Author Topic: How Many Credit Cards Do You Have?  (Read 982996 times)

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Offline XocolateThundarr

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Re: How Many Credit Cards Do You Have?
« Reply #10850 on: August 27, 2019, 04:24:11 PM »
how long does it usually take to hear back from chase on ink applications?  I know it's probably somewhere ITT but if someone could just tell me their experience i'd appreciate it.  TIA


I think we heard back on ours in a day or so.
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Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #10851 on: August 27, 2019, 04:49:21 PM »
You can call and they’ll tell you immediately


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Re: How Many Credit Cards Do You Have?
« Reply #10852 on: August 27, 2019, 04:53:23 PM »
think i might try a cap one venture.  50k miles (spend 3k first 3 mo), 2 points per every dollar spent, waive annual fee first year.   :dunno:

not sure what airlines these points transfer to tho and at what rate.
« Last Edit: August 27, 2019, 04:58:32 PM by meow meow »

Offline DQ12

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Re: How Many Credit Cards Do You Have?
« Reply #10853 on: August 27, 2019, 05:46:06 PM »
Chase rejected my ink application because they need proof (they suggested county documents? wtf?) of my business name, which I wrote down as "[Dlew12] Media".  I told them I don't have any proof of my business name.  The jackwagon says "oh well hey then just apply under your actual name if you're a sole proprietership."  Cool.  Did that: denied.  When I called them to ask why it was denied, they told me it was because I have a pending application and they need further documents from me.  No rough ridin' crap.  She told me to wait 30 days until application 1 goes to inactive status.

Speaking to customer service people makes me want to pull my hair out. 


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Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #10854 on: August 27, 2019, 07:40:02 PM »
Always sole proprietorship folks


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Offline XocolateThundarr

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Re: How Many Credit Cards Do You Have?
« Reply #10855 on: August 27, 2019, 10:50:46 PM »
Always sole proprietorship folks


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Unless you have a totally legit LLC, Corp, etc.
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Offline DaBigTrain

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Re: How Many Credit Cards Do You Have?
« Reply #10856 on: August 27, 2019, 11:28:00 PM »
Do we have a new king of TT?! :surprised:

Potentially!
"The Times 03/Jan/2009 Chancellor on brink of second bailout for banks"

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Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #10857 on: August 28, 2019, 04:02:01 AM »
Always sole proprietorship folks


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Unless you have a totally legit LLC, Corp, etc.

No


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Offline XocolateThundarr

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Re: How Many Credit Cards Do You Have?
« Reply #10858 on: August 28, 2019, 08:39:33 AM »
We did it that way so the account didn't show up on our personal credit reports. 
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Offline DaBigTrain

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Re: How Many Credit Cards Do You Have?
« Reply #10859 on: August 28, 2019, 09:19:49 AM »
We did it that way so the account didn't show up on our personal credit reports.

Genius. Do you have a newsletter or something that you put pro pro tips I could subscribe to?
"The Times 03/Jan/2009 Chancellor on brink of second bailout for banks"

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Re: How Many Credit Cards Do You Have?
« Reply #10860 on: August 28, 2019, 09:48:54 AM »
think i might try a cap one venture.  50k miles (spend 3k first 3 mo), 2 points per every dollar spent, waive annual fee first year.   :dunno:

not sure what airlines these points transfer to tho and at what rate.

the crickets must mean this card is super meh'y

Offline 420seriouscat69

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Re: How Many Credit Cards Do You Have?
« Reply #10861 on: August 28, 2019, 09:53:35 AM »
Is this where we talk about how bad ass our credit is?

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Re: How Many Credit Cards Do You Have?
« Reply #10862 on: August 28, 2019, 09:54:12 AM »
post your score wacks

Offline mocat

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Re: How Many Credit Cards Do You Have?
« Reply #10863 on: August 28, 2019, 10:21:18 AM »
think i might try a cap one venture.  50k miles (spend 3k first 3 mo), 2 points per every dollar spent, waive annual fee first year.   :dunno:

not sure what airlines these points transfer to tho and at what rate.

the crickets must mean this card is super meh'y

aren't cap1 miles redeemed at $0.01/mile? if so, a $500 value is not that great for a signup bonus. on the other hand i think cap1's are super churnable (or they used to be, idk)

Offline 420seriouscat69

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Re: How Many Credit Cards Do You Have?
« Reply #10864 on: August 28, 2019, 10:30:53 AM »

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Re: How Many Credit Cards Do You Have?
« Reply #10865 on: August 28, 2019, 10:34:48 AM »
Pretty juicy 420seriouscat69
Hyperbolic partisan duplicitous hypocrite

Offline DaBigTrain

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Re: How Many Credit Cards Do You Have?
« Reply #10866 on: August 28, 2019, 10:45:21 AM »
Anything below 900 I view as pretty low imo
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Re: How Many Credit Cards Do You Have?
« Reply #10867 on: August 28, 2019, 10:48:49 AM »
think i might try a cap one venture.  50k miles (spend 3k first 3 mo), 2 points per every dollar spent, waive annual fee first year.   :dunno:

not sure what airlines these points transfer to tho and at what rate.

the crickets must mean this card is super meh'y

It's good. I don't count down to the penny, but it seems roughly comparable to the rest. You can use it on whatever brand you want, too, so it's very flexible.

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #10868 on: August 28, 2019, 11:21:10 AM »
CSR is better but if you want max lazy credit card points strategy it can’t be beat.


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Re: How Many Credit Cards Do You Have?
« Reply #10869 on: August 28, 2019, 11:22:30 AM »
CSR is better but if you want max lazy credit card points strategy it can’t be beat.


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Offline Brock Landers

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Re: How Many Credit Cards Do You Have?
« Reply #10870 on: August 29, 2019, 11:28:12 AM »
think i might try a cap one venture.  50k miles (spend 3k first 3 mo), 2 points per every dollar spent, waive annual fee first year.   :dunno:

not sure what airlines these points transfer to tho and at what rate.

the crickets must mean this card is super meh'y

I've had this card for a few months, the bonus is easy to get and I like the 2x points accrual.  I was messing around on their reservation portal the other day and it seems to work with most major carriers except for Southwest.

 

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Re: How Many Credit Cards Do You Have?
« Reply #10871 on: August 29, 2019, 12:07:48 PM »
think i might try a cap one venture.  50k miles (spend 3k first 3 mo), 2 points per every dollar spent, waive annual fee first year.   :dunno:

not sure what airlines these points transfer to tho and at what rate.

the crickets must mean this card is super meh'y

I've had this card for a few months, the bonus is easy to get and I like the 2x points accrual.  I was messing around on their reservation portal the other day and it seems to work with most major carriers except for Southwest.

 

do they transfer 1:1?

i'll probably get it, no annual fee the first year, so why not

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #10872 on: August 29, 2019, 12:16:57 PM »
they don't transfer at all. they just have a $ value assigned to them for booking.

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Re: How Many Credit Cards Do You Have?
« Reply #10873 on: August 29, 2019, 12:19:33 PM »
thanks mr dave

Offline Brock Landers

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Re: How Many Credit Cards Do You Have?
« Reply #10874 on: August 29, 2019, 01:10:07 PM »
They do have a few airlines you can transfer to but none are domestic, it's like Qantas or Emirates and stuff like that.  Also not a 1:1 transfer.