KSUFans Archives
Fan Life => The Endzone Dive => Topic started by: Rick Daris on March 05, 2009, 12:50:44 PM
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so i've been reading up on this and think i may start.
ex.---Citibank has both personal and business credit cards that you can get and receive 20,000 American Airline miles by signing up for each (40,000 total). A person can cancel the credit card and signup for a new one after 60 days (personal) and after 90 days (business). In a year a person could easily get over 100,000 American Airline Miles. People think that it has a very minimal effect (if any) on your credit rating (around 20 points).
Below shows you what you could get w/ 100,000 American Airline Miles...
http://www.aa.com/aa/pubcontent/en_US/AAdvantage/partners/airlines/americanAirlines.jsp
any opinions? :ohno:
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90% of airline miles are not redeemed.
Credit Scores are WAYYYYY overrated.
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i bought an AA shirt. it looks really good.
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i bought an AA shirt. it looks really good.
what kinda sleeve... long, short, muscle, tank? color?
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http://cgi.ebay.com/American-Airlines-Tee-Vintage-Logo-T-Shirt-black-LARGE_W0QQitemZ220342235345QQihZ012QQcategoryZ15687QQssPageNameZWDVWQQrdZ1QQcmdZViewItem
now, don't you go buying one!
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:love:
(http://www.aerobluedesigns.com/images/funbirdss.jpg)
(http://www.aerobluedesigns.com/images/hawaiianss.jpg)
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(http://rockashrit.powweb.com/order/images/6189.jpg)
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so i've been reading up on this and think i may start.
ex.---Citibank has both personal and business credit cards that you can get and receive 20,000 American Airline miles by signing up for each (40,000 total). A person can cancel the credit card and signup for a new one after 60 days (personal) and after 90 days (business). In a year a person could easily get over 100,000 American Airline Miles. People think that it has a very minimal effect (if any) on your credit rating (around 20 points).
Below shows you what you could get w/ 100,000 American Airline Miles...
http://www.aa.com/aa/pubcontent/en_US/AAdvantage/partners/airlines/americanAirlines.jsp
any opinions? :ohno:
Sounds good, but what kind of fine print are we talking about? I mean, if I can fill out a few apps and get a free trip to Paraguay with little or no real hassle, then hell yeah.
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so i've been reading up on this and think i may start.
ex.---Citibank has both personal and business credit cards that you can get and receive 20,000 American Airline miles by signing up for each (40,000 total). A person can cancel the credit card and signup for a new one after 60 days (personal) and after 90 days (business). In a year a person could easily get over 100,000 American Airline Miles. People think that it has a very minimal effect (if any) on your credit rating (around 20 points).
Below shows you what you could get w/ 100,000 American Airline Miles...
http://www.aa.com/aa/pubcontent/en_US/AAdvantage/partners/airlines/americanAirlines.jsp
any opinions? :ohno:
Sounds good, but what kind of fine print are we talking about? I mean, if I can fill out a few apps and get a free trip to Paraguay with little or no real hassle, then hell yeah.
that's just it. no real fine print. probably not smart if you are thinking about buying a home in the next year or two, but i'm not. here are a couple of links on the subject. the first is like a thity two page monster that more than covers everything and the second is kinda funny (guy got over 300,000 miles in a day).
http://www.flyertalk.com/forum/other-credit-card-programs/583261-credit-card-churning.html
http://chrisguillebeau.com/3x5/the-5-million-frequent-flyer-mile-challenge/
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so i've been reading up on this and think i may start.
ex.---Citibank has both personal and business credit cards that you can get and receive 20,000 American Airline miles by signing up for each (40,000 total). A person can cancel the credit card and signup for a new one after 60 days (personal) and after 90 days (business). In a year a person could easily get over 100,000 American Airline Miles. People think that it has a very minimal effect (if any) on your credit rating (around 20 points).
Below shows you what you could get w/ 100,000 American Airline Miles...
http://www.aa.com/aa/pubcontent/en_US/AAdvantage/partners/airlines/americanAirlines.jsp
any opinions? :ohno:
Sounds good, but what kind of fine print are we talking about? I mean, if I can fill out a few apps and get a free trip to Paraguay with little or no real hassle, then hell yeah.
that's just it. no real fine print. probably not smart if you are thinking about buying a home in the next year or two, but i'm not. here are a couple of links on the subject. the first is like a thity two page monster that more than covers everything and the second is kinda funny (guy got over 300,000 miles in a day).
http://www.flyertalk.com/forum/other-credit-card-programs/583261-credit-card-churning.html
http://chrisguillebeau.com/3x5/the-5-million-frequent-flyer-mile-challenge/
Damn. See, this is a problem because I'm getting ready to buy a house here in the next few months... I suppose the scheme can't be illegal if you are operating within the bounds of the written contract, so it's a juicy idea. I suppose if I were you I'd jump on it. Might beware of credit card vendettas though... I wonder if once your previous card companies figure out what you're doing that they might get wary.
