Author Topic: How Many Credit Cards Do You Have?  (Read 983528 times)

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Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #11225 on: November 05, 2020, 09:15:02 AM »
so I guess I'm going to try to make $1k at 11:00 real quick.

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #11226 on: November 05, 2020, 09:19:08 AM »
and anyone else who wants to use my referral link so I get $20

https://pfsbuyersclub.com/Account/Register?referral=OFY1K3UD

Offline ChiComCat

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Re: How Many Credit Cards Do You Have?
« Reply #11227 on: November 05, 2020, 09:20:26 AM »
I don't know the points martini guy but you think this is legit?

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #11228 on: November 05, 2020, 10:04:16 AM »
I don't know the points martini guy but you think this is legit?

yeah, I think so. :dunno:

everyone acts like you just have to get lucky at getting in early because it will sell out in 10 seconds. looks like it's pretty long odds that you even get through in time to buy one.

https://www.doctorofcredit.com/two-new-profitable-coin-deals-2600-in-credit-card-spend-profit/

update: got it into the cart and to payment page and then crash. boo.

Offline pissclams

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Re: How Many Credit Cards Do You Have?
« Reply #11229 on: November 05, 2020, 03:18:41 PM »
so are you guys coinillionaires or what
i thought about signing up but it was too much work


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Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #11230 on: November 05, 2020, 03:21:48 PM »
It was very little work but I am not :-(


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Offline pissclams

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Re: How Many Credit Cards Do You Have?
« Reply #11231 on: November 05, 2020, 03:25:30 PM »
did no one buy the coin?
idk, i'm pretty tired today and signed up an account then just said meh


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Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #11232 on: November 05, 2020, 03:44:58 PM »
did no one buy the coin?
idk, i'm pretty tired today and signed up an account then just said meh

I tried but by the time I got in there it was sold out.

Offline yoga-like_abana

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Re: How Many Credit Cards Do You Have?
« Reply #11233 on: November 05, 2020, 04:25:58 PM »
did no one buy the coin?
idk, i'm pretty tired today and signed up an account then just said meh

I tried but by the time I got in there it was sold out.
the black friday tv deal I was trying to get last night.. I was on it right at 6pm, sold out.. wtf :curse: got back on an hour later and it was available for pickup in store  :emawkid:

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Re: How Many Credit Cards Do You Have?
« Reply #11234 on: November 05, 2020, 07:15:46 PM »
Did you go for the silver or the gold.  I went for the silver like a beta and still got shut out.
When the bullets are flying, that's when I'm at my best

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #11235 on: November 05, 2020, 07:43:10 PM »
Gold


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Offline nicname

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Re: How Many Credit Cards Do You Have?
« Reply #11236 on: November 05, 2020, 09:32:15 PM »
did no one buy the coin?
idk, i'm pretty tired today and signed up an account then just said meh

Same. Lol
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Re: How Many Credit Cards Do You Have?
« Reply #11237 on: November 10, 2020, 02:31:30 PM »
75K bonuses out for some Ink cards.  I've got the old school one that has a $95 annual fee but 5x on internet/cable/gas and 2x on gas and I've kept it for those categories and also because I didn't want to give up that biz card after having succeeded at getting it with all the sole proprietorship stuff.

I see there's now Ink Business Cash that has those same categories, no annual fee, and the 75K bonus right now.

https://creditcards.chase.com/business-credit-cards/ink/cash?iCELL=61GF

Should I apply for that while still retaining my existing Ink, or cancel the existing one first?  And either way, is Chase being harder on granting biz cards these days or should I still be good following the basic simple process?

Worst-case scenario, I'm sure I could get them to convert what I have now into that Ink Business Cash with no annual fee, but I want to grab the 75K bonus too if possible.

Offline 'taterblast

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Re: How Many Credit Cards Do You Have?
« Reply #11238 on: December 10, 2020, 10:09:54 AM »
old news but since delta extended diamond medallions i get another round of choice benefits in 2021.  :pbj:

Offline Kat Kid

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Re: How Many Credit Cards Do You Have?
« Reply #11239 on: December 27, 2020, 07:47:10 PM »
Ok, so Fold and BlockFi are both going to have bitcoin rewards on their pre-paid debit cards.  I have texted steve dave and await his verdict on my soul.
« Last Edit: December 27, 2020, 07:57:55 PM by Kat Kid »

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Re: How Many Credit Cards Do You Have?
« Reply #11241 on: December 29, 2020, 12:57:22 PM »
I like it. Expedia sucks.

