Author Topic: House buying/owning advice (Read 109007 times)

IPA4Me · « **Reply #850 on:** December 15, 2020, 11:08:42 AM »

Speaking of home buying. Just had our offer accepted on a horse hobby farm. 19 acres. 7 paddocks. Two run-ins. Big effin cat barn. Old ass farm house.

steve dave · « **Reply #851 on:** December 15, 2020, 11:16:55 AM »

Congrats!

sys · « **Reply #852 on:** December 15, 2020, 01:45:08 PM »

that sounds awesome, ipa.

0.42 · « **Reply #853 on:** December 15, 2020, 02:18:28 PM »

waiting to hear back on my offer for a 4/3 less than a mile from my work

ben ji · « **Reply #854 on:** December 15, 2020, 03:12:03 PM »

Quote from: IPA4Me on December 15, 2020, 11:08:42 AM

Speaking of home buying. Just had our offer accepted on a horse hobby farm. 19 acres. 7 paddocks. Two run-ins. Big effin cat barn. Old ass farm house.

Nice, does it come pre-stocked with cats are do you have to bring in your own?

DQ12 · « **Reply #855 on:** December 15, 2020, 03:27:11 PM »

thinking about getting into this refi game. where do i start? who do i talk to? i want a sexy new interest rate in the 1s.

IPA4Me · « **Reply #856 on:** December 15, 2020, 03:28:44 PM »

Quote from: ben ji on December 15, 2020, 03:12:03 PM

Quote from: IPA4Me on December 15, 2020, 11:08:42 AM
Speaking of home buying. Just had our offer accepted on a horse hobby farm. 19 acres. 7 paddocks. Two run-ins. Big effin cat barn. Old ass farm house.

Nice, does it come pre-stocked with cats are do you have to bring in your own?

We saw a couple of barn cats that will probably be gifted to us and we're bringing three of our own as well. They also agreed to let us have the dozen or so chickens. Hobby farm well underway.

IPA4Me · « **Reply #857 on:** December 15, 2020, 03:29:32 PM »

Quote from: DQ12 on December 15, 2020, 03:27:11 PM

thinking about getting into this refi game. where do i start? who do i talk to? i want a sexy new interest rate in the 1s.

Around here, local credit unions have the best rates.

Kat Kid · « **Reply #858 on:** July 14, 2021, 02:24:09 PM »

I pulled out a bush/tree/weed that was near the slab for my A/C and there was an enormous amount of ants there. They don’t look like termites. I am going to dig out the rest of the stump and then spray around the outside of the house/that area extra spray. This nbd?

sys · « **Reply #859 on:** July 14, 2021, 03:10:54 PM »

Quote from: Kat Kid on July 14, 2021, 02:24:09 PM

This nbd?

correct.

yoga-like_abana · « **Reply #860 on:** July 14, 2021, 03:43:33 PM »

Quote from: Kat Kid on July 14, 2021, 02:24:09 PM

I pulled out a bush/tree/weed that was near the slab for my A/C and there was an enormous amount of ants there. They don’t look like termites. I am going to dig out the rest of the stump and then spray around the outside of the house/that area extra spray. This nbd?

NBD

kim carnes · « **Reply #861 on:** July 14, 2021, 04:27:18 PM »

I’d get a termite inspector out there

ChiComCat · « **Reply #862 on:** July 14, 2021, 04:28:54 PM »

You're clearly going to have to move

DQ12 · « **Reply #863 on:** July 14, 2021, 04:53:32 PM »

file a lawsuit against hte ants/termites. if you don't you risk adverse possession

Cire · « **Reply #864 on:** July 14, 2021, 05:34:49 PM »

Call someone just to be sure

Sent from my iPhone using Tapatalk

PandaXpanda · « **Reply #865 on:** July 14, 2021, 10:34:24 PM »

Quote from: sys on July 14, 2021, 03:10:54 PM

Quote from: Kat Kid on July 14, 2021, 02:24:09 PM
This nbd?

correct.

Yep

Sent from my SM-G998U using Tapatalk

Cire · « **Reply #866 on:** July 16, 2021, 12:18:43 PM »

https://www.kmbc.com/article/home-renovation-leads-to-the-discovery-of-over-150-bowling-balls-under-a-family-s-porch/37028870

Sent from my iPhone using Tapatalk

steve dave · « **Reply #867 on:** August 17, 2021, 06:38:51 AM »

check this beaut out

schreds21 · « **Reply #868 on:** August 17, 2021, 07:38:13 PM »

I could not imagine paying 12%.

ben ji · « **Reply #869 on:** August 17, 2021, 11:36:34 PM »

Seeing mortgage rates significantly higher than 4% just blows my millennial mind.

KST8FAN · « **Reply #870 on:** August 19, 2021, 08:31:48 PM »

Quote from: schreds21 on August 17, 2021, 07:38:13 PM

I could not imagine paying 12%.

Bought our house in 1990... 30 year at 11ish pct. Rode the refinance train all the way down.

Tom

Sent from my SM-G973U using Tapatalk

steve dave · « **Reply #871 on:** August 19, 2021, 08:43:21 PM »

I have a 15 yr at 2.875% right now with a lot of equity in this place and a lot of smart people are telling me to re-fi on a 30 and take ALL of the equity out and do something with it because inflation is obviously going to be around 2.875% anyway. And those are all true things that make me want to do it. THOUGHTS!?

steve dave · « **Reply #872 on:** August 19, 2021, 08:45:20 PM »

their intent: safe investments netting me around 2% arbitrage
my hearing: BASICALLY JUST rough ridin' RETIRE ON THIS

wetwillie · « **Reply #873 on:** August 19, 2021, 09:32:02 PM »

Do it

ben ji · « **Reply #874 on:** August 19, 2021, 10:27:04 PM »

Quote from: steve dave on August 19, 2021, 08:43:21 PM

I have a 15 yr at 2.875% right now with a lot of equity in this place and a lot of smart people are telling me to re-fi on a 30 and take ALL of the equity out and do something with it because inflation is obviously going to be around 2.875% anyway. And those are all true things that make me want to do it. THOUGHTS!?

I recently started a new job and on a zoom call today our CEO (old KC money) basically said this.

Exact words were "Inflation is coming so I refinanced all my real estate at 2.whatever this summer but this is not financial advice, just my opinion"