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Do it Daris. Have thought about cashing out, like, $100k in CCs at the "zero percent for 90/120/180/etc. days" thing and just investing in a money market fund for the duration before paying them off. Also, I read somewhere where a guy bought about $50k in currency from the US Mint (free shipping) on a rewards card and just took the money to the bank and cashed it in paying off the card. Theoretically you could do this for an infinite amount of miles if you had the energy. :dunno:
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Oh, also, I have two Hilton Visa cards that look identical. Forgot I had signed up and signed up again. Got 100k hilton honors points for signing up for both. They are citi cards so I can confirm they don't pay attention. Also, they have bigger things to worry about now. Plus, you already own your house so what do you care if you credit takes a hit.
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Do it Daris. Have thought about cashing out, like, $100k in CCs at the "zero percent for 90/120/180/etc. days" thing and just investing in a money market fund for the duration before paying them off. Also, I read somewhere where a guy bought about $50k in currency from the US Mint (free shipping) on a rewards card and just took the money to the bank and cashed it in paying off the card. Theoretically you could do this for an infinite amount of miles if you had the energy. :dunno:
First idea is risky, obviously... My first thought is to get a jumbo CD with that much money ($100k plus) because the returns are better. Couple months ago you could get 5.75% on jumbo CDs with some banks.
But I digress... While it seems foolproof, the idea of taking out a $100k loan on credit cards makes my blood curdle. Deal like that seems ripe for something going wrong.
Second thing... The guy getting money from the mint... First of all I had no idea you could get currency in those quantities directly from the mint (seems bogus). Second, I'm not sure I follow what he was doing. You said he took it to the bank and cashed it in. You mean deposited it so that he could write a check and pay the card off? With the whole goal being to earn miles?
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Second thing... The guy getting money from the mint... First of all I had no idea you could get currency in those quantities directly from the mint (seems bogus). Second, I'm not sure I follow what he was doing. You said he took it to the bank and cashed it in. You mean deposited it so that he could write a check and pay the card off? With the whole goal being to earn miles?
Yes, obviously it was to get miles. He deposited into his account and paid off the card. It was free points/miles/cashback/etc.
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well, i started the churning process yesterday. started slow...only w/ the wife and only applied for two of the citi AA cards. should get 50,000 miles which would be enough for two domestic round trip flights or one roundtrip flight to europe, japan, brazil, etc.. the mint idea is really funny and was actually included in the funny link that i posted just above. the 100,000 hilton honors points are fantastic, i don't think they are giving that much now (will have to double check). i'll probably do hilton honors or starwood (which seems to be the best deal) as well. within a year i figure i should have enough for roundtrip tickets and accomodations overseas to about anywhere i want to go. :beerchug:
quote from link above...
THIRD – Meet any minimum spending requirements for the cards you choose. These requirements will be disclosed upon application, and you’ll want to keep track of them in the spreadsheet template or elsewhere.
By the way, if you’re worried about not being able to spend enough to qualify for multiple mileage bonuses, there’s a trick for this too: buy $1 coins from the U.S. Mint. They come in boxes of $250 each, and you can exchange them at your bank for the same value. With free shipping, it won’t cost you anything at all, and you’ll also earn additional miles for the “purchase” of the coins.
link to us mint and free shipping...
http://catalog.usmint.gov/webapp/wcs/stores/servlet/CategoryDisplay?langId=-1&storeId=10001&catalogId=10001&identifier=8000
brand new link to people doing exactly what SD mentioned. timing of this convo and unrelated one on separate place is kinda bizarro...
http://forums.slickdeals.net/showthread.php?t=1227469
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OMFG...
http://www.flyertalk.com/forum/american-express-membership-rewards/928258-almost-three-million-points-rtw-beer-tasting-reading-newspapers-like.html
this guy avg'd 27 purchases a day. incredibly nerdy but kind of my hero at the same time. :lol:
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This thread is fantastic. Good work Daris. Poor credit and free vacations here i come! :excited:
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Second thing... The guy getting money from the mint... First of all I had no idea you could get currency in those quantities directly from the mint (seems bogus).