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Offline yoga-like_abana

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Re: How Many Credit Cards Do You Have?
« Reply #11242 on: January 05, 2021, 10:10:52 AM »
The $80k SW card seems like a no brainer, right?

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #11243 on: January 05, 2021, 10:16:28 AM »
Yeah, it rules


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Offline ben ji

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Re: How Many Credit Cards Do You Have?
« Reply #11244 on: January 18, 2021, 11:08:05 AM »
My 24 months was up between SW cards so I applied over the weekend for the 80k SW card but didn't get approved right away, said they needed to verify info etc.

Someone from chase called me today to verify my income then said that since my credit utilization on my current CSR was so low they couldn't automatically approve the SW Card. My CSR came with a 20k credit line but I always pay it off before its due and the balance is never more than $1500ish.

They ended up taking 10k of my CSR credit line and moving it over to the new SW card so that I can get my sweet sweet points. First I have heard about credit utilization being a deciding factor in getting a new CC.  :dunno:

Offline Spracne

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Re: How Many Credit Cards Do You Have?
« Reply #11245 on: January 18, 2021, 12:35:58 PM »
My 24 months was up between SW cards so I applied over the weekend for the 80k SW card but didn't get approved right away, said they needed to verify info etc.

Someone from chase called me today to verify my income then said that since my credit utilization on my current CSR was so low they couldn't automatically approve the SW Card. My CSR came with a 20k credit line but I always pay it off before its due and the balance is never more than $1500ish.

They ended up taking 10k of my CSR credit line and moving it over to the new SW card so that I can get my sweet sweet points. First I have heard about credit utilization being a deciding factor in getting a new CC:dunno:

Yeah, that's pretty lame, because increasing your credit utilization can negatively impact your credit score. I think around 10% utilization is the sweet spot, but I don't know for sure.

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Re: How Many Credit Cards Do You Have?
« Reply #11246 on: February 25, 2021, 03:25:16 PM »
75K bonuses out for some Ink cards.  I've got the old school one that has a $95 annual fee but 5x on internet/cable/gas and 2x on gas and I've kept it for those categories and also because I didn't want to give up that biz card after having succeeded at getting it with all the sole proprietorship stuff.

I see there's now Ink Business Cash that has those same categories, no annual fee, and the 75K bonus right now.

https://creditcards.chase.com/business-credit-cards/ink/cash?iCELL=61GF

Should I apply for that while still retaining my existing Ink, or cancel the existing one first?  And either way, is Chase being harder on granting biz cards these days or should I still be good following the basic simple process?

Worst-case scenario, I'm sure I could get them to convert what I have now into that Ink Business Cash with no annual fee, but I want to grab the 75K bonus too if possible.

Still seeking out any answers on this soon, as I'll be making a few separate big purchases.  At least one would knock out this $7500 spend in one shot.  If I could get this new biz card with no annual fee, cancel my existing one, and get 75K points in one shot, that would be fantastic.

Then I'd be looking for any others with great bonuses for $5K+, maybe even $10K+ in spend.

I've got to update my spreadsheet, but I'm at either 2 or 3 in the past 24.

Separate from the big spends, if I'm getting relocated to an IHG during renovations, I'll also want to get the higher-reward IHG card for that either on top of or to cancel and replace my existing lower-reward IHG card.

@steve dave

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #11247 on: February 25, 2021, 03:39:19 PM »
FRIENDSHIP CANCELLED WITH CREDIT CARDS

NOW BITCOIN AND DAYTRADING IS BEST FRIEND

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #11248 on: February 25, 2021, 03:40:19 PM »
I honestly don't know. Can you even get another Ink version if you have one? I know they cracked down on different personal UR cards where you can only hold one at a time or something. maybe that's just the Sapphire versions? 75k is a great deal though. I should probably get it.

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Re: How Many Credit Cards Do You Have?
« Reply #11249 on: February 25, 2021, 03:46:34 PM »
FRIENDSHIP CANCELLED WITH CREDIT CARDS

NOW BITCOIN AND DAYTRADING IS BEST FRIEND
:excited:
"The Times 03/Jan/2009 Chancellor on brink of second bailout for banks"

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