Foul trouble did contribute. Our bigs, especially Kelly/JamSam, couldn't ever get involved b/c of foul trouble. Frank was also forced to play zone to long b/c of foul trouble. That put tons of pressure on Denis and Jake to carry us, that's tough to do in Allen.
Now, how much of that was refs and how much was poor defense is debatable, but no doubt Kelly/JamSam foul trouble contributed, but did not cause this loss.