9pm   

Let's hope their realtor points them to a nice JoCo alternative.

[Dub]

In the process of buying soon.  Anyone bought a new build?  Pros/Cons?

It looks like it's either that or buying a pre-1950 pre-1940 home.

[Skipper44]

pretty much everything you need to know about building is here
http://goEMAW.com/forum/index.php?topic=26704.0

Thank SD for his time

[ChiComCat]

In the process of buying soon.  Anyone bought a new build?  Pros/Cons?

It looks like it's either that or buying a pre-1950 pre-1940 home.

I am thinking you are talking about one already built rather than one you are building?

I bought a new build before - do research on the company that built it and get some sort of warranty.  I had some little things like issues with an outlet here or there, a cable jack, a garage issue, and some caulking that was missed that I would have them come in and fix.  Most was things that I could've done myself but it was nice to put on a professional.

Anything you think you might want to do/change in the future, try to work into negotiations.  Even if you want something that you will buy professionally installed, try to make them do it.

[Dub]

In the process of buying soon.  Anyone bought a new build?  Pros/Cons?

It looks like it's either that or buying a pre-1950 pre-1940 home.

I am thinking you are talking about one already built rather than one you are building?

I bought a new build before - do research on the company that built it and get some sort of warranty.  I had some little things like issues with an outlet here or there, a cable jack, a garage issue, and some caulking that was missed that I would have them come in and fix.  Most was things that I could've done myself but it was nice to put on a professional.

Anything you think you might want to do/change in the future, try to work into negotiations.  Even if you want something that you will buy professionally installed, try to make them do it.

Yeah, didn't clarify.  Went through 10 pages of that previous thread and pretty much got that it's beneficial to have fresh eggs, an upstairs and downstairs laundry, and kim carnes thinks everyone is terrible.

But yeah, it's a new build community, about 15-20 different designs/sizes of house that they will start building and you pick layout/different options/finishes/etc.  When you are talking about getting something done in the future to negotiate, what do you mean... like try and get them to do it when they are building?

[slobber]

Have bought 2 new builds. You will have some difficulty getting the little crap fixed/finished by the builder, but it's still worth it. Make good lists of things that need fixed or corrected. We have had a 30 day check list and a 1 year check list in both instances. Stay on them, they don't want a bad reputation about not following up. Walk through Ye neighborhood and find a couple of people that have bought through the builder you are looking to buy from and ask them for feedback on their work and responsiveness after the sale.


Gonna win 'em all! (using Tapatalk)

[Dub]

Have bought 2 new builds. You will have some difficulty getting the little crap fixed/finished by the builder, but it's still worth it. Make good lists of things that need fixed or corrected. We have had a 30 day check list and a 1 year check list in both instances. Stay on them, they don't want a bad reputation about not following up. Walk through Ye neighborhood and find a couple of people that have bought through the builder you are looking to buy from and ask them for feedback on their work and responsiveness after the sale.


Gonna win 'em all! (using Tapatalk)

What made it worth it?

[pissclams]

Have bought 2 new builds. You will have some difficulty getting the little crap fixed/finished by the builder, but it's still worth it. Make good lists of things that need fixed or corrected. We have had a 30 day check list and a 1 year check list in both instances. Stay on them, they don't want a bad reputation about not following up. Walk through Ye neighborhood and find a couple of people that have bought through the builder you are looking to buy from and ask them for feedback on their work and responsiveness after the sale.


Gonna win 'em all! (using Tapatalk)

What made it worth it?

not having to deal with the previous owner's dead skin flakes and dust mites and other gross crap that you can't see or remove.

[michigancat]

seems like a pain in the ass

[pissclams]

i'm very picky and don't want to deal with other's choice of cabinet pulls