Spend a couple years in the military, then you can use USAA. They blow everyone out of the water for prices and customer service.
I think anyone can get USAA now can't they? There is more to insurance than just price, that is for sure. Do you care about aftermarket parts on your car if it is in a wreck? Customer service isn't such a big thing anymore with Direct Repair shops, the service is actually from the shop and not so much the insurance company. In all acutallity after State Farm they are all pretty much just as good as each other. I work for a bodyshop and deal with insurance comapnies every day so if you have any questions about any of them fire away and I will be happy to help!
USAA is still restricted. That's why we can get such good deals.
Who is Eligible?
* Children of USAA members.
* Active-duty officers and enlisted personnel.
* National Guard and Selected Reserve officers and enlisted personnel.
* Recently retired or separated military personnel.By customer service with USAA, I'm referring more toward the overall company. I have a lot more dealings with them through financial planning, mortgages, and life insurance than I do vehicles. I do like the direct repair shops, but lately, the shop here in Salina that deals with it (Crossroads Collision

) has not been able to deliver on their promise-dates as they used to.