Oh, and BigCat.....screw you for questioning me :mad:
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so i just applied and was accepted for an amex starwood rewards credit card for myself and for my wife. 10,000 points each or 20,000 total. could be enough for ten free nights depending on when and where you stay. more likely to spend 3000 or 40000 a night though. still pretty good....
http://www.starwoodhotels.com/preferredguest/account/starpoints/redeem/free_nights.html
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This is awesome. I'm going to quit my job so I can just travel all over the world with all the air miles I'll rack up.
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Daris, you can get a hilton visa and a hilton amex (or two of each with your wife). Would get 35,000 hhonors miles (70k with your wife). The rooms go from 7,500 to 40k.
http://hhonors1.hilton.com/en_US/hh/about/creditamex.do
http://hhonors1.hilton.com/en_US/hh/about/creditvisa.do
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Second thing... The guy getting money from the mint... First of all I had no idea you could get currency in those quantities directly from the mint (seems bogus).
Oh, and BigCat.....screw you for questioning me :mad:
:ugh: Right back at ya but I would like to see proof of this. I mean, you just call the mint and be like hey would you deliver $50k to my house? And yeah I'm putting this on a credit card...
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Second thing... The guy getting money from the mint... First of all I had no idea you could get currency in those quantities directly from the mint (seems bogus).
Oh, and BigCat.....screw you for questioning me :mad:
:ugh: Right back at ya but I would like to see proof of this. I mean, you just call the mint and be like hey would you deliver $50k to my house? And yeah I'm putting this on a credit card...
No, you have to order them online.
LINK (http://www.usmint.gov/mint_programs/$1coin/index.cfm?flash=no&action=directShip)
Your apology goes here
(http://www.lipfird.com/images/blue_down_arrow.jpg)
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so i just applied and was accepted for an amex starwood rewards credit card for myself and for my wife. 10,000 points each or 20,000 total. could be enough for ten free nights depending on when and where you stay. more likely to spend 3000 or 40000 a night though. still pretty good....
http://www.starwoodhotels.com/preferredguest/account/starpoints/redeem/free_nights.html
I'm impressed, Daris. If I wasn't new to credit I would maybe follow your lead and take the plunge. Gotta keep us updated on how this deal works.
I don't want to read the deets... How long do you have to keep the card to take advantage of the free stays, any requirements regarding that?
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Second thing... The guy getting money from the mint... First of all I had no idea you could get currency in those quantities directly from the mint (seems bogus).
Oh, and BigCat.....screw you for questioning me :mad:
:ugh: Right back at ya but I would like to see proof of this. I mean, you just call the mint and be like hey would you deliver $50k to my house? And yeah I'm putting this on a credit card...
No, you have to order them online.
LINK (http://www.usmint.gov/mint_programs/$1coin/index.cfm?flash=no&action=directShip)
Your apology goes here
sorry
Here's this:
http://catalog.usmint.gov/webapp/wcs/stores/servlet/ProductDisplay?catalogId=10001&storeId=10001&productId=14715&langId=-1&parent_category_rn=32241
$250 in quarters for $310....
Or this:
http://catalog.usmint.gov/webapp/wcs/stores/servlet/ProductDisplay?catalogId=10001&storeId=10001&productId=14598&langId=-1&parent_category_rn=27238
I don't want to fill out the forms to advance to the point where I figure out whether shipping is free but it seems like this is about the closest way possible to get $250 worth of mint for $250 worth of card charges.
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I don't want to fill out the forms to advance to the point where I figure out whether shipping is free
The United States Mint pays for standard shipping and handling of domestic orders.
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I don't want to fill out the forms to advance to the point where I figure out whether shipping is free
The United States Mint pays for standard shipping and handling of domestic orders.
Good find. Didn't really want to even put that much effort into it. Tell you what though, I am interested enough to run the numbers on this and see how much money could be made. Wait a tick...
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Daris, you can get a hilton visa and a hilton amex (or two of each with your wife). Would get 35,000 hhonors miles (70k with your wife). The rooms go from 7,500 to 40k.
http://hhonors1.hilton.com/en_US/hh/about/creditamex.do
http://hhonors1.hilton.com/en_US/hh/about/creditvisa.do
huh. you know...i spent about 30 minutes comparing the two programs and various options this morning and went w/ starwood partly because i didn't see the amex Hhonors deal. just saw the visa one. the amex Hhonors deal looks fantastic, the visa one was not close to as many points.
i've read somewhere recently though that amex is cutting down in someway where maybe you can only have so many cards or so many rewards cards or something. will ask nerds over on flyertalk in the next few days and report back if i decide to do the Hilton deal.
overall, i don't believe this will hurt my credit much at all. again, most of the people who have done this have noticed a small drop (maybe 20 points or so), guess we'll see....
also, there are apparently a lot of people who have done the mint deal. the starwood cards i just got have a provision where you get 15,000 bonus points if you spend 15,000 dollars on them in the first 6 months. if i can do the mint deal on each card, i'll have like 80,000 starwood points. could be enough to get about three weeks at a pretty nice place.
