if you are man enough to ride a bike with a stepover top tube, this is a really well-spec'd commuter (steel frame, 1x drivetrain, hydro disc brakes, rack & fender mounts, etc) in the $400-500 sweet spot. i would switch out the knobbies for a puncture proof road tread, get a wald basket on the front, dynamo hub to power a headlight, and you have a perfect commuter. next step is to start wearing scarves and designer sunglasses. imagine wading through a forest of european women throwing themselves at you while the world cup is in town as you roll up to the coffee shop / art gallery / loafer store on your way to the yacht club.
size medium frame, so you should ideally be under 5'-9" or so, which obviously tracks with the yacht club membership.
https://www.facebook.com/marketplace/item/749690373928405/