"Obamacare"

[michigancat]

My insurance has gone up every year in the last 10 years.

[chum1]

How does what's happening now affect your conributions to a plan impacted by ACA mandates that took effect in 2010 and 2011?

[Rage Against the McKee]

It looks like some of the guys at GPC are really experiencing hard times due to Obamacare. Todd M is having to sell his house so he can prepare for the hard times coming. Just a real sob story.

http://kansasstate.rivals.com/showmsg.asp?fid=1707&tid=167186484&mid=167186484&sid=889&style=2

[Tobias]

It looks like some of the guys at GPC are really experiencing hard times due to Obamacare. Todd M is having to sell his house so he can prepare for the hard times coming. Just a real sob story.

http://kansasstate.rivals.com/showmsg.asp?fid=1707&tid=167186484&mid=167186484&sid=889&style=2

i couldn't read any more after the part about he and his wife discussing divorce to protect each other from the fallout of barrycare

[Rage Against the McKee]

It looks like some of the guys at GPC are really experiencing hard times due to Obamacare. Todd M is having to sell his house so he can prepare for the hard times coming. Just a real sob story.

http://kansasstate.rivals.com/showmsg.asp?fid=1707&tid=167186484&mid=167186484&sid=889&style=2

i couldn't read any more after the part about he and his wife discussing divorce to protect each other from the fallout of barrycare

Did you get to the part where he said he would rather go to jail than pay the fee if he ever loses his insurance?

[EllRobersonisInnocent]

Todd, lol.

[Tobias]

It looks like some of the guys at GPC are really experiencing hard times due to Obamacare. Todd M is having to sell his house so he can prepare for the hard times coming. Just a real sob story.

http://kansasstate.rivals.com/showmsg.asp?fid=1707&tid=167186484&mid=167186484&sid=889&style=2

i couldn't read any more after the part about he and his wife discussing divorce to protect each other from the fallout of barrycare

Did you get to the part where he said he would rather go to jail than pay the fee if he ever loses his insurance?

yeah, thankfully it was in the divorce paragraph so i caught that one!  barry is basically just arresting people himself at this point.  sad, really

[EllRobersonisInnocent]

I talked at length with our rep specifically about barrycare, it's far worse than anyone even knows. She is preparing to lose her job in a couple years, her and her husband are selling their house (as are we) to prepare for massive increases in our health care costs, which I've explained on here multiple times.

The Christian in me knows God is in control, but the weak fleshly side of me would enjoy nothing more than to punch each and every Barry supporter in the face for doing his to my wife!!

You have no clue what's coming...but you will.

For the record, I will never, ever enroll in barrycare and should I lose my insurance, I will not pay the fine either. My wife and I have already talked about divorcing on paper to protect each other financially. On her side it's for medical bills and on my side it's for when I refuse to pay Barry's mandated policy tax. So, you may have me as a guinea pig in the coming years to see if not paying will put you in prison?? You can only hope.

I pray you never breed...

 

[K-S-U-Wildcats!]

Articles like this just give me a nice warm and fuzzy feeling. http://www.mercurynews.com/nation-world/ci_24248486/obamacares-winners-and-losers-bay-area

Cindy Vinson and Tom Waschura are big believers in the Affordable Care Act. They vote independent and are proud to say they helped elect and re-elect President Barack Obama.

Yet, like many other Bay Area residents who pay for their own medical insurance, they were floored last week when they opened their bills: Their policies were being replaced with pricier plans that conform to all the requirements of the new health care law.

Vinson, of San Jose, will pay $1,800 more a year for an individual policy, while Waschura, of Portola Valley, will cough up almost $10,000 more for insurance for his family of four.

"Welcome to the club," said Robert Laszewksi, a prominent health care consultant and president of Health Policy and Strategy Associates in Virginia.
For years, the nation has been embroiled in the political rhetoric of "Obamacare," but this past week the reality of the new law sank in as millions of Americans had their first good look at how the 3? 1/2-year-old legislation will affect their pocketbooks.

This much quickly became clear:

As state- and federal-run health insurance exchanges debuted across the country offering a range of prices for different tiers of insurance coverage, the new online marketplaces -- which represent the centerpiece of Obamacare -- could greatly benefit more than 40 million Americans who now lack coverage. But an additional 16 million -- who buy individual health insurance policies on the open market -- are finding out that their plans may not comply with the new law, which requires 10 essential benefits such as maternity care, mental health care and prescription drug coverage.

In California, 1.9 million people buy plans on the open market, according to officials with Covered California, the state's new health insurance exchange. And many of them are steaming mad.

"There's going to be a number of people surprised" by their bills, said Jonathan Wu, a co-founder of ValuePenguin, a consumer finance website. "The upper-middle class are the people who are essentially being asked to foot the bill, and that's true across the country."