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I don't want to fill out the forms to advance to the point where I figure out whether shipping is free
The United States Mint pays for standard shipping and handling of domestic orders.
Good find. Didn't really want to even put that much effort into it. Tell you what though, I am interested enough to run the numbers on this and see how much money could be made. Wait a tick...
Not a lot....depending on what kind of rewards card you have. Say you get 1% cash back. You could make 200 orders and get $1,000. Not everyone has $100k credit limit on their card (though Daris is about to have a lot of available credit) so you would have to order, say, $10k in coins a month paying them off at the end of the month for 10 consecutive months. Kind of a hassle going to the bank with $10k in silver dollars every month though. But, like Daris pointed out, it's an easy way to fully qualify for the rewards miles on these credit cards that require a certain amount of purchases.
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You can get 2.48 on a six month jumbo CD from a bank in Alabama... You can get the same rate for a $50,000 CD from the same bank. If it compounds daily (which many do), you would have $102,510.92 at the end of six months...
So you're looking at $2,500 worth of interest over six months but you'll probably incur a few other costs in there. Not to mention the fact that you'll have to pay that entire $100,000 back within the first billing period, so coming up with that might be a bit tough. Unless it's possible to set it up so that you only have to pay that card back on a yearly basis or something. Some kind of business card maybe.
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I don't want to fill out the forms to advance to the point where I figure out whether shipping is free
The United States Mint pays for standard shipping and handling of domestic orders.
Good find. Didn't really want to even put that much effort into it. Tell you what though, I am interested enough to run the numbers on this and see how much money could be made. Wait a tick...
Not a lot....depending on what kind of rewards card you have. Say you get 1% cash back. You could make 200 orders and get $1,000. Not everyone has $100k credit limit on their card (though Daris is about to have a lot of available credit) so you would have to order, say, $10k in coins a month paying them off at the end of the month for 10 consecutive months. Kind of a hassle going to the bank with $10k in silver dollars every month though. But, like Daris pointed out, it's an easy way to fully qualify for the rewards miles on these credit cards that require a certain amount of purchases.
Screw rewards. I want to figure out if there's a way to make money on the interest risk-free. Doesn't look like it would be easy.
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I don't want to fill out the forms to advance to the point where I figure out whether shipping is free
The United States Mint pays for standard shipping and handling of domestic orders.
Good find. Didn't really want to even put that much effort into it. Tell you what though, I am interested enough to run the numbers on this and see how much money could be made. Wait a tick...
Not a lot....depending on what kind of rewards card you have. Say you get 1% cash back. You could make 200 orders and get $1,000. Not everyone has $100k credit limit on their card (though Daris is about to have a lot of available credit) so you would have to order, say, $10k in coins a month paying them off at the end of the month for 10 consecutive months. Kind of a hassle going to the bank with $10k in silver dollars every month though. But, like Daris pointed out, it's an easy way to fully qualify for the rewards miles on these credit cards that require a certain amount of purchases.
the slickdeals thread that i posted earlier this morning started last night and is now 11 pages long. some people have cards that give them 5% cash back for a certain amont of time. other people are mad that people would even do this to begin with and then some people are like "fifty bucks is fifty bucks". kind of an entertaining thread if you want to see what people are coming up with.
the overall thinking is that the money is decent but the points are what would really make it worth doing. thinking about paying my mortgage this way by using starwoods card to order from mint and then mint money to bank. that would add up.
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I don't want to fill out the forms to advance to the point where I figure out whether shipping is free
The United States Mint pays for standard shipping and handling of domestic orders.
Good find. Didn't really want to even put that much effort into it. Tell you what though, I am interested enough to run the numbers on this and see how much money could be made. Wait a tick...
