Would be interesting to see it "played out on the field". 
I dunno... I hear Eastern Kentucky is pretty legit this year, aren't they? A not bowl eligible Miami is pretty scary, too!
Nope, denied! Miami was bowl eligible, but decided not to play because of the tampered recruiting alligations!
Negative, batman. They are 6-6 but not bowl eligible. That's because 1 of those wins was against Bethune Cookman. They could have been extended a bowl invitation, but never before a team who had a winning record against FBS schools. (so basically they had no chance of going to a bowl).
One win can be against an FCS school that counts towards the six
Bylaw 30.9.2.1.a
Teams with .500 records (i.e. 6–6) can earn bowl bids if all other FBS teams with winning records have been taken and postseason spots still remain vacant. In thirteen-game seasons (used because of conference championship games, or allowable for Hawai?i and any of its home opponents in a given season), a team must win seven games.[3] Teams with FBS wins of 6 or more have prioritized selection over teams with FCS wins.
So, for Miami to have gotten a bowl bid... they would have
a. had to have been selected after all other 7 win teams.
b. have been selected over any team that had a better FBS record than them
Calling Miami "bowl elibible" is laughable, VERY.