Covered California spokesman Dana Howard maintained that in public presentations the exchange has always made clear that there will be winners and losers under Obamacare.

"Some people will see an increase who are already on the individual market purchasing insurance," he said, "but most people will not."

Covered California officials note that at least 570,000 of the 1.9 million people who buy their own insurance should be eligible for subsidies that will reduce their premiums.

Even those who don't qualify for the tax subsidies could see their rates drop because Obamacare doesn't allow insurers to charge people more if they have pre-existing conditions such as diabetes and cancer, he said.

People like Marilynn Gray-Raine.

The 64-year-old Danville artist, who survived breast cancer, has purchased health insurance for herself for decades. She watched her Anthem Blue Cross monthly premiums rise from $317 in 2005 to $1,298 in 2013. But she found out last week from the Covered California site that her payments will drop to about $795 a month.

But people with no pre-existing conditions like Vinson, a 60-year-old retired teacher, and Waschura, a 52-year-old self-employed engineer, are making up the difference.

"I was laughing at Boehner -- until the mail came today," Waschura said, referring to House Speaker John Boehner, who is leading the Republican charge to defund Obamacare.

"I really don't like the Republican tactics, but at least now I can understand why they are so pissed about this. When you take $10,000 out of my family's pocket each year, that's otherwise disposable income or retirement savings that will not be going into our local economy." 

Both Vinson and Waschura have adjusted gross incomes greater than four times the federal poverty level -- the cutoff for a tax credit. And while both said they anticipated their rates would go up, they didn't realize they would rise so much.

"Of course, I want people to have health care," Vinson said. "I just didn't realize I would be the one who was going to pay for it personally." 

[chum1]

Sounds like those people should keep their old plans rather than sign up for the exchange plans quoted.  Problem solved.

[K-S-U-Wildcats!]

Sounds like those people should keep their old plans rather than sign up for the exchange plans quoted.  Problem solved.

They can't. Their old plans have been axed due to the new minimum coverage requirements. The old "if you like your health plan you can keep it" lie, etc.

And the libtard response is: "well, sure the price went up, but look at all the extra coverage they get now!" (which they don't need, but that's a minor technicality, amirite?)

[chum1]

Sounds like those people should keep their old plans rather than sign up for the exchange plans quoted.  Problem solved.

They can't. Their old plans have been axed due to the new minimum coverage requirements. The old "if you like your health plan you can keep it" lie, etc.

And the libtard response is: "well, sure the price went up, but look at all the extra coverage they get now!" (which they don't need, but that's a minor technicality, amirite?)

What new minimum coverage requirements?

[K-S-U-Wildcats!]

Sounds like those people should keep their old plans rather than sign up for the exchange plans quoted.  Problem solved.

They can't. Their old plans have been axed due to the new minimum coverage requirements. The old "if you like your health plan you can keep it" lie, etc.

And the libtard response is: "well, sure the price went up, but look at all the extra coverage they get now!" (which they don't need, but that's a minor technicality, amirite?)

What new minimum coverage requirements?

Pretty sure you're not serious, but just in case. CNN Money: Most individual health insurance isn't good enough for Obamacare

[Institutional Control]

A person would be stupid to keep an individual policy after Obamacare starts.  Nobody has an individual plan that they like.

[chum1]

Sounds like those people should keep their old plans rather than sign up for the exchange plans quoted.  Problem solved.

They can't. Their old plans have been axed due to the new minimum coverage requirements. The old "if you like your health plan you can keep it" lie, etc.

And the libtard response is: "well, sure the price went up, but look at all the extra coverage they get now!" (which they don't need, but that's a minor technicality, amirite?)

What new minimum coverage requirements?

Pretty sure you're not serious, but just in case. CNN Money: Most individual health insurance isn't good enough for Obamacare

It says their conclusions are based on 2010 data.  The AFA mandates that would affect those people's rates went into effect from 2010 to 2012.  I was asking about mandates that would change their rates from 2013 to 2014.  I don't know of any.

[K-S-U-Wildcats!]

Sounds like those people should keep their old plans rather than sign up for the exchange plans quoted.  Problem solved.

They can't. Their old plans have been axed due to the new minimum coverage requirements. The old "if you like your health plan you can keep it" lie, etc.

And the libtard response is: "well, sure the price went up, but look at all the extra coverage they get now!" (which they don't need, but that's a minor technicality, amirite?)

What new minimum coverage requirements?

Pretty sure you're not serious, but just in case. CNN Money: Most individual health insurance isn't good enough for Obamacare

It says their conclusions are based on 2010 data.  The AFA mandates that would affect those people's rates went into effect from 2010 to 2012.  I was asking about mandates that would change their rates from 2013 to 2014.  I don't know of any.