Not a lot....depending on what kind of rewards card you have. Say you get 1% cash back. You could make 200 orders and get $1,000. Not everyone has $100k credit limit on their card (though Daris is about to have a lot of available credit) so you would have to order, say, $10k in coins a month paying them off at the end of the month for 10 consecutive months. Kind of a hassle going to the bank with $10k in silver dollars every month though. But, like Daris pointed out, it's an easy way to fully qualify for the rewards miles on these credit cards that require a certain amount of purchases.
the slickdeals thread that i posted earlier this morning started last night and is now 11 pages long. some people have cards that give them 5% cash back for a certain amont of time. other people are mad that people would even do this to begin with and then some people are like "fifty bucks is fifty bucks". kind of an entertaing thread if you want to see what people are coming up with.
the overall thinking is that the money is decent but the points are what would really make it worth doing. thinking about paying my mortgage this way by using starwoods card to order from mint and then mint money to bank. that would add up.
Yep, discussed this with Mrs. dave last night. She was all, "You are not doing that. No f'ing way!" and I was all, "Way"
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***UPDATE ALERT***
I'm sure 99% of people don't care and this is kinda long but whatever...
CC's Applied for...
4 American airline credit cards. Two personal and two business. Total 100,000 American airline miles.
2 starwood credit cards. 20,000 starwood points.
2 HHonor credit cards. 35,000 points.
1 Marriot reward card. 20,000 points plus a certificate for a free night.
Got to reading more stuff over the weekend and learned a lot more plus found out i messed up in a couple of places.
Basically Chase has gotten really hardcore lately and only allows you to apply for a new card every six months. They have also shut down peoples accounts and are overall just kind of mean.
Citi apparently allows for one personal card appy every 60 days and one business appy every 90 days. you can only have like 5 citicards at a time. the best thing about the american airlines citi cards are that you can cancel and reapply and collect the 25,000 miles rewards as many times as you want (as of right now). It's kind of the only card that you can do that with. I can cancel the two personal AA citicards we have in sixty days and then immediately reapply and get 50,000 more miles, then wait another thirty days and do the same thing with the business cards. There's no reason that I shouldn't be about to get at least 300,000 American Airline miles w/in the next year (good for six roundtrips abroad or 12 roundtrips w/in continental us). I will really work these cards and then mix in a new hotel reward card or something else every six months or so.
BOA is somewhere in the middle of citi and chase. they allow some churning but no one that i've seen knows exactly how, when and why. some people think that if you cancel a boa card and then wait one year and reapply that you can collect the signup bonus of points again. this will take a long time to find out.
There are other cards that I want to apply for but need to wait a couple of months due to individual credit card company limits on credits cards they allow you to have and apply for in a certain amount of time and the fact that I would be applying for more cards a couple of days after i just applied for a bunch. I really should have planned it out much more thoroughly and applied for ALL on the same day and as close to the same time as possible.
Also, this thread is kinda lol. More how I want to be next time around...
http://www.fatwallet.com/forums/finance/875757/?start=0
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Daris, this is amazing. Thanks.
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RD, looks like you already found a bunch of these, but here are a few more
http://articles.moneycentral.msn.com/Banking/CreditCardSmarts/20-credit-cards-that-pay-you-back.aspx
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RD, looks like you already found a bunch of these, but here are a few more
http://articles.moneycentral.msn.com/Banking/CreditCardSmarts/20-credit-cards-that-pay-you-back.aspx
thanks for the link. i agree w/ starwood being the best and the hhonors might be next. two other ones that are right up there imo are the marriot rewards which is a chase card and priority club (holiday inn, hi express, etc) which is also a chase card. i have kind of nerded out on this stuff the last week cause it's really interesting to me. really just want to earn free travel stuff and could care less about rebates/cash back. my wife would just end up spending the cash back on shoes or makeup or something equally as stupid.
i think the best thing to do is to turn over the citiAA cards as much as you can and then every time you turn them over apply for as many hotel cards as you can. you would need to know what banks provide what cards and what their limits on the number of cards, appys, etc you can have at one time are though. choice, best western and wyndham all have deals too but they aren't as good. the advantage to these are that they aren't chase or citi. the choice and wyndham ones are boa cards and you might be able to get the bonus again a year after cancelling and the best western is a barclays card which you should be able to churn quite a bit more than that according to reports.
southwest,northwest,continental, delta, etc all have stuff as well but as long as citi will let you constantly turnover/churn w/ the AA deal i will hold off on doing those and keep running the citi AA deal until it's dead and then switch over. Those other ones are one time deals only (most seem to think).
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I already have 60,000 delta miles so I may go ahead and get that one even if I can only get it once. Then try the AA one.
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Blackouts? :dunno:
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Blackouts? :dunno:
None with delta
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Blackouts? :dunno:
about once every month or two.
:lol: :woot: :woot: :beerchug:
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Blackouts? :dunno:
about once every month or two.
:lol: :woot: :woot: :beerchug:
WOOOHOOOHOOO! :woot: :woot: :woot: :woot:
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I already have 60,000 delta miles so I may go ahead and get that one even if I can only get it once. Then try the AA one.
1)can get 35,000 delta miles for both the personal and the business one right now. 70,000 total. http://www201.americanexpress.com/sbsapp/FMACServlet?request_type=alternateChannels&lpid=264
2) If Hhonors points are important to you...you can convert AA miles to Hhonors at a 2:1 rate. 50,000 AA miles = 100,000 Hhonors points. Cool thing is that you can keep getting new AA cards and new bonuses every 60-90 days. easily could get over 500,000 Hhonors points in a year.
3) check this out. top 10,000 scores get 10,000 Hhonors points and Hhonors diamond status for two years. I played for a while friday and this morning and am currently ranked 686.
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3) check this out. top 10,000 scores get 10,000 Hhonors points and Hhonors diamond status for two years. I played for a while friday and this morning and am currently ranked 686.
check what out? :dunno:
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3) check this out. top 10,000 scores get 10,000 Hhonors points and Hhonors diamond status for two years. I played for a while friday and this morning and am currently ranked 686.
check what out? :dunno:
sorry.
https://www.advanceyourworld.com/
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2) If Hhonors points are important to you...you can convert AA miles to Hhonors at a 2:1 rate. 50,000 AA miles = 100,000 Hhonors points. Cool thing is that you can keep getting new AA cards and new bonuses every 60-90 days. easily could get over 500,000 Hhonors points in a year.
Daris, please explain how to do this. Mrs. dave has thousand of AA miles just sitting there.
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2) If Hhonors points are important to you...you can convert AA miles to Hhonors at a 2:1 rate. 50,000 AA miles = 100,000 Hhonors points. Cool thing is that you can keep getting new AA cards and new bonuses every 60-90 days. easily could get over 500,000 Hhonors points in a year.
Daris, please explain how to do this. Mrs. dave has thousand of AA miles just sitting there.
this should help out a lot. thread is really long but this should drop you off at a good place...
http://www.flyertalk.com/forum/hilton-hhonors/447324-transfer-american-aadvantage-miles-hilton-hhonors-points-definitive-thread-22.html
there is a link included. basically you have to log into your aa account and then transfer from there. however, there appears to be a fee to do so ($30?) and there may be a minimum number of miles needed. may or may not be worth it for her/you. :dunno:
edit to add that...
1) you seem to love Hhonors so much that maybe you should marry it
-and-
2) http://www.flyertalk.com/forum/hilton-hhonors/462994-please-read-first-frequently-asked-questions-faqs-pertaining-hilton-hhonors.html
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Mrs. dave is actually Hilton Honors so way ahead of you. Also, if you don't have either NWA Worldperks or Delta Skymiles you can get 500 more just by signing up for the other one and linking the accounts. Or, I guess, you could just sign up for both and link them. You prolly knew about this 50 brazzillion years ago with your elitist flyertalk messageboard but whatevs. I just signed up for NWA Worldperks just to link it to my Skymiles account and get 500 free miles.
http://www.delta.com/skymiles/manage_account/link_accounts/index.jsp
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Mrs. dave is actually Hilton Honors so way ahead of you. Also, if you don't have either NWA Worldperks or Delta Skymiles you can get 500 more just by signing up for the other one and linking the accounts. Or, I guess, you could just sign up for both and link them. You prolly knew about this 50 brazzillion years ago with your elitist flyertalk messageboard but whatevs. I just signed up for NWA Worldperks just to link it to my Skymiles account and get 500 free miles.
http://www.delta.com/skymiles/manage_account/link_accounts/index.jsp
you've probably already done this, but here's an additional 400 free nwa/delta miles per person. plus it apparently signs you up to receive more free miles w/ a qualifying stay or flight within the next 60 or 90 days or something.
http://forums.slickdeals.net/showthread.php?threadid=1285947
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http://forums.slickdeals.net/showthread.php?sduid=44518&t=1311545
sd, et al -
would have to get the card kinda quickly and then use 25,000 miles kinda quickly. but once you use the 25,000...they put another 25,000 back in. essentially would take $250 dollars off of a ticket and then replenish your delta account with the 25,000 miles used to do so basically giving you 50,000 miles for free. would give you a "hard pull" on your credit score lowering you score somewhere around 5 pts. cancel the card within a year to avoid the fee.
vegas, puerto rico, etc.