So they're lying then, kind of like Obamachad? Don't worry, I'm sure WaPo and the NYT already have a team of reporters en route to vet their story. Stay tuned...

[chum1]

Sounds like those people should keep their old plans rather than sign up for the exchange plans quoted.  Problem solved.

They can't. Their old plans have been axed due to the new minimum coverage requirements. The old "if you like your health plan you can keep it" lie, etc.

And the libtard response is: "well, sure the price went up, but look at all the extra coverage they get now!" (which they don't need, but that's a minor technicality, amirite?)

What new minimum coverage requirements?

Pretty sure you're not serious, but just in case. CNN Money: Most individual health insurance isn't good enough for Obamacare

It says their conclusions are based on 2010 data.  The AFA mandates that would affect those people's rates went into effect from 2010 to 2012.  I was asking about mandates that would change their rates from 2013 to 2014.  I don't know of any.

So they're lying then, kind of like Obamachad? Don't worry, I'm sure WaPo and the NYT already have a team of reporters en route to vet their story. Stay tuned...

Do they say there are changes to non-employee sponsored plans from 2013 to 2014?  If so, yes, they're lying.

[8manpick]

My contribution is increasing 67% to $25 a month. Thanks Obama!

[K-S-U-Wildcats!]

Sounds like those people should keep their old plans rather than sign up for the exchange plans quoted.  Problem solved.

They can't. Their old plans have been axed due to the new minimum coverage requirements. The old "if you like your health plan you can keep it" lie, etc.

And the libtard response is: "well, sure the price went up, but look at all the extra coverage they get now!" (which they don't need, but that's a minor technicality, amirite?)

What new minimum coverage requirements?

Pretty sure you're not serious, but just in case. CNN Money: Most individual health insurance isn't good enough for Obamacare

It says their conclusions are based on 2010 data.  The AFA mandates that would affect those people's rates went into effect from 2010 to 2012.  I was asking about mandates that would change their rates from 2013 to 2014.  I don't know of any.

So they're lying then, kind of like Obamachad? Don't worry, I'm sure WaPo and the NYT already have a team of reporters en route to vet their story. Stay tuned...

Do they say there are changes to non-employee sponsored plans from 2013 to 2014?  If so, yes, they're lying.

Yeah.... I'm gonna go out on a limb here and say that they did, in fact, receive the letters they describe from the their insurance companies. Maybe their insurers are lying? Damned greedy insurance companies!! 

[john "teach me how to" dougie]

The CNN article makes it sound like the crappy bronze plan is so much better than what most people currently have, yet they don't mention any specifics. I think what makes most plans fall short is the mandatory coverage for things like birth control and breast pumps, which most people don't really care about but are going to pay extra for anyway.

[K-S-U-Wildcats!]

Oh wait, I forgot this part of the article:

"Welcome to the club," said Robert Laszewksi, a prominent health care consultant and president of Health Policy and Strategy Associates in Virginia.

So he's obviously a liar, too. Sorry chum, if they had come to you for a quote, you could have set them straight about how Obamacare is actually supposed to work.

[chum1]

Oh wait, I forgot this part of the article:

"Welcome to the club," said Robert Laszewksi, a prominent health care consultant and president of Health Policy and Strategy Associates in Virginia.

So he's obviously a liar, too. Sorry chum, if they had come to you for a quote, you could have set them straight about how Obamacare is actually supposed to work.

What are the changes from 2013 to 2014 that affect these people?

[K-S-U-Wildcats!]

Oh wait, I forgot this part of the article:

"Welcome to the club," said Robert Laszewksi, a prominent health care consultant and president of Health Policy and Strategy Associates in Virginia.

So he's obviously a liar, too. Sorry chum, if they had come to you for a quote, you could have set them straight about how Obamacare is actually supposed to work.

What are the changes from 2013 to 2014 that affect these people?

I don't know. All I know is what is in the article, and many others on the same topic. If you want to claim that they're lying, or the insurance companies are lying, or the insurance expert quoted in the article is lying, based on your personal Obamacare expertise, more power to you.

[K-S-U-Wildcats!]

Hold the phone, turns out that all it took was a little googling to see what's going on. The "minimum essential coverage" doesn't take effect until January 1, 2014. In fact, until just a few months ago, the HHS was still issuing regulations as to what "minimum essential coverage" even means. So yes, I'd say that quite a lot will change for people going into 2014.

[The Big Train]

EHB(essential health benefit) plans are what they are going to be called.  Some of the things that in them have already been added to current plans.  Like wellness visits and stuff like that.  That's why Jan 1 is such a big deal, because thats when the exchanges and full blown HCR takes effect.