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Daris, did you see the thing the Frontier Mastercard is running? If you sign up for the World card you get 40,000 miles for speding $750 on it by February something or other. It has a $49 annual fee but 40k is enough for two roundtrip tickets. And(ear muffs Jeffy) I spend $750 on credit cards every night in my sleep. I have never signed up for one that I will guarantee have to pay the annual fee though. :ohno:
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Also, can you still do the AA one? All of their cards show an annual fee where I looked. Is it not charged until 12 months?
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Also, can you still do the AA one? All of their cards show an annual fee where I looked. Is it not charged until 12 months?
hmmm, dunno.
off to flyertalk :whomovedmycheese:
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Also, can you still do the AA one? All of their cards show an annual fee where I looked. Is it not charged until 12 months?
hmmm, dunno.
off to flyertalk :whomovedmycheese:
here you go....
http://creditcards.citicards.com/usc/Travel/AA/Multi/Sept09/Double/30000/fly9/default.htm?sc=6VV3AB89&BTData=C02127C746C61755D534A4AB7A2A0ACAC9C9D9281FBF6F8F3F4CA0FA59B9&BT_TRF=122501&ProspectID=DE06DD9EA608411790D45BA3B9CD3438
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also a brief thread where they talk about your frontier deal... http://www.flyertalk.com/forum/other-credit-card-programs/1010207-frontier-mastercard-special-offering-40k-2-round-trips.html
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also a brief thread where they talk about your frontier deal... http://www.flyertalk.com/forum/other-credit-card-programs/1010207-frontier-mastercard-special-offering-40k-2-round-trips.html
Thanks, signed up and got it. May have the Mrs. do the same.
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Also, I think I broke her on the credit card churning thing. You still do starwood and AA?
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Also, I think I broke her on the credit card churning thing.
:steadymobbin':
if you are going to do it, do it smart. nothing worse then signing up for a card and realizing two weeeks later that you could've got 15,000 instead of 10,000 by signing up differently or something. flyertalk.com is pretty amazing for getting info and stuff. just check under credit card links and check under the hotel program links too. banks that issue credit cards are always changing how they do business and how many of their cards you can have at one time, etc.
i did do both starwood and aa. you can't churn starwood but you can sign up and then refer a person and get a lot of points for having them sign up. so if you are planning on signing both of you up for starwood, sign one up first and then have that person refer the other. also, with most cards you can get personal and business and you don't actually have to own a business or anything. just make one up. double the points.
in addition to starwood, ics hotel group and marriott have pretty good credit card sign up deals.
if you're going to do this, now is the time. i think credit cards and banking industry as a whole are kinda being forced to change how they do business and are going to be getting more strict. also, you don't have any kids so now is the time to get free hotel rooms and airline flights. travel as much as humanly possible now, it get's a lot harder w/ kids. honestly just does.
also, a rule of thumb is four credit rating points a card or so but most of this has to do with it changing you avg length of credit. once you cancel the cards and give it a few months, the score should bounce back up because they are no longer "new credit" lowering you avg.
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TO THE INTERNET! > :whomovedmycheese:
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TO THE INTERNET! > :whomovedmycheese:
also keep good track of what you apply for and be sure to create a way to check the account online w/ password and stuff. makes it much easier when you want to cancel the card. also, some all you have to do is use it once and others make you charge $750 over three months or something which could become an issue if you sign up for like eight cards or something. dunno.
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Started a spreadsheet to keep track of everything. Signed up for:
AA personal card for 30K after spending $750 in 90 days
Frontier card for 40k after spending $750 by 2/15 (have to pay $40 fee)
Starwood personal card for 10K after one purchase
Starwood professional card for 10K after one purchase
Need to cancel the 2 starwood and the AA within 12 months but will cancel all after getting the points so not an issue.
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Started a spreadsheet to keep track of everything. Signed up for:
AA personal card for 30K after spending $750 in 90 days
Frontier card for 40k after spending $750 by 2/15 (have to pay $40 fee)
Starwood personal card for 10K after one purchase
Starwood professional card for 10K after one purchase
Need to cancel the 2 starwood and the AA within 12 months but will cancel all after getting the points so not an issue.
omg, omg, omg! you'll have tunz of poyntz n stuff. :AA:
wife not letting you do it w/ her name though? that sux. what a rookie. :frown:
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http://bucks.blogs.nytimes.com/2009/11/04/the-best-credit-card-signup-bonus-ever/?hp
Thoughts :confused: $75 annual fee. Don't know much about BA. Is 100,000 enough for a flight to London from Omaha?
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http://bucks.blogs.nytimes.com/2009/11/04/the-best-credit-card-signup-bonus-ever/?hp
Thoughts :confused: $75 annual fee. Don't know much about BA. Is 100,000 enough for a flight to London from Omaha?
it looks like 100,000 would be enough for two flights. pretty insane deal. i might have to do it. wow.
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http://bucks.blogs.nytimes.com/2009/11/04/the-best-credit-card-signup-bonus-ever/?hp
Thoughts :confused: $75 annual fee. Don't know much about BA. Is 100,000 enough for a flight to London from Omaha?
it looks like 100,000 would be enough for two flights. pretty insane deal. i might have to do it. wow.
So, I was messing around with their reward booking system and confirmed I can get two round trips to london for 100k like you said. Seems rediculous. That flyertalk place you go to was saying they will charge the f^ck out of you for fuel surchages. But, even if it's $1k total for all fees that's a pretty cheap rate for two round trips through Hethrow.
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http://bucks.blogs.nytimes.com/2009/11/04/the-best-credit-card-signup-bonus-ever/?hp
Thoughts :confused: $75 annual fee. Don't know much about BA. Is 100,000 enough for a flight to London from Omaha?
it looks like 100,000 would be enough for two flights. pretty insane deal. i might have to do it. wow.
So, I was messing around with their reward booking system and confirmed I can get two round trips to london for 100k like you said. Seems rediculous. That flyertalk place you go to was saying they will charge the f^ck out of you for fuel surchages. But, even if it's $1k total for all fees that's a pretty cheap rate for two round trips through Hethrow.
i'd get just get a BA rewards account number or whatever and then call their 800 number and give them the hypothetical "how much would it be if...?"
we did AA rewards to puerta vallarta this summer and still had to pay @ 70 bucks a ticket due to fuel and airport and other type charges.
regardless, still seems like a really good deal.
this place has a couple of articles about it also. also a really good place to go and nerd out on miles, rewards programs, etc. http://boardingarea.com
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So, I read a couple things about those people that "mileage run" flights. fatty fat fat should do that as a career when he graduates.
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So, I read a couple things about those people that "mileage run" flights. fatty fat fat should do that as a career when he graduates.
yeah it's a whole world of them. they even have a yearly conference to get together and nerd out about it and plan mileage run trips together and stuff. i think about fff everytime i come across one of those types of threads. pretty interesting stuff.
also, the mint just sent people who've ordered thousands of dollars worth of coins to get credit card points letters saying that they reserve the right to stop fulfilling orders for people who they suspect are doing this. didn't say they would stop, just that they know people are doing and may chose to not ship them any more coins. lol.
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No more AA Citi churning. RD nails it on the rule changes coming.
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No more AA Citi churning. RD nails it on the rule changes coming.
say it ain't so. :'(
link?
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LINK (http://frugaltravelguy.com/)
I got something back from them this week that said I had to many applications this year as well which I thought was odd because I followed the protocol and have a great credit rating. Checked and found that they just started doing this. Surprised it took this long actually. Wish I had gotten in on it earlier. This guy almost hit 2 million miles doing it according to his blog.
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LINK (http://frugaltravelguy.com/)
I got something back from them this week that said I had to many applications this year as well which I thought was odd because I followed the protocol and have a great credit rating. Checked and found that they just started doing this. Surprised it took this long actually. Wish I had gotten in on it earlier. This guy almost hit 2 million miles doing it according to his blog.
:santachimney: <---------- santa is steve dave and the bag is full of the worst news ever.
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BoingBoing chimes in
http://www.boingboing.net/2009/12/08/airmile-hackers-use.html
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One FlyerTalker, identified by his online moniker, Mr. Pickles, claims to have bought $800,000 in coins. He posted pictures of the loot on FlyerTalk.
He says his largest single deposit was $70,000 in $1 coins. He used several banks and numerous credit cards. He earned enough miles to put him over two million total at AMR Corp.'s American Airlines, giving him lifetime platinum-elite status -- early availability of upgrades for life and other perks on American and its partners around the world. He also pumped miles into his account at UAL Corp.'s United Airlines and points into his Starwood Preferred Guest program account.
LMAO. This is why the internet is fantastic.
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BoingBoing chimes in
http://www.boingboing.net/2009/12/08/airmile-hackers-use.html
crap. blocked at work. will read when i get home. mr pickles...lol.